Home > Keystone Bank, SSB > Income and Expense
Keystone Bank, SSB, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $45,933,000 | 1,000 |
| Total interest expense | $20,375,000 | 770 |
| Net interest income | $25,558,000 | 1,179 |
| Provision for loan and lease losses | $550,000 | 1,199 |
| Total noninterest income | $853,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $668,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,717 |
| Total noninterest expense | $16,961,000 | 1,377 |
| Salaries and employee benefits | $10,027,000 | 1,334 |
| Premises and equipment expense | $1,154,000 | 1,860 |
| Additional noninterest expense | $185,000 | 3,717 |
| Pre-tax net operating income | $8,900,000 | 1,284 |
| Securities gains (losses) | $28,000 | 574 |
| Applicable income taxes | $2,006,000 | 984 |
| Income before extraordinary items | $6,922,000 | 1,356 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,922,000 | 1,371 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,922,000 | 1,358 |
| Net charge-offs | $37,000 | 1,935 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,899,880 | 1,381 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $33,040,000 | 1,016 |
| Total interest expense | $13,972,000 | 777 |
| Net interest income | $19,068,000 | 1,197 |
| Provision for loan and lease losses | $294,000 | 1,376 |
| Total noninterest income | $655,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $507,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 3,663 |
| Total noninterest expense | $12,421,000 | 1,396 |
| Salaries and employee benefits | $7,380,000 | 1,353 |
| Premises and equipment expense | $865,000 | 1,863 |
| Additional noninterest expense | $148,000 | 3,661 |
| Pre-tax net operating income | $7,008,000 | 1,284 |
| Securities gains (losses) | $-63,000 | 3,887 |
| Applicable income taxes | $1,518,000 | 1,000 |
| Income before extraordinary items | $5,427,000 | 1,356 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,427,000 | 1,367 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,427,000 | 1,356 |
| Net charge-offs | $21,000 | 1,873 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,476,770 | 1,364 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $21,303,000 | 1,017 |
| Total interest expense | $8,347,000 | 777 |
| Net interest income | $12,956,000 | 1,190 |
| Provision for loan and lease losses | $343,000 | 959 |
| Total noninterest income | $443,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $337,000 | 1,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,640 |
| Total noninterest expense | $8,035,000 | 1,420 |
| Salaries and employee benefits | $4,958,000 | 1,344 |
| Premises and equipment expense | $561,000 | 1,883 |
| Additional noninterest expense | $106,000 | 3,625 |
| Pre-tax net operating income | $5,021,000 | 1,200 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,089,000 | 966 |
| Income before extraordinary items | $3,932,000 | 1,270 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,932,000 | 1,280 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,932,000 | 1,270 |
| Net charge-offs | $22,000 | 1,495 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,932,000 | 1,283 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,363,000 | 1,029 |
| Total interest expense | $3,557,000 | 790 |
| Net interest income | $6,806,000 | 1,147 |
| Provision for loan and lease losses | $354,000 | 613 |
| Total noninterest income | $204,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $87,000 | 2,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 2,997 |
| Total noninterest expense | $4,119,000 | 1,408 |
| Salaries and employee benefits | $2,561,000 | 1,333 |
| Premises and equipment expense | $270,000 | 1,955 |
| Additional noninterest expense | $117,000 | 2,997 |
| Pre-tax net operating income | $2,537,000 | 1,212 |
| Securities gains (losses) | $32,000 | 345 |
| Applicable income taxes | $564,000 | 973 |
| Income before extraordinary items | $2,005,000 | 1,277 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,005,000 | 1,277 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,005,000 | 1,277 |
| Net charge-offs | $47,000 | 820 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,979,720 | 1,317 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $28,383,000 | 1,201 |
| Total interest expense | $5,109,000 | 775 |
| Net interest income | $23,274,000 | 1,274 |
| Provision for loan and lease losses | $2,073,000 | 506 |
| Total noninterest income | $2,064,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $311,000 | 2,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,753,000 | 1,754 |
| Total noninterest expense | $14,161,000 | 1,560 |
| Salaries and employee benefits | $8,200,000 | 1,531 |
| Premises and equipment expense | $1,134,000 | 1,886 |
| Additional noninterest expense | $1,753,000 | 1,754 |
| Pre-tax net operating income | $9,104,000 | 1,365 |
| Securities gains (losses) | $-36,000 | 3,694 |
| Applicable income taxes | $1,991,000 | 1,082 |
| Income before extraordinary items | $7,077,000 | 1,435 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,077,000 | 1,434 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,077,000 | 1,435 |
| Net charge-offs | $-23,000 | 3,870 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,105,440 | 1,449 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,897,000 | 1,266 |
| Total interest expense | $2,836,000 | 765 |
| Net interest income | $16,061,000 | 1,338 |
| Provision for loan and lease losses | $1,473,000 | 481 |
| Total noninterest income | $1,169,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $233,000 | 2,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 2,125 |
| Total noninterest expense | $10,308,000 | 1,596 |
| Salaries and employee benefits | $6,060,000 | 1,556 |
| Premises and equipment expense | $864,000 | 1,876 |
| Additional noninterest expense | $936,000 | 2,125 |
| Pre-tax net operating income | $5,449,000 | 1,592 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,213,000 | 1,224 |
| Income before extraordinary items | $4,236,000 | 1,657 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,236,000 | 1,656 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,236,000 | 1,656 |
| Net charge-offs | $-18,000 | 3,784 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,236,000 | 1,692 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $10,905,000 | 1,374 |
| Total interest expense | $1,306,000 | 882 |
| Net interest income | $9,599,000 | 1,438 |
| Provision for loan and lease losses | $1,023,000 | 414 |
| Total noninterest income | $957,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $150,000 | 2,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $807,000 | 1,897 |
| Total noninterest expense | $6,440,000 | 1,652 |
| Salaries and employee benefits | $3,774,000 | 1,632 |
| Premises and equipment expense | $581,000 | 1,859 |
| Additional noninterest expense | $2,085,000 | 1,556 |
| Pre-tax net operating income | $3,093,000 | 1,696 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $681,000 | 1,259 |
| Income before extraordinary items | $2,412,000 | 1,763 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,412,000 | 1,763 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,412,000 | 1,763 |
| Net charge-offs | $-5,000 | 3,441 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,412,000 | 1,794 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,640,000 | 1,520 |
| Total interest expense | $504,000 | 1,088 |
| Net interest income | $4,136,000 | 1,560 |
| Provision for loan and lease losses | $341,000 | 448 |
| Total noninterest income | $648,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $75,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 1,554 |
| Total noninterest expense | $2,948,000 | 1,774 |
| Salaries and employee benefits | $1,680,000 | 1,780 |
| Premises and equipment expense | $288,000 | 1,891 |
| Additional noninterest expense | $980,000 | 1,599 |
| Pre-tax net operating income | $1,495,000 | 1,642 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $326,000 | 1,246 |
| Income before extraordinary items | $1,169,000 | 1,725 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,169,000 | 1,726 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,169,000 | 1,725 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,169,000 | 1,746 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,070,000 | 1,768 |
| Total interest expense | $1,850,000 | 1,406 |
| Net interest income | $14,220,000 | 1,792 |
| Provision for loan and lease losses | $1,245,000 | 477 |
| Total noninterest income | $1,421,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $256,000 | 2,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 2,477 |
| Total noninterest expense | $11,212,000 | 1,823 |
| Salaries and employee benefits | $6,547,000 | 1,805 |
| Premises and equipment expense | $962,000 | 2,087 |
| Additional noninterest expense | $3,703,000 | 1,674 |
| Pre-tax net operating income | $3,184,000 | 2,610 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $721,000 | 1,850 |
| Income before extraordinary items | $2,463,000 | 2,766 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,463,000 | 2,767 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,463,000 | 2,767 |
| Net charge-offs | $-2,000 | 3,330 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,463,000 | 2,747 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,902,000 | 1,814 |
| Total interest expense | $1,379,000 | 1,501 |
| Net interest income | $10,523,000 | 1,845 |
| Provision for loan and lease losses | $746,000 | 593 |
| Total noninterest income | $1,037,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $186,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,554 |
| Total noninterest expense | $7,955,000 | 1,907 |
| Salaries and employee benefits | $4,632,000 | 1,901 |
| Premises and equipment expense | $653,000 | 2,230 |
| Additional noninterest expense | $2,670,000 | 1,730 |
| Pre-tax net operating income | $2,859,000 | 2,488 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $646,000 | 1,794 |
| Income before extraordinary items | $2,213,000 | 2,669 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,213,000 | 2,669 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,213,000 | 2,669 |
| Net charge-offs | $-5,000 | 3,437 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,213,000 | 2,650 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,498,000 | 1,901 |
| Total interest expense | $908,000 | 1,575 |
| Net interest income | $6,590,000 | 1,920 |
| Provision for loan and lease losses | $411,000 | 713 |
| Total noninterest income | $646,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $109,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,558 |
| Total noninterest expense | $4,997,000 | 1,976 |
| Salaries and employee benefits | $2,933,000 | 1,959 |
| Premises and equipment expense | $372,000 | 2,430 |
| Additional noninterest expense | $1,692,000 | 1,783 |
| Pre-tax net operating income | $1,828,000 | 2,519 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $407,000 | 1,834 |
| Income before extraordinary items | $1,421,000 | 2,708 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,421,000 | 2,707 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,421,000 | 2,708 |
| Net charge-offs | $-2,000 | 3,249 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,421,000 | 2,677 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 1,982 |
| Total interest expense | $434,000 | 1,684 |
| Net interest income | $3,057,000 | 1,999 |
| Provision for loan and lease losses | $206,000 | 794 |
| Total noninterest income | $323,000 | 2,713 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,555 |
| Total noninterest expense | $2,178,000 | 2,157 |
| Salaries and employee benefits | $1,226,000 | 2,192 |
| Premises and equipment expense | $167,000 | 2,610 |
| Additional noninterest expense | $785,000 | 1,859 |
| Pre-tax net operating income | $996,000 | 2,368 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $194,000 | 1,835 |
| Income before extraordinary items | $802,000 | 2,515 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $802,000 | 2,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $802,000 | 2,515 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $802,000 | 2,478 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,747,000 | 2,272 |
| Total interest expense | $1,824,000 | 2,087 |
| Net interest income | $9,923,000 | 2,270 |
| Provision for loan and lease losses | $1,173,000 | 1,460 |
| Total noninterest income | $944,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $189,000 | 2,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $755,000 | 2,734 |
| Total noninterest expense | $8,915,000 | 2,116 |
| Salaries and employee benefits | $5,231,000 | 2,082 |
| Premises and equipment expense | $771,000 | 2,395 |
| Additional noninterest expense | $2,913,000 | 1,953 |
| Pre-tax net operating income | $779,000 | 3,903 |
| Securities gains (losses) | $24,000 | 2,043 |
| Applicable income taxes | $-2,000 | 4,785 |
| Income before extraordinary items | $805,000 | 3,847 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $805,000 | 3,847 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $805,000 | 3,847 |
| Net charge-offs | $-22,000 | 4,409 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $781,000 | 3,822 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 2,425 |
| Total interest expense | $1,366,000 | 2,177 |
| Net interest income | $6,675,000 | 2,435 |
| Provision for loan and lease losses | $773,000 | 1,579 |
| Total noninterest income | $604,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $140,000 | 2,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,903 |
| Total noninterest expense | $6,258,000 | 2,183 |
| Salaries and employee benefits | $3,748,000 | 2,130 |
| Premises and equipment expense | $555,000 | 2,440 |
| Additional noninterest expense | $1,955,000 | 2,107 |
| Pre-tax net operating income | $248,000 | 4,414 |
| Securities gains (losses) | $24,000 | 1,848 |
| Applicable income taxes | $-111,000 | 4,931 |
| Income before extraordinary items | $383,000 | 4,202 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $383,000 | 4,201 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $383,000 | 4,202 |
| Net charge-offs | $-20,000 | 4,425 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $359,000 | 4,187 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 2,554 |
| Total interest expense | $903,000 | 2,306 |
| Net interest income | $4,095,000 | 2,595 |
| Provision for loan and lease losses | $380,000 | 1,837 |
| Total noninterest income | $340,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $90,000 | 2,943 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,085 |
| Total noninterest expense | $3,887,000 | 2,294 |
| Salaries and employee benefits | $2,322,000 | 2,232 |
| Premises and equipment expense | $351,000 | 2,509 |
| Additional noninterest expense | $1,214,000 | 2,200 |
| Pre-tax net operating income | $168,000 | 4,414 |
| Securities gains (losses) | $24,000 | 1,612 |
| Applicable income taxes | $-41,000 | 4,898 |
| Income before extraordinary items | $233,000 | 4,239 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $233,000 | 4,239 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $233,000 | 4,239 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $209,000 | 4,255 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 2,650 |
| Total interest expense | $482,000 | 2,337 |
| Net interest income | $1,884,000 | 2,701 |
| Provision for loan and lease losses | $174,000 | 1,555 |
| Total noninterest income | $144,000 | 3,431 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $46,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,203 |
| Total noninterest expense | $1,839,000 | 2,390 |
| Salaries and employee benefits | $1,092,000 | 2,336 |
| Premises and equipment expense | $172,000 | 2,555 |
| Additional noninterest expense | $575,000 | 2,316 |
| Pre-tax net operating income | $15,000 | 4,690 |
| Securities gains (losses) | $24,000 | 1,088 |
| Applicable income taxes | $-29,000 | 4,906 |
| Income before extraordinary items | $68,000 | 4,406 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $68,000 | 4,406 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $68,000 | 4,406 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $44,000 | 4,528 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,895,000 | 3,208 |
| Total interest expense | $1,003,000 | 3,300 |
| Net interest income | $5,892,000 | 3,138 |
| Provision for loan and lease losses | $566,000 | 1,387 |
| Total noninterest income | $438,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $225,000 | 3,018 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,892 |
| Total noninterest expense | $5,997,000 | 2,699 |
| Salaries and employee benefits | $3,587,000 | 2,629 |
| Premises and equipment expense | $483,000 | 3,157 |
| Additional noninterest expense | $1,927,000 | 2,622 |
| Pre-tax net operating income | $-233,000 | 5,039 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-149,000 | 5,098 |
| Income before extraordinary items | $-84,000 | 5,016 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-84,000 | 5,018 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-84,000 | 5,018 |
| Net charge-offs | $6,000 | 3,456 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-84,000 | 5,008 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,606,000 | 3,442 |
| Total interest expense | $565,000 | 3,737 |
| Net interest income | $4,041,000 | 3,330 |
| Provision for loan and lease losses | $412,000 | 1,326 |
| Total noninterest income | $281,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $151,000 | 3,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 4,099 |
| Total noninterest expense | $4,088,000 | 2,864 |
| Salaries and employee benefits | $2,513,000 | 2,748 |
| Premises and equipment expense | $315,000 | 3,415 |
| Additional noninterest expense | $1,260,000 | 2,879 |
| Pre-tax net operating income | $-178,000 | 5,117 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-40,000 | 5,161 |
| Income before extraordinary items | $-138,000 | 5,117 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-138,000 | 5,117 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-138,000 | 5,117 |
| Net charge-offs | $5,000 | 3,150 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-138,000 | 5,109 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 3,977 |
| Total interest expense | $268,000 | 4,135 |
| Net interest income | $1,969,000 | 3,873 |
| Provision for loan and lease losses | $233,000 | 1,442 |
| Total noninterest income | $177,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $92,000 | 3,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 4,121 |
| Total noninterest expense | $2,349,000 | 3,168 |
| Salaries and employee benefits | $1,454,000 | 3,020 |
| Premises and equipment expense | $166,000 | 3,817 |
| Additional noninterest expense | $729,000 | 3,191 |
| Pre-tax net operating income | $-436,000 | 5,222 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-96,000 | 5,239 |
| Income before extraordinary items | $-340,000 | 5,212 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-340,000 | 5,211 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-340,000 | 5,211 |
| Net charge-offs | $2,000 | 2,996 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-340,000 | 5,206 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $644,000 | 4,661 |
| Total interest expense | $69,000 | 4,715 |
| Net interest income | $575,000 | 4,601 |
| Provision for loan and lease losses | $106,000 | 1,418 |
| Total noninterest income | $72,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $47,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,508 |
| Total noninterest expense | $884,000 | 3,718 |
| Salaries and employee benefits | $510,000 | 3,664 |
| Premises and equipment expense | $56,000 | 4,382 |
| Additional noninterest expense | $318,000 | 3,446 |
| Pre-tax net operating income | $-343,000 | 5,301 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-76,000 | 5,286 |
| Income before extraordinary items | $-267,000 | 5,285 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-267,000 | 5,283 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-267,000 | 5,283 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-267,000 | 5,286 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $468,000 | 5,373 |
| Total interest expense | $40,000 | 5,334 |
| Net interest income | $428,000 | 5,367 |
| Provision for loan and lease losses | $20,000 | 3,821 |
| Total noninterest income | $71,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $48,000 | 4,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 5,108 |
| Total noninterest expense | $727,000 | 5,268 |
| Salaries and employee benefits | $445,000 | 5,234 |
| Premises and equipment expense | $53,000 | 5,265 |
| Additional noninterest expense | $229,000 | 5,252 |
| Pre-tax net operating income | $-248,000 | 5,300 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-27,000 | 5,256 |
| Income before extraordinary items | $-221,000 | 5,288 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-221,000 | 5,287 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-221,000 | 5,287 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $21,500,000 | 33 |
| Net operating income | $-221,000 | 5,289 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,130 |
| Total interest expense | $45,000 | 5,338 |
| Net interest income | $1,142,000 | 5,073 |
| Provision for loan and lease losses | $64,000 | 3,025 |
| Total noninterest income | $253,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $169,000 | 3,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,575 |
| Total noninterest expense | $1,006,000 | 4,985 |
| Salaries and employee benefits | $513,000 | 5,041 |
| Premises and equipment expense | $80,000 | 5,069 |
| Additional noninterest expense | $413,000 | 4,737 |
| Pre-tax net operating income | $325,000 | 4,810 |
| Securities gains (losses) | $-808,000 | 5,426 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-483,000 | 5,402 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-483,000 | 5,401 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-483,000 | 5,401 |
| Net charge-offs | $60,000 | 2,072 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $325,000 | 4,736 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 5,163 |
| Total interest expense | $29,000 | 5,398 |
| Net interest income | $780,000 | 5,098 |
| Provision for loan and lease losses | $25,000 | 3,264 |
| Total noninterest income | $169,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $111,000 | 3,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,575 |
| Total noninterest expense | $618,000 | 5,110 |
| Salaries and employee benefits | $326,000 | 5,140 |
| Premises and equipment expense | $53,000 | 5,122 |
| Additional noninterest expense | $239,000 | 4,929 |
| Pre-tax net operating income | $306,000 | 4,609 |
| Securities gains (losses) | $-808,000 | 5,507 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-502,000 | 5,470 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-502,000 | 5,469 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-502,000 | 5,469 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $306,000 | 4,510 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 5,248 |
| Total interest expense | $14,000 | 5,453 |
| Net interest income | $371,000 | 5,190 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $85,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $55,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,587 |
| Total noninterest expense | $317,000 | 5,139 |
| Salaries and employee benefits | $168,000 | 5,173 |
| Premises and equipment expense | $27,000 | 5,167 |
| Additional noninterest expense | $122,000 | 4,944 |
| Pre-tax net operating income | $139,000 | 4,674 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $139,000 | 4,548 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $139,000 | 4,547 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $139,000 | 4,548 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $139,000 | 4,556 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 5,294 |
| Total interest expense | $56,000 | 5,506 |
| Net interest income | $1,442,000 | 5,250 |
| Provision for loan and lease losses | $12,000 | 4,059 |
| Total noninterest income | $353,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $229,000 | 3,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 4,638 |
| Total noninterest expense | $1,392,000 | 5,128 |
| Salaries and employee benefits | $793,000 | 5,099 |
| Premises and equipment expense | $104,000 | 5,262 |
| Additional noninterest expense | $495,000 | 5,023 |
| Pre-tax net operating income | $391,000 | 4,887 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $391,000 | 4,678 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $391,000 | 4,678 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $391,000 | 4,678 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $385,000 | 3,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $391,000 | 4,665 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,357 |
| Total interest expense | $43,000 | 5,560 |
| Net interest income | $1,074,000 | 5,313 |
| Provision for loan and lease losses | $12,000 | 3,857 |
| Total noninterest income | $275,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $177,000 | 3,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,657 |
| Total noninterest expense | $1,041,000 | 5,170 |
| Salaries and employee benefits | $586,000 | 5,147 |
| Premises and equipment expense | $78,000 | 5,310 |
| Additional noninterest expense | $377,000 | 5,043 |
| Pre-tax net operating income | $296,000 | 4,977 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $296,000 | 4,887 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $296,000 | 4,887 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $296,000 | 4,887 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $296,000 | 4,871 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 5,401 |
| Total interest expense | $28,000 | 5,611 |
| Net interest income | $712,000 | 5,354 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $175,000 | 4,405 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $121,000 | 3,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,816 |
| Total noninterest expense | $679,000 | 5,236 |
| Salaries and employee benefits | $383,000 | 5,207 |
| Premises and equipment expense | $50,000 | 5,364 |
| Additional noninterest expense | $246,000 | 5,092 |
| Pre-tax net operating income | $208,000 | 4,945 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $208,000 | 4,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $208,000 | 4,852 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $208,000 | 4,852 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $208,000 | 4,836 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $373,000 | 5,441 |
| Total interest expense | $14,000 | 5,669 |
| Net interest income | $359,000 | 5,394 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $84,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $64,000 | 3,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 5,026 |
| Total noninterest expense | $349,000 | 5,267 |
| Salaries and employee benefits | $198,000 | 5,216 |
| Premises and equipment expense | $23,000 | 5,461 |
| Additional noninterest expense | $128,000 | 5,090 |
| Pre-tax net operating income | $94,000 | 5,009 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $94,000 | 4,912 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $94,000 | 4,912 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $94,000 | 4,912 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $94,000 | 4,900 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,463 |
| Total interest expense | $66,000 | 5,678 |
| Net interest income | $1,491,000 | 5,417 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $420,000 | 4,321 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $259,000 | 3,205 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $161,000 | 4,582 |
| Total noninterest expense | $1,629,000 | 5,154 |
| Salaries and employee benefits | $945,000 | 5,076 |
| Premises and equipment expense | $97,000 | 5,509 |
| Additional noninterest expense | $587,000 | 5,012 |
| Pre-tax net operating income | $282,000 | 5,190 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $295,000 | 5,118 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $295,000 | 5,117 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $295,000 | 5,117 |
| Net charge-offs | $65,000 | 2,952 |
| Cash dividends | $295,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $282,000 | 5,113 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 5,513 |
| Total interest expense | $51,000 | 5,721 |
| Net interest income | $1,126,000 | 5,464 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $320,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $125,000 | 4,597 |
| Total noninterest expense | $1,205,000 | 5,195 |
| Salaries and employee benefits | $692,000 | 5,120 |
| Premises and equipment expense | $73,000 | 5,552 |
| Additional noninterest expense | $440,000 | 5,063 |
| Pre-tax net operating income | $241,000 | 5,201 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $241,000 | 5,153 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $241,000 | 5,153 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $241,000 | 5,153 |
| Net charge-offs | $27,000 | 2,972 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $241,000 | 5,094 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $793,000 | 5,558 |
| Total interest expense | $34,000 | 5,793 |
| Net interest income | $759,000 | 5,514 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $227,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $127,000 | 3,238 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $100,000 | 4,415 |
| Total noninterest expense | $811,000 | 5,235 |
