Home > Key West Bank > Assets and Liabilities
Key West Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 16 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $88,031,000 | 5,556 |
| Cash and due from depository institutions | $2,190,000 | 6,273 |
| Interest-bearing balances | $1,754,000 | 4,617 |
| Securities | $0 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $11,690,000 | 710 |
| Net loans & leases | $65,517,000 | 5,029 |
| Loan loss allowance | $1,053,000 | 4,674 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,181,000 | 5,337 |
| Other real estate owned | $5,968,000 | 6,273 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,485,000 | 6,152 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $88,031,000 | 5,556 |
| Total liabilities | $87,979,000 | 5,198 |
| Total deposits | $67,662,000 | 5,712 |
| Interest-bearing deposits | $63,642,000 | 5,428 |
| Deposits held in domestic offices | $67,662,000 | 5,712 |
| % insured | 100.00% | 2 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $20,000,000 | 1,837 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $317,000 | 5,808 |
| Total equity capital | $52,000 | 7,996 |
| Total bank equity capital | $52,000 | 7,995 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $0 | 7,340 |
| Surplus | $6,785,000 | 3,445 |
| Undivided profits | $-6,733,000 | 7,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,746,000 | 1,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $276,000 | 6,778 |
| Earning assets | $78,961,000 | 5,566 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $93,646,200 | 5,280 |
| Average Assets, quarterly | $93,945,000 | 5,339 |
| Volatile liabilities | $56,537,000 | 2,457 |
| Insider loans | $3,045,000 | 2,320 |
| FHLB advances | $20,000,000 | 1,732 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $1,218,000 | 7,145 |
| Tier 1 (core) risk-based capital | $52,000 | 7,998 |
| Tier 2 risk-based capital | $52,000 | 7,849 |
| Total risk weighted assets | $55,993,000 | 5,622 |
| Total unused commitments | $1,218,000 | 7,146 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 17 | 6,181 |
| Assets and Liabilities | ||
| Total Assets: | $99,859,000 | 5,198 |
| Cash and due from depository institutions | $761,000 | 6,181 |
| Interest-bearing balances | $297,000 | 5,818 |
| Securities | $0 | 7,856 |
| Federal funds sold & reverse repurchase agreements | $18,585,000 | 486 |
| Net loans & leases | $69,703,000 | 4,928 |
| Loan loss allowance | $1,682,000 | 3,513 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,194,000 | 5,360 |
| Other real estate owned | $8,103,000 | 6,181 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,513,000 | 5,694 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $99,859,000 | 5,198 |
| Total liabilities | $96,263,000 | 4,954 |
| Total deposits | $75,466,000 | 5,428 |
| Interest-bearing deposits | $71,663,000 | 5,135 |
| Deposits held in domestic offices | $75,466,000 | 5,427 |
| % insured | 99.76% | 202 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $797,000 | 4,288 |
| Total equity capital | $3,596,000 | 7,468 |
| Total bank equity capital | $3,596,000 | 7,467 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $0 | 7,420 |
| Surplus | $6,525,000 | 3,536 |
| Undivided profits | $-2,929,000 | 7,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,979,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $294,000 | 6,833 |
| Earning assets | $88,585,000 | 5,272 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $95,050,000 | 5,267 |
| Average Assets, quarterly | $93,118,000 | 5,368 |
| Volatile liabilities | $43,356,000 | 3,082 |
| Insider loans | $3,313,000 | 2,177 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,416,000 | 7,144 |
| Tier 1 (core) risk-based capital | $3,596,000 | 7,409 |
| Tier 2 risk-based capital | $809,000 | 4,834 |
| Total risk weighted assets | $63,817,000 | 5,307 |
| Total unused commitments | $1,416,000 | 7,146 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 16 | 6,401 |
| Assets and Liabilities | ||
| Total Assets: | $86,377,000 | 5,607 |
| Cash and due from depository institutions | $967,000 | 6,401 |
| Interest-bearing balances | $387,000 | 5,512 |
| Securities | $0 | 7,935 |
| Federal funds sold & reverse repurchase agreements | $3,040,000 | 2,663 |
| Net loans & leases | $73,756,000 | 4,802 |
| Loan loss allowance | $1,885,000 | 3,191 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,206,000 | 5,406 |
| Other real estate owned | $5,722,000 | 6,401 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,686,000 | 5,483 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $86,377,000 | 5,607 |
| Total liabilities | $82,077,000 | 5,408 |
| Total deposits | $61,076,000 | 5,978 |
| Interest-bearing deposits | $56,870,000 | 5,738 |
| Deposits held in domestic offices | $61,076,000 | 5,977 |
| % insured | 99.62% | 76 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $20,000,000 | 1,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,001,000 | 3,797 |
| Total equity capital | $4,300,000 | 7,286 |
| Total bank equity capital | $4,300,000 | 7,285 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $0 | 7,509 |
| Surplus | $6,525,000 | 3,560 |
| Undivided profits | $-2,225,000 | 7,317 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,428,000 | 1,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $424,000 | 6,006 |
| Earning assets | $77,183,000 | 5,668 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $93,447,000 | 5,363 |
| Average Assets, quarterly | $88,307,000 | 5,536 |
| Volatile liabilities | $21,589,000 | 4,802 |
| Insider loans | $3,316,000 | 2,212 |
| FHLB advances | $20,000,000 | 1,883 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,381,000 | 7,296 |
| Tier 1 (core) risk-based capital | $4,300,000 | 7,226 |
| Tier 2 risk-based capital | $784,000 | 4,886 |
| Total risk weighted assets | $61,637,000 | 5,433 |
| Total unused commitments | $1,381,000 | 7,297 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 16 | 6,437 |
| Assets and Liabilities | ||
| Total Assets: | $90,237,000 | 5,505 |
| Cash and due from depository institutions | $1,005,000 | 6,437 |
| Interest-bearing balances | $482,000 | 5,028 |
| Securities | $0 | 8,001 |
| Federal funds sold & reverse repurchase agreements | $1,820,000 | 3,889 |
| Net loans & leases | $81,566,000 | 4,537 |
| Loan loss allowance | $740,000 | 5,297 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,218,000 | 5,422 |
| Other real estate owned | $2,952,000 | 6,437 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,676,000 | 5,507 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $90,237,000 | 5,505 |
| Total liabilities | $84,050,000 | 5,356 |
| Total deposits | $63,102,000 | 5,927 |
| Interest-bearing deposits | $57,921,000 | 5,712 |
| Deposits held in domestic offices | $63,102,000 | 5,927 |
| % insured | 96.04% | 208 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $20,000,000 | 2,041 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $948,000 | 3,836 |
| Total equity capital | $6,187,000 | 6,698 |
| Total bank equity capital | $6,187,000 | 6,697 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $6,375,000 | 3,592 |
| Undivided profits | $-188,000 | 6,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,417,000 | 1,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $374,000 | 6,329 |
| Earning assets | $83,868,000 | 5,457 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $96,982,000 | 5,273 |
