Home > Kentland Bank > Income and Expense
Kentland Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,249,000 | 2,165 |
| Total interest expense | $3,410,000 | 2,464 |
| Net interest income | $12,839,000 | 2,024 |
| Provision for loan and lease losses | $92,000 | 2,511 |
| Total noninterest income | $1,432,000 | 2,348 |
| Gross Fiduciary activities income | $3,000 | 916 |
| Service charges on deposit accounts | $653,000 | 1,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $776,000 | 2,537 |
| Total noninterest expense | $8,648,000 | 2,214 |
| Salaries and employee benefits | $5,094,000 | 2,172 |
| Premises and equipment expense | $821,000 | 2,266 |
| Additional noninterest expense | $776,000 | 2,537 |
| Pre-tax net operating income | $5,531,000 | 1,822 |
| Securities gains (losses) | $49,000 | 400 |
| Applicable income taxes | $865,000 | 1,526 |
| Income before extraordinary items | $4,715,000 | 1,793 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,715,000 | 1,815 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,715,000 | 1,796 |
| Net charge-offs | $6,000 | 2,549 |
| Cash dividends | $2,627,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,673,840 | 1,831 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,816,000 | 2,169 |
| Total interest expense | $2,323,000 | 2,462 |
| Net interest income | $9,493,000 | 2,058 |
| Provision for loan and lease losses | $55,000 | 2,448 |
| Total noninterest income | $1,093,000 | 2,325 |
| Gross Fiduciary activities income | $1,000 | 905 |
| Service charges on deposit accounts | $500,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $592,000 | 2,516 |
| Total noninterest expense | $6,477,000 | 2,212 |
| Salaries and employee benefits | $3,770,000 | 2,180 |
| Premises and equipment expense | $624,000 | 2,260 |
| Additional noninterest expense | $592,000 | 2,515 |
| Pre-tax net operating income | $4,054,000 | 1,885 |
| Securities gains (losses) | $8,000 | 641 |
| Applicable income taxes | $620,000 | 1,604 |
| Income before extraordinary items | $3,442,000 | 1,889 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,442,000 | 1,906 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,442,000 | 1,889 |
| Net charge-offs | $-9,000 | 3,810 |
| Cash dividends | $1,120,000 | 1,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,435,200 | 1,921 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 2,192 |
| Total interest expense | $1,377,000 | 2,455 |
| Net interest income | $6,237,000 | 2,091 |
| Provision for loan and lease losses | $41,000 | 2,332 |
| Total noninterest income | $706,000 | 2,308 |
| Gross Fiduciary activities income | $1,000 | 884 |
| Service charges on deposit accounts | $320,000 | 1,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $385,000 | 2,503 |
| Total noninterest expense | $4,283,000 | 2,218 |
| Salaries and employee benefits | $2,427,000 | 2,217 |
| Premises and equipment expense | $416,000 | 2,258 |
| Additional noninterest expense | $385,000 | 2,498 |
| Pre-tax net operating income | $2,619,000 | 1,900 |
| Securities gains (losses) | $8,000 | 684 |
| Applicable income taxes | $396,000 | 1,656 |
| Income before extraordinary items | $2,231,000 | 1,917 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,231,000 | 1,941 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,231,000 | 1,917 |
| Net charge-offs | $62,000 | 1,093 |
| Cash dividends | $1,120,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,224,200 | 1,926 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 2,232 |
| Total interest expense | $563,000 | 2,509 |
| Net interest income | $3,091,000 | 2,117 |
| Provision for loan and lease losses | $21,000 | 2,118 |
| Total noninterest income | $321,000 | 2,416 |
| Gross Fiduciary activities income | $1,000 | 879 |
| Service charges on deposit accounts | $132,000 | 1,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 2,511 |
| Total noninterest expense | $2,248,000 | 2,190 |
| Salaries and employee benefits | $1,255,000 | 2,210 |
| Premises and equipment expense | $207,000 | 2,301 |
| Additional noninterest expense | $188,000 | 2,511 |
| Pre-tax net operating income | $1,143,000 | 2,139 |
| Securities gains (losses) | $8,000 | 629 |
| Applicable income taxes | $162,000 | 1,827 |
| Income before extraordinary items | $989,000 | 2,104 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $989,000 | 2,104 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $989,000 | 2,104 |
| Net charge-offs | $7,000 | 1,486 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $982,120 | 2,142 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,947,000 | 2,290 |
| Total interest expense | $783,000 | 2,715 |
| Net interest income | $11,164,000 | 2,211 |
| Provision for loan and lease losses | $-51,000 | 4,325 |
| Total noninterest income | $1,716,000 | 2,201 |
| Gross Fiduciary activities income | $8,000 | 905 |
| Service charges on deposit accounts | $560,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,148,000 | 2,188 |
| Total noninterest expense | $8,824,000 | 2,173 |
| Salaries and employee benefits | $4,934,000 | 2,203 |
| Premises and equipment expense | $843,000 | 2,229 |
| Additional noninterest expense | $1,148,000 | 2,188 |
| Pre-tax net operating income | $4,107,000 | 2,275 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $552,000 | 1,954 |
| Income before extraordinary items | $3,555,000 | 2,248 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,555,000 | 2,247 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,555,000 | 2,247 |
| Net charge-offs | $23,000 | 1,881 |
| Cash dividends | $4,410,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,555,000 | 2,277 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,551,000 | 2,299 |
| Total interest expense | $501,000 | 2,650 |
| Net interest income | $8,050,000 | 2,240 |
| Provision for loan and lease losses | $54,000 | 2,208 |
| Total noninterest income | $1,354,000 | 2,176 |
| Gross Fiduciary activities income | $5,000 | 900 |
| Service charges on deposit accounts | $388,000 | 1,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $961,000 | 2,094 |
| Total noninterest expense | $6,553,000 | 2,176 |
| Salaries and employee benefits | $3,701,000 | 2,196 |
| Premises and equipment expense | $615,000 | 2,290 |
| Additional noninterest expense | $961,000 | 2,094 |
| Pre-tax net operating income | $2,797,000 | 2,368 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $356,000 | 2,070 |
| Income before extraordinary items | $2,441,000 | 2,329 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,441,000 | 2,328 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,441,000 | 2,328 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $1,810,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,441,000 | 2,371 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 2,341 |
| Total interest expense | $345,000 | 2,472 |
| Net interest income | $5,015,000 | 2,302 |
| Provision for loan and lease losses | $36,000 | 2,038 |
| Total noninterest income | $981,000 | 2,086 |
| Gross Fiduciary activities income | $5,000 | 838 |
| Service charges on deposit accounts | $257,000 | 1,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $719,000 | 2,034 |
| Total noninterest expense | $4,291,000 | 2,188 |
| Salaries and employee benefits | $2,385,000 | 2,247 |
| Premises and equipment expense | $416,000 | 2,272 |
| Additional noninterest expense | $1,490,000 | 2,016 |
| Pre-tax net operating income | $1,669,000 | 2,439 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $195,000 | 2,152 |
| Income before extraordinary items | $1,474,000 | 2,369 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,474,000 | 2,369 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,474,000 | 2,369 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $1,810,000 | 903 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,474,000 | 2,408 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 2,357 |
| Total interest expense | $190,000 | 2,309 |
| Net interest income | $2,393,000 | 2,329 |
| Provision for loan and lease losses | $18,000 | 1,809 |
| Total noninterest income | $615,000 | 1,847 |
| Gross Fiduciary activities income | $5,000 | 798 |
| Service charges on deposit accounts | $124,000 | 1,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 1,695 |
| Total noninterest expense | $2,022,000 | 2,275 |
| Salaries and employee benefits | $1,069,000 | 2,408 |
| Premises and equipment expense | $207,000 | 2,292 |
| Additional noninterest expense | $746,000 | 1,993 |
| Pre-tax net operating income | $968,000 | 2,126 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $125,000 | 1,933 |
| Income before extraordinary items | $843,000 | 2,124 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $843,000 | 2,124 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $843,000 | 2,124 |
| Net charge-offs | $6,000 | 1,321 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $843,000 | 2,145 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,491,000 | 2,400 |
| Total interest expense | $850,000 | 2,450 |
| Net interest income | $9,641,000 | 2,378 |
| Provision for loan and lease losses | $-349,000 | 4,384 |
| Total noninterest income | $2,498,000 | 2,003 |
| Gross Fiduciary activities income | $5,000 | 902 |
| Service charges on deposit accounts | $502,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,991,000 | 1,910 |
| Total noninterest expense | $8,304,000 | 2,231 |
| Salaries and employee benefits | $4,723,000 | 2,236 |
| Premises and equipment expense | $735,000 | 2,447 |
| Additional noninterest expense | $2,846,000 | 2,057 |
| Pre-tax net operating income | $4,184,000 | 2,277 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $560,000 | 2,023 |
| Income before extraordinary items | $3,624,000 | 2,300 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,624,000 | 2,300 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,624,000 | 2,301 |
| Net charge-offs | $25,000 | 1,981 |
| Cash dividends | $2,985,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,624,000 | 2,272 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 2,447 |
| Total interest expense | $652,000 | 2,500 |
| Net interest income | $7,220,000 | 2,429 |
| Provision for loan and lease losses | $63,000 | 2,245 |
| Total noninterest income | $1,809,000 | 2,081 |
| Gross Fiduciary activities income | $5,000 | 879 |
| Service charges on deposit accounts | $367,000 | 1,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,437,000 | 2,001 |
| Total noninterest expense | $6,086,000 | 2,270 |
| Salaries and employee benefits | $3,441,000 | 2,283 |
| Premises and equipment expense | $544,000 | 2,482 |
| Additional noninterest expense | $2,101,000 | 2,090 |
| Pre-tax net operating income | $2,880,000 | 2,480 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $363,000 | 2,194 |
| Income before extraordinary items | $2,517,000 | 2,499 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,517,000 | 2,499 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,517,000 | 2,499 |
| Net charge-offs | $28,000 | 1,594 |
| Cash dividends | $430,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,517,000 | 2,472 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 2,456 |
| Total interest expense | $450,000 | 2,519 |
| Net interest income | $4,763,000 | 2,435 |
| Provision for loan and lease losses | $57,000 | 2,104 |
| Total noninterest income | $1,257,000 | 1,989 |
| Gross Fiduciary activities income | $5,000 | 856 |
| Service charges on deposit accounts | $229,000 | 1,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,023,000 | 1,883 |
| Total noninterest expense | $4,037,000 | 2,277 |
| Salaries and employee benefits | $2,302,000 | 2,286 |
| Premises and equipment expense | $364,000 | 2,459 |
| Additional noninterest expense | $1,371,000 | 2,089 |
| Pre-tax net operating income | $1,926,000 | 2,444 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $243,000 | 2,166 |
| Income before extraordinary items | $1,683,000 | 2,466 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,683,000 | 2,466 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,683,000 | 2,466 |
| Net charge-offs | $24,000 | 1,428 |
| Cash dividends | $430,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,683,000 | 2,428 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,448 |
| Total interest expense | $236,000 | 2,516 |
| Net interest income | $2,364,000 | 2,428 |
| Provision for loan and lease losses | $51,000 | 1,715 |
| Total noninterest income | $650,000 | 1,961 |
| Gross Fiduciary activities income | $5,000 | 820 |
| Service charges on deposit accounts | $107,000 | 1,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $538,000 | 1,843 |
| Total noninterest expense | $1,895,000 | 2,345 |
| Salaries and employee benefits | $1,052,000 | 2,431 |
| Premises and equipment expense | $183,000 | 2,482 |
| Additional noninterest expense | $660,000 | 2,111 |
| Pre-tax net operating income | $1,068,000 | 2,281 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $143,000 | 2,045 |
| Income before extraordinary items | $925,000 | 2,330 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $925,000 | 2,328 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $925,000 | 2,330 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $925,000 | 2,277 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,740,000 | 2,273 |
| Total interest expense | $1,191,000 | 2,684 |
| Net interest income | $10,549,000 | 2,170 |
| Provision for loan and lease losses | $139,000 | 3,338 |
| Total noninterest income | $1,951,000 | 2,152 |
| Gross Fiduciary activities income | $6,000 | 923 |
| Service charges on deposit accounts | $445,000 | 1,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,500,000 | 2,078 |
| Total noninterest expense | $8,053,000 | 2,265 |
| Salaries and employee benefits | $4,624,000 | 2,258 |
| Premises and equipment expense | $816,000 | 2,312 |
| Additional noninterest expense | $2,613,000 | 2,138 |
| Pre-tax net operating income | $4,308,000 | 1,975 |
| Securities gains (losses) | $-3,000 | 4,712 |
| Applicable income taxes | $616,000 | 1,795 |
| Income before extraordinary items | $3,689,000 | 2,025 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,689,000 | 2,025 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,689,000 | 2,025 |
| Net charge-offs | $44,000 | 2,464 |
| Cash dividends | $2,730,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,691,580 | 1,970 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 2,251 |
| Total interest expense | $945,000 | 2,689 |
| Net interest income | $8,047,000 | 2,132 |
| Provision for loan and lease losses | $243,000 | 2,607 |
| Total noninterest income | $1,298,000 | 2,243 |
| Gross Fiduciary activities income | $3,000 | 914 |
| Service charges on deposit accounts | $327,000 | 1,766 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $968,000 | 2,183 |
| Total noninterest expense | $5,912,000 | 2,270 |
| Salaries and employee benefits | $3,404,000 | 2,259 |
| Premises and equipment expense | $586,000 | 2,361 |
| Additional noninterest expense | $1,922,000 | 2,136 |
| Pre-tax net operating income | $3,190,000 | 1,968 |
| Securities gains (losses) | $-3,000 | 4,688 |
| Applicable income taxes | $460,000 | 1,792 |
| Income before extraordinary items | $2,727,000 | 2,023 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,727,000 | 2,023 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,727,000 | 2,023 |
| Net charge-offs | $8,000 | 2,803 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,729,580 | 1,966 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,107,000 | 2,251 |
| Total interest expense | $679,000 | 2,694 |
| Net interest income | $5,428,000 | 2,118 |
| Provision for loan and lease losses | $147,000 | 2,705 |
| Total noninterest income | $837,000 | 2,219 |
| Gross Fiduciary activities income | $3,000 | 899 |
| Service charges on deposit accounts | $214,000 | 1,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $620,000 | 2,156 |
| Total noninterest expense | $3,979,000 | 2,254 |
| Salaries and employee benefits | $2,317,000 | 2,235 |
| Premises and equipment expense | $399,000 | 2,335 |
| Additional noninterest expense | $1,263,000 | 2,145 |
| Pre-tax net operating income | $2,139,000 | 1,906 |
| Securities gains (losses) | $-3,000 | 4,696 |
| Applicable income taxes | $314,000 | 1,712 |
| Income before extraordinary items | $1,822,000 | 1,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,822,000 | 1,959 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,822,000 | 1,959 |
| Net charge-offs | $3,000 | 2,778 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,824,550 | 1,918 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 2,165 |
| Total interest expense | $361,000 | 2,744 |
| Net interest income | $2,819,000 | 2,022 |
| Provision for loan and lease losses | $51,000 | 2,490 |
| Total noninterest income | $362,000 | 2,295 |
| Gross Fiduciary activities income | $3,000 | 856 |
| Service charges on deposit accounts | $121,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,241 |
| Total noninterest expense | $1,902,000 | 2,337 |
| Salaries and employee benefits | $1,077,000 | 2,356 |
| Premises and equipment expense | $202,000 | 2,330 |
| Additional noninterest expense | $623,000 | 2,186 |
| Pre-tax net operating income | $1,228,000 | 1,555 |
| Securities gains (losses) | $-3,000 | 4,730 |
| Applicable income taxes | $193,000 | 1,425 |
| Income before extraordinary items | $1,032,000 | 1,616 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,032,000 | 1,617 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,032,000 | 1,617 |
| Net charge-offs | $6,000 | 2,039 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,034,520 | 1,589 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,857,000 | 2,048 |
| Total interest expense | $1,685,000 | 2,600 |
| Net interest income | $12,172,000 | 1,909 |
| Provision for loan and lease losses | $329,000 | 1,869 |
| Total noninterest income | $1,605,000 | 2,220 |
| Gross Fiduciary activities income | $7,000 | 944 |
| Service charges on deposit accounts | $547,000 | 1,799 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,051,000 | 2,188 |
| Total noninterest expense | $7,894,000 | 2,263 |
| Salaries and employee benefits | $4,591,000 | 2,224 |
| Premises and equipment expense | $738,000 | 2,461 |
| Additional noninterest expense | $2,565,000 | 2,178 |
| Pre-tax net operating income | $5,554,000 | 1,628 |
| Securities gains (losses) | $31,000 | 1,450 |
| Applicable income taxes | $916,000 | 1,502 |
| Income before extraordinary items | $4,669,000 | 1,685 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,669,000 | 1,686 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,669,000 | 1,687 |
| Net charge-offs | $261,000 | 1,462 |
| Cash dividends | $3,734,000 | 1,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,642,960 | 1,663 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,477,000 | 2,061 |
| Total interest expense | $1,294,000 | 2,588 |
| Net interest income | $9,183,000 | 1,920 |
| Provision for loan and lease losses | $146,000 | 2,299 |
| Total noninterest income | $1,318,000 | 2,115 |
| Gross Fiduciary activities income | $5,000 | 927 |
| Service charges on deposit accounts | $369,000 | 1,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,995 |
| Total noninterest expense | $6,056,000 | 2,239 |
| Salaries and employee benefits | $3,446,000 | 2,236 |
| Premises and equipment expense | $752,000 | 2,056 |
| Additional noninterest expense | $1,858,000 | 2,233 |
| Pre-tax net operating income | $4,299,000 | 1,625 |
| Securities gains (losses) | $31,000 | 1,258 |
| Applicable income taxes | $717,000 | 1,511 |
| Income before extraordinary items | $3,613,000 | 1,666 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,613,000 | 1,667 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,613,000 | 1,667 |
| Net charge-offs | $42,000 | 2,332 |
| Cash dividends | $1,250,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,587,270 | 1,643 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,958,000 | 2,065 |
| Total interest expense | $855,000 | 2,576 |
| Net interest income | $6,103,000 | 1,930 |
| Provision for loan and lease losses | $96,000 | 2,250 |
| Total noninterest income | $907,000 | 2,067 |
| Gross Fiduciary activities income | $5,000 | 905 |
| Service charges on deposit accounts | $236,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $666,000 | 1,903 |
| Total noninterest expense | $4,084,000 | 2,223 |
| Salaries and employee benefits | $2,329,000 | 2,225 |
| Premises and equipment expense | $497,000 | 2,075 |
| Additional noninterest expense | $1,258,000 | 2,215 |
| Pre-tax net operating income | $2,830,000 | 1,622 |
| Securities gains (losses) | $41,000 | 800 |
| Applicable income taxes | $471,000 | 1,495 |
| Income before extraordinary items | $2,400,000 | 1,655 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,400,000 | 1,655 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,400,000 | 1,655 |
| Net charge-offs | $30,000 | 2,158 |
| Cash dividends | $1,220,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,365,560 | 1,642 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 2,065 |
| Total interest expense | $420,000 | 2,569 |
| Net interest income | $3,038,000 | 1,941 |
| Provision for loan and lease losses | $48,000 | 2,110 |
| Total noninterest income | $500,000 | 1,927 |
| Gross Fiduciary activities income | $5,000 | 859 |
| Service charges on deposit accounts | $104,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 1,685 |
| Total noninterest expense | $1,905,000 | 2,350 |
| Salaries and employee benefits | $1,060,000 | 2,385 |
| Premises and equipment expense | $244,000 | 2,114 |
| Additional noninterest expense | $601,000 | 2,273 |
| Pre-tax net operating income | $1,585,000 | 1,446 |
| Securities gains (losses) | $7,000 | 777 |
| Applicable income taxes | $268,000 | 1,347 |
| Income before extraordinary items | $1,324,000 | 1,499 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,324,000 | 1,499 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,324,000 | 1,498 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,318,190 | 1,476 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 2,017 |
| Total interest expense | $1,408,000 | 2,438 |
| Net interest income | $12,090,000 | 1,934 |
| Provision for loan and lease losses | $-252,000 | 5,249 |
| Total noninterest income | $1,696,000 | 2,176 |
| Gross Fiduciary activities income | $5,000 | 991 |
| Service charges on deposit accounts | $374,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 1,933 |
| Total noninterest expense | $7,967,000 | 2,254 |
| Salaries and employee benefits | $4,634,000 | 2,227 |
| Premises and equipment expense | $877,000 | 2,239 |
| Additional noninterest expense | $2,456,000 | 2,250 |
| Pre-tax net operating income | $6,071,000 | 1,495 |
| Securities gains (losses) | $-5,000 | 4,250 |
| Applicable income taxes | $1,038,000 | 1,358 |
| Income before extraordinary items | $5,028,000 | 1,572 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,028,000 | 1,571 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,028,000 | 1,571 |
| Net charge-offs | $179,000 | 1,730 |
| Cash dividends | $3,639,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,032,150 | 1,565 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,001,000 | 2,022 |
| Total interest expense | $1,008,000 | 2,429 |
| Net interest income | $8,993,000 | 1,949 |
| Provision for loan and lease losses | $144,000 | 2,306 |
| Total noninterest income | $1,322,000 | 2,144 |
| Gross Fiduciary activities income | $2,000 | 991 |
| Service charges on deposit accounts | $275,000 | 2,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,045,000 | 1,887 |
| Total noninterest expense | $5,769,000 | 2,314 |
