Home > Kentucky National Bank of Pikeville > Assets and Liabilities
Kentucky National Bank of Pikeville, Assets and Liabilities
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $75,690,000 | 5,910 |
| Cash and due from depository institutions | $2,400,000 | 5,505 |
| Interest-bearing balances | $16,000 | 6,046 |
| Securities | $11,942,000 | 5,736 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,492 |
| Net loans & leases | $57,850,000 | 5,331 |
| Loan loss allowance | $666,000 | 5,327 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,297,000 | 5,471 |
| Other real estate owned | $311,000 | 5,505 |
| Goodwill and other intangibles | $154,000 | 2,726 |
| All other assets | $1,136,000 | 6,499 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $75,690,000 | 5,910 |
| Total liabilities | $64,772,000 | 5,959 |
| Total deposits | $61,271,000 | 5,905 |
| Interest-bearing deposits | $48,514,000 | 6,072 |
| Deposits held in domestic offices | $61,271,000 | 5,904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,092,000 | 2,266 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 4,760 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $409,000 | 6,062 |
| Total equity capital | $10,918,000 | 5,116 |
| Total bank equity capital | $10,918,000 | 5,116 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,850,000 | 2,084 |
| Surplus | $1,850,000 | 5,826 |
| Undivided profits | $7,218,000 | 3,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $801,000 | 3,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $416,000 | 6,599 |
| Earning assets | $70,408,000 | 5,857 |
| Long-term assets (5+ years) | $9,282,000 | 4,919 |
| Average Assets, year-to-date | $76,211,000 | 5,839 |
| Average Assets, quarterly | $76,050,500 | 5,880 |
| Volatile liabilities | $21,062,000 | 4,564 |
| Insider loans | $3,297,000 | 2,157 |
| FHLB advances | $1,000,000 | 4,551 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,434,000 | 5,973 |
| Tier 1 (core) risk-based capital | $10,986,000 | 5,051 |
| Tier 2 risk-based capital | $666,000 | 5,136 |
| Total risk weighted assets | $54,549,000 | 5,698 |
| Total unused commitments | $5,434,000 | 5,973 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 25 | 5,497 |
| Assets and Liabilities | ||
| Total Assets: | $76,411,000 | 5,894 |
| Cash and due from depository institutions | $1,877,000 | 5,497 |
| Interest-bearing balances | $15,000 | 6,117 |
| Securities | $12,092,000 | 5,720 |
| Federal funds sold & reverse repurchase agreements | $1,871,000 | 5,146 |
| Net loans & leases | $57,493,000 | 5,315 |
| Loan loss allowance | $671,000 | 5,313 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,317,000 | 5,433 |
| Other real estate owned | $532,000 | 5,497 |
| Goodwill and other intangibles | $143,000 | 2,758 |
| All other assets | $1,086,000 | 6,525 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $76,411,000 | 5,894 |
| Total liabilities | $65,685,000 | 5,945 |
| Total deposits | $62,019,000 | 5,894 |
| Interest-bearing deposits | $47,994,000 | 6,109 |
| Deposits held in domestic offices | $62,019,000 | 5,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,071 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,000,000 | 4,724 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $666,000 | 4,861 |
| Total equity capital | $10,726,000 | 5,168 |
| Total bank equity capital | $10,726,000 | 5,168 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,850,000 | 2,074 |
| Surplus | $1,850,000 | 5,812 |
| Undivided profits | $7,026,000 | 3,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $514,000 | 3,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $450,000 | 6,265 |
| Earning assets | $71,471,000 | 5,841 |
| Long-term assets (5+ years) | $8,131,000 | 5,091 |
| Average Assets, year-to-date | $76,471,500 | 5,863 |
| Average Assets, quarterly | $76,471,500 | 5,863 |
| Volatile liabilities | $20,020,000 | 4,631 |
| Insider loans | $3,556,000 | 1,971 |
| FHLB advances | $1,000,000 | 4,527 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,377,000 | 5,423 |
| Tier 1 (core) risk-based capital | $10,741,000 | 5,086 |
| Tier 2 risk-based capital | $671,000 | 5,099 |
| Total risk weighted assets | $55,683,000 | 5,603 |
| Total unused commitments | $7,377,000 | 5,423 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 26 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $76,532,000 | 5,886 |
| Cash and due from depository institutions | $3,087,000 | 5,382 |
| Interest-bearing balances | $13,000 | 6,177 |
| Securities | $12,150,000 | 5,760 |
| Federal funds sold & reverse repurchase agreements | $1,438,000 | 4,906 |
| Net loans & leases | $56,786,000 | 5,333 |
| Loan loss allowance | $665,000 | 5,317 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,331,000 | 5,418 |
| Other real estate owned | $532,000 | 5,382 |
| Goodwill and other intangibles | $143,000 | 2,753 |
| All other assets | $1,065,000 | 6,621 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $76,532,000 | 5,886 |
| Total liabilities | $66,174,000 | 5,913 |
| Total deposits | $61,712,000 | 5,885 |
| Interest-bearing deposits | $47,954,000 | 6,058 |
| Deposits held in domestic offices | $61,712,000 | 5,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,228 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,432 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $462,000 | 5,703 |
| Total equity capital | $10,358,000 | 5,222 |
| Total bank equity capital | $10,358,000 | 5,222 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,850,000 | 2,065 |
| Surplus | $1,850,000 | 5,801 |
| Undivided profits | $6,658,000 | 4,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $416,000 | 6,607 |
| Earning assets | $70,387,000 | 5,858 |
| Long-term assets (5+ years) | $7,809,000 | 5,111 |
| Average Assets, year-to-date | $75,663,400 | 5,760 |
| Average Assets, quarterly | $75,478,500 | 5,871 |
| Volatile liabilities | $21,122,000 | 4,570 |
| Insider loans | $3,198,000 | 2,139 |