| Salaries and employee benefits | $467,000 | 5,166 |
| Premises and equipment expense | $50,000 | 5,601 |
| Additional noninterest expense | $294,000 | 5,115 |
| Pre-tax net operating income | $175,000 | 5,187 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $175,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,114 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $175,000 | 5,114 |
| Net charge-offs | $24,000 | 2,644 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $175,000 | 5,055 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 5,605 |
| Total interest expense | $17,000 | 5,847 |
| Net interest income | $387,000 | 5,550 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $98,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $57,000 | 3,421 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $41,000 | 4,611 |
| Total noninterest expense | $404,000 | 5,293 |
| Salaries and employee benefits | $233,000 | 5,217 |
| Premises and equipment expense | $25,000 | 5,632 |
| Additional noninterest expense | $146,000 | 5,170 |
| Pre-tax net operating income | $81,000 | 5,217 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $81,000 | 5,176 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $81,000 | 5,176 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $81,000 | 5,176 |
| Net charge-offs | $-6,000 | 4,951 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $81,000 | 5,120 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 5,684 |
| Total interest expense | $72,000 | 5,887 |
| Net interest income | $1,475,000 | 5,621 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $389,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $250,000 | 3,352 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $139,000 | 4,827 |
| Total noninterest expense | $1,571,000 | 5,386 |
| Salaries and employee benefits | $959,000 | 5,232 |
| Premises and equipment expense | $105,000 | 5,706 |
| Additional noninterest expense | $507,000 | 5,375 |
| Pre-tax net operating income | $293,000 | 5,299 |
| Securities gains (losses) | $56,000 | 1,567 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $349,000 | 5,134 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $349,000 | 5,138 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $349,000 | 5,138 |
| Net charge-offs | $-5,000 | 5,069 |
| Cash dividends | $350,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $293,000 | 5,206 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,150,000 | 5,771 |
| Total interest expense | $56,000 | 5,956 |
| Net interest income | $1,094,000 | 5,710 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $295,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $182,000 | 3,417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,782 |
| Total noninterest expense | $1,139,000 | 5,471 |
| Salaries and employee benefits | $687,000 | 5,314 |
| Premises and equipment expense | $78,000 | 5,773 |
| Additional noninterest expense | $374,000 | 5,451 |
| Pre-tax net operating income | $250,000 | 5,340 |
| Securities gains (losses) | $47,000 | 1,506 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $297,000 | 5,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $297,000 | 5,129 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $297,000 | 5,131 |
| Net charge-offs | $-5,000 | 4,976 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $250,000 | 5,232 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 5,837 |
| Total interest expense | $37,000 | 6,024 |
| Net interest income | $720,000 | 5,772 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $187,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $116,000 | 3,467 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 4,882 |
| Total noninterest expense | $773,000 | 5,500 |
| Salaries and employee benefits | $459,000 | 5,368 |
| Premises and equipment expense | $54,000 | 5,805 |
| Additional noninterest expense | $260,000 | 5,448 |
| Pre-tax net operating income | $134,000 | 5,480 |
| Securities gains (losses) | $47,000 | 1,267 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $181,000 | 5,211 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,213 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $181,000 | 5,215 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $134,000 | 5,396 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $386,000 | 5,864 |
| Total interest expense | $18,000 | 6,099 |
| Net interest income | $368,000 | 5,796 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $99,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 4,708 |
| Total noninterest expense | $400,000 | 5,497 |
| Salaries and employee benefits | $229,000 | 5,417 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $142,000 | 5,364 |
| Pre-tax net operating income | $67,000 | 5,484 |
| Securities gains (losses) | $39,000 | 958 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $106,000 | 5,073 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $106,000 | 5,075 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $106,000 | 5,077 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $67,000 | 5,379 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 5,939 |
| Total interest expense | $75,000 | 6,188 |
| Net interest income | $1,501,000 | 5,861 |
| Provision for loan and lease losses | $20,000 | 4,238 |
| Total noninterest income | $383,000 | 4,692 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $231,000 | 3,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,838 |
| Total noninterest expense | $1,544,000 | 5,653 |
| Salaries and employee benefits | $915,000 | 5,505 |
| Premises and equipment expense | $112,000 | 5,959 |
| Additional noninterest expense | $517,000 | 5,609 |
| Pre-tax net operating income | $320,000 | 5,441 |
| Securities gains (losses) | $63,000 | 1,577 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $383,000 | 5,204 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $383,000 | 5,203 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $383,000 | 5,204 |
| Net charge-offs | $6,000 | 4,705 |
| Cash dividends | $380,000 | 3,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $320,000 | 5,304 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,999 |
| Total interest expense | $56,000 | 6,272 |
| Net interest income | $1,133,000 | 5,918 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $280,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $174,000 | 3,725 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $106,000 | 4,971 |
| Total noninterest expense | $1,147,000 | 5,702 |
| Salaries and employee benefits | $655,000 | 5,602 |
| Premises and equipment expense | $84,000 | 6,009 |
| Additional noninterest expense | $408,000 | 5,562 |
| Pre-tax net operating income | $246,000 | 5,504 |
| Securities gains (losses) | $63,000 | 1,298 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $309,000 | 5,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $309,000 | 5,204 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $309,000 | 5,206 |
| Net charge-offs | $9,000 | 4,191 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $246,000 | 5,372 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,052 |
| Total interest expense | $38,000 | 6,326 |
| Net interest income | $750,000 | 5,970 |
| Provision for loan and lease losses | $5,000 | 4,053 |
| Total noninterest income | $183,000 | 4,797 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $113,000 | 3,738 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $70,000 | 4,993 |
| Total noninterest expense | $768,000 | 5,737 |
| Salaries and employee benefits | $435,000 | 5,651 |
| Premises and equipment expense | $56,000 | 6,060 |
| Additional noninterest expense | $277,000 | 5,578 |
| Pre-tax net operating income | $160,000 | 5,504 |
| Securities gains (losses) | $53,000 | 1,133 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $213,000 | 5,154 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $213,000 | 5,156 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $213,000 | 5,157 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $160,000 | 5,375 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 6,101 |
| Total interest expense | $19,000 | 6,396 |
| Net interest income | $380,000 | 6,002 |
| Provision for loan and lease losses | $5,000 | 3,593 |
| Total noninterest income | $94,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $389,000 | 5,789 |
| Salaries and employee benefits | $218,000 | 5,711 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $145,000 | 5,563 |
| Pre-tax net operating income | $80,000 | 5,461 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $80,000 | 5,384 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,385 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $80,000 | 5,385 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $80,000 | 5,340 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 6,171 |
| Total interest expense | $94,000 | 6,456 |
| Net interest income | $1,465,000 | 6,089 |
| Provision for loan and lease losses | $76,000 | 3,928 |
| Total noninterest income | $459,000 | 4,529 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $282,000 | 3,458 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $177,000 | 4,764 |
| Total noninterest expense | $1,523,000 | 5,884 |
| Salaries and employee benefits | $889,000 | 5,751 |
| Premises and equipment expense | $116,000 | 6,175 |
| Additional noninterest expense | $518,000 | 5,800 |
| Pre-tax net operating income | $325,000 | 5,422 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $325,000 | 5,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $325,000 | 5,361 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $325,000 | 5,361 |
| Net charge-offs | $38,000 | 4,533 |
| Cash dividends | $320,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $325,000 | 5,308 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 6,252 |
| Total interest expense | $73,000 | 6,530 |
| Net interest income | $1,080,000 | 6,170 |
| Provision for loan and lease losses | $76,000 | 3,628 |
| Total noninterest income | $364,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $212,000 | 3,483 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $1,114,000 | 5,950 |
| Salaries and employee benefits | $641,000 | 5,822 |
| Premises and equipment expense | $88,000 | 6,218 |
| Additional noninterest expense | $385,000 | 5,835 |
| Pre-tax net operating income | $254,000 | 5,504 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $254,000 | 5,437 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $254,000 | 5,438 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $254,000 | 5,439 |
| Net charge-offs | $38,000 | 4,060 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $254,000 | 5,366 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,279 |
| Total interest expense | $49,000 | 6,587 |
| Net interest income | $724,000 | 6,187 |
| Provision for loan and lease losses | $61,000 | 3,378 |
| Total noninterest income | $259,000 | 4,465 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $138,000 | 3,497 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,499 |
| Total noninterest expense | $741,000 | 5,986 |
| Salaries and employee benefits | $430,000 | 5,859 |
| Premises and equipment expense | $60,000 | 6,232 |
| Additional noninterest expense | $251,000 | 5,889 |
| Pre-tax net operating income | $181,000 | 5,419 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $181,000 | 5,383 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,386 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $181,000 | 5,386 |
| Net charge-offs | $41,000 | 3,522 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $181,000 | 5,254 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $396,000 | 6,318 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $371,000 | 6,201 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $100,000 | 4,842 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $69,000 | 3,493 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $369,000 | 6,040 |
| Salaries and employee benefits | $213,000 | 5,924 |
| Premises and equipment expense | $32,000 | 6,203 |
| Additional noninterest expense | $124,000 | 5,979 |
| Pre-tax net operating income | $77,000 | 5,544 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $77,000 | 5,404 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 6,358 |
| Total interest expense | $140,000 | 6,658 |
| Net interest income | $1,535,000 | 6,253 |
| Provision for loan and lease losses | $5,000 | 5,828 |
| Total noninterest income | $412,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $274,000 | 3,655 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $138,000 | 5,018 |
| Total noninterest expense | $1,612,000 | 5,980 |
| Salaries and employee benefits | $910,000 | 5,870 |
| Premises and equipment expense | $126,000 | 6,333 |
| Additional noninterest expense | $576,000 | 5,869 |
| Pre-tax net operating income | $330,000 | 5,338 |
| Securities gains (losses) | $39,000 | 2,867 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $369,000 | 5,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $369,000 | 5,280 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $369,000 | 5,281 |
| Net charge-offs | $3,000 | 5,835 |
| Cash dividends | $370,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $330,000 | 5,194 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 6,446 |
| Total interest expense | $111,000 | 6,744 |
| Net interest income | $1,165,000 | 6,333 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $311,000 | 4,815 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $199,000 | 3,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $112,000 | 4,976 |
| Total noninterest expense | $1,180,000 | 6,075 |
| Salaries and employee benefits | $655,000 | 5,990 |
| Premises and equipment expense | $95,000 | 6,382 |
| Additional noninterest expense | $430,000 | 5,940 |
| Pre-tax net operating income | $291,000 | 5,338 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $296,000 | 5,336 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $296,000 | 5,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $296,000 | 5,335 |
| Net charge-offs | $-4,000 | 6,442 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $291,000 | 5,159 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,489 |
| Total interest expense | $75,000 | 6,826 |
| Net interest income | $784,000 | 6,369 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $200,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $126,000 | 3,864 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,029 |
| Total noninterest expense | $793,000 | 6,124 |
| Salaries and employee benefits | $446,000 | 5,994 |
| Premises and equipment expense | $62,000 | 6,454 |
| Additional noninterest expense | $285,000 | 5,993 |
| Pre-tax net operating income | $186,000 | 5,380 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $191,000 | 5,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $191,000 | 5,375 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $191,000 | 5,375 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $186,000 | 5,218 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 6,529 |
| Total interest expense | $39,000 | 6,879 |
| Net interest income | $399,000 | 6,389 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $103,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $397,000 | 6,151 |
| Salaries and employee benefits | $224,000 | 6,032 |
| Premises and equipment expense | $32,000 | 6,438 |
| Additional noninterest expense | $141,000 | 6,030 |
| Pre-tax net operating income | $105,000 | 5,342 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $105,000 | 5,297 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $105,000 | 5,299 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $105,000 | 5,299 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $105,000 | 5,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 6,639 |
| Total interest expense | $172,000 | 7,001 |
| Net interest income | $1,530,000 | 6,499 |
| Provision for loan and lease losses | $20,000 | 6,213 |
| Total noninterest income | $444,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $286,000 | 3,680 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $158,000 | 4,794 |
| Total noninterest expense | $1,635,000 | 6,168 |
| Salaries and employee benefits | $932,000 | 6,003 |
| Premises and equipment expense | $122,000 | 6,648 |
| Additional noninterest expense | $581,000 | 6,043 |
| Pre-tax net operating income | $319,000 | 5,188 |
| Securities gains (losses) | $13,000 | 3,238 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $332,000 | 5,145 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $332,000 | 5,147 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $332,000 | 5,147 |
| Net charge-offs | $16,000 | 5,968 |
| Cash dividends | $330,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $319,000 | 5,071 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 6,710 |
| Total interest expense | $130,000 | 7,088 |
| Net interest income | $1,144,000 | 6,559 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $332,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $116,000 | 4,910 |
| Total noninterest expense | $1,221,000 | 6,207 |
| Salaries and employee benefits | $686,000 | 6,050 |
| Premises and equipment expense | $90,000 | 6,699 |
| Additional noninterest expense | $445,000 | 6,045 |
| Pre-tax net operating income | $235,000 | 5,338 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $235,000 | 5,354 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 5,354 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $235,000 | 5,354 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $235,000 | 5,219 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,796 |
| Total interest expense | $86,000 | 7,176 |
| Net interest income | $748,000 | 6,630 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $212,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $143,000 | 3,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,099 |
| Total noninterest expense | $814,000 | 6,274 |
| Salaries and employee benefits | $459,000 | 6,086 |
| Premises and equipment expense | $59,000 | 6,768 |
| Additional noninterest expense | $296,000 | 6,125 |
| Pre-tax net operating income | $146,000 | 5,423 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $146,000 | 5,378 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $146,000 | 5,377 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $146,000 | 5,378 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $146,000 | 5,296 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 6,769 |
| Total interest expense | $44,000 | 7,232 |
| Net interest income | $398,000 | 6,577 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $111,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $69,000 | 3,722 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $405,000 | 6,324 |
| Salaries and employee benefits | $230,000 | 6,128 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $104,000 | 5,089 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $104,000 | 4,954 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $104,000 | 4,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $104,000 | 4,954 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $104,000 | 4,894 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 6,805 |
| Total interest expense | $212,000 | 7,293 |
| Net interest income | $1,650,000 | 6,585 |
| Provision for loan and lease losses | $20,000 | 6,809 |
| Total noninterest income | $451,000 | 4,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $322,000 | 3,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $129,000 | 5,136 |
| Total noninterest expense | $1,598,000 | 6,415 |
| Salaries and employee benefits | $884,000 | 6,254 |
| Premises and equipment expense | $120,000 | 6,882 |
| Additional noninterest expense | $594,000 | 6,231 |
| Pre-tax net operating income | $483,000 | 4,414 |
| Securities gains (losses) | $39,000 | 2,801 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $522,000 | 4,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $522,000 | 4,257 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $522,000 | 4,257 |
| Net charge-offs | $10,000 | 6,564 |
| Cash dividends | $520,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $483,000 | 4,231 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 6,909 |
| Total interest expense | $164,000 | 7,408 |
| Net interest income | $1,239,000 | 6,669 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $324,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $240,000 | 3,583 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $1,166,000 | 6,515 |
| Salaries and employee benefits | $621,000 | 6,435 |
| Premises and equipment expense | $92,000 | 6,946 |
| Additional noninterest expense | $453,000 | 6,251 |
| Pre-tax net operating income | $397,000 | 4,517 |
| Securities gains (losses) | $39,000 | 2,572 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $436,000 | 4,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $436,000 | 4,347 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $436,000 | 4,347 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $397,000 | 4,299 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 6,976 |
| Total interest expense | $113,000 | 7,464 |
| Net interest income | $817,000 | 6,712 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $227,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $788,000 | 6,528 |
| Salaries and employee benefits | $408,000 | 6,515 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $320,000 | 6,155 |
| Pre-tax net operating income | $256,000 | 4,616 |
| Securities gains (losses) | $35,000 | 2,105 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $291,000 | 4,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $291,000 | 4,363 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $291,000 | 4,363 |
| Net charge-offs | $-11,000 | 7,498 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $256,000 | 4,408 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,073 |
| Total interest expense | $58,000 | 7,563 |
| Net interest income | $403,000 | 6,806 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $81,000 | 3,563 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $39,000 | 5,085 |
| Total noninterest expense | $387,000 | 6,647 |
| Salaries and employee benefits | $201,000 | 6,619 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $157,000 | 6,255 |
| Pre-tax net operating income | $136,000 | 4,691 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $161,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,249 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $161,000 | 4,247 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $136,000 | 4,433 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 7,084 |
| Total interest expense | $319,000 | 7,540 |
| Net interest income | $1,644,000 | 6,729 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $519,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $347,000 | 3,609 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $172,000 | 4,888 |
| Total noninterest expense | $1,553,000 | 6,723 |
| Salaries and employee benefits | $853,000 | 6,578 |
| Premises and equipment expense | $144,000 | 6,989 |
| Additional noninterest expense | $556,000 | 6,601 |
| Pre-tax net operating income | $562,000 | 3,851 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $562,000 | 3,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $562,000 | 3,693 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $562,000 | 3,694 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $560,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $562,000 | 3,612 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 7,161 |
| Total interest expense | $254,000 | 7,600 |
| Net interest income | $1,220,000 | 6,791 |
| Provision for loan and lease losses | $83,000 | 6,195 |
| Total noninterest income | $383,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $252,000 | 3,681 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $131,000 | 4,991 |
| Total noninterest expense | $1,127,000 | 6,820 |
| Salaries and employee benefits | $607,000 | 6,702 |
| Premises and equipment expense | $110,000 | 7,014 |
| Additional noninterest expense | $410,000 | 6,652 |
| Pre-tax net operating income | $393,000 | 4,212 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $393,000 | 4,078 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $393,000 | 4,074 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $393,000 | 4,077 |
| Net charge-offs | $19,000 | 6,256 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $393,000 | 3,984 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $991,000 | 7,225 |
| Total interest expense | $181,000 | 7,652 |
| Net interest income | $810,000 | 6,819 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $250,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $160,000 | 3,755 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $740,000 | 6,909 |
| Salaries and employee benefits | $407,000 | 6,770 |
| Premises and equipment expense | $66,000 | 7,201 |
| Additional noninterest expense | $267,000 | 6,735 |
| Pre-tax net operating income | $320,000 | 4,054 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $320,000 | 3,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 3,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $320,000 | 3,860 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $320,000 | 3,743 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $504,000 | 7,253 |
| Total interest expense | $99,000 | 7,654 |
| Net interest income | $405,000 | 6,849 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $141,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $68,000 | 4,284 |
| Total noninterest expense | $354,000 | 6,967 |
| Salaries and employee benefits | $202,000 | 6,832 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $122,000 | 6,750 |
| Pre-tax net operating income | $192,000 | 4,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $192,000 | 3,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $192,000 | 3,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $192,000 | 3,934 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $192,000 | 3,773 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 7,294 |
| Total interest expense | $566,000 | 7,562 |
| Net interest income | $1,486,000 | 7,025 |
| Provision for loan and lease losses | $19,000 | 7,043 |
| Total noninterest income | $522,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $157,000 | 5,243 |
| Total noninterest expense | $1,669,000 | 6,655 |
| Salaries and employee benefits | $809,000 | 6,873 |
| Premises and equipment expense | $129,000 | 7,340 |
| Additional noninterest expense | $731,000 | 5,709 |
| Pre-tax net operating income | $320,000 | 5,372 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $325,000 | 5,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $325,000 | 5,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $323,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $320,000 | 5,175 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 7,386 |
| Total interest expense | $450,000 | 7,612 |
| Net interest income | $1,088,000 | 7,120 |
| Provision for loan and lease losses | $19,000 | 6,545 |
| Total noninterest income | $386,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $272,000 | 3,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $1,115,000 | 6,884 |
| Salaries and employee benefits | $577,000 | 6,978 |
| Premises and equipment expense | $97,000 | 7,388 |
| Additional noninterest expense | $441,000 | 6,231 |
| Pre-tax net operating income | $340,000 | 5,486 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $345,000 | 5,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $345,000 | 5,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $340,000 | 5,200 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,451 |
| Total interest expense | $322,000 | 7,644 |
| Net interest income | $702,000 | 7,197 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $242,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $174,000 | 3,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $752,000 | 6,917 |
| Salaries and employee benefits | $384,000 | 7,052 |
| Premises and equipment expense | $63,000 | 7,456 |
| Additional noninterest expense | $305,000 | 6,143 |
| Pre-tax net operating income | $192,000 | 5,874 |
| Securities gains (losses) | $5,000 | 2,725 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $197,000 | 5,627 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $197,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $192,000 | 5,605 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,536 |
| Total interest expense | $175,000 | 7,652 |
| Net interest income | $333,000 | 7,335 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $117,000 | 5,137 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $85,000 | 3,772 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $379,000 | 6,933 |
| Salaries and employee benefits | $192,000 | 7,087 |
| Premises and equipment expense | $31,000 | 7,509 |
| Additional noninterest expense | $156,000 | 6,079 |
| Pre-tax net operating income | $71,000 | 6,350 |
| Securities gains (losses) | $5,000 | 2,232 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $76,000 | 6,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $71,000 | 6,164 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,135,000 | 7,461 |
| Total interest expense | $865,000 | 7,386 |
| Net interest income | $1,270,000 | 7,413 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $550,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $390,000 | 3,571 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $160,000 | 5,467 |
| Total noninterest expense | $1,462,000 | 6,975 |
| Salaries and employee benefits | $789,000 | 7,006 |
| Premises and equipment expense | $133,000 | 7,412 |
