KeyBank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $107,143,000 | 403 |
| Total interest expense | $43,356,000 | 470 |
| Net interest income | $63,787,000 | 365 |
| Provision for loan and lease losses | $3,175,000 | 442 |
| Total noninterest income | $15,689,000 | 447 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $8,890,000 | 219 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,799,000 | 534 |
| Total noninterest expense | $44,767,000 | 420 |
| Salaries and employee benefits | $14,216,000 | 507 |
| Premises and equipment expense | $4,286,000 | 532 |
| Additional noninterest expense | $26,265,000 | 357 |
| Pre-tax net operating income | $31,534,000 | 327 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $8,680,000 | 393 |
| Income before extraordinary items | $22,854,000 | 312 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $22,854,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,716,000 | 400 |
| Cash dividends | $12,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $22,854,000 | 304 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $107,164,000 | 427 |
| Total interest expense | $46,471,000 | 477 |
| Net interest income | $60,693,000 | 386 |
| Provision for loan and lease losses | $1,533,000 | 703 |
| Total noninterest income | $14,771,000 | 481 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $8,381,000 | 242 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,390,000 | 569 |
| Total noninterest expense | $43,337,000 | 443 |
| Salaries and employee benefits | $15,530,000 | 477 |
| Premises and equipment expense | $4,469,000 | 537 |
| Additional noninterest expense | $23,338,000 | 387 |
| Pre-tax net operating income | $30,594,000 | 352 |
| Securities gains (losses) | $-869,000 | 11,858 |
| Applicable income taxes | $8,861,000 | 401 |
| Income before extraordinary items | $20,864,000 | 343 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $20,864,000 | 342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $747,000 | 1,075 |
| Cash dividends | $5,300,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $21,472,300 | 328 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $90,918,000 | 434 |
| Total interest expense | $34,782,000 | 486 |
| Net interest income | $56,136,000 | 402 |
| Provision for loan and lease losses | $2,839,000 | 455 |
| Total noninterest income | $14,194,000 | 467 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $7,889,000 | 241 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $6,305,000 | 555 |
| Total noninterest expense | $38,979,000 | 477 |
| Salaries and employee benefits | $14,617,000 | 508 |
| Premises and equipment expense | $4,327,000 | 553 |
| Additional noninterest expense | $20,035,000 | 440 |
| Pre-tax net operating income | $28,512,000 | 345 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,501,000 | 357 |
| Income before extraordinary items | $19,011,000 | 329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $19,011,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,082,000 | 542 |
| Cash dividends | $12,400,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $19,011,000 | 331 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $86,476,000 | 442 |
| Total interest expense | $29,397,000 | 540 |
| Net interest income | $57,079,000 | 396 |
| Provision for loan and lease losses | $2,837,000 | 637 |
| Total noninterest income | $12,502,000 | 523 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $7,878,000 | 240 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,624,000 | 713 |
| Total noninterest expense | $39,239,000 | 488 |
| Salaries and employee benefits | $14,779,000 | 515 |
| Premises and equipment expense | $4,337,000 | 560 |
| Additional noninterest expense | $20,123,000 | 461 |
| Pre-tax net operating income | $27,505,000 | 314 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $9,473,000 | 324 |
| Income before extraordinary items | $18,032,000 | 334 |
| Extraordinary gains, net | $14,000 | 2,843 |
| Net income | $18,046,000 | 347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,197,000 | 1,015 |
| Cash dividends | $9,200,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $18,032,000 | 317 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $88,686,000 | 485 |
| Total interest expense | $34,399,000 | 595 |
| Net interest income | $54,287,000 | 414 |
| Provision for loan and lease losses | $4,003,000 | 680 |
| Total noninterest income | $11,673,000 | 545 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $7,808,000 | 241 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,865,000 | 805 |
| Total noninterest expense | $36,029,000 | 532 |
| Salaries and employee benefits | $13,606,000 | 539 |
| Premises and equipment expense | $4,311,000 | 585 |
| Additional noninterest expense | $18,112,000 | 491 |
| Pre-tax net operating income | $25,928,000 | 282 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $9,001,000 | 296 |
| Income before extraordinary items | $16,936,000 | 314 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,936,000 | 319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,929,000 | 744 |
| Cash dividends | $7,800,000 | 269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $16,930,150 | 280 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.