Home > Key Biscayne Bank and Trust Company > Income and Expense
Key Biscayne Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 3,202 |
| Total interest expense | $3,253,000 | 3,677 |
| Net interest income | $6,188,000 | 2,920 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,256,000 | 2,645 |
| Gross Fiduciary activities income | $184,000 | 1,038 |
| Service charges on deposit accounts | $623,000 | 2,178 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $449,000 | 3,173 |
| Total noninterest expense | $3,194,000 | 4,181 |
| Salaries and employee benefits | $1,769,000 | 3,678 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $1,192,000 | 4,076 |
| Pre-tax net operating income | $4,130,000 | 1,717 |
| Securities gains (losses) | $-440,000 | 12,212 |
| Applicable income taxes | $1,074,000 | 2,083 |
| Income before extraordinary items | $2,612,000 | 1,866 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,616,000 | 1,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $1,150,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,924,400 | 1,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,352,000 | 3,311 |
| Total interest expense | $3,057,000 | 4,055 |
| Net interest income | $6,295,000 | 2,890 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,590,000 | 2,328 |
| Gross Fiduciary activities income | $148,000 | 1,128 |
| Service charges on deposit accounts | $592,000 | 2,326 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $850,000 | 2,293 |
| Total noninterest expense | $3,766,000 | 3,677 |
| Salaries and employee benefits | $1,754,000 | 3,704 |
| Premises and equipment expense | $668,000 | 3,005 |
| Additional noninterest expense | $1,344,000 | 3,831 |
| Pre-tax net operating income | $3,879,000 | 1,771 |
| Securities gains (losses) | $434,000 | 996 |
| Applicable income taxes | $1,539,000 | 1,535 |
| Income before extraordinary items | $2,774,000 | 1,800 |
| Extraordinary gains, net | $336,000 | 638 |
| Net income | $3,110,000 | 1,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,496,240 | 1,889 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,377,000 | 3,721 |
| Total interest expense | $3,709,000 | 4,349 |
| Net interest income | $5,668,000 | 3,231 |
| Provision for loan and lease losses | $329,000 | 3,927 |
| Total noninterest income | $1,137,000 | 2,981 |
| Gross Fiduciary activities income | $104,000 | 1,243 |
| Service charges on deposit accounts | $486,000 | 2,863 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $547,000 | 3,012 |
| Total noninterest expense | $3,620,000 | 3,821 |
| Salaries and employee benefits | $1,645,000 | 3,898 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $1,712,000 | 3,191 |
| Pre-tax net operating income | $2,856,000 | 2,173 |
| Securities gains (losses) | $100,000 | 3,002 |
| Applicable income taxes | $838,000 | 2,483 |
| Income before extraordinary items | $2,118,000 | 2,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,118,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 3,456 |
| Cash dividends | $470,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,046,000 | 2,054 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.