Home > Keystone State Savings Bank > Income and Expense
Keystone State Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,883 |
| Total interest expense | $343,000 | 7,333 |
| Net interest income | $282,000 | 7,979 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $18,000 | 7,700 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $7,000 | 7,080 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $836,000 | 7,314 |
| Salaries and employee benefits | $520,000 | 7,018 |
| Premises and equipment expense | $37,000 | 7,870 |
| Additional noninterest expense | $279,000 | 7,217 |
| Pre-tax net operating income | $-536,000 | 6,359 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $70,000 | 3,121 |
| Income before extraordinary items | $-606,000 | 6,507 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-606,000 | 6,508 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-606,000 | 6,507 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-606,000 | 6,496 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,947 |
| Total interest expense | $233,000 | 7,412 |
| Net interest income | $210,000 | 8,037 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $12,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $5,000 | 7,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $702,000 | 6,994 |
| Salaries and employee benefits | $462,000 | 6,502 |
| Premises and equipment expense | $27,000 | 7,918 |
| Additional noninterest expense | $213,000 | 7,088 |
| Pre-tax net operating income | $-480,000 | 6,622 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $70,000 | 2,912 |
| Income before extraordinary items | $-550,000 | 6,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-550,000 | 6,807 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-550,000 | 6,807 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-550,000 | 6,788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 7,972 |
| Total interest expense | $118,000 | 7,491 |
| Net interest income | $118,000 | 8,063 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $5,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $200,000 | 7,761 |
| Salaries and employee benefits | $58,000 | 8,120 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $128,000 | 6,668 |
| Pre-tax net operating income | $-77,000 | 6,579 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $-85,000 | 6,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-85,000 | 6,772 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-85,000 | 6,772 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-85,000 | 6,678 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 7,935 |
| Total interest expense | $659,000 | 7,395 |
| Net interest income | $420,000 | 8,130 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,169 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,000 | 7,639 |
| Total noninterest expense | $550,000 | 8,070 |
| Salaries and employee benefits | $304,000 | 8,065 |
| Premises and equipment expense | $46,000 | 8,087 |
| Additional noninterest expense | $200,000 | 7,881 |
| Pre-tax net operating income | $-108,000 | 6,460 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-11,000 | 6,797 |
| Income before extraordinary items | $-97,000 | 6,355 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-97,000 | 6,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-97,000 | 6,502 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $841,000 | 8,008 |
| Total interest expense | $518,000 | 7,454 |
| Net interest income | $323,000 | 8,213 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $16,000 | 8,063 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $7,000 | 7,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $412,000 | 8,135 |
| Salaries and employee benefits | $229,000 | 8,121 |
| Premises and equipment expense | $39,000 | 8,094 |
| Additional noninterest expense | $144,000 | 7,943 |
| Pre-tax net operating income | $-73,000 | 6,875 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $-75,000 | 6,735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-75,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-75,000 | 6,913 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $575,000 | 8,058 |
| Total interest expense | $354,000 | 7,534 |
| Net interest income | $221,000 | 8,270 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $11,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $5,000 | 7,264 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $276,000 | 8,189 |
| Salaries and employee benefits | $152,000 | 8,181 |
| Premises and equipment expense | $26,000 | 8,152 |
| Additional noninterest expense | $98,000 | 7,983 |
| Pre-tax net operating income | $-44,000 | 7,080 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $-49,000 | 7,147 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-49,000 | 7,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-49,000 | 7,118 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,073 |
| Total interest expense | $182,000 | 7,615 |
| Net interest income | $120,000 | 8,304 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $6,000 | 8,165 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $141,000 | 8,222 |
| Salaries and employee benefits | $76,000 | 8,221 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $51,000 | 7,974 |
| Pre-tax net operating income | $-15,000 | 7,257 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $-22,000 | 7,401 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-22,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-22,000 | 7,332 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 7,990 |
| Total interest expense | $716,000 | 7,625 |
| Net interest income | $626,000 | 8,162 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $19,000 | 8,245 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $10,000 | 7,309 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $570,000 | 8,254 |
| Salaries and employee benefits | $317,000 | 8,231 |
| Premises and equipment expense | $53,000 | 8,220 |
| Additional noninterest expense | $200,000 | 8,029 |
| Pre-tax net operating income | $75,000 | 7,218 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,248 |
| Income before extraordinary items | $46,000 | 7,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $46,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $46,000 | 7,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,047 |
| Total interest expense | $529,000 | 7,691 |
| Net interest income | $476,000 | 8,213 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $14,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $423,000 | 8,250 |
| Salaries and employee benefits | $236,000 | 8,235 |
| Premises and equipment expense | $38,000 | 8,235 |
| Additional noninterest expense | $149,000 | 8,008 |
| Pre-tax net operating income | $67,000 | 7,429 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $26,000 | 5,340 |
| Income before extraordinary items | $41,000 | 7,524 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $41,000 | 7,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $41,000 | 7,510 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 8,106 |
| Total interest expense | $353,000 | 7,723 |
| Net interest income | $321,000 | 8,276 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $10,000 | 8,363 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $5,000 | 7,379 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $286,000 | 8,287 |
| Salaries and employee benefits | $159,000 | 8,287 |
| Premises and equipment expense | $25,000 | 8,294 |
| Additional noninterest expense | $102,000 | 8,037 |
| Pre-tax net operating income | $45,000 | 7,546 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $19,000 | 5,371 |
| Income before extraordinary items | $26,000 | 7,646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,000 | 7,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $26,000 | 7,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,154 |
| Total interest expense | $174,000 | 7,756 |
| Net interest income | $165,000 | 8,310 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $4,000 | 8,418 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $144,000 | 8,331 |
| Salaries and employee benefits | $80,000 | 8,330 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $51,000 | 8,070 |
| Pre-tax net operating income | $25,000 | 7,595 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $14,000 | 7,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $14,000 | 7,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $14,000 | 7,682 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 8,101 |
| Total interest expense | $573,000 | 7,774 |
| Net interest income | $678,000 | 8,231 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $18,000 | 8,424 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $9,000 | 7,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $597,000 | 8,319 |
| Salaries and employee benefits | $334,000 | 8,304 |
| Premises and equipment expense | $56,000 | 8,301 |
| Additional noninterest expense | $207,000 | 8,079 |
| Pre-tax net operating income | $99,000 | 7,712 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $81,000 | 7,740 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $81,000 | 7,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $81,000 | 7,733 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $913,000 | 8,197 |
| Total interest expense | $407,000 | 7,859 |
| Net interest income | $506,000 | 8,305 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $14,000 | 8,514 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,000 | 7,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,342 |
| Total noninterest expense | $437,000 | 8,367 |
| Salaries and employee benefits | $242,000 | 8,349 |
| Premises and equipment expense | $43,000 | 8,334 |
| Additional noninterest expense | $152,000 | 8,123 |
| Pre-tax net operating income | $83,000 | 7,868 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $6,000 | 6,367 |
| Income before extraordinary items | $77,000 | 7,844 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $77,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $77,000 | 7,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $589,000 | 8,265 |
| Total interest expense | $254,000 | 7,920 |
| Net interest income | $335,000 | 8,366 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $9,000 | 8,567 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,000 | 7,536 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,426 |
| Total noninterest expense | $293,000 | 8,397 |
| Salaries and employee benefits | $164,000 | 8,380 |
| Premises and equipment expense | $29,000 | 8,346 |
| Additional noninterest expense | $100,000 | 8,152 |
| Pre-tax net operating income | $51,000 | 7,955 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,000 | 6,457 |
| Income before extraordinary items | $48,000 | 7,923 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $48,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $48,000 | 7,927 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $282,000 | 8,306 |
| Total interest expense | $119,000 | 7,970 |
| Net interest income | $163,000 | 8,416 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,000 | 8,568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,000 | 7,527 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $150,000 | 8,393 |
| Salaries and employee benefits | $85,000 | 8,376 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $18,000 | 8,050 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $17,000 | 8,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 8,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $17,000 | 8,022 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 8,323 |
