| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1483% | 4,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3368% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1567% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0169% | 224 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5767% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2089% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0806% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1814% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6874% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8088% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0270% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2800% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 0.9704% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2857% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3141% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3610% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4868% | 49 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2325% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3470% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2590% | 499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0545% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5608% | 216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2782% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3194% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5536% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2589% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0572% | 13 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4615% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4585% | 164 |
| Percentage Net Loans Charged-off:Construction & development | 1.4037% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0406% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5752% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6186% | 124 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1083% | 1,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7290% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8859% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4942% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
