KeyBank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $230,273,000 | 235 |
| Total interest expense | $88,463,000 | 276 |
| Net interest income | $141,810,000 | 209 |
| Provision for loan and lease losses | $5,580,000 | 316 |
| Total noninterest income | $33,808,000 | 288 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $15,225,000 | 151 |
| Trading account gains and fees | $198,000 | 154 |
| Additional Noninterest Income | $18,385,000 | 305 |
| Total noninterest expense | $103,169,000 | 241 |
| Salaries and employee benefits | $32,781,000 | 257 |
| Premises and equipment expense | $10,915,000 | 266 |
| Additional noninterest expense | $59,473,000 | 209 |
| Pre-tax net operating income | $66,869,000 | 207 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $22,754,000 | 207 |
| Income before extraordinary items | $44,115,000 | 211 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $44,115,000 | 211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,953,000 | 340 |
| Cash dividends | $55,000,000 | 132 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $44,115,000 | 209 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $231,374,000 | 241 |
| Total interest expense | $97,629,000 | 273 |
| Net interest income | $133,745,000 | 221 |
| Provision for loan and lease losses | $3,934,000 | 376 |
| Total noninterest income | $27,410,000 | 330 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $13,015,000 | 187 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $14,395,000 | 354 |
| Total noninterest expense | $91,436,000 | 263 |
| Salaries and employee benefits | $33,422,000 | 273 |
| Premises and equipment expense | $9,691,000 | 301 |
| Additional noninterest expense | $48,323,000 | 242 |
| Pre-tax net operating income | $65,785,000 | 210 |
| Securities gains (losses) | $-762,000 | 11,848 |
| Applicable income taxes | $20,832,000 | 224 |
| Income before extraordinary items | $44,191,000 | 209 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $44,191,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,900,000 | 463 |
| Cash dividends | $34,000,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $44,709,160 | 209 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $197,536,000 | 242 |
| Total interest expense | $68,110,000 | 298 |
| Net interest income | $129,426,000 | 224 |
| Provision for loan and lease losses | $6,417,000 | 246 |
| Total noninterest income | $27,858,000 | 320 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $12,633,000 | 183 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $15,225,000 | 333 |
| Total noninterest expense | $86,473,000 | 277 |
| Salaries and employee benefits | $32,921,000 | 276 |
| Premises and equipment expense | $10,691,000 | 281 |
| Additional noninterest expense | $42,861,000 | 262 |
| Pre-tax net operating income | $64,394,000 | 196 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $22,972,000 | 190 |
| Income before extraordinary items | $41,423,000 | 202 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $41,423,000 | 202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,102,000 | 815 |
| Cash dividends | $9,077,000 | 372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $41,422,360 | 205 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $174,121,000 | 266 |
| Total interest expense | $55,421,000 | 332 |
| Net interest income | $118,700,000 | 233 |
| Provision for loan and lease losses | $6,739,000 | 355 |
| Total noninterest income | $25,491,000 | 333 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $12,033,000 | 189 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $13,458,000 | 362 |
| Total noninterest expense | $87,169,000 | 270 |
| Salaries and employee benefits | $33,269,000 | 268 |
| Premises and equipment expense | $10,757,000 | 274 |
| Additional noninterest expense | $43,143,000 | 268 |
| Pre-tax net operating income | $50,283,000 | 209 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $20,419,000 | 175 |
| Income before extraordinary items | $29,868,000 | 238 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $29,868,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,191,000 | 545 |
| Cash dividends | $16,520,000 | 205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $29,865,440 | 230 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $145,413,000 | 336 |
| Total interest expense | $49,578,000 | 440 |
| Net interest income | $95,835,000 | 264 |
| Provision for loan and lease losses | $6,449,000 | 507 |
| Total noninterest income | $20,985,000 | 382 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $10,967,000 | 190 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $10,018,000 | 447 |
| Total noninterest expense | $69,351,000 | 315 |
| Salaries and employee benefits | $26,477,000 | 308 |
| Premises and equipment expense | $9,084,000 | 314 |
| Additional noninterest expense | $33,790,000 | 310 |
| Pre-tax net operating income | $41,020,000 | 192 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $14,377,000 | 196 |
| Income before extraordinary items | $26,643,000 | 223 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $26,643,000 | 224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,493,000 | 570 |
| Cash dividends | $8,079,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $26,643,000 | 194 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.