Home > Kentucky Neighborhood Bank > Income and Expense
Kentucky Neighborhood Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 3,606 |
| Total interest expense | $675,000 | 3,113 |
| Net interest income | $4,846,000 | 3,634 |
| Provision for loan and lease losses | $95,000 | 3,197 |
| Total noninterest income | $1,583,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $228,000 | 3,408 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,355,000 | 2,021 |
| Total noninterest expense | $5,553,000 | 2,984 |
| Salaries and employee benefits | $2,875,000 | 3,111 |
| Premises and equipment expense | $502,000 | 3,369 |
| Additional noninterest expense | $2,176,000 | 2,601 |
| Pre-tax net operating income | $781,000 | 4,370 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $191,000 | 2,964 |
| Income before extraordinary items | $590,000 | 4,552 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $590,000 | 4,551 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $590,000 | 4,551 |
| Net charge-offs | $115,000 | 2,489 |
| Cash dividends | $411,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $590,000 | 4,508 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 3,601 |
| Total interest expense | $527,000 | 3,036 |
| Net interest income | $3,655,000 | 3,643 |
| Provision for loan and lease losses | $50,000 | 3,314 |
| Total noninterest income | $1,181,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $170,000 | 3,436 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,011,000 | 2,030 |
| Total noninterest expense | $3,543,000 | 3,305 |
| Salaries and employee benefits | $1,920,000 | 3,350 |
| Premises and equipment expense | $377,000 | 3,382 |
| Additional noninterest expense | $1,246,000 | 3,136 |
| Pre-tax net operating income | $1,243,000 | 3,421 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $356,000 | 2,340 |
| Income before extraordinary items | $887,000 | 3,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $887,000 | 3,716 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $887,000 | 3,718 |
| Net charge-offs | $79,000 | 2,255 |
| Cash dividends | $411,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $887,000 | 3,650 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 3,590 |
| Total interest expense | $344,000 | 3,080 |
| Net interest income | $2,478,000 | 3,622 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $667,000 | 2,610 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $107,000 | 3,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $560,000 | 2,239 |
| Total noninterest expense | $2,364,000 | 3,323 |
| Salaries and employee benefits | $1,275,000 | 3,383 |
| Premises and equipment expense | $248,000 | 3,423 |
| Additional noninterest expense | $841,000 | 3,115 |
| Pre-tax net operating income | $731,000 | 3,597 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $204,000 | 2,481 |
| Income before extraordinary items | $527,000 | 3,878 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $527,000 | 3,876 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $527,000 | 3,877 |
| Net charge-offs | $20,000 | 2,775 |
| Cash dividends | $10,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $527,000 | 3,814 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 3,586 |
| Total interest expense | $174,000 | 3,073 |
| Net interest income | $1,249,000 | 3,618 |
| Provision for loan and lease losses | $50,000 | 2,135 |
| Total noninterest income | $236,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,707 |
| Total noninterest expense | $1,178,000 | 3,342 |
| Salaries and employee benefits | $645,000 | 3,373 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $410,000 | 3,174 |
| Pre-tax net operating income | $257,000 | 4,093 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $65,000 | 2,798 |
| Income before extraordinary items | $192,000 | 4,292 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $192,000 | 4,289 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $192,000 | 4,291 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $192,000 | 4,244 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,790,000 | 3,520 |
| Total interest expense | $692,000 | 3,088 |
| Net interest income | $5,098,000 | 3,545 |
| Provision for loan and lease losses | $173,000 | 2,510 |
| Total noninterest income | $1,292,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $221,000 | 3,564 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,071,000 | 2,285 |
| Total noninterest expense | $4,846,000 | 3,298 |
| Salaries and employee benefits | $2,576,000 | 3,340 |
| Premises and equipment expense | $551,000 | 3,281 |
| Additional noninterest expense | $1,719,000 | 3,105 |
| Pre-tax net operating income | $1,371,000 | 3,638 |
| Securities gains (losses) | $-7,000 | 5,835 |
| Applicable income taxes | $396,000 | 2,427 |
| Income before extraordinary items | $968,000 | 3,991 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $968,000 | 3,991 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $968,000 | 3,992 |
| Net charge-offs | $108,000 | 2,575 |
| Cash dividends | $528,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $972,970 | 3,929 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 3,555 |
| Total interest expense | $510,000 | 3,166 |
| Net interest income | $3,844,000 | 3,563 |
| Provision for loan and lease losses | $173,000 | 2,143 |
| Total noninterest income | $973,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $161,000 | 3,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $812,000 | 2,296 |
| Total noninterest expense | $3,588,000 | 3,340 |
| Salaries and employee benefits | $1,937,000 | 3,346 |
| Premises and equipment expense | $420,000 | 3,295 |
| Additional noninterest expense | $1,231,000 | 3,224 |
| Pre-tax net operating income | $1,056,000 | 3,651 |
| Securities gains (losses) | $-4,000 | 5,921 |
| Applicable income taxes | $301,000 | 2,479 |
| Income before extraordinary items | $751,000 | 3,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $751,000 | 3,991 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $751,000 | 3,993 |
| Net charge-offs | $76,000 | 2,410 |
| Cash dividends | $16,000 | 3,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $753,840 | 3,929 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 3,542 |
| Total interest expense | $333,000 | 3,237 |
| Net interest income | $2,602,000 | 3,539 |
| Provision for loan and lease losses | $153,000 | 1,743 |
| Total noninterest income | $603,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $102,000 | 3,696 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $501,000 | 2,409 |
| Total noninterest expense | $2,330,000 | 3,435 |
| Salaries and employee benefits | $1,270,000 | 3,414 |
| Premises and equipment expense | $276,000 | 3,331 |
| Additional noninterest expense | $784,000 | 3,340 |
| Pre-tax net operating income | $722,000 | 3,604 |
| Securities gains (losses) | $-4,000 | 6,027 |
| Applicable income taxes | $200,000 | 2,486 |
| Income before extraordinary items | $518,000 | 3,909 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $518,000 | 3,910 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $518,000 | 3,912 |
| Net charge-offs | $72,000 | 2,015 |
| Cash dividends | $10,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $520,880 | 3,845 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 3,564 |
| Total interest expense | $167,000 | 3,257 |
| Net interest income | $1,289,000 | 3,560 |
| Provision for loan and lease losses | $83,000 | 1,624 |
| Total noninterest income | $310,000 | 2,757 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $48,000 | 3,764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $262,000 | 2,290 |
| Total noninterest expense | $1,155,000 | 3,477 |
| Salaries and employee benefits | $634,000 | 3,449 |
| Premises and equipment expense | $134,000 | 3,423 |
| Additional noninterest expense | $387,000 | 3,365 |
| Pre-tax net operating income | $361,000 | 3,565 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $99,000 | 2,453 |
| Income before extraordinary items | $262,000 | 3,879 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $262,000 | 3,882 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $262,000 | 3,883 |
| Net charge-offs | $37,000 | 1,776 |
| Cash dividends | $5,000 | 2,870 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $262,000 | 3,794 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 3,548 |
| Total interest expense | $694,000 | 3,333 |
| Net interest income | $5,255,000 | 3,534 |
| Provision for loan and lease losses | $111,000 | 3,094 |
| Total noninterest income | $1,186,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $248,000 | 3,555 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $938,000 | 2,406 |
| Total noninterest expense | $4,834,000 | 3,394 |
| Salaries and employee benefits | $2,548,000 | 3,432 |
| Premises and equipment expense | $457,000 | 3,827 |
| Additional noninterest expense | $1,829,000 | 3,080 |
| Pre-tax net operating income | $1,496,000 | 3,488 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $417,000 | 2,380 |
| Income before extraordinary items | $1,079,000 | 3,820 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,079,000 | 3,821 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,079,000 | 3,822 |
| Net charge-offs | $87,000 | 3,308 |
| Cash dividends | $867,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,079,000 | 3,775 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 3,603 |
| Total interest expense | $521,000 | 3,376 |
| Net interest income | $3,906,000 | 3,579 |
| Provision for loan and lease losses | $58,000 | 3,292 |
| Total noninterest income | $948,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $189,000 | 3,569 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $759,000 | 2,332 |
| Total noninterest expense | $3,658,000 | 3,397 |
| Salaries and employee benefits | $1,948,000 | 3,408 |
| Premises and equipment expense | $346,000 | 3,866 |
| Additional noninterest expense | $1,364,000 | 3,099 |
| Pre-tax net operating income | $1,138,000 | 3,542 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $319,000 | 2,400 |
| Income before extraordinary items | $819,000 | 3,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $819,000 | 3,866 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $819,000 | 3,867 |
| Net charge-offs | $69,000 | 3,016 |
| Cash dividends | $60,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $819,000 | 3,822 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,922,000 | 3,619 |
| Total interest expense | $358,000 | 3,346 |
| Net interest income | $2,564,000 | 3,615 |
| Provision for loan and lease losses | $33,000 | 3,284 |
| Total noninterest income | $627,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $500,000 | 2,315 |
| Total noninterest expense | $2,464,000 | 3,385 |
| Salaries and employee benefits | $1,303,000 | 3,420 |
| Premises and equipment expense | $231,000 | 3,884 |
| Additional noninterest expense | $930,000 | 3,062 |
| Pre-tax net operating income | $694,000 | 3,606 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $192,000 | 2,456 |
| Income before extraordinary items | $502,000 | 3,955 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $502,000 | 3,961 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $502,000 | 3,961 |
| Net charge-offs | $50,000 | 2,790 |
| Cash dividends | $55,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $502,000 | 3,896 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 3,613 |
| Total interest expense | $185,000 | 3,343 |
| Net interest income | $1,292,000 | 3,607 |
| Provision for loan and lease losses | $23,000 | 2,899 |
| Total noninterest income | $292,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $61,000 | 3,594 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $231,000 | 2,351 |
| Total noninterest expense | $1,242,000 | 3,393 |
| Salaries and employee benefits | $662,000 | 3,416 |
| Premises and equipment expense | $113,000 | 3,961 |
| Additional noninterest expense | $467,000 | 3,051 |
| Pre-tax net operating income | $319,000 | 3,710 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $87,000 | 2,474 |
| Income before extraordinary items | $232,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 3,997 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $232,000 | 3,997 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $55,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $232,000 | 3,956 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 3,592 |
| Total interest expense | $883,000 | 3,224 |
| Net interest income | $5,182,000 | 3,621 |
| Provision for loan and lease losses | $67,000 | 4,027 |
| Total noninterest income | $1,839,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $237,000 | 3,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,602,000 | 1,775 |
| Total noninterest expense | $5,184,000 | 3,318 |
| Salaries and employee benefits | $2,718,000 | 3,328 |
| Premises and equipment expense | $445,000 | 3,995 |
| Additional noninterest expense | $2,021,000 | 2,946 |
| Pre-tax net operating income | $1,770,000 | 3,095 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $531,000 | 2,090 |
| Income before extraordinary items | $1,251,000 | 3,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,251,000 | 3,470 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,251,000 | 3,472 |
| Net charge-offs | $4,000 | 5,266 |
| Cash dividends | $865,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 832 |
| Net operating income | $1,242,600 | 3,439 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 3,628 |
| Total interest expense | $682,000 | 3,230 |
| Net interest income | $3,865,000 | 3,657 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $1,419,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $175,000 | 3,872 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,244,000 | 1,779 |
| Total noninterest expense | $3,913,000 | 3,311 |
| Salaries and employee benefits | $2,034,000 | 3,353 |
| Premises and equipment expense | $332,000 | 4,053 |
| Additional noninterest expense | $1,547,000 | 2,902 |
| Pre-tax net operating income | $1,311,000 | 3,178 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $391,000 | 2,156 |
| Income before extraordinary items | $920,000 | 3,583 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $920,000 | 3,585 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $920,000 | 3,587 |
| Net charge-offs | $39,000 | 4,042 |
| Cash dividends | $77,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $920,000 | 3,500 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 3,631 |
| Total interest expense | $464,000 | 3,249 |
| Net interest income | $2,569,000 | 3,656 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $1,062,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $96,000 | 4,178 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $966,000 | 1,616 |
| Total noninterest expense | $2,652,000 | 3,278 |
| Salaries and employee benefits | $1,375,000 | 3,343 |
| Premises and equipment expense | $215,000 | 4,132 |
| Additional noninterest expense | $1,062,000 | 2,830 |
| Pre-tax net operating income | $949,000 | 2,994 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $288,000 | 2,064 |
| Income before extraordinary items | $661,000 | 3,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $661,000 | 3,424 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $661,000 | 3,426 |
| Net charge-offs | $-32,000 | 6,441 |
| Cash dividends | $75,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $661,000 | 3,330 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,688 |
| Total interest expense | $239,000 | 3,267 |
| Net interest income | $1,263,000 | 3,706 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $466,000 | 2,333 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $422,000 | 1,786 |
| Total noninterest expense | $1,327,000 | 3,296 |
| Salaries and employee benefits | $695,000 | 3,339 |
| Premises and equipment expense | $106,000 | 4,181 |
| Additional noninterest expense | $526,000 | 2,865 |
| Pre-tax net operating income | $372,000 | 3,418 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $114,000 | 2,270 |
| Income before extraordinary items | $258,000 | 3,839 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $258,000 | 3,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $258,000 | 3,841 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $258,000 | 3,730 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,290,000 | 3,711 |
| Total interest expense | $1,209,000 | 3,180 |
| Net interest income | $5,081,000 | 3,778 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $1,633,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $202,000 | 4,244 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,431,000 | 1,911 |
| Total noninterest expense | $4,951,000 | 3,487 |
| Salaries and employee benefits | $2,556,000 | 3,518 |
| Premises and equipment expense | $464,000 | 3,995 |
| Additional noninterest expense | $1,931,000 | 3,176 |
| Pre-tax net operating income | $1,703,000 | 3,110 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $534,000 | 2,122 |
| Income before extraordinary items | $1,169,000 | 3,615 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,169,000 | 3,615 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,169,000 | 3,617 |
| Net charge-offs | $139,000 | 4,130 |
| Cash dividends | $865,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 880 |
| Net operating income | $1,169,000 | 3,453 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 3,763 |
| Total interest expense | $944,000 | 3,208 |
| Net interest income | $3,803,000 | 3,840 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,036,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $153,000 | 4,279 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $883,000 | 2,154 |
| Total noninterest expense | $3,585,000 | 3,613 |
| Salaries and employee benefits | $1,877,000 | 3,581 |
| Premises and equipment expense | $340,000 | 4,100 |
| Additional noninterest expense | $1,368,000 | 3,342 |
| Pre-tax net operating income | $1,254,000 | 3,220 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $392,000 | 2,195 |
| Income before extraordinary items | $862,000 | 3,731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $862,000 | 3,731 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $862,000 | 3,733 |
| Net charge-offs | $90,000 | 4,071 |
| Cash dividends | $225,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $862,000 | 3,565 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,205,000 | 3,768 |
| Total interest expense | $647,000 | 3,240 |
| Net interest income | $2,558,000 | 3,830 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $666,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $102,000 | 4,265 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $564,000 | 2,173 |
| Total noninterest expense | $2,308,000 | 3,717 |
| Salaries and employee benefits | $1,219,000 | 3,663 |
| Premises and equipment expense | $214,000 | 4,223 |
| Additional noninterest expense | $875,000 | 3,447 |
| Pre-tax net operating income | $916,000 | 3,031 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $289,000 | 2,095 |
| Income before extraordinary items | $627,000 | 3,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $627,000 | 3,548 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $627,000 | 3,549 |
| Net charge-offs | $76,000 | 3,671 |
| Cash dividends | $215,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $627,000 | 3,380 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 3,753 |
| Total interest expense | $334,000 | 3,269 |
| Net interest income | $1,305,000 | 3,791 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $319,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 2,244 |
| Total noninterest expense | $1,058,000 | 3,954 |
| Salaries and employee benefits | $594,000 | 3,762 |
| Premises and equipment expense | $97,000 | 4,467 |
| Additional noninterest expense | $367,000 | 3,853 |
| Pre-tax net operating income | $566,000 | 2,628 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $182,000 | 1,837 |
| Income before extraordinary items | $384,000 | 3,158 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $384,000 | 3,162 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $384,000 | 3,162 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $93,000 | 2,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $384,000 | 3,000 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 3,723 |
| Total interest expense | $1,455,000 | 3,522 |
| Net interest income | $5,394,000 | 3,727 |
| Provision for loan and lease losses | $262,000 | 4,306 |
| Total noninterest income | $1,154,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $284,000 | 3,702 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $870,000 | 2,324 |
| Total noninterest expense | $4,718,000 | 3,687 |
| Salaries and employee benefits | $2,479,000 | 3,580 |
| Premises and equipment expense | $434,000 | 4,386 |
| Additional noninterest expense | $1,805,000 | 3,397 |
| Pre-tax net operating income | $1,568,000 | 2,954 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $468,000 | 2,097 |
| Income before extraordinary items | $1,100,000 | 3,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,100,000 | 3,371 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,100,000 | 3,371 |
| Net charge-offs | $271,000 | 3,918 |
| Cash dividends | $525,000 | 2,371 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,027 |
| Net operating income | $1,100,000 | 3,266 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,183,000 | 3,743 |
| Total interest expense | $1,101,000 | 3,612 |
| Net interest income | $4,082,000 | 3,726 |
| Provision for loan and lease losses | $182,000 | 4,261 |
| Total noninterest income | $823,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $222,000 | 3,629 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $601,000 | 2,417 |
| Total noninterest expense | $3,521,000 | 3,710 |
| Salaries and employee benefits | $1,866,000 | 3,571 |
| Premises and equipment expense | $331,000 | 4,386 |
| Additional noninterest expense | $1,324,000 | 3,455 |
| Pre-tax net operating income | $1,202,000 | 2,998 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $400,000 | 1,944 |
| Income before extraordinary items | $802,000 | 3,512 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $802,000 | 3,514 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $802,000 | 3,514 |
| Net charge-offs | $237,000 | 3,517 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $802,000 | 3,396 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 3,801 |
| Total interest expense | $737,000 | 3,692 |
| Net interest income | $2,707,000 | 3,754 |
| Provision for loan and lease losses | $50,000 | 5,106 |
| Total noninterest income | $625,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $160,000 | 3,468 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $465,000 | 2,204 |
| Total noninterest expense | $2,295,000 | 3,811 |
| Salaries and employee benefits | $1,223,000 | 3,645 |
| Premises and equipment expense | $215,000 | 4,497 |
| Additional noninterest expense | $857,000 | 3,571 |
| Pre-tax net operating income | $987,000 | 2,561 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $337,000 | 1,682 |
| Income before extraordinary items | $650,000 | 3,044 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $650,000 | 3,047 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $650,000 | 3,047 |
| Net charge-offs | $56,000 | 4,362 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $650,000 | 2,962 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 3,825 |
| Total interest expense | $380,000 | 3,719 |
| Net interest income | $1,338,000 | 3,772 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $290,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,375 |
| Total noninterest expense | $1,121,000 | 3,885 |
| Salaries and employee benefits | $617,000 | 3,643 |
| Premises and equipment expense | $107,000 | 4,537 |
| Additional noninterest expense | $397,000 | 3,748 |
| Pre-tax net operating income | $487,000 | 2,609 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $177,000 | 1,628 |
| Income before extraordinary items | $310,000 | 3,166 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $310,000 | 3,162 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $310,000 | 3,166 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $310,000 | 3,105 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,980,000 | 3,909 |
| Total interest expense | $1,989,000 | 3,587 |
| Net interest income | $4,991,000 | 3,969 |
| Provision for loan and lease losses | $35,000 | 6,649 |
| Total noninterest income | $1,326,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $366,000 | 3,244 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $960,000 | 2,220 |
| Total noninterest expense | $4,775,000 | 3,746 |
| Salaries and employee benefits | $2,387,000 | 3,710 |
| Premises and equipment expense | $414,000 | 4,669 |
| Additional noninterest expense | $1,974,000 | 3,292 |
| Pre-tax net operating income | $1,507,000 | 2,712 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $497,000 | 1,896 |
| Income before extraordinary items | $1,010,000 | 3,208 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,205 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,010,000 | 3,208 |
| Net charge-offs | $114,000 | 5,311 |
| Cash dividends | $137,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,113 |
| Net operating income | $1,010,000 | 3,077 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,238,000 | 3,993 |
| Total interest expense | $1,556,000 | 3,606 |
| Net interest income | $3,682,000 | 4,059 |
| Provision for loan and lease losses | $16,000 | 6,746 |
| Total noninterest income | $908,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $309,000 | 3,096 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $599,000 | 2,484 |
| Total noninterest expense | $3,427,000 | 3,863 |
| Salaries and employee benefits | $1,758,000 | 3,810 |
| Premises and equipment expense | $303,000 | 4,812 |
| Additional noninterest expense | $1,366,000 | 3,482 |
| Pre-tax net operating income | $1,147,000 | 2,856 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $360,000 | 1,976 |
| Income before extraordinary items | $787,000 | 3,309 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $787,000 | 3,307 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $787,000 | 3,309 |
| Net charge-offs | $102,000 | 4,879 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $787,000 | 3,184 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 4,030 |
| Total interest expense | $1,065,000 | 3,641 |
| Net interest income | $2,419,000 | 4,104 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $526,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $200,000 | 3,164 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $326,000 | 2,726 |
| Total noninterest expense | $2,231,000 | 3,928 |
| Salaries and employee benefits | $1,145,000 | 3,903 |
| Premises and equipment expense | $197,000 | 4,909 |
| Additional noninterest expense | $889,000 | 3,516 |
| Pre-tax net operating income | $714,000 | 2,993 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $223,000 | 2,028 |
| Income before extraordinary items | $491,000 | 3,450 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $491,000 | 3,447 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $491,000 | 3,449 |
| Net charge-offs | $-65,000 | 7,719 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $491,000 | 3,331 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 4,108 |
| Total interest expense | $541,000 | 3,718 |
| Net interest income | $1,191,000 | 4,186 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $85,000 | 3,471 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $134,000 | 3,024 |
| Total noninterest expense | $1,046,000 | 4,148 |
| Salaries and employee benefits | $573,000 | 3,952 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $376,000 | 3,956 |
| Pre-tax net operating income | $364,000 | 2,990 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $114,000 | 1,996 |
| Income before extraordinary items | $250,000 | 3,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $250,000 | 3,481 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $250,000 | 3,483 |
| Net charge-offs | $-117,000 | 7,859 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $250,000 | 3,357 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 4,155 |
| Total interest expense | $2,780,000 | 3,622 |
| Net interest income | $4,281,000 | 4,372 |
| Provision for loan and lease losses | $383,000 | 4,927 |
| Total noninterest income | $1,216,000 | 2,954 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $528,000 | 2,776 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $688,000 | 2,692 |
| Total noninterest expense | $4,584,000 | 3,948 |
| Salaries and employee benefits | $2,307,000 | 3,935 |
| Premises and equipment expense | $408,000 | 4,947 |
| Additional noninterest expense | $1,869,000 | 3,504 |
| Pre-tax net operating income | $530,000 | 3,926 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $131,000 | 2,693 |
| Income before extraordinary items | $400,000 | 4,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $400,000 | 4,177 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $400,000 | 4,177 |
| Net charge-offs | $77,000 | 5,916 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-99,000 | 7,940 |
| Net operating income | $399,250 | 4,116 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 4,211 |
| Total interest expense | $2,170,000 | 3,648 |
| Net interest income | $3,106,000 | 4,486 |
| Provision for loan and lease losses | $233,000 | 4,945 |
| Total noninterest income | $900,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $402,000 | 2,752 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $498,000 | 2,819 |
| Total noninterest expense | $3,333,000 | 4,036 |
| Salaries and employee benefits | $1,730,000 | 3,957 |
| Premises and equipment expense | $309,000 | 4,953 |
| Additional noninterest expense | $1,294,000 | 3,671 |
| Pre-tax net operating income | $440,000 | 4,062 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $130,000 | 2,683 |
| Income before extraordinary items | $310,000 | 4,391 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $310,000 | 4,388 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $310,000 | 4,391 |
| Net charge-offs | $42,000 | 5,803 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $-111,000 | 8,048 |
| Net operating income | $310,000 | 4,326 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,224 |
| Total interest expense | $1,491,000 | 3,686 |
| Net interest income | $2,062,000 | 4,494 |
| Provision for loan and lease losses | $99,000 | 5,356 |
| Total noninterest income | $796,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $260,000 | 2,774 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $536,000 | 2,122 |
| Total noninterest expense | $2,288,000 | 3,980 |
| Salaries and employee benefits | $1,172,000 | 3,955 |
| Premises and equipment expense | $214,000 | 4,889 |
| Additional noninterest expense | $902,000 | 3,551 |
| Pre-tax net operating income | $471,000 | 3,396 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $148,000 | 2,284 |
| Income before extraordinary items | $323,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 3,841 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $323,000 | 3,841 |
| Net charge-offs | $32,000 | 5,289 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 8,142 |
| Net operating income | $323,000 | 3,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,242 |
| Total interest expense | $779,000 | 3,680 |
| Net interest income | $1,016,000 | 4,531 |
| Provision for loan and lease losses | $49,000 | 4,950 |
| Total noninterest income | $353,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $233,000 | 2,295 |
| Total noninterest expense | $1,053,000 | 4,151 |
| Salaries and employee benefits | $578,000 | 4,016 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $378,000 | 3,749 |
| Pre-tax net operating income | $267,000 | 3,522 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $181,000 | 4,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $181,000 | 4,035 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $181,000 | 4,035 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-18,000 | 8,193 |
| Net operating income | $181,000 | 3,884 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,933,000 | 4,157 |
| Total interest expense | $3,844,000 | 3,616 |
| Net interest income | $4,089,000 | 4,523 |
| Provision for loan and lease losses | $826,000 | 2,989 |
| Total noninterest income | $1,046,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $507,000 | 2,978 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $539,000 | 3,057 |
| Total noninterest expense | $4,007,000 | 4,233 |
| Salaries and employee benefits | $2,078,000 | 4,327 |
| Premises and equipment expense | $400,000 | 5,082 |
| Additional noninterest expense | $1,529,000 | 3,573 |
| Pre-tax net operating income | $302,000 | 5,441 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $98,000 | 3,401 |
| Income before extraordinary items | $202,000 | 5,479 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $202,000 | 5,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $873,000 | 2,114 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-183,000 | 8,248 |
| Net operating income | $203,340 | 5,632 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 4,199 |
| Total interest expense | $2,980,000 | 3,644 |
| Net interest income | $3,023,000 | 4,594 |
| Provision for loan and lease losses | $362,000 | 3,235 |
| Total noninterest income | $841,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $368,000 | 3,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $473,000 | 2,907 |
| Total noninterest expense | $2,978,000 | 4,241 |
| Salaries and employee benefits | $1,573,000 | 4,321 |
| Premises and equipment expense | $300,000 | 5,114 |
| Additional noninterest expense | $1,105,000 | 3,595 |
| Pre-tax net operating income | $524,000 | 4,870 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $164,000 | 3,133 |
| Income before extraordinary items | $358,000 | 4,956 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $358,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,754 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-183,000 | 8,339 |
| Net operating income | $359,380 | 5,112 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 4,233 |
| Total interest expense | $2,095,000 | 3,629 |
| Net interest income | $1,925,000 | 4,736 |
| Provision for loan and lease losses | $303,000 | 2,512 |
| Total noninterest income | $541,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $303,000 | 2,999 |
| Total noninterest expense | $1,955,000 | 4,310 |
| Salaries and employee benefits | $1,044,000 | 4,377 |
| Premises and equipment expense | $202,000 | 5,114 |
| Additional noninterest expense | $709,000 | 3,690 |
| Pre-tax net operating income | $208,000 | 5,760 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $61,000 | 3,888 |
| Income before extraordinary items | $145,000 | 6,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $145,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,693 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-93,000 | 8,406 |
| Net operating income | $146,400 | 5,944 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 4,279 |
| Total interest expense | $1,121,000 | 3,619 |
| Net interest income | $903,000 | 4,937 |
| Provision for loan and lease losses | $25,000 | 4,682 |
| Total noninterest income | $276,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,933 |
| Total noninterest expense | $923,000 | 4,493 |
| Salaries and employee benefits | $482,000 | 4,677 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $338,000 | 3,766 |
| Pre-tax net operating income | $231,000 | 4,695 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $74,000 | 3,138 |
| Income before extraordinary items | $157,000 | 5,147 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $157,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,388 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $157,000 | 5,040 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,383,000 | 4,231 |
| Total interest expense | $4,511,000 | 3,715 |
| Net interest income | $3,872,000 | 4,728 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $990,000 | 3,554 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $498,000 | 3,062 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $492,000 | 3,341 |
| Total noninterest expense | $3,903,000 | 4,198 |
| Salaries and employee benefits | $1,966,000 | 4,433 |
| Premises and equipment expense | $411,000 | 4,944 |
| Additional noninterest expense | $1,526,000 | 3,363 |
