Home > Kentucky Trust Bank > Assets and Liabilities
Kentucky Trust Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 52 | 3,232 |
| Assets and Liabilities | ||
| Total Assets: | $111,175,000 | 4,717 |
| Cash and due from depository institutions | $3,303,000 | 3,232 |
| Interest-bearing balances | $616,000 | 2,820 |
| Securities | $17,426,000 | 4,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $82,747,000 | 4,390 |
| Loan loss allowance | $1,278,000 | 3,561 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,661,000 | 3,185 |
| Other real estate owned | $24,000 | 3,232 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,014,000 | 3,568 |
| Life insurance assets | $2,214,000 | 2,145 |
| Total liabilities and capital | $111,175,000 | 4,717 |
| Total liabilities | $103,257,000 | 4,600 |
| Total deposits | $94,476,000 | 4,607 |
| Interest-bearing deposits | $81,571,000 | 4,568 |
| Deposits held in domestic offices | $94,476,000 | 4,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,510,000 | 2,191 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,594,000 | 3,328 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $677,000 | 5,039 |
| Total equity capital | $7,918,000 | 6,207 |
| Total bank equity capital | $7,918,000 | 6,207 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $155,000 | 5,992 |
| Surplus | $6,968,000 | 3,270 |
| Undivided profits | $795,000 | 7,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $835,000 | 4,829 |
| Earning assets | $100,789,000 | 4,760 |
| Long-term assets (5+ years) | $18,683,000 | 3,672 |
| Average Assets, year-to-date | $117,442,500 | 4,502 |
| Average Assets, quarterly | $114,450,000 | 4,618 |
| Volatile liabilities | $20,150,000 | 4,696 |
| Insider loans | $2,286,000 | 2,774 |
| FHLB advances | $5,594,000 | 3,188 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $10,820,000 | 4,607 |
| Tier 1 (core) risk-based capital | $8,092,000 | 6,032 |
| Tier 2 risk-based capital | $1,081,000 | 3,822 |
| Total risk weighted assets | $86,253,000 | 4,473 |
| Total unused commitments | $10,820,000 | 4,607 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 53 | 3,230 |
| Assets and Liabilities | ||
| Total Assets: | $117,725,000 | 4,567 |
| Cash and due from depository institutions | $4,281,000 | 3,230 |
| Interest-bearing balances | $617,000 | 2,889 |
| Securities | $18,102,000 | 4,727 |
| Federal funds sold & reverse repurchase agreements | $1,066,000 | 4,995 |
| Net loans & leases | $86,283,000 | 4,263 |
| Loan loss allowance | $1,278,000 | 3,554 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,682,000 | 3,153 |
| Other real estate owned | $9,000 | 3,230 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,302,000 | 3,365 |
| Life insurance assets | $2,184,000 | 2,164 |
| Total liabilities and capital | $117,725,000 | 4,567 |
| Total liabilities | $108,900,000 | 4,447 |
| Total deposits | $102,040,000 | 4,396 |
| Interest-bearing deposits | $86,329,000 | 4,384 |
| Deposits held in domestic offices | $102,040,000 | 4,394 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,986,000 | 3,177 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $874,000 | 4,213 |
| Total equity capital | $8,825,000 | 5,815 |
| Total bank equity capital | $8,825,000 | 5,815 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $155,000 | 6,028 |
| Surplus | $6,968,000 | 3,263 |
| Undivided profits | $1,702,000 | 6,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 6,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $835,000 | 4,576 |
| Earning assets | $106,068,000 | 4,618 |
| Long-term assets (5+ years) | $20,280,000 | 3,450 |
| Average Assets, year-to-date | $119,531,670 | 4,483 |
| Average Assets, quarterly | $119,065,500 | 4,524 |
| Volatile liabilities | $17,429,000 | 5,027 |
| Insider loans | $2,480,000 | 2,601 |
| FHLB advances | $5,986,000 | 3,046 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,105,000 | 4,430 |
| Tier 1 (core) risk-based capital | $9,148,000 | 5,636 |
| Tier 2 risk-based capital | $1,118,000 | 3,722 |
| Total risk weighted assets | $89,279,000 | 4,346 |
| Total unused commitments | $12,105,000 | 4,431 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $120,406,000 | 4,511 |
| Cash and due from depository institutions | $3,320,000 | 3,006 |
| Interest-bearing balances | $616,000 | 2,968 |
| Securities | $17,286,000 | 4,879 |
| Federal funds sold & reverse repurchase agreements | $3,124,000 | 4,274 |
| Net loans & leases | $88,866,000 | 4,164 |
| Loan loss allowance | $1,223,000 | 3,642 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,720,000 | 3,104 |
| Other real estate owned | $31,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,059,000 | 3,426 |
| Life insurance assets | $2,164,000 | 2,165 |
| Total liabilities and capital | $120,405,000 | 4,511 |
| Total liabilities | $111,507,000 | 4,400 |
| Total deposits | $104,374,000 | 4,346 |
| Interest-bearing deposits | $90,470,000 | 4,268 |
| Deposits held in domestic offices | $104,374,000 | 4,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,325,000 | 3,019 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $808,000 | 4,410 |
| Total equity capital | $8,898,000 | 5,775 |
| Total bank equity capital | $8,898,000 | 5,775 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $155,000 | 6,050 |
| Surplus | $6,968,000 | 3,212 |
| Undivided profits | $1,775,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $786,000 | 4,631 |
| Earning assets | $109,892,000 | 4,556 |
| Long-term assets (5+ years) | $20,376,000 | 3,387 |
| Average Assets, year-to-date | $120,435,000 | 4,486 |
| Average Assets, quarterly | $120,435,000 | 4,486 |
| Volatile liabilities | $20,140,000 | 4,619 |
| Insider loans | $1,281,000 | 3,817 |
| FHLB advances | $6,325,000 | 2,898 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,591,000 | 4,515 |
| Tier 1 (core) risk-based capital | $9,064,000 | 5,621 |
| Tier 2 risk-based capital | $1,094,000 | 3,763 |
| Total risk weighted assets | $87,384,000 | 4,373 |
| Total unused commitments | $11,591,000 | 4,516 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $120,464,000 | 4,481 |
| Cash and due from depository institutions | $4,193,000 | 3,101 |
| Interest-bearing balances | $605,000 | 2,964 |
| Securities | $14,979,000 | 5,295 |
| Federal funds sold & reverse repurchase agreements | $1,742,000 | 4,651 |
| Net loans & leases | $91,606,000 | 4,056 |
| Loan loss allowance | $1,167,000 | 3,739 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,772,000 | 3,027 |
| Other real estate owned | $31,000 | 3,101 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,141,000 | 3,411 |
| Life insurance assets | $2,145,000 | 2,142 |
| Total liabilities and capital | $120,464,000 | 4,481 |
| Total liabilities | $111,635,000 | 4,366 |
| Total deposits | $103,901,000 | 4,321 |
| Interest-bearing deposits | $88,173,000 | 4,285 |
| Deposits held in domestic offices | $103,901,000 | 4,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,744,000 | 3,061 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $990,000 | 3,875 |
| Total equity capital | $8,829,000 | 5,761 |
| Total bank equity capital | $8,829,000 | 5,761 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $155,000 | 6,077 |
| Surplus | $6,968,000 | 3,169 |
| Undivided profits | $1,706,000 | 6,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 6,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $827,000 | 4,595 |
| Earning assets | $108,932,000 | 4,526 |
| Long-term assets (5+ years) | $18,190,000 | 3,563 |
| Average Assets, year-to-date | $114,291,200 | 4,505 |
| Average Assets, quarterly | $119,756,500 | 4,451 |
| Volatile liabilities | $21,869,000 | 4,486 |
| Insider loans | $1,560,000 | 3,438 |
| FHLB advances | $6,744,000 | 2,944 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $11,702,000 | 4,440 |
| Tier 1 (core) risk-based capital | $9,027,000 | 5,607 |
| Tier 2 risk-based capital | $1,112,000 | 3,704 |
| Total risk weighted assets | $88,910,000 | 4,285 |
| Total unused commitments | $11,702,000 | 4,440 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 58 | 2,993 |
| Assets and Liabilities | ||
| Total Assets: | $119,049,000 | 4,475 |
| Cash and due from depository institutions | $3,119,000 | 2,993 |
| Interest-bearing balances | $604,000 | 2,899 |
| Securities | $15,224,000 | 5,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $92,911,000 | 4,019 |
| Loan loss allowance | $1,134,000 | 3,842 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,621,000 | 3,087 |
| Other real estate owned | $36,000 | 2,993 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,138,000 | 3,432 |
| Life insurance assets | $2,121,000 | 2,118 |
| Total liabilities and capital | $119,049,000 | 4,475 |
| Total liabilities | $110,425,000 | 4,364 |
| Total deposits | $95,146,000 | 4,507 |
| Interest-bearing deposits | $82,026,000 | 4,447 |
| Deposits held in domestic offices | $95,146,000 | 4,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,536,000 | 1,380 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,961,000 | 3,187 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $782,000 | 4,447 |
| Total equity capital | $8,624,000 | 5,807 |
| Total bank equity capital | $8,624,000 | 5,807 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,125 |
| Surplus | $6,968,000 | 3,140 |
| Undivided profits | $1,501,000 | 6,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $828,000 | 4,597 |
| Earning assets | $108,739,000 | 4,503 |
| Long-term assets (5+ years) | $19,469,000 | 3,389 |
| Average Assets, year-to-date | $112,748,000 | 4,575 |
| Average Assets, quarterly | $116,762,000 | 4,519 |
| Volatile liabilities | $30,552,000 | 3,702 |
| Insider loans | $1,414,000 | 3,585 |
| FHLB advances | $6,961,000 | 3,054 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,621,000 | 4,277 |
| Tier 1 (core) risk-based capital | $8,886,000 | 5,653 |
| Tier 2 risk-based capital | $1,134,000 | 3,654 |
| Total risk weighted assets | $92,151,000 | 4,182 |
| Total unused commitments | $12,621,000 | 4,277 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $114,475,000 | 4,582 |
| Cash and due from depository institutions | $3,602,000 | 2,941 |
| Interest-bearing balances | $601,000 | 2,905 |
| Securities | $15,105,000 | 5,316 |
| Federal funds sold & reverse repurchase agreements | $335,000 | 5,304 |
| Net loans & leases | $87,319,000 | 4,147 |
| Loan loss allowance | $1,077,000 | 3,945 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,610,000 | 3,073 |
| Other real estate owned | $463,000 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,041,000 | 3,457 |
| Life insurance assets | $2,100,000 | 2,084 |
| Total liabilities and capital | $114,475,000 | 4,582 |
| Total liabilities | $106,003,000 | 4,460 |
| Total deposits | $96,247,000 | 4,469 |
| Interest-bearing deposits | $81,878,000 | 4,438 |
| Deposits held in domestic offices | $96,247,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,640 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,542,000 | 3,085 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $714,000 | 4,346 |
| Total equity capital | $8,472,000 | 5,740 |
| Total bank equity capital | $8,472,000 | 5,740 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $155,000 | 6,143 |
| Surplus | $6,968,000 | 3,083 |
| Undivided profits | $1,349,000 | 6,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $690,000 | 4,836 |
| Earning assets | $103,360,000 | 4,637 |
| Long-term assets (5+ years) | $20,608,000 | 3,271 |
| Average Assets, year-to-date | $110,647,670 | 4,642 |
| Average Assets, quarterly | $112,602,000 | 4,617 |
| Volatile liabilities | $22,592,000 | 4,357 |
| Insider loans | $1,637,000 | 3,289 |
| FHLB advances | $7,542,000 | 2,950 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,852,000 | 4,088 |
| Tier 1 (core) risk-based capital | $8,902,000 | 5,571 |
| Tier 2 risk-based capital | $1,077,000 | 3,773 |
| Total risk weighted assets | $86,201,000 | 4,319 |
| Total unused commitments | $13,852,000 | 4,088 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 61 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $110,729,000 | 4,672 |
| Cash and due from depository institutions | $2,841,000 | 2,868 |
| Interest-bearing balances | $607,000 | 3,019 |
| Securities | $15,813,000 | 5,238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $85,265,000 | 4,155 |
| Loan loss allowance | $1,146,000 | 3,780 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,981,000 | 3,453 |
| Other real estate owned | $53,000 | 2,868 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,776,000 | 3,536 |
| Life insurance assets | $2,079,000 | 2,061 |
| Total liabilities and capital | $110,729,000 | 4,672 |
| Total liabilities | $102,155,000 | 4,573 |
| Total deposits | $88,372,000 | 4,731 |
| Interest-bearing deposits | $76,131,000 | 4,641 |
| Deposits held in domestic offices | $88,372,000 | 4,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,241,000 | 1,586 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,048,000 | 2,880 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $494,000 | 5,193 |
| Total equity capital | $8,574,000 | 5,679 |
| Total bank equity capital | $8,574,000 | 5,679 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,154 |
| Surplus | $6,968,000 | 3,018 |
| Undivided profits | $1,451,000 | 6,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $862,000 | 2,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $540,000 | 5,475 |
| Earning assets | $101,685,000 | 4,675 |
| Long-term assets (5+ years) | $18,924,000 | 3,405 |
| Average Assets, year-to-date | $108,734,000 | 4,691 |
| Average Assets, quarterly | $108,734,000 | 4,691 |
| Volatile liabilities | $26,349,000 | 3,836 |
| Insider loans | $1,914,000 | 2,931 |
| FHLB advances | $8,048,000 | 2,762 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $14,218,000 | 4,055 |
| Tier 1 (core) risk-based capital | $8,838,000 | 5,534 |
| Tier 2 risk-based capital | $1,028,000 | 3,838 |
| Total risk weighted assets | $82,128,000 | 4,397 |
| Total unused commitments | $14,218,000 | 4,055 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $106,739,000 | 4,766 |
| Cash and due from depository institutions | $3,202,000 | 3,249 |
| Interest-bearing balances | $605,000 | 3,127 |
| Securities | $15,961,000 | 5,223 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $81,223,000 | 4,260 |
| Loan loss allowance | $1,113,000 | 3,816 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,538,000 | 3,817 |
| Other real estate owned | $53,000 | 3,249 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,762,000 | 3,535 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $106,739,000 | 4,766 |
| Total liabilities | $97,961,000 | 4,675 |
| Total deposits | $85,807,000 | 4,811 |
| Interest-bearing deposits | $73,929,000 | 4,694 |
| Deposits held in domestic offices | $85,807,000 | 4,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,176,000 | 1,978 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,413,000 | 2,936 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $565,000 | 4,810 |
| Total equity capital | $8,778,000 | 5,571 |
| Total bank equity capital | $8,778,000 | 5,571 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $155,000 | 6,176 |
| Surplus | $6,968,000 | 2,983 |
| Undivided profits | $1,655,000 | 6,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $717,000 | 3,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $551,000 | 5,454 |
| Earning assets | $97,789,000 | 4,790 |
| Long-term assets (5+ years) | $20,064,000 | 3,293 |
| Average Assets, year-to-date | $102,312,200 | 4,764 |
| Average Assets, quarterly | $103,668,500 | 4,824 |
| Volatile liabilities | $20,982,000 | 4,331 |
| Insider loans | $1,157,000 | 3,914 |
| FHLB advances | $8,413,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $11,847,000 | 4,364 |
| Tier 1 (core) risk-based capital | $9,029,000 | 5,431 |
| Tier 2 risk-based capital | $1,000,000 | 3,899 |
| Total risk weighted assets | $79,901,000 | 4,457 |
| Total unused commitments | $11,847,000 | 4,364 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 46 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $100,598,000 | 4,906 |
| Cash and due from depository institutions | $2,435,000 | 3,586 |
| Interest-bearing balances | $608,000 | 3,206 |
| Securities | $17,026,000 | 5,043 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $77,045,000 | 4,369 |
| Loan loss allowance | $1,106,000 | 3,806 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,449,000 | 3,867 |
| Other real estate owned | $54,000 | 3,586 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,589,000 | 5,606 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $100,598,000 | 4,906 |
| Total liabilities | $91,758,000 | 4,832 |
| Total deposits | $81,331,000 | 4,912 |
| Interest-bearing deposits | $68,885,000 | 4,882 |
| Deposits held in domestic offices | $81,331,000 | 4,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,016,000 | 2,804 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,929,000 | 2,887 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $482,000 | 5,237 |
| Total equity capital | $8,840,000 | 5,539 |
| Total bank equity capital | $8,840,000 | 5,539 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,202 |
| Surplus | $6,969,000 | 2,924 |
| Undivided profits | $1,716,000 | 6,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $712,000 | 3,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $476,000 | 5,907 |
| Earning assets | $94,679,000 | 4,833 |
| Long-term assets (5+ years) | $21,052,000 | 3,207 |
| Average Assets, year-to-date | $101,205,500 | 4,804 |
| Average Assets, quarterly | $101,782,500 | 4,847 |
| Volatile liabilities | $19,023,000 | 4,529 |
| Insider loans | $1,030,000 | 4,105 |
| FHLB advances | $8,929,000 | 2,756 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,268,000 | 4,401 |
| Tier 1 (core) risk-based capital | $8,633,000 | 5,547 |
| Tier 2 risk-based capital | $922,000 | 4,093 |
| Total risk weighted assets | $73,628,000 | 4,639 |
| Total unused commitments | $11,268,000 | 4,403 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 46 | 3,596 |
| Assets and Liabilities | ||
| Total Assets: | $102,967,000 | 4,795 |
| Cash and due from depository institutions | $1,990,000 | 3,596 |
| Interest-bearing balances | $605,000 | 3,205 |
| Securities | $15,673,000 | 5,297 |
| Federal funds sold & reverse repurchase agreements | $3,198,000 | 2,816 |
| Net loans & leases | $77,839,000 | 4,294 |
| Loan loss allowance | $1,063,000 | 3,859 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,453,000 | 3,818 |
| Other real estate owned | $170,000 | 3,596 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,644,000 | 5,379 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $102,967,000 | 4,795 |
| Total liabilities | $94,193,000 | 4,707 |
| Total deposits | $84,232,000 | 4,774 |
| Interest-bearing deposits | $71,899,000 | 4,698 |
| Deposits held in domestic offices | $84,232,000 | 4,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,573,000 | 2,746 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $388,000 | 5,517 |
| Total equity capital | $8,774,000 | 5,524 |
| Total bank equity capital | $8,774,000 | 5,524 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,203 |
| Surplus | $6,968,000 | 2,873 |
| Undivided profits | $1,651,000 | 6,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 2,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $523,000 | 5,305 |
| Earning assets | $97,315,000 | 4,686 |
| Long-term assets (5+ years) | $20,999,000 | 3,271 |
| Average Assets, year-to-date | $101,408,000 | 4,786 |
| Average Assets, quarterly | $101,090,500 | 4,817 |
| Volatile liabilities | $18,424,000 | 4,467 |
| Insider loans | $479,000 | 5,507 |
| FHLB advances | $9,573,000 | 2,623 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,006,000 | 4,870 |
| Tier 1 (core) risk-based capital | $8,853,000 | 5,396 |
| Tier 2 risk-based capital | $930,000 | 4,026 |
| Total risk weighted assets | $74,283,000 | 4,555 |
| Total unused commitments | $9,006,000 | 4,872 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 45 | 3,633 |
| Assets and Liabilities | ||
| Total Assets: | $99,214,000 | 4,912 |
| Cash and due from depository institutions | $1,649,000 | 3,633 |
| Interest-bearing balances | $604,000 | 3,213 |
| Securities | $16,657,000 | 5,203 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $77,643,000 | 4,247 |
| Loan loss allowance | $1,114,000 | 3,746 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,549,000 | 4,957 |
| Other real estate owned | $14,000 | 3,633 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,702,000 | 5,296 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $99,214,000 | 4,912 |
| Total liabilities | $90,664,000 | 4,836 |
| Total deposits | $79,092,000 | 4,984 |
| Interest-bearing deposits | $69,323,000 | 4,865 |
| Deposits held in domestic offices | $79,092,000 | 4,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,265,000 | 2,471 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,996,000 | 2,621 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $311,000 | 5,961 |
| Total equity capital | $8,550,000 | 5,543 |
| Total bank equity capital | $8,550,000 | 5,543 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $155,000 | 6,251 |
| Surplus | $6,968,000 | 2,831 |
| Undivided profits | $1,427,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,260,000 | 1,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $501,000 | 5,346 |
| Earning assets | $94,904,000 | 4,796 |
| Long-term assets (5+ years) | $24,853,000 | 3,005 |
| Average Assets, year-to-date | $100,628,500 | 4,848 |
| Average Assets, quarterly | $100,628,500 | 4,848 |
| Volatile liabilities | $18,827,000 | 4,305 |
| Insider loans | $210,000 | 6,597 |
| FHLB advances | $9,996,000 | 2,506 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $7,780,000 | 5,127 |
| Tier 1 (core) risk-based capital | $8,718,000 | 5,396 |
| Tier 2 risk-based capital | $889,000 | 4,130 |
| Total risk weighted assets | $70,901,000 | 4,653 |
| Total unused commitments | $7,780,000 | 5,129 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $102,043,000 | 4,813 |
| Cash and due from depository institutions | $2,145,000 | 3,575 |
| Interest-bearing balances | $603,000 | 3,270 |
| Securities | $17,625,000 | 5,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $79,035,000 | 4,183 |
| Loan loss allowance | $1,052,000 | 3,874 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,595,000 | 4,877 |
| Other real estate owned | $35,000 | 3,575 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,608,000 | 5,395 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $102,043,000 | 4,813 |
| Total liabilities | $94,288,000 | 4,710 |
| Total deposits | $79,653,000 | 4,969 |
| Interest-bearing deposits | $70,319,000 | 4,813 |
| Deposits held in domestic offices | $79,653,000 | 4,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,767 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,249,000 | 2,543 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $386,000 | 5,365 |
| Total equity capital | $7,755,000 | 5,882 |
| Total bank equity capital | $7,755,000 | 5,882 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $155,000 | 6,277 |
| Surplus | $6,167,000 | 3,075 |
| Undivided profits | $1,433,000 | 6,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 6,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $579,000 | 4,816 |
| Earning assets | $97,263,000 | 4,705 |
| Long-term assets (5+ years) | $26,055,000 | 2,970 |
| Average Assets, year-to-date | $102,152,200 | 4,675 |
| Average Assets, quarterly | $100,326,000 | 4,831 |
| Volatile liabilities | $22,264,000 | 3,865 |
| Insider loans | $210,000 | 6,629 |
| FHLB advances | $10,249,000 | 2,405 |
| Loans and leases held for sale | $3,048,000 | 486 |
| Unused loan commitments | $8,607,000 | 4,777 |
| Tier 1 (core) risk-based capital | $7,784,000 | 5,745 |
| Tier 2 risk-based capital | $897,000 | 4,090 |
| Total risk weighted assets | $71,616,000 | 4,634 |
| Total unused commitments | $8,607,000 | 4,779 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 50 | 3,327 |
| Assets and Liabilities | ||
| Total Assets: | $98,609,000 | 4,898 |
| Cash and due from depository institutions | $3,126,000 | 3,327 |
| Interest-bearing balances | $605,000 | 3,319 |
| Securities | $18,159,000 | 4,986 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $73,980,000 | 4,341 |
| Loan loss allowance | $1,220,000 | 3,474 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,610,000 | 4,819 |
| Other real estate owned | $46,000 | 3,327 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,688,000 | 5,251 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $98,609,000 | 4,898 |
| Total liabilities | $91,127,000 | 4,767 |
| Total deposits | $80,036,000 | 4,927 |
| Interest-bearing deposits | $69,642,000 | 4,804 |
| Deposits held in domestic offices | $80,036,000 | 4,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $124,000 | 3,556 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,505,000 | 2,491 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $462,000 | 5,114 |
| Total equity capital | $7,482,000 | 6,020 |
| Total bank equity capital | $7,482,000 | 6,020 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $155,000 | 6,319 |
| Surplus | $5,715,000 | 3,197 |
| Undivided profits | $1,612,000 | 6,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $552,000 | 5,142 |
| Earning assets | $92,744,000 | 4,820 |
| Long-term assets (5+ years) | $26,639,000 | 2,963 |
| Average Assets, year-to-date | $102,179,500 | 4,670 |
| Average Assets, quarterly | $98,977,000 | 4,826 |
| Volatile liabilities | $17,604,000 | 4,409 |
| Insider loans | $528,000 | 5,342 |
| FHLB advances | $10,505,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $9,514,000 | 4,523 |
| Tier 1 (core) risk-based capital | $7,479,000 | 5,875 |
| Tier 2 risk-based capital | $835,000 | 4,269 |
| Total risk weighted assets | $66,443,000 | 4,812 |
| Total unused commitments | $9,514,000 | 4,524 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $99,345,000 | 4,835 |
| Cash and due from depository institutions | $3,227,000 | 3,488 |
| Interest-bearing balances | $606,000 | 3,352 |
| Securities | $16,797,000 | 5,278 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $75,715,000 | 4,230 |
| Loan loss allowance | $1,397,000 | 3,114 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,622,000 | 4,772 |
| Other real estate owned | $89,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,895,000 | 4,953 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $99,345,000 | 4,835 |
| Total liabilities | $92,262,000 | 4,710 |
| Total deposits | $78,771,000 | 4,964 |
| Interest-bearing deposits | $69,187,000 | 4,832 |
| Deposits held in domestic offices | $78,771,000 | 4,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,375,000 | 2,640 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,517,000 | 2,351 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $599,000 | 4,119 |
| Total equity capital | $7,083,000 | 6,076 |
| Total bank equity capital | $7,083,000 | 6,076 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $155,000 | 6,364 |
| Surplus | $5,715,000 | 3,152 |
| Undivided profits | $1,213,000 | 7,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 2,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $581,000 | 4,717 |
| Earning assets | $93,118,000 | 4,770 |
| Long-term assets (5+ years) | $26,948,000 | 3,032 |
| Average Assets, year-to-date | $103,369,670 | 4,660 |
| Average Assets, quarterly | $103,277,500 | 4,693 |
| Volatile liabilities | $19,675,000 | 4,040 |
| Insider loans | $228,000 | 6,608 |
| FHLB advances | $11,517,000 | 2,227 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,371,000 | 4,360 |
| Tier 1 (core) risk-based capital | $7,361,000 | 5,885 |
| Tier 2 risk-based capital | $855,000 | 4,184 |
| Total risk weighted assets | $67,099,000 | 4,767 |
| Total unused commitments | $10,371,000 | 4,361 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $107,210,000 | 4,588 |
| Cash and due from depository institutions | $4,802,000 | 3,588 |
| Interest-bearing balances | $607,000 | 3,556 |
| Securities | $17,167,000 | 5,176 |
| Federal funds sold & reverse repurchase agreements | $2,815,000 | 3,971 |
| Net loans & leases | $79,193,000 | 4,035 |
| Loan loss allowance | $761,000 | 4,788 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,692,000 | 4,638 |
| Other real estate owned | $73,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,468,000 | 5,438 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $107,210,000 | 4,588 |
| Total liabilities | $99,597,000 | 4,467 |
| Total deposits | $86,044,000 | 4,667 |
| Interest-bearing deposits | $74,456,000 | 4,593 |
| Deposits held in domestic offices | $86,044,000 | 4,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $13,099,000 | 2,083 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $454,000 | 5,130 |
| Total equity capital | $7,613,000 | 5,906 |
| Total bank equity capital | $7,613,000 | 5,906 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $155,000 | 6,382 |
| Surplus | $5,715,000 | 3,118 |
| Undivided profits | $1,743,000 | 6,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 4,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $568,000 | 4,727 |
| Earning assets | $99,782,000 | 4,559 |
| Long-term assets (5+ years) | $28,461,000 | 2,880 |
| Average Assets, year-to-date | $105,382,000 | 4,616 |
| Average Assets, quarterly | $105,382,000 | 4,616 |
| Volatile liabilities | $19,675,000 | 3,960 |
| Insider loans | $300,000 | 6,230 |
| FHLB advances | $13,099,000 | 1,964 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,468,000 | 4,296 |
| Tier 1 (core) risk-based capital | $7,506,000 | 5,750 |
| Tier 2 risk-based capital | $761,000 | 4,480 |
| Total risk weighted assets | $75,030,000 | 4,363 |
| Total unused commitments | $10,468,000 | 4,303 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $103,554,000 | 4,688 |
| Cash and due from depository institutions | $6,266,000 | 3,693 |
| Interest-bearing balances | $600,000 | 3,443 |
| Securities | $16,836,000 | 5,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $77,035,000 | 4,082 |
| Loan loss allowance | $775,000 | 4,721 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,713,000 | 4,613 |
| Other real estate owned | $200,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,504,000 | 5,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,554,000 | 4,688 |
| Total liabilities | $96,257,000 | 4,545 |
| Total deposits | $82,144,000 | 4,810 |
| Interest-bearing deposits | $72,137,000 | 4,695 |
| Deposits held in domestic offices | $82,144,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $325,000 | 3,176 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,284,000 | 2,083 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $504,000 | 4,707 |
| Total equity capital | $7,297,000 | 5,996 |
| Total bank equity capital | $7,297,000 | 5,996 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $155,000 | 6,433 |
| Surplus | $5,620,000 | 3,112 |
| Undivided profits | $1,522,000 | 6,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 2,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $517,000 | 5,246 |
| Earning assets | $94,471,000 | 4,687 |
| Long-term assets (5+ years) | $28,893,000 | 2,862 |
| Average Assets, year-to-date | $97,119,000 | 4,766 |
| Average Assets, quarterly | $101,936,000 | 4,704 |
| Volatile liabilities | $22,275,000 | 3,629 |
| Insider loans | $390,000 | 5,902 |
| FHLB advances | $13,284,000 | 1,965 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,176,000 | 3,839 |
| Tier 1 (core) risk-based capital | $7,313,000 | 5,800 |
| Tier 2 risk-based capital | $775,000 | 4,433 |
| Total risk weighted assets | $73,578,000 | 4,408 |
| Total unused commitments | $12,176,000 | 3,843 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $100,318,000 | 4,769 |
| Cash and due from depository institutions | $8,089,000 | 3,705 |
| Interest-bearing balances | $500,000 | 3,798 |
| Securities | $17,159,000 | 5,170 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $71,236,000 | 4,302 |
| Loan loss allowance | $602,000 | 5,522 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,867,000 | 4,365 |
| Other real estate owned | $591,000 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,376,000 | 5,685 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,318,000 | 4,769 |
| Total liabilities | $93,311,000 | 4,627 |
| Total deposits | $78,499,000 | 4,962 |
| Interest-bearing deposits | $69,498,000 | 4,801 |
| Deposits held in domestic offices | $78,499,000 | 4,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $185,000 | 3,194 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,118,000 | 1,954 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $509,000 | 4,975 |
| Total equity capital | $7,007,000 | 6,120 |
| Total bank equity capital | $7,007,000 | 6,120 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $155,000 | 6,474 |
| Surplus | $5,185,000 | 3,227 |
| Undivided profits | $1,667,000 | 6,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $515,000 | 5,422 |
| Earning assets | $88,895,000 | 4,853 |
| Long-term assets (5+ years) | $32,949,000 | 2,607 |
| Average Assets, year-to-date | $95,510,250 | 4,837 |
| Average Assets, quarterly | $98,162,500 | 4,815 |
| Volatile liabilities | $24,318,000 | 3,379 |
| Insider loans | $192,000 | 6,862 |
| FHLB advances | $14,118,000 | 1,825 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,566,000 | 4,622 |
| Tier 1 (core) risk-based capital | $7,037,000 | 5,950 |
| Tier 2 risk-based capital | $602,000 | 5,176 |
| Total risk weighted assets | $71,787,000 | 4,464 |
| Total unused commitments | $8,566,000 | 4,626 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $96,007,000 | 4,896 |
| Cash and due from depository institutions | $5,082,000 | 3,917 |
| Interest-bearing balances | $1,300,000 | 2,934 |
| Securities | $18,981,000 | 4,830 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 3,009 |
| Net loans & leases | $63,278,000 | 4,650 |
| Loan loss allowance | $620,000 | 5,390 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,898,000 | 4,281 |
| Other real estate owned | $544,000 | 3,917 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,324,000 | 5,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,007,000 | 4,896 |
| Total liabilities | $89,336,000 | 4,756 |
| Total deposits | $76,897,000 | 5,017 |
| Interest-bearing deposits | $66,192,000 | 4,956 |
| Deposits held in domestic offices | $76,897,000 | 5,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $12,033,000 | 2,088 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $406,000 | 5,671 |
| Total equity capital | $6,671,000 | 6,297 |
| Total bank equity capital | $6,671,000 | 6,297 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $155,000 | 6,495 |
| Surplus | $4,815,000 | 3,384 |
| Undivided profits | $1,701,000 | 6,930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $530,000 | 5,192 |
| Earning assets | $88,459,000 | 4,875 |
| Long-term assets (5+ years) | $30,675,000 | 2,583 |
| Average Assets, year-to-date | $93,907,670 | 4,892 |
| Average Assets, quarterly | $94,938,000 | 4,892 |
| Volatile liabilities | $21,886,000 | 3,594 |
| Insider loans | $196,000 | 6,864 |
| FHLB advances | $12,033,000 | 1,958 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,878,000 | 5,052 |
| Tier 1 (core) risk-based capital | $6,594,000 | 6,118 |
| Tier 2 risk-based capital | $620,000 | 5,056 |
| Total risk weighted assets | $63,536,000 | 4,823 |
| Total unused commitments | $6,878,000 | 5,064 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 44 | 3,741 |
| Assets and Liabilities | ||
| Total Assets: | $93,869,000 | 4,919 |
| Cash and due from depository institutions | $8,482,000 | 3,741 |
| Interest-bearing balances | $1,800,000 | 2,611 |
| Securities | $21,598,000 | 4,432 |
| Federal funds sold & reverse repurchase agreements | $1,125,000 | 6,108 |
| Net loans & leases | $59,033,000 | 4,807 |
| Loan loss allowance | $545,000 | 5,731 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,937,000 | 4,194 |
| Other real estate owned | $363,000 | 3,741 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,331,000 | 5,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,869,000 | 4,919 |
| Total liabilities | $87,276,000 | 4,789 |
| Total deposits | $77,896,000 | 4,930 |
| Interest-bearing deposits | $65,726,000 | 4,962 |
| Deposits held in domestic offices | $77,896,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,989,000 | 2,447 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $391,000 | 5,825 |
| Total equity capital | $6,593,000 | 6,270 |
| Total bank equity capital | $6,593,000 | 6,270 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $155,000 | 6,524 |
| Surplus | $4,815,000 | 3,339 |
| Undivided profits | $1,623,000 | 6,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $960,000 | 2,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $546,000 | 5,037 |
| Earning assets | $83,556,000 | 5,021 |
| Long-term assets (5+ years) | $22,452,000 | 3,152 |
| Average Assets, year-to-date | $92,858,000 | 4,924 |
| Average Assets, quarterly | $92,858,000 | 4,924 |
| Volatile liabilities | $21,226,000 | 3,635 |
| Insider loans | $446,000 | 5,634 |
| FHLB advances | $8,989,000 | 2,316 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,787,000 | 5,360 |
| Tier 1 (core) risk-based capital | $6,546,000 | 6,084 |
| Tier 2 risk-based capital | $545,000 | 5,387 |
| Total risk weighted assets | $64,811,000 | 4,706 |
| Total unused commitments | $5,787,000 | 5,378 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $91,847,000 | 4,965 |
| Cash and due from depository institutions | $8,588,000 | 3,714 |
| Interest-bearing balances | $1,800,000 | 2,513 |
| Securities | $23,599,000 | 4,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $55,919,000 | 4,969 |
| Loan loss allowance | $492,000 | 6,011 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,994,000 | 4,109 |
| Other real estate owned | $456,000 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,291,000 | 5,745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,847,000 | 4,965 |
| Total liabilities | $85,251,000 | 4,836 |
| Total deposits | $75,029,000 | 5,008 |
| Interest-bearing deposits | $66,087,000 | 4,897 |
| Deposits held in domestic offices | $75,029,000 | 5,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,113 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,880,000 | 2,626 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $492,000 | 5,266 |
| Total equity capital | $6,596,000 | 6,227 |
| Total bank equity capital | $6,596,000 | 6,227 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $155,000 | 6,546 |
| Surplus | $4,815,000 | 3,300 |
| Undivided profits | $1,626,000 | 6,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $757,000 | 3,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $521,000 | 5,473 |
| Earning assets | $81,318,000 | 5,074 |
| Long-term assets (5+ years) | $19,734,000 | 3,362 |
| Average Assets, year-to-date | $81,207,200 | 5,210 |
| Average Assets, quarterly | $88,529,000 | 5,040 |
| Volatile liabilities | $23,503,000 | 3,349 |
| Insider loans | $424,000 | 5,760 |
| FHLB advances | $7,880,000 | 2,470 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,477,000 | 5,368 |
| Tier 1 (core) risk-based capital | $6,547,000 | 6,030 |
| Tier 2 risk-based capital | $492,000 | 5,684 |
| Total risk weighted assets | $62,699,000 | 4,791 |
| Total unused commitments | $5,477,000 | 5,372 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 37 | 4,301 |
| Assets and Liabilities | ||
| Total Assets: | $75,172,000 | 5,571 |
| Cash and due from depository institutions | $5,493,000 | 4,301 |
| Interest-bearing balances | $300,000 | 4,100 |
| Securities | $19,143,000 | 4,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $46,827,000 | 5,449 |
| Loan loss allowance | $469,000 | 6,036 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,976,000 | 4,058 |
| Other real estate owned | $487,000 | 4,301 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,246,000 | 5,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,172,000 | 5,571 |
| Total liabilities | $69,680,000 | 5,449 |
| Total deposits | $63,728,000 | 5,473 |
| Interest-bearing deposits | $56,402,000 | 5,343 |
| Deposits held in domestic offices | $63,728,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,165 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,557,000 | 3,501 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $395,000 | 6,123 |
| Total equity capital | $5,492,000 | 6,751 |
| Total bank equity capital | $5,492,000 | 6,751 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $155,000 | 6,706 |
| Surplus | $4,050,000 | 3,609 |
| Undivided profits | $1,287,000 | 7,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $811,000 | 3,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $590,000 | 5,323 |
| Earning assets | $66,270,000 | 5,692 |
| Long-term assets (5+ years) | $11,446,000 | 4,497 |
| Average Assets, year-to-date | $72,588,400 | 5,503 |
| Average Assets, quarterly | $75,436,500 | 5,517 |
| Volatile liabilities | $16,728,000 | 4,164 |
| Insider loans | $356,000 | 6,089 |
| FHLB advances | $3,557,000 | 3,295 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $3,914,000 | 6,048 |
| Tier 1 (core) risk-based capital | $5,480,000 | 6,600 |
| Tier 2 risk-based capital | $469,000 | 5,718 |
| Total risk weighted assets | $52,557,000 | 5,254 |
| Total unused commitments | $3,914,000 | 6,053 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 33 | 4,753 |
| Assets and Liabilities | ||
| Total Assets: | $70,529,000 | 5,663 |
| Cash and due from depository institutions | $2,723,000 | 4,753 |
| Interest-bearing balances | $300,000 | 3,453 |
| Securities | $19,524,000 | 4,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $45,487,000 | 5,487 |
| Loan loss allowance | $469,000 | 5,940 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,746,000 | 4,409 |
| Other real estate owned | $119,000 | 4,753 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $930,000 | 6,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,529,000 | 5,663 |
| Total liabilities | $65,283,000 | 5,535 |
| Total deposits | $61,341,000 | 5,481 |
| Interest-bearing deposits | $55,531,000 | 5,271 |
| Deposits held in domestic offices | $61,341,000 | 5,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,116 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,838,000 | 3,620 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $554,000 | 5,442 |
| Total equity capital | $5,246,000 | 6,898 |
| Total bank equity capital | $5,246,000 | 6,898 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $155,000 | 6,924 |
| Surplus | $4,050,000 | 3,538 |
| Undivided profits | $1,041,000 | 7,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,714,000 | 1,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $479,000 | 5,257 |
| Earning assets | $65,311,000 | 5,640 |
| Long-term assets (5+ years) | $15,654,000 | 3,660 |
| Average Assets, year-to-date | $71,260,200 | 5,433 |
| Average Assets, quarterly | $70,975,500 | 5,595 |
| Volatile liabilities | $19,269,000 | 3,740 |
| Insider loans | $550,000 | 5,225 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,247,000 | 6,367 |
| Tier 1 (core) risk-based capital | $5,360,000 | 6,705 |
| Tier 2 risk-based capital | $469,000 | 5,635 |
| Total risk weighted assets | $43,018,600 | 5,838 |
| Total unused commitments | $3,247,000 | 6,371 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $70,895,000 | 5,644 |
