Home > Kentucky Bank > Income and Expense
Kentucky Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 845 |
| Total interest expense | $1,092,000 | 726 |
| Net interest income | $8,745,000 | 861 |
| Provision for loan and lease losses | $100,000 | 1,234 |
| Total noninterest income | $4,173,000 | 610 |
| Gross Fiduciary activities income | $462,000 | 378 |
| Service charges on deposit accounts | $656,000 | 424 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $3,055,000 | 615 |
| Total noninterest expense | $9,271,000 | 689 |
| Salaries and employee benefits | $5,111,000 | 715 |
| Premises and equipment expense | $993,000 | 688 |
| Additional noninterest expense | $3,167,000 | 605 |
| Pre-tax net operating income | $3,547,000 | 1,015 |
| Securities gains (losses) | $-5,000 | 4,617 |
| Applicable income taxes | $565,000 | 1,063 |
| Income before extraordinary items | $2,977,000 | 1,033 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,977,000 | 1,033 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,977,000 | 1,033 |
| Net charge-offs | $537,000 | 252 |
| Cash dividends | $1,600,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 170 |
| Net operating income | $2,981,200 | 1,004 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $42,632,000 | 785 |
| Total interest expense | $6,435,000 | 745 |
| Net interest income | $36,197,000 | 794 |
| Provision for loan and lease losses | $1,775,000 | 1,133 |
| Total noninterest income | $15,625,000 | 591 |
| Gross Fiduciary activities income | $1,441,000 | 398 |
| Service charges on deposit accounts | $2,833,000 | 405 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $11,351,000 | 595 |
| Total noninterest expense | $38,135,000 | 659 |
| Salaries and employee benefits | $20,897,000 | 686 |
| Premises and equipment expense | $4,118,000 | 637 |
| Additional noninterest expense | $13,120,000 | 578 |
| Pre-tax net operating income | $11,912,000 | 917 |
| Securities gains (losses) | $351,000 | 748 |
| Applicable income taxes | $1,034,000 | 1,405 |
| Income before extraordinary items | $11,229,000 | 862 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $11,229,000 | 862 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $11,229,000 | 862 |
| Net charge-offs | $338,000 | 1,207 |
| Cash dividends | $6,700,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $459,000 | 279 |
| Net operating income | $10,906,080 | 845 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $32,154,000 | 783 |
| Total interest expense | $5,203,000 | 742 |
| Net interest income | $26,951,000 | 793 |
| Provision for loan and lease losses | $1,875,000 | 922 |
| Total noninterest income | $11,355,000 | 579 |
| Gross Fiduciary activities income | $1,061,000 | 399 |
| Service charges on deposit accounts | $2,080,000 | 403 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $8,214,000 | 578 |
| Total noninterest expense | $28,380,000 | 650 |
| Salaries and employee benefits | $15,208,000 | 691 |
| Premises and equipment expense | $3,100,000 | 624 |
| Additional noninterest expense | $10,072,000 | 556 |
| Pre-tax net operating income | $8,051,000 | 967 |
| Securities gains (losses) | $352,000 | 624 |
| Applicable income taxes | $555,000 | 1,657 |
| Income before extraordinary items | $7,848,000 | 876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,848,000 | 876 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $7,848,000 | 876 |
| Net charge-offs | $241,000 | 1,147 |
| Cash dividends | $4,600,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $354,000 | 250 |
| Net operating income | $7,520,640 | 881 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $21,983,000 | 765 |
| Total interest expense | $3,786,000 | 739 |
| Net interest income | $18,197,000 | 782 |
| Provision for loan and lease losses | $2,125,000 | 696 |
| Total noninterest income | $7,211,000 | 573 |
| Gross Fiduciary activities income | $702,000 | 401 |
| Service charges on deposit accounts | $1,408,000 | 394 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $5,101,000 | 564 |
| Total noninterest expense | $18,867,000 | 645 |
| Salaries and employee benefits | $10,161,000 | 684 |
| Premises and equipment expense | $2,105,000 | 607 |
| Additional noninterest expense | $6,601,000 | 562 |
| Pre-tax net operating income | $4,416,000 | 1,070 |
| Securities gains (losses) | $351,000 | 475 |
| Applicable income taxes | $211,000 | 2,012 |
| Income before extraordinary items | $4,556,000 | 932 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,556,000 | 932 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,556,000 | 932 |
| Net charge-offs | $196,000 | 1,019 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 215 |
| Net operating income | $4,219,040 | 974 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $11,119,000 | 755 |
| Total interest expense | $2,058,000 | 771 |
| Net interest income | $9,061,000 | 764 |
| Provision for loan and lease losses | $1,625,000 | 453 |
| Total noninterest income | $3,445,000 | 554 |
| Gross Fiduciary activities income | $370,000 | 398 |
| Service charges on deposit accounts | $862,000 | 375 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $2,213,000 | 553 |
| Total noninterest expense | $9,427,000 | 643 |
| Salaries and employee benefits | $4,965,000 | 708 |
| Premises and equipment expense | $1,094,000 | 592 |
| Additional noninterest expense | $3,368,000 | 553 |
| Pre-tax net operating income | $1,454,000 | 1,350 |
| Securities gains (losses) | $116,000 | 556 |
| Applicable income taxes | $-21,000 | 4,891 |
| Income before extraordinary items | $1,591,000 | 1,131 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,591,000 | 1,130 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,591,000 | 1,131 |
| Net charge-offs | $169,000 | 685 |
| Cash dividends | $1,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 169 |
| Net operating income | $1,475,000 | 1,186 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $45,473,000 | 755 |
| Total interest expense | $8,478,000 | 783 |
| Net interest income | $36,995,000 | 747 |
| Provision for loan and lease losses | $1,250,000 | 760 |
| Total noninterest income | $13,374,000 | 567 |
| Gross Fiduciary activities income | $1,411,000 | 402 |
| Service charges on deposit accounts | $3,648,000 | 363 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $8,315,000 | 590 |
| Total noninterest expense | $35,765,000 | 662 |
| Salaries and employee benefits | $19,187,000 | 701 |
| Premises and equipment expense | $4,066,000 | 627 |
| Additional noninterest expense | $12,512,000 | 573 |
| Pre-tax net operating income | $13,354,000 | 824 |
| Securities gains (losses) | $865,000 | 250 |
| Applicable income taxes | $1,635,000 | 1,032 |
| Income before extraordinary items | $12,584,000 | 772 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,584,000 | 773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,584,000 | 773 |
| Net charge-offs | $917,000 | 689 |
| Cash dividends | $7,500,000 | 589 |
| Sale, conversion, retirement of capital stock, net | $451,000 | 300 |
| Net operating income | $11,814,150 | 789 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $34,010,000 | 760 |
| Total interest expense | $6,353,000 | 786 |
| Net interest income | $27,657,000 | 750 |
| Provision for loan and lease losses | $825,000 | 804 |
| Total noninterest income | $9,695,000 | 578 |
| Gross Fiduciary activities income | $1,036,000 | 403 |
| Service charges on deposit accounts | $2,715,000 | 361 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $5,944,000 | 609 |
| Total noninterest expense | $26,630,000 | 670 |
| Salaries and employee benefits | $14,284,000 | 702 |
| Premises and equipment expense | $3,053,000 | 627 |
| Additional noninterest expense | $9,293,000 | 567 |
| Pre-tax net operating income | $9,897,000 | 849 |
| Securities gains (losses) | $700,000 | 250 |
| Applicable income taxes | $1,450,000 | 959 |
| Income before extraordinary items | $9,147,000 | 801 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,147,000 | 802 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,147,000 | 802 |
| Net charge-offs | $686,000 | 625 |
| Cash dividends | $5,400,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $399,000 | 252 |
| Net operating income | $8,545,000 | 836 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $22,512,000 | 763 |
| Total interest expense | $4,276,000 | 771 |
| Net interest income | $18,236,000 | 757 |
| Provision for loan and lease losses | $450,000 | 914 |
| Total noninterest income | $6,214,000 | 587 |
| Gross Fiduciary activities income | $675,000 | 409 |
| Service charges on deposit accounts | $1,782,000 | 364 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $3,757,000 | 622 |
| Total noninterest expense | $17,776,000 | 664 |
| Salaries and employee benefits | $9,373,000 | 706 |
| Premises and equipment expense | $2,038,000 | 625 |
| Additional noninterest expense | $6,365,000 | 565 |
| Pre-tax net operating income | $6,224,000 | 871 |
| Securities gains (losses) | $121,000 | 486 |
| Applicable income taxes | $757,000 | 1,105 |
| Income before extraordinary items | $5,588,000 | 843 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,588,000 | 843 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,588,000 | 843 |
| Net charge-offs | $501,000 | 571 |
| Cash dividends | $3,500,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $344,000 | 205 |
| Net operating income | $5,481,520 | 837 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $11,165,000 | 763 |
| Total interest expense | $2,104,000 | 772 |
| Net interest income | $9,061,000 | 763 |
| Provision for loan and lease losses | $125,000 | 1,307 |
| Total noninterest income | $2,902,000 | 596 |
| Gross Fiduciary activities income | $328,000 | 415 |
| Service charges on deposit accounts | $862,000 | 368 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,712,000 | 632 |
| Total noninterest expense | $8,905,000 | 657 |
| Salaries and employee benefits | $4,690,000 | 707 |
| Premises and equipment expense | $981,000 | 662 |
| Additional noninterest expense | $3,234,000 | 548 |
| Pre-tax net operating income | $2,933,000 | 884 |
| Securities gains (losses) | $97,000 | 284 |
| Applicable income taxes | $277,000 | 1,314 |
| Income before extraordinary items | $2,753,000 | 839 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,753,000 | 838 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,753,000 | 838 |
| Net charge-offs | $370,000 | 417 |
| Cash dividends | $1,600,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 140 |
| Net operating income | $2,664,730 | 849 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $42,591,000 | 747 |
| Total interest expense | $6,284,000 | 770 |
| Net interest income | $36,307,000 | 735 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $13,230,000 | 562 |
| Gross Fiduciary activities income | $1,348,000 | 418 |
| Service charges on deposit accounts | $3,757,000 | 366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,125,000 | 586 |
| Total noninterest expense | $34,861,000 | 654 |
| Salaries and employee benefits | $18,938,000 | 666 |
| Premises and equipment expense | $3,944,000 | 633 |
| Additional noninterest expense | $11,979,000 | 586 |
| Pre-tax net operating income | $14,176,000 | 784 |
| Securities gains (losses) | $-25,000 | 4,659 |
| Applicable income taxes | $1,812,000 | 937 |
| Income before extraordinary items | $12,339,000 | 763 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $12,339,000 | 762 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,339,000 | 762 |
| Net charge-offs | $93,000 | 2,198 |
| Cash dividends | $7,300,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 418 |
| Net operating income | $12,360,750 | 763 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $31,486,000 | 742 |
| Total interest expense | $4,356,000 | 773 |
| Net interest income | $27,130,000 | 733 |
| Provision for loan and lease losses | $400,000 | 1,318 |
| Total noninterest income | $10,095,000 | 559 |
| Gross Fiduciary activities income | $967,000 | 421 |
| Service charges on deposit accounts | $2,818,000 | 368 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,310,000 | 578 |
| Total noninterest expense | $25,887,000 | 654 |
| Salaries and employee benefits | $13,986,000 | 686 |
| Premises and equipment expense | $3,019,000 | 625 |
| Additional noninterest expense | $8,882,000 | 581 |
| Pre-tax net operating income | $10,938,000 | 754 |
| Securities gains (losses) | $-38,000 | 5,082 |
| Applicable income taxes | $1,444,000 | 918 |
| Income before extraordinary items | $9,456,000 | 752 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,456,000 | 751 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,456,000 | 751 |
| Net charge-offs | $-79,000 | 5,055 |
| Cash dividends | $5,400,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 384 |
| Net operating income | $9,489,060 | 742 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $20,754,000 | 742 |
| Total interest expense | $2,691,000 | 780 |
| Net interest income | $18,063,000 | 731 |
| Provision for loan and lease losses | $250,000 | 1,331 |
| Total noninterest income | $6,586,000 | 569 |
| Gross Fiduciary activities income | $635,000 | 424 |
| Service charges on deposit accounts | $1,950,000 | 356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,001,000 | 597 |
| Total noninterest expense | $17,242,000 | 658 |
| Salaries and employee benefits | $9,210,000 | 703 |
| Premises and equipment expense | $2,064,000 | 613 |
| Additional noninterest expense | $5,968,000 | 574 |
| Pre-tax net operating income | $7,157,000 | 763 |
| Securities gains (losses) | $-48,000 | 5,251 |
| Applicable income taxes | $923,000 | 931 |
| Income before extraordinary items | $6,186,000 | 751 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,186,000 | 750 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,186,000 | 750 |
| Net charge-offs | $-214,000 | 5,357 |
| Cash dividends | $3,500,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 379 |
| Net operating income | $6,227,760 | 747 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $10,213,000 | 742 |
| Total interest expense | $1,305,000 | 765 |
| Net interest income | $8,908,000 | 734 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $3,149,000 | 583 |
| Gross Fiduciary activities income | $315,000 | 431 |
| Service charges on deposit accounts | $977,000 | 359 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,857,000 | 608 |
| Total noninterest expense | $8,531,000 | 667 |
| Salaries and employee benefits | $4,493,000 | 716 |
| Premises and equipment expense | $980,000 | 651 |
| Additional noninterest expense | $3,058,000 | 562 |
| Pre-tax net operating income | $3,526,000 | 744 |
| Securities gains (losses) | $-44,000 | 5,394 |
| Applicable income taxes | $441,000 | 947 |
| Income before extraordinary items | $3,041,000 | 747 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,041,000 | 747 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,041,000 | 747 |
| Net charge-offs | $-185,000 | 5,472 |
| Cash dividends | $1,600,000 | 503 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 344 |
| Net operating income | $3,079,280 | 739 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $38,634,000 | 744 |
| Total interest expense | $4,515,000 | 756 |
| Net interest income | $34,119,000 | 739 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $13,859,000 | 545 |
| Gross Fiduciary activities income | $1,183,000 | 428 |
| Service charges on deposit accounts | $3,404,000 | 394 |
| Trading account gains and fees | $6,000 | 147 |
| Additional Noninterest Income | $9,266,000 | 539 |
| Total noninterest expense | $33,725,000 | 650 |
| Salaries and employee benefits | $18,002,000 | 681 |
| Premises and equipment expense | $3,766,000 | 665 |
| Additional noninterest expense | $11,957,000 | 566 |
| Pre-tax net operating income | $13,753,000 | 742 |
| Securities gains (losses) | $52,000 | 878 |
| Applicable income taxes | $3,418,000 | 873 |
| Income before extraordinary items | $10,387,000 | 732 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,387,000 | 731 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,387,000 | 732 |
| Net charge-offs | $321,000 | 1,424 |
| Cash dividends | $6,300,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 429 |
| Net operating income | $10,348,000 | 723 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $28,661,000 | 749 |
| Total interest expense | $3,337,000 | 743 |
| Net interest income | $25,324,000 | 750 |
| Provision for loan and lease losses | $650,000 | 976 |
| Total noninterest income | $10,768,000 | 546 |
| Gross Fiduciary activities income | $879,000 | 433 |
| Service charges on deposit accounts | $2,496,000 | 406 |
| Trading account gains and fees | $36,000 | 128 |
| Additional Noninterest Income | $7,357,000 | 530 |
| Total noninterest expense | $25,520,000 | 652 |
| Salaries and employee benefits | $13,545,000 | 678 |
| Premises and equipment expense | $2,884,000 | 651 |
| Additional noninterest expense | $9,091,000 | 559 |
| Pre-tax net operating income | $9,922,000 | 777 |
| Securities gains (losses) | $103,000 | 588 |
| Applicable income taxes | $2,121,000 | 882 |
| Income before extraordinary items | $7,904,000 | 776 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,904,000 | 775 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,904,000 | 776 |
| Net charge-offs | $436,000 | 889 |
| Cash dividends | $4,700,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 402 |
| Net operating income | $7,822,630 | 765 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $18,949,000 | 745 |
| Total interest expense | $2,165,000 | 739 |
| Net interest income | $16,784,000 | 748 |
| Provision for loan and lease losses | $550,000 | 796 |
| Total noninterest income | $7,620,000 | 518 |
| Gross Fiduciary activities income | $576,000 | 435 |
| Service charges on deposit accounts | $1,627,000 | 412 |
| Trading account gains and fees | $51,000 | 119 |
| Additional Noninterest Income | $5,366,000 | 498 |
| Total noninterest expense | $17,018,000 | 645 |
| Salaries and employee benefits | $8,953,000 | 688 |
| Premises and equipment expense | $1,949,000 | 637 |
| Additional noninterest expense | $6,116,000 | 554 |
| Pre-tax net operating income | $6,836,000 | 729 |
| Securities gains (losses) | $43,000 | 698 |
| Applicable income taxes | $1,474,000 | 836 |
| Income before extraordinary items | $5,405,000 | 745 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,405,000 | 744 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,405,000 | 745 |
| Net charge-offs | $133,000 | 1,314 |
| Cash dividends | $3,200,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 376 |
| Net operating income | $5,371,030 | 731 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $9,371,000 | 750 |
| Total interest expense | $1,068,000 | 723 |
| Net interest income | $8,303,000 | 750 |
| Provision for loan and lease losses | $350,000 | 594 |
| Total noninterest income | $4,439,000 | 462 |
| Gross Fiduciary activities income | $288,000 | 439 |
| Service charges on deposit accounts | $794,000 | 421 |
| Trading account gains and fees | $17,000 | 127 |
| Additional Noninterest Income | $3,340,000 | 420 |
| Total noninterest expense | $8,401,000 | 664 |
| Salaries and employee benefits | $4,445,000 | 705 |
| Premises and equipment expense | $965,000 | 655 |
| Additional noninterest expense | $2,991,000 | 572 |
| Pre-tax net operating income | $3,991,000 | 636 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $914,000 | 702 |
| Income before extraordinary items | $3,077,000 | 642 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,077,000 | 642 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,077,000 | 642 |
| Net charge-offs | $15,000 | 2,041 |
| Cash dividends | $1,200,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 350 |
| Net operating income | $3,077,000 | 631 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $36,533,000 | 738 |
| Total interest expense | $3,943,000 | 747 |
| Net interest income | $32,590,000 | 737 |
| Provision for loan and lease losses | $1,150,000 | 815 |
| Total noninterest income | $11,889,000 | 606 |
| Gross Fiduciary activities income | $1,086,000 | 441 |
| Service charges on deposit accounts | $3,354,000 | 413 |
| Trading account gains and fees | $-92,000 | 5,899 |
| Additional Noninterest Income | $7,541,000 | 628 |
| Total noninterest expense | $34,517,000 | 624 |
| Salaries and employee benefits | $17,930,000 | 663 |
| Premises and equipment expense | $3,772,000 | 659 |
| Additional noninterest expense | $12,815,000 | 543 |
| Pre-tax net operating income | $8,812,000 | 1,024 |
| Securities gains (losses) | $287,000 | 682 |
| Applicable income taxes | $1,002,000 | 1,642 |
| Income before extraordinary items | $8,097,000 | 920 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,097,000 | 919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $8,097,000 | 919 |
| Net charge-offs | $130,000 | 2,358 |
| Cash dividends | $5,000,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 444 |
| Net operating income | $7,841,570 | 928 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $27,376,000 | 733 |
| Total interest expense | $2,955,000 | 744 |
| Net interest income | $24,421,000 | 726 |
| Provision for loan and lease losses | $775,000 | 837 |
| Total noninterest income | $9,004,000 | 604 |
| Gross Fiduciary activities income | $796,000 | 445 |
| Service charges on deposit accounts | $2,468,000 | 416 |
| Trading account gains and fees | $48,000 | 146 |
| Additional Noninterest Income | $5,692,000 | 623 |
| Total noninterest expense | $26,157,000 | 621 |
| Salaries and employee benefits | $13,472,000 | 657 |
| Premises and equipment expense | $2,831,000 | 656 |
| Additional noninterest expense | $9,854,000 | 535 |
| Pre-tax net operating income | $6,493,000 | 1,049 |
| Securities gains (losses) | $317,000 | 580 |
| Applicable income taxes | $782,000 | 1,645 |
| Income before extraordinary items | $6,028,000 | 926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,028,000 | 925 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,028,000 | 926 |
| Net charge-offs | $-109,000 | 5,591 |
| Cash dividends | $3,600,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 405 |
| Net operating income | $5,745,870 | 945 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $18,175,000 | 737 |
| Total interest expense | $1,942,000 | 745 |
| Net interest income | $16,233,000 | 723 |
| Provision for loan and lease losses | $600,000 | 726 |
| Total noninterest income | $5,757,000 | 617 |
| Gross Fiduciary activities income | $525,000 | 453 |
| Service charges on deposit accounts | $1,561,000 | 427 |
| Trading account gains and fees | $100,000 | 119 |
| Additional Noninterest Income | $3,571,000 | 644 |
| Total noninterest expense | $17,184,000 | 629 |
| Salaries and employee benefits | $8,932,000 | 665 |
| Premises and equipment expense | $1,857,000 | 666 |
| Additional noninterest expense | $6,395,000 | 545 |
| Pre-tax net operating income | $4,206,000 | 1,065 |
| Securities gains (losses) | $277,000 | 456 |
| Applicable income taxes | $694,000 | 1,366 |
| Income before extraordinary items | $3,789,000 | 972 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,789,000 | 971 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,789,000 | 971 |
| Net charge-offs | $-138,000 | 5,776 |
| Cash dividends | $2,200,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 391 |
| Net operating income | $3,553,550 | 1,016 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $9,093,000 | 736 |
| Total interest expense | $966,000 | 756 |
| Net interest income | $8,127,000 | 727 |
| Provision for loan and lease losses | $375,000 | 570 |
| Total noninterest income | $2,676,000 | 636 |
| Gross Fiduciary activities income | $263,000 | 449 |
| Service charges on deposit accounts | $743,000 | 446 |
| Trading account gains and fees | $40,000 | 114 |
| Additional Noninterest Income | $1,630,000 | 668 |
| Total noninterest expense | $8,549,000 | 630 |
| Salaries and employee benefits | $4,370,000 | 683 |
| Premises and equipment expense | $918,000 | 677 |
| Additional noninterest expense | $3,261,000 | 530 |
| Pre-tax net operating income | $1,879,000 | 1,143 |
| Securities gains (losses) | $126,000 | 432 |
| Applicable income taxes | $268,000 | 1,583 |
| Income before extraordinary items | $1,737,000 | 1,033 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,737,000 | 1,034 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,737,000 | 1,034 |
| Net charge-offs | $-251,000 | 6,023 |
| Cash dividends | $900,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 366 |
| Net operating income | $1,627,380 | 1,076 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $33,173,000 | 774 |
| Total interest expense | $3,703,000 | 756 |
| Net interest income | $29,470,000 | 769 |
| Provision for loan and lease losses | $1,450,000 | 589 |
| Total noninterest income | $11,423,000 | 608 |
| Gross Fiduciary activities income | $1,056,000 | 450 |
| Service charges on deposit accounts | $2,925,000 | 457 |
| Trading account gains and fees | $-9,000 | 6,141 |
| Additional Noninterest Income | $7,451,000 | 611 |
| Total noninterest expense | $32,259,000 | 642 |
| Salaries and employee benefits | $16,680,000 | 684 |
| Premises and equipment expense | $3,780,000 | 656 |
| Additional noninterest expense | $11,799,000 | 566 |
| Pre-tax net operating income | $7,184,000 | 1,176 |
| Securities gains (losses) | $412,000 | 422 |
| Applicable income taxes | $795,000 | 1,806 |
| Income before extraordinary items | $6,801,000 | 1,054 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,801,000 | 1,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,801,000 | 1,054 |
| Net charge-offs | $941,000 | 725 |
| Cash dividends | $4,200,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 476 |
| Net operating income | $6,430,200 | 1,073 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $24,201,000 | 797 |
| Total interest expense | $2,758,000 | 762 |
| Net interest income | $21,443,000 | 795 |
| Provision for loan and lease losses | $1,025,000 | 578 |
| Total noninterest income | $8,776,000 | 612 |
| Gross Fiduciary activities income | $788,000 | 451 |
| Service charges on deposit accounts | $2,127,000 | 469 |
| Trading account gains and fees | $-16,000 | 6,234 |
| Additional Noninterest Income | $5,877,000 | 602 |
| Total noninterest expense | $23,717,000 | 665 |
| Salaries and employee benefits | $12,298,000 | 708 |
| Premises and equipment expense | $2,887,000 | 660 |
| Additional noninterest expense | $8,532,000 | 589 |
| Pre-tax net operating income | $5,477,000 | 1,171 |
| Securities gains (losses) | $410,000 | 361 |
| Applicable income taxes | $689,000 | 1,709 |
| Income before extraordinary items | $5,198,000 | 1,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,198,000 | 1,020 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,198,000 | 1,020 |
| Net charge-offs | $895,000 | 548 |
| Cash dividends | $3,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 454 |
| Net operating income | $4,837,200 | 1,079 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $15,562,000 | 824 |
| Total interest expense | $1,825,000 | 766 |
| Net interest income | $13,737,000 | 826 |
| Provision for loan and lease losses | $650,000 | 605 |
| Total noninterest income | $4,885,000 | 703 |
| Gross Fiduciary activities income | $536,000 | 455 |
| Service charges on deposit accounts | $1,309,000 | 501 |
| Trading account gains and fees | $-53,000 | 6,332 |
| Additional Noninterest Income | $3,093,000 | 700 |
| Total noninterest expense | $14,512,000 | 719 |
| Salaries and employee benefits | $7,197,000 | 807 |
| Premises and equipment expense | $1,786,000 | 708 |
| Additional noninterest expense | $5,529,000 | 616 |
| Pre-tax net operating income | $3,460,000 | 1,217 |
| Securities gains (losses) | $251,000 | 439 |
| Applicable income taxes | $403,000 | 1,841 |
| Income before extraordinary items | $3,308,000 | 1,067 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,308,000 | 1,066 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,308,000 | 1,068 |
| Net charge-offs | $712,000 | 468 |
| Cash dividends | $1,800,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 438 |
| Net operating income | $3,084,610 | 1,106 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,729,000 | 825 |
| Total interest expense | $911,000 | 769 |
| Net interest income | $6,818,000 | 827 |
| Provision for loan and lease losses | $300,000 | 621 |
| Total noninterest income | $2,252,000 | 719 |
| Gross Fiduciary activities income | $277,000 | 453 |
| Service charges on deposit accounts | $609,000 | 530 |
| Trading account gains and fees | $-5,000 | 6,385 |
| Additional Noninterest Income | $1,371,000 | 728 |
| Total noninterest expense | $7,379,000 | 706 |
| Salaries and employee benefits | $3,794,000 | 775 |
| Premises and equipment expense | $932,000 | 684 |
| Additional noninterest expense | $2,653,000 | 626 |
| Pre-tax net operating income | $1,391,000 | 1,428 |
| Securities gains (losses) | $8,000 | 1,548 |
| Applicable income taxes | $49,000 | 3,007 |
| Income before extraordinary items | $1,350,000 | 1,247 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,350,000 | 1,247 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,350,000 | 1,248 |
| Net charge-offs | $392,000 | 440 |
| Cash dividends | $800,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 401 |
| Net operating income | $1,342,320 | 1,208 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $29,728,000 | 845 |
| Total interest expense | $3,526,000 | 840 |
| Net interest income | $26,202,000 | 844 |
| Provision for loan and lease losses | $950,000 | 905 |
| Total noninterest income | $9,532,000 | 668 |
| Gross Fiduciary activities income | $979,000 | 469 |
| Service charges on deposit accounts | $2,895,000 | 479 |
| Trading account gains and fees | $202,000 | 112 |
| Additional Noninterest Income | $5,456,000 | 712 |
| Total noninterest expense | $27,578,000 | 738 |
| Salaries and employee benefits | $14,806,000 | 749 |
| Premises and equipment expense | $3,308,000 | 747 |
| Additional noninterest expense | $9,464,000 | 707 |
| Pre-tax net operating income | $7,206,000 | 1,128 |
| Securities gains (losses) | $966,000 | 224 |
| Applicable income taxes | $1,106,000 | 1,451 |
| Income before extraordinary items | $7,066,000 | 941 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,066,000 | 940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,066,000 | 940 |
| Net charge-offs | $379,000 | 1,775 |
| Cash dividends | $4,100,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 527 |
| Net operating income | $6,235,240 | 1,035 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $22,170,000 | 854 |
| Total interest expense | $2,632,000 | 860 |
| Net interest income | $19,538,000 | 849 |
| Provision for loan and lease losses | $500,000 | 1,127 |
| Total noninterest income | $7,220,000 | 660 |
| Gross Fiduciary activities income | $717,000 | 470 |
| Service charges on deposit accounts | $2,206,000 | 469 |
| Trading account gains and fees | $196,000 | 103 |
| Additional Noninterest Income | $4,101,000 | 710 |
| Total noninterest expense | $20,357,000 | 747 |
| Salaries and employee benefits | $11,013,000 | 752 |
| Premises and equipment expense | $2,526,000 | 734 |
| Additional noninterest expense | $6,818,000 | 725 |
| Pre-tax net operating income | $5,901,000 | 1,060 |
| Securities gains (losses) | $514,000 | 292 |
| Applicable income taxes | $837,000 | 1,467 |
| Income before extraordinary items | $5,578,000 | 891 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,578,000 | 890 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,578,000 | 890 |
| Net charge-offs | $235,000 | 1,835 |
| Cash dividends | $3,200,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 492 |
| Net operating income | $5,130,820 | 946 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,688,000 | 854 |
| Total interest expense | $1,745,000 | 859 |
| Net interest income | $12,943,000 | 847 |
| Provision for loan and lease losses | $200,000 | 1,637 |
| Total noninterest income | $4,651,000 | 667 |
| Gross Fiduciary activities income | $461,000 | 478 |
| Service charges on deposit accounts | $1,459,000 | 468 |
| Trading account gains and fees | $162,000 | 100 |
| Additional Noninterest Income | $2,569,000 | 721 |
| Total noninterest expense | $13,198,000 | 769 |
| Salaries and employee benefits | $7,263,000 | 754 |
| Premises and equipment expense | $1,683,000 | 741 |
| Additional noninterest expense | $4,252,000 | 769 |
| Pre-tax net operating income | $4,196,000 | 976 |
| Securities gains (losses) | $433,000 | 262 |
| Applicable income taxes | $760,000 | 1,171 |
| Income before extraordinary items | $3,869,000 | 843 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,869,000 | 843 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,869,000 | 843 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 468 |
| Net operating income | $3,505,280 | 903 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 861 |
| Total interest expense | $876,000 | 870 |
| Net interest income | $6,406,000 | 857 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $2,165,000 | 688 |
| Gross Fiduciary activities income | $222,000 | 493 |
| Service charges on deposit accounts | $721,000 | 460 |
| Trading account gains and fees | $71,000 | 101 |
| Additional Noninterest Income | $1,151,000 | 750 |
| Total noninterest expense | $6,506,000 | 783 |
| Salaries and employee benefits | $3,602,000 | 773 |
| Premises and equipment expense | $847,000 | 748 |
| Additional noninterest expense | $2,057,000 | 787 |
| Pre-tax net operating income | $1,965,000 | 991 |
| Securities gains (losses) | $188,000 | 286 |
| Applicable income taxes | $323,000 | 1,272 |
| Income before extraordinary items | $1,830,000 | 857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,830,000 | 860 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,830,000 | 858 |
| Net charge-offs | $-75,000 | 6,419 |
| Cash dividends | $800,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 425 |
| Net operating income | $1,670,200 | 919 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $28,168,000 | 887 |
| Total interest expense | $3,218,000 | 1,045 |
| Net interest income | $24,950,000 | 860 |
| Provision for loan and lease losses | $1,050,000 | 1,053 |
| Total noninterest income | $9,483,000 | 704 |
| Gross Fiduciary activities income | $746,000 | 519 |
| Service charges on deposit accounts | $3,117,000 | 453 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,620,000 | 740 |
| Total noninterest expense | $27,309,000 | 740 |
| Salaries and employee benefits | $15,387,000 | 712 |
| Premises and equipment expense | $3,128,000 | 778 |
| Additional noninterest expense | $8,794,000 | 779 |
| Pre-tax net operating income | $6,074,000 | 1,215 |
| Securities gains (losses) | $967,000 | 245 |
| Applicable income taxes | $981,000 | 1,482 |
| Income before extraordinary items | $6,060,000 | 1,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,060,000 | 1,025 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,060,000 | 1,025 |
| Net charge-offs | $1,656,000 | 875 |
| Cash dividends | $3,800,000 | 725 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 565 |
| Net operating income | $5,228,380 | 1,146 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $20,898,000 | 906 |
| Total interest expense | $2,318,000 | 1,127 |
| Net interest income | $18,580,000 | 870 |
| Provision for loan and lease losses | $850,000 | 1,008 |
| Total noninterest income | $7,158,000 | 718 |
| Gross Fiduciary activities income | $548,000 | 521 |
| Service charges on deposit accounts | $2,317,000 | 455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,293,000 | 746 |
| Total noninterest expense | $19,407,000 | 787 |
| Salaries and employee benefits | $10,438,000 | 777 |
| Premises and equipment expense | $2,358,000 | 778 |
| Additional noninterest expense | $6,611,000 | 778 |
| Pre-tax net operating income | $5,481,000 | 1,061 |
| Securities gains (losses) | $774,000 | 275 |
| Applicable income taxes | $1,208,000 | 1,095 |
| Income before extraordinary items | $5,047,000 | 925 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,047,000 | 927 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,047,000 | 927 |
| Net charge-offs | $1,396,000 | 782 |
| Cash dividends | $2,900,000 | 665 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 514 |
| Net operating income | $4,420,060 | 1,037 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $13,793,000 | 912 |
| Total interest expense | $1,516,000 | 1,182 |
| Net interest income | $12,277,000 | 872 |
| Provision for loan and lease losses | $600,000 | 990 |
| Total noninterest income | $4,780,000 | 722 |
| Gross Fiduciary activities income | $360,000 | 533 |
| Service charges on deposit accounts | $1,486,000 | 470 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,934,000 | 745 |
| Total noninterest expense | $12,667,000 | 806 |
| Salaries and employee benefits | $6,778,000 | 799 |
| Premises and equipment expense | $1,547,000 | 796 |
| Additional noninterest expense | $4,342,000 | 779 |
| Pre-tax net operating income | $3,790,000 | 997 |
| Securities gains (losses) | $774,000 | 246 |
| Applicable income taxes | $938,000 | 986 |
| Income before extraordinary items | $3,626,000 | 862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,626,000 | 863 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,626,000 | 864 |
| Net charge-offs | $1,149,000 | 692 |
| Cash dividends | $2,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 484 |
| Net operating income | $3,014,540 | 981 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 906 |
| Total interest expense | $759,000 | 1,219 |
| Net interest income | $6,196,000 | 861 |
| Provision for loan and lease losses | $450,000 | 738 |
| Total noninterest income | $2,360,000 | 728 |
| Gross Fiduciary activities income | $177,000 | 546 |
| Service charges on deposit accounts | $727,000 | 477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,456,000 | 764 |
| Total noninterest expense | $6,190,000 | 830 |
| Salaries and employee benefits | $3,290,000 | 835 |
| Premises and equipment expense | $718,000 | 872 |
| Additional noninterest expense | $2,182,000 | 786 |
| Pre-tax net operating income | $1,916,000 | 965 |
| Securities gains (losses) | $289,000 | 339 |
| Applicable income taxes | $443,000 | 1,018 |
| Income before extraordinary items | $1,762,000 | 868 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,762,000 | 869 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,762,000 | 870 |
| Net charge-offs | $874,000 | 528 |
| Cash dividends | $1,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 446 |
| Net operating income | $1,530,800 | 941 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $28,233,000 | 924 |
| Total interest expense | $3,438,000 | 1,309 |
| Net interest income | $24,795,000 | 863 |
| Provision for loan and lease losses | $2,050,000 | 1,043 |
| Total noninterest income | $10,170,000 | 675 |
| Gross Fiduciary activities income | $663,000 | 542 |
| Service charges on deposit accounts | $3,431,000 | 433 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,076,000 | 708 |
| Total noninterest expense | $25,709,000 | 777 |
| Salaries and employee benefits | $12,587,000 | 831 |
| Premises and equipment expense | $3,033,000 | 797 |
| Additional noninterest expense | $10,089,000 | 706 |
| Pre-tax net operating income | $7,206,000 | 982 |
| Securities gains (losses) | $1,835,000 | 297 |
| Applicable income taxes | $1,776,000 | 957 |
| Income before extraordinary items | $7,265,000 | 812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,265,000 | 811 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $7,265,000 | 812 |
| Net charge-offs | $1,845,000 | 1,231 |
| Cash dividends | $4,200,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 591 |
| Net operating income | $5,797,000 | 980 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $21,420,000 | 938 |
| Total interest expense | $2,659,000 | 1,326 |
| Net interest income | $18,761,000 | 862 |
| Provision for loan and lease losses | $1,600,000 | 1,021 |
| Total noninterest income | $7,289,000 | 697 |
| Gross Fiduciary activities income | $503,000 | 541 |
| Service charges on deposit accounts | $2,532,000 | 438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,254,000 | 724 |
| Total noninterest expense | $18,799,000 | 795 |
| Salaries and employee benefits | $9,267,000 | 854 |
| Premises and equipment expense | $2,229,000 | 817 |
| Additional noninterest expense | $7,303,000 | 723 |
| Pre-tax net operating income | $5,651,000 | 963 |
| Securities gains (losses) | $887,000 | 456 |
| Applicable income taxes | $1,241,000 | 1,038 |
| Income before extraordinary items | $5,297,000 | 859 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,297,000 | 858 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,297,000 | 859 |
| Net charge-offs | $1,425,000 | 1,157 |
| Cash dividends | $3,200,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 535 |
| Net operating income | $4,578,530 | 953 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $14,483,000 | 928 |
| Total interest expense | $1,871,000 | 1,302 |
| Net interest income | $12,612,000 | 862 |
| Provision for loan and lease losses | $1,000,000 | 1,094 |
| Total noninterest income | $4,807,000 | 698 |
| Gross Fiduciary activities income | $344,000 | 542 |
| Service charges on deposit accounts | $1,679,000 | 434 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,784,000 | 735 |
| Total noninterest expense | $12,336,000 | 803 |
| Salaries and employee benefits | $6,153,000 | 847 |
| Premises and equipment expense | $1,486,000 | 822 |
| Additional noninterest expense | $4,697,000 | 739 |
| Pre-tax net operating income | $4,083,000 | 891 |
| Securities gains (losses) | $271,000 | 918 |
| Applicable income taxes | $826,000 | 1,035 |
| Income before extraordinary items | $3,528,000 | 858 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,528,000 | 856 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,528,000 | 858 |
| Net charge-offs | $1,053,000 | 1,093 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 514 |
| Net operating income | $3,308,490 | 860 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 948 |
| Total interest expense | $980,000 | 1,285 |
| Net interest income | $6,182,000 | 881 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $2,389,000 | 689 |
| Gross Fiduciary activities income | $156,000 | 566 |
| Service charges on deposit accounts | $828,000 | 436 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,405,000 | 707 |
| Total noninterest expense | $6,248,000 | 799 |
| Salaries and employee benefits | $3,081,000 | 838 |
| Premises and equipment expense | $709,000 | 859 |
| Additional noninterest expense | $2,458,000 | 704 |
| Pre-tax net operating income | $1,873,000 | 950 |
| Securities gains (losses) | $160,000 | 693 |
| Applicable income taxes | $366,000 | 1,147 |
| Income before extraordinary items | $1,667,000 | 896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,667,000 | 897 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,667,000 | 897 |
| Net charge-offs | $298,000 | 1,501 |
| Cash dividends | $900,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 464 |
| Net operating income | $1,535,800 | 907 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $29,889,000 | 933 |
| Total interest expense | $5,269,000 | 1,139 |
| Net interest income | $24,620,000 | 890 |
| Provision for loan and lease losses | $2,450,000 | 1,357 |
| Total noninterest income | $8,600,000 | 699 |
| Gross Fiduciary activities income | $637,000 | 514 |
| Service charges on deposit accounts | $3,743,000 | 408 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,220,000 | 807 |
| Total noninterest expense | $24,945,000 | 792 |
| Salaries and employee benefits | $11,953,000 | 826 |
| Premises and equipment expense | $2,958,000 | 854 |
| Additional noninterest expense | $10,034,000 | 718 |
| Pre-tax net operating income | $5,825,000 | 1,029 |
| Securities gains (losses) | $1,164,000 | 380 |
| Applicable income taxes | $1,070,000 | 1,281 |
| Income before extraordinary items | $5,919,000 | 845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,919,000 | 845 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,919,000 | 845 |
| Net charge-offs | $1,533,000 | 1,843 |
| Cash dividends | $3,800,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 717 |
| Net operating income | $4,929,600 | 978 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $22,604,000 | 942 |
| Total interest expense | $4,179,000 | 1,127 |
| Net interest income | $18,425,000 | 899 |
| Provision for loan and lease losses | $1,900,000 | 1,281 |
| Total noninterest income | $6,366,000 | 702 |
| Gross Fiduciary activities income | $497,000 | 501 |
| Service charges on deposit accounts | $2,780,000 | 417 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,089,000 | 821 |
| Total noninterest expense | $17,849,000 | 832 |
| Salaries and employee benefits | $8,914,000 | 833 |
| Premises and equipment expense | $2,270,000 | 838 |
| Additional noninterest expense | $6,665,000 | 803 |
| Pre-tax net operating income | $5,042,000 | 922 |
| Securities gains (losses) | $490,000 | 657 |
| Applicable income taxes | $914,000 | 1,162 |
| Income before extraordinary items | $4,618,000 | 832 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,618,000 | 831 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,618,000 | 832 |
| Net charge-offs | $1,161,000 | 1,753 |
| Cash dividends | $2,700,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 655 |
| Net operating income | $4,211,300 | 864 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,139,000 | 952 |
| Total interest expense | $2,953,000 | 1,105 |
| Net interest income | $12,186,000 | 914 |
| Provision for loan and lease losses | $1,450,000 | 1,165 |
| Total noninterest income | $4,051,000 | 727 |
| Gross Fiduciary activities income | $351,000 | 487 |
| Service charges on deposit accounts | $1,750,000 | 440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,950,000 | 853 |
| Total noninterest expense | $11,688,000 | 857 |
| Salaries and employee benefits | $5,876,000 | 850 |
| Premises and equipment expense | $1,511,000 | 854 |
| Additional noninterest expense | $4,301,000 | 842 |
| Pre-tax net operating income | $3,099,000 | 977 |
| Securities gains (losses) | $224,000 | 676 |
| Applicable income taxes | $513,000 | 1,296 |
| Income before extraordinary items | $2,810,000 | 879 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,810,000 | 879 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,810,000 | 879 |
| Net charge-offs | $733,000 | 1,754 |
| Cash dividends | $1,800,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 530 |
| Net operating income | $2,619,600 | 917 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,458,000 | 969 |
| Total interest expense | $1,563,000 | 1,086 |
| Net interest income | $5,895,000 | 940 |
| Provision for loan and lease losses | $750,000 | 1,063 |
| Total noninterest income | $1,976,000 | 743 |
| Gross Fiduciary activities income | $166,000 | 501 |
| Service charges on deposit accounts | $805,000 | 465 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,005,000 | 825 |
| Total noninterest expense | $5,568,000 | 897 |
| Salaries and employee benefits | $2,716,000 | 924 |
| Premises and equipment expense | $755,000 | 873 |
| Additional noninterest expense | $2,097,000 | 846 |
| Pre-tax net operating income | $1,553,000 | 977 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $236,000 | 1,337 |
| Income before extraordinary items | $1,320,000 | 923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,320,000 | 922 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,320,000 | 923 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $800,000 | 479 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 484 |
| Net operating income | $1,317,450 | 900 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $30,275,000 | 1,010 |
| Total interest expense | $9,744,000 | 844 |
| Net interest income | $20,531,000 | 1,086 |
| Provision for loan and lease losses | $3,250,000 | 1,538 |
| Total noninterest income | $8,807,000 | 696 |
| Gross Fiduciary activities income | $633,000 | 503 |
| Service charges on deposit accounts | $4,167,000 | 374 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,007,000 | 868 |
| Total noninterest expense | $22,240,000 | 904 |
| Salaries and employee benefits | $10,245,000 | 951 |
| Premises and equipment expense | $2,929,000 | 880 |
| Additional noninterest expense | $9,066,000 | 817 |
| Pre-tax net operating income | $3,848,000 | 1,300 |
| Securities gains (losses) | $2,082,000 | 259 |
| Applicable income taxes | $709,000 | 1,546 |
| Income before extraordinary items | $5,221,000 | 845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,221,000 | 845 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,221,000 | 846 |
| Net charge-offs | $5,925,000 | 893 |
| Cash dividends | $3,300,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 755 |
| Net operating income | $3,388,840 | 1,212 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $22,924,000 | 1,018 |
| Total interest expense | $7,767,000 | 817 |
| Net interest income | $15,157,000 | 1,115 |
| Provision for loan and lease losses | $1,950,000 | 1,683 |
| Total noninterest income | $6,327,000 | 699 |
| Gross Fiduciary activities income | $431,000 | 527 |
| Service charges on deposit accounts | $3,079,000 | 377 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,817,000 | 868 |
| Total noninterest expense | $16,303,000 | 914 |
| Salaries and employee benefits | $7,574,000 | 960 |
| Premises and equipment expense | $1,870,000 | 1,050 |
| Additional noninterest expense | $6,859,000 | 793 |
| Pre-tax net operating income | $3,231,000 | 1,225 |
| Securities gains (losses) | $1,267,000 | 337 |
| Applicable income taxes | $579,000 | 1,514 |
| Income before extraordinary items | $3,919,000 | 889 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,919,000 | 890 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,919,000 | 890 |
| Net charge-offs | $2,178,000 | 1,429 |
| Cash dividends | $2,400,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 700 |
| Net operating income | $2,816,710 | 1,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $15,448,000 | 1,023 |
| Total interest expense | $5,276,000 | 832 |
| Net interest income | $10,172,000 | 1,100 |
| Provision for loan and lease losses | $1,250,000 | 1,695 |
| Total noninterest income | $4,076,000 | 706 |
| Gross Fiduciary activities income | $310,000 | 508 |
| Service charges on deposit accounts | $2,050,000 | 377 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,716,000 | 888 |
| Total noninterest expense | $10,636,000 | 934 |
| Salaries and employee benefits | $4,943,000 | 977 |
| Premises and equipment expense | $1,359,000 | 967 |
| Additional noninterest expense | $4,334,000 | 831 |
| Pre-tax net operating income | $2,362,000 | 1,128 |
| Securities gains (losses) | $214,000 | 917 |
| Applicable income taxes | $308,000 | 1,713 |
| Income before extraordinary items | $2,268,000 | 994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,268,000 | 995 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,268,000 | 995 |
| Net charge-offs | $2,389,000 | 987 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 636 |
| Net operating income | $2,079,680 | 1,038 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 1,056 |
| Total interest expense | $2,622,000 | 893 |
| Net interest income | $4,950,000 | 1,142 |
| Provision for loan and lease losses | $450,000 | 1,922 |
| Total noninterest income | $1,825,000 | 768 |
| Gross Fiduciary activities income | $115,000 | 578 |
| Service charges on deposit accounts | $941,000 | 405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $769,000 | 954 |
| Total noninterest expense | $5,242,000 | 950 |
| Salaries and employee benefits | $2,449,000 | 1,006 |
| Premises and equipment expense | $688,000 | 984 |
| Additional noninterest expense | $2,105,000 | 847 |
| Pre-tax net operating income | $1,083,000 | 1,209 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $81,000 | 2,328 |
| Income before extraordinary items | $1,005,000 | 1,086 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,005,000 | 1,087 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,005,000 | 1,088 |
| Net charge-offs | $2,287,000 | 591 |
| Cash dividends | $800,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 567 |
| Net operating income | $1,002,210 | 1,058 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $31,929,000 | 1,073 |
| Total interest expense | $12,133,000 | 977 |
| Net interest income | $19,796,000 | 1,104 |
| Provision for loan and lease losses | $3,450,000 | 1,805 |
| Total noninterest income | $8,648,000 | 721 |
| Gross Fiduciary activities income | $520,000 | 540 |
| Service charges on deposit accounts | $4,345,000 | 385 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,783,000 | 889 |
| Total noninterest expense | $21,103,000 | 991 |
| Salaries and employee benefits | $11,289,000 | 873 |
| Premises and equipment expense | $2,646,000 | 1,025 |
| Additional noninterest expense | $7,168,000 | 1,085 |
| Pre-tax net operating income | $3,891,000 | 1,064 |
| Securities gains (losses) | $1,619,000 | 325 |
| Applicable income taxes | $347,000 | 1,896 |
| Income before extraordinary items | $5,163,000 | 656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,163,000 | 655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,163,000 | 656 |
| Net charge-offs | $1,315,000 | 2,530 |
| Cash dividends | $3,100,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 858 |
| Net operating income | $3,641,140 | 942 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,016,000 | 1,094 |
| Total interest expense | $9,372,000 | 999 |
| Net interest income | $14,644,000 | 1,125 |
| Provision for loan and lease losses | $1,350,000 | 2,350 |
| Total noninterest income | $6,705,000 | 700 |
| Gross Fiduciary activities income | $377,000 | 544 |
| Service charges on deposit accounts | $3,257,000 | 387 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,071,000 | 840 |
| Total noninterest expense | $16,261,000 | 961 |
| Salaries and employee benefits | $8,618,000 | 869 |
| Premises and equipment expense | $2,042,000 | 998 |
| Additional noninterest expense | $5,601,000 | 1,006 |
| Pre-tax net operating income | $3,738,000 | 900 |
| Securities gains (losses) | $351,000 | 888 |
| Applicable income taxes | $409,000 | 1,608 |
| Income before extraordinary items | $3,680,000 | 735 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,680,000 | 733 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,680,000 | 736 |
| Net charge-offs | $477,000 | 3,115 |
| Cash dividends | $2,200,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 795 |
| Net operating income | $3,364,100 | 801 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,105,000 | 1,109 |
| Total interest expense | $6,473,000 | 1,021 |
| Net interest income | $9,632,000 | 1,154 |
| Provision for loan and lease losses | $900,000 | 2,190 |
| Total noninterest income | $4,473,000 | 709 |
| Gross Fiduciary activities income | $235,000 | 562 |
| Service charges on deposit accounts | $2,080,000 | 395 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,158,000 | 835 |
| Total noninterest expense | $10,886,000 | 987 |
| Salaries and employee benefits | $5,986,000 | 848 |
| Premises and equipment expense | $1,301,000 | 1,081 |
| Additional noninterest expense | $3,599,000 | 1,064 |
| Pre-tax net operating income | $2,319,000 | 984 |
| Securities gains (losses) | $203,000 | 1,011 |
| Applicable income taxes | $265,000 | 1,673 |
| Income before extraordinary items | $2,257,000 | 829 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,257,000 | 828 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,257,000 | 829 |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $1,700,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 761 |
| Net operating income | $2,076,330 | 877 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,197,000 | 1,089 |
| Total interest expense | $3,338,000 | 1,032 |
| Net interest income | $4,859,000 | 1,129 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $1,958,000 | 755 |
| Gross Fiduciary activities income | $109,000 | 580 |
| Service charges on deposit accounts | $925,000 | 438 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $924,000 | 902 |
| Total noninterest expense | $4,829,000 | 1,043 |
| Salaries and employee benefits | $2,549,000 | 988 |
| Premises and equipment expense | $657,000 | 1,087 |
| Additional noninterest expense | $1,623,000 | 1,041 |
| Pre-tax net operating income | $1,538,000 | 828 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $301,000 | 1,047 |
| Income before extraordinary items | $1,241,000 | 853 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,241,000 | 854 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,241,000 | 855 |
| Net charge-offs | $-84,000 | 8,178 |
| Cash dividends | $800,000 | 562 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 654 |
| Net operating income | $1,237,800 | 785 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $35,128,000 | 1,083 |
| Total interest expense | $14,795,000 | 1,098 |
| Net interest income | $20,333,000 | 1,060 |
| Provision for loan and lease losses | $3,700,000 | 1,215 |
| Total noninterest income | $7,648,000 | 741 |
| Gross Fiduciary activities income | $478,000 | 578 |
| Service charges on deposit accounts | $4,517,000 | 388 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,653,000 | 1,065 |
| Total noninterest expense | $19,800,000 | 1,006 |
| Salaries and employee benefits | $11,083,000 | 910 |
| Premises and equipment expense | $2,738,000 | 1,015 |
| Additional noninterest expense | $5,979,000 | 1,082 |
| Pre-tax net operating income | $4,481,000 | 1,221 |
| Securities gains (losses) | $658,000 | 297 |
| Applicable income taxes | $937,000 | 1,263 |
| Income before extraordinary items | $4,202,000 | 974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,202,000 | 974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,114,000 | 975 |
| Cash dividends | $3,900,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 886 |
| Net operating income | $3,662,440 | 1,201 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,716,000 | 1,090 |
| Total interest expense | $11,255,000 | 1,122 |
| Net interest income | $15,461,000 | 1,069 |
| Provision for loan and lease losses | $1,500,000 | 1,422 |
| Total noninterest income | $5,957,000 | 755 |
| Gross Fiduciary activities income | $371,000 | 574 |
| Service charges on deposit accounts | $3,359,000 | 398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,227,000 | 1,018 |
| Total noninterest expense | $14,162,000 | 1,043 |
| Salaries and employee benefits | $7,806,000 | 984 |
| Premises and equipment expense | $2,066,000 | 1,008 |
| Additional noninterest expense | $4,290,000 | 1,073 |
| Pre-tax net operating income | $5,756,000 | 886 |
| Securities gains (losses) | $21,000 | 1,979 |
| Applicable income taxes | $1,351,000 | 913 |
| Income before extraordinary items | $4,426,000 | 830 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,426,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,724 |
| Cash dividends | $2,800,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 769 |
| Net operating income | $4,409,830 | 886 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,928,000 | 1,103 |
| Total interest expense | $7,727,000 | 1,134 |
| Net interest income | $10,201,000 | 1,070 |
| Provision for loan and lease losses | $900,000 | 1,302 |
| Total noninterest income | $4,008,000 | 763 |
| Gross Fiduciary activities income | $270,000 | 575 |
| Service charges on deposit accounts | $2,139,000 | 406 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,599,000 | 999 |
| Total noninterest expense | $9,486,000 | 1,034 |
| Salaries and employee benefits | $5,230,000 | 993 |
| Premises and equipment expense | $1,378,000 | 1,010 |
| Additional noninterest expense | $2,878,000 | 1,040 |
| Pre-tax net operating income | $3,823,000 | 926 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $901,000 | 1,017 |
| Income before extraordinary items | $2,937,000 | 936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,937,000 | 936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,540 |
| Cash dividends | $1,800,000 | 850 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $2,925,450 | 918 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,253,000 | 1,097 |
| Total interest expense | $4,230,000 | 1,107 |
| Net interest income | $5,023,000 | 1,084 |
| Provision for loan and lease losses | $400,000 | 1,144 |
| Total noninterest income | $1,956,000 | 769 |
| Gross Fiduciary activities income | $154,000 | 552 |
| Service charges on deposit accounts | $1,095,000 | 393 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $707,000 | 1,109 |
| Total noninterest expense | $4,885,000 | 996 |
| Salaries and employee benefits | $2,649,000 | 989 |
| Premises and equipment expense | $734,000 | 943 |
| Additional noninterest expense | $1,502,000 | 968 |
| Pre-tax net operating income | $1,694,000 | 1,124 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $380,000 | 1,239 |
| Income before extraordinary items | $1,321,000 | 1,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,321,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,320 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 560 |
| Net operating income | $1,315,540 | 1,110 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $39,218,000 | 1,077 |
| Total interest expense | $18,503,000 | 1,052 |
| Net interest income | $20,715,000 | 1,071 |
| Provision for loan and lease losses | $1,000,000 | 1,413 |
| Total noninterest income | $8,118,000 | 735 |
| Gross Fiduciary activities income | $515,000 | 583 |
| Service charges on deposit accounts | $5,143,000 | 346 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,460,000 | 1,174 |
| Total noninterest expense | $18,222,000 | 1,023 |
| Salaries and employee benefits | $10,594,000 | 940 |
| Premises and equipment expense | $2,560,000 | 1,036 |
| Additional noninterest expense | $5,068,000 | 1,114 |
| Pre-tax net operating income | $9,611,000 | 885 |
| Securities gains (losses) | $37,000 | 900 |
| Applicable income taxes | $2,628,000 | 900 |
| Income before extraordinary items | $7,020,000 | 928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,020,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,113,000 | 949 |
| Cash dividends | $4,300,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 940 |
| Net operating income | $6,992,990 | 917 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $29,641,000 | 1,071 |
| Total interest expense | $13,969,000 | 1,048 |
| Net interest income | $15,672,000 | 1,069 |
| Provision for loan and lease losses | $650,000 | 1,267 |
| Total noninterest income | $6,042,000 | 743 |
| Gross Fiduciary activities income | $395,000 | 575 |
| Service charges on deposit accounts | $3,930,000 | 336 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,717,000 | 1,254 |
| Total noninterest expense | $13,554,000 | 1,024 |
| Salaries and employee benefits | $8,051,000 | 922 |
| Premises and equipment expense | $1,864,000 | 1,060 |
| Additional noninterest expense | $3,639,000 | 1,134 |
| Pre-tax net operating income | $7,510,000 | 920 |
| Securities gains (losses) | $33,000 | 719 |
| Applicable income taxes | $2,073,000 | 940 |
| Income before extraordinary items | $5,470,000 | 955 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,470,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 721 |
| Cash dividends | $3,400,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 819 |
| Net operating income | $5,445,910 | 945 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $19,839,000 | 1,084 |
| Total interest expense | $9,450,000 | 1,045 |
| Net interest income | $10,389,000 | 1,091 |
| Provision for loan and lease losses | $320,000 | 1,462 |
| Total noninterest income | $3,976,000 | 777 |
| Gross Fiduciary activities income | $274,000 | 578 |
| Service charges on deposit accounts | $2,596,000 | 348 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,106,000 | 1,311 |
| Total noninterest expense | $8,937,000 | 1,055 |
| Salaries and employee benefits | $5,382,000 | 940 |
| Premises and equipment expense | $1,243,000 | 1,076 |
| Additional noninterest expense | $2,312,000 | 1,205 |
| Pre-tax net operating income | $5,108,000 | 944 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $1,416,000 | 964 |
| Income before extraordinary items | $3,695,000 | 969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,695,000 | 968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 911 |
| Cash dividends | $2,100,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 737 |
| Net operating income | $3,692,840 | 954 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $9,805,000 | 1,089 |
| Total interest expense | $4,693,000 | 1,046 |
| Net interest income | $5,112,000 | 1,089 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,868,000 | 803 |
| Gross Fiduciary activities income | $149,000 | 566 |
| Service charges on deposit accounts | $1,214,000 | 360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $505,000 | 1,354 |
| Total noninterest expense | $4,550,000 | 1,032 |
| Salaries and employee benefits | $2,776,000 | 919 |
| Premises and equipment expense | $633,000 | 1,048 |
| Additional noninterest expense | $1,141,000 | 1,191 |
| Pre-tax net operating income | $2,280,000 | 1,030 |
| Securities gains (losses) | $-1,000 | 7,986 |
| Applicable income taxes | $613,000 | 1,098 |
| Income before extraordinary items | $1,666,000 | 1,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,666,000 | 1,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,190 |
| Cash dividends | $1,000,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 633 |
| Net operating income | $1,666,730 | 1,045 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $35,577,000 | 1,110 |
| Total interest expense | $16,141,000 | 1,029 |
| Net interest income | $19,436,000 | 1,143 |
| Provision for loan and lease losses | $475,000 | 1,995 |
| Total noninterest income | $7,413,000 | 792 |
| Gross Fiduciary activities income | $603,000 | 542 |
| Service charges on deposit accounts | $4,859,000 | 358 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,951,000 | 1,387 |
| Total noninterest expense | $16,648,000 | 1,076 |
| Salaries and employee benefits | $9,613,000 | 1,003 |
| Premises and equipment expense | $2,320,000 | 1,095 |
| Additional noninterest expense | $4,715,000 | 1,137 |
| Pre-tax net operating income | $9,726,000 | 1,002 |
| Securities gains (losses) | $-375,000 | 8,483 |
| Applicable income taxes | $2,634,000 | 1,053 |
| Income before extraordinary items | $6,717,000 | 1,113 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,717,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,060 |
| Cash dividends | $9,800,000 | 400 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 986 |
| Net operating income | $6,987,000 | 1,053 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,780,000 | 1,154 |
| Total interest expense | $11,512,000 | 1,059 |
| Net interest income | $14,268,000 | 1,186 |
| Provision for loan and lease losses | $334,000 | 1,977 |
| Total noninterest income | $5,337,000 | 831 |
| Gross Fiduciary activities income | $455,000 | 542 |
| Service charges on deposit accounts | $3,504,000 | 370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,378,000 | 1,446 |
| Total noninterest expense | $12,117,000 | 1,129 |
| Salaries and employee benefits | $6,985,000 | 1,047 |
| Premises and equipment expense | $1,705,000 | 1,132 |
| Additional noninterest expense | $3,427,000 | 1,179 |
| Pre-tax net operating income | $7,154,000 | 1,074 |
| Securities gains (losses) | $41,000 | 599 |
| Applicable income taxes | $2,060,000 | 1,074 |
| Income before extraordinary items | $5,135,000 | 1,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,135,000 | 1,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 1,223 |
| Cash dividends | $8,700,000 | 342 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 824 |
| Net operating income | $5,105,890 | 1,119 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,290,000 | 1,194 |
| Total interest expense | $7,063,000 | 1,102 |
| Net interest income | $9,227,000 | 1,234 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $3,314,000 | 877 |
| Gross Fiduciary activities income | $317,000 | 532 |
| Service charges on deposit accounts | $2,118,000 | 405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $879,000 | 1,495 |
| Total noninterest expense | $7,685,000 | 1,184 |
| Salaries and employee benefits | $4,449,000 | 1,103 |
| Premises and equipment expense | $1,077,000 | 1,200 |
| Additional noninterest expense | $2,159,000 | 1,252 |
| Pre-tax net operating income | $4,616,000 | 1,100 |
| Securities gains (losses) | $-23,000 | 8,124 |
| Applicable income taxes | $1,338,000 | 1,102 |
| Income before extraordinary items | $3,255,000 | 1,176 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,255,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,381 |
| Cash dividends | $1,900,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 687 |
| Net operating income | $3,271,330 | 1,150 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 1,185 |
| Total interest expense | $3,452,000 | 1,050 |
| Net interest income | $4,596,000 | 1,233 |
| Provision for loan and lease losses | $132,000 | 1,626 |
| Total noninterest income | $1,579,000 | 892 |
| Gross Fiduciary activities income | $172,000 | 512 |
| Service charges on deposit accounts | $948,000 | 437 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $459,000 | 1,431 |
| Total noninterest expense | $3,966,000 | 1,147 |
| Salaries and employee benefits | $2,260,000 | 1,093 |
| Premises and equipment expense | $557,000 | 1,152 |
| Additional noninterest expense | $1,149,000 | 1,159 |
| Pre-tax net operating income | $2,077,000 | 1,188 |
| Securities gains (losses) | $14,000 | 520 |
| Applicable income taxes | $617,000 | 1,167 |
| Income before extraordinary items | $1,474,000 | 1,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,474,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $850,000 | 862 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 502 |
| Net operating income | $1,464,200 | 1,243 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $28,884,000 | 1,145 |
| Total interest expense | $11,271,000 | 993 |
| Net interest income | $17,613,000 | 1,233 |
| Provision for loan and lease losses | $583,000 | 1,691 |
| Total noninterest income | $6,549,000 | 867 |
| Gross Fiduciary activities income | $458,000 | 603 |
| Service charges on deposit accounts | $4,112,000 | 410 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,979,000 | 1,375 |
| Total noninterest expense | $15,130,000 | 1,136 |
| Salaries and employee benefits | $8,548,000 | 1,079 |
| Premises and equipment expense | $2,181,000 | 1,116 |
| Additional noninterest expense | $4,401,000 | 1,158 |
| Pre-tax net operating income | $8,449,000 | 1,142 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $2,256,000 | 1,233 |
| Income before extraordinary items | $6,198,000 | 1,168 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,198,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 1,524 |
| Cash dividends | $3,750,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,194,350 | 1,143 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,064,000 | 1,143 |
| Total interest expense | $7,853,000 | 1,003 |
| Net interest income | $13,211,000 | 1,213 |
| Provision for loan and lease losses | $583,000 | 1,231 |
| Total noninterest income | $4,954,000 | 862 |
| Gross Fiduciary activities income | $332,000 | 608 |
| Service charges on deposit accounts | $3,064,000 | 414 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,558,000 | 1,322 |
| Total noninterest expense | $11,414,000 | 1,111 |
| Salaries and employee benefits | $6,420,000 | 1,068 |
| Premises and equipment expense | $1,676,000 | 1,071 |
| Additional noninterest expense | $3,318,000 | 1,135 |
| Pre-tax net operating income | $6,168,000 | 1,164 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $1,626,000 | 1,288 |
| Income before extraordinary items | $4,547,000 | 1,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,547,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,505 |
| Cash dividends | $2,750,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,543,300 | 1,165 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,746,000 | 1,141 |
| Total interest expense | $4,901,000 | 1,009 |
| Net interest income | $8,845,000 | 1,193 |
| Provision for loan and lease losses | $417,000 | 1,151 |
| Total noninterest income | $3,281,000 | 861 |
| Gross Fiduciary activities income | $215,000 | 620 |
| Service charges on deposit accounts | $1,974,000 | 420 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,092,000 | 1,260 |
| Total noninterest expense | $7,641,000 | 1,098 |
| Salaries and employee benefits | $4,301,000 | 1,060 |
| Premises and equipment expense | $1,119,000 | 1,065 |
| Additional noninterest expense | $2,221,000 | 1,119 |
| Pre-tax net operating income | $4,068,000 | 1,145 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $1,039,000 | 1,332 |
| Income before extraordinary items | $3,023,000 | 1,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,023,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 1,476 |
| Cash dividends | $1,750,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,027,440 | 1,135 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 1,137 |
| Total interest expense | $2,375,000 | 982 |
| Net interest income | $4,340,000 | 1,217 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $1,554,000 | 878 |
| Gross Fiduciary activities income | $103,000 | 634 |
| Service charges on deposit accounts | $915,000 | 437 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $536,000 | 1,266 |
| Total noninterest expense | $3,794,000 | 1,099 |
| Salaries and employee benefits | $2,152,000 | 1,047 |
| Premises and equipment expense | $571,000 | 1,048 |
| Additional noninterest expense | $1,071,000 | 1,142 |
| Pre-tax net operating income | $1,850,000 | 1,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $420,000 | 1,553 |
| Income before extraordinary items | $1,430,000 | 1,210 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,430,000 | 1,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,233 |
| Cash dividends | $850,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,430,000 | 1,183 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,822,000 | 1,094 |
| Total interest expense | $8,573,000 | 947 |
| Net interest income | $17,249,000 | 1,169 |
| Provision for loan and lease losses | $840,000 | 1,230 |
| Total noninterest income | $6,507,000 | 847 |
| Gross Fiduciary activities income | $299,000 | 695 |
| Service charges on deposit accounts | $4,108,000 | 432 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,100,000 | 1,273 |
| Total noninterest expense | $14,598,000 | 1,111 |
| Salaries and employee benefits | $8,053,000 | 1,072 |
| Premises and equipment expense | $2,255,000 | 1,020 |
| Additional noninterest expense | $4,290,000 | 1,150 |
| Pre-tax net operating income | $8,318,000 | 1,054 |
| Securities gains (losses) | $207,000 | 816 |
| Applicable income taxes | $2,395,000 | 1,087 |
| Income before extraordinary items | $6,130,000 | 1,069 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,130,000 | 1,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,347 |
| Cash dividends | $3,650,000 | 825 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,980,960 | 1,064 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,217,000 | 1,090 |
| Total interest expense | $6,277,000 | 952 |
| Net interest income | $12,940,000 | 1,148 |
| Provision for loan and lease losses | $620,000 | 1,207 |
| Total noninterest income | $4,909,000 | 862 |
| Gross Fiduciary activities income | $220,000 | 699 |
| Service charges on deposit accounts | $3,073,000 | 443 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,616,000 | 1,256 |
| Total noninterest expense | $11,125,000 | 1,084 |
| Salaries and employee benefits | $6,101,000 | 1,055 |
| Premises and equipment expense | $1,704,000 | 1,012 |
| Additional noninterest expense | $3,320,000 | 1,103 |
| Pre-tax net operating income | $6,104,000 | 1,086 |
| Securities gains (losses) | $195,000 | 773 |
| Applicable income taxes | $1,799,000 | 1,112 |
| Income before extraordinary items | $4,500,000 | 1,094 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,500,000 | 1,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $2,700,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,361,550 | 1,093 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,719,000 | 1,087 |
| Total interest expense | $4,146,000 | 950 |
| Net interest income | $8,573,000 | 1,155 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $3,262,000 | 851 |
| Gross Fiduciary activities income | $147,000 | 699 |
| Service charges on deposit accounts | $1,989,000 | 441 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,126,000 | 1,219 |
| Total noninterest expense | $7,498,000 | 1,073 |
| Salaries and employee benefits | $4,102,000 | 1,045 |
| Premises and equipment expense | $1,129,000 | 1,016 |
| Additional noninterest expense | $2,267,000 | 1,084 |
| Pre-tax net operating income | $3,887,000 | 1,109 |
| Securities gains (losses) | $70,000 | 1,253 |
| Applicable income taxes | $1,110,000 | 1,177 |
| Income before extraordinary items | $2,847,000 | 1,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,847,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,504 |
| Cash dividends | $1,650,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,796,600 | 1,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 1,117 |
| Total interest expense | $2,073,000 | 968 |
| Net interest income | $4,187,000 | 1,183 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $1,546,000 | 889 |
| Gross Fiduciary activities income | $82,000 | 681 |
| Service charges on deposit accounts | $934,000 | 465 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $530,000 | 1,242 |
| Total noninterest expense | $3,792,000 | 1,070 |
| Salaries and employee benefits | $2,041,000 | 1,056 |
| Premises and equipment expense | $589,000 | 988 |
| Additional noninterest expense | $1,162,000 | 1,054 |
| Pre-tax net operating income | $1,686,000 | 1,254 |
| Securities gains (losses) | $16,000 | 1,816 |
| Applicable income taxes | $455,000 | 1,397 |
| Income before extraordinary items | $1,247,000 | 1,299 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,247,000 | 1,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,041 |
| Cash dividends | $775,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,235,320 | 1,243 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,309,000 | 1,273 |
| Total interest expense | $7,706,000 | 1,166 |
| Net interest income | $14,603,000 | 1,339 |
| Provision for loan and lease losses | $1,300,000 | 907 |
| Total noninterest income | $6,407,000 | 929 |
| Gross Fiduciary activities income | $302,000 | 706 |
| Service charges on deposit accounts | $3,746,000 | 454 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,359,000 | 1,291 |
| Total noninterest expense | $13,650,000 | 1,183 |
| Salaries and employee benefits | $7,373,000 | 1,157 |
| Premises and equipment expense | $2,045,000 | 1,119 |
| Additional noninterest expense | $4,232,000 | 1,189 |
| Pre-tax net operating income | $6,060,000 | 1,361 |
| Securities gains (losses) | $132,000 | 1,652 |
| Applicable income taxes | $1,632,000 | 1,497 |
| Income before extraordinary items | $4,560,000 | 1,388 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,560,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,238,000 | 778 |
| Cash dividends | $13,025,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,462,320 | 1,352 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,602,000 | 1,309 |
| Total interest expense | $5,762,000 | 1,205 |
| Net interest income | $10,840,000 | 1,365 |
| Provision for loan and lease losses | $675,000 | 1,261 |
| Total noninterest income | $5,026,000 | 924 |
| Gross Fiduciary activities income | $238,000 | 691 |
| Service charges on deposit accounts | $2,733,000 | 472 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,055,000 | 1,204 |
| Total noninterest expense | $10,123,000 | 1,201 |
| Salaries and employee benefits | $5,456,000 | 1,177 |
| Premises and equipment expense | $1,530,000 | 1,124 |
| Additional noninterest expense | $3,137,000 | 1,203 |
| Pre-tax net operating income | $5,068,000 | 1,275 |
| Securities gains (losses) | $124,000 | 1,559 |
| Applicable income taxes | $1,418,000 | 1,411 |
| Income before extraordinary items | $3,774,000 | 1,308 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,774,000 | 1,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $904,000 | 743 |
| Cash dividends | $2,276,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,683,480 | 1,274 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,263,000 | 1,298 |
| Total interest expense | $3,968,000 | 1,207 |
| Net interest income | $7,295,000 | 1,345 |
| Provision for loan and lease losses | $450,000 | 1,255 |
| Total noninterest income | $3,352,000 | 921 |
| Gross Fiduciary activities income | $156,000 | 696 |
| Service charges on deposit accounts | $1,798,000 | 478 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,398,000 | 1,194 |
| Total noninterest expense | $6,829,000 | 1,189 |
| Salaries and employee benefits | $3,762,000 | 1,132 |
| Premises and equipment expense | $1,034,000 | 1,108 |
| Additional noninterest expense | $2,033,000 | 1,232 |
| Pre-tax net operating income | $3,368,000 | 1,265 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $972,000 | 1,403 |
| Income before extraordinary items | $2,416,000 | 1,370 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,416,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 598 |
| Cash dividends | $1,575,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,401,800 | 1,281 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 1,296 |
| Total interest expense | $2,042,000 | 1,200 |
| Net interest income | $3,614,000 | 1,357 |
| Provision for loan and lease losses | $225,000 | 1,208 |
| Total noninterest income | $1,699,000 | 888 |
| Gross Fiduciary activities income | $95,000 | 661 |
| Service charges on deposit accounts | $837,000 | 502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $767,000 | 1,081 |
| Total noninterest expense | $3,427,000 | 1,174 |
| Salaries and employee benefits | $1,895,000 | 1,115 |
| Premises and equipment expense | $499,000 | 1,159 |
| Additional noninterest expense | $1,033,000 | 1,182 |
| Pre-tax net operating income | $1,661,000 | 1,293 |
| Securities gains (losses) | $18,000 | 1,950 |
| Applicable income taxes | $484,000 | 1,408 |
| Income before extraordinary items | $1,195,000 | 1,378 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,195,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 1,003 |
| Cash dividends | $775,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,182,220 | 1,300 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,756,000 | 1,242 |
| Total interest expense | $9,368,000 | 1,204 |
| Net interest income | $15,388,000 | 1,246 |
| Provision for loan and lease losses | $1,204,000 | 1,127 |
| Total noninterest income | $6,377,000 | 856 |
| Gross Fiduciary activities income | $346,000 | 673 |
| Service charges on deposit accounts | $3,539,000 | 465 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,492,000 | 1,132 |
| Total noninterest expense | $12,383,000 | 1,238 |
| Salaries and employee benefits | $6,728,000 | 1,195 |
| Premises and equipment expense | $1,908,000 | 1,161 |
| Additional noninterest expense | $3,747,000 | 1,288 |
| Pre-tax net operating income | $8,178,000 | 1,032 |
| Securities gains (losses) | $74,000 | 2,045 |
| Applicable income taxes | $2,442,000 | 1,096 |
| Income before extraordinary items | $5,810,000 | 1,078 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,810,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,195,000 | 822 |
| Cash dividends | $3,400,000 | 841 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,758,200 | 1,047 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $28,002,000 | 1,227 |
| Total interest expense | $13,386,000 | 1,204 |
| Net interest income | $14,616,000 | 1,214 |
| Provision for loan and lease losses | $1,068,000 | 1,188 |
| Total noninterest income | $5,399,000 | 928 |
| Gross Fiduciary activities income | $347,000 | 690 |
| Service charges on deposit accounts | $3,368,000 | 445 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,684,000 | 1,404 |
| Total noninterest expense | $11,731,000 | 1,241 |
| Salaries and employee benefits | $6,019,000 | 1,235 |
| Premises and equipment expense | $1,891,000 | 1,125 |
| Additional noninterest expense | $3,821,000 | 1,242 |
| Pre-tax net operating income | $7,216,000 | 1,034 |
| Securities gains (losses) | $215,000 | 1,140 |
| Applicable income taxes | $1,958,000 | 1,207 |
| Income before extraordinary items | $5,473,000 | 1,004 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,473,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,070,000 | 894 |
| Cash dividends | $3,280,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,313,900 | 994 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,146,000 | 1,259 |
| Total interest expense | $13,597,000 | 1,285 |
| Net interest income | $14,549,000 | 1,207 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $3,913,000 | 1,084 |
| Gross Fiduciary activities income | $420,000 | 650 |
| Service charges on deposit accounts | $2,280,000 | 588 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,213,000 | 1,643 |
| Total noninterest expense | $10,362,000 | 1,339 |
| Salaries and employee benefits | $5,539,000 | 1,276 |
| Premises and equipment expense | $1,565,000 | 1,305 |
| Additional noninterest expense | $3,258,000 | 1,380 |
| Pre-tax net operating income | $7,350,000 | 1,032 |
| Securities gains (losses) | $-71,000 | 9,315 |
| Applicable income taxes | $2,077,000 | 1,118 |
| Income before extraordinary items | $5,202,000 | 1,031 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,202,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $466,000 | 1,304 |
| Cash dividends | $3,161,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,252,410 | 1,015 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,426,000 | 1,393 |
| Total interest expense | $10,547,000 | 1,418 |
| Net interest income | $12,879,000 | 1,359 |
| Provision for loan and lease losses | $700,000 | 1,317 |
| Total noninterest income | $3,384,000 | 1,227 |
| Gross Fiduciary activities income | $397,000 | 705 |
| Service charges on deposit accounts | $1,755,000 | 760 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,232,000 | 1,603 |
| Total noninterest expense | $9,350,000 | 1,486 |
| Salaries and employee benefits | $5,054,000 | 1,370 |
| Premises and equipment expense | $1,361,000 | 1,510 |
| Additional noninterest expense | $2,935,000 | 1,536 |
| Pre-tax net operating income | $6,213,000 | 1,238 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $1,734,000 | 1,408 |
| Income before extraordinary items | $4,480,000 | 1,214 |
| Extraordinary gains, net | $-13,000 | 10,152 |
| Net income | $4,467,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,676 |
| Cash dividends | $2,700,000 | 1,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,479,280 | 1,196 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,280,000 | 1,445 |
| Total interest expense | $10,666,000 | 1,439 |
| Net interest income | $11,614,000 | 1,448 |
| Provision for loan and lease losses | $700,000 | 1,308 |
| Total noninterest income | $2,731,000 | 1,440 |
| Gross Fiduciary activities income | $300,000 | 782 |
| Service charges on deposit accounts | $1,536,000 | 804 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $895,000 | 2,018 |
| Total noninterest expense | $8,490,000 | 1,565 |
| Salaries and employee benefits | $4,527,000 | 1,442 |
| Premises and equipment expense | $1,164,000 | 1,696 |
| Additional noninterest expense | $2,799,000 | 1,546 |
| Pre-tax net operating income | $5,155,000 | 1,435 |
| Securities gains (losses) | $41,000 | 1,880 |
| Applicable income taxes | $1,378,000 | 1,756 |
| Income before extraordinary items | $3,818,000 | 1,388 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,818,000 | 1,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,921 |
| Cash dividends | $2,330,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,788,070 | 1,349 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,088,000 | 1,562 |
| Total interest expense | $10,404,000 | 1,494 |
| Net interest income | $10,684,000 | 1,620 |
| Provision for loan and lease losses | $493,000 | 1,798 |
| Total noninterest income | $2,279,000 | 1,586 |
| Gross Fiduciary activities income | $237,000 | 861 |
| Service charges on deposit accounts | $1,339,000 | 953 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $703,000 | 2,214 |
| Total noninterest expense | $7,897,000 | 1,656 |
| Salaries and employee benefits | $4,274,000 | 1,527 |
| Premises and equipment expense | $1,032,000 | 1,923 |
| Additional noninterest expense | $2,591,000 | 1,646 |
| Pre-tax net operating income | $4,573,000 | 1,679 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $1,158,000 | 2,153 |
| Income before extraordinary items | $3,428,000 | 1,577 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,428,000 | 1,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,095 |
| Cash dividends | $2,100,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,418,250 | 1,544 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,538,000 | 1,730 |
| Total interest expense | $9,802,000 | 1,621 |
| Net interest income | $9,736,000 | 1,824 |
| Provision for loan and lease losses | $402,000 | 2,071 |
| Total noninterest income | $2,215,000 | 1,694 |
| Gross Fiduciary activities income | $206,000 | 957 |
| Service charges on deposit accounts | $1,227,000 | 1,074 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $782,000 | 2,139 |
| Total noninterest expense | $7,727,000 | 1,833 |
| Salaries and employee benefits | $3,612,000 | 1,828 |
| Premises and equipment expense | $963,000 | 2,086 |
| Additional noninterest expense | $3,152,000 | 1,646 |
| Pre-tax net operating income | $3,822,000 | 1,898 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $884,000 | 2,621 |
| Income before extraordinary items | $2,925,000 | 1,701 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,925,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,041 |
| Cash dividends | $1,850,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,935,010 | 1,656 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,463,000 | 2,329 |
| Total interest expense | $6,859,000 | 2,275 |
| Net interest income | $7,604,000 | 2,361 |
| Provision for loan and lease losses | $336,000 | 2,115 |
| Total noninterest income | $1,885,000 | 1,932 |
| Gross Fiduciary activities income | $235,000 | 963 |
| Service charges on deposit accounts | $1,059,000 | 1,274 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $591,000 | 2,560 |
| Total noninterest expense | $5,895,000 | 2,311 |
| Salaries and employee benefits | $2,916,000 | 2,268 |
| Premises and equipment expense | $728,000 | 2,706 |
| Additional noninterest expense | $2,251,000 | 2,191 |
| Pre-tax net operating income | $3,258,000 | 2,270 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $733,000 | 3,115 |
| Income before extraordinary items | $2,551,000 | 1,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,551,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,664 |
| Cash dividends | $1,470,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,530,720 | 1,964 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,465,000 | 2,907 |
| Total interest expense | $4,801,000 | 2,556 |
| Net interest income | $5,664,000 | 3,165 |
| Provision for loan and lease losses | $82,000 | 4,991 |
| Total noninterest income | $1,333,000 | 2,522 |
| Gross Fiduciary activities income | $170,000 | 1,052 |
| Service charges on deposit accounts | $740,000 | 1,824 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $423,000 | 3,295 |
| Total noninterest expense | $4,642,000 | 2,972 |
| Salaries and employee benefits | $2,485,000 | 2,685 |
| Premises and equipment expense | $545,000 | 3,545 |
| Additional noninterest expense | $1,612,000 | 3,112 |
| Pre-tax net operating income | $2,273,000 | 3,084 |
| Securities gains (losses) | $-268,000 | 12,068 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $1,715,000 | 2,830 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,715,000 | 2,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $930,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,945,480 | 2,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,471,000 | 3,265 |
| Total interest expense | $4,040,000 | 3,148 |
| Net interest income | $5,431,000 | 3,314 |
| Provision for loan and lease losses | $364,000 | 2,623 |
| Total noninterest income | $1,283,000 | 2,765 |
| Gross Fiduciary activities income | $172,000 | 1,088 |
| Service charges on deposit accounts | $600,000 | 2,301 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $511,000 | 3,227 |
| Total noninterest expense | $3,995,000 | 3,500 |
| Salaries and employee benefits | $2,212,000 | 2,967 |
| Premises and equipment expense | $488,000 | 3,950 |
| Additional noninterest expense | $1,295,000 | 3,944 |
| Pre-tax net operating income | $2,355,000 | 2,862 |
| Securities gains (losses) | $110,000 | 2,365 |
| Applicable income taxes | $494,000 | 4,239 |
| Income before extraordinary items | $1,971,000 | 2,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,971,000 | 2,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,851 |
| Cash dividends | $1,600,000 | 1,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,883,000 | 2,507 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,130,000 | 3,447 |
| Total interest expense | $4,515,000 | 3,634 |
| Net interest income | $5,615,000 | 3,261 |
| Provision for loan and lease losses | $682,000 | 2,416 |
| Total noninterest income | $1,148,000 | 2,963 |
| Gross Fiduciary activities income | $193,000 | 1,091 |
| Service charges on deposit accounts | $607,000 | 2,257 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $3,923,000 | 3,568 |
| Salaries and employee benefits | $2,191,000 | 2,953 |
| Premises and equipment expense | $475,000 | 4,151 |
| Additional noninterest expense | $1,257,000 | 4,163 |
| Pre-tax net operating income | $2,158,000 | 2,883 |
| Securities gains (losses) | $157,000 | 2,365 |
| Applicable income taxes | $442,000 | 4,429 |
| Income before extraordinary items | $1,873,000 | 2,446 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,873,000 | 2,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 2,073 |
| Cash dividends | $1,450,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,745,830 | 2,438 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.