| FHLB advances | $2,000,000 | 4,257 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,993,000 | 5,727 |
| Tier 1 (core) risk-based capital | $10,374,000 | 5,157 |
| Tier 2 risk-based capital | $665,000 | 5,111 |
| Total risk weighted assets | $54,637,000 | 5,626 |
| Total unused commitments | $5,993,000 | 5,727 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $74,425,000 | 5,928 |
| Cash and due from depository institutions | $2,410,000 | 5,407 |
| Interest-bearing balances | $13,000 | 6,227 |
| Securities | $12,776,000 | 5,692 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $56,163,000 | 5,378 |
| Loan loss allowance | $649,000 | 5,382 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,347,000 | 5,385 |
| Other real estate owned | $509,000 | 5,407 |
| Goodwill and other intangibles | $148,000 | 2,750 |
| All other assets | $1,072,000 | 6,665 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $74,425,000 | 5,928 |
| Total liabilities | $64,063,000 | 5,984 |
| Total deposits | $59,747,000 | 5,944 |
| Interest-bearing deposits | $47,898,000 | 6,044 |
| Deposits held in domestic offices | $59,747,000 | 5,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,832,000 | 2,127 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 5,083 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $484,000 | 5,677 |
| Total equity capital | $10,362,000 | 5,210 |
| Total bank equity capital | $10,362,000 | 5,210 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 2,070 |
| Surplus | $1,850,000 | 5,814 |
| Undivided profits | $6,662,000 | 4,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $452,000 | 6,456 |
| Earning assets | $68,952,000 | 5,913 |
| Long-term assets (5+ years) | $7,786,000 | 5,089 |
| Average Assets, year-to-date | $75,446,250 | 5,806 |
| Average Assets, quarterly | $75,122,000 | 5,886 |
| Volatile liabilities | $20,879,000 | 4,615 |
| Insider loans | $3,199,000 | 2,103 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,772,000 | 5,822 |
| Tier 1 (core) risk-based capital | $10,385,000 | 5,148 |
| Tier 2 risk-based capital | $649,000 | 5,177 |
| Total risk weighted assets | $53,570,000 | 5,690 |
| Total unused commitments | $5,772,000 | 5,822 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 26 | 5,434 |
| Assets and Liabilities | ||
| Total Assets: | $75,819,000 | 5,871 |
| Cash and due from depository institutions | $2,250,000 | 5,434 |
| Interest-bearing balances | $7,000 | 6,457 |
| Securities | $13,688,000 | 5,546 |
| Federal funds sold & reverse repurchase agreements | $2,152,000 | 3,545 |
| Net loans & leases | $54,597,000 | 5,427 |
| Loan loss allowance | $622,000 | 5,492 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,363,000 | 5,322 |
| Other real estate owned | $509,000 | 5,434 |
| Goodwill and other intangibles | $151,000 | 2,744 |
| All other assets | $1,109,000 | 6,506 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $75,819,000 | 5,871 |
| Total liabilities | $65,993,000 | 5,919 |
| Total deposits | $62,549,000 | 5,838 |
| Interest-bearing deposits | $49,155,000 | 5,980 |
| Deposits held in domestic offices | $62,549,000 | 5,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,438 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $444,000 | 5,557 |
| Total equity capital | $9,826,000 | 5,257 |
| Total bank equity capital | $9,826,000 | 5,257 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,850,000 | 2,061 |
| Surplus | $1,850,000 | 5,809 |
| Undivided profits | $6,126,000 | 4,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 3,591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $432,000 | 6,280 |
| Earning assets | $70,444,000 | 5,820 |
| Long-term assets (5+ years) | $9,568,000 | 4,666 |
| Average Assets, year-to-date | $75,786,670 | 5,797 |
| Average Assets, quarterly | $76,221,500 | 5,812 |
| Volatile liabilities | $19,742,000 | 4,677 |
| Insider loans | $3,250,000 | 2,033 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,160,000 | 5,775 |
| Tier 1 (core) risk-based capital | $9,976,000 | 5,200 |
| Tier 2 risk-based capital | $622,000 | 5,264 |
| Total risk weighted assets | $53,571,000 | 5,662 |
| Total unused commitments | $6,160,000 | 5,776 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $76,624,000 | 5,800 |
| Cash and due from depository institutions | $2,621,000 | 5,414 |
| Interest-bearing balances | $5,000 | 6,546 |
| Securities | $14,268,000 | 5,482 |
| Federal funds sold & reverse repurchase agreements | $3,341,000 | 3,406 |
| Net loans & leases | $53,247,000 | 5,429 |
| Loan loss allowance | $561,000 | 5,753 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,378,000 | 5,275 |
| Other real estate owned | $551,000 | 5,414 |
| Goodwill and other intangibles | $156,000 | 2,712 |
| All other assets | $1,062,000 | 6,527 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $76,624,000 | 5,800 |
| Total liabilities | $67,074,000 | 5,839 |
| Total deposits | $65,672,000 | 5,671 |
| Interest-bearing deposits | $51,792,000 | 5,828 |
| Deposits held in domestic offices | $65,672,000 | 5,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $402,000 | 5,712 |
| Total equity capital | $9,550,000 | 5,312 |
| Total bank equity capital | $9,550,000 | 5,312 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 2,051 |
| Surplus | $1,850,000 | 5,764 |
| Undivided profits | $5,850,000 | 4,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $162,000 | 5,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $430,000 | 6,142 |
| Earning assets | $70,861,000 | 5,779 |
| Long-term assets (5+ years) | $9,122,000 | 4,746 |
| Average Assets, year-to-date | $75,770,500 | 5,812 |
| Average Assets, quarterly | $75,770,500 | 5,812 |
| Volatile liabilities | $17,822,000 | 4,811 |
| Insider loans | $3,197,000 | 2,018 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,948,000 | 5,808 |
| Tier 1 (core) risk-based capital | $9,634,000 | 5,243 |
| Tier 2 risk-based capital | $561,000 | 5,499 |
| Total risk weighted assets | $53,014,000 | 5,627 |
| Total unused commitments | $5,948,000 | 5,808 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $74,917,000 | 5,875 |
| Cash and due from depository institutions | $1,653,000 | 5,424 |
| Interest-bearing balances | $6,000 | 6,553 |
| Securities | $14,420,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $2,325,000 | 3,754 |
| Net loans & leases | $53,864,000 | 5,382 |
| Loan loss allowance | $683,000 | 5,213 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,398,000 | 5,233 |
| Other real estate owned | $65,000 | 5,424 |
| Goodwill and other intangibles | $151,000 | 2,723 |
| All other assets | $1,041,000 | 6,613 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $74,917,000 | 5,875 |
| Total liabilities | $65,667,000 | 5,920 |
| Total deposits | $64,318,000 | 5,731 |
| Interest-bearing deposits | $50,714,000 | 5,877 |
| Deposits held in domestic offices | $64,318,000 | 5,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $349,000 | 5,971 |
| Total equity capital | $9,250,000 | 5,406 |
| Total bank equity capital | $9,250,000 | 5,406 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,850,000 | 2,044 |
| Surplus | $1,850,000 | 5,754 |
| Undivided profits | $5,550,000 | 4,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $786,000 | 2,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $399,000 | 6,412 |
| Earning assets | $70,615,000 | 5,781 |
| Long-term assets (5+ years) | $9,492,000 | 4,669 |
| Average Assets, year-to-date | $72,949,600 | 5,810 |
| Average Assets, quarterly | $75,169,500 | 5,837 |
| Volatile liabilities | $17,352,000 | 4,788 |
| Insider loans | $3,270,000 | 1,973 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,547,000 | 5,874 |
| Tier 1 (core) risk-based capital | $9,314,000 | 5,328 |
| Tier 2 risk-based capital | $660,000 | 5,039 |
| Total risk weighted assets | $52,809,000 | 5,635 |
| Total unused commitments | $5,547,000 | 5,874 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $75,422,000 | 5,829 |
| Cash and due from depository institutions | $1,610,000 | 5,432 |
| Interest-bearing balances | $7,000 | 6,560 |
| Securities | $14,842,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $4,860,000 | 2,340 |
| Net loans & leases | $51,360,000 | 5,527 |
| Loan loss allowance | $677,000 | 5,214 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,418,000 | 5,165 |
| Other real estate owned | $173,000 | 5,432 |
| Goodwill and other intangibles | $149,000 | 2,713 |
| All other assets | $1,010,000 | 6,671 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $75,422,000 | 5,829 |
| Total liabilities | $66,137,000 | 5,869 |
| Total deposits | $64,772,000 | 5,669 |
| Interest-bearing deposits | $51,513,000 | 5,787 |
| Deposits held in domestic offices | $64,772,000 | 5,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $365,000 | 5,953 |
| Total equity capital | $9,285,000 | 5,381 |
| Total bank equity capital | $9,285,000 | 5,381 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 2,010 |
| Surplus | $1,850,000 | 5,720 |
| Undivided profits | $5,585,000 | 4,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $479,000 | 3,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $395,000 | 6,460 |
| Earning assets | $71,069,000 | 5,747 |
| Long-term assets (5+ years) | $10,252,000 | 4,581 |
| Average Assets, year-to-date | $72,457,750 | 5,836 |
| Average Assets, quarterly | $75,268,000 | 5,796 |
| Volatile liabilities | $17,113,000 | 4,779 |
| Insider loans | $2,805,000 | 2,210 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $5,987,000 | 5,666 |
| Tier 1 (core) risk-based capital | $9,309,000 | 5,288 |
| Tier 2 risk-based capital | $644,000 | 5,090 |
| Total risk weighted assets | $51,464,000 | 5,697 |
| Total unused commitments | $5,987,000 | 5,666 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 25 | 5,548 |
| Assets and Liabilities | ||
| Total Assets: | $75,114,000 | 5,789 |
| Cash and due from depository institutions | $1,975,000 | 5,548 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $12,901,000 | 5,781 |
| Federal funds sold & reverse repurchase agreements | $5,267,000 | 2,000 |
| Net loans & leases | $52,309,000 | 5,395 |
| Loan loss allowance | $670,000 | 5,197 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,417,000 | 5,125 |
| Other real estate owned | $199,000 | 5,548 |
| Goodwill and other intangibles | $130,000 | 2,756 |
| All other assets | $916,000 | 6,730 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $75,114,000 | 5,789 |
| Total liabilities | $66,131,000 | 5,802 |
| Total deposits | $64,825,000 | 5,617 |
| Interest-bearing deposits | $51,411,000 | 5,775 |
| Deposits held in domestic offices | $64,825,000 | 5,615 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $306,000 | 6,115 |
| Total equity capital | $8,983,000 | 5,440 |
| Total bank equity capital | $8,983,000 | 5,440 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 1,991 |
| Surplus | $1,850,000 | 5,703 |
| Undivided profits | $5,283,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $318,000 | 6,799 |
| Earning assets | $70,483,000 | 5,700 |
| Long-term assets (5+ years) | $10,608,000 | 4,584 |
| Average Assets, year-to-date | $71,469,670 | 5,864 |
| Average Assets, quarterly | $73,386,500 | 5,811 |
| Volatile liabilities | $15,595,000 | 4,885 |
| Insider loans | $3,056,000 | 2,004 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,667,000 | 5,782 |
| Tier 1 (core) risk-based capital | $8,969,000 | 5,338 |
| Tier 2 risk-based capital | $640,000 | 5,055 |
| Total risk weighted assets | $51,137,000 | 5,643 |
| Total unused commitments | $5,667,000 | 5,783 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $71,659,000 | 5,929 |
| Cash and due from depository institutions | $2,059,000 | 5,439 |
| Interest-bearing balances | $3,000 | 6,701 |
| Securities | $12,310,000 | 5,986 |
| Federal funds sold & reverse repurchase agreements | $4,769,000 | 2,410 |
| Net loans & leases | $49,876,000 | 5,495 |
| Loan loss allowance | $663,000 | 5,271 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,441,000 | 5,100 |
| Other real estate owned | $106,000 | 5,439 |
| Goodwill and other intangibles | $162,000 | 2,676 |
| All other assets | $936,000 | 6,718 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $71,659,000 | 5,929 |
| Total liabilities | $63,060,000 | 5,963 |
| Total deposits | $62,622,000 | 5,740 |
| Interest-bearing deposits | $50,512,000 | 5,876 |
| Deposits held in domestic offices | $62,622,000 | 5,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $438,000 | 5,092 |
| Total equity capital | $8,599,000 | 5,519 |
| Total bank equity capital | $8,599,000 | 5,519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $1,850,000 | 5,715 |
| Undivided profits | $4,899,000 | 4,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 6,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $329,000 | 6,653 |
| Earning assets | $66,958,000 | 5,861 |
| Long-term assets (5+ years) | $11,027,000 | 4,556 |
| Average Assets, year-to-date | $69,647,500 | 5,990 |
| Average Assets, quarterly | $69,647,500 | 5,990 |
| Volatile liabilities | $14,681,000 | 4,923 |
| Insider loans | $2,631,000 | 2,231 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $80,000 | 1,669 |
| Unused loan commitments | $5,509,000 | 5,871 |
| Tier 1 (core) risk-based capital | $8,635,000 | 5,434 |
| Tier 2 risk-based capital | $616,000 | 5,183 |
| Total risk weighted assets | $49,243,000 | 5,719 |
| Total unused commitments | $5,509,000 | 5,872 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $67,636,000 | 6,112 |
| Cash and due from depository institutions | $1,880,000 | 5,443 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $11,507,000 | 6,179 |
| Federal funds sold & reverse repurchase agreements | $1,999,000 | 3,947 |
| Net loans & leases | $49,716,000 | 5,507 |
| Loan loss allowance | $654,000 | 5,281 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,458,000 | 5,066 |
| Other real estate owned | $106,000 | 5,443 |
| Goodwill and other intangibles | $154,000 | 2,687 |
| All other assets | $816,000 | 6,952 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $67,636,000 | 6,112 |
| Total liabilities | $59,292,000 | 6,159 |
| Total deposits | $59,009,000 | 5,933 |
| Interest-bearing deposits | $48,293,000 | 6,006 |
| Deposits held in domestic offices | $59,009,000 | 5,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $283,000 | 6,110 |
| Total equity capital | $8,344,000 | 5,615 |
| Total bank equity capital | $8,344,000 | 5,615 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,850,000 | 1,977 |
| Surplus | $1,850,000 | 5,711 |
| Undivided profits | $4,644,000 | 4,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $274,000 | 7,134 |
| Earning assets | $63,225,000 | 6,045 |
| Long-term assets (5+ years) | $11,636,000 | 4,534 |
| Average Assets, year-to-date | $70,163,400 | 5,870 |
| Average Assets, quarterly | $69,285,500 | 5,993 |
| Volatile liabilities | $12,882,000 | 5,202 |
| Insider loans | $2,637,000 | 2,217 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $226,000 | 1,415 |
| Unused loan commitments | $5,586,000 | 5,663 |
| Tier 1 (core) risk-based capital | $8,296,000 | 5,508 |
| Tier 2 risk-based capital | $597,000 | 5,261 |
| Total risk weighted assets | $47,725,000 | 5,823 |
| Total unused commitments | $5,586,000 | 5,665 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 26 | 5,471 |
| Assets and Liabilities | ||
| Total Assets: | $70,935,000 | 5,936 |
| Cash and due from depository institutions | $1,387,000 | 5,471 |
| Interest-bearing balances | $3,000 | 6,772 |
| Securities | $10,801,000 | 6,333 |
| Federal funds sold & reverse repurchase agreements | $6,051,000 | 1,797 |
| Net loans & leases | $50,085,000 | 5,460 |
| Loan loss allowance | $711,000 | 5,044 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,476,000 | 5,004 |
| Other real estate owned | $144,000 | 5,471 |
| Goodwill and other intangibles | $157,000 | 2,650 |
| All other assets | $834,000 | 6,972 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $70,935,000 | 5,936 |
| Total liabilities | $62,575,000 | 5,950 |
| Total deposits | $62,264,000 | 5,722 |
| Interest-bearing deposits | $51,762,000 | 5,750 |
| Deposits held in domestic offices | $62,264,000 | 5,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $311,000 | 6,133 |
| Total equity capital | $8,360,000 | 5,633 |
| Total bank equity capital | $8,360,000 | 5,633 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,850,000 | 1,976 |
| Surplus | $1,850,000 | 5,684 |
| Undivided profits | $4,660,000 | 4,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 4,076 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $307,000 | 6,995 |
| Earning assets | $66,940,000 | 5,834 |
| Long-term assets (5+ years) | $12,199,000 | 4,534 |
| Average Assets, year-to-date | $70,795,250 | 5,862 |
| Average Assets, quarterly | $70,824,000 | 5,909 |
| Volatile liabilities | $14,062,000 | 4,964 |
| Insider loans | $2,550,000 | 2,253 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,688,000 | 5,618 |
| Tier 1 (core) risk-based capital | $8,264,000 | 5,515 |
| Tier 2 risk-based capital | $612,000 | 5,172 |
| Total risk weighted assets | $48,823,000 | 5,753 |
| Total unused commitments | $5,688,000 | 5,625 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $70,713,000 | 5,941 |
| Cash and due from depository institutions | $1,704,000 | 5,508 |
| Interest-bearing balances | $2,000 | 6,858 |
| Securities | $9,737,000 | 6,636 |
| Federal funds sold & reverse repurchase agreements | $7,512,000 | 1,408 |
| Net loans & leases | $49,122,000 | 5,508 |
| Loan loss allowance | $679,000 | 5,175 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,504,000 | 4,954 |
| Other real estate owned | $143,000 | 5,508 |
| Goodwill and other intangibles | $163,000 | 2,648 |
| All other assets | $828,000 | 6,961 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $70,713,000 | 5,941 |
| Total liabilities | $62,720,000 | 5,956 |
| Total deposits | $62,459,000 | 5,723 |
| Interest-bearing deposits | $52,670,000 | 5,737 |
| Deposits held in domestic offices | $62,459,000 | 5,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $261,000 | 6,188 |
| Total equity capital | $7,993,000 | 5,654 |
| Total bank equity capital | $7,993,000 | 5,654 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,850,000 | 1,977 |
| Surplus | $1,850,000 | 5,691 |
| Undivided profits | $4,293,000 | 4,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $257,000 | 7,291 |
| Earning assets | $66,373,000 | 5,847 |
| Long-term assets (5+ years) | $12,800,000 | 4,562 |
| Average Assets, year-to-date | $70,748,670 | 5,897 |
| Average Assets, quarterly | $71,049,000 | 5,911 |
| Volatile liabilities | $13,226,000 | 5,097 |
| Insider loans | $2,432,000 | 2,309 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,493,000 | 5,693 |
| Tier 1 (core) risk-based capital | $7,960,000 | 5,583 |
| Tier 2 risk-based capital | $606,000 | 5,170 |
| Total risk weighted assets | $48,426,000 | 5,747 |
| Total unused commitments | $5,493,000 | 5,696 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $71,385,000 | 5,937 |
| Cash and due from depository institutions | $1,760,000 | 5,632 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $6,534,000 | 7,376 |
| Federal funds sold & reverse repurchase agreements | $12,886,000 | 1,134 |
| Net loans & leases | $47,598,000 | 5,541 |
| Loan loss allowance | $668,000 | 5,199 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,528,000 | 4,892 |
| Other real estate owned | $143,000 | 5,632 |
| Goodwill and other intangibles | $129,000 | 2,720 |
| All other assets | $807,000 | 6,923 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $71,385,000 | 5,937 |
| Total liabilities | $63,605,000 | 5,918 |
| Total deposits | $63,291,000 | 5,692 |
| Interest-bearing deposits | $52,980,000 | 5,746 |
| Deposits held in domestic offices | $63,291,000 | 5,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $314,000 | 6,093 |
| Total equity capital | $7,780,000 | 5,825 |
| Total bank equity capital | $7,780,000 | 5,825 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,850,000 | 1,976 |
| Surplus | $1,850,000 | 5,682 |
| Undivided profits | $4,080,000 | 5,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 4,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $285,000 | 6,993 |
| Earning assets | $67,020,000 | 5,831 |
| Long-term assets (5+ years) | $12,519,000 | 4,551 |
| Average Assets, year-to-date | $70,766,500 | 5,920 |
| Average Assets, quarterly | $70,766,500 | 5,920 |
| Volatile liabilities | $12,046,000 | 5,225 |
| Insider loans | $2,639,000 | 2,122 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $64,000 | 1,834 |
| Unused loan commitments | $4,943,000 | 5,925 |
| Tier 1 (core) risk-based capital | $7,654,000 | 5,667 |
| Tier 2 risk-based capital | $590,000 | 5,229 |
| Total risk weighted assets | $47,138,000 | 5,796 |
| Total unused commitments | $4,943,000 | 5,931 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 26 | 5,504 |
| Assets and Liabilities | ||
| Total Assets: | $70,148,000 | 5,975 |
| Cash and due from depository institutions | $2,182,000 | 5,504 |
| Interest-bearing balances | $2,000 | 6,879 |
| Securities | $6,596,000 | 7,420 |
| Federal funds sold & reverse repurchase agreements | $10,931,000 | 1,080 |
| Net loans & leases | $47,568,000 | 5,528 |
| Loan loss allowance | $674,000 | 5,153 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,551,000 | 4,853 |
| Other real estate owned | $386,000 | 5,504 |
| Goodwill and other intangibles | $153,000 | 2,658 |
| All other assets | $781,000 | 7,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,148,000 | 5,975 |
| Total liabilities | $62,649,000 | 5,955 |
| Total deposits | $62,361,000 | 5,741 |
| Interest-bearing deposits | $51,775,000 | 5,804 |
| Deposits held in domestic offices | $62,361,000 | 5,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $288,000 | 6,200 |
| Total equity capital | $7,499,000 | 5,876 |
| Total bank equity capital | $7,499,000 | 5,876 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,850,000 | 1,992 |
| Surplus | $1,850,000 | 5,686 |
| Undivided profits | $3,799,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $243,000 | 7,475 |
| Earning assets | $65,097,000 | 5,914 |
| Long-term assets (5+ years) | $13,754,000 | 4,378 |
| Average Assets, year-to-date | $67,233,000 | 5,985 |
| Average Assets, quarterly | $69,401,000 | 5,985 |
| Volatile liabilities | $12,059,000 | 5,207 |
| Insider loans | $2,465,000 | 2,202 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $95,000 | 1,675 |
| Unused loan commitments | $4,408,000 | 6,013 |
| Tier 1 (core) risk-based capital | $7,390,000 | 5,750 |
| Tier 2 risk-based capital | $587,000 | 5,238 |
| Total risk weighted assets | $46,907,000 | 5,809 |
| Total unused commitments | $4,408,000 | 6,017 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 26 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $68,654,000 | 6,038 |
| Cash and due from depository institutions | $2,579,000 | 5,527 |
| Interest-bearing balances | $2,000 | 6,934 |
| Securities | $5,670,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $13,636,000 | 1,070 |
| Net loans & leases | $43,968,000 | 5,775 |
| Loan loss allowance | $651,000 | 5,278 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,572,000 | 4,811 |
| Other real estate owned | $336,000 | 5,527 |
| Goodwill and other intangibles | $138,000 | 2,663 |
| All other assets | $755,000 | 7,270 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,654,000 | 6,038 |
| Total liabilities | $61,137,000 | 6,030 |
| Total deposits | $60,827,000 | 5,812 |
| Interest-bearing deposits | $51,428,000 | 5,824 |
| Deposits held in domestic offices | $60,827,000 | 5,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $310,000 | 6,345 |
| Total equity capital | $7,517,000 | 5,847 |
| Total bank equity capital | $7,517,000 | 5,847 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $1,850,000 | 5,687 |
| Undivided profits | $3,817,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $435,000 | 4,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $263,000 | 7,464 |
| Earning assets | $63,276,000 | 6,014 |
| Long-term assets (5+ years) | $15,439,000 | 4,163 |
| Average Assets, year-to-date | $66,504,250 | 6,049 |
| Average Assets, quarterly | $67,969,500 | 6,055 |
| Volatile liabilities | $13,045,000 | 4,994 |
| Insider loans | $2,262,000 | 2,334 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,373,000 | 6,026 |
| Tier 1 (core) risk-based capital | $7,405,000 | 5,746 |
| Tier 2 risk-based capital | $547,000 | 5,461 |
| Total risk weighted assets | $43,661,000 | 6,040 |
| Total unused commitments | $4,373,000 | 6,031 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $67,285,000 | 6,101 |
| Cash and due from depository institutions | $1,014,000 | 5,680 |
| Interest-bearing balances | $2,000 | 6,945 |
| Securities | $5,178,000 | 7,717 |
| Federal funds sold & reverse repurchase agreements | $15,647,000 | 1,002 |
| Net loans & leases | $42,687,000 | 5,843 |
| Loan loss allowance | $651,000 | 5,229 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,596,000 | 4,758 |
| Other real estate owned | $351,000 | 5,680 |
| Goodwill and other intangibles | $80,000 | 2,798 |
| All other assets | $732,000 | 7,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,285,000 | 6,101 |
| Total liabilities | $59,968,000 | 6,083 |
| Total deposits | $59,633,000 | 5,876 |
| Interest-bearing deposits | $50,702,000 | 5,878 |
| Deposits held in domestic offices | $59,633,000 | 5,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $335,000 | 6,225 |
| Total equity capital | $7,317,000 | 5,956 |
| Total bank equity capital | $7,317,000 | 5,956 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,850,000 | 1,992 |
| Surplus | $1,850,000 | 5,677 |
| Undivided profits | $3,617,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,000 | 7,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $257,000 | 7,443 |
| Earning assets | $63,514,000 | 5,990 |
| Long-term assets (5+ years) | $16,160,000 | 3,927 |
| Average Assets, year-to-date | $65,787,670 | 6,088 |
| Average Assets, quarterly | $66,906,000 | 6,091 |
| Volatile liabilities | $12,797,000 | 5,013 |
| Insider loans | $2,273,000 | 2,336 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $53,000 | 2,020 |
| Unused loan commitments | $4,825,000 | 5,828 |
| Tier 1 (core) risk-based capital | $7,164,000 | 5,800 |
| Tier 2 risk-based capital | $537,000 | 5,479 |
| Total risk weighted assets | $42,883,000 | 6,064 |
| Total unused commitments | $4,825,000 | 5,839 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $66,527,000 | 6,089 |
| Cash and due from depository institutions | $2,154,000 | 5,670 |
| Interest-bearing balances | $2,000 | 6,907 |
| Securities | $6,403,000 | 7,428 |
| Federal funds sold & reverse repurchase agreements | $12,116,000 | 1,385 |
| Net loans & leases | $43,060,000 | 5,755 |
| Loan loss allowance | $636,000 | 5,261 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,619,000 | 4,691 |
| Other real estate owned | $385,000 | 5,670 |
| Goodwill and other intangibles | $64,000 | 2,833 |
| All other assets | $726,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,527,000 | 6,089 |
| Total liabilities | $59,502,000 | 6,081 |
| Total deposits | $59,116,000 | 5,878 |
| Interest-bearing deposits | $50,145,000 | 5,901 |
| Deposits held in domestic offices | $59,116,000 | 5,876 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $386,000 | 5,870 |
| Total equity capital | $7,025,000 | 6,023 |
| Total bank equity capital | $7,025,000 | 6,023 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,850,000 | 2,001 |
| Surplus | $1,850,000 | 5,663 |
| Undivided profits | $3,325,000 | 5,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $271,000 | 7,348 |
| Earning assets | $61,581,000 | 6,049 |
| Long-term assets (5+ years) | $17,246,000 | 3,707 |
| Average Assets, year-to-date | $65,039,000 | 6,117 |
| Average Assets, quarterly | $65,039,000 | 6,117 |
| Volatile liabilities | $13,362,000 | 4,868 |
| Insider loans | $2,299,000 | 2,258 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $746,000 | 1,432 |
| Unused loan commitments | $4,351,000 | 5,969 |
| Tier 1 (core) risk-based capital | $6,861,000 | 5,911 |
| Tier 2 risk-based capital | $531,000 | 5,469 |
| Total risk weighted assets | $42,787,000 | 6,002 |
| Total unused commitments | $4,351,000 | 5,979 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $63,551,000 | 6,187 |
| Cash and due from depository institutions | $1,809,000 | 5,648 |
| Interest-bearing balances | $2,000 | 6,909 |
| Securities | $7,835,000 | 7,070 |
| Federal funds sold & reverse repurchase agreements | $9,346,000 | 1,544 |
| Net loans & leases | $41,731,000 | 5,866 |
| Loan loss allowance | $629,000 | 5,236 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,641,000 | 4,641 |
| Other real estate owned | $385,000 | 5,648 |
| Goodwill and other intangibles | $75,000 | 2,758 |
| All other assets | $729,000 | 7,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,551,000 | 6,187 |
| Total liabilities | $56,760,000 | 6,188 |
| Total deposits | $56,408,000 | 5,993 |
| Interest-bearing deposits | $48,170,000 | 5,988 |
| Deposits held in domestic offices | $56,408,000 | 5,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $352,000 | 6,242 |
| Total equity capital | $6,791,000 | 6,123 |
| Total bank equity capital | $6,791,000 | 6,123 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,850,000 | 1,994 |
| Surplus | $1,850,000 | 5,644 |
| Undivided profits | $3,091,000 | 5,785 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 7,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $284,000 | 7,379 |
| Earning assets | $58,914,000 | 6,136 |
| Long-term assets (5+ years) | $16,030,000 | 3,819 |
| Average Assets, year-to-date | $61,845,800 | 6,133 |
| Average Assets, quarterly | $61,592,500 | 6,270 |
| Volatile liabilities | $13,295,000 | 4,877 |
| Insider loans | $2,153,000 | 2,382 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $215,000 | 1,754 |
| Unused loan commitments | $4,330,000 | 5,829 |
| Tier 1 (core) risk-based capital | $6,618,000 | 5,990 |
| Tier 2 risk-based capital | $522,000 | 5,494 |
| Total risk weighted assets | $41,635,000 | 6,076 |
| Total unused commitments | $4,330,000 | 5,831 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 25 | 5,661 |
| Assets and Liabilities | ||
| Total Assets: | $62,722,000 | 6,165 |
| Cash and due from depository institutions | $2,778,000 | 5,661 |
| Interest-bearing balances | $2,000 | 6,912 |
| Securities | $11,007,000 | 6,260 |
| Federal funds sold & reverse repurchase agreements | $6,237,000 | 2,311 |
| Net loans & leases | $39,807,000 | 5,964 |
| Loan loss allowance | $613,000 | 5,161 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,655,000 | 4,579 |
| Other real estate owned | $384,000 | 5,661 |
| Goodwill and other intangibles | $91,000 | 2,649 |
| All other assets | $763,000 | 7,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,722,000 | 6,165 |
| Total liabilities | $56,734,000 | 6,123 |
| Total deposits | $56,347,000 | 5,904 |
| Interest-bearing deposits | $47,378,000 | 5,968 |
| Deposits held in domestic offices | $56,347,000 | 5,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $387,000 | 6,201 |
| Total equity capital | $5,988,000 | 6,432 |
| Total bank equity capital | $5,988,000 | 6,432 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,850,000 | 2,024 |
| Surplus | $1,850,000 | 5,662 |
| Undivided profits | $2,288,000 | 6,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $353,000 | 7,069 |
| Earning assets | $57,053,000 | 6,175 |
| Long-term assets (5+ years) | $11,195,000 | 4,546 |
| Average Assets, year-to-date | $59,388,600 | 6,191 |
| Average Assets, quarterly | $61,690,500 | 6,187 |
| Volatile liabilities | $14,977,000 | 4,490 |
| Insider loans | $2,508,000 | 1,952 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $273,000 | 1,556 |
| Unused loan commitments | $4,112,000 | 5,948 |
| Tier 1 (core) risk-based capital | $5,870,000 | 6,322 |
| Tier 2 risk-based capital | $501,000 | 5,503 |
| Total risk weighted assets | $39,987,000 | 6,153 |
| Total unused commitments | $4,112,000 | 5,952 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $55,699,000 | 6,487 |
| Cash and due from depository institutions | $1,813,000 | 5,727 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $10,209,000 | 6,737 |
| Federal funds sold & reverse repurchase agreements | $1,477,000 | 4,803 |
| Net loans & leases | $39,902,000 | 5,934 |
| Loan loss allowance | $632,000 | 4,923 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,624,000 | 4,617 |
| Other real estate owned | $109,000 | 5,727 |
| Goodwill and other intangibles | $58,000 | 2,771 |
| All other assets | $507,000 | 8,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,699,000 | 6,487 |
| Total liabilities | $50,373,000 | 6,421 |
| Total deposits | $49,812,000 | 6,201 |
| Interest-bearing deposits | $42,204,000 | 6,245 |
| Deposits held in domestic offices | $49,812,000 | 6,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $561,000 | 5,396 |
| Total equity capital | $5,326,000 | 6,843 |
| Total bank equity capital | $5,326,000 | 6,843 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,850,000 | 2,050 |
| Surplus | $1,850,000 | 5,695 |
| Undivided profits | $1,626,000 | 6,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $436,000 | 4,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $271,000 | 7,221 |
| Earning assets | $51,590,000 | 6,454 |
| Long-term assets (5+ years) | $6,485,000 | 5,494 |
| Average Assets, year-to-date | $54,965,200 | 6,349 |
| Average Assets, quarterly | $54,408,000 | 6,502 |
| Volatile liabilities | $13,829,000 | 4,693 |
| Insider loans | $2,212,000 | 2,123 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $72,000 | 1,357 |
| Unused loan commitments | $6,005,000 | 4,957 |
| Tier 1 (core) risk-based capital | $5,262,200 | 6,763 |
| Tier 2 risk-based capital | $480,500 | 5,549 |
| Total risk weighted assets | $38,288,200 | 6,224 |
| Total unused commitments | $6,005,000 | 4,960 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $55,561,000 | 6,534 |
| Cash and due from depository institutions | $730,000 | 6,066 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $13,506,000 | 6,155 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 1,862 |
| Net loans & leases | $33,965,000 | 6,402 |
| Loan loss allowance | $473,000 | 5,869 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,675,000 | 4,518 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $85,000 | 2,740 |
| All other assets | $500,000 | 8,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,561,000 | 6,534 |
| Total liabilities | $50,990,000 | 6,442 |
| Total deposits | $50,597,000 | 6,200 |
| Interest-bearing deposits | $45,287,000 | 6,030 |
| Deposits held in domestic offices | $50,597,000 | 6,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $36,000 | 5,640 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $357,000 | 6,439 |
| Total equity capital | $4,571,000 | 7,328 |
| Total bank equity capital | $4,571,000 | 7,328 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,850,000 | 2,076 |
| Surplus | $1,844,000 | 5,769 |
| Undivided profits | $877,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 5,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $197,000 | 7,839 |
| Earning assets | $52,572,000 | 6,383 |
| Long-term assets (5+ years) | $6,406,000 | 5,832 |
| Average Assets, year-to-date | $51,028,800 | 6,678 |
| Average Assets, quarterly | $53,958,000 | 6,576 |
| Volatile liabilities | $14,414,000 | 4,348 |
| Insider loans | $1,710,000 | 2,533 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $188,000 | 1,216 |
| Unused loan commitments | $3,962,000 | 6,038 |
| Tier 1 (core) risk-based capital | $4,634,700 | 7,298 |
| Tier 2 risk-based capital | $431,800 | 5,812 |
| Total risk weighted assets | $34,502,800 | 6,508 |
| Total unused commitments | $3,962,000 | 6,045 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $45,675,000 | 7,295 |
| Cash and due from depository institutions | $1,088,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $10,930,000 | 6,828 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 4,556 |
| Net loans & leases | $28,107,000 | 6,941 |
| Loan loss allowance | $431,000 | 6,149 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,731,000 | 4,344 |
| Other real estate owned | $0 | 6,148 |
| Goodwill and other intangibles | $61,000 | 2,835 |
| All other assets | $458,000 | 8,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,675,000 | 7,295 |
| Total liabilities | $41,485,000 | 7,220 |
| Total deposits | $40,757,000 | 7,094 |
| Interest-bearing deposits | $35,956,000 | 6,963 |
| Deposits held in domestic offices | $40,757,000 | 7,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,010 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $528,000 | 5,583 |
| Total equity capital | $4,190,000 | 7,753 |
| Total bank equity capital | $4,190,000 | 7,753 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,850,000 | 2,032 |
| Surplus | $1,844,000 | 5,700 |
| Undivided profits | $496,000 | 9,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 8,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $170,000 | 8,343 |
| Earning assets | $42,337,000 | 7,247 |
| Long-term assets (5+ years) | $2,864,000 | 7,229 |
| Average Assets, year-to-date | $43,495,000 | 7,267 |
| Average Assets, quarterly | $44,760,000 | 7,293 |
| Volatile liabilities | $12,650,000 | 4,294 |
| Insider loans | $1,823,000 | 2,279 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $338,000 | 1,369 |
| Unused loan commitments | $3,999,000 | 5,889 |
| Tier 1 (core) risk-based capital | $4,113,400 | 7,689 |
| Tier 2 risk-based capital | $354,110 | 6,434 |
| Total risk weighted assets | $28,252,210 | 7,119 |
| Total unused commitments | $3,999,000 | 5,894 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $41,152,000 | 7,792 |
| Cash and due from depository institutions | $1,042,000 | 7,328 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,763,000 | 6,606 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,323 |
| Net loans & leases | $22,821,000 | 7,822 |
| Loan loss allowance | $353,000 | 7,014 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,402,000 | 4,939 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $55,000 | 2,897 |
| All other assets | $469,000 | 8,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,152,000 | 7,792 |
| Total liabilities | $37,419,000 | 7,718 |
| Total deposits | $36,931,000 | 7,602 |
| Interest-bearing deposits | $33,587,000 | 7,349 |
| Deposits held in domestic offices | $36,931,000 | 7,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,461 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $288,000 | 7,924 |
| Total equity capital | $3,733,000 | 8,274 |
| Total bank equity capital | $3,733,000 | 8,274 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,850,000 | 2,032 |
| Surplus | $1,844,000 | 5,712 |
| Undivided profits | $39,000 | 10,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $132,000 | 9,318 |
| Earning assets | $38,184,000 | 7,746 |
| Long-term assets (5+ years) | $1,866,000 | 7,783 |
| Average Assets, year-to-date | $36,718,800 | 8,046 |
| Average Assets, quarterly | $39,739,500 | 7,878 |
| Volatile liabilities | $14,440,000 | 3,864 |
| Insider loans | $1,528,000 | 2,579 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,283,000 | 6,280 |
| Tier 1 (core) risk-based capital | $3,666,700 | 8,237 |
| Tier 2 risk-based capital | $278,470 | 7,306 |
| Total risk weighted assets | $22,202,970 | 8,089 |
| Total unused commitments | $3,283,000 | 6,289 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 15 | 8,534 |
| Assets and Liabilities | ||
| Total Assets: | $32,695,000 | 8,921 |
| Cash and due from depository institutions | $1,020,000 | 8,534 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,822,000 | 9,057 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,589 |
| Net loans & leases | $15,057,000 | 9,307 |
| Loan loss allowance | $253,000 | 8,451 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,443,000 | 4,815 |
| Other real estate owned | $0 | 8,534 |
| Goodwill and other intangibles | $49,000 | 2,827 |
| All other assets | $204,000 | 10,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,695,000 | 8,921 |
| Total liabilities | $29,410,000 | 8,883 |
| Total deposits | $29,181,000 | 8,749 |
| Interest-bearing deposits | $26,845,000 | 8,482 |
| Deposits held in domestic offices | $29,181,000 | 8,745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $229,000 | 8,838 |
| Total equity capital | $3,285,000 | 8,917 |
| Total bank equity capital | $3,285,000 | 8,917 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,850,000 | 2,153 |
| Surplus | $1,844,000 | 5,827 |
| Undivided profits | $-409,000 | 11,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $66,000 | 10,728 |
| Earning assets | $29,979,000 | 8,889 |
| Long-term assets (5+ years) | $1,074,000 | 8,692 |
| Average Assets, year-to-date | $23,104,250 | 9,826 |
| Average Assets, quarterly | $28,244,000 | 9,354 |
| Volatile liabilities | $10,605,000 | 4,685 |
| Insider loans | $1,409,000 | 2,797 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $718,000 | 856 |
| Unused loan commitments | $2,068,000 | 7,379 |
| Tier 1 (core) risk-based capital | $3,232,000 | 8,920 |
| Tier 2 risk-based capital | $215,940 | 8,409 |
| Total risk weighted assets | $17,237,740 | 9,125 |
| Total unused commitments | $2,068,000 | 7,395 |
| Derivatives | $0 | 549 |