| Salaries and employee benefits | $3,271,000 | 2,318 |
| Premises and equipment expense | $666,000 | 2,229 |
| Additional noninterest expense | $1,832,000 | 2,258 |
| Pre-tax net operating income | $4,402,000 | 1,555 |
| Securities gains (losses) | $20,000 | 567 |
| Applicable income taxes | $753,000 | 1,432 |
| Income before extraordinary items | $3,669,000 | 1,628 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,669,000 | 1,626 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,669,000 | 1,627 |
| Net charge-offs | $140,000 | 1,472 |
| Cash dividends | $1,234,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,652,400 | 1,617 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 2,028 |
| Total interest expense | $625,000 | 2,464 |
| Net interest income | $5,983,000 | 1,959 |
| Provision for loan and lease losses | $96,000 | 2,242 |
| Total noninterest income | $779,000 | 2,305 |
| Gross Fiduciary activities income | $2,000 | 976 |
| Service charges on deposit accounts | $181,000 | 2,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $596,000 | 2,070 |
| Total noninterest expense | $3,884,000 | 2,302 |
| Salaries and employee benefits | $2,224,000 | 2,297 |
| Premises and equipment expense | $443,000 | 2,255 |
| Additional noninterest expense | $1,217,000 | 2,266 |
| Pre-tax net operating income | $2,782,000 | 1,598 |
| Securities gains (losses) | $20,000 | 475 |
| Applicable income taxes | $467,000 | 1,470 |
| Income before extraordinary items | $2,335,000 | 1,667 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,335,000 | 1,666 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,335,000 | 1,666 |
| Net charge-offs | $134,000 | 1,142 |
| Cash dividends | $1,234,000 | 1,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,318,400 | 1,662 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 2,127 |
| Total interest expense | $292,000 | 2,507 |
| Net interest income | $2,779,000 | 2,076 |
| Provision for loan and lease losses | $48,000 | 2,128 |
| Total noninterest income | $391,000 | 2,286 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $90,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,028 |
| Total noninterest expense | $1,878,000 | 2,381 |
| Salaries and employee benefits | $1,051,000 | 2,417 |
| Premises and equipment expense | $223,000 | 2,277 |
| Additional noninterest expense | $604,000 | 2,265 |
| Pre-tax net operating income | $1,244,000 | 1,740 |
| Securities gains (losses) | $20,000 | 339 |
| Applicable income taxes | $199,000 | 1,581 |
| Income before extraordinary items | $1,065,000 | 1,746 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,065,000 | 1,746 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,065,000 | 1,746 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,048,200 | 1,752 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,009,000 | 2,134 |
| Total interest expense | $1,289,000 | 2,150 |
| Net interest income | $10,720,000 | 2,109 |
| Provision for loan and lease losses | $24,000 | 3,881 |
| Total noninterest income | $1,667,000 | 2,263 |
| Gross Fiduciary activities income | $8,000 | 993 |
| Service charges on deposit accounts | $416,000 | 2,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,243,000 | 2,031 |
| Total noninterest expense | $7,500,000 | 2,387 |
| Salaries and employee benefits | $4,195,000 | 2,390 |
| Premises and equipment expense | $877,000 | 2,299 |
| Additional noninterest expense | $2,428,000 | 2,302 |
| Pre-tax net operating income | $4,863,000 | 1,759 |
| Securities gains (losses) | $14,000 | 1,468 |
| Applicable income taxes | $1,211,000 | 1,711 |
| Income before extraordinary items | $3,666,000 | 1,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,666,000 | 1,724 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,666,000 | 1,724 |
| Net charge-offs | $16,000 | 3,520 |
| Cash dividends | $3,990,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,655,500 | 1,709 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 2,152 |
| Total interest expense | $992,000 | 2,091 |
| Net interest income | $7,954,000 | 2,133 |
| Provision for loan and lease losses | $144,000 | 2,348 |
| Total noninterest income | $1,268,000 | 2,267 |
| Gross Fiduciary activities income | $5,000 | 987 |
| Service charges on deposit accounts | $318,000 | 2,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $945,000 | 2,038 |
| Total noninterest expense | $5,601,000 | 2,406 |
| Salaries and employee benefits | $3,082,000 | 2,433 |
| Premises and equipment expense | $649,000 | 2,326 |
| Additional noninterest expense | $1,870,000 | 2,257 |
| Pre-tax net operating income | $3,477,000 | 1,843 |
| Securities gains (losses) | $14,000 | 1,480 |
| Applicable income taxes | $827,000 | 1,627 |
| Income before extraordinary items | $2,664,000 | 1,921 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,664,000 | 1,921 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,664,000 | 1,921 |
| Net charge-offs | $-16,000 | 4,869 |
| Cash dividends | $630,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,653,360 | 1,903 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 2,154 |
| Total interest expense | $707,000 | 1,954 |
| Net interest income | $5,182,000 | 2,159 |
| Provision for loan and lease losses | $97,000 | 2,280 |
| Total noninterest income | $859,000 | 2,256 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $203,000 | 2,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $651,000 | 2,016 |
| Total noninterest expense | $3,755,000 | 2,396 |
| Salaries and employee benefits | $2,071,000 | 2,437 |
| Premises and equipment expense | $430,000 | 2,343 |
| Additional noninterest expense | $1,254,000 | 2,237 |
| Pre-tax net operating income | $2,189,000 | 1,892 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $503,000 | 1,694 |
| Income before extraordinary items | $1,686,000 | 1,969 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,686,000 | 1,969 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,686,000 | 1,969 |
| Net charge-offs | $-20,000 | 5,019 |
| Cash dividends | $630,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,686,000 | 1,942 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 2,175 |
| Total interest expense | $360,000 | 1,911 |
| Net interest income | $2,537,000 | 2,198 |
| Provision for loan and lease losses | $48,000 | 2,130 |
| Total noninterest income | $412,000 | 2,299 |
| Gross Fiduciary activities income | $5,000 | 920 |
| Service charges on deposit accounts | $97,000 | 2,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 2,053 |
| Total noninterest expense | $1,810,000 | 2,493 |
| Salaries and employee benefits | $979,000 | 2,559 |
| Premises and equipment expense | $219,000 | 2,365 |
| Additional noninterest expense | $612,000 | 2,277 |
| Pre-tax net operating income | $1,091,000 | 1,857 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $249,000 | 1,668 |
| Income before extraordinary items | $842,000 | 1,900 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $842,000 | 1,900 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $842,000 | 1,900 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $80,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $842,000 | 1,888 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,855,000 | 2,094 |
| Total interest expense | $1,512,000 | 1,793 |
| Net interest income | $10,343,000 | 2,118 |
| Provision for loan and lease losses | $175,000 | 2,605 |
| Total noninterest income | $1,514,000 | 2,478 |
| Gross Fiduciary activities income | $6,000 | 1,044 |
| Service charges on deposit accounts | $415,000 | 2,399 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,093,000 | 2,287 |
| Total noninterest expense | $7,189,000 | 2,503 |
| Salaries and employee benefits | $4,038,000 | 2,477 |
| Premises and equipment expense | $806,000 | 2,484 |
| Additional noninterest expense | $2,345,000 | 2,436 |
| Pre-tax net operating income | $4,493,000 | 1,760 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,021,000 | 1,625 |
| Income before extraordinary items | $3,472,000 | 1,861 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,472,000 | 1,860 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,472,000 | 1,860 |
| Net charge-offs | $37,000 | 3,342 |
| Cash dividends | $1,580,000 | 1,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,472,000 | 1,818 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 2,084 |
| Total interest expense | $1,133,000 | 1,793 |
| Net interest income | $7,811,000 | 2,106 |
| Provision for loan and lease losses | $144,000 | 2,408 |
| Total noninterest income | $1,105,000 | 2,512 |
| Gross Fiduciary activities income | $6,000 | 1,010 |
| Service charges on deposit accounts | $307,000 | 2,427 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $792,000 | 2,334 |
| Total noninterest expense | $5,278,000 | 2,535 |
| Salaries and employee benefits | $2,943,000 | 2,521 |
| Premises and equipment expense | $631,000 | 2,415 |
| Additional noninterest expense | $1,704,000 | 2,510 |
| Pre-tax net operating income | $3,494,000 | 1,741 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $808,000 | 1,615 |
| Income before extraordinary items | $2,686,000 | 1,841 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,686,000 | 1,841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,686,000 | 1,841 |
| Net charge-offs | $43,000 | 2,691 |
| Cash dividends | $875,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,686,000 | 1,793 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 2,097 |
| Total interest expense | $754,000 | 1,805 |
| Net interest income | $5,191,000 | 2,120 |
| Provision for loan and lease losses | $96,000 | 2,359 |
| Total noninterest income | $695,000 | 2,561 |
| Gross Fiduciary activities income | $6,000 | 992 |
| Service charges on deposit accounts | $191,000 | 2,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $498,000 | 2,378 |
| Total noninterest expense | $3,297,000 | 2,677 |
| Salaries and employee benefits | $1,860,000 | 2,643 |
| Premises and equipment expense | $415,000 | 2,448 |
| Additional noninterest expense | $1,022,000 | 2,728 |
| Pre-tax net operating income | $2,493,000 | 1,636 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $594,000 | 1,510 |
| Income before extraordinary items | $1,899,000 | 1,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,899,000 | 1,746 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,899,000 | 1,747 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $815,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,899,000 | 1,696 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 2,115 |
| Total interest expense | $379,000 | 1,785 |
| Net interest income | $2,558,000 | 2,140 |
| Provision for loan and lease losses | $48,000 | 2,216 |
| Total noninterest income | $350,000 | 2,519 |
| Gross Fiduciary activities income | $6,000 | 933 |
| Service charges on deposit accounts | $91,000 | 2,573 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $253,000 | 2,320 |
| Total noninterest expense | $1,540,000 | 2,811 |
| Salaries and employee benefits | $890,000 | 2,746 |
| Premises and equipment expense | $208,000 | 2,475 |
| Additional noninterest expense | $442,000 | 3,014 |
| Pre-tax net operating income | $1,320,000 | 1,535 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $326,000 | 1,400 |
| Income before extraordinary items | $994,000 | 1,631 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $994,000 | 1,632 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $994,000 | 1,632 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $15,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $994,000 | 1,595 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,620,000 | 2,075 |
| Total interest expense | $1,657,000 | 1,626 |
| Net interest income | $9,963,000 | 2,146 |
| Provision for loan and lease losses | $-70,000 | 5,701 |
| Total noninterest income | $1,399,000 | 2,575 |
| Gross Fiduciary activities income | $8,000 | 1,058 |
| Service charges on deposit accounts | $366,000 | 2,690 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,025,000 | 2,347 |
| Total noninterest expense | $6,737,000 | 2,629 |
| Salaries and employee benefits | $4,018,000 | 2,489 |
| Premises and equipment expense | $851,000 | 2,437 |
| Additional noninterest expense | $1,868,000 | 2,932 |
| Pre-tax net operating income | $4,695,000 | 1,656 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,073,000 | 1,534 |
| Income before extraordinary items | $3,622,000 | 1,741 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,622,000 | 1,741 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,622,000 | 1,742 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $1,125,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,622,000 | 1,706 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,773,000 | 2,089 |
| Total interest expense | $1,271,000 | 1,619 |
| Net interest income | $7,502,000 | 2,135 |
| Provision for loan and lease losses | $129,000 | 2,450 |
| Total noninterest income | $1,020,000 | 2,637 |
| Gross Fiduciary activities income | $5,000 | 1,047 |
| Service charges on deposit accounts | $273,000 | 2,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $742,000 | 2,408 |
| Total noninterest expense | $4,991,000 | 2,663 |
| Salaries and employee benefits | $2,983,000 | 2,506 |
| Premises and equipment expense | $654,000 | 2,427 |
| Additional noninterest expense | $1,354,000 | 3,017 |
| Pre-tax net operating income | $3,402,000 | 1,726 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $761,000 | 1,636 |
| Income before extraordinary items | $2,641,000 | 1,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,641,000 | 1,816 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,641,000 | 1,817 |
| Net charge-offs | $-99,000 | 5,808 |
| Cash dividends | $470,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,641,000 | 1,773 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 2,093 |
| Total interest expense | $861,000 | 1,597 |
| Net interest income | $4,965,000 | 2,158 |
| Provision for loan and lease losses | $96,000 | 2,281 |
| Total noninterest income | $643,000 | 2,740 |
| Gross Fiduciary activities income | $5,000 | 1,028 |
| Service charges on deposit accounts | $177,000 | 2,729 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $461,000 | 2,506 |
| Total noninterest expense | $3,277,000 | 2,716 |
| Salaries and employee benefits | $1,926,000 | 2,594 |
| Premises and equipment expense | $432,000 | 2,449 |
| Additional noninterest expense | $919,000 | 2,995 |
| Pre-tax net operating income | $2,235,000 | 1,743 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $493,000 | 1,647 |
| Income before extraordinary items | $1,742,000 | 1,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,742,000 | 1,823 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,742,000 | 1,824 |
| Net charge-offs | $110,000 | 1,652 |
| Cash dividends | $470,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,742,000 | 1,772 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,872,000 | 2,106 |
| Total interest expense | $441,000 | 1,576 |
| Net interest income | $2,431,000 | 2,187 |
| Provision for loan and lease losses | $48,000 | 2,145 |
| Total noninterest income | $309,000 | 2,763 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $90,000 | 2,678 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $214,000 | 2,545 |
| Total noninterest expense | $1,647,000 | 2,713 |
| Salaries and employee benefits | $980,000 | 2,572 |
| Premises and equipment expense | $215,000 | 2,503 |
| Additional noninterest expense | $452,000 | 3,020 |
| Pre-tax net operating income | $1,045,000 | 1,784 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $220,000 | 1,726 |
| Income before extraordinary items | $825,000 | 1,884 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $825,000 | 1,886 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $825,000 | 1,886 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $825,000 | 1,817 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,821,000 | 2,064 |
| Total interest expense | $1,862,000 | 1,579 |
| Net interest income | $9,959,000 | 2,135 |
| Provision for loan and lease losses | $-97,000 | 6,035 |
| Total noninterest income | $1,302,000 | 2,709 |
| Gross Fiduciary activities income | $9,000 | 1,081 |
| Service charges on deposit accounts | $371,000 | 2,813 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $922,000 | 2,430 |
| Total noninterest expense | $6,737,000 | 2,690 |
| Salaries and employee benefits | $3,955,000 | 2,526 |
| Premises and equipment expense | $857,000 | 2,531 |
| Additional noninterest expense | $1,925,000 | 2,973 |
| Pre-tax net operating income | $4,621,000 | 1,630 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $1,069,000 | 1,483 |
| Income before extraordinary items | $3,564,000 | 1,732 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,564,000 | 1,732 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,564,000 | 1,731 |
| Net charge-offs | $-95,000 | 6,121 |
| Cash dividends | $970,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,554,760 | 1,705 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,776,000 | 2,100 |
| Total interest expense | $1,393,000 | 1,597 |
| Net interest income | $7,383,000 | 2,172 |
| Provision for loan and lease losses | $94,000 | 2,867 |
| Total noninterest income | $907,000 | 2,848 |
| Gross Fiduciary activities income | $6,000 | 1,067 |
| Service charges on deposit accounts | $268,000 | 2,938 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $633,000 | 2,572 |
| Total noninterest expense | $5,033,000 | 2,705 |
| Salaries and employee benefits | $2,944,000 | 2,544 |
| Premises and equipment expense | $671,000 | 2,475 |
| Additional noninterest expense | $1,418,000 | 3,016 |
| Pre-tax net operating income | $3,163,000 | 1,770 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $686,000 | 1,668 |
| Income before extraordinary items | $2,489,000 | 1,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,489,000 | 1,857 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,489,000 | 1,856 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $445,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,479,640 | 1,824 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 2,091 |
| Total interest expense | $915,000 | 1,636 |
| Net interest income | $4,923,000 | 2,154 |
| Provision for loan and lease losses | $90,000 | 2,447 |
| Total noninterest income | $596,000 | 2,845 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $179,000 | 2,911 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $411,000 | 2,589 |
| Total noninterest expense | $3,336,000 | 2,730 |
| Salaries and employee benefits | $1,938,000 | 2,584 |
| Premises and equipment expense | $450,000 | 2,473 |
| Additional noninterest expense | $948,000 | 3,016 |
| Pre-tax net operating income | $2,093,000 | 1,754 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $452,000 | 1,638 |
| Income before extraordinary items | $1,641,000 | 1,831 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,641,000 | 1,835 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,641,000 | 1,834 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $445,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,641,000 | 1,784 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 2,074 |
| Total interest expense | $461,000 | 1,646 |
| Net interest income | $2,488,000 | 2,121 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $278,000 | 2,917 |
| Gross Fiduciary activities income | $6,000 | 993 |
| Service charges on deposit accounts | $89,000 | 2,896 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $183,000 | 2,689 |
| Total noninterest expense | $1,711,000 | 2,675 |
| Salaries and employee benefits | $1,040,000 | 2,414 |
| Premises and equipment expense | $227,000 | 2,508 |
| Additional noninterest expense | $444,000 | 3,171 |
| Pre-tax net operating income | $1,010,000 | 1,753 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $212,000 | 1,664 |
| Income before extraordinary items | $798,000 | 1,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $798,000 | 1,822 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $798,000 | 1,821 |
| Net charge-offs | $-13,000 | 5,862 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $798,000 | 1,781 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,333,000 | 2,151 |
| Total interest expense | $1,992,000 | 1,709 |
| Net interest income | $9,341,000 | 2,239 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,367,000 | 2,738 |
| Gross Fiduciary activities income | $14,000 | 1,079 |
| Service charges on deposit accounts | $401,000 | 2,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $952,000 | 2,449 |
| Total noninterest expense | $6,856,000 | 2,683 |
| Salaries and employee benefits | $3,935,000 | 2,510 |
| Premises and equipment expense | $877,000 | 2,521 |
| Additional noninterest expense | $2,044,000 | 2,922 |
| Pre-tax net operating income | $3,852,000 | 1,773 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $839,000 | 1,641 |
| Income before extraordinary items | $3,022,000 | 1,890 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,022,000 | 1,893 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,022,000 | 1,892 |
| Net charge-offs | $311,000 | 2,540 |
| Cash dividends | $1,055,000 | 1,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,014,980 | 1,861 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 2,209 |
| Total interest expense | $1,508,000 | 1,744 |
| Net interest income | $6,837,000 | 2,302 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $1,038,000 | 2,766 |
| Gross Fiduciary activities income | $12,000 | 1,050 |
| Service charges on deposit accounts | $303,000 | 2,802 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $723,000 | 2,469 |
| Total noninterest expense | $5,239,000 | 2,637 |
| Salaries and employee benefits | $3,051,000 | 2,455 |
| Premises and equipment expense | $671,000 | 2,489 |
| Additional noninterest expense | $1,517,000 | 2,962 |
| Pre-tax net operating income | $2,511,000 | 2,049 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $487,000 | 1,935 |
| Income before extraordinary items | $2,033,000 | 2,107 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,033,000 | 2,115 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,033,000 | 2,114 |
| Net charge-offs | $127,000 | 3,040 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,025,710 | 2,049 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 2,248 |
| Total interest expense | $1,010,000 | 1,768 |
| Net interest income | $4,432,000 | 2,365 |
| Provision for loan and lease losses | $125,000 | 2,665 |
| Total noninterest income | $691,000 | 2,789 |
| Gross Fiduciary activities income | $11,000 | 1,019 |
| Service charges on deposit accounts | $204,000 | 2,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $476,000 | 2,543 |
| Total noninterest expense | $3,475,000 | 2,657 |
| Salaries and employee benefits | $2,033,000 | 2,463 |
| Premises and equipment expense | $449,000 | 2,488 |
| Additional noninterest expense | $993,000 | 2,985 |
| Pre-tax net operating income | $1,523,000 | 2,172 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $281,000 | 2,083 |
| Income before extraordinary items | $1,251,000 | 2,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,251,000 | 2,237 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,251,000 | 2,235 |
| Net charge-offs | $111,000 | 2,651 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,243,620 | 2,154 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 2,299 |
| Total interest expense | $505,000 | 1,822 |
| Net interest income | $2,188,000 | 2,403 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $344,000 | 2,796 |
