KeyBank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,512,000 | 232 |
| Loans secured by real estate, total | $388,000 | 734 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $388,000 | 734 |
| Construction and land development | $12,000 | 548 |
| Secured by farmland | $185,000 | 26 |
| Total charge-offs secured by 1-4 family residential properties | $87,000 | 1,082 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $104,000 | 716 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $1,370,000 | 9 |
| Commercial and industrial loans | $4,301,000 | 114 |
| Loans to individuals | $5,127,000 | 256 |
| Credit card loan charge offs | $538,000 | 361 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,589,000 | 147 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $326,000 | 86 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,816,000 | 212 |
| Loans secured by real estate, total | $145,000 | 660 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $145,000 | 660 |
| Construction and land development | $38,000 | 216 |
| Secured by farmland | $19,000 | 202 |
| Secured by 1-4 family residential properties - total recoveries | $72,000 | 489 |
| Secured by multifamily residential properties | $2,000 | 357 |
| Secured by nonfarm nonresidential properties | $14,000 | 1,085 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $387,000 | 14 |
| Commercial and industrial loans | $1,238,000 | 154 |
| Loans to individuals | $1,925,000 | 186 |
| Credit card loan recoveries | $130,000 | 289 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,795,000 | 122 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $121,000 | 99 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,696,000 | 248 |
| Loans secured by real estate, total | $243,000 | 746 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $243,000 | 745 |
| Construction and land development | $-26,000 | 11,291 |
| Secured by farmland | $166,000 | 24 |
| Secured by 1-4 family residential properties- net charge-offs | $15,000 | 2,194 |
| Secured by multifamily residential properties | $-2,000 | 11,253 |
| Secured by nonfarm nonresidential properties | $90,000 | 582 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $983,000 | 11 |
| Commercial and industrial loans | $3,063,000 | 96 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,202,000 | 276 |
| Credit card loan net charge offs | $408,000 | 371 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,794,000 | 159 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $205,000 | 76 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,883,000 | 277 |
| Loans secured by real estate, total | $317,000 | 917 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $317,000 | 916 |
| Construction and land development | $32,000 | 520 |
| Secured by farmland | $76,000 | 77 |
| Total charge-offs secured by 1-4 family residential properties | $167,000 | 766 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $42,000 | 1,234 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,596,000 | 5 |
| Commercial and industrial loans | $1,492,000 | 260 |
| Loans to individuals | $4,366,000 | 255 |
| Credit card loan charge offs | $470,000 | 392 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,896,000 | 142 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $112,000 | 142 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,600,000 | 246 |
| Loans secured by real estate, total | $465,000 | 314 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $465,000 | 313 |
| Construction and land development | $3,000 | 538 |
| Secured by farmland | $16,000 | 219 |
| Secured by 1-4 family residential properties - total recoveries | $61,000 | 570 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $385,000 | 227 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $138,000 | 47 |
| Commercial and industrial loans | $1,912,000 | 144 |
| Loans to individuals | $1,051,000 | 276 |
| Credit card loan recoveries | $93,000 | 352 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $958,000 | 193 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $34,000 | 171 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,283,000 | 297 |
| Loans secured by real estate, total | $-148,000 | 11,808 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-148,000 | 11,838 |
| Construction and land development | $29,000 | 458 |
| Secured by farmland | $60,000 | 78 |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 876 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-343,000 | 11,891 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,458,000 | 4 |
| Commercial and industrial loans | $-420,000 | 11,854 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,315,000 | 241 |
| Credit card loan net charge offs | $377,000 | 381 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,938,000 | 123 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $78,000 | 128 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,831,000 | 413 |
| Loans secured by real estate, total | $833,000 | 599 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $833,000 | 599 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $394,000 | 18 |
| Total charge-offs secured by 1-4 family residential properties | $209,000 | 732 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $230,000 | 650 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $641,000 | 24 |
| Commercial and industrial loans | $932,000 | 417 |
| Loans to individuals | $2,425,000 | 302 |
| Credit card loan charge offs | $392,000 | 407 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,033,000 | 200 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,558,000 | 305 |
