| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2144% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.2047% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1682% | 598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7326% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7156% | 713 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0230% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1302% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0748% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5621% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4307% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0549% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0573% | 6,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0257% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1037% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 1,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0987% | 1,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2309% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5553% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2207% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1354% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1552% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3449% | 908 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9585% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2014% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3562% | 5,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0920% | 1,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 1,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4840% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0077% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8483% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
