Home > Keystone Bank > Assets and Liabilities
Keystone Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 278 | 635 |
| Assets and Liabilities | ||
| Total Assets: | $1,062,477,000 | 496 |
| Cash and due from depository institutions | $37,092,000 | 635 |
| Interest-bearing balances | $5,808,000 | 784 |
| Securities | $371,474,000 | 380 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $628,252,000 | 530 |
| Loan loss allowance | $7,845,000 | 573 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $8,867,000 | 835 |
| Other real estate owned | $1,462,000 | 635 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $15,330,000 | 636 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,062,477,000 | 496 |
| Total liabilities | $957,033,000 | 503 |
| Total deposits | $898,118,000 | 440 |
| Interest-bearing deposits | $794,395,000 | 439 |
| Deposits held in domestic offices | $898,118,000 | 435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,758,000 | 705 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,005,000 | 982 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $18,152,000 | 434 |
| Total equity capital | $105,444,000 | 471 |
| Total bank equity capital | $105,444,000 | 471 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,126,000 | 500 |
| Surplus | $33,308,000 | 585 |
| Undivided profits | $65,010,000 | 392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,956,000 | 291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 926 |
| Income earned, not collected on loans | $5,138,000 | 454 |
| Earning assets | $1,005,534,000 | 484 |
| Long-term assets (5+ years) | $243,218,000 | 348 |
| Average Assets, year-to-date | $1,080,623,800 | 475 |
| Average Assets, quarterly | $1,063,598,000 | 491 |
| Volatile liabilities | $94,639,000 | 868 |
| Insider loans | $4,026,000 | 1,033 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $152,770,000 | 483 |
| Tier 1 (core) risk-based capital | $105,448,000 | 436 |
| Tier 2 risk-based capital | $7,845,000 | 503 |
| Total risk weighted assets | $665,776,800 | 503 |
| Total unused commitments | $152,770,000 | 485 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 246 | 767 |
| Assets and Liabilities | ||
| Total Assets: | $1,114,139,000 | 520 |
| Cash and due from depository institutions | $83,131,000 | 767 |
| Interest-bearing balances | $55,252,000 | 86 |
| Securities | $286,727,000 | 475 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $712,095,000 | 506 |
| Loan loss allowance | $8,125,000 | 619 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,721,000 | 1,153 |
| Other real estate owned | $3,239,000 | 767 |
| Goodwill and other intangibles | $270,000 | 1,992 |
| All other assets | $18,956,000 | 559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,114,139,000 | 520 |
| Total liabilities | $1,006,914,000 | 523 |
| Total deposits | $923,190,000 | 465 |
| Interest-bearing deposits | $813,179,000 | 459 |
| Deposits held in domestic offices | $923,190,000 | 459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,400,000 | 787 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $47,336,000 | 612 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $14,988,000 | 490 |
| Total equity capital | $107,225,000 | 484 |
| Total bank equity capital | $107,225,000 | 484 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,126,000 | 526 |
| Surplus | $33,308,000 | 611 |
| Undivided profits | $66,791,000 | 395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,067,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $10,847,000 | 275 |
| Earning assets | $1,057,074,000 | 504 |
| Long-term assets (5+ years) | $241,593,000 | 357 |
| Average Assets, year-to-date | $1,089,910,200 | 505 |
| Average Assets, quarterly | $1,116,018,500 | 512 |
| Volatile liabilities | $120,383,000 | 772 |
| Insider loans | $1,969,000 | 2,146 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $160,496,000 | 490 |
| Tier 1 (core) risk-based capital | $107,320,000 | 453 |
| Tier 2 risk-based capital | $8,125,000 | 531 |
| Total risk weighted assets | $678,906,100 | 526 |
