Home > Kentucky Bank > Net charge- offs to loans
Kentucky Bank, Net charge- offs to loans
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3387% | 99 |
| Percentage Net Loans Charged-off:Construction & development | -0.1077% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0375% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2740% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 3,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0097% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5399% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1233% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4779% | 722 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0433% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0139% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 3,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0104% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5258% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6721% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4021% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 2,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0462% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0178% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3443% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1912% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2539% | 410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0793% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0384% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4862% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2471% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2960% | 457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0884% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1712% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3097% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3889% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4129% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1284% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0092% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0320% | 4,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1592% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4532% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4981% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8958% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4484% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1296% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0124% | 767 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0430% | 4,208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1760% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4441% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4075% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9058% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4716% | 216 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1441% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2718% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6707% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1006% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9377% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1219% | 261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2151% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0377% | 325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1423% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5586% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3533% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5746% | 457 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8446% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4029% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0584% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0178% | 935 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0222% | 4,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0705% | 4,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1050% | 5,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2076% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8121% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2620% | 241 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 4,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0761% | 5,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0269% | 4,318 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0951% | 5,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0638% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1427% | 5,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 4,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8313% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5807% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8656% | 298 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0651% | 5,010 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1230% | 5,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0273% | 4,358 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1640% | 5,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1025% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2450% | 5,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5483% | 426 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9472% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4928% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1138% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1502% | 5,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0279% | 4,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3247% | 5,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2198% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4918% | 5,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7962% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6032% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6818% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4196% | 4,551 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1066% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0415% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5205% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1903% | 1,065 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7473% | 378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0303% | 4,480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0441% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0646% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5197% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1953% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6909% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,992 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 4,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0313% | 4,518 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0693% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0095% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5535% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0981% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7393% | 358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0262% | 4,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5318% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5987% | 1,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0423% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | -0.0497% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2800% | 5,641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0297% | 4,605 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1468% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0999% | 5,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0950% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1001% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2130% | 276 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0110% | 5,012 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 5,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0812% | 5,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0657% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2896% | 5,692 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0241% | 4,624 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1401% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 2,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1530% | 5,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8035% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4959% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8392% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 4,986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0432% | 5,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0950% | 5,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0846% | 4,989 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3353% | 5,779 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 4,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0487% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1680% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1842% | 5,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5571% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4137% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6886% | 370 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0133% | 5,093 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1591% | 5,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2108% | 5,856 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6497% | 5,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0321% | 4,714 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0772% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,943 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4064% | 5,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2419% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2079% | 1,095 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4083% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 5,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0491% | 4,894 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0550% | 5,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1810% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1347% | 621 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6764% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3765% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5952% | 180 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0370% | 5,259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2130% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1473% | 1,124 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2491% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1551% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2195% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1337% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7554% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0948% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7160% | 168 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 5,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2093% | 850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 4,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5326% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 1,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3014% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1016% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6308% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4610% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4121% | 223 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0669% | 5,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2362% | 678 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 5,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 1,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2515% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 5,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2900% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3733% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5829% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7459% | 374 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0123% | 5,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 5,888 |
| Percentage Net Loans Charged-off:Construction & development | -0.1034% | 5,285 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2903% | 6,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0638% | 5,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 2,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1681% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0916% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8090% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9033% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2336% | 740 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0914% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 5,381 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0701% | 6,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.1156% | 5,356 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4055% | 6,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2697% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0721% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9018% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0159% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2381% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2117% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0186% | 5,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 4,030 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1605% | 6,300 |
| Percentage Net Loans Charged-off:Construction & development | -0.1318% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6273% | 6,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0690% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3638% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8307% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2420% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0025% | 338 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0209% | 5,497 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0636% | 5,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3451% | 6,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.1390% | 5,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2680% | 6,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1044% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2055% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0761% | 1,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7301% | 237 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6306% | 542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4919% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7516% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 5,555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3696% | 1,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2664% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 5.0022% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0765% | 2,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3449% | 416 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2243% | 1,011 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0749% | 3,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 5,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0807% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2648% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2596% | 160 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0463% | 5,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4203% | 1,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3388% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 6.7058% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1039% | 1,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5817% | 298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 2,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1018% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 2,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 5,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8683% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4640% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0033% | 174 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0566% | 5,760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5280% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4663% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 9.7711% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0355% | 6,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8864% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1239% | 937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0881% | 2,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 5,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8993% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7103% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9173% | 187 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0180% | 5,615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8198% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8570% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 18.4281% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0325% | 6,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2360% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3387% | 6,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4576% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5364% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3548% | 253 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0238% | 5,688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4384% | 2,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3830% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.4721% | 1,812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1306% | 2,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7150% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6321% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2560% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4234% | 1,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 5,528 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9770% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1917% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1564% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0179% | 1,561 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4540% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4139% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.7126% | 1,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 2,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5514% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7182% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3660% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4973% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1311% | 6,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8386% | 395 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3394% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9889% | 349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5066% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4647% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | 1.3142% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1368% | 1,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8039% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7358% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7429% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3853% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8591% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1131% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9354% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0680% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2888% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 2,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0303% | 5,554 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3423% | 1,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5623% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2647% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3809% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7359% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5503% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1650% | 699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3727% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3339% | 3,250 |
