Home > Kermit State Bank > Assets and Liabilities
Kermit State Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 20 | 6,743 |
| Assets and Liabilities | ||
| Total Assets: | $56,994,000 | 6,432 |
| Cash and due from depository institutions | $5,135,000 | 6,743 |
| Interest-bearing balances | $600,000 | 2,939 |
| Securities | $13,247,000 | 6,221 |
| Federal funds sold & reverse repurchase agreements | $4,350,000 | 2,159 |
| Net loans & leases | $33,121,000 | 6,470 |
| Loan loss allowance | $906,000 | 3,718 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $232,000 | 8,886 |
| Other real estate owned | $237,000 | 6,743 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $672,000 | 7,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,994,000 | 6,432 |
| Total liabilities | $48,695,000 | 6,595 |
| Total deposits | $48,477,000 | 6,361 |
| Interest-bearing deposits | $32,788,000 | 7,193 |
| Deposits held in domestic offices | $48,477,000 | 6,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $218,000 | 7,849 |
| Total equity capital | $8,299,000 | 4,965 |
| Total bank equity capital | $8,299,000 | 4,965 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $5,000,000 | 2,970 |
| Undivided profits | $2,299,000 | 6,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $839,000 | 2,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $382,000 | 5,569 |
| Earning assets | $51,318,000 | 6,470 |
| Long-term assets (5+ years) | $2,283,000 | 7,515 |
| Average Assets, year-to-date | $61,045,200 | 6,011 |
| Average Assets, quarterly | $60,349,500 | 6,173 |
| Volatile liabilities | $7,330,000 | 6,322 |
| Insider loans | $2,647,000 | 1,763 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,609,000 | 7,864 |
| Tier 1 (core) risk-based capital | $8,604,000 | 4,814 |
| Tier 2 risk-based capital | $514,790 | 5,228 |
| Total risk weighted assets | $40,667,190 | 5,929 |
| Total unused commitments | $1,609,000 | 7,870 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $58,377,000 | 6,377 |
| Cash and due from depository institutions | $4,623,000 | 6,316 |
| Interest-bearing balances | $700,000 | 3,174 |
| Securities | $9,846,000 | 7,159 |
| Federal funds sold & reverse repurchase agreements | $12,525,000 | 1,361 |
| Net loans & leases | $30,433,000 | 6,674 |
| Loan loss allowance | $882,000 | 3,706 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $251,000 | 8,941 |
| Other real estate owned | $15,000 | 6,316 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $684,000 | 7,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,377,000 | 6,377 |
| Total liabilities | $49,874,000 | 6,533 |
| Total deposits | $49,615,000 | 6,344 |
| Interest-bearing deposits | $34,624,000 | 7,103 |
| Deposits held in domestic offices | $49,615,000 | 6,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $259,000 | 7,931 |
| Total equity capital | $8,503,000 | 4,961 |
| Total bank equity capital | $8,503,000 | 4,961 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $5,000,000 | 2,820 |
| Undivided profits | $2,503,000 | 6,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,203,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $472,000 | 4,819 |
| Earning assets | $53,504,000 | 6,384 |
| Long-term assets (5+ years) | $2,985,000 | 7,154 |
| Average Assets, year-to-date | $64,959,600 | 5,800 |
| Average Assets, quarterly | $64,246,500 | 5,965 |
| Volatile liabilities | $10,431,000 | 4,874 |
| Insider loans | $1,336,000 | 2,887 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,770,000 | 7,702 |
| Tier 1 (core) risk-based capital | $8,405,000 | 4,830 |
| Tier 2 risk-based capital | $484,750 | 5,325 |
| Total risk weighted assets | $38,382,350 | 6,039 |
| Total unused commitments | $1,770,000 | 7,712 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $64,383,000 | 6,067 |
| Cash and due from depository institutions | $4,037,000 | 6,915 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $14,136,000 | 6,194 |
| Federal funds sold & reverse repurchase agreements | $10,925,000 | 1,239 |
| Net loans & leases | $34,456,000 | 6,361 |
| Loan loss allowance | $957,000 | 3,489 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $202,000 | 9,530 |
| Other real estate owned | $17,000 | 6,915 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $610,000 | 7,843 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,383,000 | 6,067 |
| Total liabilities | $54,603,000 | 6,277 |
| Total deposits | $54,278,000 | 6,089 |
| Interest-bearing deposits | $38,766,000 | 6,800 |
| Deposits held in domestic offices | $54,278,000 | 6,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $325,000 | 7,515 |
| Total equity capital | $9,780,000 | 4,391 |
| Total bank equity capital | $9,780,000 | 4,391 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $5,000,000 | 2,740 |
| Undivided profits | $3,780,000 | 5,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 8,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $392,000 | 5,754 |
| Earning assets | $59,537,000 | 6,017 |
| Long-term assets (5+ years) | $1,074,000 | 8,440 |
| Average Assets, year-to-date | $57,947,800 | 6,298 |
| Average Assets, quarterly | $59,011,500 | 6,362 |
| Volatile liabilities | $13,458,000 | 4,067 |
| Insider loans | $1,907,000 | 2,152 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,221,000 | 7,196 |
| Tier 1 (core) risk-based capital | $9,773,000 | 4,253 |
| Tier 2 risk-based capital | $509,000 | 5,085 |
| Total risk weighted assets | $40,271,900 | 5,902 |
| Total unused commitments | $2,221,000 | 7,203 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $65,020,000 | 6,186 |
| Cash and due from depository institutions | $13,837,000 | 7,084 |
| Interest-bearing balances | $20,000 | 5,917 |
| Securities | $11,285,000 | 7,500 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,030 |
| Net loans & leases | $34,860,000 | 6,377 |
| Loan loss allowance | $786,000 | 4,298 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $213,000 | 9,783 |
| Other real estate owned | $27,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $648,000 | 7,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,020,000 | 6,186 |
| Total liabilities | $55,896,000 | 6,360 |
| Total deposits | $55,653,000 | 6,157 |
| Interest-bearing deposits | $41,897,000 | 6,682 |
| Deposits held in domestic offices | $55,653,000 | 6,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $243,000 | 8,660 |
| Total equity capital | $9,124,000 | 4,682 |
| Total bank equity capital | $9,124,000 | 4,682 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $4,124,000 | 5,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 4,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $403,000 | 5,623 |
| Earning assets | $50,315,000 | 6,870 |
| Long-term assets (5+ years) | $1,039,000 | 8,735 |
| Average Assets, year-to-date | $59,720,600 | 6,388 |
| Average Assets, quarterly | $63,622,000 | 6,224 |
| Volatile liabilities | $5,800,000 | 6,614 |
| Insider loans | $2,165,000 | 1,960 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,621,000 | 6,800 |
| Tier 1 (core) risk-based capital | $9,124,000 | 4,569 |
| Tier 2 risk-based capital | $511,600 | 5,180 |
| Total risk weighted assets | $40,653,300 | 5,912 |
| Total unused commitments | $2,621,000 | 6,813 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $55,914,000 | 6,960 |
| Cash and due from depository institutions | $5,808,000 | 7,163 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $15,254,000 | 6,644 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 8,421 |
| Net loans & leases | $33,401,000 | 6,555 |
| Loan loss allowance | $696,000 | 4,750 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $231,000 | 10,023 |
| Other real estate owned | $30,000 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $740,000 | 7,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,914,000 | 6,960 |
| Total liabilities | $47,441,000 | 7,187 |
| Total deposits | $47,054,000 | 7,036 |
| Interest-bearing deposits | $32,929,000 | 7,884 |
| Deposits held in domestic offices | $47,054,000 | 7,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $387,000 | 7,308 |
| Total equity capital | $8,473,000 | 4,987 |
| Total bank equity capital | $8,473,000 | 4,987 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $3,473,000 | 5,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $415,000 | 5,596 |
| Earning assets | $49,125,000 | 7,115 |
| Long-term assets (5+ years) | $1,479,000 | 8,430 |
| Average Assets, year-to-date | $60,648,600 | 6,386 |
| Average Assets, quarterly | $59,056,000 | 6,650 |
| Volatile liabilities | $5,143,000 | 6,831 |
| Insider loans | $2,558,000 | 1,704 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,823,000 | 7,653 |
| Tier 1 (core) risk-based capital | $8,460,000 | 4,854 |
| Tier 2 risk-based capital | $470,260 | 5,534 |
| Total risk weighted assets | $37,394,660 | 6,263 |
| Total unused commitments | $1,823,000 | 7,667 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $59,646,000 | 6,669 |
| Cash and due from depository institutions | $5,537,000 | 7,461 |
| Interest-bearing balances | $20,000 | 6,485 |
| Securities | $15,984,000 | 6,838 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 2,308 |
| Net loans & leases | $33,453,000 | 6,556 |
| Loan loss allowance | $544,000 | 5,842 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $239,000 | 10,350 |
| Other real estate owned | $22,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $611,000 | 8,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,646,000 | 6,669 |
| Total liabilities | $49,575,000 | 7,062 |
| Total deposits | $49,217,000 | 6,876 |
| Interest-bearing deposits | $34,192,000 | 7,826 |
| Deposits held in domestic offices | $49,217,000 | 6,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $358,000 | 6,552 |
| Total equity capital | $10,071,000 | 4,015 |
| Total bank equity capital | $10,071,000 | 4,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $5,071,000 | 4,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $312,000 | 6,378 |
| Earning assets | $53,257,000 | 6,778 |
| Long-term assets (5+ years) | $2,011,000 | 8,264 |
| Average Assets, year-to-date | $59,815,600 | 6,551 |
| Average Assets, quarterly | $61,176,000 | 6,522 |
| Volatile liabilities | $4,860,000 | 6,858 |
| Insider loans | $2,682,000 | 1,573 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,934,000 | 7,561 |
| Tier 1 (core) risk-based capital | $10,121,000 | 4,077 |
| Tier 2 risk-based capital | $474,080 | 5,509 |
| Total risk weighted assets | $37,856,480 | 6,150 |
| Total unused commitments | $1,934,000 | 7,574 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $58,494,000 | 6,961 |
| Cash and due from depository institutions | $3,329,000 | 8,423 |
| Interest-bearing balances | $20,000 | 7,297 |
| Securities | $15,692,000 | 7,183 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,957 |
| Net loans & leases | $33,625,000 | 6,478 |
| Loan loss allowance | $508,000 | 6,306 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $266,000 | 10,538 |
| Other real estate owned | $222,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $610,000 | 8,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,494,000 | 6,961 |
| Total liabilities | $49,061,000 | 7,334 |
| Total deposits | $48,723,000 | 7,183 |
| Interest-bearing deposits | $34,969,000 | 8,059 |
| Deposits held in domestic offices | $48,723,000 | 7,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $338,000 | 7,016 |
| Total equity capital | $9,433,000 | 4,307 |
| Total bank equity capital | $9,433,000 | 4,307 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $4,433,000 | 4,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 4,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $429,000 | 316 |
| Income earned, not collected on loans | $277,000 | 6,487 |
| Earning assets | $54,087,000 | 6,924 |
| Long-term assets (5+ years) | $1,844,000 | 8,917 |
| Average Assets, year-to-date | $56,595,600 | 6,958 |
| Average Assets, quarterly | $57,423,000 | 6,995 |
| Volatile liabilities | $4,401,000 | 6,981 |
| Insider loans | $2,228,000 | 1,845 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,017,000 | 6,372 |
| Tier 1 (core) risk-based capital | $9,433,000 | 4,217 |
| Tier 2 risk-based capital | $469,710 | 5,553 |
| Total risk weighted assets | $37,538,410 | 6,204 |
| Total unused commitments | $3,017,000 | 6,393 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $56,279,000 | 7,272 |
| Cash and due from depository institutions | $3,529,000 | 8,886 |
| Interest-bearing balances | $20,000 | 7,814 |
| Securities | $15,695,000 | 7,162 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,454 |
| Net loans & leases | $31,169,000 | 6,852 |
| Loan loss allowance | $565,000 | 5,902 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $274,000 | 10,782 |
| Other real estate owned | $230,000 | 8,886 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $682,000 | 8,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,279,000 | 7,272 |
| Total liabilities | $47,408,000 | 7,654 |
| Total deposits | $47,083,000 | 7,532 |
| Interest-bearing deposits | $34,998,000 | 8,268 |
| Deposits held in domestic offices | $47,083,000 | 7,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $325,000 | 7,820 |
| Total equity capital | $8,871,000 | 4,363 |
| Total bank equity capital | $8,871,000 | 4,363 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $3,871,000 | 5,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $796,000 | 4,281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $297,000 | 6,556 |
| Earning assets | $51,584,000 | 7,245 |
| Long-term assets (5+ years) | $2,639,000 | 8,311 |
| Average Assets, year-to-date | $55,990,000 | 7,114 |
| Average Assets, quarterly | $54,769,000 | 7,355 |
| Volatile liabilities | $4,624,000 | 6,879 |
| Insider loans | $120,000 | 5,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,280,000 | 5,830 |
| Tier 1 (core) risk-based capital | $8,871,000 | 4,297 |
| Tier 2 risk-based capital | $444,500 | 5,752 |
| Total risk weighted assets | $35,439,500 | 6,496 |
| Total unused commitments | $3,280,000 | 5,858 |
| Derivatives | $0 | 651 |