| Total unused commitments | $160,496,000 | 493 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 258 | 752 |
| Assets and Liabilities | ||
| Total Assets: | $1,087,843,000 | 548 |
| Cash and due from depository institutions | $52,741,000 | 752 |
| Interest-bearing balances | $21,957,000 | 209 |
| Securities | $306,207,000 | 469 |
| Federal funds sold & reverse repurchase agreements | $11,350,000 | 1,241 |
| Net loans & leases | $687,045,000 | 531 |
| Loan loss allowance | $7,972,000 | 649 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,815,000 | 1,315 |
| Other real estate owned | $3,835,000 | 752 |
| Goodwill and other intangibles | $815,000 | 1,283 |
| All other assets | $20,035,000 | 576 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,087,843,000 | 548 |
| Total liabilities | $981,850,000 | 549 |
| Total deposits | $913,149,000 | 495 |
| Interest-bearing deposits | $801,764,000 | 490 |
| Deposits held in domestic offices | $913,149,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,446,000 | 953 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $40,139,000 | 607 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $15,116,000 | 528 |
| Total equity capital | $105,993,000 | 502 |
| Total bank equity capital | $105,993,000 | 502 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,126,000 | 532 |
| Surplus | $33,308,000 | 618 |
| Undivided profits | $65,559,000 | 413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,216,000 | 373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $5,102,000 | 521 |
| Earning assets | $1,026,559,000 | 532 |
| Long-term assets (5+ years) | $259,808,000 | 334 |
| Average Assets, year-to-date | $999,924,600 | 557 |
| Average Assets, quarterly | $1,100,634,000 | 531 |
| Volatile liabilities | $56,372,000 | 1,188 |
| Insider loans | $1,007,000 | 3,716 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $154,231,000 | 528 |
| Tier 1 (core) risk-based capital | $105,216,000 | 479 |
| Tier 2 risk-based capital | $7,972,000 | 542 |
| Total risk weighted assets | $642,609,700 | 565 |
| Total unused commitments | $154,231,000 | 532 |
| Derivatives | $7,737,000 | 527 |
| 1994-12-31 | Rank | |
| # of Employees: | 150 | 1,328 |
| Assets and Liabilities | ||
| Total Assets: | $506,466,000 | 949 |
| Cash and due from depository institutions | $13,080,000 | 1,328 |
| Interest-bearing balances | $846,000 | 2,644 |
| Securities | $93,479,000 | 1,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $386,911,000 | 802 |
| Loan loss allowance | $3,809,000 | 1,137 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,743,000 | 1,994 |
| Other real estate owned | $565,000 | 1,328 |
| Goodwill and other intangibles | $9,000 | 2,908 |
| All other assets | $8,679,000 | 1,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,466,000 | 949 |
| Total liabilities | $463,285,000 | 948 |
| Total deposits | $384,435,000 | 994 |
| Interest-bearing deposits | $343,792,000 | 978 |
| Deposits held in domestic offices | $384,435,000 | 984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,361,000 | 922 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $53,224,000 | 540 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $7,265,000 | 716 |
| Total equity capital | $43,181,000 | 978 |
| Total bank equity capital | $43,181,000 | 978 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,004,000 | 474 |
| Surplus | $12,851,000 | 1,233 |
| Undivided profits | $22,326,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,160,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,470,000 | 814 |
| Earning assets | $481,236,000 | 906 |
| Long-term assets (5+ years) | $113,386,000 | 611 |
| Average Assets, year-to-date | $391,314,400 | 1,183 |
| Average Assets, quarterly | $500,404,500 | 954 |
| Volatile liabilities | $57,846,000 | 1,141 |
| Insider loans | $791,000 | 4,327 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $43,731,000 | 1,087 |
| Tier 1 (core) risk-based capital | $45,313,000 | 930 |
| Tier 2 risk-based capital | $3,809,000 | 895 |
| Total risk weighted assets | $334,557,100 | 877 |
| Total unused commitments | $43,731,000 | 1,096 |
| Derivatives | $10,000,000 | 507 |
| 1993-12-31 | Rank | |
| # of Employees: | 64 | 3,290 |
| Assets and Liabilities | ||
| Total Assets: | $239,163,000 | 1,942 |
| Cash and due from depository institutions | $12,076,000 | 3,290 |
| Interest-bearing balances | $7,532,000 | 812 |
| Securities | $32,875,000 | 4,159 |
| Federal funds sold & reverse repurchase agreements | $13,150,000 | 1,004 |
| Net loans & leases | $176,760,000 | 1,566 |
| Loan loss allowance | $1,961,000 | 2,099 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,745,000 | 4,109 |
| Other real estate owned | $270,000 | 3,290 |
| Goodwill and other intangibles | $9,000 | 2,888 |
| All other assets | $2,278,000 | 3,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,163,000 | 1,942 |
| Total liabilities | $220,820,000 | 1,927 |
| Total deposits | $193,007,000 | 2,061 |
| Interest-bearing deposits | $168,374,000 | 2,045 |
| Deposits held in domestic offices | $193,007,000 | 2,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $26,000,000 | 680 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,813,000 | 1,959 |
| Total equity capital | $18,343,000 | 2,206 |
| Total bank equity capital | $18,343,000 | 2,206 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,054,000 | 584 |
| Surplus | $1,772,000 | 6,052 |
| Undivided profits | $10,517,000 | 2,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,436,000 | 1,287 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $849,000 | 2,082 |
| Earning assets | $230,317,000 | 1,852 |
| Long-term assets (5+ years) | $11,565,000 | 3,976 |
| Average Assets, year-to-date | $228,264,000 | 1,969 |
| Average Assets, quarterly | $235,722,500 | 1,949 |
| Volatile liabilities | $50,323,000 | 1,189 |
| Insider loans | $1,597,000 | 2,533 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $21,880,000 | 1,792 |
| Tier 1 (core) risk-based capital | $18,334,000 | 2,136 |
| Tier 2 risk-based capital | $1,961,000 | 1,596 |
| Total risk weighted assets | $185,185,900 | 1,491 |
| Total unused commitments | $21,880,000 | 1,812 |
| Derivatives | $10,000,000 | 506 |
| 1992-12-31 | Rank | |
| # of Employees: | 69 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $215,620,000 | 2,203 |
| Cash and due from depository institutions | $9,770,000 | 3,112 |
| Interest-bearing balances | $5,163,000 | 1,385 |
| Securities | $21,437,000 | 5,836 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,726 |
| Net loans & leases | $170,851,000 | 1,645 |
| Loan loss allowance | $2,075,000 | 2,059 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,582,000 | 4,455 |
| Other real estate owned | $363,000 | 3,112 |
| Goodwill and other intangibles | $17,000 | 2,783 |
| All other assets | $2,100,000 | 3,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,620,000 | 2,203 |
| Total liabilities | $199,323,000 | 2,173 |
| Total deposits | $173,483,000 | 2,383 |
| Interest-bearing deposits | $154,701,000 | 2,332 |
| Deposits held in domestic offices | $173,483,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $23,000,000 | 633 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,840,000 | 1,432 |
| Total equity capital | $16,297,000 | 2,347 |
| Total bank equity capital | $16,297,000 | 2,347 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,054,000 | 588 |
| Surplus | $1,772,000 | 5,971 |
| Undivided profits | $8,471,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 2,471 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $921,000 | 2,151 |
| Earning assets | $206,951,000 | 2,089 |
| Long-term assets (5+ years) | $4,891,000 | 6,576 |
| Average Assets, year-to-date | $206,559,000 | 2,245 |
| Average Assets, quarterly | $213,366,000 | 2,200 |
| Volatile liabilities | $48,812,000 | 1,202 |
| Insider loans | $1,239,000 | 648 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,851,000 | 1,613 |
| Tier 1 (core) risk-based capital | $16,280,000 | 2,293 |
| Tier 2 risk-based capital | $2,075,000 | 1,540 |
| Total risk weighted assets | $174,482,900 | 1,624 |
| Total unused commitments | $23,851,000 | 1,628 |
| Derivatives | $0 | 651 |