KeyBank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,455,000 | 396 |
| Loans secured by real estate, total | $41,000 | 2,411 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $41,000 | 2,411 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,652 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 214 |
| Commercial and industrial loans | $664,000 | 517 |
| Loans to individuals | $4,461,000 | 273 |
| Credit card loan charge offs | $373,000 | 407 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,088,000 | 160 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $226,000 | 102 |
| Lease financing receivables | $62,000 | 176 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,739,000 | 346 |
| Loans secured by real estate, total | $377,000 | 346 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $377,000 | 346 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 1,782 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $368,000 | 216 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $139,000 | 841 |
| Loans to individuals | $1,125,000 | 252 |
| Credit card loan recoveries | $109,000 | 314 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,016,000 | 190 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $67,000 | 134 |
| Lease financing receivables | $31,000 | 125 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,716,000 | 400 |
| Loans secured by real estate, total | $-336,000 | 11,357 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-336,000 | 11,382 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $32,000 | 1,569 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-368,000 | 11,363 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 168 |
| Commercial and industrial loans | $525,000 | 460 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,336,000 | 274 |
| Credit card loan net charge offs | $264,000 | 447 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,072,000 | 151 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $159,000 | 87 |
| Lease financing receivables | $31,000 | 199 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,050,000 | 712 |
| Loans secured by real estate, total | $16,000 | 3,641 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $16,000 | 3,639 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $16,000 | 2,631 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $298,000 | 1,001 |
| Loans to individuals | $1,605,000 | 430 |
| Credit card loan charge offs | $352,000 | 437 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,253,000 | 334 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $108,000 | 144 |
| Lease financing receivables | $23,000 | 211 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,303,000 | 426 |
| Loans secured by real estate, total | $212,000 | 536 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $212,000 | 535 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,571 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $199,000 | 329 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $547,000 | 312 |
| Loans to individuals | $523,000 | 392 |
| Credit card loan recoveries | $139,000 | 313 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $384,000 | 369 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $21,000 | 203 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $747,000 | 1,075 |
| Loans secured by real estate, total | $-196,000 | 11,840 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-196,000 | 11,870 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,265 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-199,000 | 11,848 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-249,000 | 11,795 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,082,000 | 421 |
| Credit card loan net charge offs | $213,000 | 489 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $869,000 | 318 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $87,000 | 118 |
| Lease financing receivables | $23,000 | 164 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,994,000 | 579 |
| Loans secured by real estate, total | $418,000 | 887 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $418,000 | 887 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $37,000 | 2,002 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $381,000 | 504 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,372,000 | 318 |
| Loans to individuals | $1,192,000 | 446 |
| Credit card loan charge offs | $400,000 | 402 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $792,000 | 397 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $12,000 | 287 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $912,000 | 576 |
| Loans secured by real estate, total | $132,000 | 806 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $132,000 | 805 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,420 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $126,000 | 481 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $280,000 | 593 |
| Loans to individuals | $462,000 | 426 |
| Credit card loan recoveries | $134,000 | 311 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $328,000 | 410 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $38,000 | 154 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,082,000 | 542 |
| Loans secured by real estate, total | $286,000 | 922 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $286,000 | 922 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $31,000 | 1,819 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $255,000 | 523 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,092,000 | 241 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $730,000 | 446 |
| Credit card loan net charge offs | $266,000 | 421 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $464,000 | 390 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-26,000 | 1,113 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,121,000 | 853 |
| Loans secured by real estate, total | $181,000 | 1,796 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $181,000 | 1,795 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $8,000 | 4,351 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $173,000 | 1,003 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $475,000 | 1,044 |
| Loans to individuals | $1,453,000 | 424 |
| Credit card loan charge offs | $297,000 | 476 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,156,000 | 321 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $12,000 | 318 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $924,000 | 598 |
| Loans secured by real estate, total | $229,000 | 582 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $229,000 | 581 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 3,025 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $225,000 | 336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $241,000 | 717 |
| Loans to individuals | $434,000 | 458 |
| Credit card loan recoveries | $99,000 | 360 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $335,000 | 430 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $20,000 | 190 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,197,000 | 1,015 |
| Loans secured by real estate, total | $-48,000 | 12,895 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-48,000 | 12,934 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 4,264 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-52,000 | 13,030 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $234,000 | 1,359 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,019,000 | 423 |
| Credit card loan net charge offs | $198,000 | 514 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $821,000 | 290 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-8,000 | 1,088 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,901,000 | 695 |
| Loans secured by real estate, total | $948,000 | 885 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $948,000 | 885 |
| Construction and land development | $759,000 | 312 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $6,000 | 5,366 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $183,000 | 1,281 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $938,000 | 824 |
| Loans to individuals | $1,990,000 | 439 |
| Credit card loan charge offs | $518,000 | 425 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,472,000 | 351 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $13,000 | 322 |
| Lease financing receivables | $12,000 | 346 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $972,000 | 561 |
| Loans secured by real estate, total | $246,000 | 521 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $246,000 | 521 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,904 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $233,000 | 282 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $282,000 | 632 |
| Loans to individuals | $411,000 | 503 |
| Credit card loan recoveries | $132,000 | 333 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $279,000 | 523 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $33,000 | 175 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,929,000 | 744 |
| Loans secured by real estate, total | $702,000 | 973 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $702,000 | 973 |
| Construction and land development | $759,000 | 297 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 13,189 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-50,000 | 13,781 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $656,000 | 943 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,579,000 | 405 |
| Credit card loan net charge offs | $386,000 | 438 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,193,000 | 306 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $-20,000 | 1,139 |
| Lease financing receivables | $12,000 | 298 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.