Home > Keystone Financial Bank > Assets and Liabilities
Keystone Financial Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 2,396 | 103 |
| Assets and Liabilities | ||
| Total Assets: | $6,775,685,000 | 127 |
| Cash and due from depository institutions | $331,909,000 | 103 |
| Interest-bearing balances | $777,000 | 2,716 |
| Securities | $1,571,846,000 | 131 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $4,508,835,000 | 119 |
| Loan loss allowance | $59,975,000 | 136 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $116,489,000 | 91 |
| Other real estate owned | $8,038,000 | 103 |
| Goodwill and other intangibles | $63,930,000 | 129 |
| All other assets | $174,638,000 | 146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,775,685,000 | 127 |
| Total liabilities | $6,211,584,000 | 128 |
| Total deposits | $4,965,675,000 | 115 |
| Interest-bearing deposits | $4,300,925,000 | 110 |
| Deposits held in domestic offices | $4,965,675,000 | 114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $362,548,000 | 169 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $778,776,000 | 139 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $104,585,000 | 147 |
| Total equity capital | $564,101,000 | 128 |
| Total bank equity capital | $564,101,000 | 128 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,750,000 | 444 |
| Surplus | $275,395,000 | 134 |
| Undivided profits | $280,956,000 | 123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,532,000 | 104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,033,000 | 90 |
| Income earned, not collected on loans | $26,606,000 | 132 |
| Earning assets | $6,081,458,000 | 124 |
| Long-term assets (5+ years) | $2,529,725,000 | 78 |
| Average Assets, year-to-date | $6,721,153,200 | 118 |
| Average Assets, quarterly | $6,753,901,000 | 122 |
| Volatile liabilities | $984,221,000 | 204 |
| Insider loans | $156,511,000 | 29 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $110,203,000 | 65 |
| Unused loan commitments | $1,007,603,000 | 188 |
| Tier 1 (core) risk-based capital | $525,388,000 | 129 |
| Tier 2 risk-based capital | $59,746,660 | 150 |
| Total risk weighted assets | $4,779,492,260 | 131 |
| Total unused commitments | $1,007,603,000 | 188 |
| Derivatives | $635,237,000 | 111 |
| 1998-12-31 | Rank | |
| # of Employees: | 2,018 | 118 |
| Assets and Liabilities | ||
| Total Assets: | $6,764,079,000 | 121 |
| Cash and due from depository institutions | $213,781,000 | 118 |
| Interest-bearing balances | $25,332,000 | 216 |
| Securities | $1,582,759,000 | 114 |
| Federal funds sold & reverse repurchase agreements | $141,700,000 | 138 |
| Net loans & leases | $4,477,851,000 | 117 |
| Loan loss allowance | $60,274,000 | 138 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $101,847,000 | 101 |
| Other real estate owned | $7,904,000 | 118 |
| Goodwill and other intangibles | $70,456,000 | 121 |
| All other assets | $167,781,000 | 142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $6,764,079,000 | 121 |
| Total liabilities | $6,170,062,000 | 119 |
| Total deposits | $5,248,932,000 | 108 |
| Interest-bearing deposits | $4,517,800,000 | 106 |
| Deposits held in domestic offices | $5,248,932,000 | 104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $363,743,000 | 151 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $439,438,000 | 167 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $117,949,000 | 146 |
| Total equity capital | $594,017,000 | 130 |
| Total bank equity capital | $594,017,000 | 130 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $25,020,000 | 145 |
| Surplus | $253,029,000 | 135 |
| Undivided profits | $315,968,000 | 106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,252,000 | 109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,190,000 | 78 |
| Income earned, not collected on loans | $31,350,000 | 110 |
| Earning assets | $6,227,642,000 | 117 |
| Long-term assets (5+ years) | $2,178,975,000 | 80 |
| Average Assets, year-to-date | $5,919,634,200 | 127 |
| Average Assets, quarterly | $6,272,805,500 | 125 |
| Volatile liabilities | $919,616,000 | 190 |
| Insider loans | $311,392,000 | 10 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $76,708,000 | 110 |
| Unused loan commitments | $1,104,331,000 | 185 |
| Tier 1 (core) risk-based capital | $531,981,700 | 126 |
| Tier 2 risk-based capital | $59,852,760 | 152 |
| Total risk weighted assets | $4,767,605,860 | 122 |
| Total unused commitments | $1,104,331,000 | 186 |
| Derivatives | $359,482,000 | 138 |
| 1997-12-31 | Rank | |
| # of Employees: | 350 | 513 |
| Assets and Liabilities | ||
| Total Assets: | $1,291,509,000 | 425 |
| Cash and due from depository institutions | $28,208,000 | 513 |
| Interest-bearing balances | $5,154,000 | 872 |
| Securities | $236,015,000 | 536 |
| Federal funds sold & reverse repurchase agreements | $17,100,000 | 769 |
| Net loans & leases | $970,503,000 | 375 |
| Loan loss allowance | $10,695,000 | 459 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $14,437,000 | 517 |
| Other real estate owned | $1,113,000 | 513 |
| Goodwill and other intangibles | $8,763,000 | 400 |
| All other assets | $15,370,000 | 634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,291,509,000 | 425 |
| Total liabilities | $1,176,581,000 | 419 |
| Total deposits | $946,964,000 | 420 |
| Interest-bearing deposits | $830,344,000 | 418 |
| Deposits held in domestic offices | $946,964,000 | 416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $123,500,000 | 298 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $86,297,000 | 417 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $19,820,000 | 409 |
| Total equity capital | $114,928,000 | 441 |
| Total bank equity capital | $114,928,000 | 441 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,750,000 | 454 |
| Surplus | $37,922,000 | 536 |
| Undivided profits | $69,256,000 | 364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,797,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $135,000 | 801 |
| Income earned, not collected on loans | $5,945,000 | 407 |
| Earning assets | $1,228,772,000 | 407 |
| Long-term assets (5+ years) | $323,531,000 | 280 |
| Average Assets, year-to-date | $1,258,312,400 | 415 |
| Average Assets, quarterly | $1,297,645,000 | 418 |
| Volatile liabilities | $252,145,000 | 458 |
| Insider loans | $55,028,000 | 88 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $6,060,000 | 322 |
| Unused loan commitments | $216,078,000 | 405 |
| Tier 1 (core) risk-based capital | $107,593,000 | 428 |
| Tier 2 risk-based capital | $10,695,000 | 405 |
| Total risk weighted assets | $1,051,564,800 | 356 |
| Total unused commitments | $216,078,000 | 405 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 345 | 557 |
| Assets and Liabilities | ||
| Total Assets: | $1,241,865,000 | 467 |
| Cash and due from depository institutions | $60,713,000 | 557 |
| Interest-bearing balances | $26,409,000 | 155 |
| Securities | $199,019,000 | 641 |
| Federal funds sold & reverse repurchase agreements | $18,050,000 | 731 |
| Net loans & leases | $923,437,000 | 417 |
| Loan loss allowance | $10,502,000 | 508 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,085,000 | 578 |
| Other real estate owned | $2,242,000 | 557 |
| Goodwill and other intangibles | $9,962,000 | 368 |
| All other assets | $15,357,000 | 661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,241,865,000 | 467 |
| Total liabilities | $1,139,708,000 | 464 |
| Total deposits | $950,479,000 | 455 |
| Interest-bearing deposits | $816,453,000 | 457 |
| Deposits held in domestic offices | $950,479,000 | 449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,806,000 | 345 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $58,320,000 | 543 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $16,103,000 | 474 |
| Total equity capital | $102,157,000 | 507 |
| Total bank equity capital | $102,157,000 | 507 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,750,000 | 482 |
| Surplus | $37,922,000 | 545 |
| Undivided profits | $56,485,000 | 473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,398,000 | 662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,760 |
| Income earned, not collected on loans | $5,597,000 | 455 |
| Earning assets | $1,166,915,000 | 457 |
| Long-term assets (5+ years) | $296,623,000 | 307 |
| Average Assets, year-to-date | $1,235,988,200 | 456 |
| Average Assets, quarterly | $1,247,016,500 | 456 |
| Volatile liabilities | $217,707,000 | 534 |
| Insider loans | $51,515,000 | 115 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $30,803,000 | 118 |
| Unused loan commitments | $208,956,000 | 430 |