| Additional noninterest expense | $540,000 | 6,401 |
| Pre-tax net operating income | $348,000 | 6,441 |
| Securities gains (losses) | $-27,000 | 7,838 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $321,000 | 6,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $321,000 | 6,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,761 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $348,000 | 6,235 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 7,498 |
| Total interest expense | $677,000 | 7,344 |
| Net interest income | $923,000 | 7,508 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $419,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $289,000 | 3,587 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $130,000 | 5,342 |
| Total noninterest expense | $1,060,000 | 7,031 |
| Salaries and employee benefits | $562,000 | 7,094 |
| Premises and equipment expense | $99,000 | 7,409 |
| Additional noninterest expense | $399,000 | 6,418 |
| Pre-tax net operating income | $232,000 | 6,836 |
| Securities gains (losses) | $-27,000 | 8,034 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $205,000 | 6,792 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $205,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $232,000 | 6,630 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,510 |
| Total interest expense | $478,000 | 7,294 |
| Net interest income | $611,000 | 7,575 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $281,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $187,000 | 3,648 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $94,000 | 5,231 |
| Total noninterest expense | $702,000 | 7,094 |
| Salaries and employee benefits | $379,000 | 7,113 |
| Premises and equipment expense | $67,000 | 7,418 |
| Additional noninterest expense | $256,000 | 6,528 |
| Pre-tax net operating income | $190,000 | 6,696 |
| Securities gains (losses) | $-12,000 | 8,036 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $178,000 | 6,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $178,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $190,000 | 6,447 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $551,000 | 7,531 |
| Total interest expense | $245,000 | 7,293 |
| Net interest income | $306,000 | 7,616 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $140,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $87,000 | 3,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $53,000 | 4,993 |
| Total noninterest expense | $358,000 | 7,083 |
| Salaries and employee benefits | $193,000 | 7,125 |
| Premises and equipment expense | $34,000 | 7,427 |
| Additional noninterest expense | $131,000 | 6,472 |
| Pre-tax net operating income | $88,000 | 6,820 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $88,000 | 6,583 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $88,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $88,000 | 6,569 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 7,527 |
| Total interest expense | $721,000 | 7,482 |
| Net interest income | $1,300,000 | 7,444 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $474,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $372,000 | 3,687 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $102,000 | 6,296 |
| Total noninterest expense | $1,489,000 | 6,919 |
| Salaries and employee benefits | $789,000 | 6,995 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $571,000 | 6,196 |
| Pre-tax net operating income | $243,000 | 7,272 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $243,000 | 7,121 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $243,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,325 |
| Cash dividends | $250,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $243,000 | 7,111 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 7,570 |
| Total interest expense | $523,000 | 7,534 |
| Net interest income | $991,000 | 7,485 |
| Provision for loan and lease losses | $42,000 | 5,348 |
| Total noninterest income | $344,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $284,000 | 3,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,083,000 | 6,997 |
| Salaries and employee benefits | $562,000 | 7,110 |
| Premises and equipment expense | $99,000 | 7,479 |
| Additional noninterest expense | $422,000 | 6,252 |
| Pre-tax net operating income | $210,000 | 7,387 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $210,000 | 7,170 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $210,000 | 7,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,754 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $210,000 | 7,162 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 7,581 |
| Total interest expense | $338,000 | 7,549 |
| Net interest income | $679,000 | 7,484 |
| Provision for loan and lease losses | $38,000 | 4,803 |
| Total noninterest income | $227,000 | 5,353 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $186,000 | 3,709 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 6,674 |
| Total noninterest expense | $727,000 | 7,023 |
| Salaries and employee benefits | $376,000 | 7,128 |
| Premises and equipment expense | $63,000 | 7,564 |
| Additional noninterest expense | $288,000 | 6,191 |
| Pre-tax net operating income | $141,000 | 7,443 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $141,000 | 7,226 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $141,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $141,000 | 7,241 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $510,000 | 7,573 |
| Total interest expense | $163,000 | 7,566 |
| Net interest income | $347,000 | 7,460 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $351,000 | 7,107 |
| Salaries and employee benefits | $184,000 | 7,208 |
| Premises and equipment expense | $35,000 | 7,427 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $102,000 | 7,029 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $102,000 | 6,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $102,000 | 6,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 7,712 |
| Total interest expense | $433,000 | 7,805 |
| Net interest income | $1,276,000 | 7,592 |
| Provision for loan and lease losses | $361,000 | 2,445 |
| Total noninterest income | $554,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $409,000 | 3,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,792 |
| Total noninterest expense | $1,450,000 | 6,972 |
| Salaries and employee benefits | $742,000 | 7,118 |
| Premises and equipment expense | $205,000 | 6,681 |
| Additional noninterest expense | $503,000 | 6,559 |
| Pre-tax net operating income | $19,000 | 8,191 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $19,000 | 8,227 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $19,000 | 8,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,056 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $19,000 | 8,199 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 7,770 |
| Total interest expense | $312,000 | 7,832 |
| Net interest income | $936,000 | 7,673 |
| Provision for loan and lease losses | $316,000 | 2,096 |
| Total noninterest income | $428,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $306,000 | 3,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,575 |
| Total noninterest expense | $1,074,000 | 7,000 |
| Salaries and employee benefits | $528,000 | 7,235 |
| Premises and equipment expense | $170,000 | 6,427 |
| Additional noninterest expense | $376,000 | 6,542 |
| Pre-tax net operating income | $-26,000 | 8,365 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-26,000 | 8,383 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-26,000 | 8,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 806 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-26,000 | 8,357 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $821,000 | 7,785 |
| Total interest expense | $197,000 | 7,847 |
| Net interest income | $624,000 | 7,693 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $311,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $200,000 | 3,514 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $111,000 | 4,976 |
| Total noninterest expense | $734,000 | 6,958 |
| Salaries and employee benefits | $346,000 | 7,285 |
| Premises and equipment expense | $131,000 | 6,080 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $-99,000 | 8,486 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-99,000 | 8,512 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-99,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 587 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-99,000 | 8,489 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 7,861 |
| Total interest expense | $96,000 | 7,901 |
| Net interest income | $307,000 | 7,778 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $174,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $91,000 | 3,658 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $391,000 | 6,833 |
| Salaries and employee benefits | $170,000 | 7,373 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $122,000 | 6,617 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $90,000 | 7,057 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $90,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 7,765 |
| Total interest expense | $363,000 | 7,831 |
| Net interest income | $1,262,000 | 7,669 |
| Provision for loan and lease losses | $165,000 | 4,077 |
| Total noninterest income | $484,000 | 5,352 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $383,000 | 3,745 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,408 |
| Total noninterest expense | $1,381,000 | 7,113 |
| Salaries and employee benefits | $726,000 | 7,190 |
| Premises and equipment expense | $145,000 | 7,385 |
| Additional noninterest expense | $510,000 | 6,480 |
| Pre-tax net operating income | $200,000 | 7,780 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $211,000 | 7,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $211,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,704 |
