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Kerndt Brothers Savings Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,650,0002,210
Total interest expense$6,752,0001,687
Net interest income$8,898,0002,535
Provision for loan and lease losses$230,0001,911
Total noninterest income$1,989,0002,016
Gross Fiduciary activities income$13,000847
Service charges on deposit accounts$514,0001,619
Trading account gains and feesNANA
Additional Noninterest Income$1,462,0001,903
Total noninterest expense$8,435,0002,251
Salaries and employee benefits$4,822,0002,240
Premises and equipment expense$946,0002,091
Additional noninterest expense$1,462,0001,903
Pre-tax net operating income$2,222,0002,846
Securities gains (losses)$-705,0004,245
Applicable income taxes$55,0003,001
Income before extraordinary items$1,462,0003,106
Extraordinary gains, net$054
Net income$1,462,0003,140
Minority interest net income$088
Net income of bank and minority interests.$1,462,0003,108
Net charge-offs$262,0001,036
Cash dividends$825,0002,351
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,138,8002,737
2023-09-30 (YTD Data)Rank
Total interest income$11,299,0002,236
Total interest expense$4,643,0001,661
Net interest income$6,656,0002,557
Provision for loan and lease losses$115,0002,050
Total noninterest income$1,189,0002,239
Gross Fiduciary activities income$13,000822
Service charges on deposit accounts$392,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$784,0002,227
Total noninterest expense$6,420,0002,222
Salaries and employee benefits$3,716,0002,196
Premises and equipment expense$704,0002,106
Additional noninterest expense$784,0002,227
Pre-tax net operating income$1,310,0003,171
Securities gains (losses)$-75,0003,927
Applicable income taxes$46,0003,021
Income before extraordinary items$1,189,0003,099
Extraordinary gains, net$052
Net income$1,189,0003,132
Minority interest net income$081
Net income of bank and minority interests.$1,189,0003,100
Net charge-offs$43,0001,537
Cash dividends$825,0001,853
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,261,0003,071
2023-06-30 (YTD Data)Rank
Total interest income$7,239,0002,278
Total interest expense$2,661,0001,692
Net interest income$4,578,0002,537
Provision for loan and lease losses$40,0002,339
Total noninterest income$817,0002,173
Gross Fiduciary activities income$13,000797
Service charges on deposit accounts$261,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,112
Total noninterest expense$4,310,0002,207
Salaries and employee benefits$2,499,0002,183
Premises and equipment expense$476,0002,080
Additional noninterest expense$543,0002,109
Pre-tax net operating income$1,045,0002,986
Securities gains (losses)$15,000516
Applicable income taxes$36,0002,997
Income before extraordinary items$1,024,0002,833
Extraordinary gains, net$051
Net income$1,024,0002,863
Minority interest net income$081
Net income of bank and minority interests.$1,024,0002,832
Net charge-offs$02,431
Cash dividends$675,0001,705
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,009,4502,872
2023-03-31 (YTD Data)Rank
Total interest income$3,436,0002,335
Total interest expense$1,125,0001,703
Net interest income$2,311,0002,538
Provision for loan and lease losses$5,0002,479
Total noninterest income$491,0001,967
Gross Fiduciary activities income$11,000788
Service charges on deposit accounts$130,0001,592
Trading account gains and feesNANA
Additional Noninterest Income$350,0001,872
Total noninterest expense$2,213,0002,203
Salaries and employee benefits$1,271,0002,188
Premises and equipment expense$248,0002,062
Additional noninterest expense$350,0001,872
Pre-tax net operating income$584,0002,928
Securities gains (losses)$8,000629
Applicable income taxes$31,0002,789
Income before extraordinary items$561,0002,768
Extraordinary gains, net$04
Net income$561,0002,768
Minority interest net income$048
Net income of bank and minority interests.$561,0002,768
Net charge-offs$-2,0003,519
Cash dividends$300,0001,564
Sale, conversion, retirement of capital stock, net$0430
Net operating income$553,4002,812
2022-12-31 (YTD Data)Rank
Total interest income$11,648,0002,321
Total interest expense$2,012,0001,591
Net interest income$9,636,0002,419
Provision for loan and lease losses$33,0002,662
Total noninterest income$1,405,0002,408
Gross Fiduciary activities income$16,000872
Service charges on deposit accounts$535,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$854,0002,509
Total noninterest expense$8,533,0002,214
Salaries and employee benefits$5,087,0002,151
Premises and equipment expense$970,0002,045
Additional noninterest expense$854,0002,509
Pre-tax net operating income$2,475,0002,878
Securities gains (losses)$2,000598
Applicable income taxes$86,0003,060
Income before extraordinary items$2,391,0002,736
Extraordinary gains, net$05
Net income$2,391,0002,733
Minority interest net income$063
Net income of bank and minority interests.$2,391,0002,735
Net charge-offs$-49,0004,086
Cash dividends$1,100,0002,051
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,389,0602,761
2022-09-30 (YTD Data)Rank
Total interest income$8,433,0002,316
Total interest expense$1,185,0001,577
Net interest income$7,248,0002,395
Provision for loan and lease losses$33,0002,426
Total noninterest income$1,045,0002,438
Gross Fiduciary activities income$16,000844
Service charges on deposit accounts$403,0001,623
Trading account gains and feesNANA
Additional Noninterest Income$626,0002,553
Total noninterest expense$6,517,0002,184
Salaries and employee benefits$3,885,0002,121
Premises and equipment expense$737,0002,038
Additional noninterest expense$626,0002,553
Pre-tax net operating income$1,743,0002,929
Securities gains (losses)$8,000472
Applicable income taxes$87,0002,947
Income before extraordinary items$1,664,0002,806
Extraordinary gains, net$04
Net income$1,664,0002,803
Minority interest net income$057
Net income of bank and minority interests.$1,664,0002,805
Net charge-offs$-47,0004,066
Cash dividends$900,0001,751
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,656,4002,845
2022-06-30 (YTD Data)Rank
Total interest income$5,480,0002,307
Total interest expense$623,0001,676
Net interest income$4,857,0002,356
Provision for loan and lease losses$33,0002,064
Total noninterest income$692,0002,446
Gross Fiduciary activities income$10,000806
Service charges on deposit accounts$256,0001,665
Trading account gains and feesNANA
Additional Noninterest Income$426,0002,556
Total noninterest expense$4,406,0002,149
Salaries and employee benefits$2,676,0002,087
Premises and equipment expense$466,0002,095
Additional noninterest expense$1,264,0002,233
Pre-tax net operating income$1,110,0002,893
Securities gains (losses)$0687
Applicable income taxes$54,0002,891
Income before extraordinary items$1,056,0002,771
Extraordinary gains, net$04
Net income$1,056,0002,769
Minority interest net income$060
Net income of bank and minority interests.$1,056,0002,771
Net charge-offs$-43,0004,136
Cash dividends$635,0001,693
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,056,0002,799
2022-03-31 (YTD Data)Rank
Total interest income$2,634,0002,328
Total interest expense$260,0001,869
Net interest income$2,374,0002,338
Provision for loan and lease losses$33,0001,530
Total noninterest income$352,0002,404
Gross Fiduciary activities income$10,000772
Service charges on deposit accounts$121,0001,711
Trading account gains and feesNANA
Additional Noninterest Income$221,0002,467
Total noninterest expense$2,194,0002,156
Salaries and employee benefits$1,385,0002,038
Premises and equipment expense$244,0002,058
Additional noninterest expense$565,0002,379
Pre-tax net operating income$499,0002,911
Securities gains (losses)$0623
Applicable income taxes$26,0002,823
Income before extraordinary items$473,0002,806
Extraordinary gains, net$04
Net income$473,0002,804
Minority interest net income$050
Net income of bank and minority interests.$473,0002,806
Net charge-offs$-4,0003,570
Cash dividends$305,0001,473
Sale, conversion, retirement of capital stock, net$0453
Net operating income$473,0002,836
2021-12-31 (YTD Data)Rank
Total interest income$10,938,0002,334
Total interest expense$1,214,0001,944
Net interest income$9,724,0002,364
Provision for loan and lease losses$200,0001,725
Total noninterest income$1,656,0002,456
Gross Fiduciary activities income$22,000826
Service charges on deposit accounts$465,0001,672
Trading account gains and feesNANA
Additional Noninterest Income$1,169,0002,474
Total noninterest expense$9,742,0002,010
Salaries and employee benefits$5,595,0002,025
Premises and equipment expense$1,163,0001,857
Additional noninterest expense$2,984,0001,992
Pre-tax net operating income$1,438,0003,518
Securities gains (losses)$218,000576
Applicable income taxes$93,0003,097
Income before extraordinary items$1,563,0003,294
Extraordinary gains, net$010
Net income$1,563,0003,294
Minority interest net income$074
Net income of bank and minority interests.$1,563,0003,294
Net charge-offs$14,0002,184
Cash dividends$1,195,0002,047
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,358,0803,432
2021-09-30 (YTD Data)Rank
Total interest income$8,424,0002,341
Total interest expense$935,0001,988
Net interest income$7,489,0002,374
Provision for loan and lease losses$150,0001,662
Total noninterest income$1,303,0002,423
Gross Fiduciary activities income$22,000792
Service charges on deposit accounts$341,0001,691
Trading account gains and feesNANA
Additional Noninterest Income$940,0002,456
Total noninterest expense$7,001,0002,078
Salaries and employee benefits$4,084,0002,061
Premises and equipment expense$713,0002,121
Additional noninterest expense$2,204,0002,009
Pre-tax net operating income$1,641,0003,154
Securities gains (losses)$64,000964
Applicable income taxes$86,0002,995
Income before extraordinary items$1,619,0003,044
Extraordinary gains, net$08
Net income$1,619,0003,044
Minority interest net income$069
Net income of bank and minority interests.$1,619,0003,044
Net charge-offs$-22,0003,918
Cash dividends$1,090,0001,661
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,558,2003,066
2021-06-30 (YTD Data)Rank
Total interest income$5,922,0002,262
Total interest expense$647,0002,005
Net interest income$5,275,0002,259
Provision for loan and lease losses$100,0001,668
Total noninterest income$952,0002,287
Gross Fiduciary activities income$17,000782
Service charges on deposit accounts$215,0001,712
Trading account gains and feesNANA
Additional Noninterest Income$720,0002,270
Total noninterest expense$4,735,0002,057
Salaries and employee benefits$2,665,0002,085
Premises and equipment expense$466,0002,136
Additional noninterest expense$1,604,0001,861
Pre-tax net operating income$1,392,0002,866
Securities gains (losses)$57,000840
Applicable income taxes$72,0002,895
Income before extraordinary items$1,377,0002,750
Extraordinary gains, net$06
Net income$1,377,0002,749
Minority interest net income$067
Net income of bank and minority interests.$1,377,0002,750
Net charge-offs$-11,0003,851
Cash dividends$710,0001,660
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,322,8502,788
2021-03-31 (YTD Data)Rank
Total interest income$3,056,0002,191
Total interest expense$341,0001,996
Net interest income$2,715,0002,187
Provision for loan and lease losses$50,0001,719
Total noninterest income$350,0002,617
Gross Fiduciary activities income$12,000773
Service charges on deposit accounts$99,0001,793
Trading account gains and feesNANA
Additional Noninterest Income$239,0002,672
Total noninterest expense$2,194,0002,140
Salaries and employee benefits$1,343,0002,067
Premises and equipment expense$234,0002,143
Additional noninterest expense$617,0002,219
Pre-tax net operating income$821,0002,632
Securities gains (losses)$52,000652
Applicable income taxes$45,0002,736
Income before extraordinary items$828,0002,471
Extraordinary gains, net$03
Net income$828,0002,469
Minority interest net income$055
Net income of bank and minority interests.$828,0002,471
Net charge-offs$-4,0003,680
Cash dividends$305,0001,542
Sale, conversion, retirement of capital stock, net$0482
Net operating income$778,6002,525
2020-12-31 (YTD Data)Rank
Total interest income$11,788,0002,268
Total interest expense$2,124,0001,905
Net interest income$9,664,0002,312
Provision for loan and lease losses$713,0001,925
Total noninterest income$1,435,0002,477
Gross Fiduciary activities income$15,000867
Service charges on deposit accounts$435,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$985,0002,496
Total noninterest expense$8,136,0002,244
Salaries and employee benefits$4,859,0002,196
Premises and equipment expense$920,0002,141
Additional noninterest expense$2,357,0002,279
Pre-tax net operating income$2,250,0002,808
Securities gains (losses)$306,000821
Applicable income taxes$104,0002,922
Income before extraordinary items$2,452,0002,578
Extraordinary gains, net$04
Net income$2,452,0002,577
Minority interest net income$072
Net income of bank and minority interests.$2,452,0002,578
Net charge-offs$189,0001,586
Cash dividends$1,395,0001,866
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,158,2402,685
2020-09-30 (YTD Data)Rank
Total interest income$9,051,0002,241
Total interest expense$1,697,0001,901
Net interest income$7,354,0002,286
Provision for loan and lease losses$488,0001,993
Total noninterest income$1,088,0002,426
Gross Fiduciary activities income$15,000824
Service charges on deposit accounts$324,0001,779
Trading account gains and feesNANA
Additional Noninterest Income$749,0002,428
Total noninterest expense$6,024,0002,230
Salaries and employee benefits$3,743,0002,134
Premises and equipment expense$668,0002,186
Additional noninterest expense$1,613,0002,388
Pre-tax net operating income$1,930,0002,630
Securities gains (losses)$245,000804
Applicable income taxes$109,0002,756
Income before extraordinary items$2,066,0002,408
Extraordinary gains, net$04
Net income$2,066,0002,408
Minority interest net income$065
Net income of bank and minority interests.$2,066,0002,408
Net charge-offs$193,0001,281
Cash dividends$980,0001,733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,833,2502,519
2020-06-30 (YTD Data)Rank
Total interest income$6,239,0002,220
Total interest expense$1,194,0001,927
Net interest income$5,045,0002,261
Provision for loan and lease losses$338,0001,937
Total noninterest income$686,0002,444
Gross Fiduciary activities income$15,000801
Service charges on deposit accounts$213,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$458,0002,453
Total noninterest expense$3,955,0002,261
Salaries and employee benefits$2,493,0002,131
Premises and equipment expense$444,0002,182
Additional noninterest expense$1,018,0002,482
Pre-tax net operating income$1,438,0002,445
Securities gains (losses)$245,000624
Applicable income taxes$84,0002,636
Income before extraordinary items$1,599,0002,150
Extraordinary gains, net$04
Net income$1,599,0002,150
Minority interest net income$065
Net income of bank and minority interests.$1,599,0002,150
Net charge-offs$176,0001,073
Cash dividends$665,0001,690
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,366,2502,339
2020-03-31 (YTD Data)Rank
Total interest income$3,072,0002,216
Total interest expense$638,0001,962
Net interest income$2,434,0002,268
Provision for loan and lease losses$208,0001,418
Total noninterest income$382,0002,233
Gross Fiduciary activities income$12,000784
Service charges on deposit accounts$119,0001,935
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,187
Total noninterest expense$2,053,0002,240
Salaries and employee benefits$1,287,0002,110
Premises and equipment expense$236,0002,122
Additional noninterest expense$530,0002,441
Pre-tax net operating income$555,0002,646
Securities gains (losses)$245,000327
Applicable income taxes$40,0002,540
Income before extraordinary items$760,0002,056
Extraordinary gains, net$04
Net income$760,0002,055
Minority interest net income$056
Net income of bank and minority interests.$760,0002,056
Net charge-offs$-6,0004,282
Cash dividends$325,0001,589
Sale, conversion, retirement of capital stock, net$0482
Net operating income$527,2502,545
2019-12-31 (YTD Data)Rank
Total interest income$12,108,0002,269
Total interest expense$2,676,0001,946
Net interest income$9,432,0002,345
Provision for loan and lease losses$200,0002,341
Total noninterest income$1,398,0002,388
Gross Fiduciary activities income$22,000868
Service charges on deposit accounts$494,0001,945
Trading account gains and feesNANA
Additional Noninterest Income$882,0002,396
Total noninterest expense$7,798,0002,281
Salaries and employee benefits$4,902,0002,133
Premises and equipment expense$823,0002,304
Additional noninterest expense$2,073,0002,493
Pre-tax net operating income$2,832,0002,549
Securities gains (losses)$8,0001,962
Applicable income taxes$150,0002,804
Income before extraordinary items$2,690,0002,464
Extraordinary gains, net$011
Net income$2,690,0002,465
Minority interest net income$076
Net income of bank and minority interests.$2,690,0002,466
Net charge-offs$206,0001,667
Cash dividends$1,300,0002,025
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,682,4002,428
2019-09-30 (YTD Data)Rank
Total interest income$9,124,0002,291
Total interest expense$1,963,0002,004
Net interest income$7,161,0002,352
Provision for loan and lease losses$75,0002,839
Total noninterest income$990,0002,469
Gross Fiduciary activities income$22,000829
Service charges on deposit accounts$369,0001,948
Trading account gains and feesNANA
Additional Noninterest Income$599,0002,504
Total noninterest expense$5,772,0002,314
Salaries and employee benefits$3,663,0002,153
Premises and equipment expense$600,0002,362
Additional noninterest expense$1,509,0002,558
Pre-tax net operating income$2,304,0002,496
Securities gains (losses)$-90,0005,159
Applicable income taxes$111,0002,879
Income before extraordinary items$2,103,0002,452
Extraordinary gains, net$011
Net income$2,103,0002,453
Minority interest net income$072
Net income of bank and minority interests.$2,103,0002,453
Net charge-offs$47,0002,251
Cash dividends$920,0001,907
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,188,5002,364
2019-06-30 (YTD Data)Rank
Total interest income$6,094,0002,292
Total interest expense$1,259,0002,037
Net interest income$4,835,0002,335
Provision for loan and lease losses$50,0002,768
Total noninterest income$672,0002,399
Gross Fiduciary activities income$22,000799
Service charges on deposit accounts$240,0001,964
Trading account gains and feesNANA
Additional Noninterest Income$410,0002,448
Total noninterest expense$3,855,0002,325
Salaries and employee benefits$2,434,0002,159
Premises and equipment expense$399,0002,378
Additional noninterest expense$1,022,0002,541
Pre-tax net operating income$1,602,0002,399
Securities gains (losses)$-92,0005,206
Applicable income taxes$71,0002,903
Income before extraordinary items$1,439,0002,390
Extraordinary gains, net$011
Net income$1,439,0002,389
Minority interest net income$069
Net income of bank and minority interests.$1,439,0002,390
Net charge-offs$31,0002,145
Cash dividends$590,0001,957
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,526,4002,275
2019-03-31 (YTD Data)Rank
Total interest income$2,990,0002,317
Total interest expense$601,0002,056
Net interest income$2,389,0002,361
Provision for loan and lease losses$25,0002,614
Total noninterest income$359,0002,302
Gross Fiduciary activities income$12,000796
Service charges on deposit accounts$114,0002,019
Trading account gains and feesNANA
Additional Noninterest Income$233,0002,229
Total noninterest expense$1,956,0002,308
Salaries and employee benefits$1,244,0002,143
Premises and equipment expense$208,0002,344
Additional noninterest expense$504,0002,567
Pre-tax net operating income$767,0002,432
Securities gains (losses)$-92,0005,295
Applicable income taxes$27,0003,011
Income before extraordinary items$648,0002,477
Extraordinary gains, net$05
Net income$648,0002,476
Minority interest net income$052
Net income of bank and minority interests.$648,0002,476
Net charge-offs$21,0001,669
Cash dividends$320,0001,677
Sale, conversion, retirement of capital stock, net$0529
Net operating income$736,3202,270
2018-12-31 (YTD Data)Rank
Total interest income$11,442,0002,287
Total interest expense$2,110,0001,871
Net interest income$9,332,0002,377
Provision for loan and lease losses$100,0003,044
Total noninterest income$1,210,0002,606
Gross Fiduciary activities income$15,000928
Service charges on deposit accounts$498,0001,991
Trading account gains and feesNANA
Additional Noninterest Income$697,0002,661
Total noninterest expense$7,779,0002,286
Salaries and employee benefits$5,025,0002,082
Premises and equipment expense$765,0002,432
Additional noninterest expense$1,989,0002,598
Pre-tax net operating income$2,663,0002,688
Securities gains (losses)$01,125
Applicable income taxes$46,0003,395
Income before extraordinary items$2,617,0002,529
Extraordinary gains, net$06
Net income$2,617,0002,527
Minority interest net income$072
Net income of bank and minority interests.$2,617,0002,528
Net charge-offs$-29,0004,764
Cash dividends$1,236,0001,981
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,617,0002,522
2018-09-30 (YTD Data)Rank
Total interest income$8,468,0002,307
Total interest expense$1,546,0001,832
Net interest income$6,922,0002,404
Provision for loan and lease losses$75,0002,898
Total noninterest income$852,0002,721
Gross Fiduciary activities income$15,000885
Service charges on deposit accounts$364,0002,048
Trading account gains and feesNANA
Additional Noninterest Income$473,0002,822
Total noninterest expense$5,834,0002,296
Salaries and employee benefits$3,842,0002,051
Premises and equipment expense$512,0002,636
Additional noninterest expense$1,480,0002,631
Pre-tax net operating income$1,865,0002,855
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$1,865,0002,634
Extraordinary gains, net$05
Net income$1,865,0002,633
Minority interest net income$066
Net income of bank and minority interests.$1,865,0002,633
Net charge-offs$-30,0004,788
Cash dividends$880,0001,805
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,865,0002,625
2018-06-30 (YTD Data)Rank
Total interest income$5,594,0002,310
Total interest expense$990,0001,788
Net interest income$4,604,0002,402
Provision for loan and lease losses$50,0002,796
Total noninterest income$545,0002,762
Gross Fiduciary activities income$14,000866
Service charges on deposit accounts$232,0002,096
Trading account gains and feesNANA
Additional Noninterest Income$299,0002,902
Total noninterest expense$3,768,0002,354
Salaries and employee benefits$2,492,0002,111
Premises and equipment expense$346,0002,629
Additional noninterest expense$930,0002,738
Pre-tax net operating income$1,331,0002,712
Securities gains (losses)$0961
Applicable income taxes$-35,0005,447
Income before extraordinary items$1,366,0002,453
Extraordinary gains, net$06
Net income$1,366,0002,452
Minority interest net income$065
Net income of bank and minority interests.$1,366,0002,452
Net charge-offs$-27,0004,842
Cash dividends$560,0001,865
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,366,0002,451
2018-03-31 (YTD Data)Rank
Total interest income$2,757,0002,329