| Tier 1 (core) risk-based capital | $92,808,000 | 505 |
| Tier 2 risk-based capital | $10,502,000 | 439 |
| Total risk weighted assets | $963,438,900 | 396 |
| Total unused commitments | $208,956,000 | 432 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 355 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $1,259,509,000 | 478 |
| Cash and due from depository institutions | $117,568,000 | 558 |
| Interest-bearing balances | $75,710,000 | 72 |
| Securities | $201,574,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 544 |
| Net loans & leases | $867,675,000 | 448 |
| Loan loss allowance | $10,378,000 | 546 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,785,000 | 585 |
| Other real estate owned | $3,107,000 | 558 |
| Goodwill and other intangibles | $11,411,000 | 336 |
| All other assets | $17,389,000 | 640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,259,509,000 | 478 |
| Total liabilities | $1,157,816,000 | 477 |
| Total deposits | $979,213,000 | 473 |
| Interest-bearing deposits | $837,303,000 | 477 |
| Deposits held in domestic offices | $979,213,000 | 468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,483,000 | 352 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $44,488,000 | 581 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $12,632,000 | 591 |
| Total equity capital | $101,693,000 | 521 |
| Total bank equity capital | $101,693,000 | 521 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,750,000 | 494 |
| Surplus | $37,922,000 | 553 |
| Undivided profits | $56,021,000 | 486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,666,000 | 806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,218 |
| Income earned, not collected on loans | $5,600,000 | 479 |
| Earning assets | $1,172,959,000 | 474 |
| Long-term assets (5+ years) | $255,848,000 | 339 |
| Average Assets, year-to-date | $1,204,972,200 | 475 |
| Average Assets, quarterly | $1,240,793,500 | 486 |
| Volatile liabilities | $232,580,000 | 498 |
| Insider loans | $66,299,000 | 107 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $27,090,000 | 131 |
| Unused loan commitments | $167,481,000 | 503 |
| Tier 1 (core) risk-based capital | $90,041,000 | 540 |
| Tier 2 risk-based capital | $10,378,000 | 461 |
| Total risk weighted assets | $921,786,900 | 434 |
| Total unused commitments | $167,481,000 | 507 |
| Derivatives | $3,573,000 | 562 |
| 1994-12-31 | Rank | |
| # of Employees: | 469 | 456 |
| Assets and Liabilities | ||
| Total Assets: | $1,219,944,000 | 477 |
| Cash and due from depository institutions | $90,349,000 | 456 |
| Interest-bearing balances | $50,256,000 | 98 |
| Securities | $235,093,000 | 606 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 565 |
| Net loans & leases | $833,218,000 | 438 |
| Loan loss allowance | $9,989,000 | 556 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $13,789,000 | 546 |
| Other real estate owned | $2,436,000 | 456 |
| Goodwill and other intangibles | $10,071,000 | 311 |
| All other assets | $16,988,000 | 664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,219,944,000 | 477 |
| Total liabilities | $1,126,473,000 | 471 |
| Total deposits | $951,075,000 | 462 |
| Interest-bearing deposits | $830,585,000 | 452 |
| Deposits held in domestic offices | $951,075,000 | 457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,171,000 | 376 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $47,331,000 | 571 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $10,896,000 | 578 |
| Total equity capital | $93,471,000 | 496 |
| Total bank equity capital | $93,471,000 | 496 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,750,000 | 486 |
| Surplus | $37,922,000 | 527 |
| Undivided profits | $47,799,000 | 491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,104,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $5,006,000 | 458 |
| Earning assets | $1,136,567,000 | 470 |
| Long-term assets (5+ years) | $322,267,000 | 280 |
| Average Assets, year-to-date | $1,035,851,000 | 522 |
| Average Assets, quarterly | $1,117,631,500 | 501 |
| Volatile liabilities | $217,082,000 | 517 |
| Insider loans | $66,588,000 | 99 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $8,348,000 | 203 |
| Unused loan commitments | $170,132,000 | 482 |
| Tier 1 (core) risk-based capital | $86,055,000 | 527 |
| Tier 2 risk-based capital | $9,989,000 | 442 |