| Cash dividends | $225,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $200,000 | 7,610 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 7,765 |
| Total interest expense | $277,000 | 7,834 |
| Net interest income | $968,000 | 7,637 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $366,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $292,000 | 3,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $1,029,000 | 7,092 |
| Salaries and employee benefits | $528,000 | 7,222 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $386,000 | 6,419 |
| Pre-tax net operating income | $205,000 | 7,674 |
| Securities gains (losses) | $8,000 | 2,829 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $213,000 | 7,404 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $213,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,094 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $205,000 | 7,390 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $820,000 | 7,830 |
| Total interest expense | $190,000 | 7,852 |
| Net interest income | $630,000 | 7,718 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $227,000 | 5,535 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $196,000 | 3,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $31,000 | 7,181 |
| Total noninterest expense | $708,000 | 7,055 |
| Salaries and employee benefits | $366,000 | 7,180 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $263,000 | 6,373 |
| Pre-tax net operating income | $149,000 | 7,551 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $155,000 | 7,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 7,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $149,000 | 7,273 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,832 |
| Total interest expense | $100,000 | 7,846 |
| Net interest income | $320,000 | 7,720 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $180,000 | 7,262 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $130,000 | 6,436 |
| Pre-tax net operating income | $90,000 | 7,308 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,164 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,809 |
| Total interest expense | $453,000 | 7,929 |
| Net interest income | $1,307,000 | 7,653 |
| Provision for loan and lease losses | $102,000 | 5,285 |
| Total noninterest income | $517,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $398,000 | 3,660 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $119,000 | 6,240 |
| Total noninterest expense | $1,372,000 | 7,129 |
| Salaries and employee benefits | $732,000 | 7,179 |
| Premises and equipment expense | $158,000 | 7,289 |
| Additional noninterest expense | $482,000 | 6,659 |
| Pre-tax net operating income | $350,000 | 7,235 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $350,000 | 7,039 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $350,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,052 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $350,000 | 6,893 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 7,847 |
| Total interest expense | $354,000 | 7,995 |
| Net interest income | $1,004,000 | 7,657 |
| Provision for loan and lease losses | $102,000 | 4,630 |
| Total noninterest income | $376,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $294,000 | 3,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,430 |
| Total noninterest expense | $1,017,000 | 7,163 |
| Salaries and employee benefits | $544,000 | 7,157 |
| Premises and equipment expense | $119,000 | 7,291 |
| Additional noninterest expense | $354,000 | 6,682 |
| Pre-tax net operating income | $261,000 | 7,381 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $261,000 | 7,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $261,000 | 7,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $261,000 | 7,023 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $927,000 | 7,857 |
| Total interest expense | $246,000 | 8,038 |
| Net interest income | $681,000 | 7,655 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $238,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $184,000 | 3,809 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $54,000 | 6,441 |
| Total noninterest expense | $679,000 | 7,176 |
| Salaries and employee benefits | $362,000 | 7,196 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $238,000 | 6,668 |
| Pre-tax net operating income | $238,000 | 6,920 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $238,000 | 6,627 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $238,000 | 6,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $238,000 | 6,415 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,852 |
| Total interest expense | $127,000 | 8,085 |
| Net interest income | $350,000 | 7,608 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $344,000 | 7,168 |
| Salaries and employee benefits | $178,000 | 7,269 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $127,000 | 6,803 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $127,000 | 6,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $127,000 | 6,246 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 7,810 |
| Total interest expense | $620,000 | 8,031 |
| Net interest income | $1,429,000 | 7,546 |
| Provision for loan and lease losses | $49,000 | 6,749 |
| Total noninterest income | $471,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $339,000 | 3,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,858 |
| Total noninterest expense | $1,329,000 | 7,181 |
| Salaries and employee benefits | $702,000 | 7,259 |
| Premises and equipment expense | $154,000 | 7,397 |
| Additional noninterest expense | $473,000 | 6,661 |
| Pre-tax net operating income | $522,000 | 6,686 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $556,000 | 6,158 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $556,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $522,000 | 6,148 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 7,982 |
| Total interest expense | $1,058,000 | 7,907 |
| Net interest income | $1,200,000 | 7,884 |
| Provision for loan and lease losses | $106,000 | 5,492 |
| Total noninterest income | $411,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $313,000 | 4,053 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $98,000 | 6,492 |
| Total noninterest expense | $1,255,000 | 7,317 |
| Salaries and employee benefits | $658,000 | 7,393 |
| Premises and equipment expense | $155,000 | 7,436 |
| Additional noninterest expense | $442,000 | 6,836 |
| Pre-tax net operating income | $250,000 | 7,634 |
| Securities gains (losses) | $27,000 | 2,903 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $277,000 | 7,270 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $277,000 | 7,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,668 |
| Cash dividends | $275,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $250,000 | 7,321 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 7,999 |
| Total interest expense | $1,139,000 | 7,930 |
| Net interest income | $1,280,000 | 7,907 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $399,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,569 |
| Total noninterest expense | $1,276,000 | 7,314 |
| Salaries and employee benefits | $712,000 | 7,146 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $398,000 | 7,161 |
| Pre-tax net operating income | $247,000 | 8,146 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $247,000 | 7,797 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $247,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $247,000 | 7,804 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 8,025 |
| Total interest expense | $1,014,000 | 8,146 |
| Net interest income | $1,383,000 | 7,813 |
| Provision for loan and lease losses | $206,000 | 3,486 |
| Total noninterest income | $522,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 4,807 |
| Total noninterest expense | $1,300,000 | 7,303 |
| Salaries and employee benefits | $664,000 | 7,426 |
| Premises and equipment expense | $158,000 | 7,534 |
| Additional noninterest expense | $478,000 | 6,687 |
| Pre-tax net operating income | $399,000 | 7,601 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $399,000 | 7,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $399,000 | 6,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,571 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $399,000 | 6,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 7,955 |
| Total interest expense | $1,108,000 | 8,136 |
| Net interest income | $1,514,000 | 7,662 |
| Provision for loan and lease losses | $259,000 | 2,935 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $1,266,000 | 7,365 |
| Salaries and employee benefits | $656,000 | 7,446 |
| Premises and equipment expense | $153,000 | 7,582 |
| Additional noninterest expense | $457,000 | 6,742 |
| Pre-tax net operating income | $324,000 | 8,258 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $324,000 | 7,690 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $324,000 | 7,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,859 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $324,000 | 7,606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 9,035 |
| Total interest expense | $830,000 | 9,164 |
| Net interest income | $1,146,000 | 8,816 |
| Provision for loan and lease losses | $387,000 | 2,156 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,858 |
| Total noninterest expense | $961,000 | 8,478 |
| Salaries and employee benefits | $523,000 | 8,438 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $313,000 | 8,195 |
| Pre-tax net operating income | $102,000 | 10,057 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $102,000 | 9,948 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $102,000 | 9,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,751 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,646,000 | 273 |
| Net operating income | $102,000 | 9,904 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.