Total interest expense$461,0001,812
Net interest income$2,296,0002,404
Provision for loan and lease losses$03,508
Total noninterest income$295,0002,649
Gross Fiduciary activities income$7,000861
Service charges on deposit accounts$113,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,643
Total noninterest expense$1,819,0002,441
Salaries and employee benefits$1,252,0002,126
Premises and equipment expense$179,0002,616
Additional noninterest expense$388,0003,129
Pre-tax net operating income$772,0002,440
Securities gains (losses)$0735
Applicable income taxes$-53,0005,542
Income before extraordinary items$825,0002,127
Extraordinary gains, net$07
Net income$825,0002,126
Minority interest net income$052
Net income of bank and minority interests.$825,0002,127
Net charge-offs$16,0001,764
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$825,0002,114
2017-12-31 (YTD Data)Rank
Total interest income$10,663,0002,313
Total interest expense$1,671,0001,761
Net interest income$8,992,0002,408
Provision for loan and lease losses$100,0003,045
Total noninterest income$1,118,0002,784
Gross Fiduciary activities income$42,000863
Service charges on deposit accounts$433,0002,269
Trading account gains and feesNANA
Additional Noninterest Income$643,0002,840
Total noninterest expense$7,421,0002,405
Salaries and employee benefits$5,034,0002,076
Premises and equipment expense$736,0002,580
Additional noninterest expense$1,651,0003,026
Pre-tax net operating income$2,589,0002,694
Securities gains (losses)$13,0001,489
Applicable income taxes$136,0003,154
Income before extraordinary items$2,466,0002,349
Extraordinary gains, net$09
Net income$2,466,0002,349
Minority interest net income$076
Net income of bank and minority interests.$2,466,0002,349
Net charge-offs$79,0002,639
Cash dividends$1,536,0001,686
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,453,6502,328
2017-09-30 (YTD Data)Rank
Total interest income$7,933,0002,328
Total interest expense$1,213,0001,789
Net interest income$6,720,0002,418
Provision for loan and lease losses$75,0002,940
Total noninterest income$838,0002,808
Gross Fiduciary activities income$42,000833
Service charges on deposit accounts$321,0002,295
Trading account gains and feesNANA
Additional Noninterest Income$475,0002,872
Total noninterest expense$5,474,0002,448
Salaries and employee benefits$3,673,0002,127
Premises and equipment expense$553,0002,597
Additional noninterest expense$1,248,0003,016
Pre-tax net operating income$2,009,0002,706
Securities gains (losses)$11,0001,579
Applicable income taxes$104,0003,136
Income before extraordinary items$1,916,0002,479
Extraordinary gains, net$09
Net income$1,916,0002,478
Minority interest net income$071
Net income of bank and minority interests.$1,916,0002,479
Net charge-offs$86,0002,058
Cash dividends$1,486,0001,323
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,905,5502,463
2017-06-30 (YTD Data)Rank
Total interest income$5,231,0002,334
Total interest expense$768,0001,824
Net interest income$4,463,0002,419
Provision for loan and lease losses$65,0002,560
Total noninterest income$483,0003,015
Gross Fiduciary activities income$13,000895
Service charges on deposit accounts$209,0002,330
Trading account gains and feesNANA
Additional Noninterest Income$261,0003,133
Total noninterest expense$3,649,0002,455
Salaries and employee benefits$2,486,0002,117
Premises and equipment expense$362,0002,635
Additional noninterest expense$801,0003,110
Pre-tax net operating income$1,232,0002,802
Securities gains (losses)$29,000855
Applicable income taxes$69,0003,148
Income before extraordinary items$1,192,0002,543
Extraordinary gains, net$011
Net income$1,192,0002,542
Minority interest net income$071
Net income of bank and minority interests.$1,192,0002,543
Net charge-offs$30,0002,343
Cash dividends$721,0001,613
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,164,4502,558
2017-03-31 (YTD Data)Rank
Total interest income$2,558,0002,384
Total interest expense$378,0001,828
Net interest income$2,180,0002,461
Provision for loan and lease losses$25,0002,651
Total noninterest income$241,0003,019
Gross Fiduciary activities income$4,000935
Service charges on deposit accounts$99,0002,395
Trading account gains and feesNANA
Additional Noninterest Income$138,0003,040
Total noninterest expense$1,740,0002,555
Salaries and employee benefits$1,175,0002,244
Premises and equipment expense$185,0002,633
Additional noninterest expense$380,0003,215
Pre-tax net operating income$656,0002,645
Securities gains (losses)$27,000460
Applicable income taxes$31,0003,152
Income before extraordinary items$652,0002,315
Extraordinary gains, net$08
Net income$652,0002,314
Minority interest net income$055
Net income of bank and minority interests.$652,0002,315
Net charge-offs$-9,0004,951
Cash dividends$470,0001,284
Sale, conversion, retirement of capital stock, net$0632
Net operating income$626,3502,349
2016-12-31 (YTD Data)Rank
Total interest income$10,133,0002,376
Total interest expense$1,513,0001,792
Net interest income$8,620,0002,471
Provision for loan and lease losses$67,0003,455
Total noninterest income$1,090,0002,903
Gross Fiduciary activities income$13,000997
Service charges on deposit accounts$409,0002,426
Trading account gains and fees$0170
Additional Noninterest Income$668,0002,902
Total noninterest expense$7,277,0002,476
Salaries and employee benefits$4,755,0002,172
Premises and equipment expense$743,0002,618
Additional noninterest expense$1,779,0002,981
Pre-tax net operating income$2,366,0002,762
Securities gains (losses)$33,0002,104
Applicable income taxes$50,0003,599
Income before extraordinary items$2,349,0002,513
Extraordinary gains, net$05
Net income$2,349,0002,512
Minority interest net income$082
Net income of bank and minority interests.$2,349,0002,513
Net charge-offs$-41,0005,320
Cash dividends$1,603,0001,630
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,316,6602,489
2016-09-30 (YTD Data)Rank
Total interest income$7,673,0002,357
Total interest expense$1,135,0001,790
Net interest income$6,538,0002,449
Provision for loan and lease losses$67,0003,120
Total noninterest income$587,0003,423
Gross Fiduciary activities income$13,000953
Service charges on deposit accounts$303,0002,454
Trading account gains and fees$0169
Additional Noninterest Income$271,0003,716
Total noninterest expense$5,352,0002,509
Salaries and employee benefits$3,531,0002,185
Premises and equipment expense$530,0002,721
Additional noninterest expense$1,291,0003,049
Pre-tax net operating income$1,706,0002,888
Securities gains (losses)$33,0002,041
Applicable income taxes$47,0003,590
Income before extraordinary items$1,692,0002,611
Extraordinary gains, net$05
Net income$1,692,0002,612
Minority interest net income$071
Net income of bank and minority interests.$1,692,0002,612
Net charge-offs$-44,0005,329
Cash dividends$1,333,0001,392
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,659,9902,585
2016-06-30 (YTD Data)Rank
Total interest income$5,066,0002,386
Total interest expense$761,0001,789
Net interest income$4,305,0002,477
Provision for loan and lease losses$67,0002,643
Total noninterest income$348,0003,626
Gross Fiduciary activities income$12,000937
Service charges on deposit accounts$193,0002,494
Trading account gains and fees$0157
Additional Noninterest Income$143,0004,034
Total noninterest expense$3,653,0002,478
Salaries and employee benefits$2,456,0002,115
Premises and equipment expense$366,0002,683
Additional noninterest expense$831,0003,144
Pre-tax net operating income$933,0003,211
Securities gains (losses)$9,0002,280
Applicable income taxes$13,0003,898
Income before extraordinary items$929,0002,925
Extraordinary gains, net$016
Net income$929,0002,923
Minority interest net income$071
Net income of bank and minority interests.$929,0002,924
Net charge-offs$-16,0005,135
Cash dividends$870,0001,442
Sale, conversion, retirement of capital stock, net$0705
Net operating income$920,0902,870
2016-03-31 (YTD Data)Rank
Total interest income$2,531,0002,382
Total interest expense$382,0001,770
Net interest income$2,149,0002,481
Provision for loan and lease losses$67,0001,899
Total noninterest income$142,0003,900
Gross Fiduciary activities income$5,000948
Service charges on deposit accounts$90,0002,592
Trading account gains and fees$0142
Additional Noninterest Income$47,0004,470
Total noninterest expense$1,757,0002,558
Salaries and employee benefits$1,149,0002,253
Premises and equipment expense$189,0002,647
Additional noninterest expense$419,0003,127
Pre-tax net operating income$467,0003,153
Securities gains (losses)$02,077
Applicable income taxes$-6,0005,957
Income before extraordinary items$473,0002,842
Extraordinary gains, net$012
Net income$473,0002,841
Minority interest net income$062
Net income of bank and minority interests.$473,0002,842
Net charge-offs$-15,0005,360
Cash dividends$434,0001,312
Sale, conversion, retirement of capital stock, net$0659
Net operating income$473,0002,796
2015-12-31 (YTD Data)Rank
Total interest income$8,724,0002,655
Total interest expense$1,373,0001,910
Net interest income$7,351,0002,764
Provision for loan and lease losses$100,0003,023
Total noninterest income$1,030,0003,023
Gross Fiduciary activities income$14,0001,016
Service charges on deposit accounts$420,0002,427
Trading account gains and fees$0159
Additional Noninterest Income$596,0003,046
Total noninterest expense$6,061,0002,842
Salaries and employee benefits$3,749,0002,608
Premises and equipment expense$576,0003,195
Additional noninterest expense$1,736,0003,087
Pre-tax net operating income$2,220,0002,820
Securities gains (losses)$175,000816
Applicable income taxes$134,0003,178
Income before extraordinary items$2,261,0002,510
Extraordinary gains, net$023
Net income$2,261,0002,512
Minority interest net income$081
Net income of bank and minority interests.$2,261,0002,512
Net charge-offs$71,0002,971
Cash dividends$1,948,0001,394
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,096,5002,586
2015-09-30 (YTD Data)Rank
Total interest income$6,434,0002,717
Total interest expense$1,015,0001,944
Net interest income$5,419,0002,818
Provision for loan and lease losses$50,0003,229
Total noninterest income$749,0003,082
Gross Fiduciary activities income$14,000970
Service charges on deposit accounts$308,0002,476
Trading account gains and fees$0153
Additional Noninterest Income$427,0003,126
Total noninterest expense$4,330,0002,956
Salaries and employee benefits$2,679,0002,703
Premises and equipment expense$436,0003,214
Additional noninterest expense$1,215,0003,257
Pre-tax net operating income$1,788,0002,760
Securities gains (losses)$175,000715
Applicable income taxes$110,0003,219
Income before extraordinary items$1,853,0002,395
Extraordinary gains, net$021
Net income$1,853,0002,396
Minority interest net income$078
Net income of bank and minority interests.$1,853,0002,396
Net charge-offs$86,0002,316
Cash dividends$1,498,0001,227
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,688,5002,516
2015-06-30 (YTD Data)Rank
Total interest income$4,246,0002,740
Total interest expense$684,0001,935
Net interest income$3,562,0002,848
Provision for loan and lease losses$04,069
Total noninterest income$437,0003,317
Gross Fiduciary activities income$13,000959
Service charges on deposit accounts$179,0002,710
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,338
Total noninterest expense$2,877,0002,977
Salaries and employee benefits$1,782,0002,723
Premises and equipment expense$287,0003,261
Additional noninterest expense$808,0003,288
Pre-tax net operating income$1,122,0002,865
Securities gains (losses)$62,0001,113
Applicable income taxes$63,0003,323
Income before extraordinary items$1,121,0002,545
Extraordinary gains, net$022
Net income$1,121,0002,547
Minority interest net income$075
Net income of bank and minority interests.$1,121,0002,547
Net charge-offs$127,0001,512
Cash dividends$1,034,0001,187
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,062,1002,586
2015-03-31 (YTD Data)Rank
Total interest income$2,106,0002,753
Total interest expense$351,0001,913
Net interest income$1,755,0002,879
Provision for loan and lease losses$03,703
Total noninterest income$198,0003,445
Gross Fiduciary activities income$6,000965
Service charges on deposit accounts$90,0002,678
Trading account gains and fees$0152
Additional Noninterest Income$102,0003,574
Total noninterest expense$1,326,0003,154
Salaries and employee benefits$822,0002,909
Premises and equipment expense$151,0003,188
Additional noninterest expense$353,0003,565
Pre-tax net operating income$627,0002,607
Securities gains (losses)$62,000760
Applicable income taxes$34,0003,266
Income before extraordinary items$655,0002,250
Extraordinary gains, net$013
Net income$655,0002,251
Minority interest net income$064
Net income of bank and minority interests.$655,0002,251
Net charge-offs$208,000700
Cash dividends$597,000994
Sale, conversion, retirement of capital stock, net$0697
Net operating income$596,1002,332
2014-12-31 (YTD Data)Rank
Total interest income$8,749,0002,707
Total interest expense$1,622,0001,766
Net interest income$7,127,0002,849
Provision for loan and lease losses$04,603
Total noninterest income$1,139,0002,910
Gross Fiduciary activities income$20,0001,014
Service charges on deposit accounts$351,0002,940
Trading account gains and fees$0180
Additional Noninterest Income$768,0002,690
Total noninterest expense$5,266,0003,194
Salaries and employee benefits$3,349,0002,852
Premises and equipment expense$627,0003,129
Additional noninterest expense$1,290,0003,897
Pre-tax net operating income$3,000,0002,277
Securities gains (losses)$53,0001,690
Applicable income taxes$135,0003,229
Income before extraordinary items$2,918,0002,061
Extraordinary gains, net$017
Net income$2,918,0002,061
Minority interest net income$084
Net income of bank and minority interests.$2,918,0002,060
Net charge-offs$-75,0006,085
Cash dividends$1,877,0001,353
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,867,1202,046
2014-09-30 (YTD Data)Rank
Total interest income$6,581,0002,723
Total interest expense$1,243,0001,759
Net interest income$5,338,0002,877
Provision for loan and lease losses$04,401
Total noninterest income$820,0002,993
Gross Fiduciary activities income$20,000977
Service charges on deposit accounts$265,0002,959
Trading account gains and fees$0174
Additional Noninterest Income$535,0002,816
Total noninterest expense$3,852,0003,273
Salaries and employee benefits$2,435,0002,934
Premises and equipment expense$468,0003,181
Additional noninterest expense$949,0003,955
Pre-tax net operating income$2,306,0002,276
Securities gains (losses)$53,0001,414
Applicable income taxes$96,0003,308
Income before extraordinary items$2,263,0002,013
Extraordinary gains, net$015
Net income$2,263,0002,013
Minority interest net income$081
Net income of bank and minority interests.$2,263,0002,012
Net charge-offs$-59,0006,086
Cash dividends$1,338,0001,256
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,212,1202,003
2014-06-30 (YTD Data)Rank
Total interest income$4,422,0002,697
Total interest expense$846,0001,746
Net interest income$3,576,0002,877
Provision for loan and lease losses$04,196
Total noninterest income$470,0003,229
Gross Fiduciary activities income$16,000966
Service charges on deposit accounts$175,0002,951
Trading account gains and fees$0172
Additional Noninterest Income$279,0003,145
Total noninterest expense$2,489,0003,357
Salaries and employee benefits$1,535,0003,066
Premises and equipment expense$323,0003,126
Additional noninterest expense$631,0003,980
Pre-tax net operating income$1,557,0002,212
Securities gains (losses)$36,0001,362
Applicable income taxes$62,0003,320
Income before extraordinary items$1,531,0001,944
Extraordinary gains, net$020
Net income$1,531,0001,948
Minority interest net income$080
Net income of bank and minority interests.$1,531,0001,947
Net charge-offs$-54,0006,169
Cash dividends$874,0001,287
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,496,4401,931
2014-03-31 (YTD Data)Rank
Total interest income$2,234,0002,675
Total interest expense$424,0001,766
Net interest income$1,810,0002,853
Provision for loan and lease losses$03,817
Total noninterest income$198,0003,478
Gross Fiduciary activities income$7,000977
Service charges on deposit accounts$82,0003,040
Trading account gains and fees$0147
Additional Noninterest Income$109,0003,444
Total noninterest expense$1,224,0003,434
Salaries and employee benefits$748,0003,141
Premises and equipment expense$180,0002,964
Additional noninterest expense$296,0004,130
Pre-tax net operating income$784,0002,118
Securities gains (losses)$7,0001,257
Applicable income taxes$27,0003,349
Income before extraordinary items$764,0001,883
Extraordinary gains, net$016
Net income$764,0001,887
Minority interest net income$066
Net income of bank and minority interests.$764,0001,886
Net charge-offs$-49,0006,307
Cash dividends$437,0001,144
Sale, conversion, retirement of capital stock, net$0747
Net operating income$757,2101,854
2013-12-31 (YTD Data)Rank
Total interest income$9,095,0002,648
Total interest expense$2,069,0001,650
Net interest income$7,026,0002,897
Provision for loan and lease losses$100,0003,676
Total noninterest income$1,000,0003,200
Gross Fiduciary activities income$26,0001,018
Service charges on deposit accounts$393,0002,848
Trading account gains and fees$0184
Additional Noninterest Income$581,0003,161
Total noninterest expense$4,940,0003,434
Salaries and employee benefits$2,998,0003,114
Premises and equipment expense$604,0003,290
Additional noninterest expense$1,338,0003,934
Pre-tax net operating income$2,986,0002,170
Securities gains (losses)$14,0002,505
Applicable income taxes$176,0003,041
Income before extraordinary items$2,824,0001,988
Extraordinary gains, net$029
Net income$2,824,0001,991
Minority interest net income$090
Net income of bank and minority interests.$2,824,0001,992
Net charge-offs$95,0003,789
Cash dividends$1,862,0001,275
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,810,8401,946
2013-09-30 (YTD Data)Rank
Total interest income$6,847,0002,659
Total interest expense$1,611,0001,633
Net interest income$5,236,0002,925
Provision for loan and lease losses$100,0003,343
Total noninterest income$758,0003,229
Gross Fiduciary activities income$26,000968
Service charges on deposit accounts$295,0002,864
Trading account gains and fees$0180
Additional Noninterest Income$437,0003,219
Total noninterest expense$3,691,0003,455
Salaries and employee benefits$2,243,0003,145
Premises and equipment expense$451,0003,340
Additional noninterest expense$997,0003,945
Pre-tax net operating income$2,203,0002,261
Securities gains (losses)$14,0002,364
Applicable income taxes$136,0003,096
Income before extraordinary items$2,081,0002,063
Extraordinary gains, net$025
Net income$2,081,0002,070
Minority interest net income$084
Net income of bank and minority interests.$2,081,0002,069
Net charge-offs$-11,0006,152
Cash dividends$1,512,0001,085
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,067,8402,004
2013-06-30 (YTD Data)Rank
Total interest income$4,575,0002,656
Total interest expense$1,106,0001,615
Net interest income$3,469,0002,935
Provision for loan and lease losses$100,0002,924
Total noninterest income$390,0003,756
Gross Fiduciary activities income$16,000989
Service charges on deposit accounts$188,0002,921
Trading account gains and fees$0157
Additional Noninterest Income$186,0003,901
Total noninterest expense$2,455,0003,478
Salaries and employee benefits$1,499,0003,153
Premises and equipment expense$302,0003,336
Additional noninterest expense$654,0003,993
Pre-tax net operating income$1,304,0002,442
Securities gains (losses)$14,0002,169
Applicable income taxes$95,0003,035
Income before extraordinary items$1,223,0002,269
Extraordinary gains, net$022
Net income$1,223,0002,278
Minority interest net income$082
Net income of bank and minority interests.$1,223,0002,276
Net charge-offs$-11,0006,174
Cash dividends$1,041,0001,045
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,209,9802,196
2013-03-31 (YTD Data)Rank
Total interest income$2,326,0002,618
Total interest expense$566,0001,633
Net interest income$1,760,0002,912
Provision for loan and lease losses$04,409
Total noninterest income$187,0003,783
Gross Fiduciary activities income$10,000966
Service charges on deposit accounts$87,0003,070
Trading account gains and fees$0148
Additional Noninterest Income$90,0003,920
Total noninterest expense$1,318,0003,316
Salaries and employee benefits$829,0002,959
Premises and equipment expense$146,0003,451
Additional noninterest expense$343,0003,897
Pre-tax net operating income$629,0002,473
Securities gains (losses)$01,966
Applicable income taxes$51,0002,973
Income before extraordinary items$578,0002,312
Extraordinary gains, net$010
Net income$578,0002,314
Minority interest net income$076
Net income of bank and minority interests.$578,0002,314
Net charge-offs$-5,0005,894
Cash dividends$597,000831
Sale, conversion, retirement of capital stock, net$0789
Net operating income$578,0002,230
2012-12-31 (YTD Data)Rank
Total interest income$9,693,0002,640
Total interest expense$2,457,0001,780
Net interest income$7,236,0002,905
Provision for loan and lease losses$300,0003,343
Total noninterest income$1,211,0002,953
Gross Fiduciary activities income$16,0001,085
Service charges on deposit accounts$408,0002,904
Trading account gains and fees$0166
Additional Noninterest Income$787,0002,709
Total noninterest expense$4,698,0003,644
Salaries and employee benefits$2,866,0003,230
Premises and equipment expense$585,0003,441
Additional noninterest expense$1,247,0004,267
Pre-tax net operating income$3,449,0001,846
Securities gains (losses)$-46,0006,844
Applicable income taxes$133,0003,305
Income before extraordinary items$3,270,0001,726
Extraordinary gains, net$029
Net income$3,270,0001,728
Minority interest net income$093
Net income of bank and minority interests.$3,270,0001,727
Net charge-offs$-100,0006,946
Cash dividends$2,513,0001,000
Sale, conversion, retirement of capital stock, net$120,000529
Net operating income$3,314,1601,617
2012-09-30 (YTD Data)Rank
Total interest income$7,138,0002,746
Total interest expense$1,858,0001,833
Net interest income$5,280,0003,013
Provision for loan and lease losses$200,0003,508
Total noninterest income$843,0003,075
Gross Fiduciary activities income$15,0001,050
Service charges on deposit accounts$307,0002,923
Trading account gains and fees$0157
Additional Noninterest Income$521,0002,888
Total noninterest expense$3,647,0003,559
Salaries and employee benefits$2,174,0003,224
Premises and equipment expense$389,0003,776
Additional noninterest expense$1,084,0003,895
Pre-tax net operating income$2,276,0002,140
Securities gains (losses)$03,575
Applicable income taxes$79,0003,520
Income before extraordinary items$2,197,0001,940
Extraordinary gains, net$020
Net income$2,197,0001,939
Minority interest net income$086
Net income of bank and minority interests.$2,197,0001,941
Net charge-offs$-160,0007,082
Cash dividends$1,653,000924
Sale, conversion, retirement of capital stock, net$120,000435
Net operating income$2,197,0001,825
2012-06-30 (YTD Data)Rank
Total interest income$4,827,0002,717
Total interest expense$1,246,0001,886
Net interest income$3,581,0002,990
Provision for loan and lease losses$166,0003,226
Total noninterest income$526,0003,147
Gross Fiduciary activities income$11,0001,043
Service charges on deposit accounts$198,0002,975
Trading account gains and fees$0153
Additional Noninterest Income$317,0002,993
Total noninterest expense$2,361,0003,667
Salaries and employee benefits$1,405,0003,307
Premises and equipment expense$253,0003,835
Additional noninterest expense$703,0003,974
Pre-tax net operating income$1,580,0002,054
Securities gains (losses)$03,178
Applicable income taxes$48,0003,567
Income before extraordinary items$1,532,0001,853
Extraordinary gains, net$019
Net income$1,532,0001,852
Minority interest net income$084
Net income of bank and minority interests.$1,532,0001,853
Net charge-offs$-171,0007,150
Cash dividends$1,198,000840
Sale, conversion, retirement of capital stock, net$100,000368
Net operating income$1,532,0001,762
2012-03-31 (YTD Data)Rank
Total interest income$2,459,0002,692
Total interest expense$625,0001,965
Net interest income$1,834,0002,926
Provision for loan and lease losses$100,0002,838
Total noninterest income$201,0003,641
Gross Fiduciary activities income$4,0001,056
Service charges on deposit accounts$94,0003,073
Trading account gains and fees$0148
Additional Noninterest Income$103,0003,663
Total noninterest expense$1,249,0003,533
Salaries and employee benefits$749,0003,178
Premises and equipment expense$129,0003,811
Additional noninterest expense$371,0003,821
Pre-tax net operating income$686,0002,301
Securities gains (losses)$02,210
Applicable income taxes$8,0004,083
Income before extraordinary items$678,0002,055
Extraordinary gains, net$019
Net income$678,0002,056
Minority interest net income$078
Net income of bank and minority interests.$678,0002,057
Net charge-offs$-55,0007,086
Cash dividends$768,000600
Sale, conversion, retirement of capital stock, net$100,000222
Net operating income$678,0001,957
2011-12-31 (YTD Data)Rank
Total interest income$9,881,0002,787
Total interest expense$2,788,0002,089
Net interest income$7,093,0003,047
Provision for loan and lease losses$300,0004,096
Total noninterest income$1,038,0003,056
Gross Fiduciary activities income$16,0001,057
Service charges on deposit accounts$443,0002,828
Trading account gains and fees$0146
Additional Noninterest Income$579,0002,908
Total noninterest expense$5,029,0003,520
Salaries and employee benefits$3,090,0003,043
Premises and equipment expense$541,0003,841
Additional noninterest expense$1,398,0004,037
Pre-tax net operating income$2,802,0001,956
Securities gains (losses)$-165,0007,140
Applicable income taxes$57,0003,695
Income before extraordinary items$2,580,0001,835
Extraordinary gains, net$029
Net income$2,580,0001,836
Minority interest net income$096
Net income of bank and minority interests.$2,580,0001,836
Net charge-offs$652,0002,866
Cash dividends$2,545,000775
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,741,7001,661
2011-09-30 (YTD Data)Rank
Total interest income$7,536,0002,776
Total interest expense$2,130,0002,134
Net interest income$5,406,0003,006
Provision for loan and lease losses$50,0005,512
Total noninterest income$719,0003,204
Gross Fiduciary activities income$12,0001,022
Service charges on deposit accounts$324,0002,880
Trading account gains and fees$0145
Additional Noninterest Income$383,0003,109
Total noninterest expense$3,761,0003,536
Salaries and employee benefits$2,354,0003,012
Premises and equipment expense$395,0003,945
Additional noninterest expense$1,012,0004,150
Pre-tax net operating income$2,314,0001,865
Securities gains (losses)$-4,0006,937
Applicable income taxes$29,0003,893
Income before extraordinary items$2,281,0001,652
Extraordinary gains, net$021
Net income$2,281,0001,653
Minority interest net income$087
Net income of bank and minority interests.$2,281,0001,653
Net charge-offs$102,0004,407
Cash dividends$1,195,0001,015
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,284,9601,573
2011-06-30 (YTD Data)Rank
Total interest income$5,042,0002,786
Total interest expense$1,446,0002,172
Net interest income$3,596,0003,011
Provision for loan and lease losses$50,0005,106
Total noninterest income$402,0003,543
Gross Fiduciary activities income$11,0001,006
Service charges on deposit accounts$201,0003,006
Trading account gains and fees$0153
Additional Noninterest Income$190,0003,577
Total noninterest expense$2,449,0003,631
Salaries and employee benefits$1,528,0003,104
Premises and equipment expense$265,0003,960
Additional noninterest expense$656,0004,277
Pre-tax net operating income$1,499,0001,884
Securities gains (losses)$-4,0006,995
Applicable income taxes$-11,0006,872
Income before extraordinary items$1,506,0001,613
Extraordinary gains, net$015
Net income$1,506,0001,613
Minority interest net income$089
Net income of bank and minority interests.$1,506,0001,613
Net charge-offs$110,0003,749
Cash dividends$570,0001,297
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,510,0001,542
2011-03-31 (YTD Data)Rank
Total interest income$2,499,0002,827
Total interest expense$747,0002,183
Net interest income$1,752,0003,082
Provision for loan and lease losses$50,0004,153
Total noninterest income$175,0003,842
Gross Fiduciary activities income$4,0001,027
Service charges on deposit accounts$98,0003,019
Trading account gains and fees$0158
Additional Noninterest Income$73,0004,052
Total noninterest expense$1,242,0003,604
Salaries and employee benefits$803,0002,991
Premises and equipment expense$136,0003,958
Additional noninterest expense$303,0004,500
Pre-tax net operating income$635,0002,121
Securities gains (losses)$-4,0007,085
Applicable income taxes$-54,0007,204
Income before extraordinary items$685,0001,710
Extraordinary gains, net$09
Net income$685,0001,710
Minority interest net income$086
Net income of bank and minority interests.$685,0001,710
Net charge-offs$-9,0006,970
Cash dividends$220,0001,349
Sale, conversion, retirement of capital stock, net$0925
Net operating income$689,0001,651
2010-12-31 (YTD Data)Rank
Total interest income$10,814,0002,759
Total interest expense$3,381,0002,332
Net interest income$7,433,0002,925
Provision for loan and lease losses$200,0005,328
Total noninterest income$24,0007,177
Gross Fiduciary activities income$15,0001,101
Service charges on deposit accounts$479,0002,720
Trading account gains and fees$0175
Additional Noninterest Income$-470,0007,389
Total noninterest expense$4,853,0003,700
Salaries and employee benefits$2,788,0003,305
Premises and equipment expense$651,0003,497
Additional noninterest expense$1,414,0004,168
Pre-tax net operating income$2,404,0001,942
Securities gains (losses)$-176,0007,290
Applicable income taxes$159,0002,889
Income before extraordinary items$2,069,0001,968
Extraordinary gains, net$029
Net income$2,069,0001,969
Minority interest net income$0111
Net income of bank and minority interests.$2,069,0001,970
Net charge-offs$1,068,0002,596
Cash dividends$410,0002,584
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,232,6801,764
2010-09-30 (YTD Data)Rank
Total interest income$8,179,0002,797
Total interest expense$2,585,0002,397
Net interest income$5,594,0002,949
Provision for loan and lease losses$200,0004,881
Total noninterest income$220,0005,530
Gross Fiduciary activities income$14,0001,054
Service charges on deposit accounts$357,0002,787
Trading account gains and fees$0165
Additional Noninterest Income$-151,0007,428
Total noninterest expense$3,680,0003,679
Salaries and employee benefits$2,106,0003,313
Premises and equipment expense$506,0003,457
Additional noninterest expense$1,068,0004,126
Pre-tax net operating income$1,934,0001,942
Securities gains (losses)$-172,0007,461
Applicable income taxes$123,0002,960
Income before extraordinary items$1,639,0002,000
Extraordinary gains, net$023
Net income$1,639,0002,001
Minority interest net income$0110
Net income of bank and minority interests.$1,639,0002,002
Net charge-offs$311,0003,683
Cash dividends$250,0002,499
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,798,9601,742
2010-06-30 (YTD Data)Rank
Total interest income$5,531,0002,793
Total interest expense$1,772,0002,428
Net interest income$3,759,0002,927
Provision for loan and lease losses$200,0004,223
Total noninterest income$39,0007,041
Gross Fiduciary activities income$11,0001,044
Service charges on deposit accounts$246,0002,745
Trading account gains and fees$0152
Additional Noninterest Income$-218,0007,611
Total noninterest expense$2,437,0003,699
Salaries and employee benefits$1,354,0003,422
Premises and equipment expense$372,0003,214
Additional noninterest expense$711,0004,106
Pre-tax net operating income$1,161,0002,100
Securities gains (losses)$-168,0007,579
Applicable income taxes$98,0002,806
Income before extraordinary items$895,0002,308
Extraordinary gains, net$019
Net income$895,0002,305
Minority interest net income$0105
Net income of bank and minority interests.$895,0002,308
Net charge-offs$260,0003,224
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,046,2001,949
2010-03-31 (YTD Data)Rank
Total interest income$2,809,0002,806
Total interest expense$909,0002,474
Net interest income$1,900,0002,924
Provision for loan and lease losses$06,552
Total noninterest income$151,0004,270
Gross Fiduciary activities income$4,0001,077
Service charges on deposit accounts$121,0002,781
Trading account gains and fees$0175
Additional Noninterest Income$26,0005,620
Total noninterest expense$1,267,0003,609
Salaries and employee benefits$709,0003,370
Premises and equipment expense$219,0002,901
Additional noninterest expense$339,0004,249
Pre-tax net operating income$784,0001,649
Securities gains (losses)$02,284
Applicable income taxes$56,0002,708
Income before extraordinary items$728,0001,498
Extraordinary gains, net$016
Net income$728,0001,500
Minority interest net income$091
Net income of bank and minority interests.$728,0001,500
Net charge-offs$-11,0007,514
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$728,0001,445
2009-12-31 (YTD Data)Rank
Total interest income$11,722,0002,824
Total interest expense$4,723,0002,388
Net interest income$6,999,0003,066
Provision for loan and lease losses$2,550,0002,152
Total noninterest income$493,0004,752
Gross Fiduciary activities income$15,0001,124
Service charges on deposit accounts$502,0002,876
Trading account gains and fees$0211
Additional Noninterest Income$-24,0007,493
Total noninterest expense$5,280,0003,516
Salaries and employee benefits$2,764,0003,417
Premises and equipment expense$477,0004,496
Additional noninterest expense$2,039,0003,261
Pre-tax net operating income$-338,0005,845
Securities gains (losses)$03,754
Applicable income taxes$23,0003,606
Income before extraordinary items$-361,0005,981
Extraordinary gains, net$034
Net income$-361,0005,980
Minority interest net income$0115
Net income of bank and minority interests.$-361,0005,980
Net charge-offs$2,115,0001,968
Cash dividends$200,0003,638
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-361,0005,981
2009-09-30 (YTD Data)Rank
Total interest income$8,841,0002,839
Total interest expense$3,708,0002,384
Net interest income$5,133,0003,118
Provision for loan and lease losses$2,550,0001,642
Total noninterest income$188,0006,000
Gross Fiduciary activities income$11,0001,109
Service charges on deposit accounts$378,0002,879
Trading account gains and fees$0212
Additional Noninterest Income$-201,0007,873
Total noninterest expense$4,170,0003,390
Salaries and employee benefits$2,119,0003,377
Premises and equipment expense$346,0004,643
Additional noninterest expense$1,705,0002,959
Pre-tax net operating income$-1,399,0006,826
Securities gains (losses)$03,497
Applicable income taxes$23,0003,737
Income before extraordinary items$-1,422,0006,972
Extraordinary gains, net$027
Net income$-1,422,0006,972
Minority interest net income$0118
Net income of bank and minority interests.$-1,422,0006,973
Net charge-offs$2,097,0001,464
Cash dividends$200,0003,055
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,422,0006,948
2009-06-30 (YTD Data)Rank
Total interest income$5,961,0002,849
Total interest expense$2,547,0002,404
Net interest income$3,414,0003,116
Provision for loan and lease losses$2,550,0001,206
Total noninterest income$-56,0008,020
Gross Fiduciary activities income$10,0001,074
Service charges on deposit accounts$243,0002,915
Trading account gains and fees$0193
Additional Noninterest Income$-309,0008,048
Total noninterest expense$2,873,0003,336
Salaries and employee benefits$1,396,0003,448
Premises and equipment expense$243,0004,535
Additional noninterest expense$1,234,0002,750
Pre-tax net operating income$-2,065,0007,398
Securities gains (losses)$03,136
Applicable income taxes$23,0003,629
Income before extraordinary items$-2,088,0007,499
Extraordinary gains, net$021
Net income$-2,088,0007,499
Minority interest net income$0112
Net income of bank and minority interests.$-2,088,0007,498
Net charge-offs$1,410,0001,385
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-2,088,0007,499
2009-03-31 (YTD Data)Rank
Total interest income$2,987,0002,870
Total interest expense$1,309,0002,428
Net interest income$1,678,0003,150
Provision for loan and lease losses$700,0001,458
Total noninterest income$71,0005,797
Gross Fiduciary activities income$3,0001,122
Service charges on deposit accounts$113,0003,030
Trading account gains and fees$0171
Additional Noninterest Income$-45,0008,075
Total noninterest expense$1,278,0003,581
Salaries and employee benefits$739,0003,315
Premises and equipment expense$148,0004,012
Additional noninterest expense$391,0003,639
Pre-tax net operating income$-229,0006,934
Securities gains (losses)$02,434
Applicable income taxes$23,0003,465
Income before extraordinary items$-252,0007,119
Extraordinary gains, net$015
Net income$-252,0007,119
Minority interest net income$0102
Net income of bank and minority interests.$-252,0007,120
Net charge-offs$97,0002,899
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-252,0007,054
2008-12-31 (YTD Data)Rank
Total interest income$11,972,0003,050
Total interest expense$5,795,0002,596
Net interest income$6,177,0003,399
Provision for loan and lease losses$1,000,0002,705
Total noninterest income$1,022,0003,359
Gross Fiduciary activities income$15,0001,152
Service charges on deposit accounts$525,0002,902
Trading account gains and fees$0154
Additional Noninterest Income$482,0003,232
Total noninterest expense$3,903,0004,318
Salaries and employee benefits$2,468,0003,816
Premises and equipment expense$377,0005,249
Additional noninterest expense$1,058,0004,656
Pre-tax net operating income$2,296,0002,235
Securities gains (losses)$03,220
Applicable income taxes$118,0003,254
Income before extraordinary items$2,178,0001,838
Extraordinary gains, net$039
Net income$2,178,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,594,0001,495
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$1,000,000428
Net operating income$2,178,0001,959
2008-09-30 (YTD Data)Rank
Total interest income$9,150,0003,059
Total interest expense$4,572,0002,580
Net interest income$4,578,0003,457
Provision for loan and lease losses$600,0002,479
Total noninterest income$774,0003,414
Gross Fiduciary activities income$11,0001,141
Service charges on deposit accounts$400,0002,889
Trading account gains and fees$0148
Additional Noninterest Income$363,0003,340
Total noninterest expense$2,894,0004,340
Salaries and employee benefits$1,825,0003,875
Premises and equipment expense$284,0005,247
Additional noninterest expense$785,0004,602
Pre-tax net operating income$1,858,0002,424
Securities gains (losses)$03,106
Applicable income taxes$86,0003,717
Income before extraordinary items$1,772,0001,987
Extraordinary gains, net$031
Net income$1,772,0001,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$942,0001,357
Cash dividends$1,005,0001,782
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,772,0002,091
2008-06-30 (YTD Data)Rank
Total interest income$6,234,0003,048
Total interest expense$3,201,0002,556
Net interest income$3,033,0003,467
Provision for loan and lease losses$370,0002,256
Total noninterest income$475,0003,625
Gross Fiduciary activities income$9,0001,133
Service charges on deposit accounts$272,0002,832
Trading account gains and fees$0149
Additional Noninterest Income$194,0003,836
Total noninterest expense$1,964,0004,294
Salaries and employee benefits$1,245,0003,848
Premises and equipment expense$186,0005,334
Additional noninterest expense$533,0004,552
Pre-tax net operating income$1,174,0002,619
Securities gains (losses)$03,233
Applicable income taxes$53,0004,020
Income before extraordinary items$1,121,0002,342
Extraordinary gains, net$021
Net income$1,121,0002,342
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,0001,940
Cash dividends$745,0001,790
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,121,0002,296
2008-03-31 (YTD Data)Rank
Total interest income$3,124,0003,110
Total interest expense$1,686,0002,599
Net interest income$1,438,0003,593
Provision for loan and lease losses$200,0001,810
Total noninterest income$213,0003,868
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$132,0002,865
Trading account gains and fees$0158
Additional Noninterest Income$81,0004,169
Total noninterest expense$917,0004,518
Salaries and employee benefits$606,0003,944
Premises and equipment expense$92,0005,397
Additional noninterest expense$219,0005,093
Pre-tax net operating income$534,0002,940
Securities gains (losses)$02,688
Applicable income taxes$36,0003,885
Income before extraordinary items$498,0002,704
Extraordinary gains, net$015
Net income$498,0002,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,249
Cash dividends$250,0002,054
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$498,0002,632
2007-12-31 (YTD Data)Rank
Total interest income$12,201,0003,241
Total interest expense$6,545,0002,790
Net interest income$5,656,0003,661
Provision for loan and lease losses$300,0003,174
Total noninterest income$1,112,0003,318
Gross Fiduciary activities income$27,0001,111
Service charges on deposit accounts$593,0002,699
Trading account gains and fees$0178
Additional Noninterest Income$492,0003,341
Total noninterest expense$3,612,0004,424
Salaries and employee benefits$2,245,0004,023
Premises and equipment expense$394,0005,071
Additional noninterest expense$973,0004,745
Pre-tax net operating income$2,856,0002,568
Securities gains (losses)$02,146
Applicable income taxes$48,0004,953
Income before extraordinary items$2,808,0002,145
Extraordinary gains, net$039
Net income$2,808,0002,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,898
Cash dividends$1,400,0002,102
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,808,0002,132
2007-09-30 (YTD Data)Rank
Total interest income$9,011,0003,287
Total interest expense$4,824,0002,827
Net interest income$4,187,0003,707
Provision for loan and lease losses$150,0003,464
Total noninterest income$852,0003,256
Gross Fiduciary activities income$23,0001,063
Service charges on deposit accounts$446,0002,674
Trading account gains and fees$0184
Additional Noninterest Income$383,0003,289
Total noninterest expense$2,622,0004,502
Salaries and employee benefits$1,623,0004,122
Premises and equipment expense$283,0005,175
Additional noninterest expense$716,0004,731
Pre-tax net operating income$2,267,0002,604
Securities gains (losses)$01,655
Applicable income taxes$117,0004,293
Income before extraordinary items$2,150,0002,243
Extraordinary gains, net$033
Net income$2,150,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,134
Cash dividends$825,0002,268
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,150,0002,229
2007-06-30 (YTD Data)Rank
Total interest income$5,881,0003,347
Total interest expense$3,115,0002,917
Net interest income$2,766,0003,754
Provision for loan and lease losses$100,0003,268
Total noninterest income$514,0003,501
Gross Fiduciary activities income$22,0001,030
Service charges on deposit accounts$292,0002,710
Trading account gains and fees$0168
Additional Noninterest Income$200,0003,784
Total noninterest expense$1,770,0004,488
Salaries and employee benefits$1,124,0004,042
Premises and equipment expense$184,0005,276
Additional noninterest expense$462,0004,834
Pre-tax net operating income$1,410,0002,792
Securities gains (losses)$01,444
Applicable income taxes$72,0004,453
Income before extraordinary items$1,338,0002,418
Extraordinary gains, net$029
Net income$1,338,0002,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,601
Cash dividends$475,0002,515
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,338,0002,403
2007-03-31 (YTD Data)Rank
Total interest income$2,899,0003,375
Total interest expense$1,526,0002,949
Net interest income$1,373,0003,775
Provision for loan and lease losses$05,779
Total noninterest income$244,0003,589
Gross Fiduciary activities income$13,0001,015
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$101,0003,756
Total noninterest expense$830,0004,692
Salaries and employee benefits$513,0004,352
Premises and equipment expense$89,0005,403
Additional noninterest expense$228,0004,829
Pre-tax net operating income$787,0002,586
Securities gains (losses)$01,187
Applicable income taxes$36,0004,461
Income before extraordinary items$751,0002,175
Extraordinary gains, net$022
Net income$751,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$350,0001,794
Sale, conversion, retirement of capital stock, net$0885
Net operating income$751,0002,165
2006-12-31 (YTD Data)Rank
Total interest income$10,408,0003,464
Total interest expense$5,131,0002,968
Net interest income$5,277,0003,859
Provision for loan and lease losses$375,0002,388
Total noninterest income$962,0003,641
Gross Fiduciary activities income$15,0001,219
Service charges on deposit accounts$545,0002,880
Trading account gains and fees$0130
Additional Noninterest Income$402,0003,725
Total noninterest expense$3,581,0004,328
Salaries and employee benefits$2,251,0003,911
Premises and equipment expense$385,0005,049
Additional noninterest expense$945,0004,696
Pre-tax net operating income$2,283,0003,353
Securities gains (losses)$01,687
Applicable income taxes$135,0004,722
Income before extraordinary items$2,148,0002,946
Extraordinary gains, net$051
Net income$2,148,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,037
Cash dividends$1,616,0001,828
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,148,0002,940
2006-09-30 (YTD Data)Rank
Total interest income$7,591,0003,524
Total interest expense$3,697,0002,984
Net interest income$3,894,0003,922
Provision for loan and lease losses$225,0002,598
Total noninterest income$688,0003,754
Gross Fiduciary activities income$15,0001,144
Service charges on deposit accounts$405,0002,932
Trading account gains and fees$0126
Additional Noninterest Income$268,0003,966
Total noninterest expense$2,673,0004,324
Salaries and employee benefits$1,686,0003,903
Premises and equipment expense$293,0005,020
Additional noninterest expense$694,0004,742
Pre-tax net operating income$1,684,0003,509
Securities gains (losses)$01,388
Applicable income taxes$96,0004,964
Income before extraordinary items$1,588,0003,080
Extraordinary gains, net$045
Net income$1,588,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,313
