| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2496% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | -0.6483% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1254% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2268% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1129% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1871% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3898% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5388% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0035% | 643 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6660% | 1,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1951% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3611% | 200 |
| Percentage Net Loans Charged-off:Construction & development | -0.8728% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6534% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0255% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1182% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0892% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2701% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7912% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1899% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2759% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2897% | 308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4156% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2094% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1142% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2626% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3004% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7197% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0565% | 291 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8813% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6106% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 4.6887% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7735% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2926% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2439% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3115% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6530% | 262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6677% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3741% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1220% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.0548% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6553% | 129 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3387% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2049% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2079% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2037% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7467% | 136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8373% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0853% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2154% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
