| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3846% | 2,328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0813% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3013% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0209% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0216% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2627% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2861% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4388% | 538 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2017% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0810% | 6,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0535% | 1,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1606% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0049% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1323% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0590% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1460% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2607% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0900% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0319% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6614% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2791% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9923% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0470% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1630% | 5,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0111% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4430% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7536% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4244% | 4,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2621% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 1.7328% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0601% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0231% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4221% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7488% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5021% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0140% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
