KeyBank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $22,940,000 | 155 |
| Loans secured by real estate, total | $1,420,000 | 306 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,420,000 | 306 |
| Construction and land development | $60,000 | 295 |
| Secured by farmland | $47,000 | 95 |
| Total charge-offs secured by 1-4 family residential properties | $872,000 | 220 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $441,000 | 325 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $401,000 | 35 |
| Commercial and industrial loans | $5,829,000 | 88 |
| Loans to individuals | $14,338,000 | 148 |
| Credit card loan charge offs | $1,358,000 | 256 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $12,980,000 | 65 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $564,000 | 63 |
| Lease financing receivables | $388,000 | 80 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,658,000 | 89 |
| Loans secured by real estate, total | $913,000 | 200 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $913,000 | 200 |
| Construction and land development | $296,000 | 71 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $350,000 | 145 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $267,000 | 258 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $102,000 | 52 |
| Commercial and industrial loans | $8,891,000 | 28 |
| Loans to individuals | $3,488,000 | 128 |
| Credit card loan recoveries | $146,000 | 279 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,342,000 | 78 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $150,000 | 87 |
| Lease financing receivables | $114,000 | 67 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,282,000 | 222 |
| Loans secured by real estate, total | $507,000 | 469 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $507,000 | 468 |
| Construction and land development | $-236,000 | 11,410 |
| Secured by farmland | $47,000 | 73 |
| Secured by 1-4 family residential properties- net charge-offs | $522,000 | 260 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $174,000 | 427 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $299,000 | 35 |
| Commercial and industrial loans | $-3,062,000 | 11,447 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $10,850,000 | 143 |
| Credit card loan net charge offs | $1,212,000 | 255 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $9,638,000 | 60 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $414,000 | 54 |
| Lease financing receivables | $274,000 | 79 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $21,450,000 | 152 |
| Loans secured by real estate, total | $2,922,000 | 223 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,922,000 | 222 |
| Construction and land development | $77,000 | 357 |
| Secured by farmland | $12,000 | 235 |
| Total charge-offs secured by 1-4 family residential properties | $1,340,000 | 160 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,493,000 | 183 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $593,000 | 17 |
| Commercial and industrial loans | $4,406,000 | 114 |
| Loans to individuals | $13,214,000 | 126 |
| Credit card loan charge offs | $4,371,000 | 145 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,843,000 | 63 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $165,000 | 120 |
| Lease financing receivables | $150,000 | 95 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,829,000 | 97 |
| Loans secured by real estate, total | $1,843,000 | 130 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,843,000 | 129 |
| Construction and land development | $43,000 | 244 |
| Secured by farmland | $12,000 | 256 |
| Secured by 1-4 family residential properties - total recoveries | $229,000 | 194 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,559,000 | 90 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $600,000 | 9 |
| Commercial and industrial loans | $6,941,000 | 43 |
| Loans to individuals | $3,297,000 | 124 |
| Credit card loan recoveries | $901,000 | 123 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,396,000 | 92 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $127,000 | 97 |
| Lease financing receivables | $21,000 | 157 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,621,000 | 213 |
| Loans secured by real estate, total | $1,079,000 | 362 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,079,000 | 361 |
| Construction and land development | $34,000 | 435 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,111,000 | 157 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $-66,000 | 11,692 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 1,131 |
| Commercial and industrial loans | $-2,535,000 | 11,951 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $9,917,000 | 125 |
| Credit card loan net charge offs | $3,470,000 | 148 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,447,000 | 51 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $38,000 | 168 |
| Lease financing receivables | $129,000 | 84 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,712,000 | 139 |
| Loans secured by real estate, total | $2,540,000 | 290 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,540,000 | 289 |
| Construction and land development | $483,000 | 158 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $937,000 | 233 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,120,000 | 265 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $1,033,000 | 20 |
| Commercial and industrial loans | $8,685,000 | 70 |
| Loans to individuals | $11,372,000 | 111 |
| Credit card loan charge offs | $4,877,000 | 116 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,495,000 | 69 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $82,000 | 156 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,682,000 | 95 |
| Loans secured by real estate, total | $1,785,000 | 136 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,785,000 | 134 |
| Construction and land development | $314,000 | 107 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $128,000 | 341 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $1,343,000 | 103 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $275,000 | 27 |
| Commercial and industrial loans | $8,988,000 | 37 |
| Loans to individuals | $2,625,000 | 153 |
| Credit card loan recoveries | $878,000 | 124 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,747,000 | 135 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $9,000 | 259 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,030,000 | 196 |
| Loans secured by real estate, total | $755,000 | 521 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $755,000 | 521 |
| Construction and land development | $169,000 | 251 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $809,000 | 219 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-223,000 | 12,487 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $758,000 | 18 |
| Commercial and industrial loans | $-303,000 | 12,406 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $8,747,000 | 102 |
| Credit card loan net charge offs | $3,999,000 | 116 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,748,000 | 43 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $73,000 | 118 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $25,821,000 | 161 |
| Loans secured by real estate, total | $4,920,000 | 249 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $4,920,000 | 249 |
| Construction and land development | $851,000 | 219 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $534,000 | 450 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $3,535,000 | 180 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $800,000 | 17 |
| Commercial and industrial loans | $10,278,000 | 97 |
| Loans to individuals | $9,823,000 | 129 |
| Credit card loan charge offs | $3,999,000 | 143 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,824,000 | 88 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,644,000 | 98 |
| Loans secured by real estate, total | $401,000 | 415 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $401,000 | 414 |
| Construction and land development | $7,000 | 643 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $148,000 | 300 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $246,000 | 312 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $400,000 | 18 |
| Commercial and industrial loans | $10,065,000 | 39 |
| Loans to individuals | $1,778,000 | 191 |
| Credit card loan recoveries | $509,000 | 157 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,269,000 | 163 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $13,177,000 | 219 |
| Loans secured by real estate, total | $4,519,000 | 227 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $4,519,000 | 227 |
| Construction and land development | $844,000 | 200 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $386,000 | 496 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $3,289,000 | 163 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $400,000 | 17 |
| Commercial and industrial loans | $213,000 | 1,449 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $8,045,000 | 116 |
| Credit card loan net charge offs | $3,490,000 | 135 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,555,000 | 60 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,463,000 | 504 |
| Loans secured by real estate, total | $601,000 | 1,148 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $601,000 | 1,148 |
| Construction and land development | $74,000 | 907 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $34,000 | 3,017 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $493,000 | 739 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 150 |
| Commercial and industrial loans | $2,156,000 | 435 |
| Loans to individuals | $3,688,000 | 298 |
| Credit card loan charge offs | $1,588,000 | 252 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,100,000 | 277 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,804,000 | 365 |
| Loans secured by real estate, total | $177,000 | 666 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $177,000 | 665 |
| Construction and land development | $11,000 | 619 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,991 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $154,000 | 376 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,058,000 | 238 |
| Loans to individuals | $569,000 | 418 |
| Credit card loan recoveries | $315,000 | 213 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $254,000 | 559 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,659,000 | 554 |
| Loans secured by real estate, total | $424,000 | 1,293 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $424,000 | 1,293 |
| Construction and land development | $63,000 | 901 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 3,229 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $339,000 | 859 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 112 |
| Commercial and industrial loans | $1,098,000 | 629 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $3,119,000 | 273 |
| Credit card loan net charge offs | $1,273,000 | 262 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,846,000 | 216 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.