| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4666% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0315% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0624% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2920% | 471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6709% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3008% | 817 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5758% | 30 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2026% | 3,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0986% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.6710% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1855% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3060% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7231% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5992% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1915% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0475% | 1,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2229% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2768% | 466 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5748% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9190% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0692% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1531% | 6,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5927% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0062% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2486% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2556% | 272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6060% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4544% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1374% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0452% | 724 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4921% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 0.1975% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8782% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6362% | 117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6440% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8828% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4591% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2162% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
