Home > Keystone Bank > Assets and Liabilities
Keystone Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $127,819,000 | 4,234 |
| Cash and due from depository institutions | $5,060,000 | 3,027 |
| Interest-bearing balances | $263,000 | 3,907 |
| Securities | $35,304,000 | 3,141 |
| Federal funds sold & reverse repurchase agreements | $22,700,000 | 618 |
| Net loans & leases | $50,990,000 | 5,561 |
| Loan loss allowance | $842,000 | 4,631 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,552,000 | 3,052 |
| Other real estate owned | $0 | 3,027 |
| Goodwill and other intangibles | $9,102,000 | 620 |
| All other assets | $1,111,000 | 6,404 |
| Life insurance assets | $344,000 | 3,505 |
| Total liabilities and capital | $127,819,000 | 4,234 |
| Total liabilities | $108,919,000 | 4,374 |
| Total deposits | $90,938,000 | 4,644 |
| Interest-bearing deposits | $70,990,000 | 4,855 |
| Deposits held in domestic offices | $90,938,000 | 4,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,085,000 | 877 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,896,000 | 2,263 |
| Total equity capital | $18,900,000 | 3,190 |
| Total bank equity capital | $18,900,000 | 3,190 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,205 |
| Surplus | $18,790,000 | 1,371 |
| Undivided profits | $50,000 | 7,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $413,000 | 6,254 |
| Earning assets | $109,257,000 | 4,463 |
| Long-term assets (5+ years) | $18,755,000 | 3,421 |
| Average Assets, year-to-date | $121,567,000 | 4,365 |
| Average Assets, quarterly | $121,567,000 | 4,365 |
| Volatile liabilities | $19,277,000 | 4,597 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $9,354,000 | 4,916 |
| Tier 1 (core) risk-based capital | $11,035,000 | 4,823 |
| Tier 2 risk-based capital | $723,000 | 4,822 |
| Total risk weighted assets | $57,741,000 | 5,404 |
| Total unused commitments | $9,354,000 | 4,917 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 68 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $115,315,000 | 4,526 |
| Cash and due from depository institutions | $5,910,000 | 2,569 |
| Interest-bearing balances | $174,000 | 4,425 |
| Securities | $43,743,000 | 2,658 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 1,901 |
| Net loans & leases | $54,668,000 | 5,349 |
| Loan loss allowance | $739,000 | 4,988 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,133,000 | 4,255 |
| Other real estate owned | $324,000 | 2,569 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,587,000 | 5,651 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $115,315,000 | 4,526 |
| Total liabilities | $104,640,000 | 4,490 |
| Total deposits | $92,235,000 | 4,603 |
| Interest-bearing deposits | $72,439,000 | 4,766 |
| Deposits held in domestic offices | $92,235,000 | 4,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,931,000 | 1,056 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $474,000 | 5,236 |
| Total equity capital | $10,675,000 | 4,951 |
| Total bank equity capital | $10,675,000 | 4,951 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $60,000 | 7,238 |
| Surplus | $1,140,000 | 6,517 |
| Undivided profits | $9,475,000 | 3,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 6,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $524,000 | 5,627 |
| Earning assets | $105,535,000 | 4,544 |
| Long-term assets (5+ years) | $32,543,000 | 2,409 |
| Average Assets, year-to-date | $115,295,400 | 4,391 |
| Average Assets, quarterly | $115,782,500 | 4,489 |
| Volatile liabilities | $15,016,000 | 5,140 |
| Insider loans | $924,000 | 4,344 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $9,157,000 | 4,903 |
| Tier 1 (core) risk-based capital | $11,216,000 | 4,736 |
| Tier 2 risk-based capital | $739,000 | 4,732 |
| Total risk weighted assets | $70,852,000 | 4,808 |
| Total unused commitments | $9,157,000 | 4,903 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $116,250,000 | 4,488 |
| Cash and due from depository institutions | $5,922,000 | 2,516 |
| Interest-bearing balances | $144,000 | 4,645 |
| Securities | $46,288,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $5,895,000 | 2,014 |
| Net loans & leases | $54,159,000 | 5,375 |
| Loan loss allowance | $700,000 | 5,135 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,182,000 | 4,170 |
| Other real estate owned | $324,000 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,480,000 | 5,788 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $116,250,000 | 4,488 |
| Total liabilities | $105,372,000 | 4,425 |
| Total deposits | $95,955,000 | 4,405 |
| Interest-bearing deposits | $73,806,000 | 4,645 |
| Deposits held in domestic offices | $95,955,000 | 4,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,013,000 | 1,203 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $404,000 | 5,693 |
| Total equity capital | $10,878,000 | 4,856 |
| Total bank equity capital | $10,878,000 | 4,856 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,269 |
| Surplus | $1,140,000 | 6,512 |
| Undivided profits | $9,678,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $486,000 | 5,837 |
| Earning assets | $106,486,000 | 4,492 |
| Long-term assets (5+ years) | $35,113,000 | 2,299 |
| Average Assets, year-to-date | $115,290,500 | 4,387 |
| Average Assets, quarterly | $116,112,000 | 4,427 |
| Volatile liabilities | $11,978,000 | 5,636 |
| Insider loans | $920,000 | 4,329 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $10,030,000 | 4,661 |
| Tier 1 (core) risk-based capital | $11,195,000 | 4,679 |
| Tier 2 risk-based capital | $700,000 | 4,848 |
| Total risk weighted assets | $73,676,000 | 4,638 |
| Total unused commitments | $10,030,000 | 4,664 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 70 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $115,974,000 | 4,421 |
