Home > Keystone Bank > Loan Charge- Offs and Recoveries
Keystone Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,169,000 | 460 |
| Loans secured by real estate, total | $712,000 | 379 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $712,000 | 377 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $502,000 | 286 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $210,000 | 373 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $606,000 | 503 |
| Loans to individuals | $1,701,000 | 423 |
| Credit card loan charge offs | $210,000 | 472 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,491,000 | 306 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $150,000 | 119 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $348,000 | 859 |
| Loans secured by real estate, total | $130,000 | 602 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $130,000 | 602 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $18,000 | 1,162 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $112,000 | 351 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $6,000 | 4,607 |
| Loans to individuals | $138,000 | 756 |
| Credit card loan recoveries | $43,000 | 395 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $95,000 | 864 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $74,000 | 84 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,821,000 | 400 |
| Loans secured by real estate, total | $582,000 | 321 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $582,000 | 319 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $484,000 | 248 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $98,000 | 453 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $600,000 | 379 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,563,000 | 381 |
| Credit card loan net charge offs | $167,000 | 478 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,396,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $76,000 | 136 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,146,000 | 682 |
| Loans secured by real estate, total | $1,028,000 | 384 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,028,000 | 384 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $284,000 | 490 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $744,000 | 218 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $200,000 | 1,478 |
| Loans to individuals | $671,000 | 749 |
| Credit card loan charge offs | $139,000 | 618 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $532,000 | 658 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $247,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $280,000 | 1,157 |
| Loans secured by real estate, total | $126,000 | 720 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $126,000 | 720 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,834 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $124,000 | 404 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $6,000 | 4,991 |
| Loans to individuals | $78,000 | 1,232 |
| Credit card loan recoveries | $23,000 | 581 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $55,000 | 1,425 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $70,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,866,000 | 600 |
| Loans secured by real estate, total | $902,000 | 308 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $902,000 | 307 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $282,000 | 409 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $620,000 | 181 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $194,000 | 1,115 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $593,000 | 668 |
| Credit card loan net charge offs | $116,000 | 610 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $477,000 | 571 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $177,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,012,000 | 721 |
| Loans secured by real estate, total | $1,114,000 | 451 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,114,000 | 449 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $133,000 | 907 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $981,000 | 248 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $173,000 | 1,571 |
| Loans to individuals | $485,000 | 821 |
| Credit card loan charge offs | $218,000 | 524 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $267,000 | 986 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $240,000 | 83 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $450,000 | 832 |
| Loans secured by real estate, total | $243,000 | 494 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $243,000 | 493 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,552 |
| Secured by multifamily residential properties | $1,000 | 461 |
| Secured by nonfarm nonresidential properties | $238,000 | 300 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $33,000 | 2,574 |
| Loans to individuals | $123,000 | 909 |
| Credit card loan recoveries | $17,000 | 716 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $106,000 | 866 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $51,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,562,000 | 667 |
| Loans secured by real estate, total | $871,000 | 414 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $871,000 | 413 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $129,000 | 762 |
| Secured by multifamily residential properties | $-1,000 | 11,697 |
| Secured by nonfarm nonresidential properties | $743,000 | 248 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $140,000 | 1,314 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $362,000 | 790 |
| Credit card loan net charge offs | $201,000 | 505 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $161,000 | 1,070 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $189,000 | 72 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,646,000 | 620 |
| Loans secured by real estate, total | $2,341,000 | 308 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,341,000 | 308 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $594,000 | 346 |
| Secured by multifamily residential properties | $547,000 | 140 |
| Secured by nonfarm nonresidential properties | $1,200,000 | 252 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $109,000 | 2,314 |
| Loans to individuals | $93,000 | 2,331 |
| Credit card loan charge offs | $83,000 | 749 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,000 | 6,577 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $103,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $470,000 | 886 |
| Loans secured by real estate, total | $455,000 | 362 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $455,000 | 360 |
| Construction and land development | $252,000 | 126 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $25,000 | 1,194 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $178,000 | 380 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $7,000 | 5,745 |
| Credit card loan recoveries | $2,000 | 1,785 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,000 | 6,206 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $8,000 | 238 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,176,000 | 532 |
| Loans secured by real estate, total | $1,886,000 | 285 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,886,000 | 285 |
| Construction and land development | $-252,000 | 12,549 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $569,000 | 300 |
| Secured by multifamily residential properties | $547,000 | 132 |
| Secured by nonfarm nonresidential properties | $1,022,000 | 227 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $109,000 | 1,588 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $86,000 | 1,777 |
| Credit card loan net charge offs | $81,000 | 674 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,000 | 5,996 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $95,000 | 75 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $847,000 | 1,586 |
| Loans secured by real estate, total | $0 | 7,166 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,160 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $753,000 | 730 |
| Loans to individuals | $94,000 | 2,562 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $94,000 | 2,247 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $3,000 | 10,543 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,000 | 7,761 |
| Loans to individuals | $1,000 | 9,176 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,000 | 8,900 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $844,000 | 1,282 |
| Loans secured by real estate, total | $0 | 6,077 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,070 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $751,000 | 550 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $93,000 | 1,914 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $93,000 | 1,546 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $239,000 | 4,638 |
| Loans secured by real estate, total | $0 | 8,179 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 8,166 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $239,000 | 2,381 |
| Loans to individuals | $0 | 11,478 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $3,000 | 10,922 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $3,000 | 8,167 |
| Credit card loan recoveries | $3,000 | 1,679 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $236,000 | 3,841 |
| Loans secured by real estate, total | $0 | 7,205 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 7,197 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $239,000 | 1,989 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-3,000 | 13,087 |
| Credit card loan net charge offs | $-3,000 | 13,818 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.