| Average Assets, quarterly | $96,982,000 | 5,273 |
| Volatile liabilities | $21,920,000 | 4,738 |
| Insider loans | $3,583,000 | 2,126 |
| FHLB advances | $20,000,000 | 1,929 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $1,257,000 | 7,412 |
| Tier 1 (core) risk-based capital | $6,187,000 | 6,588 |
| Tier 2 risk-based capital | $740,000 | 5,013 |
| Total risk weighted assets | $61,617,000 | 5,451 |
| Total unused commitments | $1,257,000 | 7,414 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 16 | 6,502 |
| Assets and Liabilities | ||
| Total Assets: | $103,727,000 | 5,068 |
| Cash and due from depository institutions | $1,104,000 | 6,502 |
| Interest-bearing balances | $648,000 | 4,138 |
| Securities | $11,654,000 | 5,637 |
| Federal funds sold & reverse repurchase agreements | $2,389,000 | 2,996 |
| Net loans & leases | $83,892,000 | 4,496 |
| Loan loss allowance | $604,000 | 5,745 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,236,000 | 5,447 |
| Other real estate owned | $1,594,000 | 6,502 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,858,000 | 5,342 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $103,727,000 | 5,068 |
| Total liabilities | $97,592,000 | 4,907 |
| Total deposits | $73,969,000 | 5,430 |
| Interest-bearing deposits | $68,961,000 | 5,141 |
| Deposits held in domestic offices | $73,969,000 | 5,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $22,500,000 | 2,051 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,123,000 | 3,477 |
| Total equity capital | $6,135,000 | 6,747 |
| Total bank equity capital | $6,135,000 | 6,747 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $6,375,000 | 3,581 |
| Undivided profits | $-240,000 | 7,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,930,000 | 1,322 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $469,000 | 5,922 |
| Earning assets | $98,583,000 | 4,955 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $108,136,400 | 4,828 |
| Average Assets, quarterly | $105,308,500 | 4,987 |
| Volatile liabilities | $24,021,000 | 4,485 |
| Insider loans | $3,587,000 | 2,134 |
| FHLB advances | $22,500,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $1,787,000 | 7,148 |
| Tier 1 (core) risk-based capital | $6,135,000 | 6,637 |
| Tier 2 risk-based capital | $604,000 | 5,496 |
| Total risk weighted assets | $63,244,000 | 5,409 |
| Total unused commitments | $1,787,000 | 7,151 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $106,890,000 | 4,955 |
| Cash and due from depository institutions | $981,000 | 6,387 |
| Interest-bearing balances | $358,000 | 3,982 |
| Securities | $11,753,000 | 5,580 |
| Federal funds sold & reverse repurchase agreements | $1,182,000 | 4,375 |
| Net loans & leases | $87,424,000 | 4,383 |
| Loan loss allowance | $707,000 | 5,300 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,259,000 | 5,448 |
| Other real estate owned | $2,166,000 | 6,387 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,125,000 | 5,132 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $106,890,000 | 4,955 |
| Total liabilities | $98,660,000 | 4,851 |
| Total deposits | $70,803,000 | 5,525 |
| Interest-bearing deposits | $66,520,000 | 5,214 |
| Deposits held in domestic offices | $70,803,000 | 5,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,500,000 | 1,855 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,357,000 | 3,135 |
| Total equity capital | $8,230,000 | 6,043 |
| Total bank equity capital | $8,230,000 | 6,043 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $0 | 7,662 |
| Surplus | $6,375,000 | 3,579 |
| Undivided profits | $1,855,000 | 6,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,916,000 | 1,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $540,000 | 5,695 |
| Earning assets | $100,717,000 | 4,876 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $109,238,750 | 4,816 |
| Average Assets, quarterly | $107,123,500 | 4,931 |
| Volatile liabilities | $28,455,000 | 3,951 |
| Insider loans | $3,590,000 | 2,139 |
| FHLB advances | $26,500,000 | 1,757 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $1,867,000 | 7,202 |
| Tier 1 (core) risk-based capital | $8,230,000 | 5,969 |
| Tier 2 risk-based capital | $707,000 | 5,073 |
| Total risk weighted assets | $66,178,000 | 5,306 |
| Total unused commitments | $1,867,000 | 7,203 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 17 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $107,357,000 | 4,946 |
| Cash and due from depository institutions | $1,189,000 | 6,462 |
| Interest-bearing balances | $233,000 | 4,206 |
| Securities | $11,959,000 | 5,591 |
| Federal funds sold & reverse repurchase agreements | $267,000 | 5,492 |
| Net loans & leases | $90,261,000 | 4,273 |
| Loan loss allowance | $609,000 | 5,623 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,277,000 | 5,456 |
| Other real estate owned | $243,000 | 6,462 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,161,000 | 5,067 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $107,357,000 | 4,946 |
| Total liabilities | $99,194,000 | 4,826 |
| Total deposits | $70,259,000 | 5,571 |
| Interest-bearing deposits | $64,570,000 | 5,306 |
| Deposits held in domestic offices | $70,259,000 | 5,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $27,500,000 | 1,753 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,435,000 | 2,981 |
| Total equity capital | $8,163,000 | 6,094 |
| Total bank equity capital | $8,163,000 | 6,094 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $0 | 7,725 |
| Surplus | $6,375,000 | 3,575 |
| Undivided profits | $1,788,000 | 6,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,958,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $557,000 | 5,565 |
| Earning assets | $102,720,000 | 4,811 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $110,021,670 | 4,799 |
| Average Assets, quarterly | $109,309,000 | 4,874 |
| Volatile liabilities | $30,006,000 | 3,802 |
| Insider loans | $3,594,000 | 2,112 |
| FHLB advances | $27,500,000 | 1,661 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $1,968,000 | 7,236 |
| Tier 1 (core) risk-based capital | $8,163,000 | 6,016 |
| Tier 2 risk-based capital | $609,000 | 5,396 |
| Total risk weighted assets | $66,031,000 | 5,303 |
| Total unused commitments | $1,968,000 | 7,237 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 17 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $111,261,000 | 4,821 |
| Cash and due from depository institutions | $1,621,000 | 6,481 |
| Interest-bearing balances | $592,000 | 3,496 |
| Securities | $12,490,000 | 5,510 |
| Federal funds sold & reverse repurchase agreements | $647,000 | 6,015 |
| Net loans & leases | $90,804,000 | 4,201 |
| Loan loss allowance | $546,000 | 5,852 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,300,000 | 5,423 |
| Other real estate owned | $1,966,000 | 6,481 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,433,000 | 4,673 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $111,261,000 | 4,821 |
| Total liabilities | $102,730,000 | 4,708 |
| Total deposits | $69,078,000 | 5,618 |
| Interest-bearing deposits | $62,555,000 | 5,406 |
| Deposits held in domestic offices | $69,078,000 | 5,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $32,500,000 | 1,461 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,152,000 | 3,719 |
| Total equity capital | $8,531,000 | 6,039 |
| Total bank equity capital | $8,531,000 | 6,039 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $0 | 7,761 |
| Surplus | $6,225,000 | 3,588 |
| Undivided profits | $2,306,000 | 6,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,512,000 | 1,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $595,000 | 5,347 |
| Earning assets | $104,533,000 | 4,748 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $111,354,000 | 4,774 |
| Average Assets, quarterly | $111,354,000 | 4,774 |
| Volatile liabilities | $34,870,000 | 3,442 |
| Insider loans | $3,599,000 | 2,055 |
| FHLB advances | $32,500,000 | 1,384 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $3,548,000 | 6,626 |
| Tier 1 (core) risk-based capital | $8,531,000 | 5,882 |
| Tier 2 risk-based capital | $546,000 | 5,634 |
| Total risk weighted assets | $67,655,000 | 5,175 |
| Total unused commitments | $3,548,000 | 6,627 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 18 | 6,341 |
| Assets and Liabilities | ||
| Total Assets: | $111,447,000 | 4,748 |
| Cash and due from depository institutions | $1,289,000 | 6,341 |
| Interest-bearing balances | $78,000 | 5,062 |
| Securities | $12,979,000 | 5,519 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $91,210,000 | 4,194 |
| Loan loss allowance | $618,000 | 5,524 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,330,000 | 5,408 |
| Other real estate owned | $1,966,000 | 6,341 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,673,000 | 4,504 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $111,447,000 | 4,748 |
| Total liabilities | $102,867,000 | 4,640 |
| Total deposits | $62,399,000 | 5,863 |
| Interest-bearing deposits | $56,159,000 | 5,670 |
| Deposits held in domestic offices | $62,399,000 | 5,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,549,000 | 2,542 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $38,000,000 | 1,225 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $919,000 | 4,212 |
| Total equity capital | $8,580,000 | 5,970 |
| Total bank equity capital | $8,580,000 | 5,970 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,805 |
| Surplus | $6,225,000 | 3,566 |
| Undivided profits | $2,355,000 | 6,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $583,000 | 5,679 |
| Earning assets | $104,267,000 | 4,703 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $107,863,000 | 4,725 |
| Average Assets, quarterly | $108,712,500 | 4,801 |
| Volatile liabilities | $44,617,000 | 2,864 |
| Insider loans | $3,606,000 | 2,026 |
| FHLB advances | $38,000,000 | 1,149 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $1,994,000 | 7,229 |
| Tier 1 (core) risk-based capital | $8,580,000 | 5,845 |
| Tier 2 risk-based capital | $618,000 | 5,323 |
| Total risk weighted assets | $71,339,000 | 5,012 |
| Total unused commitments | $1,994,000 | 7,229 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 17 | 6,509 |
| Assets and Liabilities | ||
| Total Assets: | $105,978,000 | 4,875 |
| Cash and due from depository institutions | $345,000 | 6,509 |
| Interest-bearing balances | $74,000 | 4,973 |
| Securities | $8,226,000 | 6,433 |
| Federal funds sold & reverse repurchase agreements | $2,497,000 | 3,802 |
| Net loans & leases | $90,944,000 | 4,157 |
| Loan loss allowance | $686,000 | 5,249 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,362,000 | 5,364 |
| Other real estate owned | $0 | 6,509 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,604,000 | 4,642 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $105,978,000 | 4,875 |
| Total liabilities | $96,746,000 | 4,776 |
| Total deposits | $58,904,000 | 5,980 |
| Interest-bearing deposits | $51,906,000 | 5,879 |
| Deposits held in domestic offices | $58,904,000 | 5,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,000,000 | 1,143 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $842,000 | 4,488 |
| Total equity capital | $9,232,000 | 5,718 |
| Total bank equity capital | $9,232,000 | 5,718 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,824 |
| Surplus | $6,225,000 | 3,517 |
| Undivided profits | $3,007,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,441,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $585,000 | 5,906 |
| Earning assets | $101,741,000 | 4,734 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $106,967,000 | 4,744 |
| Average Assets, quarterly | $106,347,500 | 4,829 |
| Volatile liabilities | $42,196,000 | 2,956 |
| Insider loans | $3,650,000 | 1,970 |
| FHLB advances | $37,000,000 | 1,065 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $3,786,000 | 6,473 |
| Tier 1 (core) risk-based capital | $9,232,000 | 5,621 |
| Tier 2 risk-based capital | $686,000 | 5,057 |
| Total risk weighted assets | $64,228,000 | 5,275 |
| Total unused commitments | $3,786,000 | 6,474 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 18 | 6,399 |
| Assets and Liabilities | ||
| Total Assets: | $106,717,000 | 4,830 |
| Cash and due from depository institutions | $1,926,000 | 6,399 |
| Interest-bearing balances | $45,000 | 5,461 |
| Securities | $8,333,000 | 6,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $92,592,000 | 4,098 |
| Loan loss allowance | $667,000 | 5,318 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,377,000 | 5,372 |
| Other real estate owned | $0 | 6,399 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,489,000 | 4,700 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $106,717,000 | 4,830 |
| Total liabilities | $97,375,000 | 4,747 |
| Total deposits | $61,293,000 | 5,903 |
| Interest-bearing deposits | $51,939,000 | 5,880 |
| Deposits held in domestic offices | $61,293,000 | 5,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,110,000 | 2,618 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,000,000 | 1,175 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $972,000 | 3,942 |
| Total equity capital | $9,342,000 | 5,637 |
| Total bank equity capital | $9,342,000 | 5,637 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $0 | 7,878 |
| Surplus | $6,225,000 | 3,512 |
| Undivided profits | $3,117,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,095,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $570,000 | 5,764 |
| Earning assets | $100,970,000 | 4,739 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $107,296,670 | 4,790 |
| Average Assets, quarterly | $106,755,500 | 4,820 |
| Volatile liabilities | $40,460,000 | 2,985 |
| Insider loans | $3,726,000 | 1,934 |
| FHLB advances | $34,000,000 | 1,090 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $4,550,000 | 6,258 |
| Tier 1 (core) risk-based capital | $9,342,000 | 5,565 |
| Tier 2 risk-based capital | $667,000 | 5,131 |
| Total risk weighted assets | $66,128,000 | 5,172 |
| Total unused commitments | $4,550,000 | 6,259 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 19 | 6,273 |
| Assets and Liabilities | ||
| Total Assets: | $106,794,000 | 4,859 |
| Cash and due from depository institutions | $1,398,000 | 6,273 |
| Interest-bearing balances | $111,000 | 4,580 |
| Securities | $8,733,000 | 6,389 |
| Federal funds sold & reverse repurchase agreements | $2,648,000 | 4,602 |
| Net loans & leases | $90,151,000 | 4,119 |
| Loan loss allowance | $607,000 | 5,580 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,409,000 | 5,297 |
| Other real estate owned | $0 | 6,273 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,455,000 | 4,633 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $106,794,000 | 4,859 |
| Total liabilities | $97,367,000 | 4,783 |
| Total deposits | $66,229,000 | 5,731 |
| Interest-bearing deposits | $57,753,000 | 5,626 |
| Deposits held in domestic offices | $66,229,000 | 5,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,000,000 | 1,243 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,138,000 | 3,614 |
| Total equity capital | $9,427,000 | 5,598 |
| Total bank equity capital | $9,427,000 | 5,598 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $0 | 7,908 |
| Surplus | $6,225,000 | 3,469 |
| Undivided profits | $3,202,000 | 5,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $350,000 | 4,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $614,000 | 5,422 |
| Earning assets | $101,643,000 | 4,768 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $107,586,500 | 4,811 |
| Average Assets, quarterly | $107,586,500 | 4,811 |
| Volatile liabilities | $30,000,000 | 3,633 |
| Insider loans | $3,741,000 | 1,877 |
| FHLB advances | $30,000,000 | 1,173 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $3,630,000 | 6,645 |
| Tier 1 (core) risk-based capital | $9,427,000 | 5,511 |
| Tier 2 risk-based capital | $607,000 | 5,356 |
| Total risk weighted assets | $63,212,000 | 5,245 |
| Total unused commitments | $3,630,000 | 6,646 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 19 | 6,279 |
| Assets and Liabilities | ||
| Total Assets: | $108,379,000 | 4,798 |
| Cash and due from depository institutions | $1,433,000 | 6,279 |
| Interest-bearing balances | $240,000 | 3,838 |
| Securities | $8,887,000 | 6,405 |
| Federal funds sold & reverse repurchase agreements | $1,192,000 | 5,118 |
| Net loans & leases | $92,784,000 | 4,020 |
| Loan loss allowance | $566,000 | 5,747 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,437,000 | 5,250 |
| Other real estate owned | $0 | 6,279 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,646,000 | 4,513 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $108,379,000 | 4,798 |
| Total liabilities | $99,047,000 | 4,704 |
| Total deposits | $64,274,000 | 5,782 |
| Interest-bearing deposits | $56,324,000 | 5,650 |
| Deposits held in domestic offices | $64,274,000 | 5,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $34,000,000 | 1,198 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $773,000 | 4,477 |
| Total equity capital | $9,332,000 | 5,594 |
| Total bank equity capital | $9,332,000 | 5,594 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $0 | 7,944 |
| Surplus | $6,225,000 | 3,426 |
| Undivided profits | $3,107,000 | 5,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $606,000 | 5,600 |
| Earning assets | $103,103,000 | 4,694 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $104,643,800 | 4,763 |
| Average Assets, quarterly | $105,853,000 | 4,826 |
| Volatile liabilities | $53,077,000 | 2,527 |
| Insider loans | $3,846,000 | 1,830 |
| FHLB advances | $34,000,000 | 1,123 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,820,000 | 6,102 |
| Tier 1 (core) risk-based capital | $9,332,000 | 5,506 |
| Tier 2 risk-based capital | $566,000 | 5,529 |
| Total risk weighted assets | $66,620,000 | 5,083 |
| Total unused commitments | $4,820,000 | 6,104 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 19 | 6,307 |
| Assets and Liabilities | ||
| Total Assets: | $103,327,000 | 4,922 |
| Cash and due from depository institutions | $3,912,000 | 6,307 |
| Interest-bearing balances | $154,000 | 4,304 |
| Securities | $8,963,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $899,000 | 4,837 |
| Net loans & leases | $85,834,000 | 4,224 |
| Loan loss allowance | $531,000 | 5,923 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,470,000 | 5,186 |
| Other real estate owned | $0 | 6,307 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,249,000 | 4,924 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $103,327,000 | 4,922 |
| Total liabilities | $93,752,000 | 4,846 |
| Total deposits | $64,545,000 | 5,730 |
| Interest-bearing deposits | $57,297,000 | 5,551 |
| Deposits held in domestic offices | $64,545,000 | 5,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $28,500,000 | 1,421 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $707,000 | 4,705 |
| Total equity capital | $9,575,000 | 5,483 |
| Total bank equity capital | $9,575,000 | 5,483 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,007 |
| Surplus | $6,225,000 | 3,392 |
| Undivided profits | $3,350,000 | 5,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $581,000 | 5,762 |
| Earning assets | $95,850,000 | 4,885 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $103,710,000 | 4,819 |
| Average Assets, quarterly | $103,689,000 | 4,862 |
| Volatile liabilities | $45,862,000 | 2,806 |
| Insider loans | $3,863,000 | 1,805 |
| FHLB advances | $28,500,000 | 1,336 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $3,432,000 | 6,651 |
| Tier 1 (core) risk-based capital | $9,575,000 | 5,410 |
| Tier 2 risk-based capital | $531,000 | 5,690 |
| Total risk weighted assets | $62,034,000 | 5,274 |
| Total unused commitments | $3,432,000 | 6,651 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $104,051,000 | 4,865 |
| Cash and due from depository institutions | $2,577,000 | 6,475 |
| Interest-bearing balances | $124,000 | 4,537 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $2,309,000 | 3,456 |
| Net loans & leases | $95,701,000 | 3,909 |
| Loan loss allowance | $531,000 | 5,922 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,484,000 | 5,139 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,980,000 | 5,187 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $104,051,000 | 4,865 |
| Total liabilities | $94,575,000 | 4,806 |
| Total deposits | $70,632,000 | 5,433 |
| Interest-bearing deposits | $61,556,000 | 5,307 |
| Deposits held in domestic offices | $70,632,000 | 5,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,500,000 | 1,618 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $443,000 | 5,562 |
| Total equity capital | $9,476,000 | 5,373 |
| Total bank equity capital | $9,476,000 | 5,373 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $6,225,000 | 3,340 |
| Undivided profits | $3,251,000 | 5,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 4,803 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $560,000 | 5,548 |
| Earning assets | $98,134,000 | 4,780 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $103,837,670 | 4,834 |
| Average Assets, quarterly | $103,170,000 | 4,880 |
| Volatile liabilities | $60,705,000 | 2,228 |
| Insider loans | $3,576,000 | 1,875 |
| FHLB advances | $23,500,000 | 1,524 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $4,211,000 | 6,411 |
| Tier 1 (core) risk-based capital | $9,476,000 | 5,372 |
| Tier 2 risk-based capital | $531,000 | 5,677 |
| Total risk weighted assets | $64,935,000 | 5,137 |
| Total unused commitments | $4,211,000 | 6,411 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 19 | 6,329 |
| Assets and Liabilities | ||
| Total Assets: | $102,289,000 | 4,919 |
| Cash and due from depository institutions | $1,478,000 | 6,329 |
| Interest-bearing balances | $173,000 | 4,354 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $97,344,000 | 3,813 |
| Loan loss allowance | $532,000 | 5,912 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,511,000 | 5,076 |
| Other real estate owned | $0 | 6,329 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,956,000 | 5,110 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $102,289,000 | 4,919 |
| Total liabilities | $92,942,000 | 4,846 |
| Total deposits | $68,244,000 | 5,555 |
| Interest-bearing deposits | $58,625,000 | 5,453 |
| Deposits held in domestic offices | $68,244,000 | 5,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $402,000 | 3,021 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,529 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $296,000 | 6,406 |
| Total equity capital | $9,347,000 | 5,394 |
| Total bank equity capital | $9,347,000 | 5,394 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $6,225,000 | 3,273 |
| Undivided profits | $3,122,000 | 5,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $545,000 | 5,446 |
| Earning assets | $97,517,000 | 4,797 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $103,731,000 | 4,848 |
| Average Assets, quarterly | $103,731,000 | 4,848 |
| Volatile liabilities | $51,610,000 | 2,421 |
| Insider loans | $3,756,000 | 1,762 |
| FHLB advances | $24,000,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,058,000 | 6,454 |
| Tier 1 (core) risk-based capital | $9,347,000 | 5,345 |
| Tier 2 risk-based capital | $532,000 | 5,638 |
| Total risk weighted assets | $64,698,000 | 5,098 |
| Total unused commitments | $4,058,000 | 6,454 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $105,173,000 | 4,831 |
| Cash and due from depository institutions | $1,270,000 | 6,475 |
| Interest-bearing balances | $159,000 | 4,502 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $587,000 | 5,295 |
| Net loans & leases | $99,784,000 | 3,698 |
| Loan loss allowance | $487,000 | 6,129 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,541,000 | 5,023 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,991,000 | 5,073 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $105,173,000 | 4,831 |
| Total liabilities | $95,836,000 | 4,744 |
| Total deposits | $70,021,000 | 5,452 |
| Interest-bearing deposits | $61,347,000 | 5,293 |
| Deposits held in domestic offices | $70,021,000 | 5,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,600,000 | 1,491 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $215,000 | 6,989 |
| Total equity capital | $9,337,000 | 5,373 |
| Total bank equity capital | $9,337,000 | 5,373 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $6,225,000 | 3,236 |
| Undivided profits | $3,112,000 | 5,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $482,000 | 5,870 |
| Earning assets | $100,530,000 | 4,691 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $106,162,200 | 4,648 |
| Average Assets, quarterly | $105,969,500 | 4,754 |
| Volatile liabilities | $52,332,000 | 2,361 |
| Insider loans | $3,800,000 | 1,740 |
| FHLB advances | $25,600,000 | 1,396 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,006,000 | 6,050 |
| Tier 1 (core) risk-based capital | $9,337,000 | 5,317 |
| Tier 2 risk-based capital | $487,000 | 5,895 |
| Total risk weighted assets | $65,378,000 | 5,048 |
| Total unused commitments | $5,006,000 | 6,051 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $106,766,000 | 4,728 |
| Cash and due from depository institutions | $1,563,000 | 6,506 |
| Interest-bearing balances | $339,000 | 3,824 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $1,527,000 | 4,107 |
| Net loans & leases | $100,257,000 | 3,651 |
| Loan loss allowance | $486,000 | 6,150 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,536,000 | 4,989 |
| Other real estate owned | $0 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,883,000 | 5,202 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $106,766,000 | 4,728 |
| Total liabilities | $96,854,000 | 4,670 |
| Total deposits | $74,036,000 | 5,231 |
| Interest-bearing deposits | $61,740,000 | 5,234 |
| Deposits held in domestic offices | $74,036,000 | 5,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $22,600,000 | 1,633 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $218,000 | 7,064 |
| Total equity capital | $9,912,000 | 5,180 |
| Total bank equity capital | $9,912,000 | 5,180 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $6,225,000 | 3,185 |
| Undivided profits | $3,687,000 | 5,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $500,000 | 5,747 |
| Earning assets | $102,123,000 | 4,601 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $106,409,500 | 4,639 |
| Average Assets, quarterly | $105,914,000 | 4,711 |
| Volatile liabilities | $50,494,000 | 2,368 |
| Insider loans | $4,204,000 | 1,559 |
| FHLB advances | $22,600,000 | 1,535 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $4,452,000 | 6,185 |
| Tier 1 (core) risk-based capital | $9,912,000 | 5,086 |
| Tier 2 risk-based capital | $486,000 | 5,887 |
| Total risk weighted assets | $65,404,000 | 4,997 |
| Total unused commitments | $4,452,000 | 6,185 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 17 | 6,667 |
| Assets and Liabilities | ||
| Total Assets: | $105,062,000 | 4,731 |
| Cash and due from depository institutions | $2,202,000 | 6,667 |
| Interest-bearing balances | $175,000 | 4,444 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $99,554,000 | 3,604 |
| Loan loss allowance | $486,000 | 6,118 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,528,000 | 4,974 |
| Other real estate owned | $0 | 6,667 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,778,000 | 5,193 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,062,000 | 4,731 |
| Total liabilities | $95,911,000 | 4,646 |
| Total deposits | $73,511,000 | 5,199 |
| Interest-bearing deposits | $63,712,000 | 5,096 |
| Deposits held in domestic offices | $73,511,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $145,000 | 3,581 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,100,000 | 1,659 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $155,000 | 7,454 |
| Total equity capital | $9,151,000 | 5,371 |
| Total bank equity capital | $9,151,000 | 5,371 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $6,225,000 | 3,133 |
| Undivided profits | $2,926,000 | 5,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $456,000 | 5,751 |
| Earning assets | $99,729,000 | 4,615 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $106,290,670 | 4,633 |
| Average Assets, quarterly | $107,131,500 | 4,626 |
| Volatile liabilities | $47,667,000 | 2,359 |
| Insider loans | $3,284,000 | 1,894 |
| FHLB advances | $22,100,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $4,627,000 | 6,169 |
| Tier 1 (core) risk-based capital | $9,151,000 | 5,270 |
| Tier 2 risk-based capital | $486,000 | 5,863 |
| Total risk weighted assets | $62,962,000 | 5,036 |
| Total unused commitments | $4,627,000 | 6,169 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $109,201,000 | 4,609 |
| Cash and due from depository institutions | $1,025,000 | 6,552 |
| Interest-bearing balances | $34,000 | 5,940 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $217,000 | 5,979 |
| Net loans & leases | $104,546,000 | 3,424 |
| Loan loss allowance | $486,000 | 6,129 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,501,000 | 5,025 |
| Other real estate owned | $0 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,912,000 | 4,984 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $109,201,000 | 4,609 |
| Total liabilities | $99,710,000 | 4,531 |
| Total deposits | $75,470,000 | 5,166 |
| Interest-bearing deposits | $63,840,000 | 5,148 |
| Deposits held in domestic offices | $75,470,000 | 5,162 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,100,000 | 1,509 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $140,000 | 7,503 |
| Total equity capital | $9,491,000 | 5,193 |
| Total bank equity capital | $9,491,000 | 5,193 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $6,225,000 | 3,104 |
| Undivided profits | $3,266,000 | 5,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $448,000 | 5,699 |
| Earning assets | $104,797,000 | 4,465 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $106,905,000 | 4,651 |
| Average Assets, quarterly | $106,905,000 | 4,651 |
| Volatile liabilities | $51,187,000 | 2,135 |
| Insider loans | $3,071,000 | 1,976 |
| FHLB advances | $24,100,000 | 1,415 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,839,000 | 5,395 |
| Tier 1 (core) risk-based capital | $9,491,000 | 5,111 |
| Tier 2 risk-based capital | $486,000 | 5,843 |
| Total risk weighted assets | $64,222,000 | 4,947 |
| Total unused commitments | $6,839,000 | 5,396 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $104,609,000 | 4,741 |
| Cash and due from depository institutions | $1,534,000 | 6,566 |
| Interest-bearing balances | $128,000 | 4,786 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $1,296,000 | 4,553 |
| Net loans & leases | $98,659,000 | 3,545 |
| Loan loss allowance | $486,000 | 6,121 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,504,000 | 4,998 |
| Other real estate owned | $0 | 6,566 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,616,000 | 5,382 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $104,609,000 | 4,741 |
| Total liabilities | $95,281,000 | 4,674 |
| Total deposits | $73,060,000 | 5,238 |
| Interest-bearing deposits | $63,361,000 | 5,132 |
| Deposits held in domestic offices | $73,060,000 | 5,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $22,100,000 | 1,609 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $121,000 | 7,674 |
| Total equity capital | $9,328,000 | 5,243 |
| Total bank equity capital | $9,328,000 | 5,243 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $6,225,000 | 3,061 |
| Undivided profits | $3,103,000 | 5,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $402,000 | 6,032 |
| Earning assets | $100,083,000 | 4,605 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $93,261,200 | 4,984 |
| Average Assets, quarterly | $101,707,000 | 4,787 |
| Volatile liabilities | $50,837,000 | 2,091 |
| Insider loans | $3,115,000 | 1,932 |
| FHLB advances | $22,100,000 | 1,507 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $7,093,000 | 5,185 |
| Tier 1 (core) risk-based capital | $9,328,000 | 5,108 |
| Tier 2 risk-based capital | $486,000 | 5,844 |
| Total risk weighted assets | $61,344,000 | 5,070 |
| Total unused commitments | $7,093,000 | 5,185 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 18 | 6,572 |
| Assets and Liabilities | ||
| Total Assets: | $98,805,000 | 4,889 |
| Cash and due from depository institutions | $1,821,000 | 6,572 |
| Interest-bearing balances | $288,000 | 4,115 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $94,217,000 | 3,637 |
| Loan loss allowance | $430,000 | 6,501 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,522,000 | 4,933 |
| Other real estate owned | $0 | 6,572 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,245,000 | 6,055 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $98,805,000 | 4,889 |
| Total liabilities | $89,279,000 | 4,834 |
| Total deposits | $71,413,000 | 5,259 |
| Interest-bearing deposits | $62,344,000 | 5,154 |
| Deposits held in domestic offices | $71,413,000 | 5,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,597,000 | 2,527 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $16,100,000 | 1,959 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $169,000 | 7,392 |
| Total equity capital | $9,526,000 | 5,158 |
| Total bank equity capital | $9,526,000 | 5,158 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $6,225,000 | 3,007 |
| Undivided profits | $3,301,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $367,000 | 6,490 |
| Earning assets | $94,505,000 | 4,750 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $90,424,250 | 5,087 |
| Average Assets, quarterly | $98,322,500 | 4,856 |
| Volatile liabilities | $43,948,000 | 2,321 |
| Insider loans | $804,000 | 4,513 |
| FHLB advances | $16,100,000 | 1,844 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $6,297,000 | 5,386 |
| Tier 1 (core) risk-based capital | $9,526,000 | 5,017 |
| Tier 2 risk-based capital | $430,000 | 6,190 |
| Total risk weighted assets | $59,576,000 | 5,132 |
| Total unused commitments | $6,297,000 | 5,391 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 18 | 6,617 |
| Assets and Liabilities | ||
| Total Assets: | $97,840,000 | 4,887 |
| Cash and due from depository institutions | $2,289,000 | 6,617 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $1,754,000 | 3,683 |
| Net loans & leases | $90,786,000 | 3,708 |
| Loan loss allowance | $402,000 | 6,688 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,505,000 | 4,952 |
| Other real estate owned | $0 | 6,617 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,506,000 | 5,542 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $97,840,000 | 4,887 |
| Total liabilities | $88,756,000 | 4,834 |
| Total deposits | $73,485,000 | 5,189 |
| Interest-bearing deposits | $63,641,000 | 5,098 |
| Deposits held in domestic offices | $73,485,000 | 5,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,100,000 | 2,017 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $171,000 | 7,156 |
| Total equity capital | $9,084,000 | 5,213 |
| Total bank equity capital | $9,084,000 | 5,213 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $6,225,000 | 2,969 |
| Undivided profits | $2,859,000 | 5,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $320,000 | 6,702 |
| Earning assets | $92,593,000 | 4,789 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $87,630,670 | 5,216 |
| Average Assets, quarterly | $92,795,500 | 5,066 |
| Volatile liabilities | $47,199,000 | 2,154 |
| Insider loans | $807,000 | 4,531 |
| FHLB advances | $15,100,000 | 1,889 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,960,000 | 5,922 |
| Tier 1 (core) risk-based capital | $9,084,000 | 5,124 |
| Tier 2 risk-based capital | $402,000 | 6,383 |
| Total risk weighted assets | $59,374,000 | 5,114 |
| Total unused commitments | $4,960,000 | 5,926 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 16 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $87,751,000 | 5,266 |
| Cash and due from depository institutions | $3,031,000 | 6,938 |
| Interest-bearing balances | $65,000 | 5,763 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $2,223,000 | 4,424 |
| Net loans & leases | $80,466,000 | 3,991 |
| Loan loss allowance | $402,000 | 6,679 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $814,000 | 6,260 |
| Other real estate owned | $0 | 6,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,217,000 | 5,930 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $87,751,000 | 5,266 |
| Total liabilities | $79,983,000 | 5,186 |
| Total deposits | $62,750,000 | 5,723 |
| Interest-bearing deposits | $53,420,000 | 5,713 |
| Deposits held in domestic offices | $62,750,000 | 5,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $17,100,000 | 1,781 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $133,000 | 7,760 |
| Total equity capital | $7,768,000 | 5,832 |
| Total bank equity capital | $7,768,000 | 5,832 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $5,577,000 | 3,163 |
| Undivided profits | $2,191,000 | 6,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $282,000 | 7,027 |
| Earning assets | $82,754,000 | 5,163 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $82,526,000 | 5,436 |
| Average Assets, quarterly | $82,526,000 | 5,436 |
| Volatile liabilities | $38,862,000 | 2,417 |
| Insider loans | $810,000 | 4,479 |
| FHLB advances | $17,100,000 | 1,671 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $8,681,000 | 4,715 |
| Tier 1 (core) risk-based capital | $7,768,000 | 5,621 |
| Tier 2 risk-based capital | $402,000 | 6,349 |
| Total risk weighted assets | $50,670,000 | 5,573 |
| Total unused commitments | $8,681,000 | 4,721 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 16 | 6,974 |
| Assets and Liabilities | ||
| Total Assets: | $77,301,000 | 5,659 |
| Cash and due from depository institutions | $946,000 | 6,974 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $74,646,000 | 4,173 |
| Loan loss allowance | $402,000 | 6,680 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $811,000 | 6,287 |
| Other real estate owned | $0 | 6,974 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $898,000 | 6,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,301,000 | 5,659 |
| Total liabilities | $70,100,000 | 5,605 |
| Total deposits | $64,714,000 | 5,613 |
| Interest-bearing deposits | $57,414,000 | 5,454 |
| Deposits held in domestic offices | $64,714,000 | 5,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $121,000 | 3,338 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,100,000 | 3,324 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $165,000 | 7,360 |
| Total equity capital | $7,201,000 | 6,041 |
| Total bank equity capital | $7,201,000 | 6,041 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $5,577,000 | 3,129 |
| Undivided profits | $1,624,000 | 6,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $259,000 | 7,341 |
| Earning assets | $74,646,000 | 5,484 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $67,486,800 | 5,977 |
| Average Assets, quarterly | $76,751,500 | 5,656 |
| Volatile liabilities | $29,521,000 | 2,964 |
| Insider loans | $193,000 | 6,799 |
| FHLB advances | $5,100,000 | 3,167 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,910,000 | 5,795 |
| Tier 1 (core) risk-based capital | $7,201,000 | 5,868 |
| Tier 2 risk-based capital | $402,000 | 6,359 |
| Total risk weighted assets | $46,260,000 | 5,858 |
| Total unused commitments | $4,910,000 | 5,799 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 16 | 7,012 |
| Assets and Liabilities | ||
| Total Assets: | $76,202,000 | 5,713 |
| Cash and due from depository institutions | $639,000 | 7,012 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $1,515,000 | 4,822 |
| Net loans & leases | $72,358,000 | 4,245 |
| Loan loss allowance | $450,000 | 6,382 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $799,000 | 6,361 |
| Other real estate owned | $0 | 7,012 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $891,000 | 6,879 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,202,000 | 5,713 |
| Total liabilities | $69,374,000 | 5,651 |
| Total deposits | $59,627,000 | 5,878 |
| Interest-bearing deposits | $52,143,000 | 5,779 |
| Deposits held in domestic offices | $59,627,000 | 5,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,600,000 | 2,465 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $147,000 | 7,892 |
| Total equity capital | $6,828,000 | 6,218 |
| Total bank equity capital | $6,828,000 | 6,218 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $5,577,000 | 3,071 |
| Undivided profits | $1,251,000 | 7,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $737,000 | 3,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $260,000 | 7,491 |
| Earning assets | $73,873,000 | 5,526 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $65,033,250 | 6,123 |
| Average Assets, quarterly | $72,256,500 | 5,858 |
| Volatile liabilities | $31,914,000 | 2,758 |
| Insider loans | $581,000 | 5,155 |
| FHLB advances | $9,600,000 | 2,336 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,827,000 | 6,275 |
| Tier 1 (core) risk-based capital | $6,828,000 | 6,069 |
| Tier 2 risk-based capital | $450,000 | 6,010 |
| Total risk weighted assets | $44,758,000 | 5,949 |
| Total unused commitments | $3,827,000 | 6,283 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $68,311,000 | 6,056 |
| Cash and due from depository institutions | $1,807,000 | 6,861 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $65,025,000 | 4,562 |
| Loan loss allowance | $407,000 | 6,666 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $787,000 | 6,382 |
| Other real estate owned | $0 | 6,861 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $692,000 | 7,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,311,000 | 6,056 |
| Total liabilities | $61,726,000 | 6,017 |
| Total deposits | $54,367,000 | 6,179 |
| Interest-bearing deposits | $46,739,000 | 6,163 |
| Deposits held in domestic offices | $54,367,000 | 6,178 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $597,000 | 2,744 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,600,000 | 2,901 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $162,000 | 7,766 |
| Total equity capital | $6,585,000 | 6,345 |
| Total bank equity capital | $6,585,000 | 6,345 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $5,576,000 | 3,039 |
| Undivided profits | $1,008,000 | 7,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $265,000 | 7,364 |
| Earning assets | $65,025,000 | 5,904 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $61,310,330 | 6,325 |
| Average Assets, quarterly | $65,506,500 | 6,157 |
| Volatile liabilities | $26,623,000 | 3,120 |
| Insider loans | $584,000 | 5,135 |
| FHLB advances | $6,600,000 | 2,741 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,087,000 | 5,333 |
| Tier 1 (core) risk-based capital | $6,585,000 | 6,129 |
| Tier 2 risk-based capital | $407,000 | 6,306 |
| Total risk weighted assets | $41,437,000 | 6,160 |
| Total unused commitments | $6,087,000 | 5,349 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $62,702,000 | 6,270 |
| Cash and due from depository institutions | $1,303,000 | 7,027 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $1,643,000 | 5,617 |
| Net loans & leases | $58,167,000 | 4,854 |
| Loan loss allowance | $319,000 | 7,284 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $784,000 | 6,393 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $805,000 | 7,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,702,000 | 6,270 |
| Total liabilities | $56,495,000 | 6,230 |
| Total deposits | $50,297,000 | 6,408 |
| Interest-bearing deposits | $40,882,000 | 6,548 |
| Deposits held in domestic offices | $50,297,000 | 6,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,100,000 | 2,906 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $98,000 | 8,525 |
| Total equity capital | $6,207,000 | 6,474 |
| Total bank equity capital | $6,207,000 | 6,474 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $5,576,000 | 2,990 |
| Undivided profits | $630,000 | 7,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $240,000 | 7,650 |
| Earning assets | $59,810,000 | 6,148 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $57,810,000 | 6,519 |
| Average Assets, quarterly | $57,810,000 | 6,519 |
| Volatile liabilities | $24,722,000 | 3,251 |
| Insider loans | $866,000 | 4,265 |
| FHLB advances | $6,100,000 | 2,743 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $1,743,000 | 7,564 |
| Tier 1 (core) risk-based capital | $6,207,000 | 6,281 |
| Tier 2 risk-based capital | $319,000 | 6,984 |
| Total risk weighted assets | $38,757,000 | 6,298 |
| Total unused commitments | $1,743,000 | 7,580 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $52,918,000 | 6,815 |
| Cash and due from depository institutions | $1,607,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $1,091,000 | 5,752 |
| Net loans & leases | $48,664,000 | 5,407 |
| Loan loss allowance | $252,000 | 7,772 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $760,000 | 6,452 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $796,000 | 7,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,918,000 | 6,815 |
| Total liabilities | $46,978,000 | 6,798 |
| Total deposits | $41,751,000 | 6,966 |
| Interest-bearing deposits | $32,702,000 | 7,197 |
| Deposits held in domestic offices | $41,751,000 | 6,963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,100,000 | 3,214 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $127,000 | 8,287 |
| Total equity capital | $5,940,000 | 6,604 |
| Total bank equity capital | $5,940,000 | 6,604 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $5,576,000 | 2,958 |
| Undivided profits | $364,000 | 8,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $207,000 | 8,048 |
| Earning assets | $49,755,000 | 6,701 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $43,555,400 | 7,248 |
| Average Assets, quarterly | $49,732,500 | 6,967 |
| Volatile liabilities | $17,582,000 | 4,080 |
| Insider loans | $870,000 | 4,270 |
| FHLB advances | $5,100,000 | 3,014 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $1,499,000 | 7,652 |
| Tier 1 (core) risk-based capital | $5,940,000 | 6,398 |
| Tier 2 risk-based capital | $252,000 | 7,538 |
| Total risk weighted assets | $30,371,000 | 7,019 |
| Total unused commitments | $1,499,000 | 7,656 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $34,149,000 | 8,035 |
| Cash and due from depository institutions | $704,000 | 7,739 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $1,282,000 | 5,530 |
| Net loans & leases | $31,558,000 | 6,665 |
| Loan loss allowance | $158,000 | 8,589 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $205,000 | 8,509 |
| Other real estate owned | $0 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $400,000 | 8,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,149,000 | 8,035 |
| Total liabilities | $29,555,000 | 8,068 |
| Total deposits | $27,480,000 | 8,093 |
| Interest-bearing deposits | $21,619,000 | 8,235 |
| Deposits held in domestic offices | $27,480,000 | 8,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $75,000 | 9,161 |
| Total equity capital | $4,594,000 | 7,380 |
| Total bank equity capital | $4,594,000 | 7,380 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $4,967,000 | 3,150 |
| Undivided profits | $-373,000 | 8,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $184,000 | 8,544 |
| Earning assets | $32,840,000 | 7,890 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $29,636,200 | 8,196 |
| Average Assets, quarterly | $33,370,500 | 8,050 |
| Volatile liabilities | $12,756,000 | 4,946 |
| Insider loans | $778,000 | 4,470 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,914,000 | 7,413 |
| Tier 1 (core) risk-based capital | $4,594,000 | 7,252 |
| Tier 2 risk-based capital | $158,000 | 8,454 |
| Total risk weighted assets | $23,006,000 | 7,771 |
| Total unused commitments | $1,914,000 | 7,420 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 10 | 8,545 |
| Assets and Liabilities | ||
| Total Assets: | $23,768,000 | 8,822 |
| Cash and due from depository institutions | $884,000 | 8,545 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $0 | 9,820 |
| Federal funds sold & reverse repurchase agreements | $68,000 | 6,892 |
| Net loans & leases | $22,251,000 | 7,647 |
| Loan loss allowance | $141,000 | 8,868 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $275,000 | 8,413 |
| Other real estate owned | $0 | 8,545 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $290,000 | 9,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,768,000 | 8,822 |
| Total liabilities | $19,481,000 | 8,917 |
| Total deposits | $18,932,000 | 8,865 |
| Interest-bearing deposits | $18,932,000 | 8,534 |
| Deposits held in domestic offices | $18,932,000 | 8,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $500,000 | 4,970 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $49,000 | 9,704 |
| Total equity capital | $4,287,000 | 7,644 |
| Total bank equity capital | $4,287,000 | 7,644 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $4,967,000 | 3,073 |
| Undivided profits | $-681,000 | 9,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $141,000 | 8,619 |
| Earning assets | $22,319,000 | 8,747 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $20,884,400 | 8,958 |
| Average Assets, quarterly | $22,746,500 | 8,872 |
| Volatile liabilities | $4,585,000 | 7,636 |
| Insider loans | $415,000 | 5,865 |
| FHLB advances | $500,000 | 740 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $1,456,000 | 7,835 |
| Tier 1 (core) risk-based capital | $4,287,000 | 7,551 |
| Tier 2 risk-based capital | $141,000 | 8,733 |
| Total risk weighted assets | $17,133,000 | 8,463 |
| Total unused commitments | $1,456,000 | 7,838 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 8 | 9,289 |
| Assets and Liabilities | ||
| Total Assets: | $13,655,000 | 9,825 |
| Cash and due from depository institutions | $2,294,000 | 9,289 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $0 | 10,148 |
| Federal funds sold & reverse repurchase agreements | $645,000 | 5,506 |
| Net loans & leases | $10,190,000 | 9,305 |
| Loan loss allowance | $51,000 | 9,881 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $371,000 | 8,255 |
| Other real estate owned | $0 | 9,289 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $155,000 | 9,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,655,000 | 9,825 |
| Total liabilities | $9,419,000 | 9,937 |
| Total deposits | $9,367,000 | 9,895 |
| Interest-bearing deposits | $9,367,000 | 9,739 |
| Deposits held in domestic offices | $9,367,000 | 9,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $52,000 | 9,934 |
| Total equity capital | $4,236,000 | 7,600 |
| Total bank equity capital | $4,236,000 | 7,600 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $4,907,000 | 3,057 |
| Undivided profits | $-672,000 | 9,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $56,000 | 9,644 |
| Earning assets | $10,835,000 | 9,899 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $9,226,750 | 10,036 |
| Average Assets, quarterly | $12,144,000 | 9,908 |
| Volatile liabilities | $3,684,000 | 8,014 |
| Insider loans | $435,000 | 5,687 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $216,000 | 9,583 |
| Tier 1 (core) risk-based capital | $4,236,000 | 7,638 |
| Tier 2 risk-based capital | $50,000 | 9,862 |
| Total risk weighted assets | $6,912,000 | 9,851 |
| Total unused commitments | $216,000 | 9,585 |
| Derivatives | $0 | 488 |