KeyBank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,083,000 | 1,058 |
| Loans secured by real estate, total | $261,000 | 913 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $261,000 | 912 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $197,000 | 636 |
| Secured by multifamily residential properties | $64,000 | 283 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $304,000 | 1,015 |
| Loans to individuals | $518,000 | 857 |
| Credit card loan charge offs | $234,000 | 500 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $284,000 | 1,029 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $258,000 | 1,235 |
| Loans secured by real estate, total | $36,000 | 1,488 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $36,000 | 1,488 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $36,000 | 813 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $131,000 | 887 |
| Loans to individuals | $91,000 | 1,113 |
| Credit card loan recoveries | $5,000 | 1,223 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $86,000 | 1,002 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $825,000 | 1,002 |
| Loans secured by real estate, total | $225,000 | 773 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $225,000 | 772 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $161,000 | 614 |
| Secured by multifamily residential properties | $64,000 | 249 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $173,000 | 1,223 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $427,000 | 817 |
| Credit card loan net charge offs | $229,000 | 478 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $198,000 | 1,036 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,607,000 | 831 |
| Loans secured by real estate, total | $332,000 | 894 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $332,000 | 893 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $85,000 | 1,196 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $247,000 | 568 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,038,000 | 354 |
| Loans to individuals | $237,000 | 1,333 |
| Credit card loan charge offs | $39,000 | 1,081 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $198,000 | 1,225 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $542,000 | 732 |
| Loans secured by real estate, total | $8,000 | 3,034 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,000 | 3,033 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,960 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $423,000 | 371 |
| Loans to individuals | $111,000 | 975 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $111,000 | 834 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,065,000 | 854 |
| Loans secured by real estate, total | $324,000 | 743 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $324,000 | 742 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $77,000 | 1,064 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $247,000 | 466 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $615,000 | 357 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $126,000 | 1,540 |
| Credit card loan net charge offs | $39,000 | 968 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $87,000 | 1,601 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,978,000 | 746 |
| Loans secured by real estate, total | $1,408,000 | 422 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,408,000 | 422 |
| Construction and land development | $84,000 | 426 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $665,000 | 309 |
| Secured by multifamily residential properties | $431,000 | 169 |
| Secured by nonfarm nonresidential properties | $228,000 | 654 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $4,000 | 6,975 |
| Loans to individuals | $566,000 | 699 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $566,000 | 518 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $443,000 | 937 |
| Loans secured by real estate, total | $264,000 | 511 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $264,000 | 510 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,420 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $258,000 | 298 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $45,000 | 2,511 |
| Loans to individuals | $130,000 | 922 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $130,000 | 785 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $4,000 | 314 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,535,000 | 677 |
| Loans secured by real estate, total | $1,144,000 | 406 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,144,000 | 406 |
| Construction and land development | $84,000 | 367 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $659,000 | 260 |
| Secured by multifamily residential properties | $431,000 | 152 |
| Secured by nonfarm nonresidential properties | $-30,000 | 12,140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-41,000 | 11,644 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $436,000 | 617 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $436,000 | 412 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-4,000 | 1,079 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,399,000 | 795 |
| Loans secured by real estate, total | $1,462,000 | 551 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,462,000 | 549 |
| Construction and land development | $8,000 | 1,076 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $887,000 | 295 |
| Secured by multifamily residential properties | $179,000 | 318 |
| Secured by nonfarm nonresidential properties | $388,000 | 662 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $533,000 | 938 |
| Loans to individuals | $238,000 | 1,324 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $238,000 | 1,056 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $166,000 | 143 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $434,000 | 999 |
| Loans secured by real estate, total | $234,000 | 569 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $234,000 | 568 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $234,000 | 204 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $94,000 | 1,599 |
| Loans to individuals | $106,000 | 1,150 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $106,000 | 1,002 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,965,000 | 736 |
| Loans secured by real estate, total | $1,228,000 | 539 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,228,000 | 538 |
| Construction and land development | $8,000 | 961 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $653,000 | 330 |
| Secured by multifamily residential properties | $179,000 | 289 |
| Secured by nonfarm nonresidential properties | $388,000 | 573 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $439,000 | 837 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $132,000 | 1,498 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $132,000 | 1,150 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $166,000 | 108 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,041,000 | 430 |
| Loans secured by real estate, total | $6,921,000 | 222 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,921,000 | 221 |
| Construction and land development | $130,000 | 736 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,054,000 | 148 |
| Secured by multifamily residential properties | $377,000 | 260 |
| Secured by nonfarm nonresidential properties | $4,360,000 | 169 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $448,000 | 1,517 |
| Loans to individuals | $672,000 | 820 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $672,000 | 623 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $755,000 | 689 |
| Loans secured by real estate, total | $442,000 | 337 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $442,000 | 337 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $407,000 | 107 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $35,000 | 909 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $125,000 | 1,305 |
| Loans to individuals | $188,000 | 821 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $188,000 | 686 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,286,000 | 405 |
| Loans secured by real estate, total | $6,479,000 | 217 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,479,000 | 216 |
| Construction and land development | $130,000 | 702 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,647,000 | 158 |
| Secured by multifamily residential properties | $377,000 | 246 |
| Secured by nonfarm nonresidential properties | $4,325,000 | 164 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $323,000 | 1,627 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $484,000 | 813 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $484,000 | 583 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.