| Gross Fiduciary activities income | $11,000 | 956 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $229,000 | 2,578 |
| Total noninterest expense | $1,757,000 | 2,664 |
| Salaries and employee benefits | $1,086,000 | 2,340 |
| Premises and equipment expense | $224,000 | 2,536 |
| Additional noninterest expense | $447,000 | 3,235 |
| Pre-tax net operating income | $700,000 | 2,270 |
| Securities gains (losses) | $9,000 | 1,515 |
| Applicable income taxes | $131,000 | 2,143 |
| Income before extraordinary items | $578,000 | 2,312 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $578,000 | 2,314 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $578,000 | 2,314 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $570,620 | 2,249 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,794,000 | 2,207 |
| Total interest expense | $2,357,000 | 1,850 |
| Net interest income | $9,437,000 | 2,271 |
| Provision for loan and lease losses | $406,000 | 3,001 |
| Total noninterest income | $1,211,000 | 2,953 |
| Gross Fiduciary activities income | $10,000 | 1,127 |
| Service charges on deposit accounts | $476,000 | 2,592 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $725,000 | 2,841 |
| Total noninterest expense | $6,654,000 | 2,788 |
| Salaries and employee benefits | $3,801,000 | 2,572 |
| Premises and equipment expense | $822,000 | 2,682 |
| Additional noninterest expense | $2,031,000 | 3,066 |
| Pre-tax net operating income | $3,588,000 | 1,780 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $899,000 | 1,571 |
| Income before extraordinary items | $2,689,000 | 2,045 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,689,000 | 2,044 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,689,000 | 2,046 |
| Net charge-offs | $1,904,000 | 1,204 |
| Cash dividends | $1,840,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,689,000 | 1,934 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,933,000 | 2,238 |
| Total interest expense | $1,798,000 | 1,898 |
| Net interest income | $7,135,000 | 2,286 |
| Provision for loan and lease losses | $605,000 | 2,025 |
| Total noninterest income | $888,000 | 3,000 |
| Gross Fiduciary activities income | $7,000 | 1,116 |
| Service charges on deposit accounts | $358,000 | 2,607 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $523,000 | 2,878 |
| Total noninterest expense | $4,955,000 | 2,816 |
| Salaries and employee benefits | $2,925,000 | 2,524 |
| Premises and equipment expense | $621,000 | 2,701 |
| Additional noninterest expense | $1,409,000 | 3,272 |
| Pre-tax net operating income | $2,463,000 | 2,004 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $602,000 | 1,749 |
| Income before extraordinary items | $1,861,000 | 2,250 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,861,000 | 2,250 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,861,000 | 2,250 |
| Net charge-offs | $119,000 | 3,797 |
| Cash dividends | $440,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,861,000 | 2,124 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 2,248 |
| Total interest expense | $1,228,000 | 1,918 |
| Net interest income | $4,726,000 | 2,309 |
| Provision for loan and lease losses | $603,000 | 1,569 |
| Total noninterest income | $610,000 | 2,904 |
| Gross Fiduciary activities income | $7,000 | 1,082 |
| Service charges on deposit accounts | $235,000 | 2,622 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $368,000 | 2,765 |
| Total noninterest expense | $3,314,000 | 2,803 |
| Salaries and employee benefits | $1,908,000 | 2,585 |
| Premises and equipment expense | $415,000 | 2,699 |
| Additional noninterest expense | $991,000 | 3,143 |
| Pre-tax net operating income | $1,419,000 | 2,240 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $332,000 | 1,948 |
| Income before extraordinary items | $1,087,000 | 2,458 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,087,000 | 2,458 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,087,000 | 2,458 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,087,000 | 2,325 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 2,277 |
| Total interest expense | $654,000 | 1,867 |
| Net interest income | $2,317,000 | 2,361 |
| Provision for loan and lease losses | $302,000 | 1,493 |
| Total noninterest income | $282,000 | 3,038 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $115,000 | 2,623 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 2,986 |
| Total noninterest expense | $1,685,000 | 2,762 |
| Salaries and employee benefits | $1,008,000 | 2,452 |
| Premises and equipment expense | $213,000 | 2,658 |
| Additional noninterest expense | $464,000 | 3,274 |
| Pre-tax net operating income | $612,000 | 2,494 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $135,000 | 2,144 |
| Income before extraordinary items | $477,000 | 2,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 2,704 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $477,000 | 2,705 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $477,000 | 2,573 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,082,000 | 2,304 |
| Total interest expense | $2,829,000 | 2,061 |
| Net interest income | $9,253,000 | 2,372 |
| Provision for loan and lease losses | $1,462,000 | 1,926 |
| Total noninterest income | $1,318,000 | 2,640 |
| Gross Fiduciary activities income | $9,000 | 1,108 |
| Service charges on deposit accounts | $513,000 | 2,513 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $796,000 | 2,454 |
| Total noninterest expense | $7,085,000 | 2,642 |
| Salaries and employee benefits | $3,551,000 | 2,714 |
| Premises and equipment expense | $812,000 | 2,889 |
| Additional noninterest expense | $2,722,000 | 2,410 |
| Pre-tax net operating income | $2,024,000 | 2,481 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $469,000 | 2,094 |
| Income before extraordinary items | $1,574,000 | 2,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,574,000 | 2,680 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,574,000 | 2,680 |
| Net charge-offs | $-194,000 | 7,292 |
| Cash dividends | $970,000 | 1,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,559,370 | 2,617 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,002,000 | 2,345 |
| Total interest expense | $2,150,000 | 2,112 |
| Net interest income | $6,852,000 | 2,400 |
| Provision for loan and lease losses | $1,662,000 | 1,409 |
| Total noninterest income | $961,000 | 2,681 |
| Gross Fiduciary activities income | $6,000 | 1,085 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $572,000 | 2,489 |
| Total noninterest expense | $5,099,000 | 2,735 |
| Salaries and employee benefits | $2,733,000 | 2,638 |
| Premises and equipment expense | $623,000 | 2,851 |
| Additional noninterest expense | $1,743,000 | 2,751 |
| Pre-tax net operating income | $1,052,000 | 3,218 |
| Securities gains (losses) | $17,000 | 2,882 |
| Applicable income taxes | $210,000 | 2,617 |
| Income before extraordinary items | $859,000 | 3,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $859,000 | 3,373 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $859,000 | 3,373 |
| Net charge-offs | $225,000 | 3,582 |
| Cash dividends | $520,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $845,400 | 3,296 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 2,399 |
| Total interest expense | $1,440,000 | 2,184 |
| Net interest income | $4,478,000 | 2,462 |
| Provision for loan and lease losses | $500,000 | 2,302 |
| Total noninterest income | $598,000 | 2,808 |
| Gross Fiduciary activities income | $6,000 | 1,059 |
| Service charges on deposit accounts | $240,000 | 2,660 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $352,000 | 2,644 |
| Total noninterest expense | $3,393,000 | 2,759 |
| Salaries and employee benefits | $1,745,000 | 2,766 |
| Premises and equipment expense | $413,000 | 2,889 |
| Additional noninterest expense | $1,235,000 | 2,675 |