| Total interest expense | $440,000 | 7,783 |
| Net interest income | $562,000 | 8,481 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $20,000 | 8,602 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $11,000 | 7,582 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,436 |
| Total noninterest expense | $582,000 | 8,446 |
| Salaries and employee benefits | $318,000 | 8,441 |
| Premises and equipment expense | $54,000 | 8,416 |
| Additional noninterest expense | $210,000 | 8,164 |
| Pre-tax net operating income | $0 | 8,246 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $-3,000 | 8,287 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-3,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-3,000 | 8,261 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 8,384 |
| Total interest expense | $323,000 | 7,794 |
| Net interest income | $407,000 | 8,536 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $15,000 | 8,663 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,642 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,000 | 8,472 |
| Total noninterest expense | $437,000 | 8,439 |
| Salaries and employee benefits | $238,000 | 8,436 |
| Premises and equipment expense | $41,000 | 8,420 |
| Additional noninterest expense | $158,000 | 8,164 |
| Pre-tax net operating income | $-15,000 | 8,352 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $-16,000 | 8,371 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-16,000 | 8,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-16,000 | 8,345 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $471,000 | 8,411 |
| Total interest expense | $211,000 | 7,769 |
| Net interest income | $260,000 | 8,577 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $10,000 | 8,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $5,000 | 7,657 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $299,000 | 8,411 |
| Salaries and employee benefits | $163,000 | 8,423 |
| Premises and equipment expense | $29,000 | 8,382 |
| Additional noninterest expense | $107,000 | 8,130 |
| Pre-tax net operating income | $-29,000 | 8,410 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $-30,000 | 8,443 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-30,000 | 8,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-30,000 | 8,412 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $228,000 | 8,518 |
| Total interest expense | $105,000 | 7,776 |
| Net interest income | $123,000 | 8,683 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $6,000 | 8,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $151,000 | 8,469 |
| Salaries and employee benefits | $82,000 | 8,491 |
| Premises and equipment expense | $14,000 | 8,464 |
| Additional noninterest expense | $55,000 | 8,158 |
| Pre-tax net operating income | $-22,000 | 8,510 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $-23,000 | 8,536 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-23,000 | 8,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-23,000 | 8,510 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 8,555 |
| Total interest expense | $445,000 | 7,513 |
| Net interest income | $372,000 | 8,758 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $24,000 | 8,755 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $15,000 | 7,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $595,000 | 8,532 |
| Salaries and employee benefits | $333,000 | 8,513 |
| Premises and equipment expense | $55,000 | 8,542 |
| Additional noninterest expense | $207,000 | 8,267 |
| Pre-tax net operating income | $-199,000 | 8,537 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-50,000 | 8,677 |
| Income before extraordinary items | $-149,000 | 8,548 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-149,000 | 8,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-149,000 | 8,522 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $606,000 | 8,609 |
| Total interest expense | $337,000 | 7,528 |
| Net interest income | $269,000 | 8,820 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $17,000 | 8,834 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $11,000 | 7,770 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,650 |
| Total noninterest expense | $437,000 | 8,548 |
| Salaries and employee benefits | $246,000 | 8,534 |
| Premises and equipment expense | $41,000 | 8,570 |
| Additional noninterest expense | $150,000 | 8,307 |
| Pre-tax net operating income | $-151,000 | 8,623 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-45,000 | 8,805 |
| Income before extraordinary items | $-106,000 | 8,628 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-106,000 | 8,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-106,000 | 8,600 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 8,669 |
| Total interest expense | $228,000 | 7,568 |
| Net interest income | $176,000 | 8,884 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $11,000 | 8,887 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $7,000 | 7,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $294,000 | 8,589 |
| Salaries and employee benefits | $166,000 | 8,578 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $100,000 | 8,355 |
| Pre-tax net operating income | $-107,000 | 8,699 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-29,000 | 8,851 |
| Income before extraordinary items | $-78,000 | 8,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-78,000 | 8,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-78,000 | 8,669 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 8,715 |
| Total interest expense | $117,000 | 7,585 |
| Net interest income | $82,000 | 8,953 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $4,000 | 7,809 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $151,000 | 8,600 |
| Salaries and employee benefits | $85,000 | 8,586 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $50,000 | 8,398 |
| Pre-tax net operating income | $-63,000 | 8,746 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-15,000 | 8,887 |
| Income before extraordinary items | $-48,000 | 8,751 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-48,000 | 8,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-48,000 | 8,715 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 8,661 |
| Total interest expense | $582,000 | 7,443 |
| Net interest income | $329,000 | 8,976 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $25,000 | 8,975 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $15,000 | 7,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $575,000 | 8,712 |
| Salaries and employee benefits | $327,000 | 8,676 |
| Premises and equipment expense | $51,000 | 8,750 |
| Additional noninterest expense | $197,000 | 8,461 |
| Pre-tax net operating income | $-221,000 | 8,704 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-52,000 | 8,873 |
| Income before extraordinary items | $-169,000 | 8,766 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-169,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-169,000 | 8,694 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $708,000 | 8,721 |
| Total interest expense | $457,000 | 7,503 |
| Net interest income | $251,000 | 9,052 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $19,000 | 9,045 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $11,000 | 7,946 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $426,000 | 8,743 |
| Salaries and employee benefits | $238,000 | 8,712 |
| Premises and equipment expense | $38,000 | 8,797 |
| Additional noninterest expense | $150,000 | 8,464 |
| Pre-tax net operating income | $-156,000 | 8,795 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-35,000 | 8,993 |
| Income before extraordinary items | $-121,000 | 8,848 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-121,000 | 8,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-121,000 | 8,777 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $501,000 | 8,714 |
| Total interest expense | $319,000 | 7,523 |
| Net interest income | $182,000 | 9,060 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $12,000 | 9,092 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $7,000 | 7,984 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $283,000 | 8,757 |
| Salaries and employee benefits | $158,000 | 8,748 |
| Premises and equipment expense | $26,000 | 8,793 |
| Additional noninterest expense | $99,000 | 8,473 |
| Pre-tax net operating income | $-89,000 | 8,811 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-24,000 | 9,041 |
| Income before extraordinary items | $-65,000 | 8,877 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-65,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-65,000 | 8,783 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,750 |
| Total interest expense | $168,000 | 7,510 |
| Net interest income | $92,000 | 9,097 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $5,000 | 9,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $141,000 | 8,808 |
| Salaries and employee benefits | $78,000 | 8,802 |
| Premises and equipment expense | $13,000 | 8,800 |
| Additional noninterest expense | $50,000 | 8,487 |
| Pre-tax net operating income | $-44,000 | 8,875 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-14,000 | 9,093 |
| Income before extraordinary items | $-30,000 | 8,909 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 8,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-30,000 | 8,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 8,625 |
| Total interest expense | $781,000 | 7,572 |
| Net interest income | $475,000 | 9,027 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $26,000 | 9,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $15,000 | 8,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $579,000 | 8,817 |
| Salaries and employee benefits | $330,000 | 8,773 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $197,000 | 8,575 |
| Pre-tax net operating income | $-78,000 | 8,738 |
| Securities gains (losses) | $72,000 | 2,068 |
| Applicable income taxes | $-10,000 | 8,862 |
| Income before extraordinary items | $4,000 | 8,710 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,000 | 8,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-42,080 | 8,713 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 8,613 |
| Total interest expense | $1,041,000 | 7,945 |
| Net interest income | $580,000 | 9,074 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $27,000 | 9,372 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $18,000 | 8,158 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $553,000 | 9,055 |
| Salaries and employee benefits | $314,000 | 9,006 |
| Premises and equipment expense | $48,000 | 9,159 |
| Additional noninterest expense | $191,000 | 8,729 |
| Pre-tax net operating income | $54,000 | 8,534 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $5,000 | 7,734 |
| Income before extraordinary items | $49,000 | 8,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $49,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $49,000 | 8,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 8,708 |
| Total interest expense | $962,000 | 8,301 |
| Net interest income | $769,000 | 8,973 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $18,000 | 9,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 8,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $545,000 | 9,275 |
| Salaries and employee benefits | $309,000 | 9,208 |
| Premises and equipment expense | $50,000 | 9,363 |
| Additional noninterest expense | $186,000 | 8,914 |
| Pre-tax net operating income | $232,000 | 8,228 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $80,000 | 6,791 |
| Income before extraordinary items | $152,000 | 8,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $152,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $152,000 | 8,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 9,007 |
| Total interest expense | $932,000 | 8,361 |
| Net interest income | $616,000 | 9,474 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $17,000 | 9,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 8,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $537,000 | 9,513 |
| Salaries and employee benefits | $291,000 | 9,515 |
| Premises and equipment expense | $49,000 | 9,658 |
| Additional noninterest expense | $197,000 | 9,060 |
| Pre-tax net operating income | $96,000 | 9,094 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $79,000 | 9,099 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $79,000 | 9,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $79,000 | 9,066 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 9,135 |
| Total interest expense | $960,000 | 8,527 |
| Net interest income | $662,000 | 9,584 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $10,000 | 10,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 8,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $529,000 | 9,678 |
| Salaries and employee benefits | $289,000 | 9,673 |
| Premises and equipment expense | $46,000 | 9,908 |
| Additional noninterest expense | $194,000 | 9,180 |
| Pre-tax net operating income | $131,000 | 9,275 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $30,000 | 8,700 |
| Income before extraordinary items | $101,000 | 9,341 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $101,000 | 9,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $101,000 | 9,272 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 9,443 |
| Total interest expense | $965,000 | 8,786 |
| Net interest income | $720,000 | 9,882 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $10,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $536,000 | 9,998 |
| Salaries and employee benefits | $298,000 | 9,966 |
| Premises and equipment expense | $44,000 | 10,343 |
| Additional noninterest expense | $194,000 | 9,481 |
| Pre-tax net operating income | $188,000 | 9,633 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $141,000 | 9,664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $141,000 | 9,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $141,000 | 9,616 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 9,856 |
| Total interest expense | $950,000 | 9,182 |
| Net interest income | $717,000 | 10,337 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $11,000 | 11,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $667,000 | 9,920 |
| Salaries and employee benefits | $282,000 | 10,489 |
| Premises and equipment expense | $37,000 | 10,993 |
| Additional noninterest expense | $348,000 | 8,386 |
| Pre-tax net operating income | $61,000 | 10,547 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $50,000 | 10,582 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $50,000 | 10,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $50,000 | 10,526 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 10,177 |
| Total interest expense | $911,000 | 9,580 |
| Net interest income | $789,000 | 10,559 |
| Provision for loan and lease losses | $3,000 | 8,797 |
| Total noninterest income | $7,000 | 11,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 11,796 |
| Total noninterest expense | $510,000 | 10,984 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $34,000 | 11,525 |
| Additional noninterest expense | $204,000 | 10,364 |
| Pre-tax net operating income | $283,000 | 9,879 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $196,000 | 9,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $196,000 | 9,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 10,809 |
| Total interest expense | $776,000 | 9,729 |
| Net interest income | $688,000 | 11,417 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $5,000 | 12,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 12,349 |
| Total noninterest expense | $502,000 | 11,612 |
| Salaries and employee benefits | $279,000 | 11,396 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $188,000 | 11,305 |
| Pre-tax net operating income | $191,000 | 10,963 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $124,000 | 11,114 |
| Extraordinary gains, net | $7,000 | 226 |
| Net income | $131,000 | 11,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $124,000 | 11,165 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 11,200 |
| Total interest expense | $830,000 | 9,883 |
| Net interest income | $691,000 | 11,914 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $15,000 | 13,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $445,000 | 12,436 |
| Salaries and employee benefits | $266,000 | 12,017 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $116,000 | 12,805 |
| Pre-tax net operating income | $261,000 | 10,545 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $171,000 | 10,966 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $171,000 | 11,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $171,000 | 10,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 11,553 |
| Total interest expense | $1,036,000 | 10,245 |
| Net interest income | $646,000 | 12,535 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $16,000 | 13,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $494,000 | 12,670 |
| Salaries and employee benefits | $309,000 | 11,906 |
| Premises and equipment expense | $64,000 | 12,099 |
| Additional noninterest expense | $121,000 | 13,313 |
| Pre-tax net operating income | $168,000 | 11,348 |
| Securities gains (losses) | $35,000 | 4,733 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $135,000 | 11,473 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $135,000 | 11,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $111,550 | 11,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.