Home > Kentucky Home Bank > Income and Expense
Kentucky Home Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,207 |
| Total interest expense | $86,000 | 4,551 |
| Net interest income | $1,013,000 | 4,129 |
| Provision for loan and lease losses | $-186,000 | 6,255 |
| Total noninterest income | $229,000 | 3,184 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $138,000 | 3,144 |
| Total noninterest expense | $855,000 | 4,152 |
| Salaries and employee benefits | $476,000 | 4,090 |
| Premises and equipment expense | $61,000 | 4,935 |
| Additional noninterest expense | $318,000 | 3,823 |
| Pre-tax net operating income | $573,000 | 2,779 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $506,000 | 1,007 |
| Income before extraordinary items | $67,000 | 5,446 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $67,000 | 5,448 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $67,000 | 5,448 |
| Net charge-offs | $-251,000 | 6,271 |
| Cash dividends | $249,000 | 1,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $67,000 | 5,379 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 4,201 |
| Total interest expense | $393,000 | 4,490 |
| Net interest income | $4,119,000 | 4,122 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $594,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $421,000 | 2,589 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $173,000 | 4,701 |
| Total noninterest expense | $3,062,000 | 4,435 |
| Salaries and employee benefits | $1,619,000 | 4,458 |
| Premises and equipment expense | $228,000 | 5,171 |
| Additional noninterest expense | $1,215,000 | 4,029 |
| Pre-tax net operating income | $1,411,000 | 3,590 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $436,000 | 2,334 |
| Income before extraordinary items | $975,000 | 4,002 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $975,000 | 4,001 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $975,000 | 4,003 |
| Net charge-offs | $614,000 | 1,276 |
| Cash dividends | $255,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $975,000 | 3,942 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 4,289 |
| Total interest expense | $303,000 | 4,499 |
| Net interest income | $3,012,000 | 4,224 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $447,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $316,000 | 2,611 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $131,000 | 4,738 |
| Total noninterest expense | $2,325,000 | 4,416 |
| Salaries and employee benefits | $1,245,000 | 4,412 |
| Premises and equipment expense | $169,000 | 5,231 |
| Additional noninterest expense | $911,000 | 4,047 |
| Pre-tax net operating income | $954,000 | 3,841 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $296,000 | 2,483 |
| Income before extraordinary items | $658,000 | 4,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $658,000 | 4,224 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $658,000 | 4,224 |
| Net charge-offs | $623,000 | 976 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $658,000 | 4,169 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 4,346 |
| Total interest expense | $209,000 | 4,475 |
| Net interest income | $1,956,000 | 4,297 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $289,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $207,000 | 2,630 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $82,000 | 4,810 |
| Total noninterest expense | $1,557,000 | 4,454 |
| Salaries and employee benefits | $822,000 | 4,468 |
| Premises and equipment expense | $116,000 | 5,218 |
| Additional noninterest expense | $619,000 | 4,026 |
| Pre-tax net operating income | $568,000 | 3,964 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $174,000 | 2,542 |
| Income before extraordinary items | $394,000 | 4,337 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $394,000 | 4,341 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $394,000 | 4,342 |
| Net charge-offs | $602,000 | 744 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $394,000 | 4,292 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 4,355 |
| Total interest expense | $111,000 | 4,410 |
| Net interest income | $978,000 | 4,317 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $136,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $800,000 | 4,439 |
| Salaries and employee benefits | $440,000 | 4,362 |
| Premises and equipment expense | $60,000 | 5,233 |
| Additional noninterest expense | $300,000 | 4,096 |
| Pre-tax net operating income | $254,000 | 4,085 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $77,000 | 2,588 |
| Income before extraordinary items | $177,000 | 4,447 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,449 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $177,000 | 4,449 |
| Net charge-offs | $53,000 | 1,827 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $177,000 | 4,394 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 4,331 |
| Total interest expense | $534,000 | 4,324 |
| Net interest income | $3,999,000 | 4,277 |
| Provision for loan and lease losses | $570,000 | 1,699 |
| Total noninterest income | $612,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $406,000 | 2,780 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $206,000 | 4,575 |
| Total noninterest expense | $2,897,000 | 4,688 |
| Salaries and employee benefits | $1,463,000 | 4,819 |
| Premises and equipment expense | $221,000 | 5,399 |
| Additional noninterest expense | $1,213,000 | 4,183 |
| Pre-tax net operating income | $1,144,000 | 3,862 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $344,000 | 2,500 |
| Income before extraordinary items | $800,000 | 4,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $800,000 | 4,264 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $800,000 | 4,265 |
| Net charge-offs | $423,000 | 2,198 |
| Cash dividends | $30,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $800,000 | 4,206 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 4,378 |
| Total interest expense | $419,000 | 4,315 |
| Net interest income | $2,981,000 | 4,331 |
| Provision for loan and lease losses | $495,000 | 1,522 |
| Total noninterest income | $468,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $303,000 | 2,802 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $165,000 | 4,576 |
| Total noninterest expense | $2,236,000 | 4,642 |
| Salaries and employee benefits | $1,159,000 | 4,703 |
| Premises and equipment expense | $169,000 | 5,423 |
| Additional noninterest expense | $908,000 | 4,181 |
| Pre-tax net operating income | $718,000 | 4,233 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $215,000 | 2,734 |
| Income before extraordinary items | $503,000 | 4,593 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $503,000 | 4,597 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $503,000 | 4,598 |
| Net charge-offs | $405,000 | 1,805 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $503,000 | 4,515 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 4,380 |
| Total interest expense | $289,000 | 4,295 |
| Net interest income | $1,985,000 | 4,340 |
| Provision for loan and lease losses | $385,000 | 1,416 |
| Total noninterest income | $343,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $193,000 | 2,866 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $150,000 | 4,216 |
| Total noninterest expense | $1,494,000 | 4,656 |
| Salaries and employee benefits | $754,000 | 4,798 |
| Premises and equipment expense | $109,000 | 5,472 |
| Additional noninterest expense | $631,000 | 4,071 |
| Pre-tax net operating income | $449,000 | 4,311 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $133,000 | 2,804 |
| Income before extraordinary items | $316,000 | 4,666 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $316,000 | 4,669 |
| Net charge-offs | $298,000 | 1,699 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $316,000 | 4,560 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,144,000 | 4,387 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $991,000 | 4,358 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $181,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $93,000 | 2,930 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $88,000 | 3,948 |
| Total noninterest expense | $783,000 | 4,591 |
| Salaries and employee benefits | $398,000 | 4,692 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $331,000 | 3,986 |
| Pre-tax net operating income | $314,000 | 3,719 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $97,000 | 2,438 |
| Income before extraordinary items | $217,000 | 4,138 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $217,000 | 4,140 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $217,000 | 4,140 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $217,000 | 4,041 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 4,379 |
| Total interest expense | $774,000 | 4,189 |
| Net interest income | $4,084,000 | 4,358 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $585,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $398,000 | 2,940 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $187,000 | 4,677 |
| Total noninterest expense | $2,768,000 | 4,926 |
| Salaries and employee benefits | $1,486,000 | 4,872 |
| Premises and equipment expense | $208,000 | 5,664 |
| Additional noninterest expense | $1,074,000 | 4,623 |
| Pre-tax net operating income | $1,721,000 | 3,095 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $538,000 | 2,108 |
| Income before extraordinary items | $1,183,000 | 3,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 3,581 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,183,000 | 3,582 |
| Net charge-offs | $147,000 | 4,070 |
| Cash dividends | $30,000 | 4,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,183,000 | 3,424 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 4,446 |
| Total interest expense | $599,000 | 4,240 |
| Net interest income | $3,060,000 | 4,426 |
| Provision for loan and lease losses | $105,000 | 4,297 |
| Total noninterest income | $446,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $294,000 | 3,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,619 |
| Total noninterest expense | $2,052,000 | 4,998 |
| Salaries and employee benefits | $1,107,000 | 4,912 |
| Premises and equipment expense | $154,000 | 5,740 |
| Additional noninterest expense | $791,000 | 4,693 |
| Pre-tax net operating income | $1,349,000 | 3,094 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $428,000 | 2,103 |
| Income before extraordinary items | $921,000 | 3,585 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $921,000 | 3,585 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $921,000 | 3,587 |
| Net charge-offs | $147,000 | 3,617 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $921,000 | 3,439 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 4,474 |
| Total interest expense | $411,000 | 4,274 |
| Net interest income | $2,031,000 | 4,441 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $294,000 | 4,256 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $195,000 | 3,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,672 |
| Total noninterest expense | $1,340,000 | 5,084 |
| Salaries and employee benefits | $717,000 | 5,025 |
| Premises and equipment expense | $102,000 | 5,767 |
| Additional noninterest expense | $521,000 | 4,753 |
| Pre-tax net operating income | $925,000 | 3,015 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $294,000 | 2,078 |
| Income before extraordinary items | $631,000 | 3,534 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $631,000 | 3,535 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $631,000 | 3,535 |
| Net charge-offs | $118,000 | 3,256 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $631,000 | 3,367 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 4,485 |
| Total interest expense | $219,000 | 4,239 |
| Net interest income | $1,020,000 | 4,459 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $147,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $97,000 | 2,987 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,725 |
| Total noninterest expense | $683,000 | 5,063 |
| Salaries and employee benefits | $378,000 | 4,915 |
| Premises and equipment expense | $52,000 | 5,787 |