| Pre-tax net operating income | $959,000 | 4,819 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $320,000 | 3,301 |
| Income before extraordinary items | $639,000 | 5,225 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $639,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $201,000 | 755 |
| Net operating income | $639,000 | 5,210 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 4,268 |
| Total interest expense | $3,361,000 | 3,734 |
| Net interest income | $2,880,000 | 4,766 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $808,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $379,000 | 3,026 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $429,000 | 3,081 |
| Total noninterest expense | $2,844,000 | 4,254 |
| Salaries and employee benefits | $1,489,000 | 4,397 |
| Premises and equipment expense | $285,000 | 5,159 |
| Additional noninterest expense | $1,070,000 | 3,512 |
| Pre-tax net operating income | $844,000 | 4,728 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $282,000 | 3,285 |
| Income before extraordinary items | $562,000 | 5,147 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $562,000 | 5,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 526 |
| Net operating income | $562,000 | 5,135 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 4,339 |
| Total interest expense | $2,216,000 | 3,752 |
| Net interest income | $1,857,000 | 4,892 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $526,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $243,000 | 3,085 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $283,000 | 3,119 |
| Total noninterest expense | $1,884,000 | 4,312 |
| Salaries and employee benefits | $986,000 | 4,453 |
| Premises and equipment expense | $190,000 | 5,178 |
| Additional noninterest expense | $708,000 | 3,531 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $166,000 | 3,510 |
| Income before extraordinary items | $333,000 | 5,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $333,000 | 5,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,996,000 | 4,403 |
| Total interest expense | $1,086,000 | 3,792 |
| Net interest income | $910,000 | 4,960 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $244,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $940,000 | 4,320 |
| Salaries and employee benefits | $496,000 | 4,459 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $351,000 | 3,526 |
| Pre-tax net operating income | $214,000 | 5,369 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $71,000 | 3,732 |
| Income before extraordinary items | $143,000 | 5,743 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $143,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $143,000 | 5,726 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,439,000 | 4,394 |
| Total interest expense | $3,791,000 | 3,719 |
| Net interest income | $3,648,000 | 4,921 |
| Provision for loan and lease losses | $37,000 | 5,861 |
| Total noninterest income | $1,220,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $428,000 | 3,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $792,000 | 2,591 |
| Total noninterest expense | $3,909,000 | 4,058 |
| Salaries and employee benefits | $1,942,000 | 4,377 |
| Premises and equipment expense | $456,000 | 4,524 |
| Additional noninterest expense | $1,511,000 | 3,275 |
| Pre-tax net operating income | $922,000 | 5,373 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $309,000 | 3,769 |
| Income before extraordinary items | $613,000 | 5,776 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $613,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,558 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $613,000 | 5,762 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,509,000 | 4,415 |
| Total interest expense | $2,747,000 | 3,727 |
| Net interest income | $2,762,000 | 4,935 |
| Provision for loan and lease losses | $37,000 | 5,476 |
| Total noninterest income | $885,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $299,000 | 3,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $586,000 | 2,612 |
| Total noninterest expense | $2,915,000 | 4,062 |
| Salaries and employee benefits | $1,461,000 | 4,329 |
| Premises and equipment expense | $335,000 | 4,586 |
| Additional noninterest expense | $1,119,000 | 3,304 |
| Pre-tax net operating income | $695,000 | 5,546 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $235,000 | 3,932 |
| Income before extraordinary items | $460,000 | 5,950 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $460,000 | 5,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $460,000 | 5,944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,603,000 | 4,423 |
| Total interest expense | $1,757,000 | 3,709 |
| Net interest income | $1,846,000 | 4,950 |
| Provision for loan and lease losses | $37,000 | 4,826 |
| Total noninterest income | $539,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $184,000 | 3,732 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $355,000 | 2,736 |
| Total noninterest expense | $1,935,000 | 4,090 |
| Salaries and employee benefits | $971,000 | 4,358 |
| Premises and equipment expense | $221,000 | 4,633 |
| Additional noninterest expense | $743,000 | 3,318 |
| Pre-tax net operating income | $413,000 | 5,836 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $140,000 | 4,109 |
| Income before extraordinary items | $273,000 | 6,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $273,000 | 6,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,198 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $273,000 | 6,210 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 4,446 |
| Total interest expense | $847,000 | 3,679 |
| Net interest income | $907,000 | 5,004 |
| Provision for loan and lease losses | $37,000 | 3,640 |
| Total noninterest income | $282,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $192,000 | 2,558 |
| Total noninterest expense | $965,000 | 4,110 |
| Salaries and employee benefits | $485,000 | 4,373 |
| Premises and equipment expense | $111,000 | 4,639 |
| Additional noninterest expense | $369,000 | 3,335 |
| Pre-tax net operating income | $187,000 | 5,973 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $65,000 | 4,153 |
| Income before extraordinary items | $122,000 | 6,381 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $122,000 | 6,381 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,286 |
| Total interest expense | $2,939,000 | 3,390 |
| Net interest income | $3,747,000 | 4,823 |
| Provision for loan and lease losses | $177,000 | 3,838 |
| Total noninterest income | $962,000 | 3,654 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $362,000 | 3,774 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $600,000 | 3,055 |
| Total noninterest expense | $3,733,000 | 4,074 |
| Salaries and employee benefits | $1,834,000 | 4,406 |
| Premises and equipment expense | $522,000 | 4,048 |
| Additional noninterest expense | $1,377,000 | 3,461 |
| Pre-tax net operating income | $799,000 | 5,877 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $276,000 | 4,233 |
| Income before extraordinary items | $523,000 | 6,281 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $523,000 | 6,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,901 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $523,000 | 6,247 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 4,307 |
| Total interest expense | $2,158,000 | 3,287 |
| Net interest income | $2,742,000 | 4,908 |
| Provision for loan and lease losses | $127,000 | 3,795 |
| Total noninterest income | $750,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $267,000 | 3,819 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $483,000 | 2,951 |
| Total noninterest expense | $2,747,000 | 4,107 |
| Salaries and employee benefits | $1,369,000 | 4,397 |
| Premises and equipment expense | $381,000 | 4,113 |
| Additional noninterest expense | $997,000 | 3,506 |
| Pre-tax net operating income | $618,000 | 5,930 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $212,000 | 4,326 |
| Income before extraordinary items | $406,000 | 6,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $406,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,499 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $406,000 | 6,296 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 4,286 |
| Total interest expense | $1,393,000 | 3,237 |
| Net interest income | $1,821,000 | 4,907 |
| Provision for loan and lease losses | $78,000 | 3,781 |
| Total noninterest income | $449,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $166,000 | 3,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $1,843,000 | 4,063 |
| Salaries and employee benefits | $931,000 | 4,302 |
| Premises and equipment expense | $253,000 | 4,114 |
| Additional noninterest expense | $659,000 | 3,516 |
| Pre-tax net operating income | $349,000 | 6,298 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $120,000 | 4,564 |
| Income before extraordinary items | $229,000 | 6,677 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $229,000 | 6,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,103 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $229,000 | 6,626 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,347 |
| Total interest expense | $649,000 | 3,304 |
| Net interest income | $916,000 | 4,900 |
| Provision for loan and lease losses | $47,000 | 3,284 |
| Total noninterest income | $184,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,603 |
| Total noninterest expense | $902,000 | 4,159 |
| Salaries and employee benefits | $463,000 | 4,335 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $312,000 | 3,692 |
| Pre-tax net operating income | $151,000 | 6,551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $52,000 | 4,706 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,042 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 4,048 |
| Total interest expense | $2,573,000 | 2,975 |
| Net interest income | $3,863,000 | 4,594 |
| Provision for loan and lease losses | $314,000 | 2,820 |
| Total noninterest income | $1,061,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $343,000 | 3,986 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $718,000 | 2,677 |
| Total noninterest expense | $3,609,000 | 4,078 |
| Salaries and employee benefits | $1,753,000 | 4,417 |
| Premises and equipment expense | $540,000 | 3,844 |
| Additional noninterest expense | $1,316,000 | 3,491 |
| Pre-tax net operating income | $1,001,000 | 5,236 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $342,000 | 3,969 |
| Income before extraordinary items | $659,000 | 5,740 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $659,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,999 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 532 |
| Net operating income | $659,000 | 5,670 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 4,023 |
| Total interest expense | $1,919,000 | 2,944 |
| Net interest income | $2,921,000 | 4,566 |
| Provision for loan and lease losses | $247,000 | 2,597 |
| Total noninterest income | $754,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $255,000 | 4,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $499,000 | 2,810 |
| Total noninterest expense | $2,719,000 | 4,026 |
| Salaries and employee benefits | $1,302,000 | 4,414 |
| Premises and equipment expense | $398,000 | 3,892 |
| Additional noninterest expense | $1,019,000 | 3,373 |
| Pre-tax net operating income | $709,000 | 5,494 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $242,000 | 4,141 |
| Income before extraordinary items | $467,000 | 5,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $467,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 467 |
| Net operating income | $467,000 | 5,898 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 4,105 |
| Total interest expense | $1,250,000 | 2,989 |
| Net interest income | $1,896,000 | 4,648 |
| Provision for loan and lease losses | $181,000 | 2,355 |
| Total noninterest income | $463,000 | 3,747 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $169,000 | 4,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $294,000 | 3,021 |
| Total noninterest expense | $1,781,000 | 4,107 |
| Salaries and employee benefits | $879,000 | 4,407 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $633,000 | 3,582 |
| Pre-tax net operating income | $397,000 | 5,876 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $135,000 | 4,420 |
| Income before extraordinary items | $262,000 | 6,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $262,000 | 6,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 359 |
| Net operating income | $262,000 | 6,253 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,570,000 | 4,133 |
| Total interest expense | $614,000 | 3,062 |
| Net interest income | $956,000 | 4,613 |
| Provision for loan and lease losses | $116,000 | 1,902 |
| Total noninterest income | $227,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $145,000 | 3,005 |
| Total noninterest expense | $862,000 | 4,233 |
| Salaries and employee benefits | $431,000 | 4,468 |
| Premises and equipment expense | $138,000 | 3,818 |
| Additional noninterest expense | $293,000 | 3,808 |
| Pre-tax net operating income | $205,000 | 5,768 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 4,143 |
| Total interest expense | $2,500,000 | 3,335 |
| Net interest income | $3,830,000 | 4,502 |
| Provision for loan and lease losses | $263,000 | 3,456 |
| Total noninterest income | $982,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $327,000 | 4,106 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $655,000 | 3,092 |
| Total noninterest expense | $3,071,000 | 4,536 |
| Salaries and employee benefits | $1,462,000 | 4,925 |
| Premises and equipment expense | $501,000 | 4,048 |
| Additional noninterest expense | $1,108,000 | 3,956 |
| Pre-tax net operating income | $1,478,000 | 4,160 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $503,000 | 3,366 |
| Income before extraordinary items | $975,000 | 4,711 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $975,000 | 4,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,282 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 709 |
| Net operating income | $975,000 | 4,545 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 4,164 |
| Total interest expense | $1,885,000 | 3,441 |
| Net interest income | $2,894,000 | 4,496 |
| Provision for loan and lease losses | $197,000 | 3,369 |
| Total noninterest income | $776,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $237,000 | 4,197 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $539,000 | 2,998 |
| Total noninterest expense | $2,352,000 | 4,464 |
| Salaries and employee benefits | $1,136,000 | 4,808 |
| Premises and equipment expense | $374,000 | 4,053 |
| Additional noninterest expense | $842,000 | 3,922 |
| Pre-tax net operating income | $1,121,000 | 4,265 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $382,000 | 3,489 |
| Income before extraordinary items | $739,000 | 4,826 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $739,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 542 |
| Net operating income | $739,000 | 4,636 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,142 |
| Total interest expense | $1,285,000 | 3,470 |
| Net interest income | $1,967,000 | 4,448 |
| Provision for loan and lease losses | $130,000 | 3,332 |
| Total noninterest income | $491,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $339,000 | 3,071 |
| Total noninterest expense | $1,569,000 | 4,436 |
| Salaries and employee benefits | $774,000 | 4,723 |
| Premises and equipment expense | $244,000 | 4,124 |
| Additional noninterest expense | $551,000 | 3,948 |
| Pre-tax net operating income | $759,000 | 4,205 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $259,000 | 3,492 |
| Income before extraordinary items | $500,000 | 4,807 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $500,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 415 |
| Net operating income | $500,000 | 4,594 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,173 |
| Total interest expense | $663,000 | 3,465 |
| Net interest income | $965,000 | 4,500 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $214,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $143,000 | 3,308 |
| Total noninterest expense | $809,000 | 4,334 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $115,000 | 4,305 |
| Additional noninterest expense | $272,000 | 3,952 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $104,000 | 3,866 |
| Income before extraordinary items | $201,000 | 5,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $201,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,922 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 256 |
| Net operating income | $201,000 | 5,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,445,000 | 4,330 |
| Total interest expense | $2,747,000 | 3,801 |
| Net interest income | $3,698,000 | 4,585 |
| Provision for loan and lease losses | $362,000 | 3,045 |
| Total noninterest income | $609,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $305,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,230 |
| Total noninterest expense | $2,918,000 | 4,552 |
| Salaries and employee benefits | $1,451,000 | 4,817 |
| Premises and equipment expense | $437,000 | 4,353 |
| Additional noninterest expense | $1,030,000 | 4,083 |
| Pre-tax net operating income | $1,027,000 | 5,143 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $351,000 | 4,156 |
| Income before extraordinary items | $676,000 | 5,640 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $676,000 | 5,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 2,025 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 697 |
| Net operating income | $676,000 | 5,506 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 4,690 |
| Total interest expense | $3,483,000 | 4,219 |
| Net interest income | $2,989,000 | 5,087 |
| Provision for loan and lease losses | $183,000 | 4,322 |
| Total noninterest income | $606,000 | 4,550 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $255,000 | 4,456 |
| Total noninterest expense | $2,373,000 | 5,139 |
| Salaries and employee benefits | $1,180,000 | 5,392 |
| Premises and equipment expense | $332,000 | 5,204 |
| Additional noninterest expense | $861,000 | 4,545 |
| Pre-tax net operating income | $1,039,000 | 4,816 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $356,000 | 3,950 |
| Income before extraordinary items | $683,000 | 5,290 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $683,000 | 5,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,021 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 709 |
| Net operating income | $683,000 | 5,171 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 5,412 |
| Total interest expense | $3,006,000 | 4,921 |
| Net interest income | $2,463,000 | 5,871 |
| Provision for loan and lease losses | $218,000 | 3,553 |
| Total noninterest income | $416,000 | 5,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $2,178,000 | 5,372 |
| Salaries and employee benefits | $973,000 | 6,033 |
| Premises and equipment expense | $308,000 | 5,348 |
| Additional noninterest expense | $897,000 | 4,348 |
| Pre-tax net operating income | $483,000 | 7,074 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-141,000 | 9,636 |
| Income before extraordinary items | $624,000 | 5,730 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $624,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 657 |
| Net operating income | $624,000 | 5,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 6,373 |
| Total interest expense | $1,986,000 | 6,026 |
| Net interest income | $2,008,000 | 6,634 |
| Provision for loan and lease losses | $392,000 | 2,148 |
| Total noninterest income | $296,000 | 6,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,224 |
| Total noninterest expense | $1,841,000 | 5,996 |
| Salaries and employee benefits | $772,000 | 6,884 |
| Premises and equipment expense | $255,000 | 5,965 |
| Additional noninterest expense | $814,000 | 4,721 |
| Pre-tax net operating income | $71,000 | 9,175 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $71,000 | 9,133 |
| Extraordinary gains, net | $-157,000 | 10,205 |
| Net income | $-86,000 | 9,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,576 |
| Cash dividends | $21,000 | 6,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $71,000 | 9,102 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 8,413 |
| Total interest expense | $1,109,000 | 8,135 |
| Net interest income | $1,115,000 | 8,539 |
| Provision for loan and lease losses | $283,000 | 2,757 |
| Total noninterest income | $226,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 5,890 |
| Total noninterest expense | $1,431,000 | 6,883 |
| Salaries and employee benefits | $629,000 | 7,596 |
| Premises and equipment expense | $183,000 | 6,997 |
| Additional noninterest expense | $619,000 | 5,629 |
| Pre-tax net operating income | $-373,000 | 10,118 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-373,000 | 10,168 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-373,000 | 10,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 906 |
| Net operating income | $-373,000 | 10,139 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $197,000 | 10,837 |
| Total interest expense | $36,000 | 10,843 |
| Net interest income | $161,000 | 10,811 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $2,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,828 |
| Total noninterest expense | $279,000 | 10,736 |
| Salaries and employee benefits | $119,000 | 10,785 |
| Premises and equipment expense | $21,000 | 10,754 |
| Additional noninterest expense | $139,000 | 10,136 |
| Pre-tax net operating income | $-191,000 | 10,558 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-191,000 | 10,600 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-191,000 | 10,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-191,000 | 10,573 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.