| Loans secured by real estate, total | $567,000 | 320 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $567,000 | 318 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $208,000 | 19 |
| Secured by 1-4 family residential properties - total recoveries | $54,000 | 702 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $305,000 | 269 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $64,000 | 77 |
| Commercial and industrial loans | $1,224,000 | 219 |
| Loans to individuals | $703,000 | 336 |
| Credit card loan recoveries | $115,000 | 338 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $588,000 | 282 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,273,000 | 514 |
| Loans secured by real estate, total | $266,000 | 968 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $266,000 | 968 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $186,000 | 31 |
| Secured by 1-4 family residential properties- net charge-offs | $155,000 | 741 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-75,000 | 12,336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $577,000 | 19 |
| Commercial and industrial loans | $-292,000 | 12,397 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,722,000 | 269 |
| Credit card loan net charge offs | $277,000 | 416 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,445,000 | 150 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,226,000 | 488 |
| Loans secured by real estate, total | $1,173,000 | 637 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,173,000 | 635 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $448,000 | 17 |
| Total charge-offs secured by 1-4 family residential properties | $178,000 | 985 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $547,000 | 553 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $573,000 | 22 |
| Commercial and industrial loans | $1,228,000 | 468 |
| Loans to individuals | $2,252,000 | 342 |
| Credit card loan charge offs | $326,000 | 456 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,926,000 | 232 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,273,000 | 330 |
| Loans secured by real estate, total | $286,000 | 498 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $286,000 | 497 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $30,000 | 170 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,950 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $244,000 | 315 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $98,000 | 58 |
| Commercial and industrial loans | $1,406,000 | 203 |
| Loans to individuals | $483,000 | 424 |
| Credit card loan recoveries | $50,000 | 471 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $433,000 | 360 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,953,000 | 569 |
| Loans secured by real estate, total | $887,000 | 657 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $887,000 | 655 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $418,000 | 13 |
| Secured by 1-4 family residential properties- net charge-offs | $166,000 | 905 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $303,000 | 657 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $475,000 | 16 |
| Commercial and industrial loans | $-178,000 | 13,064 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,769,000 | 298 |
| Credit card loan net charge offs | $276,000 | 438 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,493,000 | 168 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,561,000 | 560 |
| Loans secured by real estate, total | $925,000 | 903 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $925,000 | 903 |
| Construction and land development | $140,000 | 715 |
| Secured by farmland | $310,000 | 35 |
| Total charge-offs secured by 1-4 family residential properties | $211,000 | 978 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $264,000 | 1,065 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $1,769,000 | 8 |
| Commercial and industrial loans | $970,000 | 799 |
| Loans to individuals | $1,897,000 | 446 |
| Credit card loan charge offs | $288,000 | 539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,609,000 | 323 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,824,000 | 359 |
| Loans secured by real estate, total | $219,000 | 567 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $219,000 | 566 |
| Construction and land development | $98,000 | 258 |
| Secured by farmland | $8,000 | 416 |
| Secured by 1-4 family residential properties - total recoveries | $57,000 | 651 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $56,000 | 697 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $207,000 | 35 |
| Commercial and industrial loans | $969,000 | 253 |
| Loans to individuals | $429,000 | 486 |
| Credit card loan recoveries | $43,000 | 517 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $386,000 | 423 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,737,000 | 633 |
| Loans secured by real estate, total | $706,000 | 969 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $706,000 | 969 |
| Construction and land development | $42,000 | 1,020 |
| Secured by farmland | $302,000 | 31 |
| Secured by 1-4 family residential properties- net charge-offs | $154,000 | 1,083 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $208,000 | 1,093 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $1,562,000 | 6 |
| Commercial and industrial loans | $1,000 | 7,984 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,468,000 | 425 |
| Credit card loan net charge offs | $245,000 | 522 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,223,000 | 298 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.