| Additional noninterest expense | $253,000 | 4,839 |
| Pre-tax net operating income | $454,000 | 3,071 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $144,000 | 2,092 |
| Income before extraordinary items | $310,000 | 3,585 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $310,000 | 3,588 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $310,000 | 3,588 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $310,000 | 3,416 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,051,000 | 4,541 |
| Total interest expense | $1,105,000 | 4,165 |
| Net interest income | $3,946,000 | 4,567 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $621,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $404,000 | 3,005 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $217,000 | 4,359 |
| Total noninterest expense | $2,675,000 | 5,175 |
| Salaries and employee benefits | $1,447,000 | 5,057 |
| Premises and equipment expense | $206,000 | 5,953 |
| Additional noninterest expense | $1,022,000 | 4,849 |
| Pre-tax net operating income | $1,817,000 | 2,683 |
| Securities gains (losses) | $13,000 | 3,238 |
| Applicable income taxes | $576,000 | 1,896 |
| Income before extraordinary items | $1,254,000 | 3,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,254,000 | 3,127 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,254,000 | 3,127 |
| Net charge-offs | $44,000 | 5,540 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,245,030 | 3,038 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 4,605 |
| Total interest expense | $860,000 | 4,192 |
| Net interest income | $2,916,000 | 4,645 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $459,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $300,000 | 3,039 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $159,000 | 4,438 |
| Total noninterest expense | $2,018,000 | 5,167 |
| Salaries and employee benefits | $1,108,000 | 5,004 |
| Premises and equipment expense | $156,000 | 5,983 |
| Additional noninterest expense | $754,000 | 4,923 |
| Pre-tax net operating income | $1,282,000 | 2,876 |
| Securities gains (losses) | $13,000 | 2,968 |
| Applicable income taxes | $411,000 | 1,920 |
| Income before extraordinary items | $884,000 | 3,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $884,000 | 3,308 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $884,000 | 3,307 |
| Net charge-offs | $38,000 | 5,159 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $875,160 | 3,219 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,681 |
| Total interest expense | $587,000 | 4,241 |
| Net interest income | $1,897,000 | 4,730 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $307,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $198,000 | 3,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,421 |
| Total noninterest expense | $1,345,000 | 5,226 |
| Salaries and employee benefits | $729,000 | 5,067 |
| Premises and equipment expense | $104,000 | 6,026 |
| Additional noninterest expense | $512,000 | 4,939 |
| Pre-tax net operating income | $784,000 | 2,979 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $252,000 | 1,981 |
| Income before extraordinary items | $545,000 | 3,402 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $545,000 | 3,403 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $545,000 | 3,403 |
| Net charge-offs | $36,000 | 4,718 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $536,160 | 3,339 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 4,703 |
| Total interest expense | $298,000 | 4,313 |
| Net interest income | $941,000 | 4,754 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $155,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,429 |
| Total noninterest expense | $651,000 | 5,339 |
| Salaries and employee benefits | $349,000 | 5,234 |
| Premises and equipment expense | $53,000 | 6,034 |
| Additional noninterest expense | $249,000 | 5,019 |
| Pre-tax net operating income | $370,000 | 3,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $116,000 | 2,026 |
| Income before extraordinary items | $254,000 | 3,556 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $254,000 | 3,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $254,000 | 3,554 |
| Net charge-offs | $46,000 | 3,425 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $254,000 | 3,492 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,158,000 | 4,734 |
| Total interest expense | $1,363,000 | 4,498 |
| Net interest income | $3,795,000 | 4,732 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $656,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $412,000 | 3,021 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $244,000 | 4,282 |
| Total noninterest expense | $2,600,000 | 5,401 |
| Salaries and employee benefits | $1,392,000 | 5,268 |
| Premises and equipment expense | $219,000 | 6,049 |
| Additional noninterest expense | $989,000 | 5,116 |
| Pre-tax net operating income | $1,626,000 | 2,596 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $511,000 | 1,861 |
| Income before extraordinary items | $1,115,000 | 3,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,115,000 | 3,024 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,115,000 | 3,027 |
| Net charge-offs | $149,000 | 5,067 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,115,000 | 2,914 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,897,000 | 4,800 |
| Total interest expense | $1,039,000 | 4,605 |
| Net interest income | $2,858,000 | 4,786 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $466,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $312,000 | 3,079 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $154,000 | 4,617 |
| Total noninterest expense | $1,907,000 | 5,502 |
| Salaries and employee benefits | $1,005,000 | 5,401 |
| Premises and equipment expense | $165,000 | 6,093 |
| Additional noninterest expense | $737,000 | 5,134 |
| Pre-tax net operating income | $1,192,000 | 2,787 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $378,000 | 1,930 |
| Income before extraordinary items | $814,000 | 3,250 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $814,000 | 3,248 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $814,000 | 3,250 |
| Net charge-offs | $111,000 | 4,804 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $814,000 | 3,129 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 4,862 |
| Total interest expense | $708,000 | 4,654 |
| Net interest income | $1,876,000 | 4,840 |
| Provision for loan and lease losses | $200,000 | 4,223 |
| Total noninterest income | $295,000 | 4,297 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $199,000 | 3,171 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $96,000 | 4,705 |
| Total noninterest expense | $1,275,000 | 5,511 |
| Salaries and employee benefits | $682,000 | 5,394 |
| Premises and equipment expense | $111,000 | 6,112 |
| Additional noninterest expense | $482,000 | 5,188 |
| Pre-tax net operating income | $696,000 | 3,043 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $219,000 | 2,045 |
| Income before extraordinary items | $477,000 | 3,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 3,493 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $477,000 | 3,495 |
| Net charge-offs | $66,000 | 4,642 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 3,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 4,915 |
| Total interest expense | $373,000 | 4,651 |
| Net interest income | $921,000 | 4,911 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $151,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $59,000 | 4,409 |
| Total noninterest expense | $624,000 | 5,635 |
| Salaries and employee benefits | $320,000 | 5,642 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $249,000 | 5,127 |
| Pre-tax net operating income | $353,000 | 3,059 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $111,000 | 2,019 |
| Income before extraordinary items | $242,000 | 3,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $242,000 | 3,553 |
| Net charge-offs | $58,000 | 3,603 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $242,000 | 3,426 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 4,851 |
| Total interest expense | $1,889,000 | 4,618 |
| Net interest income | $3,632,000 | 4,870 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $581,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $425,000 | 3,213 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $156,000 | 5,031 |
| Total noninterest expense | $2,679,000 | 5,494 |
| Salaries and employee benefits | $1,347,000 | 5,511 |
| Premises and equipment expense | $220,000 | 6,324 |
| Additional noninterest expense | $1,112,000 | 4,940 |
| Pre-tax net operating income | $1,034,000 | 2,937 |
| Securities gains (losses) | $31,000 | 2,860 |
| Applicable income taxes | $326,000 | 1,953 |
| Income before extraordinary items | $739,000 | 3,273 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $739,000 | 3,272 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $739,000 | 3,272 |
| Net charge-offs | $390,000 | 4,136 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $717,610 | 3,261 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 4,880 |
| Total interest expense | $1,476,000 | 4,646 |
| Net interest income | $2,719,000 | 4,874 |
| Provision for loan and lease losses | $375,000 | 4,271 |
| Total noninterest income | $423,000 | 4,551 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $316,000 | 3,245 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $107,000 | 5,290 |
| Total noninterest expense | $2,012,000 | 5,504 |
| Salaries and employee benefits | $996,000 | 5,594 |
| Premises and equipment expense | $162,000 | 6,403 |
| Additional noninterest expense | $854,000 | 4,871 |
| Pre-tax net operating income | $755,000 | 3,204 |
| Securities gains (losses) | $28,000 | 2,601 |
| Applicable income taxes | $243,000 | 2,130 |
| Income before extraordinary items | $540,000 | 3,553 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $540,000 | 3,550 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $540,000 | 3,553 |
| Net charge-offs | $291,000 | 3,749 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $520,680 | 3,533 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 4,904 |
| Total interest expense | $1,046,000 | 4,604 |
| Net interest income | $1,761,000 | 4,947 |
| Provision for loan and lease losses | $200,000 | 4,313 |
| Total noninterest income | $304,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $198,000 | 3,335 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $106,000 | 4,700 |
| Total noninterest expense | $1,383,000 | 5,454 |
| Salaries and employee benefits | $688,000 | 5,543 |
| Premises and equipment expense | $109,000 | 6,430 |
| Additional noninterest expense | $586,000 | 4,791 |
| Pre-tax net operating income | $482,000 | 3,363 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $342,000 | 3,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $342,000 | 3,742 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $342,000 | 3,742 |
| Net charge-offs | $275,000 | 3,040 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $333,030 | 3,662 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,927 |
| Total interest expense | $581,000 | 4,433 |
| Net interest income | $831,000 | 5,103 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $140,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $662,000 | 5,539 |
| Salaries and employee benefits | $332,000 | 5,712 |
| Premises and equipment expense | $54,000 | 6,490 |
| Additional noninterest expense | $276,000 | 4,667 |
| Pre-tax net operating income | $209,000 | 3,967 |
| Securities gains (losses) | $7,000 | 2,001 |
| Applicable income taxes | $66,000 | 2,614 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $73,000 | 3,196 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $145,170 | 4,254 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 4,802 |
| Total interest expense | $2,785,000 | 4,464 |
| Net interest income | $3,516,000 | 4,964 |
| Provision for loan and lease losses | $338,000 | 4,430 |
| Total noninterest income | $478,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $377,000 | 3,575 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $101,000 | 5,912 |
| Total noninterest expense | $2,628,000 | 5,512 |
| Salaries and employee benefits | $1,399,000 | 5,543 |
| Premises and equipment expense | $217,000 | 6,524 |
| Additional noninterest expense | $1,012,000 | 4,787 |
| Pre-tax net operating income | $1,028,000 | 3,709 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $333,000 | 2,278 |
| Income before extraordinary items | $742,000 | 3,855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $742,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 3,356 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $709,570 | 4,056 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 4,842 |
| Total interest expense | $2,117,000 | 4,538 |
| Net interest income | $2,650,000 | 4,981 |
| Provision for loan and lease losses | $137,000 | 4,732 |
| Total noninterest income | $314,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $268,000 | 3,712 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 6,702 |
| Total noninterest expense | $1,983,000 | 5,484 |
| Salaries and employee benefits | $1,063,000 | 5,507 |
| Premises and equipment expense | $161,000 | 6,579 |
| Additional noninterest expense | $759,000 | 4,711 |
| Pre-tax net operating income | $844,000 | 4,000 |
| Securities gains (losses) | $19,000 | 2,045 |
| Applicable income taxes | $272,000 | 2,577 |
| Income before extraordinary items | $591,000 | 4,156 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $591,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,991 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $578,080 | 4,345 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 4,866 |
| Total interest expense | $1,449,000 | 4,600 |
| Net interest income | $1,766,000 | 4,993 |
| Provision for loan and lease losses | $58,000 | 5,063 |
| Total noninterest income | $164,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $182,000 | 3,665 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-18,000 | 8,338 |
| Total noninterest expense | $1,333,000 | 5,493 |
| Salaries and employee benefits | $720,000 | 5,520 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $501,000 | 4,720 |
| Pre-tax net operating income | $539,000 | 4,249 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $176,000 | 2,836 |
| Income before extraordinary items | $382,000 | 4,571 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $382,000 | 4,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,280 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $369,080 | 4,575 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 4,915 |
| Total interest expense | $751,000 | 4,687 |
| Net interest income | $879,000 | 5,013 |
| Provision for loan and lease losses | $42,000 | 4,068 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $651,000 | 5,582 |
| Salaries and employee benefits | $341,000 | 5,721 |
| Premises and equipment expense | $56,000 | 6,561 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $328,000 | 3,948 |
| Securities gains (losses) | $18,000 | 1,652 |
| Applicable income taxes | $111,000 | 2,664 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,750 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $222,760 | 4,337 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 4,882 |
| Total interest expense | $3,018,000 | 4,773 |
| Net interest income | $3,635,000 | 4,906 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $601,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $347,000 | 3,797 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $254,000 | 4,554 |
| Total noninterest expense | $2,537,000 | 5,563 |
| Salaries and employee benefits | $1,386,000 | 5,540 |
| Premises and equipment expense | $218,000 | 6,546 |
| Additional noninterest expense | $933,000 | 4,861 |
| Pre-tax net operating income | $1,549,000 | 3,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $496,000 | 2,747 |
| Income before extraordinary items | $1,053,000 | 4,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,053,000 | 4,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,837 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,053,000 | 4,185 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 4,914 |
| Total interest expense | $2,247,000 | 4,810 |
| Net interest income | $2,713,000 | 4,956 |
| Provision for loan and lease losses | $113,000 | 3,939 |
| Total noninterest income | $447,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $254,000 | 3,848 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $193,000 | 4,549 |
| Total noninterest expense | $1,887,000 | 5,553 |
| Salaries and employee benefits | $1,030,000 | 5,538 |
| Premises and equipment expense | $160,000 | 6,611 |
| Additional noninterest expense | $697,000 | 4,812 |
| Pre-tax net operating income | $1,160,000 | 4,022 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $374,000 | 2,896 |
| Income before extraordinary items | $786,000 | 4,391 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $786,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $786,000 | 4,379 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 4,958 |
| Total interest expense | $1,468,000 | 4,861 |
| Net interest income | $1,817,000 | 4,966 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $320,000 | 4,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $153,000 | 4,275 |
| Total noninterest expense | $1,262,000 | 5,568 |
| Salaries and employee benefits | $705,000 | 5,525 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $451,000 | 4,914 |
| Pre-tax net operating income | $800,000 | 4,024 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $258,000 | 2,923 |
| Income before extraordinary items | $542,000 | 4,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,655 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $542,000 | 4,368 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,984 |
| Total interest expense | $722,000 | 4,889 |
| Net interest income | $904,000 | 4,980 |
| Provision for loan and lease losses | $38,000 | 3,501 |
| Total noninterest income | $164,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $78,000 | 3,968 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $596,000 | 5,771 |
| Salaries and employee benefits | $328,000 | 5,806 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $434,000 | 3,816 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $116,000 | 3,070 |
| Income before extraordinary items | $318,000 | 4,039 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $318,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $318,000 | 4,017 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 5,025 |
| Total interest expense | $2,420,000 | 4,902 |
| Net interest income | $3,574,000 | 4,988 |
| Provision for loan and lease losses | $198,000 | 3,566 |
| Total noninterest income | $595,000 | 4,753 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $341,000 | 3,869 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 4,621 |
| Total noninterest expense | $2,279,000 | 5,772 |
| Salaries and employee benefits | $1,215,000 | 5,871 |
| Premises and equipment expense | $205,000 | 6,677 |
| Additional noninterest expense | $859,000 | 5,007 |
| Pre-tax net operating income | $1,692,000 | 4,023 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $545,000 | 3,026 |
| Income before extraordinary items | $1,147,000 | 4,384 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,147,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,147,000 | 4,364 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 5,077 |
| Total interest expense | $1,727,000 | 4,961 |
| Net interest income | $2,672,000 | 5,042 |
| Provision for loan and lease losses | $161,000 | 3,281 |
| Total noninterest income | $442,000 | 4,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $260,000 | 3,859 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,732 |
| Total noninterest expense | $1,673,000 | 5,824 |
| Salaries and employee benefits | $897,000 | 5,888 |
| Premises and equipment expense | $153,000 | 6,716 |
| Additional noninterest expense | $623,000 | 5,098 |
| Pre-tax net operating income | $1,280,000 | 4,143 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $416,000 | 3,122 |
| Income before extraordinary items | $864,000 | 4,523 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $864,000 | 4,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $864,000 | 4,506 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 5,105 |
| Total interest expense | $1,107,000 | 4,957 |
| Net interest income | $1,767,000 | 5,086 |
| Provision for loan and lease losses | $111,000 | 3,180 |
| Total noninterest income | $293,000 | 4,805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $171,000 | 3,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 4,712 |
| Total noninterest expense | $1,119,000 | 5,836 |
| Salaries and employee benefits | $614,000 | 5,833 |
| Premises and equipment expense | $106,000 | 6,637 |
| Additional noninterest expense | $399,000 | 5,217 |
| Pre-tax net operating income | $830,000 | 4,241 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $269,000 | 3,188 |
| Income before extraordinary items | $561,000 | 4,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $561,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $561,000 | 4,590 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 5,132 |
| Total interest expense | $533,000 | 4,940 |
| Net interest income | $866,000 | 5,156 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $141,000 | 4,826 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $532,000 | 5,996 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $420,000 | 4,171 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $136,000 | 3,182 |
| Income before extraordinary items | $284,000 | 4,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,248 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $284,000 | 4,543 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 5,118 |
| Total interest expense | $1,842,000 | 4,678 |
| Net interest income | $3,216,000 | 5,270 |
| Provision for loan and lease losses | $222,000 | 3,415 |
| Total noninterest income | $562,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $309,000 | 4,103 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,704 |
| Total noninterest expense | $2,126,000 | 5,898 |
| Salaries and employee benefits | $1,191,000 | 5,822 |
| Premises and equipment expense | $213,000 | 6,594 |
| Additional noninterest expense | $722,000 | 5,492 |
| Pre-tax net operating income | $1,430,000 | 4,500 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $470,000 | 3,465 |
| Income before extraordinary items | $960,000 | 4,927 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $960,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,812 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $960,000 | 4,896 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,167 |
| Total interest expense | $1,319,000 | 4,668 |
| Net interest income | $2,372,000 | 5,345 |
| Provision for loan and lease losses | $167,000 | 3,326 |
| Total noninterest income | $419,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $229,000 | 4,151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,713 |
| Total noninterest expense | $1,578,000 | 5,895 |
| Salaries and employee benefits | $872,000 | 5,861 |
| Premises and equipment expense | $172,000 | 6,397 |
| Additional noninterest expense | $534,000 | 5,514 |
| Pre-tax net operating income | $1,046,000 | 4,657 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $353,000 | 3,521 |
| Income before extraordinary items | $693,000 | 5,113 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $693,000 | 5,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,181 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $693,000 | 5,071 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 5,176 |
| Total interest expense | $841,000 | 4,646 |
| Net interest income | $1,572,000 | 5,348 |
| Provision for loan and lease losses | $111,000 | 3,210 |
| Total noninterest income | $265,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $150,000 | 4,151 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $115,000 | 4,902 |
| Total noninterest expense | $1,023,000 | 5,996 |
| Salaries and employee benefits | $555,000 | 6,010 |
| Premises and equipment expense | $115,000 | 6,391 |
| Additional noninterest expense | $353,000 | 5,497 |
| Pre-tax net operating income | $703,000 | 4,605 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $237,000 | 3,497 |
| Income before extraordinary items | $466,000 | 5,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $466,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,162 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $466,000 | 5,005 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 5,229 |
| Total interest expense | $403,000 | 4,652 |
| Net interest income | $778,000 | 5,408 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $136,000 | 4,970 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $63,000 | 4,679 |
| Total noninterest expense | $509,000 | 6,039 |
| Salaries and employee benefits | $280,000 | 6,012 |
| Premises and equipment expense | $59,000 | 6,380 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $350,000 | 4,592 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $118,000 | 3,499 |
| Income before extraordinary items | $232,000 | 5,054 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $232,000 | 5,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $232,000 | 5,021 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 5,303 |
| Total interest expense | $1,493,000 | 4,519 |
| Net interest income | $2,852,000 | 5,572 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $539,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $331,000 | 4,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,029 |
| Total noninterest expense | $2,063,000 | 5,907 |
| Salaries and employee benefits | $1,146,000 | 5,839 |
| Premises and equipment expense | $227,000 | 6,430 |
| Additional noninterest expense | $690,000 | 5,569 |
| Pre-tax net operating income | $1,160,000 | 4,883 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $386,000 | 3,775 |
| Income before extraordinary items | $774,000 | 5,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $774,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,915 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $774,000 | 5,263 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 5,348 |
| Total interest expense | $1,110,000 | 4,509 |
| Net interest income | $2,081,000 | 5,665 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $392,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $247,000 | 4,129 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 5,198 |
| Total noninterest expense | $1,523,000 | 5,907 |
| Salaries and employee benefits | $845,000 | 5,850 |
| Premises and equipment expense | $167,000 | 6,480 |
| Additional noninterest expense | $511,000 | 5,573 |
| Pre-tax net operating income | $830,000 | 5,089 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $281,000 | 3,903 |
| Income before extraordinary items | $549,000 | 5,587 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $549,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 2,980 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $549,000 | 5,512 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,428 |
| Total interest expense | $732,000 | 4,547 |
| Net interest income | $1,344,000 | 5,752 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $249,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 5,356 |
| Total noninterest expense | $983,000 | 6,044 |
| Salaries and employee benefits | $545,000 | 5,990 |
| Premises and equipment expense | $111,000 | 6,525 |
| Additional noninterest expense | $327,000 | 5,709 |
| Pre-tax net operating income | $550,000 | 5,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $187,000 | 3,900 |
| Income before extraordinary items | $363,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $363,000 | 5,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $363,000 | 5,489 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,540 |
| Total interest expense | $353,000 | 4,681 |
| Net interest income | $659,000 | 5,834 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $48,000 | 5,207 |
| Total noninterest expense | $507,000 | 5,994 |
| Salaries and employee benefits | $284,000 | 5,901 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $167,000 | 5,659 |
| Pre-tax net operating income | $244,000 | 5,342 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $161,000 | 5,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $161,000 | 5,722 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 5,842 |
| Total interest expense | $1,340,000 | 5,237 |
| Net interest income | $2,421,000 | 6,011 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $526,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $301,000 | 4,292 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $225,000 | 5,046 |
| Total noninterest expense | $1,753,000 | 6,436 |
| Salaries and employee benefits | $913,000 | 6,553 |
| Premises and equipment expense | $216,000 | 6,595 |
| Additional noninterest expense | $624,000 | 5,850 |
| Pre-tax net operating income | $1,074,000 | 4,982 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $368,000 | 3,943 |
| Income before extraordinary items | $706,000 | 5,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $706,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $706,000 | 5,400 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,775,000 | 5,952 |
| Total interest expense | $1,004,000 | 5,371 |
| Net interest income | $1,771,000 | 6,107 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $412,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $226,000 | 4,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 4,936 |
| Total noninterest expense | $1,316,000 | 6,404 |
| Salaries and employee benefits | $691,000 | 6,508 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $465,000 | 5,861 |
| Pre-tax net operating income | $777,000 | 5,216 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $265,000 | 4,156 |
| Income before extraordinary items | $512,000 | 5,798 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $512,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,350 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $512,000 | 5,625 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 6,049 |
| Total interest expense | $666,000 | 5,496 |
| Net interest income | $1,146,000 | 6,211 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $282,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $149,000 | 4,309 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $133,000 | 4,798 |
| Total noninterest expense | $869,000 | 6,446 |
| Salaries and employee benefits | $446,000 | 6,635 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $313,000 | 5,836 |
| Pre-tax net operating income | $499,000 | 5,312 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $170,000 | 4,280 |
| Income before extraordinary items | $329,000 | 5,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,822 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $329,000 | 5,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $892,000 | 6,129 |
| Total interest expense | $335,000 | 5,579 |
| Net interest income | $557,000 | 6,301 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $122,000 | 5,426 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $441,000 | 6,415 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $154,000 | 5,833 |
| Pre-tax net operating income | $208,000 | 5,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $71,000 | 4,565 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $137,000 | 6,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 6,321 |
| Total interest expense | $1,490,000 | 5,736 |
| Net interest income | $2,032,000 | 6,579 |
| Provision for loan and lease losses | $139,000 | 5,088 |
| Total noninterest income | $526,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $265,000 | 4,553 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 4,546 |
| Total noninterest expense | $1,612,000 | 6,627 |
| Salaries and employee benefits | $855,000 | 6,680 |
| Premises and equipment expense | $228,000 | 6,413 |
| Additional noninterest expense | $529,000 | 6,350 |
| Pre-tax net operating income | $807,000 | 5,747 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $275,000 | 4,591 |
| Income before extraordinary items | $532,000 | 6,250 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $532,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $532,000 | 6,103 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 6,808 |
| Total interest expense | $1,822,000 | 6,383 |
| Net interest income | $1,622,000 | 7,113 |
| Provision for loan and lease losses | $116,000 | 5,357 |
| Total noninterest income | $471,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $153,000 | 5,765 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $1,568,000 | 6,643 |
| Salaries and employee benefits | $840,000 | 6,613 |
| Premises and equipment expense | $220,000 | 6,494 |
| Additional noninterest expense | $508,000 | 6,381 |
| Pre-tax net operating income | $409,000 | 6,936 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $156,000 | 5,388 |
| Income before extraordinary items | $253,000 | 7,421 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $253,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $253,000 | 7,310 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 7,554 |
| Total interest expense | $1,548,000 | 7,058 |
| Net interest income | $1,315,000 | 7,835 |
| Provision for loan and lease losses | $98,000 | 5,381 |
| Total noninterest income | $333,000 | 6,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 4,803 |
| Total noninterest expense | $1,294,000 | 7,267 |
| Salaries and employee benefits | $686,000 | 7,263 |
| Premises and equipment expense | $162,000 | 7,372 |
| Additional noninterest expense | $446,000 | 6,804 |
| Pre-tax net operating income | $256,000 | 8,094 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $256,000 | 7,736 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $256,000 | 7,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $256,000 | 7,734 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 8,650 |
| Total interest expense | $906,000 | 8,426 |
| Net interest income | $959,000 | 8,719 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $236,000 | 7,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,639 |
| Total noninterest expense | $924,000 | 8,353 |
| Salaries and employee benefits | $473,000 | 8,490 |
| Premises and equipment expense | $114,000 | 8,350 |
| Additional noninterest expense | $337,000 | 7,815 |
| Pre-tax net operating income | $131,000 | 8,915 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $131,000 | 8,779 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $131,000 | 8,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $131,000 | 8,740 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 9,927 |
| Total interest expense | $334,000 | 10,005 |
| Net interest income | $583,000 | 9,774 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $87,000 | 9,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $759,000 | 8,908 |
| Salaries and employee benefits | $368,000 | 9,173 |
| Premises and equipment expense | $86,000 | 9,014 |
| Additional noninterest expense | $305,000 | 8,075 |
| Pre-tax net operating income | $-179,000 | 9,981 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-179,000 | 10,031 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-179,000 | 10,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-179,000 | 9,996 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $97,000 | 10,876 |
| Total interest expense | $14,000 | 10,864 |
| Net interest income | $83,000 | 10,865 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $4,000 | 10,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,761 |
| Total noninterest expense | $193,000 | 10,832 |
| Salaries and employee benefits | $94,000 | 10,831 |
| Premises and equipment expense | $18,000 | 10,780 |
| Additional noninterest expense | $81,000 | 10,687 |
| Pre-tax net operating income | $-116,000 | 10,501 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-116,000 | 10,541 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-116,000 | 10,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,164,000 | 244 |
| Net operating income | $-116,000 | 10,514 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.