| Total risk weighted assets | $901,894,900 | 425 |
| Total unused commitments | $170,132,000 | 484 |
| Derivatives | $14,036,000 | 487 |
| 1993-12-31 | Rank | |
| # of Employees: | 463 | 488 |
| Assets and Liabilities | ||
| Total Assets: | $1,005,474,000 | 566 |
| Cash and due from depository institutions | $70,017,000 | 488 |
| Interest-bearing balances | $40,391,000 | 152 |
| Securities | $243,761,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $23,500,000 | 587 |
| Net loans & leases | $639,199,000 | 521 |
| Loan loss allowance | $7,524,000 | 731 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $11,383,000 | 627 |
| Other real estate owned | $2,856,000 | 488 |
| Goodwill and other intangibles | $1,539,000 | 815 |
| All other assets | $13,219,000 | 781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,005,474,000 | 566 |
| Total liabilities | $916,919,000 | 565 |
| Total deposits | $794,721,000 | 560 |
| Interest-bearing deposits | $693,596,000 | 555 |
| Deposits held in domestic offices | $794,721,000 | 552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $72,580,000 | 411 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $42,000,000 | 520 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,618,000 | 733 |
| Total equity capital | $88,555,000 | 514 |
| Total bank equity capital | $88,555,000 | 514 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,750,000 | 482 |
| Surplus | $23,400,000 | 717 |
| Undivided profits | $57,405,000 | 400 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,440,000 | 1,059 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,971,000 | 632 |
| Earning assets | $946,851,000 | 547 |
| Long-term assets (5+ years) | $291,319,000 | 279 |
| Average Assets, year-to-date | $970,554,200 | 557 |
| Average Assets, quarterly | $993,496,000 | 563 |
| Volatile liabilities | $166,197,000 | 585 |
| Insider loans | $54,958,000 | 99 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,772,000 | 392 |
| Unused loan commitments | $152,686,000 | 506 |
| Tier 1 (core) risk-based capital | $85,878,000 | 505 |
| Tier 2 risk-based capital | $7,524,000 | 550 |
| Total risk weighted assets | $690,464,000 | 499 |
| Total unused commitments | $152,686,000 | 516 |
| Derivatives | $17,400,000 | 457 |
| 1992-12-31 | Rank | |
| # of Employees: | 475 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $954,471,000 | 596 |
| Cash and due from depository institutions | $85,928,000 | 483 |
| Interest-bearing balances | $46,862,000 | 180 |
| Securities | $210,348,000 | 661 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,489 |
| Net loans & leases | $620,605,000 | 542 |
| Loan loss allowance | $7,240,000 | 766 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,493,000 | 695 |
| Other real estate owned | $356,000 | 483 |
| Goodwill and other intangibles | $1,806,000 | 753 |
| All other assets | $13,935,000 | 790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $954,471,000 | 596 |
| Total liabilities | $872,983,000 | 603 |
| Total deposits | $802,981,000 | 576 |
| Interest-bearing deposits | $704,747,000 | 576 |
| Deposits held in domestic offices | $802,981,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,355,000 | 435 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,000,000 | 940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $8,647,000 | 675 |
| Total equity capital | $81,488,000 | 527 |
| Total bank equity capital | $81,488,000 | 527 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,750,000 | 486 |
| Surplus | $23,400,000 | 691 |
| Undivided profits | $50,338,000 | 413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,314,000 | 952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,332,000 | 633 |
| Earning assets | $888,815,000 | 586 |
| Long-term assets (5+ years) | $259,228,000 | 304 |
| Average Assets, year-to-date | $935,563,000 | 594 |
| Average Assets, quarterly | $952,335,500 | 593 |
| Volatile liabilities | $110,574,000 | 697 |
| Insider loans | $56,815,000 | 6 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,036,000 | 717 |
| Unused loan commitments | $140,780,000 | 508 |
| Tier 1 (core) risk-based capital | $79,682,000 | 517 |
| Tier 2 risk-based capital | $7,240,000 | 569 |
| Total risk weighted assets | $668,668,100 | 526 |
| Total unused commitments | $140,780,000 | 518 |
| Derivatives | $0 | 651 |