Home > Keystone Financial Bank > Net charge- offs to loans
Keystone Financial Bank, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5234% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 172 |
| Percentage Net Loans Charged-off:Construction & development | -0.0493% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2237% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0789% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1378% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0991% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0009% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8972% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3842% | 461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5059% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5057% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0727% | 380 |
| Percentage Net Loans Charged-off:Construction & development | -0.2312% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1739% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2214% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0351% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3457% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2450% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4219% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9130% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3880% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1128% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0884% | 365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0857% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1357% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3406% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5172% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0006% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2765% | 3,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1073% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0730% | 429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2904% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9784% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9988% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5463% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0741% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3371% | 388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5244% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9684% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2697% | 193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2086% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0505% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0895% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6013% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3292% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0461% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2060% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3246% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7112% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9453% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 6,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2123% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1563% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9856% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9950% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |