Home > Keystone Bank > Net charge- offs to loans
Keystone Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4187% | 1,923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1715% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0399% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1901% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1533% | 154 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7155% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9781% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1804% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 3,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1642% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4554% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0917% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3966% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8057% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9218% | 662 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4820% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2391% | 3,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5473% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 1,308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0668% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3274% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9346% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2768% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5362% | 129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7437% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6873% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -40.8428% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3425% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6306% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3217% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4258% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2973% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1706% | 102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8396% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0435% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0696% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4776% | 2,855 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1423% | 8,130 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |