Home > Kentucky Banking Centers, Inc. > Income and Expense
Kentucky Banking Centers, Inc., Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,134 |
| Total interest expense | $2,463,000 | 3,994 |
| Net interest income | $3,629,000 | 4,128 |
| Provision for loan and lease losses | $-39,000 | 8,515 |
| Total noninterest income | $832,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $561,000 | 2,253 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $271,000 | 3,940 |
| Total noninterest expense | $3,040,000 | 3,942 |
| Salaries and employee benefits | $1,472,000 | 4,301 |
| Premises and equipment expense | $393,000 | 4,148 |
| Additional noninterest expense | $1,175,000 | 3,194 |
| Pre-tax net operating income | $1,460,000 | 3,845 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $443,000 | 3,032 |
| Income before extraordinary items | $1,017,000 | 4,127 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,017,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $629,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,017,000 | 4,111 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 4,156 |
| Total interest expense | $1,601,000 | 3,950 |
| Net interest income | $2,370,000 | 4,192 |
| Provision for loan and lease losses | $-84,000 | 8,619 |
| Total noninterest income | $559,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $367,000 | 2,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $2,087,000 | 3,876 |
| Salaries and employee benefits | $995,000 | 4,278 |
| Premises and equipment expense | $306,000 | 3,714 |
| Additional noninterest expense | $786,000 | 3,182 |
| Pre-tax net operating income | $926,000 | 3,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $254,000 | 3,278 |
| Income before extraordinary items | $672,000 | 4,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $672,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,479 |
| Cash dividends | $629,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $672,000 | 4,166 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 4,193 |
| Total interest expense | $782,000 | 3,876 |
| Net interest income | $1,141,000 | 4,311 |
| Provision for loan and lease losses | $-80,000 | 8,654 |
| Total noninterest income | $273,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 2,277 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $98,000 | 3,749 |
| Total noninterest expense | $1,047,000 | 3,874 |
| Salaries and employee benefits | $511,000 | 4,215 |
| Premises and equipment expense | $161,000 | 3,575 |
| Additional noninterest expense | $375,000 | 3,293 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $124,000 | 3,301 |
| Income before extraordinary items | $323,000 | 4,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 4,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,487 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $323,000 | 4,218 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 4,061 |
| Total interest expense | $2,808,000 | 3,520 |
| Net interest income | $4,382,000 | 4,338 |
| Provision for loan and lease losses | $195,000 | 3,634 |
| Total noninterest income | $1,062,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $744,000 | 2,236 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $318,000 | 4,213 |
| Total noninterest expense | $3,668,000 | 4,141 |
| Salaries and employee benefits | $1,726,000 | 4,610 |
| Premises and equipment expense | $536,000 | 3,979 |
| Additional noninterest expense | $1,406,000 | 3,400 |
| Pre-tax net operating income | $1,581,000 | 4,253 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $435,000 | 3,577 |
| Income before extraordinary items | $1,146,000 | 4,463 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,146,000 | 4,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,372 |
| Cash dividends | $1,439,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,146,000 | 4,420 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 4,060 |
| Total interest expense | $2,057,000 | 3,438 |
| Net interest income | $3,267,000 | 4,373 |
| Provision for loan and lease losses | $65,000 | 4,879 |
| Total noninterest income | $819,000 | 3,349 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $552,000 | 2,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $267,000 | 4,003 |
| Total noninterest expense | $2,758,000 | 4,092 |
| Salaries and employee benefits | $1,329,000 | 4,497 |
| Premises and equipment expense | $372,000 | 4,184 |
| Additional noninterest expense | $1,057,000 | 3,362 |
| Pre-tax net operating income | $1,263,000 | 4,184 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $344,000 | 3,556 |
| Income before extraordinary items | $919,000 | 4,402 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $919,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,057 |
| Cash dividends | $325,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $919,000 | 4,361 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,053 |
| Total interest expense | $1,362,000 | 3,295 |
| Net interest income | $2,121,000 | 4,427 |
| Provision for loan and lease losses | $76,000 | 3,807 |
| Total noninterest income | $550,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $357,000 | 2,267 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $193,000 | 3,817 |
| Total noninterest expense | $1,825,000 | 4,096 |
| Salaries and employee benefits | $895,000 | 4,445 |
| Premises and equipment expense | $223,000 | 4,459 |
| Additional noninterest expense | $707,000 | 3,342 |
| Pre-tax net operating income | $770,000 | 4,367 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $185,000 | 3,920 |
| Income before extraordinary items | $585,000 | 4,484 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $585,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $325,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $585,000 | 4,430 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 4,081 |
| Total interest expense | $680,000 | 3,193 |
| Net interest income | $1,030,000 | 4,524 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $260,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $169,000 | 2,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $890,000 | 4,206 |
| Salaries and employee benefits | $433,000 | 4,567 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $344,000 | 3,411 |
| Pre-tax net operating income | $396,000 | 4,308 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $99,000 | 3,778 |
| Income before extraordinary items | $297,000 | 4,404 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $297,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $297,000 | 4,362 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,087 |
| Total interest expense | $2,454,000 | 3,095 |
| Net interest income | $3,894,000 | 4,567 |
| Provision for loan and lease losses | $570,000 | 1,751 |
| Total noninterest income | $1,206,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $736,000 | 2,281 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $470,000 | 3,428 |
| Total noninterest expense | $3,601,000 | 4,088 |
| Salaries and employee benefits | $1,695,000 | 4,528 |
| Premises and equipment expense | $477,000 | 4,244 |
| Additional noninterest expense | $1,429,000 | 3,249 |
| Pre-tax net operating income | $929,000 | 5,419 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $220,000 | 4,630 |
| Income before extraordinary items | $709,000 | 5,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $709,000 | 5,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 1,195 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $709,000 | 5,471 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 4,105 |
| Total interest expense | $1,803,000 | 3,099 |
| Net interest income | $2,910,000 | 4,576 |
| Provision for loan and lease losses | $411,000 | 1,729 |
| Total noninterest income | $959,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $557,000 | 2,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $402,000 | 3,173 |
| Total noninterest expense | $2,705,000 | 4,051 |
| Salaries and employee benefits | $1,278,000 | 4,469 |
| Premises and equipment expense | $354,000 | 4,259 |
| Additional noninterest expense | $1,073,000 | 3,221 |
| Pre-tax net operating income | $753,000 | 5,344 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $179,000 | 4,620 |
| Income before extraordinary items | $574,000 | 5,480 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $574,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,267 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $574,000 | 5,407 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 4,133 |
| Total interest expense | $1,173,000 | 3,142 |
| Net interest income | $1,940,000 | 4,569 |
| Provision for loan and lease losses | $206,000 | 2,155 |
| Total noninterest income | $626,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $368,000 | 2,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $258,000 | 3,269 |
| Total noninterest expense | $1,785,000 | 4,100 |
| Salaries and employee benefits | $838,000 | 4,553 |
| Premises and equipment expense | $238,000 | 4,228 |
| Additional noninterest expense | $709,000 | 3,265 |
| Pre-tax net operating income | $575,000 | 4,936 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $421,000 | 5,192 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $421,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 1,499 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $421,000 | 5,107 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 4,171 |
| Total interest expense | $581,000 | 3,200 |
| Net interest income | $964,000 | 4,592 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $344,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $171,000 | 2,391 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $173,000 | 2,700 |
| Total noninterest expense | $891,000 | 4,121 |
| Salaries and employee benefits | $418,000 | 4,588 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $349,000 | 3,295 |
| Pre-tax net operating income | $327,000 | 4,611 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $244,000 | 4,823 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $244,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,561 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $244,000 | 4,703 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,270,000 | 4,184 |
| Total interest expense | $2,393,000 | 3,456 |
| Net interest income | $3,877,000 | 4,454 |
| Provision for loan and lease losses | $697,000 | 1,627 |
| Total noninterest income | $1,058,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $753,000 | 2,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $305,000 | 4,472 |
| Total noninterest expense | $3,356,000 | 4,265 |
| Salaries and employee benefits | $1,642,000 | 4,551 |
| Premises and equipment expense | $477,000 | 4,215 |
| Additional noninterest expense | $1,237,000 | 3,642 |
| Pre-tax net operating income | $882,000 | 5,465 |
| Securities gains (losses) | $65,000 | 2,278 |
| Applicable income taxes | $251,000 | 4,576 |
| Income before extraordinary items | $696,000 | 5,607 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $696,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 1,348 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $648,550 | 5,605 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 4,212 |
| Total interest expense | $1,799,000 | 3,558 |
| Net interest income | $2,920,000 | 4,466 |
| Provision for loan and lease losses | $466,000 | 1,762 |
| Total noninterest income | $825,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $562,000 | 2,248 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $263,000 | 4,284 |
| Total noninterest expense | $2,536,000 | 4,220 |
| Salaries and employee benefits | $1,238,000 | 4,516 |
| Premises and equipment expense | $373,000 | 4,060 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $743,000 | 5,348 |
| Securities gains (losses) | $65,000 | 2,100 |
| Applicable income taxes | $214,000 | 4,555 |
| Income before extraordinary items | $594,000 | 5,422 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $594,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,381 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $545,900 | 5,456 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 4,274 |
| Total interest expense | $1,204,000 | 3,655 |
| Net interest income | $1,919,000 | 4,514 |
| Provision for loan and lease losses | $177,000 | 2,763 |
| Total noninterest income | $551,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $368,000 | 2,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $183,000 | 4,189 |
| Total noninterest expense | $1,665,000 | 4,274 |
| Salaries and employee benefits | $814,000 | 4,556 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $602,000 | 3,689 |
| Pre-tax net operating income | $628,000 | 4,712 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $459,000 | 5,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $459,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $451,800 | 4,880 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,565,000 | 4,301 |
| Total interest expense | $613,000 | 3,680 |
| Net interest income | $952,000 | 4,545 |
| Provision for loan and lease losses | $84,000 | 2,689 |
| Total noninterest income | $261,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $174,000 | 2,278 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $87,000 | 4,189 |
| Total noninterest expense | $817,000 | 4,299 |
| Salaries and employee benefits | $412,000 | 4,532 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $280,000 | 3,863 |
| Pre-tax net operating income | $312,000 | 4,693 |
| Securities gains (losses) | $10,000 | 2,181 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $233,000 | 4,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $233,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $225,800 | 4,795 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,641,000 | 4,222 |
| Total interest expense | $3,002,000 | 3,539 |
| Net interest income | $3,639,000 | 4,643 |
| Provision for loan and lease losses | $654,000 | 1,931 |
| Total noninterest income | $1,210,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $879,000 | 1,830 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $331,000 | 4,052 |
| Total noninterest expense | $3,230,000 | 4,215 |
| Salaries and employee benefits | $1,628,000 | 4,400 |
| Premises and equipment expense | $467,000 | 4,152 |
| Additional noninterest expense | $1,135,000 | 3,768 |
| Pre-tax net operating income | $965,000 | 5,300 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $278,000 | 4,571 |
| Income before extraordinary items | $700,000 | 5,564 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $700,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,650 |
| Cash dividends | $567,000 | 3,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $690,640 | 5,451 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 4,413 |
| Total interest expense | $3,571,000 | 4,143 |
| Net interest income | $3,478,000 | 4,577 |
| Provision for loan and lease losses | $97,000 | 5,668 |
| Total noninterest income | $1,285,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $894,000 | 1,696 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $391,000 | 3,580 |
| Total noninterest expense | $3,161,000 | 4,161 |
| Salaries and employee benefits | $1,548,000 | 4,405 |
| Premises and equipment expense | $440,000 | 4,301 |
| Additional noninterest expense | $1,173,000 | 3,571 |
| Pre-tax net operating income | $1,505,000 | 3,853 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $484,000 | 3,374 |
| Income before extraordinary items | $1,021,000 | 4,225 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,021,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $451,000 | 3,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,021,000 | 4,112 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,738,000 | 4,725 |
| Total interest expense | $3,279,000 | 4,604 |
| Net interest income | $3,459,000 | 4,641 |
| Provision for loan and lease losses | $252,000 | 3,211 |
| Total noninterest income | $899,000 | 3,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,611 |
| Total noninterest expense | $3,031,000 | 4,192 |
| Salaries and employee benefits | $1,501,000 | 4,360 |
| Premises and equipment expense | $415,000 | 4,396 |
| Additional noninterest expense | $1,115,000 | 3,662 |
| Pre-tax net operating income | $1,075,000 | 5,070 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $341,000 | 4,318 |
| Income before extraordinary items | $734,000 | 5,287 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $734,000 | 5,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,124 |
| Cash dividends | $1,235,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $734,000 | 5,292 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,608 |
| Total interest expense | $3,083,000 | 4,501 |
| Net interest income | $3,526,000 | 4,632 |
| Provision for loan and lease losses | $659,000 | 1,387 |
| Total noninterest income | $693,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $2,840,000 | 4,412 |
| Salaries and employee benefits | $1,407,000 | 4,568 |
| Premises and equipment expense | $377,000 | 4,719 |
| Additional noninterest expense | $1,056,000 | 3,836 |
| Pre-tax net operating income | $720,000 | 6,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $223,000 | 5,467 |
| Income before extraordinary items | $497,000 | 6,459 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $497,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 1,013 |
| Cash dividends | $796,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $497,000 | 6,442 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,817,000 | 4,488 |
| Total interest expense | $3,271,000 | 4,408 |
| Net interest income | $3,546,000 | 4,551 |
| Provision for loan and lease losses | $427,000 | 1,955 |
| Total noninterest income | $700,000 | 3,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,339 |
| Total noninterest expense | $2,546,000 | 4,709 |
| Salaries and employee benefits | $1,320,000 | 4,699 |
| Premises and equipment expense | $259,000 | 5,838 |
| Additional noninterest expense | $967,000 | 4,067 |
| Pre-tax net operating income | $1,273,000 | 4,698 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $413,000 | 4,334 |
| Income before extraordinary items | $860,000 | 4,964 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $860,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,621 |
| Cash dividends | $239,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $860,000 | 4,880 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,125,000 | 4,984 |
| Total interest expense | $2,668,000 | 5,149 |
| Net interest income | $3,457,000 | 4,775 |
| Provision for loan and lease losses | $395,000 | 2,128 |
| Total noninterest income | $702,000 | 3,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,932 |
| Total noninterest expense | $2,435,000 | 4,878 |
| Salaries and employee benefits | $1,202,000 | 5,092 |
| Premises and equipment expense | $338,000 | 5,033 |
| Additional noninterest expense | $895,000 | 4,330 |
| Pre-tax net operating income | $1,329,000 | 4,891 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $437,000 | 4,621 |
| Income before extraordinary items | $892,000 | 5,079 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $892,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,883 |
| Cash dividends | $880,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $892,000 | 5,025 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 5,231 |
| Total interest expense | $2,665,000 | 5,281 |
| Net interest income | $3,265,000 | 5,113 |
| Provision for loan and lease losses | $148,000 | 4,128 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $381,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $2,041,000 | 5,865 |
| Salaries and employee benefits | $991,000 | 6,031 |
| Premises and equipment expense | $274,000 | 5,923 |
| Additional noninterest expense | $776,000 | 5,317 |
| Pre-tax net operating income | $1,694,000 | 3,941 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $551,000 | 3,837 |
| Income before extraordinary items | $1,153,000 | 4,003 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,153,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $974,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,146,200 | 3,965 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,568,000 | 5,534 |
| Total interest expense | $2,621,000 | 5,358 |
| Net interest income | $2,947,000 | 5,576 |
| Provision for loan and lease losses | $437,000 | 1,747 |
| Total noninterest income | $593,000 | 4,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $1,965,000 | 6,066 |
| Salaries and employee benefits | $855,000 | 6,792 |
| Premises and equipment expense | $301,000 | 5,611 |
| Additional noninterest expense | $809,000 | 5,212 |
| Pre-tax net operating income | $1,138,000 | 5,457 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $368,000 | 5,242 |
| Income before extraordinary items | $770,000 | 5,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $770,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,914 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $770,000 | 5,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 6,082 |
| Total interest expense | $1,979,000 | 5,657 |
| Net interest income | $2,581,000 | 6,309 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $518,000 | 5,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,970 |
| Total noninterest expense | $1,917,000 | 6,413 |
| Salaries and employee benefits | $802,000 | 7,203 |
| Premises and equipment expense | $293,000 | 5,821 |
| Additional noninterest expense | $822,000 | 5,583 |
| Pre-tax net operating income | $1,142,000 | 5,423 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $352,000 | 5,249 |
| Income before extraordinary items | $779,000 | 5,463 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $779,000 | 5,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,103 |
| Cash dividends | $593,000 | 2,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $786,590 | 5,496 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,382,000 | 6,437 |
| Total interest expense | $1,943,000 | 5,977 |
| Net interest income | $2,439,000 | 6,655 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $468,000 | 5,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 6,167 |
| Total noninterest expense | $1,886,000 | 6,662 |
| Salaries and employee benefits | $784,000 | 7,415 |
| Premises and equipment expense | $316,000 | 5,611 |
| Additional noninterest expense | $786,000 | 6,006 |
| Pre-tax net operating income | $925,000 | 6,226 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $320,000 | 5,836 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $-417,000 | 13,153 |
| Net income | $188,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $558,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,000 | 6,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,743,000 | 6,636 |
| Total interest expense | $2,419,000 | 6,142 |
| Net interest income | $2,324,000 | 6,953 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 6,391 |
| Total noninterest expense | $1,881,000 | 6,706 |
| Salaries and employee benefits | $791,000 | 7,313 |
| Premises and equipment expense | $307,000 | 5,872 |
| Additional noninterest expense | $783,000 | 6,181 |
| Pre-tax net operating income | $772,000 | 6,700 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $573,000 | 6,756 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $573,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 6,907 |
| Cash dividends | $802,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $571,520 | 6,422 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.