| Percentage Net Loans Charged-off:Construction & development | 1.0182% | 2,131 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3428% | 2,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2566% | 850 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4025% | 2,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6585% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3101% | 2,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1992% | 6,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2593% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1606% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0689% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0369% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3766% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3624% | 2,873 |
| Percentage Net Loans Charged-off:Construction & development | 1.3390% | 1,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4575% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3425% | 677 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3605% | 2,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4983% | 1,090 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3108% | 2,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2795% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0165% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9030% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8198% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0571% | 6,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3561% | 3,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3474% | 2,738 |
| Percentage Net Loans Charged-off:Construction & development | 1.7580% | 1,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6665% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7499% | 5,753 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2594% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4090% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2055% | 2,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4633% | 6,867 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0010% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8184% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6915% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0792% | 6,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 4,637 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 7,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,887 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.4211% | 5,803 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2170% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5190% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 2,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4472% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7403% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5748% | 383 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4697% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1313% | 6,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4155% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5238% | 1,272 |
| Percentage Net Loans Charged-off:Construction & development | 8.3059% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8156% | 1,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3464% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2150% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4495% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4901% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1243% | 6,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0920% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3120% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2028% | 1,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6910% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6720% | 2,315 |
| Percentage Net Loans Charged-off:Construction & development | 4.7913% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0460% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3836% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5128% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3372% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2055% | 7,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9012% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4075% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2341% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1326% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2291% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 6.9782% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6641% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3896% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3630% | 1,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 2,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3004% | 7,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1575% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3526% | 962 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1556% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4223% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 13.5308% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4259% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6195% | 1,385 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5165% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6556% | 1,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5687% | 7,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0747% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0756% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8228% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3115% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1123% | 4,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0231% | 3,448 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3137% | 7,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4631% | 2,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6738% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3907% | 2,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9478% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1750% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7992% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0769% | 1,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1509% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0306% | 3,050 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4125% | 7,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 3,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4158% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 3,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2194% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7097% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1810% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0292% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 7,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1679% | 8,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0459% | 2,585 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6105% | 7,934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0358% | 3,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3443% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 7,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7640% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5751% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6304% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0455% | 1,510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0800% | 7,826 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2046% | 8,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0699% | 1,766 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8388% | 7,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1149% | 2,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3996% | 630 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1779% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6205% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0917% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7443% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6908% | 1,302 |
| Percentage Net Loans Charged-off:Construction & development | 2.8190% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0151% | 520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4992% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2633% | 944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5651% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6343% | 2,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0473% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2546% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1379% | 1,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1450% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 1.2549% | 960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1367% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2350% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3970% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7407% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3214% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1362% | 7,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1852% | 2,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 1.8110% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0439% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0588% | 2,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8076% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9239% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2073% | 7,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 1.9926% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1027% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0915% | 7,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7449% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5899% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3915% | 7,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 1.2370% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1522% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1612% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6227% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6670% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6625% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0702% | 7,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2639% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1658% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 1.4365% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1246% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1063% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9407% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5700% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2112% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0937% | 7,143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 1,937 |
| Percentage Net Loans Charged-off:Construction & development | -0.0670% | 7,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0999% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1538% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4237% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3361% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5955% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0726% | 7,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0894% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 7,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0872% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1884% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3481% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4545% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6189% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0256% | 6,908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0918% | 500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4310% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0752% | 3,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7032% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8598% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0628% | 7,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.1210% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2220% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1017% | 2,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5214% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1504% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0877% | 7,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2306% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1677% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0117% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1382% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1439% | 7,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4541% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4884% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2134% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3869% | 7,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 2,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2110% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 1,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9202% | 1,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1744% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1161% | 1,233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 1,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0744% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2165% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6935% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0885% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7060% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0269% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8536% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0162% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4685% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 1,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1206% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2683% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9894% | 1,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 8,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 2,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0974% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 2,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3658% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6115% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1885% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4419% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 8,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3976% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9785% | 1,922 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8041% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6276% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 3,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 8,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 8,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 8,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0648% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 8,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5984% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3224% | 1,344 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7666% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1007% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1721% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 8,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0893% | 8,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1089% | 8,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3534% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6798% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9477% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2381% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4231% | 1,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1598% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1376% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1819% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3713% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8244% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2314% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 1,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4221% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2448% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0279% | 2,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4842% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4197% | 571 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8860% | 863 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0091% | 7,252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5627% | 1,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0717% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2578% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7498% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6038% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0340% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0138% | 7,298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2541% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0826% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0901% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7174% | 950 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5242% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4259% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.1362% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0415% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5669% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2191% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4996% | 1,467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0389% | 7,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3907% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1110% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2322% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0876% | 1,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1185% | 1,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9094% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7194% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2837% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1805% | 3,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1617% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3939% | 282 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8510% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1566% | 264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 3,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0508% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1954% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2604% | 594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2653% | 333 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9667% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1475% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0760% | 283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2578% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4814% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2620% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 4,390 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 5,459 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2146% | 3,846 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3721% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0337% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |