Home > Key Florida Bank, A Federal Savings Bank > Income and Expense
Key Florida Bank, A Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 4,848 |
| Total interest expense | $4,608,000 | 3,253 |
| Net interest income | $1,900,000 | 7,534 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $342,000 | 6,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $342,000 | 3,668 |
| Total noninterest expense | $2,342,000 | 5,275 |
| Salaries and employee benefits | $1,090,000 | 5,645 |
| Premises and equipment expense | $647,000 | 3,015 |
| Additional noninterest expense | $605,000 | 6,502 |
| Pre-tax net operating income | $-209,000 | 11,675 |
| Securities gains (losses) | $79,000 | 1,067 |
| Applicable income taxes | $-180,000 | 11,783 |
| Income before extraordinary items | $50,000 | 11,286 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $50,000 | 11,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-560 | 11,475 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 5,047 |
| Total interest expense | $3,783,000 | 3,232 |
| Net interest income | $1,979,000 | 7,615 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $953,000 | 3,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $953,000 | 1,897 |
| Total noninterest expense | $2,608,000 | 4,968 |
| Salaries and employee benefits | $1,149,000 | 5,457 |
| Premises and equipment expense | $689,000 | 2,867 |
| Additional noninterest expense | $770,000 | 5,880 |
| Pre-tax net operating income | $323,000 | 9,962 |
| Securities gains (losses) | $-170,000 | 11,869 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $153,000 | 10,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $153,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $858,000 | 461 |
| Net operating income | $323,000 | 8,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,186 |
| Total interest expense | $3,778,000 | 3,333 |
| Net interest income | $1,913,000 | 7,930 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $345,000 | 7,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $345,000 | 4,141 |
| Total noninterest expense | $2,991,000 | 4,522 |
| Salaries and employee benefits | $1,159,000 | 5,392 |
| Premises and equipment expense | $888,000 | 2,303 |
| Additional noninterest expense | $944,000 | 5,167 |
| Pre-tax net operating income | $-852,000 | 12,947 |
| Securities gains (losses) | $646,000 | 755 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-206,000 | 12,766 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-206,000 | 12,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 701 |
| Net operating income | $-852,000 | 12,936 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 4,947 |
| Total interest expense | $4,543,000 | 3,614 |
| Net interest income | $2,264,000 | 7,085 |
| Provision for loan and lease losses | $592,000 | 2,663 |
| Total noninterest income | $751,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $751,000 | 2,399 |
| Total noninterest expense | $3,185,000 | 4,273 |
| Salaries and employee benefits | $1,394,000 | 4,521 |
| Premises and equipment expense | $941,000 | 2,214 |
| Additional noninterest expense | $850,000 | 5,798 |
| Pre-tax net operating income | $-762,000 | 13,420 |
| Securities gains (losses) | $439,000 | 1,193 |
| Applicable income taxes | $-88,000 | 13,567 |
| Income before extraordinary items | $-235,000 | 13,214 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-235,000 | 13,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $521,000 | 2,401 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-555,470 | 13,297 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.