KeyBank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $116,695,000 | 388 |
| Total interest expense | $46,705,000 | 444 |
| Net interest income | $69,990,000 | 337 |
| Provision for loan and lease losses | $7,700,000 | 253 |
| Total noninterest income | $15,634,000 | 449 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $9,826,000 | 206 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,808,000 | 589 |
| Total noninterest expense | $54,638,000 | 369 |
| Salaries and employee benefits | $18,368,000 | 409 |
| Premises and equipment expense | $7,448,000 | 342 |
| Additional noninterest expense | $28,822,000 | 340 |
| Pre-tax net operating income | $23,286,000 | 416 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,251,000 | 411 |
| Income before extraordinary items | $15,035,000 | 427 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,035,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,696,000 | 248 |
| Cash dividends | $12,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $15,035,000 | 419 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $116,403,000 | 404 |
| Total interest expense | $47,958,000 | 467 |
| Net interest income | $68,445,000 | 351 |
| Provision for loan and lease losses | $7,874,000 | 225 |
| Total noninterest income | $15,589,000 | 468 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $8,685,000 | 235 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,904,000 | 543 |
| Total noninterest expense | $52,902,000 | 380 |
| Salaries and employee benefits | $17,338,000 | 451 |
| Premises and equipment expense | $7,514,000 | 366 |
| Additional noninterest expense | $28,050,000 | 344 |
| Pre-tax net operating income | $23,258,000 | 432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $8,102,000 | 425 |
| Income before extraordinary items | $15,156,000 | 434 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,156,000 | 434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,283,000 | 297 |
| Cash dividends | $8,355,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $-184,000 | 10,481 |
| Net operating income | $15,156,000 | 431 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $95,977,000 | 420 |
| Total interest expense | $33,508,000 | 496 |
| Net interest income | $62,469,000 | 362 |
| Provision for loan and lease losses | $3,600,000 | 368 |
| Total noninterest income | $14,558,000 | 457 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,955,000 | 240 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,603,000 | 540 |
| Total noninterest expense | $48,476,000 | 404 |
| Salaries and employee benefits | $16,240,000 | 465 |
| Premises and equipment expense | $7,226,000 | 374 |
| Additional noninterest expense | $25,010,000 | 379 |
| Pre-tax net operating income | $24,951,000 | 390 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,400,000 | 364 |
| Income before extraordinary items | $15,551,000 | 397 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,551,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,273,000 | 514 |
| Cash dividends | $1,935,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $15,551,000 | 404 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $88,548,000 | 433 |
| Total interest expense | $30,193,000 | 531 |
| Net interest income | $58,355,000 | 381 |
| Provision for loan and lease losses | $3,000,000 | 608 |
| Total noninterest income | $14,622,000 | 468 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $8,178,000 | 232 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,444,000 | 568 |
| Total noninterest expense | $47,569,000 | 421 |
| Salaries and employee benefits | $15,945,000 | 478 |
| Premises and equipment expense | $6,702,000 | 400 |
| Additional noninterest expense | $24,922,000 | 399 |
| Pre-tax net operating income | $22,408,000 | 373 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $8,093,000 | 364 |
| Income before extraordinary items | $14,332,000 | 403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,332,000 | 414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,953,000 | 569 |
| Cash dividends | $7,229,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,321,120 | 382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $92,639,000 | 465 |
| Total interest expense | $36,577,000 | 572 |
| Net interest income | $56,062,000 | 405 |
| Provision for loan and lease losses | $5,432,000 | 563 |
| Total noninterest income | $14,211,000 | 475 |
| Gross Fiduciary activities income | $179,000 | 1,113 |
| Service charges on deposit accounts | $8,287,000 | 232 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,745,000 | 617 |
| Total noninterest expense | $46,486,000 | 430 |
| Salaries and employee benefits | $18,114,000 | 419 |
| Premises and equipment expense | $5,929,000 | 448 |
| Additional noninterest expense | $22,443,000 | 430 |
| Pre-tax net operating income | $18,355,000 | 370 |
| Securities gains (losses) | $1,352,000 | 527 |
| Applicable income taxes | $8,206,000 | 325 |
| Income before extraordinary items | $11,501,000 | 430 |
| Extraordinary gains, net | $1,309,000 | 97 |
| Net income | $12,810,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,737,000 | 633 |
| Cash dividends | $6,550,000 | 294 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,635,720 | 421 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.