| Cash and due from depository institutions | $2,984,000 | 5,233 |
| Interest-bearing balances | $300,000 | 3,579 |
| Securities | $18,876,000 | 5,045 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $46,123,000 | 5,342 |
| Loan loss allowance | $470,000 | 5,886 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,598,000 | 4,653 |
| Other real estate owned | $32,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,282,000 | 5,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,895,000 | 5,644 |
| Total liabilities | $67,407,000 | 5,446 |
| Total deposits | $56,249,000 | 5,811 |
| Interest-bearing deposits | $50,444,000 | 5,642 |
| Deposits held in domestic offices | $56,249,000 | 5,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,405,000 | 1,818 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,358,000 | 2,544 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $395,000 | 6,109 |
| Total equity capital | $3,488,000 | 8,252 |
| Total bank equity capital | $3,488,000 | 8,252 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $155,000 | 7,170 |
| Surplus | $3,200,000 | 4,158 |
| Undivided profits | $133,000 | 8,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $987,000 | 2,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $435,000 | 5,083 |
| Earning assets | $65,299,000 | 5,593 |
| Long-term assets (5+ years) | $16,500,000 | 3,741 |
| Average Assets, year-to-date | $63,995,400 | 5,850 |
| Average Assets, quarterly | $70,383,000 | 5,630 |
| Volatile liabilities | $20,683,000 | 3,407 |
| Insider loans | $135,000 | 7,682 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,762,000 | 6,826 |
| Tier 1 (core) risk-based capital | $4,192,000 | 7,672 |
| Tier 2 risk-based capital | $470,000 | 5,537 |
| Total risk weighted assets | $43,940,800 | 5,674 |
| Total unused commitments | $2,762,000 | 6,832 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $55,607,000 | 6,569 |
| Cash and due from depository institutions | $2,794,000 | 5,705 |
| Interest-bearing balances | $300,000 | 3,934 |
| Securities | $15,976,000 | 5,607 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,839 |
| Net loans & leases | $34,454,000 | 6,219 |
| Loan loss allowance | $351,000 | 6,866 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,384,000 | 5,010 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $549,000 | 7,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,607,000 | 6,569 |
| Total liabilities | $50,785,000 | 6,473 |
| Total deposits | $49,205,000 | 6,371 |
| Interest-bearing deposits | $44,066,000 | 6,186 |
| Deposits held in domestic offices | $49,205,000 | 6,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,200,000 | 3,630 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $380,000 | 6,688 |
| Total equity capital | $4,822,000 | 7,241 |
| Total bank equity capital | $4,822,000 | 7,241 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $155,000 | 7,315 |
| Surplus | $3,200,000 | 4,019 |
| Undivided profits | $1,467,000 | 7,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 5,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $273,000 | 6,911 |
| Earning assets | $51,180,000 | 6,538 |
| Long-term assets (5+ years) | $11,546,000 | 4,383 |
| Average Assets, year-to-date | $52,123,800 | 6,590 |
| Average Assets, quarterly | $53,628,500 | 6,620 |
| Volatile liabilities | $6,946,000 | 6,082 |
| Insider loans | $67,000 | 8,441 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,724,000 | 6,789 |
| Tier 1 (core) risk-based capital | $4,796,000 | 7,101 |
| Tier 2 risk-based capital | $351,000 | 6,457 |
| Total risk weighted assets | $34,221,700 | 6,447 |
| Total unused commitments | $2,724,000 | 6,804 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $51,723,000 | 6,922 |
| Cash and due from depository institutions | $1,759,000 | 5,932 |
| Interest-bearing balances | $100,000 | 4,537 |
| Securities | $15,756,000 | 5,807 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,783 |
| Net loans & leases | $30,682,000 | 6,775 |
| Loan loss allowance | $379,000 | 6,748 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,335,000 | 5,078 |
| Other real estate owned | $189,000 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $602,000 | 7,883 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,723,000 | 6,922 |
| Total liabilities | $47,083,000 | 6,840 |
| Total deposits | $45,706,000 | 6,749 |
| Interest-bearing deposits | $41,224,000 | 6,556 |
| Deposits held in domestic offices | $45,706,000 | 6,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,648 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $377,000 | 6,944 |
| Total equity capital | $4,640,000 | 7,469 |
| Total bank equity capital | $4,640,000 | 7,469 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $155,000 | 7,639 |
| Surplus | $1,905,000 | 5,599 |
| Undivided profits | $2,580,000 | 6,435 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $288,000 | 6,989 |
| Earning assets | $47,938,000 | 6,873 |
| Long-term assets (5+ years) | $6,410,000 | 5,411 |
| Average Assets, year-to-date | $50,364,200 | 6,839 |
| Average Assets, quarterly | $51,207,500 | 6,908 |
| Volatile liabilities | $7,342,000 | 5,992 |
| Insider loans | $96,000 | 8,494 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,814,000 | 6,687 |
| Tier 1 (core) risk-based capital | $4,617,000 | 7,354 |
| Tier 2 risk-based capital | $379,000 | 6,193 |
| Total risk weighted assets | $31,314,800 | 6,819 |
| Total unused commitments | $2,814,000 | 6,695 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 28 | 6,081 |
| Assets and Liabilities | ||
| Total Assets: | $50,595,000 | 7,212 |
| Cash and due from depository institutions | $2,618,000 | 6,081 |
| Interest-bearing balances | $100,000 | 4,564 |
| Securities | $15,354,000 | 6,322 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 5,389 |
| Net loans & leases | $29,646,000 | 7,029 |
| Loan loss allowance | $358,000 | 7,217 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $816,000 | 6,672 |
| Other real estate owned | $0 | 6,081 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $536,000 | 8,607 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,595,000 | 7,212 |
| Total liabilities | $46,131,000 | 7,131 |
| Total deposits | $45,788,000 | 6,988 |
| Interest-bearing deposits | $41,073,000 | 6,767 |
| Deposits held in domestic offices | $45,788,000 | 6,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $343,000 | 7,397 |
| Total equity capital | $4,464,000 | 7,730 |
| Total bank equity capital | $4,464,000 | 7,730 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $155,000 | 8,041 |
| Surplus | $1,905,000 | 5,712 |
| Undivided profits | $2,404,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $234,000 | 7,899 |
| Earning assets | $46,725,000 | 7,173 |
| Long-term assets (5+ years) | $4,335,000 | 6,203 |
| Average Assets, year-to-date | $47,277,000 | 7,327 |
| Average Assets, quarterly | $49,615,000 | 7,233 |
| Volatile liabilities | $8,298,000 | 5,479 |
| Insider loans | $68,000 | 9,199 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,321,000 | 6,131 |
| Tier 1 (core) risk-based capital | $4,466,000 | 7,615 |
| Tier 2 risk-based capital | $358,000 | 6,543 |
| Total risk weighted assets | $29,259,100 | 7,204 |
| Total unused commitments | $3,321,000 | 6,147 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $46,022,000 | 7,759 |
| Cash and due from depository institutions | $2,447,000 | 6,946 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $12,613,000 | 7,394 |
| Federal funds sold & reverse repurchase agreements | $875,000 | 7,578 |
| Net loans & leases | $28,706,000 | 7,184 |
| Loan loss allowance | $491,000 | 6,131 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $743,000 | 7,074 |
| Other real estate owned | $19,000 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $619,000 | 8,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,022,000 | 7,759 |
| Total liabilities | $41,797,000 | 7,705 |
| Total deposits | $41,383,000 | 7,569 |
| Interest-bearing deposits | $36,468,000 | 7,454 |
| Deposits held in domestic offices | $41,383,000 | 7,565 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $414,000 | 7,007 |
| Total equity capital | $4,225,000 | 8,105 |
| Total bank equity capital | $4,225,000 | 8,105 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $155,000 | 8,443 |
| Surplus | $1,905,000 | 5,781 |
| Undivided profits | $2,165,000 | 7,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 9,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $294,000 | 7,198 |
| Earning assets | $42,194,000 | 7,753 |
| Long-term assets (5+ years) | $1,310,000 | 8,624 |
| Average Assets, year-to-date | $45,484,400 | 7,633 |
| Average Assets, quarterly | $45,719,000 | 7,747 |
| Volatile liabilities | $3,258,000 | 8,323 |
| Insider loans | $412,000 | 6,208 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,044,000 | 7,377 |
| Tier 1 (core) risk-based capital | $4,218,000 | 7,987 |
| Tier 2 risk-based capital | $359,370 | 6,627 |
| Total risk weighted assets | $28,618,170 | 7,351 |
| Total unused commitments | $2,044,000 | 7,393 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $44,866,000 | 7,982 |
| Cash and due from depository institutions | $2,399,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $13,021,000 | 7,695 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 7,566 |
| Net loans & leases | $27,881,000 | 7,351 |
| Loan loss allowance | $465,000 | 6,504 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $722,000 | 7,282 |
| Other real estate owned | $21,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $572,000 | 9,070 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,866,000 | 7,982 |
| Total liabilities | $41,156,000 | 7,915 |
| Total deposits | $40,973,000 | 7,724 |
| Interest-bearing deposits | $36,572,000 | 7,509 |
| Deposits held in domestic offices | $40,973,000 | 7,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $183,000 | 9,338 |
| Total equity capital | $3,710,000 | 8,529 |
| Total bank equity capital | $3,710,000 | 8,529 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $155,000 | 8,910 |
| Surplus | $1,905,000 | 5,798 |
| Undivided profits | $1,650,000 | 7,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,000 | 10,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $209,000 | 8,284 |
| Earning assets | $41,152,000 | 7,970 |
| Long-term assets (5+ years) | $862,000 | 9,639 |
| Average Assets, year-to-date | $44,451,000 | 7,934 |
| Average Assets, quarterly | $46,012,500 | 7,838 |
| Volatile liabilities | $6,133,000 | 6,011 |
| Insider loans | $515,000 | 5,599 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,778,000 | 7,793 |
| Tier 1 (core) risk-based capital | $3,822,000 | 8,493 |
| Tier 2 risk-based capital | $348,160 | 6,848 |
| Total risk weighted assets | $27,736,260 | 7,586 |
| Total unused commitments | $1,778,000 | 7,803 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $42,875,000 | 8,477 |
| Cash and due from depository institutions | $2,744,000 | 6,753 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $15,142,000 | 7,350 |
| Federal funds sold & reverse repurchase agreements | $1,175,000 | 7,354 |
| Net loans & leases | $22,404,000 | 8,339 |
| Loan loss allowance | $455,000 | 6,791 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $746,000 | 7,290 |
| Other real estate owned | $154,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $510,000 | 9,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,875,000 | 8,477 |
| Total liabilities | $39,062,000 | 8,441 |
| Total deposits | $38,883,000 | 8,290 |
| Interest-bearing deposits | $34,361,000 | 8,139 |
| Deposits held in domestic offices | $38,883,000 | 8,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $179,000 | 9,700 |
| Total equity capital | $3,813,000 | 8,617 |
| Total bank equity capital | $3,813,000 | 8,617 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $155,000 | 9,354 |
| Surplus | $1,905,000 | 5,777 |
| Undivided profits | $1,753,000 | 7,935 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 9,458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $147,000 | 9,573 |
| Earning assets | $38,820,000 | 8,521 |
| Long-term assets (5+ years) | $1,968,000 | 8,797 |
| Average Assets, year-to-date | $42,888,800 | 8,319 |
| Average Assets, quarterly | $42,879,500 | 8,430 |
| Volatile liabilities | $4,823,000 | 6,655 |
| Insider loans | $572,000 | 5,318 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,158,000 | 6,232 |
| Tier 1 (core) risk-based capital | $3,813,000 | 8,528 |
| Tier 2 risk-based capital | $300,920 | 7,569 |
| Total risk weighted assets | $23,919,620 | 8,343 |
| Total unused commitments | $3,158,000 | 6,253 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $42,514,000 | 8,673 |
| Cash and due from depository institutions | $1,901,000 | 6,885 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $18,356,000 | 6,446 |
| Federal funds sold & reverse repurchase agreements | $781,000 | 9,369 |
| Net loans & leases | $19,991,000 | 8,927 |
| Loan loss allowance | $493,000 | 6,550 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $633,000 | 8,034 |
| Other real estate owned | $288,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $564,000 | 9,133 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,514,000 | 8,673 |
| Total liabilities | $39,366,000 | 8,583 |
| Total deposits | $39,194,000 | 8,452 |
| Interest-bearing deposits | $34,066,000 | 8,412 |
| Deposits held in domestic offices | $39,194,000 | 8,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $172,000 | 10,666 |
| Total equity capital | $3,148,000 | 9,492 |
| Total bank equity capital | $3,148,000 | 9,492 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $155,000 | 9,796 |
| Surplus | $1,905,000 | 5,699 |
| Undivided profits | $1,088,000 | 9,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $130,000 | 9,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $106,000 | 11,371 |
| Earning assets | $39,227,000 | 8,613 |
| Long-term assets (5+ years) | $6,644,000 | 5,595 |
| Average Assets, year-to-date | $41,011,800 | 8,704 |
| Average Assets, quarterly | $41,639,000 | 8,726 |
| Volatile liabilities | $4,297,000 | 7,154 |
| Insider loans | $312,000 | 2,838 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,373,000 | 8,362 |
| Tier 1 (core) risk-based capital | $3,148,000 | 9,424 |
| Tier 2 risk-based capital | $285,630 | 7,865 |
| Total risk weighted assets | $22,643,230 | 8,749 |
| Total unused commitments | $1,373,000 | 8,390 |
| Derivatives | $0 | 651 |