Home > Keystone National Bank > Assets and Liabilities
Keystone National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 162 | 1,069 |
| Assets and Liabilities | ||
| Total Assets: | $70,944,000 | 5,670 |
| Cash and due from depository institutions | $1,793,000 | 1,069 |
| Interest-bearing balances | $58,000 | 5,246 |
| Securities | $1,324,000 | 10,498 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 5,495 |
| Net loans & leases | $51,567,000 | 4,854 |
| Loan loss allowance | $476,000 | 5,901 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,470,000 | 4,787 |
| Other real estate owned | $0 | 1,069 |
| Goodwill and other intangibles | $6,974,000 | 457 |
| All other assets | $6,216,000 | 1,248 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,944,000 | 5,670 |
| Total liabilities | $61,198,000 | 5,808 |
| Total deposits | $55,947,000 | 5,953 |
| Interest-bearing deposits | $22,979,000 | 8,668 |
| Deposits held in domestic offices | $55,947,000 | 5,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,251,000 | 966 |
| Total equity capital | $9,746,000 | 4,403 |
| Total bank equity capital | $9,746,000 | 4,403 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $6,747,000 | 2,188 |
| Undivided profits | $1,999,000 | 7,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 7,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $574,000 | 4,125 |
| Earning assets | $54,549,000 | 6,383 |
| Long-term assets (5+ years) | $12,175,000 | 3,837 |
| Average Assets, year-to-date | $59,045,250 | 6,215 |
| Average Assets, quarterly | $69,173,500 | 5,725 |
| Volatile liabilities | $1,421,000 | 9,797 |
| Insider loans | $63,000 | 8,873 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $37,211,000 | 119 |
| Unused loan commitments | $52,525,000 | 1,054 |
| Tier 1 (core) risk-based capital | $7,610,000 | 5,253 |
| Tier 2 risk-based capital | $476,000 | 5,350 |
| Total risk weighted assets | $38,748,200 | 6,067 |
| Total unused commitments | $52,525,000 | 1,058 |
| Derivatives | $54,196,000 | 247 |