| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1488% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0952% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0234% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2384% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8093% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9681% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1618% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1412% | 4,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1082% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2247% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7242% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5809% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0380% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1768% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0874% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0371% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6379% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1563% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2756% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2533% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1769% | 598 |
| Percentage Net Loans Charged-off:Construction & development | 0.3912% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0197% | 910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6214% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8490% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1469% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3044% | 5,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0935% | 589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1872% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4487% | 823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5959% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8672% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0203% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |
