Home > Keokuk Savings Bank and Trust Company > Income and Expense
Keokuk Savings Bank and Trust Company, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 4,418 |
| Total interest expense | $132,000 | 4,707 |
| Net interest income | $1,717,000 | 4,342 |
| Provision for loan and lease losses | $23,000 | 3,492 |
| Total noninterest income | $1,151,000 | 1,928 |
| Gross Fiduciary activities income | $52,000 | 813 |
| Service charges on deposit accounts | $136,000 | 3,119 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $963,000 | 1,595 |
| Total noninterest expense | $2,099,000 | 3,577 |
| Salaries and employee benefits | $1,270,000 | 3,388 |
| Premises and equipment expense | $281,000 | 3,175 |
| Additional noninterest expense | $548,000 | 4,070 |
| Pre-tax net operating income | $746,000 | 3,566 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $36,000 | 3,553 |
| Income before extraordinary items | $711,000 | 3,397 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $711,000 | 3,394 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $711,000 | 3,395 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $146,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $710,050 | 3,341 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 4,469 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $848,000 | 4,391 |
| Provision for loan and lease losses | $23,000 | 2,814 |
| Total noninterest income | $554,000 | 1,934 |
| Gross Fiduciary activities income | $30,000 | 798 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $457,000 | 1,606 |
| Total noninterest expense | $1,027,000 | 3,650 |
| Salaries and employee benefits | $594,000 | 3,548 |
| Premises and equipment expense | $141,000 | 3,202 |
| Additional noninterest expense | $292,000 | 3,944 |
| Pre-tax net operating income | $352,000 | 3,615 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $337,000 | 3,432 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $337,000 | 3,427 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $337,000 | 3,429 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $61,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $337,000 | 3,369 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 6,181 |
| Total interest expense | $0 | 6,168 |
| Net interest income | $0 | 6,181 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $0 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $0 | 6,036 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $0 | 6,010 |
| Total noninterest expense | $0 | 6,180 |
| Salaries and employee benefits | $0 | 6,170 |
| Premises and equipment expense | $0 | 6,167 |
| Additional noninterest expense | $0 | 6,180 |
| Pre-tax net operating income | $0 | 5,857 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $0 | 5,893 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $0 | 5,896 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $0 | 5,896 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $0 | 5,868 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 4,762 |
| Total interest expense | $212,000 | 4,789 |
| Net interest income | $2,237,000 | 4,694 |
| Provision for loan and lease losses | $38,000 | 3,502 |
| Total noninterest income | $1,954,000 | 1,785 |
| Gross Fiduciary activities income | $93,000 | 798 |
| Service charges on deposit accounts | $195,000 | 3,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,666,000 | 1,420 |
| Total noninterest expense | $3,562,000 | 3,365 |
| Salaries and employee benefits | $2,143,000 | 3,145 |
| Premises and equipment expense | $534,000 | 2,842 |
| Additional noninterest expense | $885,000 | 3,974 |
| Pre-tax net operating income | $591,000 | 4,526 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $24,000 | 3,909 |
| Income before extraordinary items | $567,000 | 4,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 4,414 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $567,000 | 4,415 |
| Net charge-offs | $57,000 | 2,674 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $567,000 | 4,360 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 4,816 |
| Total interest expense | $144,000 | 4,805 |
| Net interest income | $1,476,000 | 4,744 |
| Provision for loan and lease losses | $22,000 | 3,467 |
| Total noninterest income | $1,340,000 | 1,755 |
| Gross Fiduciary activities income | $58,000 | 821 |
| Service charges on deposit accounts | $125,000 | 3,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,157,000 | 1,398 |
| Total noninterest expense | $2,410,000 | 3,348 |
| Salaries and employee benefits | $1,497,000 | 3,084 |
| Premises and equipment expense | $352,000 | 2,859 |
| Additional noninterest expense | $561,000 | 4,116 |
| Pre-tax net operating income | $384,000 | 4,521 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $15,000 | 3,945 |
| Income before extraordinary items | $369,000 | 4,410 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $369,000 | 4,412 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $369,000 | 4,412 |
| Net charge-offs | $15,000 | 3,097 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $369,000 | 4,349 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 4,852 |
| Total interest expense | $72,000 | 4,859 |
| Net interest income | $732,000 | 4,794 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $750,000 | 1,581 |
| Gross Fiduciary activities income | $30,000 | 822 |
| Service charges on deposit accounts | $59,000 | 3,409 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $661,000 | 1,238 |
| Total noninterest expense | $1,146,000 | 3,496 |
| Salaries and employee benefits | $675,000 | 3,309 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $295,000 | 4,014 |
| Pre-tax net operating income | $336,000 | 3,702 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $15,000 | 3,667 |
| Income before extraordinary items | $321,000 | 3,526 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $321,000 | 3,529 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $321,000 | 3,529 |
| Net charge-offs | $17,000 | 2,218 |
| Cash dividends | $85,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $321,000 | 3,437 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 4,886 |
| Total interest expense | $320,000 | 4,849 |
| Net interest income | $2,980,000 | 4,822 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,722,000 | 1,677 |
| Gross Fiduciary activities income | $96,000 | 860 |
| Service charges on deposit accounts | $240,000 | 3,616 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,386,000 | 1,287 |
| Total noninterest expense | $4,732,000 | 3,439 |
| Salaries and employee benefits | $2,881,000 | 3,165 |
| Premises and equipment expense | $687,000 | 2,952 |
| Additional noninterest expense | $1,164,000 | 4,110 |
| Pre-tax net operating income | $970,000 | 4,192 |
| Securities gains (losses) | $10,000 | 2,652 |
| Applicable income taxes | $39,000 | 3,812 |
| Income before extraordinary items | $941,000 | 4,067 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $941,000 | 4,067 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $941,000 | 4,068 |
| Net charge-offs | $-10,000 | 5,658 |
| Cash dividends | $589,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $931,400 | 4,029 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 4,944 |
| Total interest expense | $245,000 | 4,889 |
| Net interest income | $2,224,000 | 4,884 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,199,000 | 1,599 |
| Gross Fiduciary activities income | $49,000 | 900 |
| Service charges on deposit accounts | $181,000 | 3,646 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,969,000 | 1,214 |
| Total noninterest expense | $3,522,000 | 3,471 |
| Salaries and employee benefits | $2,110,000 | 3,243 |
| Premises and equipment expense | $521,000 | 2,959 |
| Additional noninterest expense | $891,000 | 4,102 |
| Pre-tax net operating income | $901,000 | 3,924 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $38,000 | 3,764 |
| Income before extraordinary items | $863,000 | 3,783 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $863,000 | 3,785 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $863,000 | 3,786 |
| Net charge-offs | $-13,000 | 5,679 |
| Cash dividends | $479,000 | 2,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $863,000 | 3,721 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,970 |
| Total interest expense | $169,000 | 4,874 |
| Net interest income | $1,473,000 | 4,918 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,632,000 | 1,464 |
| Gross Fiduciary activities income | $48,000 | 865 |
| Service charges on deposit accounts | $118,000 | 3,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,466,000 | 1,112 |
| Total noninterest expense | $2,403,000 | 3,442 |
| Salaries and employee benefits | $1,451,000 | 3,185 |
| Premises and equipment expense | $355,000 | 2,930 |
| Additional noninterest expense | $597,000 | 4,107 |
| Pre-tax net operating income | $702,000 | 3,594 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $32,000 | 3,667 |
| Income before extraordinary items | $670,000 | 3,416 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $670,000 | 3,422 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $670,000 | 3,422 |
| Net charge-offs | $-13,000 | 5,748 |
| Cash dividends | $184,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $670,000 | 3,376 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 5,035 |
| Total interest expense | $85,000 | 4,932 |
| Net interest income | $729,000 | 4,971 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,027,000 | 1,226 |
| Gross Fiduciary activities income | $25,000 | 871 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $948,000 | 887 |
| Total noninterest expense | $1,156,000 | 3,552 |
| Salaries and employee benefits | $670,000 | 3,392 |
| Premises and equipment expense | $165,000 | 3,141 |
| Additional noninterest expense | $321,000 | 3,957 |
| Pre-tax net operating income | $600,000 | 2,567 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $27,000 | 3,349 |
| Income before extraordinary items | $573,000 | 2,342 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 2,343 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $573,000 | 2,344 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $90,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $573,000 | 2,307 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,346,000 | 5,033 |
| Total interest expense | $385,000 | 4,986 |
| Net interest income | $2,961,000 | 4,961 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $2,490,000 | 1,849 |
| Gross Fiduciary activities income | $86,000 | 883 |
| Service charges on deposit accounts | $250,000 | 3,707 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,154,000 | 1,428 |
| Total noninterest expense | $4,775,000 | 3,520 |
| Salaries and employee benefits | $2,966,000 | 3,139 |
| Premises and equipment expense | $662,000 | 3,075 |
| Additional noninterest expense | $1,147,000 | 4,295 |
| Pre-tax net operating income | $586,000 | 4,824 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $21,000 | 4,087 |
| Income before extraordinary items | $565,000 | 4,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $565,000 | 4,743 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $565,000 | 4,743 |
| Net charge-offs | $65,000 | 4,150 |
| Cash dividends | $505,000 | 2,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $565,000 | 4,668 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 5,097 |
| Total interest expense | $294,000 | 5,044 |
| Net interest income | $2,202,000 | 5,024 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $1,908,000 | 1,850 |
| Gross Fiduciary activities income | $65,000 | 881 |
| Service charges on deposit accounts | $189,000 | 3,723 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,654,000 | 1,448 |
| Total noninterest expense | $3,365,000 | 3,668 |
| Salaries and employee benefits | $2,084,000 | 3,298 |
| Premises and equipment expense | $478,000 | 3,208 |
| Additional noninterest expense | $803,000 | 4,467 |
| Pre-tax net operating income | $655,000 | 4,369 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $25,000 | 4,020 |
| Income before extraordinary items | $630,000 | 4,229 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $630,000 | 4,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $630,000 | 4,233 |
| Net charge-offs | $87,000 | 3,392 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $630,000 | 4,159 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 5,109 |
| Total interest expense | $204,000 | 5,029 |
| Net interest income | $1,465,000 | 5,040 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $1,356,000 | 1,782 |
| Gross Fiduciary activities income | $47,000 | 882 |
| Service charges on deposit accounts | $124,000 | 3,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,185,000 | 1,412 |
| Total noninterest expense | $2,242,000 | 3,699 |
| Salaries and employee benefits | $1,414,000 | 3,275 |
| Premises and equipment expense | $312,000 | 3,272 |
| Additional noninterest expense | $516,000 | 4,562 |
| Pre-tax net operating income | $489,000 | 4,178 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $20,000 | 3,949 |
| Income before extraordinary items | $469,000 | 4,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $469,000 | 4,053 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $469,000 | 4,053 |
| Net charge-offs | $37,000 | 3,590 |
| Cash dividends | $305,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $469,000 | 3,944 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 5,145 |
| Total interest expense | $105,000 | 5,058 |
| Net interest income | $729,000 | 5,077 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $789,000 | 1,584 |
| Gross Fiduciary activities income | $27,000 | 874 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $703,000 | 1,248 |
| Total noninterest expense | $1,060,000 | 3,854 |
| Salaries and employee benefits | $644,000 | 3,536 |
| Premises and equipment expense | $167,000 | 3,144 |
| Additional noninterest expense | $249,000 | 4,655 |
| Pre-tax net operating income | $413,000 | 3,242 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $394,000 | 3,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $394,000 | 3,050 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $394,000 | 3,052 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $215,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $394,000 | 2,966 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,038 |
| Total interest expense | $494,000 | 5,143 |
| Net interest income | $3,246,000 | 4,936 |
| Provision for loan and lease losses | $655,000 | 2,338 |
| Total noninterest income | $2,187,000 | 2,063 |
| Gross Fiduciary activities income | $89,000 | 900 |
| Service charges on deposit accounts | $264,000 | 3,740 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,834,000 | 1,617 |
| Total noninterest expense | $4,634,000 | 3,670 |
| Salaries and employee benefits | $2,791,000 | 3,289 |
| Premises and equipment expense | $671,000 | 3,117 |
| Additional noninterest expense | $1,172,000 | 4,416 |
| Pre-tax net operating income | $144,000 | 5,819 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $144,000 | 5,940 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $144,000 | 5,935 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $144,000 | 5,938 |
| Net charge-offs | $839,000 | 2,008 |
| Cash dividends | $965,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $144,000 | 5,784 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 5,080 |
| Total interest expense | $382,000 | 5,212 |
| Net interest income | $2,475,000 | 4,976 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $1,647,000 | 2,052 |
| Gross Fiduciary activities income | $49,000 | 934 |
| Service charges on deposit accounts | $199,000 | 3,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,399,000 | 1,589 |
| Total noninterest expense | $3,420,000 | 3,738 |
| Salaries and employee benefits | $2,053,000 | 3,362 |
| Premises and equipment expense | $529,000 | 3,034 |
| Additional noninterest expense | $838,000 | 4,556 |
| Pre-tax net operating income | $567,000 | 4,544 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $24,000 | 4,092 |
| Income before extraordinary items | $543,000 | 4,543 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $543,000 | 4,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $543,000 | 4,541 |
| Net charge-offs | $428,000 | 2,376 |
| Cash dividends | $765,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $543,000 | 4,362 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 5,087 |
| Total interest expense | $274,000 | 5,179 |
| Net interest income | $1,656,000 | 4,988 |
| Provision for loan and lease losses | $135,000 | 3,493 |
| Total noninterest income | $1,110,000 | 2,010 |
| Gross Fiduciary activities income | $28,000 | 958 |
| Service charges on deposit accounts | $133,000 | 3,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $949,000 | 1,566 |
| Total noninterest expense | $2,283,000 | 3,742 |
| Salaries and employee benefits | $1,399,000 | 3,318 |
| Premises and equipment expense | $333,000 | 3,179 |
| Additional noninterest expense | $551,000 | 4,597 |
| Pre-tax net operating income | $348,000 | 4,654 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $13,000 | 4,153 |
| Income before extraordinary items | $335,000 | 4,651 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $335,000 | 4,654 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $335,000 | 4,654 |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $565,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $335,000 | 4,458 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,075 |
| Total interest expense | $142,000 | 5,198 |
| Net interest income | $844,000 | 4,970 |
| Provision for loan and lease losses | $135,000 | 2,529 |
| Total noninterest income | $540,000 | 2,048 |
| Gross Fiduciary activities income | $10,000 | 985 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $464,000 | 1,589 |
| Total noninterest expense | $1,121,000 | 3,816 |
| Salaries and employee benefits | $650,000 | 3,535 |
| Premises and equipment expense | $165,000 | 3,222 |
| Additional noninterest expense | $306,000 | 4,342 |
| Pre-tax net operating income | $128,000 | 5,132 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $122,000 | 5,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,129 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $365,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $122,000 | 4,984 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,216,000 | 5,022 |
| Total interest expense | $662,000 | 5,320 |
| Net interest income | $3,554,000 | 4,856 |
| Provision for loan and lease losses | $135,000 | 5,049 |
| Total noninterest income | $2,231,000 | 1,853 |
| Gross Fiduciary activities income | $48,000 | 927 |
| Service charges on deposit accounts | $286,000 | 3,680 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,897,000 | 1,417 |
| Total noninterest expense | $4,612,000 | 3,743 |
| Salaries and employee benefits | $2,816,000 | 3,262 |
| Premises and equipment expense | $616,000 | 3,519 |
| Additional noninterest expense | $1,180,000 | 4,501 |
| Pre-tax net operating income | $1,038,000 | 3,656 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $45,000 | 3,804 |
| Income before extraordinary items | $993,000 | 3,583 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $993,000 | 3,586 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $993,000 | 3,586 |
| Net charge-offs | $18,000 | 5,935 |
| Cash dividends | $915,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $993,000 | 3,460 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,165,000 | 5,073 |
| Total interest expense | $512,000 | 5,370 |
| Net interest income | $2,653,000 | 4,902 |
| Provision for loan and lease losses | $135,000 | 4,615 |
| Total noninterest income | $1,713,000 | 1,816 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $216,000 | 3,685 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,494,000 | 1,339 |
| Total noninterest expense | $3,426,000 | 3,782 |
| Salaries and employee benefits | $2,058,000 | 3,319 |
| Premises and equipment expense | $524,000 | 3,244 |
| Additional noninterest expense | $844,000 | 4,629 |
| Pre-tax net operating income | $805,000 | 3,716 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $772,000 | 3,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $772,000 | 3,584 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $772,000 | 3,584 |
| Net charge-offs | $14,000 | 5,673 |
| Cash dividends | $585,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $772,000 | 3,469 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 5,122 |
| Total interest expense | $354,000 | 5,404 |
| Net interest income | $1,745,000 | 4,956 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $1,194,000 | 1,744 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $140,000 | 3,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,052,000 | 1,298 |
| Total noninterest expense | $2,247,000 | 3,857 |
| Salaries and employee benefits | $1,326,000 | 3,432 |
| Premises and equipment expense | $364,000 | 3,162 |
| Additional noninterest expense | $557,000 | 4,710 |
| Pre-tax net operating income | $602,000 | 3,469 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $26,000 | 3,713 |
| Income before extraordinary items | $576,000 | 3,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $576,000 | 3,271 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $576,000 | 3,271 |
| Net charge-offs | $14,000 | 5,222 |
| Cash dividends | $410,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $576,000 | 3,185 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 5,130 |
| Total interest expense | $178,000 | 5,493 |
| Net interest income | $877,000 | 4,941 |
| Provision for loan and lease losses | $45,000 | 4,252 |
| Total noninterest income | $641,000 | 1,669 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $572,000 | 1,222 |
| Total noninterest expense | $1,112,000 | 3,904 |
| Salaries and employee benefits | $653,000 | 3,493 |
| Premises and equipment expense | $176,000 | 3,290 |
| Additional noninterest expense | $283,000 | 4,690 |
| Pre-tax net operating income | $361,000 | 3,179 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $345,000 | 2,959 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $345,000 | 2,958 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $345,000 | 2,959 |
| Net charge-offs | $15,000 | 4,195 |
| Cash dividends | $175,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $345,000 | 2,906 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 5,058 |
| Total interest expense | $854,000 | 5,582 |
| Net interest income | $3,726,000 | 4,778 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $2,248,000 | 1,919 |
| Gross Fiduciary activities income | $77,000 | 908 |
| Service charges on deposit accounts | $303,000 | 3,619 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,868,000 | 1,466 |
| Total noninterest expense | $4,716,000 | 3,778 |
| Salaries and employee benefits | $2,842,000 | 3,263 |
| Premises and equipment expense | $714,000 | 3,245 |
| Additional noninterest expense | $1,160,000 | 4,696 |
| Pre-tax net operating income | $1,078,000 | 3,263 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $39,000 | 3,750 |
| Income before extraordinary items | $1,039,000 | 3,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,039,000 | 3,145 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,039,000 | 3,148 |
| Net charge-offs | $9,000 | 6,589 |
| Cash dividends | $870,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,039,000 | 3,023 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,432,000 | 5,159 |
| Total interest expense | $662,000 | 5,669 |
| Net interest income | $2,770,000 | 4,863 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,713,000 | 1,901 |
| Gross Fiduciary activities income | $24,000 | 1,001 |
| Service charges on deposit accounts | $234,000 | 3,631 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,455,000 | 1,368 |
| Total noninterest expense | $3,453,000 | 3,836 |
| Salaries and employee benefits | $2,121,000 | 3,292 |
| Premises and equipment expense | $509,000 | 3,440 |
| Additional noninterest expense | $823,000 | 4,844 |
| Pre-tax net operating income | $850,000 | 3,365 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $815,000 | 3,246 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $815,000 | 3,244 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $815,000 | 3,246 |
| Net charge-offs | $16,000 | 6,096 |
| Cash dividends | $605,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $815,000 | 3,126 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 5,222 |
| Total interest expense | $451,000 | 5,718 |
| Net interest income | $1,815,000 | 4,920 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $1,181,000 | 1,790 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $158,000 | 3,596 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,013,000 | 1,282 |
| Total noninterest expense | $2,267,000 | 3,878 |
| Salaries and employee benefits | $1,376,000 | 3,394 |
| Premises and equipment expense | $345,000 | 3,419 |
| Additional noninterest expense | $546,000 | 4,848 |
| Pre-tax net operating income | $609,000 | 3,279 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $26,000 | 3,648 |
| Income before extraordinary items | $583,000 | 3,123 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $583,000 | 3,118 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $583,000 | 3,121 |
| Net charge-offs | $16,000 | 5,608 |
| Cash dividends | $405,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $583,000 | 3,017 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,281 |
| Total interest expense | $232,000 | 5,769 |
| Net interest income | $901,000 | 4,969 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $657,000 | 1,672 |
| Gross Fiduciary activities income | $6,000 | 1,030 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $567,000 | 1,178 |
| Total noninterest expense | $1,183,000 | 3,801 |
| Salaries and employee benefits | $726,000 | 3,290 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $272,000 | 4,872 |
| Pre-tax net operating income | $345,000 | 3,104 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $330,000 | 2,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 2,942 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $330,000 | 2,946 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $205,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $330,000 | 2,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,198 |
| Total interest expense | $1,210,000 | 5,651 |
| Net interest income | $3,657,000 | 4,845 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $2,137,000 | 2,022 |
| Gross Fiduciary activities income | $51,000 | 965 |
| Service charges on deposit accounts | $292,000 | 3,926 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,794,000 | 1,484 |
| Total noninterest expense | $4,944,000 | 3,725 |
| Salaries and employee benefits | $2,839,000 | 3,343 |
| Premises and equipment expense | $776,000 | 3,209 |
| Additional noninterest expense | $1,329,000 | 4,442 |
| Pre-tax net operating income | $250,000 | 4,652 |
| Securities gains (losses) | $244,000 | 1,401 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $479,000 | 3,929 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $479,000 | 3,928 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $479,000 | 3,928 |
| Net charge-offs | $639,000 | 3,475 |
| Cash dividends | $870,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $242,320 | 4,594 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 5,214 |
| Total interest expense | $935,000 | 5,723 |
| Net interest income | $2,774,000 | 4,814 |
| Provision for loan and lease losses | $350,000 | 4,373 |
| Total noninterest income | $1,587,000 | 2,079 |
| Gross Fiduciary activities income | $13,000 | 1,086 |
| Service charges on deposit accounts | $221,000 | 3,924 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,353,000 | 1,495 |
| Total noninterest expense | $3,678,000 | 3,753 |
| Salaries and employee benefits | $2,193,000 | 3,282 |
| Premises and equipment expense | $592,000 | 3,194 |
| Additional noninterest expense | $893,000 | 4,744 |
| Pre-tax net operating income | $333,000 | 4,415 |
| Securities gains (losses) | $127,000 | 1,647 |
| Applicable income taxes | $19,000 | 3,811 |
| Income before extraordinary items | $441,000 | 3,895 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $441,000 | 3,892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $441,000 | 3,894 |
| Net charge-offs | $457,000 | 3,162 |
| Cash dividends | $650,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $319,080 | 4,290 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 5,210 |
| Total interest expense | $635,000 | 5,803 |
| Net interest income | $1,883,000 | 4,753 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $1,070,000 | 2,072 |
| Gross Fiduciary activities income | $13,000 | 1,034 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $913,000 | 1,503 |
| Total noninterest expense | $2,404,000 | 3,849 |
| Salaries and employee benefits | $1,421,000 | 3,388 |
| Premises and equipment expense | $379,000 | 3,325 |
| Additional noninterest expense | $604,000 | 4,703 |
| Pre-tax net operating income | $349,000 | 3,924 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $336,000 | 3,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $336,000 | 3,772 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $336,000 | 3,772 |
| Net charge-offs | $386,000 | 2,649 |
| Cash dividends | $555,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $336,000 | 3,646 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 5,150 |
| Total interest expense | $323,000 | 5,863 |
| Net interest income | $987,000 | 4,618 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $581,000 | 1,918 |
| Gross Fiduciary activities income | $12,000 | 969 |
| Service charges on deposit accounts | $71,000 | 3,933 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $498,000 | 1,394 |
| Total noninterest expense | $1,257,000 | 3,636 |
| Salaries and employee benefits | $768,000 | 3,211 |
| Premises and equipment expense | $196,000 | 3,278 |
| Additional noninterest expense | $293,000 | 4,492 |
| Pre-tax net operating income | $211,000 | 3,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $201,000 | 3,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $201,000 | 3,856 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $201,000 | 3,856 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $330,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $201,000 | 3,700 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,678,000 | 5,095 |
| Total interest expense | $1,796,000 | 5,574 |
| Net interest income | $3,882,000 | 4,672 |
| Provision for loan and lease losses | $213,000 | 5,134 |
| Total noninterest income | $3,184,000 | 1,494 |
| Gross Fiduciary activities income | $46,000 | 986 |
| Service charges on deposit accounts | $285,000 | 4,112 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,853,000 | 1,011 |
| Total noninterest expense | $4,716,000 | 3,740 |
| Salaries and employee benefits | $2,935,000 | 3,317 |
| Premises and equipment expense | $796,000 | 3,194 |
| Additional noninterest expense | $985,000 | 4,869 |
| Pre-tax net operating income | $2,137,000 | 2,326 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $85,000 | 3,512 |
| Income before extraordinary items | $2,052,000 | 1,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,052,000 | 1,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 3,790 |
| Cash dividends | $1,175,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,052,000 | 2,060 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,283,000 | 5,159 |
| Total interest expense | $1,424,000 | 5,568 |
| Net interest income | $2,859,000 | 4,756 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $2,672,000 | 1,428 |
| Gross Fiduciary activities income | $12,000 | 1,122 |
| Service charges on deposit accounts | $213,000 | 4,136 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,447,000 | 948 |
| Total noninterest expense | $3,621,000 | 3,662 |
| Salaries and employee benefits | $2,259,000 | 3,267 |
| Premises and equipment expense | $552,000 | 3,414 |
| Additional noninterest expense | $810,000 | 4,530 |
| Pre-tax net operating income | $1,865,000 | 2,418 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $75,000 | 3,824 |
| Income before extraordinary items | $1,790,000 | 1,965 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,790,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $745,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,790,000 | 2,065 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 5,185 |
| Total interest expense | $1,019,000 | 5,531 |
| Net interest income | $1,869,000 | 4,828 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $1,398,000 | 1,739 |
| Gross Fiduciary activities income | $11,000 | 1,103 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,246,000 | 1,213 |
| Total noninterest expense | $2,391,000 | 3,715 |
| Salaries and employee benefits | $1,482,000 | 3,367 |
| Premises and equipment expense | $428,000 | 3,032 |
| Additional noninterest expense | $481,000 | 4,857 |
| Pre-tax net operating income | $846,000 | 3,317 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $33,000 | 4,364 |
| Income before extraordinary items | $813,000 | 3,011 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 3,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $640,000 | 1,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $813,000 | 2,965 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 5,232 |
| Total interest expense | $557,000 | 5,483 |
| Net interest income | $913,000 | 4,902 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $800,000 | 1,563 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $71,000 | 4,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $722,000 | 1,088 |
| Total noninterest expense | $1,236,000 | 3,614 |
| Salaries and employee benefits | $783,000 | 3,229 |
| Premises and equipment expense | $206,000 | 3,144 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $462,000 | 3,223 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $445,000 | 2,954 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $445,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $280,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $445,000 | 2,865 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 5,196 |
| Total interest expense | $2,418,000 | 5,360 |
| Net interest income | $3,647,000 | 4,893 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $2,486,000 | 1,895 |
| Gross Fiduciary activities income | $65,000 | 973 |
| Service charges on deposit accounts | $320,000 | 3,961 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,101,000 | 1,330 |
| Total noninterest expense | $4,672,000 | 3,645 |
| Salaries and employee benefits | $2,855,000 | 3,351 |
| Premises and equipment expense | $775,000 | 3,167 |
| Additional noninterest expense | $1,042,000 | 4,528 |
| Pre-tax net operating income | $1,401,000 | 4,022 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $60,000 | 4,822 |
| Income before extraordinary items | $1,341,000 | 3,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,341,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,164 |
| Cash dividends | $995,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,341,000 | 3,679 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 5,165 |
| Total interest expense | $1,796,000 | 5,393 |
| Net interest income | $2,802,000 | 4,848 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,919,000 | 1,848 |
| Gross Fiduciary activities income | $25,000 | 1,051 |
| Service charges on deposit accounts | $239,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,655,000 | 1,294 |
| Total noninterest expense | $3,575,000 | 3,558 |
| Salaries and employee benefits | $2,176,000 | 3,303 |
| Premises and equipment expense | $568,000 | 3,213 |
| Additional noninterest expense | $831,000 | 4,264 |
| Pre-tax net operating income | $1,101,000 | 4,143 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $49,000 | 4,958 |
| Income before extraordinary items | $1,052,000 | 3,772 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,052,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $520,000 | 2,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,052,000 | 3,754 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 5,202 |
| Total interest expense | $1,174,000 | 5,445 |
| Net interest income | $1,870,000 | 4,873 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $1,357,000 | 1,796 |
| Gross Fiduciary activities income | $24,000 | 1,025 |
| Service charges on deposit accounts | $161,000 | 3,952 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,172,000 | 1,247 |
| Total noninterest expense | $2,375,000 | 3,598 |
| Salaries and employee benefits | $1,424,000 | 3,383 |
| Premises and equipment expense | $415,000 | 3,009 |
| Additional noninterest expense | $536,000 | 4,359 |
| Pre-tax net operating income | $822,000 | 3,960 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $37,000 | 4,979 |
| Income before extraordinary items | $785,000 | 3,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $785,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $405,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $785,000 | 3,535 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 5,254 |
| Total interest expense | $571,000 | 5,508 |
| Net interest income | $931,000 | 4,902 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $778,000 | 1,609 |
| Gross Fiduciary activities income | $13,000 | 1,015 |
| Service charges on deposit accounts | $81,000 | 3,885 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $684,000 | 1,094 |
| Total noninterest expense | $1,248,000 | 3,461 |
| Salaries and employee benefits | $755,000 | 3,248 |
| Premises and equipment expense | $220,000 | 2,880 |
| Additional noninterest expense | $273,000 | 4,239 |
| Pre-tax net operating income | $446,000 | 3,767 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $20,000 | 4,933 |
| Income before extraordinary items | $426,000 | 3,352 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $426,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $145,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $426,000 | 3,332 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,760,000 | 5,140 |
| Total interest expense | $1,845,000 | 5,623 |
| Net interest income | $3,915,000 | 4,721 |
| Provision for loan and lease losses | $1,235,000 | 847 |
| Total noninterest income | $2,484,000 | 1,891 |
| Gross Fiduciary activities income | $51,000 | 1,025 |
| Service charges on deposit accounts | $339,000 | 3,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,094,000 | 1,309 |
| Total noninterest expense | $4,706,000 | 3,509 |
| Salaries and employee benefits | $2,800,000 | 3,324 |
| Premises and equipment expense | $830,000 | 2,908 |
| Additional noninterest expense | $1,076,000 | 4,282 |
| Pre-tax net operating income | $458,000 | 6,619 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $18,000 | 5,959 |
| Income before extraordinary items | $440,000 | 6,362 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $440,000 | 6,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,210,000 | 589 |
| Cash dividends | $1,390,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $440,000 | 6,362 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 5,184 |
| Total interest expense | $1,283,000 | 5,747 |
| Net interest income | $2,962,000 | 4,731 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $1,907,000 | 1,874 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $254,000 | 3,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,632,000 | 1,292 |
| Total noninterest expense | $3,605,000 | 3,445 |
| Salaries and employee benefits | $2,167,000 | 3,238 |
| Premises and equipment expense | $646,000 | 2,829 |
| Additional noninterest expense | $792,000 | 4,299 |
| Pre-tax net operating income | $1,219,000 | 4,261 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $60,000 | 5,320 |
| Income before extraordinary items | $1,159,000 | 3,819 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,159,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,469 |
| Cash dividends | $1,190,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,159,000 | 3,803 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 5,222 |
| Total interest expense | $780,000 | 5,869 |
| Net interest income | $1,988,000 | 4,734 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $1,354,000 | 1,780 |
| Gross Fiduciary activities income | $20,000 | 1,071 |
| Service charges on deposit accounts | $170,000 | 3,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,164,000 | 1,222 |
| Total noninterest expense | $2,366,000 | 3,494 |
| Salaries and employee benefits | $1,426,000 | 3,273 |
| Premises and equipment expense | $408,000 | 2,948 |
| Additional noninterest expense | $532,000 | 4,277 |
| Pre-tax net operating income | $946,000 | 3,929 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $46,000 | 5,280 |
| Income before extraordinary items | $900,000 | 3,449 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $900,000 | 3,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $990,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $900,000 | 3,442 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 5,209 |
| Total interest expense | $357,000 | 5,989 |
| Net interest income | $1,009,000 | 4,685 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $779,000 | 1,552 |
| Gross Fiduciary activities income | $9,000 | 1,079 |
| Service charges on deposit accounts | $85,000 | 3,811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $685,000 | 1,057 |
| Total noninterest expense | $1,206,000 | 3,456 |
| Salaries and employee benefits | $752,000 | 3,143 |
| Premises and equipment expense | $205,000 | 2,962 |
| Additional noninterest expense | $249,000 | 4,494 |
| Pre-tax net operating income | $567,000 | 3,456 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $542,000 | 2,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $505,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $542,000 | 2,948 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,321,000 | 4,967 |
| Total interest expense | $1,272,000 | 5,681 |
| Net interest income | $4,049,000 | 4,587 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $2,582,000 | 1,825 |
| Gross Fiduciary activities income | $48,000 | 1,052 |
| Service charges on deposit accounts | $365,000 | 3,758 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,169,000 | 1,279 |
| Total noninterest expense | $4,620,000 | 3,449 |
| Salaries and employee benefits | $2,769,000 | 3,188 |
| Premises and equipment expense | $855,000 | 2,716 |
| Additional noninterest expense | $996,000 | 4,432 |
| Pre-tax net operating income | $1,951,000 | 3,751 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $88,000 | 5,466 |
| Income before extraordinary items | $1,863,000 | 3,269 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,863,000 | 3,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,747 |
| Cash dividends | $1,135,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,863,000 | 3,239 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 4,970 |
| Total interest expense | $932,000 | 5,635 |
| Net interest income | $3,003,000 | 4,637 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $1,993,000 | 1,782 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $271,000 | 3,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,705,000 | 1,232 |
| Total noninterest expense | $3,514,000 | 3,384 |
| Salaries and employee benefits | $2,114,000 | 3,117 |
| Premises and equipment expense | $651,000 | 2,668 |
| Additional noninterest expense | $749,000 | 4,411 |
| Pre-tax net operating income | $1,437,000 | 3,871 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $1,365,000 | 3,366 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,365,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $580,000 | 2,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,000 | 3,326 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 4,960 |
| Total interest expense | $600,000 | 5,567 |
| Net interest income | $1,982,000 | 4,650 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $1,406,000 | 1,681 |
| Gross Fiduciary activities income | $16,000 | 1,097 |
| Service charges on deposit accounts | $164,000 | 3,942 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,226,000 | 1,161 |
| Total noninterest expense | $2,311,000 | 3,403 |
| Salaries and employee benefits | $1,403,000 | 3,107 |
| Premises and equipment expense | $424,000 | 2,694 |
| Additional noninterest expense | $484,000 | 4,489 |
| Pre-tax net operating income | $1,047,000 | 3,588 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $998,000 | 3,104 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $998,000 | 3,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $470,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $998,000 | 3,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,015 |
| Total interest expense | $284,000 | 5,627 |
| Net interest income | $981,000 | 4,684 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $757,000 | 1,557 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $673,000 | 1,075 |
| Total noninterest expense | $1,092,000 | 3,585 |
| Salaries and employee benefits | $655,000 | 3,303 |
| Premises and equipment expense | $211,000 | 2,733 |
| Additional noninterest expense | $226,000 | 4,689 |
| Pre-tax net operating income | $631,000 | 3,114 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $603,000 | 2,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $603,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $145,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $603,000 | 2,570 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 4,793 |
| Total interest expense | $1,193,000 | 5,137 |
| Net interest income | $3,894,000 | 4,567 |
| Provision for loan and lease losses | $285,000 | 3,029 |
| Total noninterest income | $2,307,000 | 1,984 |
| Gross Fiduciary activities income | $47,000 | 1,071 |
| Service charges on deposit accounts | $351,000 | 3,929 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,909,000 | 1,369 |
| Total noninterest expense | $4,610,000 | 3,349 |
| Salaries and employee benefits | $2,643,000 | 3,194 |
| Premises and equipment expense | $769,000 | 2,888 |
| Additional noninterest expense | $1,198,000 | 3,753 |
| Pre-tax net operating income | $1,306,000 | 4,581 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $82,000 | 5,706 |
| Income before extraordinary items | $1,224,000 | 4,157 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,224,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,847 |
| Cash dividends | $850,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,224,000 | 4,081 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,811,000 | 4,777 |
| Total interest expense | $917,000 | 5,036 |
| Net interest income | $2,894,000 | 4,594 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $1,702,000 | 2,022 |
| Gross Fiduciary activities income | $22,000 | 1,127 |
| Service charges on deposit accounts | $268,000 | 3,929 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,412,000 | 1,397 |
| Total noninterest expense | $3,434,000 | 3,339 |
| Salaries and employee benefits | $1,976,000 | 3,165 |
| Premises and equipment expense | $569,000 | 2,920 |
| Additional noninterest expense | $889,000 | 3,758 |
| Pre-tax net operating income | $892,000 | 4,904 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $35,000 | 6,189 |
| Income before extraordinary items | $857,000 | 4,419 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $857,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,327 |
| Cash dividends | $560,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $857,000 | 4,345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 4,783 |
| Total interest expense | $628,000 | 4,967 |
| Net interest income | $1,916,000 | 4,611 |
| Provision for loan and lease losses | $255,000 | 1,798 |
| Total noninterest income | $1,109,000 | 2,042 |
| Gross Fiduciary activities income | $16,000 | 1,121 |
| Service charges on deposit accounts | $168,000 | 4,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $925,000 | 1,410 |
| Total noninterest expense | $2,254,000 | 3,411 |
| Salaries and employee benefits | $1,304,000 | 3,206 |
| Premises and equipment expense | $387,000 | 2,864 |
| Additional noninterest expense | $563,000 | 3,933 |
| Pre-tax net operating income | $516,000 | 5,228 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $496,000 | 4,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,004 |
| Cash dividends | $455,000 | 2,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $496,000 | 4,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 4,785 |
| Total interest expense | $324,000 | 4,940 |
| Net interest income | $954,000 | 4,626 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $563,000 | 1,985 |
| Gross Fiduciary activities income | $15,000 | 1,045 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $466,000 | 1,364 |
| Total noninterest expense | $1,099,000 | 3,493 |
| Salaries and employee benefits | $616,000 | 3,385 |
| Premises and equipment expense | $188,000 | 2,975 |
| Additional noninterest expense | $295,000 | 3,787 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $269,000 | 4,564 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $269,000 | 4,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,096 |
| Cash dividends | $145,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $269,000 | 4,430 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 4,607 |
| Total interest expense | $1,571,000 | 4,742 |
| Net interest income | $3,866,000 | 4,464 |
| Provision for loan and lease losses | $105,000 | 5,236 |
| Total noninterest income | $1,667,000 | 2,620 |
| Gross Fiduciary activities income | $50,000 | 1,077 |
| Service charges on deposit accounts | $358,000 | 3,890 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,259,000 | 2,051 |
| Total noninterest expense | $4,640,000 | 3,262 |
| Salaries and employee benefits | $2,377,000 | 3,405 |
| Premises and equipment expense | $633,000 | 3,372 |
| Additional noninterest expense | $1,630,000 | 2,855 |
| Pre-tax net operating income | $788,000 | 5,734 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $41,000 | 6,412 |
| Income before extraordinary items | $747,000 | 5,410 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $747,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,154 |
| Cash dividends | $605,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $747,000 | 5,262 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,113,000 | 4,633 |
| Total interest expense | $1,218,000 | 4,770 |
| Net interest income | $2,895,000 | 4,493 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $1,146,000 | 2,875 |
| Gross Fiduciary activities income | $30,000 | 1,110 |
| Service charges on deposit accounts | $269,000 | 3,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $847,000 | 2,291 |
| Total noninterest expense | $3,444,000 | 3,283 |
| Salaries and employee benefits | $1,710,000 | 3,507 |
| Premises and equipment expense | $520,000 | 3,116 |
| Additional noninterest expense | $1,214,000 | 2,857 |
| Pre-tax net operating income | $547,000 | 6,090 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $29,000 | 6,592 |
| Income before extraordinary items | $518,000 | 5,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $518,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $365,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $518,000 | 5,592 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 4,664 |
| Total interest expense | $814,000 | 4,876 |
| Net interest income | $1,937,000 | 4,489 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $277,000 | 5,194 |
| Gross Fiduciary activities income | $30,000 | 1,052 |
| Service charges on deposit accounts | $175,000 | 3,930 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $72,000 | 5,940 |
| Total noninterest expense | $1,906,000 | 3,831 |
| Salaries and employee benefits | $886,000 | 4,297 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $707,000 | 3,206 |
| Pre-tax net operating income | $278,000 | 6,639 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $262,000 | 6,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $262,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $262,000 | 6,212 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 4,674 |
| Total interest expense | $414,000 | 4,932 |
| Net interest income | $965,000 | 4,500 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $149,000 | 4,901 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $845,000 | 4,200 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $160,000 | 3,310 |
| Additional noninterest expense | $263,000 | 4,055 |
| Pre-tax net operating income | $254,000 | 5,239 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $241,000 | 4,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $145,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $241,000 | 4,618 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,974,000 | 4,580 |
| Total interest expense | $2,337,000 | 4,314 |
| Net interest income | $3,637,000 | 4,647 |
| Provision for loan and lease losses | $125,000 | 5,264 |
| Total noninterest income | $737,000 | 4,198 |
| Gross Fiduciary activities income | $52,000 | 1,105 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $338,000 | 4,010 |
| Total noninterest expense | $3,355,000 | 4,099 |
| Salaries and employee benefits | $1,781,000 | 4,131 |
| Premises and equipment expense | $597,000 | 3,431 |
| Additional noninterest expense | $977,000 | 4,257 |
| Pre-tax net operating income | $894,000 | 5,502 |
| Securities gains (losses) | $148,000 | 1,401 |
| Applicable income taxes | $312,000 | 4,373 |
| Income before extraordinary items | $730,000 | 5,442 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $730,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,457 |
| Cash dividends | $620,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $626,400 | 5,722 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 4,641 |
| Total interest expense | $3,136,000 | 4,569 |
| Net interest income | $3,438,000 | 4,616 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $732,000 | 4,077 |
| Gross Fiduciary activities income | $58,000 | 1,109 |
| Service charges on deposit accounts | $321,000 | 3,996 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $353,000 | 3,798 |
| Total noninterest expense | $3,281,000 | 4,038 |
| Salaries and employee benefits | $1,736,000 | 4,022 |
| Premises and equipment expense | $688,000 | 2,991 |
| Additional noninterest expense | $857,000 | 4,563 |
| Pre-tax net operating income | $841,000 | 5,358 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $158,000 | 5,369 |
| Income before extraordinary items | $683,000 | 5,290 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $683,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $513,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $683,000 | 5,171 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 4,769 |
| Total interest expense | $3,088,000 | 4,816 |
| Net interest income | $3,560,000 | 4,554 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $698,000 | 4,004 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 3,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,514 |
| Total noninterest expense | $3,196,000 | 4,018 |
| Salaries and employee benefits | $1,651,000 | 4,047 |
| Premises and equipment expense | $625,000 | 3,151 |
| Additional noninterest expense | $920,000 | 4,267 |
| Pre-tax net operating income | $1,002,000 | 5,250 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $215,000 | 5,263 |
| Income before extraordinary items | $773,000 | 5,141 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $773,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,146 |
| Cash dividends | $685,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $783,920 | 5,101 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 4,854 |
| Total interest expense | $2,795,000 | 4,863 |
| Net interest income | $3,373,000 | 4,755 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $528,000 | 4,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,024 |
| Total noninterest expense | $3,098,000 | 4,104 |
| Salaries and employee benefits | $1,554,000 | 4,207 |
| Premises and equipment expense | $699,000 | 2,863 |
| Additional noninterest expense | $845,000 | 4,605 |
| Pre-tax net operating income | $779,000 | 6,003 |
| Securities gains (losses) | $-14,000 | 9,441 |
| Applicable income taxes | $162,000 | 6,132 |
| Income before extraordinary items | $603,000 | 5,881 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $603,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $715,000 | 2,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $614,060 | 5,803 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 4,866 |
| Total interest expense | $2,827,000 | 4,931 |
| Net interest income | $3,384,000 | 4,712 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $527,000 | 4,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,129 |
| Total noninterest expense | $2,743,000 | 4,455 |
| Salaries and employee benefits | $1,435,000 | 4,405 |
| Premises and equipment expense | $494,000 | 3,747 |
| Additional noninterest expense | $814,000 | 4,621 |
| Pre-tax net operating income | $1,144,000 | 5,032 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $313,000 | 5,062 |
| Income before extraordinary items | $832,000 | 5,062 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $832,000 | 5,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $670,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $831,270 | 4,987 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 5,031 |
| Total interest expense | $2,664,000 | 5,162 |
| Net interest income | $3,387,000 | 4,846 |
| Provision for loan and lease losses | $149,000 | 4,180 |
| Total noninterest income | $495,000 | 5,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 4,238 |
| Total noninterest expense | $2,665,000 | 4,532 |
| Salaries and employee benefits | $1,409,000 | 4,481 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $807,000 | 4,693 |
| Pre-tax net operating income | $1,068,000 | 5,632 |
| Securities gains (losses) | $-42,000 | 10,602 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $831,000 | 5,334 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $831,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $629,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $865,020 | 5,140 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 5,283 |
| Total interest expense | $2,526,000 | 5,466 |
| Net interest income | $3,320,000 | 5,054 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $534,000 | 4,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 4,206 |
| Total noninterest expense | $2,662,000 | 4,764 |
| Salaries and employee benefits | $1,373,000 | 4,660 |
| Premises and equipment expense | $443,000 | 4,172 |
| Additional noninterest expense | $846,000 | 4,973 |
| Pre-tax net operating income | $1,180,000 | 5,183 |
| Securities gains (losses) | $-41,000 | 10,965 |
| Applicable income taxes | $376,000 | 5,092 |
| Income before extraordinary items | $763,000 | 5,460 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $763,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,856 |
| Cash dividends | $643,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $790,470 | 5,292 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,465,000 | 5,613 |
| Total interest expense | $2,152,000 | 6,169 |
| Net interest income | $3,313,000 | 5,089 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $555,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,958 |
| Total noninterest expense | $2,762,000 | 4,578 |
| Salaries and employee benefits | $1,372,000 | 4,645 |
| Premises and equipment expense | $434,000 | 4,232 |
| Additional noninterest expense | $956,000 | 4,525 |
| Pre-tax net operating income | $1,031,000 | 5,868 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $352,000 | 5,417 |
| Income before extraordinary items | $686,000 | 6,080 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $686,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,724 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $681,380 | 6,081 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 5,505 |
| Total interest expense | $1,896,000 | 5,843 |
| Net interest income | $3,287,000 | 5,215 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,293 |
| Total noninterest expense | $2,617,000 | 4,953 |
| Salaries and employee benefits | $1,305,000 | 4,859 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $925,000 | 5,057 |
| Pre-tax net operating income | $1,078,000 | 5,651 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $718,000 | 5,806 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $718,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,796 |
| Cash dividends | $717,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $716,680 | 5,889 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 5,734 |
| Total interest expense | $2,025,000 | 5,774 |
| Net interest income | $3,022,000 | 5,631 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $605,000 | 4,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $2,634,000 | 5,043 |
| Salaries and employee benefits | $1,206,000 | 5,216 |
| Premises and equipment expense | $455,000 | 4,216 |
| Additional noninterest expense | $973,000 | 5,035 |
| Pre-tax net operating income | $798,000 | 6,823 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $262,000 | 6,617 |
| Income before extraordinary items | $563,000 | 7,053 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $563,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 1,676 |
| Cash dividends | $452,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $544,640 | 6,949 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 5,713 |
| Total interest expense | $2,572,000 | 5,853 |
| Net interest income | $3,154,000 | 5,488 |
| Provision for loan and lease losses | $399,000 | 3,485 |
| Total noninterest income | $546,000 | 5,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,900 |
| Total noninterest expense | $2,493,000 | 5,323 |
| Salaries and employee benefits | $1,157,000 | 5,347 |
| Premises and equipment expense | $441,000 | 4,425 |
| Additional noninterest expense | $895,000 | 5,544 |
| Pre-tax net operating income | $808,000 | 6,528 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $247,000 | 6,708 |
| Income before extraordinary items | $575,000 | 6,738 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $575,000 | 6,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $706,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $565,200 | 6,465 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.