Keybank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,419,000 | 453 |
| Loans secured by real estate, total | $381,000 | 836 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $381,000 | 835 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $4,000 | 316 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 2,842 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $364,000 | 458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 168 |
| Commercial and industrial loans | $484,000 | 634 |
| Loans to individuals | $2,653,000 | 331 |
| Credit card loan charge offs | $791,000 | 311 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,862,000 | 248 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $896,000 | 37 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,404,000 | 409 |
| Loans secured by real estate, total | $138,000 | 703 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $138,000 | 702 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $61,000 | 57 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 981 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $49,000 | 730 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 212 |
| Commercial and industrial loans | $262,000 | 533 |
| Loans to individuals | $840,000 | 308 |
| Credit card loan recoveries | $150,000 | 297 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $690,000 | 249 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $1,000 | 359 |
| Lease financing receivables | $162,000 | 59 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,015,000 | 452 |
| Loans secured by real estate, total | $243,000 | 868 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $243,000 | 867 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $-57,000 | 10,491 |
| Secured by 1-4 family residential properties- net charge-offs | $-15,000 | 11,480 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $315,000 | 405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 122 |
| Commercial and industrial loans | $222,000 | 909 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,813,000 | 332 |
| Credit card loan net charge offs | $641,000 | 311 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,172,000 | 250 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-1,000 | 1,115 |
| Lease financing receivables | $734,000 | 28 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,410,000 | 533 |
| Loans secured by real estate, total | $1,049,000 | 523 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,049,000 | 523 |
| Construction and land development | $3,000 | 914 |
| Secured by farmland | $60,000 | 100 |
| Total charge-offs secured by 1-4 family residential properties | $237,000 | 670 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $749,000 | 344 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 178 |
| Commercial and industrial loans | $398,000 | 834 |
| Loans to individuals | $1,637,000 | 377 |
| Credit card loan charge offs | $798,000 | 300 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $839,000 | 381 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $5,000 | 319 |
| Lease financing receivables | $320,000 | 60 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,709,000 | 391 |
| Loans secured by real estate, total | $114,000 | 894 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $114,000 | 894 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $5,000 | 484 |
| Secured by 1-4 family residential properties - total recoveries | $36,000 | 932 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $73,000 | 656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $2,000 | 30 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $70,000 | 72 |
| Commercial and industrial loans | $430,000 | 420 |
| Loans to individuals | $964,000 | 283 |
| Credit card loan recoveries | $232,000 | 250 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $732,000 | 244 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $129,000 | 81 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,701,000 | 634 |
| Loans secured by real estate, total | $935,000 | 464 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $935,000 | 464 |
| Construction and land development | $3,000 | 779 |
| Secured by farmland | $55,000 | 85 |
| Secured by 1-4 family residential properties- net charge-offs | $201,000 | 631 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $676,000 | 303 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $-2,000 | 1,161 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-69,000 | 1,148 |
| Commercial and industrial loans | $-32,000 | 11,449 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $673,000 | 470 |
| Credit card loan net charge offs | $566,000 | 301 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $107,000 | 1,197 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $5,000 | 246 |
| Lease financing receivables | $191,000 | 54 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,993,000 | 400 |
| Loans secured by real estate, total | $1,062,000 | 671 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,062,000 | 669 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $3,000 | 580 |
| Total charge-offs secured by 1-4 family residential properties | $30,000 | 2,674 |
| Secured by multifamily residential properties | $49,000 | 514 |
| Secured by nonfarm nonresidential properties | $980,000 | 389 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $144,000 | 54 |
| Commercial and industrial loans | $2,765,000 | 262 |
| Loans to individuals | $2,825,000 | 302 |
| Credit card loan charge offs | $930,000 | 290 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,895,000 | 234 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $197,000 | 112 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,533,000 | 426 |
| Loans secured by real estate, total | $21,000 | 2,535 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $21,000 | 2,535 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,025 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $17,000 | 1,308 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 103 |
| Commercial and industrial loans | $250,000 | 696 |
| Loans to individuals | $1,209,000 | 249 |
| Credit card loan recoveries | $183,000 | 279 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,026,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $22,000 | 194 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,460,000 | 390 |
| Loans secured by real estate, total | $1,041,000 | 606 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,041,000 | 605 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $3,000 | 476 |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 2,443 |
| Secured by multifamily residential properties | $49,000 | 485 |
| Secured by nonfarm nonresidential properties | $963,000 | 353 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $113,000 | 42 |
| Commercial and industrial loans | $2,515,000 | 212 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,616,000 | 315 |
| Credit card loan net charge offs | $747,000 | 285 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $869,000 | 272 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $175,000 | 87 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,366,000 | 648 |
| Loans secured by real estate, total | $338,000 | 1,627 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $338,000 | 1,627 |
| Construction and land development | $120,000 | 753 |
| Secured by farmland | $5,000 | 747 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $213,000 | 1,170 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $232,000 | 46 |
| Commercial and industrial loans | $1,313,000 | 648 |
| Loans to individuals | $2,173,000 | 421 |
| Credit card loan charge offs | $921,000 | 324 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,252,000 | 394 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $310,000 | 109 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,348,000 | 445 |
| Loans secured by real estate, total | $32,000 | 2,080 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $32,000 | 2,080 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,492 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $12,000 | 1,390 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $86,000 | 62 |
| Commercial and industrial loans | $517,000 | 377 |
| Loans to individuals | $705,000 | 362 |
| Credit card loan recoveries | $88,000 | 382 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $617,000 | 291 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $8,000 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,018,000 | 730 |
| Loans secured by real estate, total | $306,000 | 1,549 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $306,000 | 1,549 |
| Construction and land development | $120,000 | 717 |
| Secured by farmland | $5,000 | 642 |
| Secured by 1-4 family residential properties- net charge-offs | $-20,000 | 13,590 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $201,000 | 1,114 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $146,000 | 45 |
| Commercial and industrial loans | $796,000 | 801 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,468,000 | 425 |
| Credit card loan net charge offs | $833,000 | 309 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $635,000 | 491 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $302,000 | 86 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.