| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1706% | 11,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1706% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0987% | 5,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0987% | 501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1041% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1041% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0003% | 8,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 854 |
| Percentage Net Loans Charged-off:Construction & development | -2.8180% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3487% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0996% | 278 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -209.8865% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0262% | 11,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0749% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 2.2318% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.6713% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 296.4072% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4164% | 4,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4150% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.5943% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7480% | 261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2801% | 345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 1,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | -24.3305% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0499% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
