Home > KeySource Commercial Bank > Income and Expense
KeySource Commercial Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,282,000 | 3,016 |
| Total interest expense | $1,217,000 | 1,936 |
| Net interest income | $3,065,000 | 3,384 |
| Provision for loan and lease losses | $1,785,000 | 706 |
| Total noninterest income | $865,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $781,000 | 1,775 |
| Total noninterest expense | $3,071,000 | 2,999 |
| Salaries and employee benefits | $1,576,000 | 3,055 |
| Premises and equipment expense | $316,000 | 3,307 |
| Additional noninterest expense | $1,179,000 | 2,722 |
| Pre-tax net operating income | $-926,000 | 6,951 |
| Securities gains (losses) | $-155,000 | 7,128 |
| Applicable income taxes | $-417,000 | 7,122 |
| Income before extraordinary items | $-664,000 | 6,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-664,000 | 6,922 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-664,000 | 6,923 |
| Net charge-offs | $1,825,000 | 740 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 822 |
| Net operating income | $-564,800 | 6,857 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 3,011 |
| Total interest expense | $622,000 | 1,975 |
| Net interest income | $1,552,000 | 3,367 |
| Provision for loan and lease losses | $198,000 | 2,044 |
| Total noninterest income | $553,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $512,000 | 1,485 |
| Total noninterest expense | $1,510,000 | 3,036 |
| Salaries and employee benefits | $794,000 | 3,040 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $557,000 | 2,829 |
| Pre-tax net operating income | $397,000 | 3,319 |
| Securities gains (losses) | $-12,000 | 7,058 |
| Applicable income taxes | $148,000 | 2,049 |
| Income before extraordinary items | $237,000 | 4,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 4,085 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $237,000 | 4,085 |
| Net charge-offs | $55,000 | 2,951 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $244,680 | 3,870 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 2,832 |
| Total interest expense | $3,067,000 | 1,923 |
| Net interest income | $6,605,000 | 3,218 |
| Provision for loan and lease losses | $1,428,000 | 1,961 |
| Total noninterest income | $1,623,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $199,000 | 4,383 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,424,000 | 1,704 |
| Total noninterest expense | $5,773,000 | 3,147 |
| Salaries and employee benefits | $3,099,000 | 3,035 |
| Premises and equipment expense | $620,000 | 3,503 |
| Additional noninterest expense | $2,054,000 | 3,068 |
| Pre-tax net operating income | $1,027,000 | 3,675 |
| Securities gains (losses) | $-139,000 | 7,123 |
| Applicable income taxes | $400,000 | 2,253 |
| Income before extraordinary items | $488,000 | 4,694 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $488,000 | 4,696 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $488,000 | 4,695 |
| Net charge-offs | $1,775,000 | 1,676 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 703 |
| Net operating income | $576,960 | 4,336 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 2,832 |
| Total interest expense | $2,405,000 | 1,922 |
| Net interest income | $4,947,000 | 3,234 |
| Provision for loan and lease losses | $1,278,000 | 1,676 |
| Total noninterest income | $1,257,000 | 2,265 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $133,000 | 4,607 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,124,000 | 1,619 |
| Total noninterest expense | $4,236,000 | 3,218 |
| Salaries and employee benefits | $2,317,000 | 3,048 |
| Premises and equipment expense | $447,000 | 3,625 |
| Additional noninterest expense | $1,472,000 | 3,203 |
| Pre-tax net operating income | $690,000 | 3,996 |
| Securities gains (losses) | $-126,000 | 7,245 |
| Applicable income taxes | $275,000 | 2,354 |
| Income before extraordinary items | $289,000 | 5,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 5,106 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $289,000 | 5,106 |
| Net charge-offs | $1,747,000 | 1,342 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 611 |
| Net operating income | $369,640 | 4,648 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 2,800 |
| Total interest expense | $1,673,000 | 1,914 |
| Net interest income | $3,327,000 | 3,233 |
| Provision for loan and lease losses | $826,000 | 1,684 |
| Total noninterest income | $928,000 | 2,099 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $86,000 | 4,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $842,000 | 1,511 |
| Total noninterest expense | $2,970,000 | 3,123 |
| Salaries and employee benefits | $1,574,000 | 3,013 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $1,095,000 | 2,955 |
| Pre-tax net operating income | $459,000 | 3,967 |
| Securities gains (losses) | $-76,000 | 7,288 |
| Applicable income taxes | $205,000 | 2,208 |
| Income before extraordinary items | $178,000 | 5,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 5,172 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $178,000 | 5,173 |
| Net charge-offs | $1,626,000 | 1,058 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 479 |
| Net operating income | $226,640 | 4,755 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 2,746 |
| Total interest expense | $826,000 | 1,999 |
| Net interest income | $1,761,000 | 3,064 |
| Provision for loan and lease losses | $446,000 | 1,570 |
| Total noninterest income | $346,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $304,000 | 1,895 |
| Total noninterest expense | $1,386,000 | 3,315 |
| Salaries and employee benefits | $758,000 | 3,134 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $474,000 | 3,316 |
| Pre-tax net operating income | $275,000 | 3,673 |
| Securities gains (losses) | $-25,000 | 7,267 |
| Applicable income taxes | $154,000 | 1,775 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 492 |
| Net operating income | $112,000 | 4,795 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,308,000 | 2,892 |
| Total interest expense | $3,429,000 | 2,307 |
| Net interest income | $6,879,000 | 3,113 |
| Provision for loan and lease losses | $1,742,000 | 2,261 |
| Total noninterest income | $1,183,000 | 2,938 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $155,000 | 4,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,028,000 | 2,150 |
| Total noninterest expense | $5,359,000 | 3,402 |
| Salaries and employee benefits | $3,024,000 | 3,098 |
| Premises and equipment expense | $572,000 | 3,842 |
| Additional noninterest expense | $1,763,000 | 3,583 |
| Pre-tax net operating income | $961,000 | 3,445 |
| Securities gains (losses) | $-228,000 | 7,323 |
| Applicable income taxes | $-201,000 | 6,972 |
| Income before extraordinary items | $934,000 | 3,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $934,000 | 3,347 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $934,000 | 3,350 |
| Net charge-offs | $984,000 | 2,715 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 581 |
| Net operating income | $1,162,000 | 2,850 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,972 |
| Total interest expense | $2,563,000 | 2,411 |
| Net interest income | $5,096,000 | 3,192 |
| Provision for loan and lease losses | $1,384,000 | 2,096 |
| Total noninterest income | $804,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $112,000 | 4,992 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $692,000 | 2,283 |
| Total noninterest expense | $4,014,000 | 3,402 |
| Salaries and employee benefits | $2,319,000 | 3,053 |
| Premises and equipment expense | $417,000 | 3,982 |
| Additional noninterest expense | $1,278,000 | 3,645 |
| Pre-tax net operating income | $502,000 | 4,204 |
| Securities gains (losses) | $-164,000 | 7,455 |
| Applicable income taxes | $-353,000 | 7,305 |
| Income before extraordinary items | $691,000 | 3,530 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $691,000 | 3,528 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $691,000 | 3,530 |
| Net charge-offs | $715,000 | 2,609 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 510 |
| Net operating income | $855,000 | 3,051 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 3,048 |
| Total interest expense | $1,712,000 | 2,496 |
| Net interest income | $3,286,000 | 3,280 |
| Provision for loan and lease losses | $901,000 | 2,045 |
| Total noninterest income | $505,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $436,000 | 2,288 |
| Total noninterest expense | $2,627,000 | 3,475 |
| Salaries and employee benefits | $1,514,000 | 3,125 |
| Premises and equipment expense | $283,000 | 3,967 |
| Additional noninterest expense | $830,000 | 3,703 |
| Pre-tax net operating income | $263,000 | 4,572 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $263,000 | 4,514 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $263,000 | 4,514 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $263,000 | 4,514 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 442 |
| Net operating income | $263,000 | 4,366 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 3,222 |
| Total interest expense | $884,000 | 2,539 |
| Net interest income | $1,496,000 | 3,563 |
| Provision for loan and lease losses | $708,000 | 1,462 |
| Total noninterest income | $239,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $208,000 | 2,334 |
| Total noninterest expense | $1,310,000 | 3,527 |
| Salaries and employee benefits | $767,000 | 3,127 |
| Premises and equipment expense | $142,000 | 4,028 |
| Additional noninterest expense | $401,000 | 3,791 |
| Pre-tax net operating income | $-283,000 | 6,946 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-283,000 | 7,057 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-283,000 | 7,058 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-283,000 | 7,057 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 362 |
| Net operating income | $-283,000 | 7,014 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,036,000 | 3,504 |
| Total interest expense | $3,626,000 | 2,960 |
| Net interest income | $5,410,000 | 3,747 |
| Provision for loan and lease losses | $606,000 | 4,235 |
| Total noninterest income | $1,781,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $80,000 | 6,027 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,701,000 | 1,531 |