| Cash and due from depository institutions | $5,189,000 | 2,460 |
| Interest-bearing balances | $122,000 | 4,744 |
| Securities | $47,872,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,310 |
| Net loans & leases | $54,467,000 | 5,287 |
| Loan loss allowance | $827,000 | 4,591 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,220,000 | 4,079 |
| Other real estate owned | $324,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,502,000 | 5,598 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $115,974,000 | 4,421 |
| Total liabilities | $105,093,000 | 4,372 |
| Total deposits | $97,267,000 | 4,308 |
| Interest-bearing deposits | $75,295,000 | 4,548 |
| Deposits held in domestic offices | $97,267,000 | 4,305 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,490,000 | 1,340 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $336,000 | 5,887 |
| Total equity capital | $10,881,000 | 4,797 |
| Total bank equity capital | $10,881,000 | 4,797 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $60,000 | 7,271 |
| Surplus | $1,140,000 | 6,493 |
| Undivided profits | $9,681,000 | 3,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 4,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $531,000 | 5,252 |
| Earning assets | $106,861,000 | 4,419 |
| Long-term assets (5+ years) | $36,776,000 | 2,226 |
| Average Assets, year-to-date | $114,970,670 | 4,391 |
| Average Assets, quarterly | $114,772,000 | 4,417 |
| Volatile liabilities | $10,448,000 | 5,849 |
| Insider loans | $923,000 | 4,317 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,057,000 | 4,859 |
| Tier 1 (core) risk-based capital | $11,063,000 | 4,621 |
| Tier 2 risk-based capital | $827,000 | 4,328 |
| Total risk weighted assets | $68,301,000 | 4,810 |
| Total unused commitments | $9,057,000 | 4,861 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 69 | 2,484 |
| Assets and Liabilities | ||
| Total Assets: | $113,570,000 | 4,484 |
| Cash and due from depository institutions | $5,298,000 | 2,484 |
| Interest-bearing balances | $106,000 | 4,959 |
| Securities | $46,718,000 | 2,521 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 3,478 |
| Net loans & leases | $54,999,000 | 5,241 |
| Loan loss allowance | $847,000 | 4,547 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,196,000 | 4,094 |
| Other real estate owned | $0 | 2,484 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,584,000 | 5,484 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $113,570,000 | 4,484 |
| Total liabilities | $102,982,000 | 4,432 |
| Total deposits | $96,806,000 | 4,341 |
| Interest-bearing deposits | $75,054,000 | 4,603 |
| Deposits held in domestic offices | $96,806,000 | 4,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,934,000 | 1,446 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $242,000 | 6,515 |
| Total equity capital | $10,588,000 | 4,808 |
| Total bank equity capital | $10,588,000 | 4,808 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $60,000 | 7,332 |
| Surplus | $1,140,000 | 6,520 |
| Undivided profits | $9,388,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $518,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $490,000 | 5,412 |
| Earning assets | $104,598,000 | 4,470 |
| Long-term assets (5+ years) | $37,594,000 | 2,236 |
| Average Assets, year-to-date | $114,469,000 | 4,430 |
| Average Assets, quarterly | $114,469,000 | 4,430 |
| Volatile liabilities | $8,257,000 | 6,290 |
| Insider loans | $939,000 | 4,276 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,654,000 | 5,167 |
| Tier 1 (core) risk-based capital | $10,899,000 | 4,625 |
| Tier 2 risk-based capital | $847,000 | 4,272 |
| Total risk weighted assets | $69,678,000 | 4,707 |
| Total unused commitments | $7,654,000 | 5,169 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 70 | 2,465 |
| Assets and Liabilities | ||
| Total Assets: | $115,368,000 | 4,412 |
| Cash and due from depository institutions | $5,567,000 | 2,465 |
| Interest-bearing balances | $516,000 | 3,435 |
| Securities | $45,561,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 3,073 |
| Net loans & leases | $57,580,000 | 5,107 |
| Loan loss allowance | $842,000 | 4,520 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,170,000 | 4,102 |
| Other real estate owned | $0 | 2,465 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,265,000 | 5,985 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $115,368,000 | 4,412 |
| Total liabilities | $104,557,000 | 4,369 |
| Total deposits | $98,551,000 | 4,280 |
| Interest-bearing deposits | $76,927,000 | 4,487 |
| Deposits held in domestic offices | $98,551,000 | 4,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,727,000 | 1,495 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $279,000 | 6,143 |
| Total equity capital | $10,811,000 | 4,750 |
| Total bank equity capital | $10,811,000 | 4,750 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $60,000 | 7,368 |
| Surplus | $1,140,000 | 6,529 |
| Undivided profits | $9,611,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 3,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $366,000 | 6,345 |
| Earning assets | $106,882,000 | 4,389 |
| Long-term assets (5+ years) | $37,704,000 | 2,276 |
| Average Assets, year-to-date | $118,900,800 | 4,203 |
| Average Assets, quarterly | $117,390,500 | 4,324 |
| Volatile liabilities | $8,371,000 | 6,219 |
| Insider loans | $2,221,000 | 2,543 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,292,000 | 5,129 |
| Tier 1 (core) risk-based capital | $10,759,000 | 4,633 |
| Tier 2 risk-based capital | $842,000 | 4,262 |
| Total risk weighted assets | $70,314,000 | 4,675 |
