| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4847% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3201% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.2382% | 148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6681% | 115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0228% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1834% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8520% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8286% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7049% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0904% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3841% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3180% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.3326% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8042% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1086% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8225% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7931% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2074% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5328% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3106% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.9920% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6908% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1006% | 414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6480% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9019% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9754% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7098% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8064% | 1,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5084% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 1.9871% | 197 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2486% | 237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1405% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1194% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1477% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7869% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8563% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7707% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0333% | 88 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9775% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5727% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 1.6685% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4997% | 297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3793% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2660% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4183% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5255% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9925% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5768% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7352% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
