Home > Key Bank USA > Income and Expense
Key Bank USA, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $50,145,000 | 699 |
| Total interest expense | $26,917,000 | 570 |
| Net interest income | $23,228,000 | 814 |
| Provision for loan and lease losses | $1,803,000 | 619 |
| Total noninterest income | $23,942,000 | 347 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $23,906,000 | 244 |
| Total noninterest expense | $34,027,000 | 532 |
| Salaries and employee benefits | $13,796,000 | 531 |
| Premises and equipment expense | $1,453,000 | 1,441 |
| Additional noninterest expense | $18,778,000 | 458 |
| Pre-tax net operating income | $11,340,000 | 724 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,793,000 | 714 |
| Income before extraordinary items | $7,547,000 | 726 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,547,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,004 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,547,000 | 730 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $44,856,000 | 759 |
| Total interest expense | $22,886,000 | 638 |
| Net interest income | $21,970,000 | 855 |
| Provision for loan and lease losses | $2,899,000 | 629 |
| Total noninterest income | $28,450,000 | 305 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $28,416,000 | 206 |
| Total noninterest expense | $35,666,000 | 529 |
| Salaries and employee benefits | $15,348,000 | 496 |
| Premises and equipment expense | $1,176,000 | 1,790 |
| Additional noninterest expense | $19,142,000 | 481 |
| Pre-tax net operating income | $11,855,000 | 614 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,574,000 | 574 |
| Income before extraordinary items | $7,281,000 | 715 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,281,000 | 739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,700,000 | 797 |
| Cash dividends | $1,383,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,281,000 | 672 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $43,347,000 | 878 |
| Total interest expense | $23,385,000 | 806 |
| Net interest income | $19,962,000 | 944 |
| Provision for loan and lease losses | $2,100,000 | 1,116 |
| Total noninterest income | $14,961,000 | 462 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $30,000 | 11,061 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,931,000 | 340 |
| Total noninterest expense | $21,147,000 | 803 |
| Salaries and employee benefits | $3,892,000 | 1,712 |
| Premises and equipment expense | $782,000 | 2,660 |
| Additional noninterest expense | $16,473,000 | 542 |
| Pre-tax net operating income | $11,676,000 | 548 |
| Securities gains (losses) | $-15,000 | 13,410 |
| Applicable income taxes | $4,498,000 | 530 |
| Income before extraordinary items | $7,163,000 | 662 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,163,000 | 655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $967,000 | 1,592 |
| Cash dividends | $1,709,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,172,600 | 605 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.