| Total unused commitments | $7,292,000 | 5,130 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 67 | 2,573 |
| Assets and Liabilities | ||
| Total Assets: | $119,413,000 | 4,268 |
| Cash and due from depository institutions | $5,511,000 | 2,573 |
| Interest-bearing balances | $504,000 | 3,487 |
| Securities | $52,217,000 | 2,321 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,032 |
| Net loans & leases | $52,750,000 | 5,318 |
| Loan loss allowance | $858,000 | 4,467 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,218,000 | 4,008 |
| Other real estate owned | $154,000 | 2,573 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,363,000 | 5,805 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $119,413,000 | 4,268 |
| Total liabilities | $108,751,000 | 4,221 |
| Total deposits | $99,537,000 | 4,184 |
| Interest-bearing deposits | $77,952,000 | 4,424 |
| Deposits held in domestic offices | $99,537,000 | 4,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,809,000 | 1,211 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $405,000 | 5,461 |
| Total equity capital | $10,662,000 | 4,776 |
| Total bank equity capital | $10,662,000 | 4,776 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $60,000 | 7,413 |
| Surplus | $1,140,000 | 6,525 |
| Undivided profits | $9,462,000 | 3,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $787,000 | 3,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $534,000 | 5,245 |
| Earning assets | $110,671,000 | 4,243 |
| Long-term assets (5+ years) | $42,863,000 | 2,108 |
| Average Assets, year-to-date | $119,784,000 | 4,165 |
| Average Assets, quarterly | $120,694,500 | 4,206 |
| Volatile liabilities | $11,877,000 | 5,392 |
| Insider loans | $2,246,000 | 2,490 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,137,000 | 5,814 |
| Tier 1 (core) risk-based capital | $10,468,000 | 4,687 |
| Tier 2 risk-based capital | $834,000 | 4,272 |
| Total risk weighted assets | $66,733,000 | 4,797 |
| Total unused commitments | $5,137,000 | 5,819 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 59 | 2,909 |
| Assets and Liabilities | ||
| Total Assets: | $121,976,000 | 4,174 |
| Cash and due from depository institutions | $6,099,000 | 2,909 |
| Interest-bearing balances | $445,000 | 3,685 |
| Securities | $54,055,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 2,519 |
| Net loans & leases | $54,244,000 | 5,213 |
| Loan loss allowance | $879,000 | 4,407 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,280,000 | 3,897 |
| Other real estate owned | $85,000 | 2,909 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,613,000 | 5,336 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $121,976,000 | 4,174 |
| Total liabilities | $112,022,000 | 4,106 |
| Total deposits | $99,455,000 | 4,171 |
| Interest-bearing deposits | $78,015,000 | 4,417 |
| Deposits held in domestic offices | $99,455,000 | 4,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,264,000 | 1,027 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $303,000 | 5,826 |
| Total equity capital | $9,954,000 | 4,883 |
| Total bank equity capital | $9,954,000 | 4,883 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $60,000 | 7,465 |
| Surplus | $1,140,000 | 6,549 |
| Undivided profits | $8,754,000 | 3,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $900,000 | 2,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $527,000 | 5,097 |
| Earning assets | $112,344,000 | 4,160 |
| Long-term assets (5+ years) | $46,138,000 | 2,037 |
| Average Assets, year-to-date | $119,907,670 | 4,181 |
| Average Assets, quarterly | $119,129,000 | 4,240 |
| Volatile liabilities | $15,322,000 | 4,674 |
| Insider loans | $2,392,000 | 2,341 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,801,000 | 6,406 |
| Tier 1 (core) risk-based capital | $10,367,000 | 4,660 |
| Tier 2 risk-based capital | $860,000 | 4,172 |
| Total risk weighted assets | $68,795,000 | 4,695 |
| Total unused commitments | $3,801,000 | 6,409 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 59 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $116,282,000 | 4,325 |
| Cash and due from depository institutions | $3,346,000 | 2,889 |
| Interest-bearing balances | $412,000 | 3,927 |
| Securities | $56,120,000 | 2,203 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 6,240 |
| Net loans & leases | $52,782,000 | 5,230 |
| Loan loss allowance | $881,000 | 4,347 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,237,000 | 3,923 |
| Other real estate owned | $17,000 | 2,889 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,355,000 | 5,649 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $116,282,000 | 4,325 |
| Total liabilities | $105,678,000 | 4,272 |
| Total deposits | $100,386,000 | 4,154 |
| Interest-bearing deposits | $79,943,000 | 4,362 |
| Deposits held in domestic offices | $100,386,000 | 4,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,973,000 | 1,504 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $319,000 | 6,057 |
| Total equity capital | $10,604,000 | 4,739 |
| Total bank equity capital | $10,604,000 | 4,739 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $60,000 | 7,486 |
| Surplus | $1,140,000 | 6,554 |
| Undivided profits | $9,404,000 | 3,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,306,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $441,000 | 5,638 |
| Earning assets | $109,739,000 | 4,245 |
| Long-term assets (5+ years) | $49,770,000 | 1,895 |
| Average Assets, year-to-date | $118,873,500 | 4,226 |
| Average Assets, quarterly | $118,873,500 | 4,226 |
| Volatile liabilities | $8,153,000 | 6,220 |
| Insider loans | $2,426,000 | 2,267 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,772,000 | 3,409 |
| Tier 1 (core) risk-based capital | $10,203,000 | 4,674 |
| Tier 2 risk-based capital | $797,000 | 4,367 |
| Total risk weighted assets | $63,673,000 | 4,867 |
| Total unused commitments | $15,772,000 | 3,415 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $121,465,000 | 4,164 |
| Cash and due from depository institutions | $6,491,000 | 2,594 |
| Interest-bearing balances | $428,000 | 3,817 |
| Securities | $51,857,000 | 2,418 |
| Federal funds sold & reverse repurchase agreements | $6,063,000 | 1,950 |
| Net loans & leases | $53,324,000 | 5,197 |
| Loan loss allowance | $961,000 | 4,079 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,269,000 | 3,866 |
| Other real estate owned | $17,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,444,000 | 5,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,465,000 | 4,164 |
| Total liabilities | $111,084,000 | 4,100 |
| Total deposits | $101,117,000 | 4,114 |
| Interest-bearing deposits | $79,775,000 | 4,335 |
| Deposits held in domestic offices | $101,117,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,468,000 | 1,243 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,306,000 | 4,732 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $193,000 | 7,054 |
| Total equity capital | $10,381,000 | 4,751 |
| Total bank equity capital | $10,381,000 | 4,751 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $460,000 | 4,539 |
| Surplus | $740,000 | 7,288 |
| Undivided profits | $9,181,000 | 3,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,690,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $535,000 | 5,124 |
| Earning assets | $111,672,000 | 4,148 |
| Long-term assets (5+ years) | $47,543,000 | 1,993 |
| Average Assets, year-to-date | $120,243,600 | 4,081 |
| Average Assets, quarterly | $119,857,500 | 4,181 |
| Volatile liabilities | $11,837,000 | 5,252 |
| Insider loans | $2,299,000 | 2,340 |
| FHLB advances | $1,306,000 | 4,544 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,281,000 | 5,635 |
| Tier 1 (core) risk-based capital | $10,098,000 | 4,685 |
| Tier 2 risk-based capital | $860,000 | 4,110 |
| Total risk weighted assets | $68,683,000 | 4,622 |
| Total unused commitments | $5,281,000 | 5,638 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 67 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $118,250,000 | 4,230 |
| Cash and due from depository institutions | $5,395,000 | 2,600 |
| Interest-bearing balances | $363,000 | 4,135 |
| Securities | $53,553,000 | 2,317 |
| Federal funds sold & reverse repurchase agreements | $2,253,000 | 4,166 |
| Net loans & leases | $53,178,000 | 5,205 |
| Loan loss allowance | $997,000 | 3,985 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,264,000 | 3,864 |
| Other real estate owned | $0 | 2,600 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,607,000 | 5,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,250,000 | 4,230 |
| Total liabilities | $108,246,000 | 4,155 |
| Total deposits | $101,341,000 | 4,095 |
| Interest-bearing deposits | $80,852,000 | 4,289 |
| Deposits held in domestic offices | $101,341,000 | 4,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,259,000 | 1,522 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,329,000 | 4,705 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $317,000 | 6,294 |
| Total equity capital | $10,004,000 | 4,846 |
| Total bank equity capital | $10,004,000 | 4,846 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $460,000 | 4,573 |
| Surplus | $740,000 | 7,317 |
| Undivided profits | $8,804,000 | 3,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $535,000 | 5,285 |
| Earning assets | $109,347,000 | 4,201 |
| Long-term assets (5+ years) | $45,883,000 | 2,020 |
| Average Assets, year-to-date | $119,938,250 | 4,106 |
| Average Assets, quarterly | $119,301,500 | 4,176 |
| Volatile liabilities | $8,532,000 | 6,118 |
| Insider loans | $3,088,000 | 1,789 |
| FHLB advances | $1,329,000 | 4,495 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,804,000 | 5,844 |
| Tier 1 (core) risk-based capital | $9,797,000 | 4,759 |
| Tier 2 risk-based capital | $835,000 | 4,198 |
| Total risk weighted assets | $67,293,000 | 4,682 |
| Total unused commitments | $4,804,000 | 5,848 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 67 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $120,353,000 | 4,154 |
| Cash and due from depository institutions | $9,134,000 | 2,599 |
| Interest-bearing balances | $346,000 | 4,280 |
| Securities | $52,029,000 | 2,317 |
| Federal funds sold & reverse repurchase agreements | $3,061,000 | 3,990 |
| Net loans & leases | $51,557,000 | 5,270 |
| Loan loss allowance | $1,074,000 | 3,705 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,272,000 | 3,826 |
| Other real estate owned | $19,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,281,000 | 4,235 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,353,000 | 4,154 |
| Total liabilities | $110,097,000 | 4,091 |
| Total deposits | $104,069,000 | 4,016 |
| Interest-bearing deposits | $82,050,000 | 4,236 |
| Deposits held in domestic offices | $104,069,000 | 4,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,332,000 | 1,581 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,352,000 | 4,685 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $344,000 | 6,140 |
| Total equity capital | $10,256,000 | 4,766 |
| Total bank equity capital | $10,256,000 | 4,766 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $460,000 | 4,582 |
| Surplus | $740,000 | 7,330 |
| Undivided profits | $9,056,000 | 3,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 4,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $577,000 | 4,861 |
| Earning assets | $106,993,000 | 4,268 |
| Long-term assets (5+ years) | $44,237,000 | 1,971 |
| Average Assets, year-to-date | $120,501,000 | 4,097 |
| Average Assets, quarterly | $120,426,000 | 4,132 |
| Volatile liabilities | $7,992,000 | 6,301 |
| Insider loans | $2,830,000 | 1,925 |
| FHLB advances | $1,352,000 | 4,454 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,146,000 | 5,306 |
| Tier 1 (core) risk-based capital | $9,882,000 | 4,675 |
| Tier 2 risk-based capital | $797,000 | 4,310 |
| Total risk weighted assets | $63,506,000 | 4,829 |
| Total unused commitments | $6,146,000 | 5,322 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $50,227,000 | 6,976 |
| Cash and due from depository institutions | $3,278,000 | 5,143 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $22,570,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $433,000 | 6,864 |
| Net loans & leases | $21,849,000 | 7,544 |
| Loan loss allowance | $427,000 | 6,474 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,288,000 | 5,254 |
| Other real estate owned | $90,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $719,000 | 7,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,227,000 | 6,976 |
| Total liabilities | $46,338,000 | 6,863 |
| Total deposits | $45,038,000 | 6,741 |
| Interest-bearing deposits | $37,972,000 | 6,789 |
| Deposits held in domestic offices | $45,038,000 | 6,740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,080,000 | 2,307 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $220,000 | 7,254 |
| Total equity capital | $3,889,000 | 7,865 |
| Total bank equity capital | $3,889,000 | 7,865 |
| Perpetual preferred stock | $5,000 | 136 |
| Common stock | $60,000 | 7,661 |
| Surplus | $140,000 | 8,451 |
| Undivided profits | $3,684,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $67,000 | 7,246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $314,000 | 6,936 |
| Earning assets | $44,852,000 | 7,051 |
| Long-term assets (5+ years) | $14,990,000 | 3,987 |
| Average Assets, year-to-date | $50,213,000 | 6,940 |
| Average Assets, quarterly | $50,213,000 | 6,940 |
| Volatile liabilities | $2,244,000 | 8,451 |
| Insider loans | $413,000 | 5,781 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,607,000 | 7,685 |
| Tier 1 (core) risk-based capital | $3,714,000 | 7,857 |
| Tier 2 risk-based capital | $338,000 | 6,827 |
| Total risk weighted assets | $27,274,000 | 7,302 |
| Total unused commitments | $1,607,000 | 7,700 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $50,199,000 | 6,967 |
| Cash and due from depository institutions | $2,771,000 | 5,143 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $22,306,000 | 4,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $23,074,000 | 7,482 |
| Loan loss allowance | $472,000 | 6,149 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,296,000 | 5,243 |
| Other real estate owned | $90,000 | 5,143 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $662,000 | 7,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,199,000 | 6,967 |
| Total liabilities | $46,293,000 | 6,842 |
| Total deposits | $43,524,000 | 6,832 |
| Interest-bearing deposits | $36,563,000 | 6,870 |
| Deposits held in domestic offices | $43,524,000 | 6,829 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,489,000 | 1,923 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $280,000 | 6,791 |
| Total equity capital | $3,906,000 | 7,857 |
| Total bank equity capital | $3,906,000 | 7,857 |
| Perpetual preferred stock | $5,000 | 137 |
| Common stock | $60,000 | 7,696 |
| Surplus | $140,000 | 8,486 |
| Undivided profits | $3,701,000 | 5,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 6,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $330,000 | 6,986 |
| Earning assets | $45,380,000 | 6,985 |
| Long-term assets (5+ years) | $12,825,000 | 4,303 |
| Average Assets, year-to-date | $49,620,000 | 6,856 |
| Average Assets, quarterly | $50,466,000 | 6,922 |
| Volatile liabilities | $3,646,000 | 7,849 |
| Insider loans | $387,000 | 5,907 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,109,000 | 7,996 |
| Tier 1 (core) risk-based capital | $3,673,000 | 7,873 |
| Tier 2 risk-based capital | $340,000 | 6,814 |
| Total risk weighted assets | $27,064,000 | 7,333 |
| Total unused commitments | $1,109,000 | 8,002 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 31 | 4,907 |
| Assets and Liabilities | ||
| Total Assets: | $47,817,000 | 7,064 |
| Cash and due from depository institutions | $2,522,000 | 4,907 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $9,954,000 | 6,531 |
| Federal funds sold & reverse repurchase agreements | $5,089,000 | 2,732 |
| Net loans & leases | $28,302,000 | 6,999 |
| Loan loss allowance | $650,000 | 4,966 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,223,000 | 5,399 |
| Other real estate owned | $112,000 | 4,907 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $615,000 | 7,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,817,000 | 7,064 |
| Total liabilities | $44,356,000 | 6,919 |
| Total deposits | $42,889,000 | 6,824 |
| Interest-bearing deposits | $35,792,000 | 6,898 |
| Deposits held in domestic offices | $42,889,000 | 6,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,303,000 | 2,463 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $164,000 | 8,279 |
| Total equity capital | $3,461,000 | 8,172 |
| Total bank equity capital | $3,461,000 | 8,172 |
| Perpetual preferred stock | $5,000 | 150 |
| Common stock | $60,000 | 7,902 |
| Surplus | $140,000 | 8,715 |
| Undivided profits | $3,256,000 | 5,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $306,000 | 7,480 |
| Earning assets | $43,345,000 | 7,075 |
| Long-term assets (5+ years) | $2,294,000 | 7,218 |
| Average Assets, year-to-date | $46,918,200 | 6,927 |
| Average Assets, quarterly | $47,782,500 | 7,017 |