Cash dividends$1,466,0001,478
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,588,0003,071
2006-06-30 (YTD Data)Rank
Total interest income$4,897,0003,552
Total interest expense$2,331,0003,005
Net interest income$2,566,0003,974
Provision for loan and lease losses$50,0004,407
Total noninterest income$428,0003,891
Gross Fiduciary activities income$11,0001,149
Service charges on deposit accounts$239,0003,163
Trading account gains and fees$0126
Additional Noninterest Income$178,0003,960
Total noninterest expense$1,781,0004,340
Salaries and employee benefits$1,135,0003,907
Premises and equipment expense$192,0005,050
Additional noninterest expense$454,0004,791
Pre-tax net operating income$1,163,0003,431
Securities gains (losses)$01,185
Applicable income taxes$62,0005,032
Income before extraordinary items$1,101,0002,986
Extraordinary gains, net$039
Net income$1,101,0002,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$1,316,0001,163
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,101,0002,971
2006-03-31 (YTD Data)Rank
Total interest income$2,365,0003,582
Total interest expense$1,099,0003,025
Net interest income$1,266,0004,009
Provision for loan and lease losses$06,013
Total noninterest income$189,0004,097
Gross Fiduciary activities income$2,0001,247
Service charges on deposit accounts$112,0003,228
Trading account gains and fees$0115
Additional Noninterest Income$75,0004,279
Total noninterest expense$989,0004,046
Salaries and employee benefits$600,0003,768
Premises and equipment expense$98,0005,028
Additional noninterest expense$291,0003,994
Pre-tax net operating income$466,0003,911
Securities gains (losses)$0955
Applicable income taxes$24,0005,226
Income before extraordinary items$442,0003,448
Extraordinary gains, net$021
Net income$442,0003,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$516,0001,291
Sale, conversion, retirement of capital stock, net$0648
Net operating income$442,0003,426
2005-12-31 (YTD Data)Rank
Total interest income$8,790,0003,482
Total interest expense$3,616,0002,864
Net interest income$5,174,0003,858
Provision for loan and lease losses$200,0003,577
Total noninterest income$885,0003,839
Gross Fiduciary activities income$17,0001,214
Service charges on deposit accounts$478,0003,146
Trading account gains and fees$0138
Additional Noninterest Income$390,0003,815
Total noninterest expense$3,369,0004,424
Salaries and employee benefits$2,048,0004,062
Premises and equipment expense$384,0004,986
Additional noninterest expense$937,0004,640
Pre-tax net operating income$2,490,0003,172
Securities gains (losses)$-28,0007,972
Applicable income taxes$137,0005,090
Income before extraordinary items$2,325,0002,746
Extraordinary gains, net$046
Net income$2,325,0002,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,195
Cash dividends$1,010,0002,418
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,351,3202,684
2005-09-30 (YTD Data)Rank
Total interest income$6,501,0003,472
Total interest expense$2,614,0002,824
Net interest income$3,887,0003,849
Provision for loan and lease losses$190,0003,039
Total noninterest income$642,0003,915
Gross Fiduciary activities income$16,0001,158
Service charges on deposit accounts$364,0003,112
Trading account gains and fees$0126
Additional Noninterest Income$262,0004,046
Total noninterest expense$2,480,0004,451
Salaries and employee benefits$1,505,0004,083
Premises and equipment expense$291,0004,939
Additional noninterest expense$684,0004,694
Pre-tax net operating income$1,859,0003,227
Securities gains (losses)$-28,0008,307
Applicable income taxes$99,0005,254
Income before extraordinary items$1,732,0002,774
Extraordinary gains, net$035
Net income$1,732,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,321
Cash dividends$830,0002,073
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,758,6002,716
2005-06-30 (YTD Data)Rank
Total interest income$4,323,0003,412
Total interest expense$1,699,0002,747
Net interest income$2,624,0003,778
Provision for loan and lease losses$80,0003,732
Total noninterest income$442,0003,797
Gross Fiduciary activities income$16,0001,097
Service charges on deposit accounts$270,0002,834
Trading account gains and fees$0116
Additional Noninterest Income$156,0004,227
Total noninterest expense$1,662,0004,420
Salaries and employee benefits$1,010,0004,041
Premises and equipment expense$195,0004,902
Additional noninterest expense$457,0004,676
Pre-tax net operating income$1,324,0003,031
Securities gains (losses)$-24,0008,417
Applicable income taxes$66,0005,270
Income before extraordinary items$1,234,0002,586
Extraordinary gains, net$030
Net income$1,234,0002,586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,582
Cash dividends$730,0001,703
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,256,8002,515
2005-03-31 (YTD Data)Rank
Total interest income$2,097,0003,465
Total interest expense$827,0002,712
Net interest income$1,270,0003,876
Provision for loan and lease losses$06,226
Total noninterest income$189,0004,121
Gross Fiduciary activities income$4,0001,192
Service charges on deposit accounts$111,0003,214
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,342
Total noninterest expense$880,0004,236
Salaries and employee benefits$556,0003,782
Premises and equipment expense$106,0004,677
Additional noninterest expense$218,0004,792
Pre-tax net operating income$579,0003,309
Securities gains (losses)$-24,0008,693
Applicable income taxes$31,0005,273
Income before extraordinary items$524,0002,940
Extraordinary gains, net$024
Net income$524,0002,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,991
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$546,5602,774
2004-12-31 (YTD Data)Rank
Total interest income$8,001,0003,414
Total interest expense$3,090,0002,563
Net interest income$4,911,0003,853
Provision for loan and lease losses$360,0002,548
Total noninterest income$856,0003,888
Gross Fiduciary activities income$17,0001,232
Service charges on deposit accounts$498,0003,155
Trading account gains and fees$0138
Additional Noninterest Income$341,0004,024
Total noninterest expense$3,343,0004,328
Salaries and employee benefits$1,964,0004,053
Premises and equipment expense$371,0005,018
Additional noninterest expense$1,008,0004,316
Pre-tax net operating income$2,064,0003,429
Securities gains (losses)$03,819
Applicable income taxes$121,0005,326
Income before extraordinary items$1,943,0002,984
Extraordinary gains, net$034
Net income$1,943,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,0008,652
Cash dividends$900,0002,509
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,943,0002,931
2004-09-30 (YTD Data)Rank
Total interest income$5,891,0003,440
Total interest expense$2,262,0002,579
Net interest income$3,629,0003,888
Provision for loan and lease losses$300,0002,260
Total noninterest income$619,0003,999
Gross Fiduciary activities income$11,0001,227
Service charges on deposit accounts$367,0003,212
Trading account gains and fees$0134
Additional Noninterest Income$241,0004,126
Total noninterest expense$2,462,0004,350
Salaries and employee benefits$1,436,0004,098
Premises and equipment expense$263,0005,174
Additional noninterest expense$763,0004,228
Pre-tax net operating income$1,486,0003,596
Securities gains (losses)$03,710
Applicable income taxes$87,0005,499
Income before extraordinary items$1,399,0003,143
Extraordinary gains, net$026
Net income$1,399,0003,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,610
Cash dividends$749,0002,124
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,399,0003,069
2004-06-30 (YTD Data)Rank
Total interest income$3,848,0003,480
Total interest expense$1,472,0002,618
Net interest income$2,376,0003,927
Provision for loan and lease losses$260,0001,774
Total noninterest income$391,0004,147
Gross Fiduciary activities income$11,0001,171
Service charges on deposit accounts$235,0003,282
Trading account gains and fees$0130
Additional Noninterest Income$145,0004,372
Total noninterest expense$1,630,0004,401
Salaries and employee benefits$941,0004,165
Premises and equipment expense$172,0005,274
Additional noninterest expense$517,0004,204
Pre-tax net operating income$877,0003,871
Securities gains (losses)$03,413
Applicable income taxes$54,0005,561
Income before extraordinary items$823,0003,459
Extraordinary gains, net$021
Net income$823,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,690
Cash dividends$180,0003,587
Sale, conversion, retirement of capital stock, net$0638
Net operating income$823,0003,366
2004-03-31 (YTD Data)Rank
Total interest income$1,890,0003,543
Total interest expense$733,0002,651
Net interest income$1,157,0004,009
Provision for loan and lease losses$150,0001,414
Total noninterest income$204,0004,016
Gross Fiduciary activities income$7,0001,141
Service charges on deposit accounts$115,0003,247
Trading account gains and fees$0121
Additional Noninterest Income$82,0004,114
Total noninterest expense$806,0004,448
Salaries and employee benefits$502,0003,991
Premises and equipment expense$81,0005,477
Additional noninterest expense$223,0004,677
Pre-tax net operating income$405,0004,051
Securities gains (losses)$02,934
Applicable income taxes$27,0005,505
Income before extraordinary items$378,0003,663
Extraordinary gains, net$016
Net income$378,0003,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,777
Cash dividends$90,0002,995
Sale, conversion, retirement of capital stock, net$0464
Net operating income$378,0003,537
2003-12-31 (YTD Data)Rank
Total interest income$7,362,0003,666
Total interest expense$3,354,0002,598
Net interest income$4,008,0004,357
Provision for loan and lease losses$120,0004,933
Total noninterest income$767,0004,334
Gross Fiduciary activities income$19,0001,256
Service charges on deposit accounts$469,0003,269
Trading account gains and fees$0160
Additional Noninterest Income$279,0004,648
Total noninterest expense$3,566,0004,042
Salaries and employee benefits$1,726,0004,394
Premises and equipment expense$388,0004,826
Additional noninterest expense$1,452,0003,175
Pre-tax net operating income$1,089,0004,953
Securities gains (losses)$04,500
Applicable income taxes$78,0005,957
Income before extraordinary items$1,011,0004,619
Extraordinary gains, net$054
Net income$1,011,0004,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,187
Cash dividends$611,0003,163
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,011,0004,446
2003-09-30 (YTD Data)Rank
Total interest income$5,533,0003,700
Total interest expense$2,596,0002,605
Net interest income$2,937,0004,450
Provision for loan and lease losses$120,0004,343
Total noninterest income$556,0004,443
Gross Fiduciary activities income$19,0001,187
Service charges on deposit accounts$337,0003,379
Trading account gains and fees$0153
Additional Noninterest Income$200,0004,798
Total noninterest expense$2,446,0004,342
Salaries and employee benefits$1,266,0004,446
Premises and equipment expense$261,0005,184
Additional noninterest expense$919,0003,650
Pre-tax net operating income$927,0004,760
Securities gains (losses)$04,204
Applicable income taxes$48,0006,237
Income before extraordinary items$879,0004,357
Extraordinary gains, net$040
Net income$879,0004,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,769
Cash dividends$436,0002,907
Sale, conversion, retirement of capital stock, net$0722
Net operating income$879,0004,184
2003-06-30 (YTD Data)Rank
Total interest income$2,326,0005,236
Total interest expense$1,142,0003,825
Net interest income$1,184,0006,107
Provision for loan and lease losses$90,0004,018
Total noninterest income$219,0005,799
Gross Fiduciary activities income$18,0001,134
Service charges on deposit accounts$122,0004,816
Trading account gains and fees$0150
Additional Noninterest Income$79,0005,734
Total noninterest expense$950,0006,150
Salaries and employee benefits$516,0006,147
Premises and equipment expense$107,0006,600
Additional noninterest expense$327,0005,693
Pre-tax net operating income$363,0006,087
Securities gains (losses)$03,782
Applicable income taxes$12,0006,875
Income before extraordinary items$351,0005,730
Extraordinary gains, net$030
Net income$351,0005,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0002,518
Cash dividends$436,0002,338
Sale, conversion, retirement of capital stock, net$0589
Net operating income$351,0005,516
2003-03-31 (YTD Data)Rank
Total interest income$1,180,0005,223
Total interest expense$568,0003,940
Net interest income$612,0006,006
Provision for loan and lease losses$90,0002,494
Total noninterest income$98,0005,965
Gross Fiduciary activities income$6,0001,199
Service charges on deposit accounts$54,0005,010
Trading account gains and fees$0134
Additional Noninterest Income$38,0005,786
Total noninterest expense$558,0005,577
Salaries and employee benefits$287,0005,768
Premises and equipment expense$36,0007,540
Additional noninterest expense$235,0004,421
Pre-tax net operating income$62,0007,805
Securities gains (losses)$02,891
Applicable income taxes$9,0006,623
Income before extraordinary items$53,0007,823
Extraordinary gains, net$021
Net income$53,0007,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0001,529
Cash dividends$60,0003,294
Sale, conversion, retirement of capital stock, net$0419
Net operating income$53,0007,678
2002-12-31 (YTD Data)Rank
Total interest income$4,989,0005,185
Total interest expense$2,587,0003,991
Net interest income$2,402,0006,044
Provision for loan and lease losses$115,0005,483
Total noninterest income$435,0005,575
Gross Fiduciary activities income$11,0001,391
Service charges on deposit accounts$257,0004,625
Trading account gains and fees$0153
Additional Noninterest Income$167,0005,371
Total noninterest expense$1,755,0006,345
Salaries and employee benefits$954,0006,299
Premises and equipment expense$217,0006,567
Additional noninterest expense$584,0006,033
Pre-tax net operating income$967,0005,291
Securities gains (losses)$04,537
Applicable income taxes$52,0006,502
Income before extraordinary items$915,0004,834
Extraordinary gains, net$070
Net income$915,0004,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,0008,843
Cash dividends$620,0003,096
Sale, conversion, retirement of capital stock, net$0862
Net operating income$915,0004,706
2001-12-31 (YTD Data)Rank
Total interest income$5,107,0005,543
Total interest expense$2,958,0004,786
Net interest income$2,149,0006,204
Provision for loan and lease losses$71,0006,188
Total noninterest income$463,0005,277
Gross Fiduciary activities income$49,0001,136
Service charges on deposit accounts$262,0004,520
Trading account gains and fees$0177
Additional Noninterest Income$152,0005,527
Total noninterest expense$1,601,0006,573
Salaries and employee benefits$873,0006,481
Premises and equipment expense$161,0007,347
Additional noninterest expense$567,0006,047
Pre-tax net operating income$940,0005,061
Securities gains (losses)$04,612
Applicable income taxes$49,0006,731
Income before extraordinary items$891,0004,597
Extraordinary gains, net$0105
Net income$891,0004,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0009,337
Cash dividends$1,800,0001,440
Sale, conversion, retirement of capital stock, net$0922
Net operating income$891,0004,489
2000-12-31 (YTD Data)Rank
Total interest income$5,088,0005,672
Total interest expense$2,804,0005,177
Net interest income$2,284,0006,141
Provision for loan and lease losses$215,0003,578
Total noninterest income$353,0005,865
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$254,0004,486
Trading account gains and feesNANA
Additional Noninterest Income$99,0006,458
Total noninterest expense$1,437,0006,918
Salaries and employee benefits$802,0006,719
Premises and equipment expense$150,0007,599
Additional noninterest expense$485,0006,540
Pre-tax net operating income$985,0005,293
Securities gains (losses)$01,956
Applicable income taxes$58,0007,112
Income before extraordinary items$927,0004,598
Extraordinary gains, net$038
Net income$927,0004,598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,687
Cash dividends$750,0002,772
Sale, conversion, retirement of capital stock, net$0969
Net operating income$927,0004,595
1999-12-31 (YTD Data)Rank
Total interest income$4,549,0005,892
Total interest expense$2,376,0005,377
Net interest income$2,173,0006,332
Provision for loan and lease losses$08,503
Total noninterest income$343,0006,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0005,348
Trading account gains and feesNANA
Additional Noninterest Income$159,0005,475
Total noninterest expense$1,572,0006,590
Salaries and employee benefits$834,0006,601
Premises and equipment expense$231,0006,323
Additional noninterest expense$507,0006,475
Pre-tax net operating income$944,0005,476
Securities gains (losses)$03,155
Applicable income taxes$47,0007,686
Income before extraordinary items$897,0004,755
Extraordinary gains, net$035
Net income$897,0004,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,752
Cash dividends$663,0002,983
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$897,0004,713
1998-12-31 (YTD Data)Rank
Total interest income$4,331,0006,204
Total interest expense$2,199,0005,835
Net interest income$2,132,0006,428
Provision for loan and lease losses$08,652
Total noninterest income$271,0006,761
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,486
Trading account gains and feesNANA
Additional Noninterest Income$95,0006,752
Total noninterest expense$1,504,0006,683
Salaries and employee benefits$744,0006,960
Premises and equipment expense$249,0005,974
Additional noninterest expense$511,0006,355
Pre-tax net operating income$899,0005,735
Securities gains (losses)$8,0003,124
Applicable income taxes$-15,00010,041
Income before extraordinary items$922,0004,754
Extraordinary gains, net$032
Net income$922,0004,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,00010,217
Cash dividends$1,135,0002,033
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$914,0004,685
1997-12-31 (YTD Data)Rank
Total interest income$4,105,0006,557
Total interest expense$2,079,0006,118
Net interest income$2,026,0006,867
Provision for loan and lease losses$140,0004,290
Total noninterest income$253,0007,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0005,559
Trading account gains and feesNANA
Additional Noninterest Income$67,0007,794
Total noninterest expense$1,300,0007,335
Salaries and employee benefits$698,0007,324
Premises and equipment expense$211,0006,647
Additional noninterest expense$391,0007,425
Pre-tax net operating income$839,0006,367
Securities gains (losses)$03,944
Applicable income taxes$239,0006,377
Income before extraordinary items$600,0006,375
Extraordinary gains, net$044
Net income$600,0006,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,017
Cash dividends$300,0004,516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$600,0006,316
1996-12-31 (YTD Data)Rank
Total interest income$4,056,0006,806
Total interest expense$2,136,0006,152
Net interest income$1,920,0007,314
Provision for loan and lease losses$240,0003,003
Total noninterest income$288,0007,093
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$187,0005,794
Trading account gains and feesNANA
Additional Noninterest Income$101,0007,088
Total noninterest expense$1,257,0007,809
Salaries and employee benefits$662,0007,769
Premises and equipment expense$227,0006,573
Additional noninterest expense$368,0008,171
Pre-tax net operating income$711,0006,882
Securities gains (losses)$2,0003,501
Applicable income taxes$180,0007,435
Income before extraordinary items$533,0006,677
Extraordinary gains, net$053
Net income$533,0006,680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,0002,022
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$531,5006,631
1995-12-31 (YTD Data)Rank
Total interest income$4,062,0006,912
Total interest expense$2,079,0006,302
Net interest income$1,983,0007,355
Provision for loan and lease losses$66,0005,523
Total noninterest income$238,0007,864
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0006,102
Trading account gains and feesNANA
Additional Noninterest Income$60,0008,751
Total noninterest expense$1,322,0007,808
Salaries and employee benefits$642,0008,102
Premises and equipment expense$221,0006,820
Additional noninterest expense$458,0007,629
Pre-tax net operating income$833,0006,710
Securities gains (losses)$03,831
Applicable income taxes$239,0006,808
Income before extraordinary items$594,0006,650
Extraordinary gains, net$065
Net income$594,0006,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,415
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$594,0006,634
1994-12-31 (YTD Data)Rank
Total interest income$3,779,0006,964
Total interest expense$1,742,0006,224
Net interest income$2,037,0007,482
Provision for loan and lease losses$50,0006,087
Total noninterest income$419,0005,966
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0006,275
Trading account gains and feesNANA
Additional Noninterest Income$240,0004,702
Total noninterest expense$1,358,0008,046
Salaries and employee benefits$644,0008,314
Premises and equipment expense$212,0007,183
Additional noninterest expense$502,0007,837
Pre-tax net operating income$1,048,0005,759
Securities gains (losses)$-197,00011,944
Applicable income taxes$153,0008,250
Income before extraordinary items$698,0005,928
Extraordinary gains, net$0249
Net income$698,0005,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0003,422
Cash dividends$300,0004,418
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$859,5405,129
1993-12-31 (YTD Data)Rank
Total interest income$3,767,0007,163
Total interest expense$1,729,0006,540
Net interest income$2,038,0007,561
Provision for loan and lease losses$010,371
Total noninterest income$241,0008,512
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0006,095
Trading account gains and feesNANA
Additional Noninterest Income$48,00010,209
Total noninterest expense$1,329,0008,411
Salaries and employee benefits$671,0008,212
Premises and equipment expense$163,0008,556
Additional noninterest expense$495,0008,262
Pre-tax net operating income$950,0006,114
Securities gains (losses)$-10,00012,776
Applicable income taxes$235,0007,015
Income before extraordinary items$705,0006,082
Extraordinary gains, net$03,149
Net income$705,0006,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$712,5005,765
1992-12-31 (YTD Data)Rank
Total interest income$3,962,0007,559
Total interest expense$2,044,0007,016
Net interest income$1,918,0007,986
Provision for loan and lease losses$011,756
Total noninterest income$233,0008,801
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,170
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,916
Total noninterest expense$1,344,0008,501
Salaries and employee benefits$748,0007,624
Premises and equipment expense$150,0009,105
Additional noninterest expense$446,0009,020
Pre-tax net operating income$807,0006,532
Securities gains (losses)$3,0007,429
Applicable income taxes$217,0007,239
Income before extraordinary items$593,0006,631
Extraordinary gains, net$01,422
Net income$593,0006,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$300,0003,979
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$590,8106,283

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.