| Total noninterest expense | $5,260,000 | 3,527 |
| Salaries and employee benefits | $2,865,000 | 3,316 |
| Premises and equipment expense | $571,000 | 4,009 |
| Additional noninterest expense | $1,824,000 | 3,572 |
| Pre-tax net operating income | $1,325,000 | 2,545 |
| Securities gains (losses) | $95,000 | 2,187 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,420,000 | 2,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,420,000 | 2,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,420,000 | 2,198 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 625 |
| Net operating income | $1,325,000 | 2,279 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 3,604 |
| Total interest expense | $2,730,000 | 3,072 |
| Net interest income | $3,913,000 | 3,834 |
| Provision for loan and lease losses | $454,000 | 3,955 |
| Total noninterest income | $1,309,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,254,000 | 1,567 |
| Total noninterest expense | $3,754,000 | 3,686 |
| Salaries and employee benefits | $2,116,000 | 3,382 |
| Premises and equipment expense | $427,000 | 4,072 |
| Additional noninterest expense | $1,211,000 | 3,852 |
| Pre-tax net operating income | $1,014,000 | 2,712 |
| Securities gains (losses) | $95,000 | 1,880 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,109,000 | 2,297 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,109,000 | 2,295 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,109,000 | 2,298 |
| Net charge-offs | $116,000 | 4,921 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 540 |
| Net operating income | $1,014,000 | 2,411 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 3,744 |
| Total interest expense | $1,802,000 | 3,218 |
| Net interest income | $2,440,000 | 4,001 |
| Provision for loan and lease losses | $440,000 | 3,134 |
| Total noninterest income | $908,000 | 2,325 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $873,000 | 1,545 |
| Total noninterest expense | $2,539,000 | 3,677 |
| Salaries and employee benefits | $1,431,000 | 3,368 |
| Premises and equipment expense | $275,000 | 4,191 |
| Additional noninterest expense | $833,000 | 3,763 |
| Pre-tax net operating income | $369,000 | 3,819 |
| Securities gains (losses) | $95,000 | 1,532 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $464,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,234 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $464,000 | 3,236 |
| Net charge-offs | $116,000 | 4,083 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 533 |
| Net operating income | $369,000 | 3,508 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 3,882 |
| Total interest expense | $918,000 | 3,286 |
| Net interest income | $1,126,000 | 4,198 |
| Provision for loan and lease losses | $349,000 | 2,146 |
| Total noninterest income | $401,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $384,000 | 1,661 |
| Total noninterest expense | $1,156,000 | 3,880 |
| Salaries and employee benefits | $699,000 | 3,466 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $322,000 | 4,182 |
| Pre-tax net operating income | $22,000 | 5,991 |
| Securities gains (losses) | $95,000 | 1,026 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $117,000 | 4,725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 4,729 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $117,000 | 4,728 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 416 |
| Net operating income | $22,000 | 5,965 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 4,835 |
| Total interest expense | $2,779,000 | 4,474 |
| Net interest income | $3,449,000 | 5,019 |
| Provision for loan and lease losses | $830,000 | 2,982 |
| Total noninterest income | $729,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 6,596 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $677,000 | 2,705 |
| Total noninterest expense | $3,942,000 | 4,283 |
| Salaries and employee benefits | $2,411,000 | 3,880 |
| Premises and equipment expense | $439,000 | 4,825 |
| Additional noninterest expense | $1,092,000 | 4,557 |
| Pre-tax net operating income | $-594,000 | 6,819 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-594,000 | 6,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-594,000 | 6,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 687 |
| Net operating income | $-594,000 | 6,903 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 5,142 |
| Total interest expense | $1,856,000 | 4,879 |
| Net interest income | $2,454,000 | 5,202 |
| Provision for loan and lease losses | $694,000 | 2,280 |
| Total noninterest income | $523,000 | 4,233 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $486,000 | 2,865 |
| Total noninterest expense | $2,842,000 | 4,392 |
| Salaries and employee benefits | $1,843,000 | 3,852 |
| Premises and equipment expense | $292,000 | 5,182 |
| Additional noninterest expense | $707,000 | 4,920 |
| Pre-tax net operating income | $-559,000 | 7,295 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-559,000 | 7,233 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-559,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $206,000 | 566 |
| Net operating income | $-559,000 | 7,362 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,552,000 | 5,538 |
| Total interest expense | $1,075,000 | 5,400 |
| Net interest income | $1,477,000 | 5,513 |
| Provision for loan and lease losses | $468,000 | 1,992 |
| Total noninterest income | $298,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $35,000 | 6,396 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $263,000 | 3,250 |
| Total noninterest expense | $1,810,000 | 4,549 |
| Salaries and employee benefits | $1,113,000 | 4,175 |
| Premises and equipment expense | $164,000 | 5,656 |
| Additional noninterest expense | $533,000 | 4,552 |
| Pre-tax net operating income | $-503,000 | 7,615 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-503,000 | 7,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-503,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 503 |
| Net operating income | $-503,000 | 7,681 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,848 |
| Total interest expense | $507,000 | 5,720 |
| Net interest income | $673,000 | 5,793 |
| Provision for loan and lease losses | $173,000 | 1,974 |
| Total noninterest income | $186,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $170,000 | 2,823 |
| Total noninterest expense | $871,000 | 4,685 |
| Salaries and employee benefits | $599,000 | 3,982 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $208,000 | 5,252 |
| Pre-tax net operating income | $-185,000 | 7,739 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-185,000 | 7,819 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-185,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 372 |
| Net operating income | $-185,000 | 7,787 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 7,651 |
| Total interest expense | $663,000 | 7,720 |
| Net interest income | $1,207,000 | 7,494 |
| Provision for loan and lease losses | $703,000 | 1,841 |
| Total noninterest income | $270,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $24,000 | 7,101 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $246,000 | 4,628 |
| Total noninterest expense | $2,642,000 | 5,433 |
| Salaries and employee benefits | $1,891,000 | 4,587 |
| Premises and equipment expense | $230,000 | 6,438 |
| Additional noninterest expense | $521,000 | 6,472 |
| Pre-tax net operating income | $-1,868,000 | 8,259 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-1,868,000 | 8,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,868,000 | 8,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $18,618,000 | 100 |
| Net operating income | $-1,868,000 | 8,287 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 8,082 |
| Total interest expense | $295,000 | 8,151 |
| Net interest income | $680,000 | 7,906 |
| Provision for loan and lease losses | $355,000 | 2,062 |
| Total noninterest income | $143,000 | 6,847 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $8,000 | 7,322 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $135,000 | 5,282 |
| Total noninterest expense | $1,830,000 | 5,642 |
| Salaries and employee benefits | $1,271,000 | 4,920 |
| Premises and equipment expense | $158,000 | 6,636 |
| Additional noninterest expense | $401,000 | 6,397 |
| Pre-tax net operating income | $-1,362,000 | 8,368 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-1,362,000 | 8,392 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,362,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $18,546,000 | 67 |
| Net operating income | $-1,362,000 | 8,386 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $352,000 | 8,439 |
| Total interest expense | $52,000 | 8,485 |
| Net interest income | $300,000 | 8,311 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $20,000 | 8,208 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,000 | 7,481 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $18,000 | 7,471 |
| Total noninterest expense | $1,033,000 | 6,155 |
| Salaries and employee benefits | $731,000 | 5,416 |
| Premises and equipment expense | $89,000 | 6,968 |
| Additional noninterest expense | $213,000 | 6,951 |
| Pre-tax net operating income | $-903,000 | 8,436 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-903,000 | 8,464 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-903,000 | 8,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $18,477,000 | 47 |
| Net operating income | $-903,000 | 8,455 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $42,000 | 8,629 |
| Total interest expense | $1,000 | 8,629 |
| Net interest income | $41,000 | 8,621 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $80,000 | 8,570 |
| Salaries and employee benefits | $44,000 | 8,558 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $20,000 | 8,563 |
| Pre-tax net operating income | $-43,000 | 8,014 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-43,000 | 8,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-43,000 | 8,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $18,206,000 | 25 |
| Net operating income | $-43,000 | 8,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.