Home > Keystone National Bank > Income and Expense
Keystone National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,974 |
| Total interest expense | $384,000 | 10,364 |
| Net interest income | $3,295,000 | 4,942 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $12,140,000 | 494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,137,000 | 366 |
| Total noninterest expense | $11,561,000 | 1,150 |
| Salaries and employee benefits | $6,787,000 | 974 |
| Premises and equipment expense | $1,120,000 | 1,768 |
| Additional noninterest expense | $3,654,000 | 1,207 |
| Pre-tax net operating income | $3,374,000 | 2,242 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,264,000 | 1,979 |
| Income before extraordinary items | $2,110,000 | 2,464 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,110,000 | 2,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,110,000 | 2,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.