| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7012% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0432% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4537% | 1,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0859% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 1,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5183% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1637% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5186% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4748% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 1,418 |
| Percentage Net Loans Charged-off:Construction & development | 0.0510% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2114% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1469% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0765% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1935% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9971% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2244% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1787% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2239% | 3,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0860% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1415% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1562% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1529% | 1,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5466% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3699% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2883% | 160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3305% | 3,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3162% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2633% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1445% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0935% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1617% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1012% | 1,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6720% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4898% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2733% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4496% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2692% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.1260% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2173% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1599% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0006% | 1,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6569% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4196% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9262% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |
