Home > Kentucky National Bank of Pikeville > Income and Expense
Kentucky National Bank of Pikeville, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 5,399 |
| Total interest expense | $940,000 | 6,006 |
| Net interest income | $1,928,000 | 4,779 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $121,000 | 4,571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-119,000 | 8,607 |
| Total noninterest expense | $1,031,000 | 6,161 |
| Salaries and employee benefits | $514,000 | 6,415 |
| Premises and equipment expense | $101,000 | 6,761 |
| Additional noninterest expense | $416,000 | 5,168 |
| Pre-tax net operating income | $899,000 | 3,761 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $286,000 | 2,791 |
| Income before extraordinary items | $613,000 | 4,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $613,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $613,000 | 4,113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 5,420 |
| Total interest expense | $460,000 | 6,044 |
| Net interest income | $965,000 | 4,776 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $106,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $65,000 | 4,347 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $529,000 | 6,140 |
| Salaries and employee benefits | $256,000 | 6,477 |
| Premises and equipment expense | $53,000 | 6,692 |
| Additional noninterest expense | $220,000 | 4,940 |
| Pre-tax net operating income | $542,000 | 3,338 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $175,000 | 2,577 |
| Income before extraordinary items | $367,000 | 3,703 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $367,000 | 3,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $367,000 | 3,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,408,000 | 5,334 |
| Total interest expense | $1,576,000 | 5,997 |
| Net interest income | $3,832,000 | 4,781 |
| Provision for loan and lease losses | $172,000 | 3,842 |
| Total noninterest income | $400,000 | 5,605 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $251,000 | 4,487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $149,000 | 5,627 |
| Total noninterest expense | $1,998,000 | 6,165 |
| Salaries and employee benefits | $1,093,000 | 6,168 |
| Premises and equipment expense | $205,000 | 6,677 |
| Additional noninterest expense | $700,000 | 5,646 |
| Pre-tax net operating income | $2,062,000 | 3,572 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $665,000 | 2,736 |
| Income before extraordinary items | $1,392,000 | 3,947 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,392,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,252 |
| Cash dividends | $333,000 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,395,400 | 3,921 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,999,000 | 5,372 |
| Total interest expense | $1,131,000 | 6,045 |
| Net interest income | $2,868,000 | 4,832 |
| Provision for loan and lease losses | $152,000 | 3,372 |
| Total noninterest income | $299,000 | 5,646 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $186,000 | 4,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,618 |
| Total noninterest expense | $1,427,000 | 6,302 |
| Salaries and employee benefits | $754,000 | 6,391 |
| Premises and equipment expense | $157,000 | 6,650 |
| Additional noninterest expense | $516,000 | 5,675 |
| Pre-tax net operating income | $1,588,000 | 3,664 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $512,000 | 2,837 |
| Income before extraordinary items | $1,071,000 | 4,003 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,071,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,602 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,074,400 | 3,986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 5,439 |
| Total interest expense | $721,000 | 6,075 |
| Net interest income | $1,850,000 | 4,940 |
| Provision for loan and lease losses | $122,000 | 2,969 |
| Total noninterest income | $194,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 5,680 |
| Total noninterest expense | $946,000 | 6,328 |
| Salaries and employee benefits | $501,000 | 6,434 |
| Premises and equipment expense | $105,000 | 6,661 |
| Additional noninterest expense | $340,000 | 5,693 |
| Pre-tax net operating income | $976,000 | 3,850 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $314,000 | 2,984 |
| Income before extraordinary items | $662,000 | 4,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $662,000 | 4,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,167 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $662,000 | 4,190 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,444 |
| Total interest expense | $343,000 | 6,089 |
| Net interest income | $917,000 | 4,969 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $93,000 | 5,746 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $477,000 | 6,318 |
| Salaries and employee benefits | $247,000 | 6,491 |
| Premises and equipment expense | $52,000 | 6,673 |
| Additional noninterest expense | $178,000 | 5,545 |
| Pre-tax net operating income | $471,000 | 3,885 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $150,000 | 3,038 |
| Income before extraordinary items | $321,000 | 4,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 653 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $321,000 | 4,232 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,427 |
| Total interest expense | $1,067,000 | 6,118 |
| Net interest income | $3,522,000 | 4,995 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $412,000 | 5,660 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $173,000 | 5,458 |
| Total noninterest expense | $1,900,000 | 6,273 |
| Salaries and employee benefits | $1,056,000 | 6,198 |
| Premises and equipment expense | $226,000 | 6,463 |
| Additional noninterest expense | $618,000 | 5,967 |
| Pre-tax net operating income | $1,959,000 | 3,736 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $645,000 | 2,958 |
| Income before extraordinary items | $1,314,000 | 4,121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,314,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $296,000 | 4,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,314,000 | 4,091 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 5,461 |
| Total interest expense | $750,000 | 6,178 |
| Net interest income | $2,619,000 | 5,038 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $313,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,420 |
| Total noninterest expense | $1,359,000 | 6,374 |
| Salaries and employee benefits | $721,000 | 6,459 |
| Premises and equipment expense | $169,000 | 6,441 |
| Additional noninterest expense | $469,000 | 5,904 |
| Pre-tax net operating income | $1,513,000 | 3,718 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $501,000 | 2,934 |
| Income before extraordinary items | $1,012,000 | 4,125 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,012,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,012,000 | 4,085 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 5,489 |
| Total interest expense | $454,000 | 6,292 |
| Net interest income | $1,718,000 | 5,087 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $911,000 | 6,363 |
| Salaries and employee benefits | $475,000 | 6,487 |
| Premises and equipment expense | $111,000 | 6,473 |
| Additional noninterest expense | $325,000 | 5,766 |
| Pre-tax net operating income | $1,002,000 | 3,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $331,000 | 2,926 |
| Income before extraordinary items | $671,000 | 4,107 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $671,000 | 4,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $671,000 | 4,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,609 |
| Total interest expense | $196,000 | 6,592 |
| Net interest income | $844,000 | 5,167 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $110,000 | 5,482 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $436,000 | 6,524 |
| Salaries and employee benefits | $238,000 | 6,517 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $143,000 | 6,156 |
| Pre-tax net operating income | $508,000 | 3,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $168,000 | 2,893 |
| Income before extraordinary items | $340,000 | 4,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $340,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $340,000 | 3,989 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 5,555 |
| Total interest expense | $769,000 | 6,356 |
| Net interest income | $3,233,000 | 5,175 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $442,000 | 5,569 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $260,000 | 4,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,305 |
| Total noninterest expense | $1,849,000 | 6,282 |
| Salaries and employee benefits | $1,019,000 | 6,214 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $605,000 | 5,946 |
| Pre-tax net operating income | $1,746,000 | 3,858 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $581,000 | 3,087 |
| Income before extraordinary items | $1,165,000 | 4,285 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,165,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,625 |
| Cash dividends | $259,000 | 4,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,165,000 | 4,214 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 5,592 |
| Total interest expense | $587,000 | 6,307 |
| Net interest income | $2,373,000 | 5,234 |
| Provision for loan and lease losses | $57,000 | 5,224 |
| Total noninterest income | $331,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $193,000 | 4,720 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 5,303 |
| Total noninterest expense | $1,335,000 | 6,362 |
| Salaries and employee benefits | $702,000 | 6,451 |
| Premises and equipment expense | $171,000 | 6,414 |
| Additional noninterest expense | $462,000 | 5,861 |
| Pre-tax net operating income | $1,312,000 | 3,926 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $437,000 | 3,145 |
| Income before extraordinary items | $875,000 | 4,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $875,000 | 4,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $875,000 | 4,282 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 5,647 |
| Total interest expense | $401,000 | 6,282 |
| Net interest income | $1,538,000 | 5,321 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $226,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $131,000 | 4,670 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 5,258 |
| Total noninterest expense | $885,000 | 6,407 |
| Salaries and employee benefits | $463,000 | 6,543 |
| Premises and equipment expense | $113,000 | 6,488 |
| Additional noninterest expense | $309,000 | 5,886 |
| Pre-tax net operating income | $854,000 | 3,940 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $283,000 | 3,177 |
| Income before extraordinary items | $571,000 | 4,385 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $571,000 | 4,293 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,703 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $746,000 | 5,430 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $112,000 | 5,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $69,000 | 4,450 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $467,000 | 6,274 |
| Salaries and employee benefits | $232,000 | 6,571 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $391,000 | 4,140 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $129,000 | 3,364 |
| Income before extraordinary items | $262,000 | 4,625 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $262,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $262,000 | 4,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 5,729 |
| Total interest expense | $1,074,000 | 5,912 |
| Net interest income | $2,828,000 | 5,492 |
| Provision for loan and lease losses | $99,000 | 5,369 |
| Total noninterest income | $625,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $298,000 | 4,316 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $327,000 | 4,331 |
| Total noninterest expense | $1,851,000 | 6,251 |
| Salaries and employee benefits | $959,000 | 6,410 |
| Premises and equipment expense | $236,000 | 6,350 |
| Additional noninterest expense | $656,000 | 5,704 |
| Pre-tax net operating income | $1,503,000 | 4,122 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $502,000 | 3,369 |
| Income before extraordinary items | $1,001,000 | 4,650 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,001,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $222,000 | 4,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,001,000 | 4,478 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,934,000 | 5,787 |
| Total interest expense | $838,000 | 5,933 |
| Net interest income | $2,096,000 | 5,568 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $501,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $223,000 | 4,341 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,169 |
| Total noninterest expense | $1,344,000 | 6,334 |
| Salaries and employee benefits | $676,000 | 6,574 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $495,000 | 5,673 |
| Pre-tax net operating income | $1,193,000 | 4,088 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $400,000 | 3,420 |
| Income before extraordinary items | $793,000 | 4,618 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $793,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,621 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $793,000 | 4,441 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,777 |
| Total interest expense | $584,000 | 5,932 |
| Net interest income | $1,399,000 | 5,559 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $334,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $151,000 | 4,272 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $183,000 | 4,189 |