| Volatile liabilities | $2,499,000 | 8,505 |
| Insider loans | $439,000 | 5,688 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $857,000 | 8,399 |
| Tier 1 (core) risk-based capital | $3,350,000 | 8,157 |
| Tier 2 risk-based capital | $378,000 | 6,422 |
| Total risk weighted assets | $29,984,000 | 7,044 |
| Total unused commitments | $857,000 | 8,410 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $46,160,000 | 7,131 |
| Cash and due from depository institutions | $2,490,000 | 5,222 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $10,409,000 | 6,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $31,308,000 | 6,676 |
| Loan loss allowance | $628,000 | 4,951 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,285,000 | 5,289 |
| Other real estate owned | $250,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $418,000 | 8,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,160,000 | 7,131 |
| Total liabilities | $42,566,000 | 7,001 |
| Total deposits | $38,608,000 | 7,092 |
| Interest-bearing deposits | $31,761,000 | 7,204 |
| Deposits held in domestic offices | $38,608,000 | 7,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,778,000 | 1,796 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $180,000 | 8,529 |
| Total equity capital | $3,594,000 | 8,142 |
| Total bank equity capital | $3,594,000 | 8,142 |
| Perpetual preferred stock | $5,000 | 169 |
| Common stock | $60,000 | 8,162 |
| Surplus | $140,000 | 8,974 |
| Undivided profits | $3,389,000 | 5,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $182,000 | 8,168 |
| Earning assets | $41,717,000 | 7,167 |
| Long-term assets (5+ years) | $2,976,000 | 6,863 |
| Average Assets, year-to-date | $46,115,200 | 6,937 |
| Average Assets, quarterly | $46,386,500 | 7,053 |
| Volatile liabilities | $4,908,000 | 7,493 |
| Insider loans | $421,000 | 5,832 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,622,000 | 7,667 |
| Tier 1 (core) risk-based capital | $3,605,000 | 8,060 |
| Tier 2 risk-based capital | $362,890 | 6,461 |
| Total risk weighted assets | $28,361,390 | 7,139 |
| Total unused commitments | $1,622,000 | 7,670 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $45,314,000 | 7,249 |
| Cash and due from depository institutions | $3,304,000 | 5,388 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $11,856,000 | 6,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $28,466,000 | 6,959 |
| Loan loss allowance | $369,000 | 6,721 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,234,000 | 5,416 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $454,000 | 8,472 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,314,000 | 7,249 |
| Total liabilities | $41,819,000 | 7,126 |
| Total deposits | $36,064,000 | 7,427 |
| Interest-bearing deposits | $29,227,000 | 7,601 |
| Deposits held in domestic offices | $36,064,000 | 7,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,596,000 | 1,598 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $159,000 | 8,623 |
| Total equity capital | $3,495,000 | 8,243 |
| Total bank equity capital | $3,495,000 | 8,243 |
| Perpetual preferred stock | $5,000 | 182 |
| Common stock | $60,000 | 8,448 |
| Surplus | $140,000 | 9,277 |
| Undivided profits | $3,290,000 | 5,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 2,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $147,000 | 8,497 |
| Earning assets | $40,322,000 | 7,329 |
| Long-term assets (5+ years) | $3,340,000 | 6,998 |
| Average Assets, year-to-date | $43,195,600 | 7,259 |
| Average Assets, quarterly | $44,294,000 | 7,292 |
| Volatile liabilities | $6,724,000 | 6,549 |
| Insider loans | $421,000 | 5,773 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,474,000 | 8,003 |
| Tier 1 (core) risk-based capital | $3,710,000 | 8,087 |
| Tier 2 risk-based capital | $327,830 | 6,765 |
| Total risk weighted assets | $25,780,330 | 7,453 |
| Total unused commitments | $1,474,000 | 8,010 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $41,050,000 | 7,685 |
| Cash and due from depository institutions | $2,632,000 | 5,562 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,799,000 | 5,638 |
| Federal funds sold & reverse repurchase agreements | $2,270,000 | 5,521 |
| Net loans & leases | $18,644,000 | 8,175 |
| Loan loss allowance | $305,000 | 7,343 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,273,000 | 5,262 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $432,000 | 8,571 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,050,000 | 7,685 |
| Total liabilities | $37,365,000 | 7,599 |
| Total deposits | $35,252,000 | 7,616 |
| Interest-bearing deposits | $28,730,000 | 7,760 |
| Deposits held in domestic offices | $35,252,000 | 7,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,640,000 | 2,121 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $172,000 | 4,628 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $301,000 | 7,440 |
| Total equity capital | $3,685,000 | 8,208 |
| Total bank equity capital | $3,685,000 | 8,208 |
| Perpetual preferred stock | $5,000 | 187 |
| Common stock | $60,000 | 8,637 |
| Surplus | $140,000 | 9,501 |
| Undivided profits | $3,480,000 | 5,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $665,000 | 3,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $111,000 | 9,197 |
| Earning assets | $36,713,000 | 7,767 |
| Long-term assets (5+ years) | $2,390,000 | 7,497 |
| Average Assets, year-to-date | $38,695,600 | 7,686 |
| Average Assets, quarterly | $40,205,500 | 7,664 |
| Volatile liabilities | $2,709,000 | 8,495 |
| Insider loans | $420,000 | 5,720 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,213,000 | 8,350 |
| Tier 1 (core) risk-based capital | $3,486,000 | 8,275 |
| Tier 2 risk-based capital | $234,230 | 7,788 |
