KeyBank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,166,000 | 307 |
| Loans secured by real estate, total | $261,000 | 913 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $261,000 | 912 |
| Construction and land development | $215,000 | 155 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $39,000 | 1,702 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,611 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $46,000 | 126 |
| Commercial and industrial loans | $2,419,000 | 181 |
| Loans to individuals | $5,129,000 | 255 |
| Credit card loan charge offs | $582,000 | 353 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,547,000 | 149 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $92,000 | 158 |
| Lease financing receivables | $219,000 | 106 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,213,000 | 240 |
| Loans secured by real estate, total | $72,000 | 1,011 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $72,000 | 1,011 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $35,000 | 833 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $37,000 | 750 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $305,000 | 19 |
| Commercial and industrial loans | $1,604,000 | 125 |
| Loans to individuals | $1,229,000 | 238 |
| Credit card loan recoveries | $127,000 | 294 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,102,000 | 176 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $3,000 | 287 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,953,000 | 340 |
| Loans secured by real estate, total | $189,000 | 869 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $189,000 | 868 |
| Construction and land development | $215,000 | 131 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 3,040 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-30,000 | 11,024 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-259,000 | 1,201 |
| Commercial and industrial loans | $815,000 | 304 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,900,000 | 256 |
| Credit card loan net charge offs | $455,000 | 358 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,445,000 | 145 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $89,000 | 124 |
| Lease financing receivables | $219,000 | 89 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,260,000 | 401 |
| Loans secured by real estate, total | $453,000 | 761 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $453,000 | 760 |
| Construction and land development | $56,000 | 422 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $381,000 | 427 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,671 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $52,000 | 84 |
| Commercial and industrial loans | $862,000 | 405 |
| Loans to individuals | $3,644,000 | 276 |
| Credit card loan charge offs | $1,226,000 | 265 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,418,000 | 211 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $31,000 | 247 |
| Lease financing receivables | $218,000 | 86 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,360,000 | 307 |
| Loans secured by real estate, total | $297,000 | 412 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $297,000 | 411 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $274,000 | 167 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $23,000 | 992 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $370,000 | 16 |
| Commercial and industrial loans | $1,174,000 | 195 |
| Loans to individuals | $518,000 | 394 |
| Credit card loan recoveries | $185,000 | 271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $333,000 | 404 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $1,000 | 359 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,900,000 | 463 |
| Loans secured by real estate, total | $156,000 | 1,096 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $156,000 | 1,095 |
| Construction and land development | $56,000 | 348 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $107,000 | 868 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-7,000 | 11,165 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-318,000 | 1,217 |
| Commercial and industrial loans | $-312,000 | 11,825 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,126,000 | 250 |
| Credit card loan net charge offs | $1,041,000 | 255 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,085,000 | 166 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $30,000 | 183 |
| Lease financing receivables | $218,000 | 64 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,596,000 | 510 |
| Loans secured by real estate, total | $513,000 | 788 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $513,000 | 788 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $183,000 | 801 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $330,000 | 546 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $87,000 | 68 |
| Commercial and industrial loans | $778,000 | 490 |
| Loans to individuals | $2,198,000 | 323 |
| Credit card loan charge offs | $924,000 | 281 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,274,000 | 283 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $20,000 | 244 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,494,000 | 310 |
| Loans secured by real estate, total | $262,000 | 512 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $262,000 | 511 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $195,000 | 233 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $67,000 | 683 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $572,000 | 13 |
| Commercial and industrial loans | $1,114,000 | 232 |
| Loans to individuals | $545,000 | 393 |
| Credit card loan recoveries | $227,000 | 253 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $318,000 | 417 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,000 | 342 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,102,000 | 815 |
| Loans secured by real estate, total | $251,000 | 1,001 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $251,000 | 1,001 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 11,926 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $263,000 | 507 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-485,000 | 1,182 |
| Commercial and industrial loans | $-336,000 | 12,425 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,653,000 | 281 |
| Credit card loan net charge offs | $697,000 | 277 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $956,000 | 215 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $19,000 | 194 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,895,000 | 505 |
| Loans secured by real estate, total | $370,000 | 1,220 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $370,000 | 1,219 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $34,000 | 2,528 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $336,000 | 707 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $1,030,000 | 14 |
| Commercial and industrial loans | $1,409,000 | 436 |
| Loans to individuals | $2,084,000 | 354 |
| Credit card loan charge offs | $693,000 | 334 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,391,000 | 285 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $2,000 | 359 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,704,000 | 402 |
| Loans secured by real estate, total | $66,000 | 1,372 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $66,000 | 1,372 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $42,000 | 874 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $24,000 | 1,148 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $145,000 | 46 |
| Commercial and industrial loans | $962,000 | 254 |
| Loans to individuals | $531,000 | 395 |
| Credit card loan recoveries | $78,000 | 397 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $453,000 | 347 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,191,000 | 545 |
| Loans secured by real estate, total | $304,000 | 1,184 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $304,000 | 1,182 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 12,485 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $312,000 | 646 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $885,000 | 12 |
| Commercial and industrial loans | $447,000 | 821 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,553,000 | 324 |
| Credit card loan net charge offs | $615,000 | 315 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $938,000 | 258 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $2,000 | 289 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,805,000 | 543 |
| Loans secured by real estate, total | $667,000 | 1,088 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $667,000 | 1,088 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $77,000 | 1,907 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $590,000 | 663 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $710,000 | 17 |
| Commercial and industrial loans | $1,759,000 | 509 |
| Loans to individuals | $2,669,000 | 362 |
| Credit card loan charge offs | $591,000 | 402 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,078,000 | 278 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,312,000 | 458 |
| Loans secured by real estate, total | $206,000 | 593 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $206,000 | 592 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $86,000 | 456 |
| Secured by multifamily residential properties | $10,000 | 280 |
| Secured by nonfarm nonresidential properties | $110,000 | 472 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $101,000 | 59 |
| Commercial and industrial loans | $523,000 | 375 |
| Loans to individuals | $482,000 | 461 |
| Credit card loan recoveries | $53,000 | 468 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $429,000 | 389 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,493,000 | 570 |
| Loans secured by real estate, total | $461,000 | 1,234 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $461,000 | 1,234 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-9,000 | 13,309 |
| Secured by multifamily residential properties | $-10,000 | 13,821 |
| Secured by nonfarm nonresidential properties | $480,000 | 690 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $609,000 | 16 |
| Commercial and industrial loans | $1,236,000 | 576 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,187,000 | 334 |
| Credit card loan net charge offs | $538,000 | 383 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,649,000 | 233 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.