| Total noninterest expense | $870,000 | 6,440 |
| Salaries and employee benefits | $441,000 | 6,666 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $314,000 | 5,826 |
| Pre-tax net operating income | $823,000 | 3,974 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $277,000 | 3,379 |
| Income before extraordinary items | $546,000 | 4,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $546,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $546,000 | 4,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,823 |
| Total interest expense | $298,000 | 5,952 |
| Net interest income | $688,000 | 5,599 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $139,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $67,000 | 4,710 |
| Total noninterest expense | $431,000 | 6,487 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $58,000 | 6,382 |
| Additional noninterest expense | $153,000 | 5,860 |
| Pre-tax net operating income | $366,000 | 4,268 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $125,000 | 3,551 |
| Income before extraordinary items | $241,000 | 4,806 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $241,000 | 4,618 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 5,830 |
| Total interest expense | $1,358,000 | 6,054 |
| Net interest income | $2,730,000 | 5,614 |
| Provision for loan and lease losses | $95,000 | 5,818 |
| Total noninterest income | $484,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $255,000 | 4,644 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 4,760 |
| Total noninterest expense | $1,725,000 | 6,408 |
| Salaries and employee benefits | $920,000 | 6,440 |
| Premises and equipment expense | $215,000 | 6,592 |
| Additional noninterest expense | $590,000 | 5,999 |
| Pre-tax net operating income | $1,394,000 | 4,294 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $462,000 | 3,614 |
| Income before extraordinary items | $932,000 | 4,786 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $932,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,549 |
| Cash dividends | $185,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $932,000 | 4,656 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 5,871 |
| Total interest expense | $2,187,000 | 5,828 |
| Net interest income | $2,445,000 | 5,787 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $404,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $242,000 | 4,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $162,000 | 5,371 |
| Total noninterest expense | $1,541,000 | 6,705 |
| Salaries and employee benefits | $826,000 | 6,671 |
| Premises and equipment expense | $204,000 | 6,736 |
| Additional noninterest expense | $511,000 | 6,367 |
| Pre-tax net operating income | $1,148,000 | 4,535 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $381,000 | 3,828 |
| Income before extraordinary items | $767,000 | 4,983 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $767,000 | 4,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $157,000 | 5,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $767,000 | 4,871 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,600,000 | 6,020 |
| Total interest expense | $2,144,000 | 6,068 |
| Net interest income | $2,456,000 | 5,878 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $353,000 | 5,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,735 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $1,471,000 | 6,813 |
| Salaries and employee benefits | $757,000 | 6,927 |
| Premises and equipment expense | $230,000 | 6,312 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $1,138,000 | 4,883 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $376,000 | 4,122 |
| Income before extraordinary items | $762,000 | 5,192 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $762,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $762,000 | 5,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 6,417 |
| Total interest expense | $2,006,000 | 5,989 |
| Net interest income | $1,941,000 | 6,749 |
| Provision for loan and lease losses | $69,000 | 5,962 |
| Total noninterest income | $342,000 | 6,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,819 |
| Total noninterest expense | $1,425,000 | 6,969 |
| Salaries and employee benefits | $776,000 | 6,862 |
| Premises and equipment expense | $226,000 | 6,413 |
| Additional noninterest expense | $423,000 | 7,095 |
| Pre-tax net operating income | $789,000 | 5,972 |
| Securities gains (losses) | $-22,000 | 9,580 |
| Applicable income taxes | $255,000 | 5,153 |
| Income before extraordinary items | $512,000 | 6,355 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $512,000 | 6,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $526,740 | 6,249 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,471,000 | 6,991 |
| Total interest expense | $1,784,000 | 6,580 |
| Net interest income | $1,687,000 | 7,316 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $303,000 | 6,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,324 |
| Total noninterest expense | $1,237,000 | 7,441 |
| Salaries and employee benefits | $673,000 | 7,350 |
| Premises and equipment expense | $173,000 | 7,183 |
| Additional noninterest expense | $391,000 | 7,289 |
| Pre-tax net operating income | $663,000 | 6,630 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $231,000 | 5,821 |
| Income before extraordinary items | $432,000 | 7,025 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $432,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $432,000 | 6,930 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 8,013 |
| Total interest expense | $1,434,000 | 7,506 |
| Net interest income | $1,360,000 | 8,326 |
| Provision for loan and lease losses | $105,000 | 5,052 |
| Total noninterest income | $242,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,111 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,136 |
| Total noninterest expense | $1,067,000 | 8,106 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $339,000 | 7,911 |
| Pre-tax net operating income | $430,000 | 8,288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $429,000 | 7,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 10,167 |
| Total interest expense | $708,000 | 9,940 |
| Net interest income | $752,000 | 10,245 |
| Provision for loan and lease losses | $254,000 | 2,909 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,025,000 | 8,583 |
| Salaries and employee benefits | $560,000 | 8,406 |
| Premises and equipment expense | $140,000 | 8,281 |
| Additional noninterest expense | $325,000 | 8,619 |
| Pre-tax net operating income | $-413,000 | 11,208 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-413,000 | 11,238 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-413,000 | 11,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,694,000 | 196 |
| Net operating income | $-413,000 | 11,209 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.