Home > Kentucky Savings Bank, FSB > Income and Expense
Kentucky Savings Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 8,639 |
| Total interest expense | $2,040,000 | 6,373 |
| Net interest income | $658,000 | 10,957 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $110,000 | 10,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $816,000 | 9,705 |
| Salaries and employee benefits | $277,000 | 10,945 |
| Premises and equipment expense | $112,000 | 9,254 |
| Additional noninterest expense | $427,000 | 7,930 |
| Pre-tax net operating income | $-102,000 | 11,596 |
| Securities gains (losses) | $16,000 | 2,046 |
| Applicable income taxes | $-20,000 | 11,556 |
| Income before extraordinary items | $-66,000 | 11,580 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-66,000 | 11,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-78,320 | 11,568 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 8,389 |
| Total interest expense | $1,727,000 | 6,270 |
| Net interest income | $1,068,000 | 10,188 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $75,000 | 11,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $75,000 | 8,448 |
| Total noninterest expense | $839,000 | 10,052 |
| Salaries and employee benefits | $293,000 | 11,269 |
| Premises and equipment expense | $107,000 | 9,803 |
| Additional noninterest expense | $439,000 | 8,431 |
| Pre-tax net operating income | $244,000 | 10,544 |
| Securities gains (losses) | $-64,000 | 11,223 |
| Applicable income taxes | $62,000 | 10,185 |
| Income before extraordinary items | $118,000 | 11,187 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $118,000 | 11,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $160,240 | 10,745 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 9,665 |
| Total interest expense | $1,227,000 | 8,152 |
| Net interest income | $1,027,000 | 10,686 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $176,000 | 9,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $176,000 | 6,056 |
| Total noninterest expense | $740,000 | 10,965 |
| Salaries and employee benefits | $298,000 | 11,665 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $347,000 | 9,875 |
| Pre-tax net operating income | $422,000 | 9,247 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $141,000 | 8,837 |
| Income before extraordinary items | $281,000 | 9,680 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 400 |
| Net operating income | $281,000 | 9,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 12,734 |
| Total interest expense | $644,000 | 12,089 |
| Net interest income | $498,000 | 13,092 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $66,000 | 12,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $442,000 | 12,953 |
| Salaries and employee benefits | $231,000 | 12,820 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $155,000 | 12,864 |
| Pre-tax net operating income | $110,000 | 11,917 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $53,000 | 12,533 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $53,000 | 12,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $51,720 | 12,288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.