| Total risk weighted assets | $18,262,230 | 8,489 |
| Total unused commitments | $1,213,000 | 8,358 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 28 | 5,787 |
| Assets and Liabilities | ||
| Total Assets: | $36,250,000 | 8,257 |
| Cash and due from depository institutions | $1,367,000 | 5,787 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,752,000 | 5,597 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 7,864 |
| Net loans & leases | $16,123,000 | 8,845 |
| Loan loss allowance | $384,000 | 6,697 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,218,000 | 5,369 |
| Other real estate owned | $97,000 | 5,787 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $518,000 | 8,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,250,000 | 8,257 |
| Total liabilities | $32,819,000 | 8,168 |
| Total deposits | $31,219,000 | 8,200 |
| Interest-bearing deposits | $25,727,000 | 8,307 |
| Deposits held in domestic offices | $31,219,000 | 8,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,327,000 | 2,467 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $273,000 | 8,084 |
| Total equity capital | $3,431,000 | 8,591 |
| Total bank equity capital | $3,431,000 | 8,591 |
| Perpetual preferred stock | $5,000 | 209 |
| Common stock | $60,000 | 9,027 |
| Surplus | $140,000 | 9,909 |
| Undivided profits | $3,226,000 | 5,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $615,000 | 3,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $88,000 | 9,968 |
| Earning assets | $33,050,000 | 8,272 |
| Long-term assets (5+ years) | $1,685,000 | 7,914 |
| Average Assets, year-to-date | $36,795,000 | 8,036 |
| Average Assets, quarterly | $36,560,000 | 8,184 |
| Volatile liabilities | $1,996,000 | 9,302 |
| Insider loans | $416,000 | 5,886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $573,000 | 9,458 |
| Tier 1 (core) risk-based capital | $3,367,000 | 8,563 |
| Tier 2 risk-based capital | $213,580 | 8,203 |
| Total risk weighted assets | $16,510,980 | 8,977 |
| Total unused commitments | $573,000 | 9,466 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $36,642,000 | 8,501 |
| Cash and due from depository institutions | $1,436,000 | 5,956 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,611,000 | 6,019 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 6,586 |
| Net loans & leases | $15,816,000 | 9,169 |
| Loan loss allowance | $465,000 | 6,214 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,303,000 | 5,159 |
| Other real estate owned | $102,000 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $449,000 | 9,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,642,000 | 8,501 |
| Total liabilities | $33,479,000 | 8,397 |
| Total deposits | $32,054,000 | 8,406 |
| Interest-bearing deposits | $26,233,000 | 8,563 |
| Deposits held in domestic offices | $32,054,000 | 8,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,044,000 | 2,724 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $381,000 | 6,992 |
| Total equity capital | $3,163,000 | 9,069 |
| Total bank equity capital | $3,163,000 | 9,069 |
| Perpetual preferred stock | $5,000 | 235 |
| Common stock | $60,000 | 9,468 |
| Surplus | $140,000 | 10,401 |
| Undivided profits | $2,958,000 | 6,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $385,000 | 4,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $378,000 | 367 |
| Income earned, not collected on loans | $82,000 | 10,502 |
| Earning assets | $33,352,000 | 8,509 |
| Long-term assets (5+ years) | $1,362,000 | 8,398 |
| Average Assets, year-to-date | $36,345,200 | 8,396 |
| Average Assets, quarterly | $36,479,500 | 8,470 |
| Volatile liabilities | $1,688,000 | 9,792 |
| Insider loans | $446,000 | 5,803 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $933,000 | 8,965 |
| Tier 1 (core) risk-based capital | $3,158,000 | 9,018 |
| Tier 2 risk-based capital | $203,950 | 8,590 |
| Total risk weighted assets | $16,055,150 | 9,332 |
| Total unused commitments | $933,000 | 8,978 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 29 | 6,154 |
| Assets and Liabilities | ||
| Total Assets: | $36,229,000 | 8,797 |
| Cash and due from depository institutions | $1,708,000 | 6,154 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,736,000 | 6,263 |
| Federal funds sold & reverse repurchase agreements | $190,000 | 8,976 |
| Net loans & leases | $15,887,000 | 9,387 |
| Loan loss allowance | $398,000 | 7,010 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,048,000 | 5,892 |
| Other real estate owned | $208,000 | 6,154 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $452,000 | 9,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,229,000 | 8,797 |
| Total liabilities | $33,217,000 | 8,699 |
| Total deposits | $31,033,000 | 8,813 |
| Interest-bearing deposits | $24,275,000 | 9,126 |
| Deposits held in domestic offices | $31,033,000 | 8,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,858,000 | 2,251 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $326,000 | 7,971 |
| Total equity capital | $3,012,000 | 9,489 |
| Total bank equity capital | $3,012,000 | 9,489 |
| Perpetual preferred stock | $5,000 | 270 |
| Common stock | $60,000 | 9,924 |
| Surplus | $140,000 | 10,845 |
| Undivided profits | $2,807,000 | 6,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $646,000 | 3,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $83,000 | 10,955 |
| Earning assets | $32,813,000 | 8,836 |
| Long-term assets (5+ years) | $840,000 | 9,198 |
| Average Assets, year-to-date | $35,366,600 | 8,723 |
| Average Assets, quarterly | $36,001,500 | 8,760 |
| Volatile liabilities | $2,481,000 | 9,103 |
| Insider loans | $20,000 | 10,392 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $377,000 | 10,285 |
| Tier 1 (core) risk-based capital | $2,927,000 | 9,503 |
| Tier 2 risk-based capital | $177,650 | 9,258 |
| Total risk weighted assets | $13,991,450 | 10,010 |
| Total unused commitments | $377,000 | 10,294 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $34,931,000 | 9,165 |
| Cash and due from depository institutions | $1,659,000 | 6,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,067,000 | 7,681 |
| Federal funds sold & reverse repurchase agreements | $1,940,000 | 3,860 |
| Net loans & leases | $16,370,000 | 9,504 |
| Loan loss allowance | $436,000 | 6,783 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,101,000 | 5,747 |
| Other real estate owned | $461,000 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $333,000 | 10,886 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,931,000 | 9,165 |
| Total liabilities | $32,185,000 | 9,060 |
| Total deposits | $30,061,000 | 9,163 |
| Interest-bearing deposits | $23,960,000 | 9,430 |
| Deposits held in domestic offices | $30,061,000 | 9,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,932,000 | 2,686 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $192,000 | 9,174 |
| Total equity capital | $2,746,000 | 9,844 |
| Total bank equity capital | $2,746,000 | 9,844 |
| Perpetual preferred stock | $5,000 | 292 |
| Common stock | $60,000 | 10,460 |
| Surplus | $140,000 | 11,349 |
| Undivided profits | $2,541,000 | 6,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $75,000 | 11,454 |
| Earning assets | $31,377,000 | 9,207 |
| Long-term assets (5+ years) | $179,000 | 10,608 |
| Average Assets, year-to-date | $34,517,200 | 9,121 |
| Average Assets, quarterly | $35,033,500 | 9,120 |
| Volatile liabilities | $2,734,000 | 8,759 |
| Insider loans | $20,000 | 10,822 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $424,000 | 10,542 |
| Tier 1 (core) risk-based capital | $2,746,000 | 9,952 |
| Tier 2 risk-based capital | $197,610 | 9,211 |
| Total risk weighted assets | $15,570,310 | 9,950 |
| Total unused commitments | $424,000 | 10,547 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $33,299,000 | 9,719 |
| Cash and due from depository institutions | $1,615,000 | 6,250 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $10,753,000 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 7,575 |
| Net loans & leases | $17,812,000 | 9,305 |
| Loan loss allowance | $434,000 | 7,013 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,080,000 | 5,846 |
| Other real estate owned | $716,000 | 6,250 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $248,000 | 11,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,299,000 | 9,719 |
| Total liabilities | $30,580,000 | 9,636 |
| Total deposits | $28,878,000 | 9,725 |
| Interest-bearing deposits | $23,392,000 | 9,932 |
| Deposits held in domestic offices | $28,878,000 | 9,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,525,000 | 2,438 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $177,000 | 9,746 |
| Total equity capital | $2,719,000 | 10,210 |
| Total bank equity capital | $2,719,000 | 10,210 |
| Perpetual preferred stock | $5,000 | 325 |
| Common stock | $60,000 | 10,973 |
| Surplus | $140,000 | 11,864 |
| Undivided profits | $2,514,000 | 6,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $67,000 | 11,969 |
| Earning assets | $29,640,000 | 9,808 |
| Long-term assets (5+ years) | $211,000 | 11,085 |
| Average Assets, year-to-date | $33,087,200 | 9,596 |
| Average Assets, quarterly | $33,095,500 | 9,689 |
| Volatile liabilities | $2,318,000 | 9,261 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $684,000 | 10,023 |
| Tier 1 (core) risk-based capital | $2,719,000 | 10,163 |
| Tier 2 risk-based capital | $209,160 | 9,155 |
| Total risk weighted assets | $16,508,160 | 9,994 |
| Total unused commitments | $684,000 | 10,046 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 35 | 5,798 |
| Assets and Liabilities | ||
| Total Assets: | $34,438,000 | 9,763 |
| Cash and due from depository institutions | $2,047,000 | 5,798 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,938,000 | 8,771 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 8,069 |
| Net loans & leases | $18,323,000 | 9,315 |
| Loan loss allowance | $346,000 | 8,148 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,151,000 | 5,648 |
| Other real estate owned | $448,000 | 5,798 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $281,000 | 11,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,438,000 | 9,763 |
| Total liabilities | $31,612,000 | 9,696 |
| Total deposits | $30,014,000 | 9,805 |
| Interest-bearing deposits | $24,223,000 | 10,069 |
| Deposits held in domestic offices | $30,014,000 | 9,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,397,000 | 2,313 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $201,000 | 10,018 |
| Total equity capital | $2,826,000 | 10,030 |
| Total bank equity capital | $2,826,000 | 10,030 |
| Perpetual preferred stock | $5,000 | 326 |
| Common stock | $60,000 | 11,473 |
| Surplus | $140,000 | 12,331 |
| Undivided profits | $2,621,000 | 6,469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,268,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $88,000 | 11,926 |
| Earning assets | $30,511,000 | 9,867 |
| Long-term assets (5+ years) | $302,000 | 11,312 |
| Average Assets, year-to-date | $33,864,600 | 9,712 |
| Average Assets, quarterly | $33,796,500 | 9,798 |
| Volatile liabilities | $2,381,000 | 9,410 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $435,000 | 10,794 |
| Tier 1 (core) risk-based capital | $2,821,000 | 9,973 |
| Tier 2 risk-based capital | $233,980 | 8,733 |
| Total risk weighted assets | $18,201,580 | 9,772 |
| Total unused commitments | $435,000 | 10,819 |
| Derivatives | $0 | 651 |