| Pre-tax net operating income | $1,183,000 | 2,262 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $298,000 | 1,807 |
| Income before extraordinary items | $886,000 | 2,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $886,000 | 2,489 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $886,000 | 2,489 |
| Net charge-offs | $185,000 | 3,193 |
| Cash dividends | $520,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $885,250 | 2,412 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 2,432 |
| Total interest expense | $729,000 | 2,229 |
| Net interest income | $2,208,000 | 2,496 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $277,000 | 2,961 |
| Gross Fiduciary activities income | $6,000 | 985 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $160,000 | 2,792 |
| Total noninterest expense | $1,531,000 | 3,057 |
| Salaries and employee benefits | $788,000 | 3,044 |
| Premises and equipment expense | $202,000 | 2,961 |
| Additional noninterest expense | $541,000 | 2,986 |
| Pre-tax net operating income | $654,000 | 2,079 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $174,000 | 1,646 |
| Income before extraordinary items | $480,000 | 2,328 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $480,000 | 2,327 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $480,000 | 2,328 |
| Net charge-offs | $138,000 | 2,434 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $480,000 | 2,275 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,312,000 | 2,443 |
| Total interest expense | $3,269,000 | 2,412 |
| Net interest income | $9,043,000 | 2,417 |
| Provision for loan and lease losses | $2,550,000 | 1,789 |
| Total noninterest income | $1,335,000 | 2,729 |
| Gross Fiduciary activities income | $14,000 | 1,110 |
| Service charges on deposit accounts | $584,000 | 2,335 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $737,000 | 2,616 |
| Total noninterest expense | $5,936,000 | 3,137 |
| Salaries and employee benefits | $3,077,000 | 3,039 |
| Premises and equipment expense | $734,000 | 3,170 |
| Additional noninterest expense | $2,125,000 | 3,094 |
| Pre-tax net operating income | $1,892,000 | 2,341 |
| Securities gains (losses) | $1,000 | 3,687 |
| Applicable income taxes | $475,000 | 1,934 |
| Income before extraordinary items | $1,418,000 | 2,603 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 2,599 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,418,000 | 2,605 |
| Net charge-offs | $3,701,000 | 1,284 |
| Cash dividends | $980,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,417,250 | 2,504 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,291,000 | 2,481 |
| Total interest expense | $2,525,000 | 2,451 |
| Net interest income | $6,766,000 | 2,450 |
| Provision for loan and lease losses | $1,851,000 | 1,743 |
| Total noninterest income | $991,000 | 2,757 |
| Gross Fiduciary activities income | $11,000 | 1,082 |
| Service charges on deposit accounts | $444,000 | 2,372 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $536,000 | 2,650 |
| Total noninterest expense | $4,335,000 | 3,203 |
| Salaries and employee benefits | $2,316,000 | 3,055 |
| Premises and equipment expense | $548,000 | 3,236 |
| Additional noninterest expense | $1,471,000 | 3,285 |
| Pre-tax net operating income | $1,571,000 | 2,282 |
| Securities gains (losses) | $1,000 | 3,533 |
| Applicable income taxes | $410,000 | 1,856 |
| Income before extraordinary items | $1,162,000 | 2,616 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,162,000 | 2,614 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,162,000 | 2,618 |
| Net charge-offs | $3,643,000 | 974 |
| Cash dividends | $505,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,161,260 | 2,487 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,176,000 | 2,513 |
| Total interest expense | $1,685,000 | 2,538 |
| Net interest income | $4,491,000 | 2,471 |
| Provision for loan and lease losses | $1,550,000 | 1,484 |
| Total noninterest income | $621,000 | 2,800 |
| Gross Fiduciary activities income | $11,000 | 1,044 |
| Service charges on deposit accounts | $284,000 | 2,464 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $326,000 | 2,726 |
| Total noninterest expense | $2,976,000 | 3,137 |
| Salaries and employee benefits | $1,582,000 | 3,000 |
| Premises and equipment expense | $372,000 | 3,214 |
| Additional noninterest expense | $1,022,000 | 3,138 |
| Pre-tax net operating income | $586,000 | 3,348 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $112,000 | 2,683 |
| Income before extraordinary items | $474,000 | 3,510 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $474,000 | 3,507 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $474,000 | 3,509 |
| Net charge-offs | $3,450,000 | 733 |
| Cash dividends | $430,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $474,000 | 3,398 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 2,542 |
| Total interest expense | $845,000 | 2,643 |
| Net interest income | $2,280,000 | 2,466 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $248,000 | 3,222 |
| Gross Fiduciary activities income | $10,000 | 980 |
| Service charges on deposit accounts | $125,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $113,000 | 3,284 |
| Total noninterest expense | $1,349,000 | 3,434 |
| Salaries and employee benefits | $736,000 | 3,238 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $424,000 | 3,667 |
| Pre-tax net operating income | $929,000 | 1,403 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $274,000 | 1,123 |
| Income before extraordinary items | $655,000 | 1,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $655,000 | 1,670 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $655,000 | 1,671 |
| Net charge-offs | $34,000 | 4,045 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $655,000 | 1,604 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,365,000 | 2,667 |
| Total interest expense | $3,732,000 | 2,897 |
| Net interest income | $8,633,000 | 2,512 |
| Provision for loan and lease losses | $2,450,000 | 2,211 |
| Total noninterest income | $1,246,000 | 2,899 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $716,000 | 2,207 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $519,000 | 3,146 |
| Total noninterest expense | $5,701,000 | 3,309 |
| Salaries and employee benefits | $3,027,000 | 3,154 |
| Premises and equipment expense | $788,000 | 3,156 |
| Additional noninterest expense | $1,886,000 | 3,475 |
| Pre-tax net operating income | $1,728,000 | 2,147 |
| Securities gains (losses) | $10,000 | 3,254 |
| Applicable income taxes | $358,000 | 1,869 |
| Income before extraordinary items | $1,380,000 | 2,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,380,000 | 2,244 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,380,000 | 2,245 |
| Net charge-offs | $522,000 | 3,728 |
| Cash dividends | $800,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,372,100 | 2,224 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 2,729 |
| Total interest expense | $2,819,000 | 3,001 |
| Net interest income | $6,368,000 | 2,562 |
| Provision for loan and lease losses | $410,000 | 4,138 |
| Total noninterest income | $937,000 | 2,944 |
| Gross Fiduciary activities income | $8,000 | 1,151 |
| Service charges on deposit accounts | $535,000 | 2,234 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $394,000 | 3,213 |
| Total noninterest expense | $4,294,000 | 3,304 |
| Salaries and employee benefits | $2,226,000 | 3,231 |
| Premises and equipment expense | $588,000 | 3,214 |
| Additional noninterest expense | $1,480,000 | 3,310 |
| Pre-tax net operating income | $2,601,000 | 1,240 |
| Securities gains (losses) | $7,000 | 3,075 |
| Applicable income taxes | $779,000 | 1,029 |
| Income before extraordinary items | $1,829,000 | 1,470 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,829,000 | 1,468 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,829,000 | 1,470 |
| Net charge-offs | $466,000 | 3,140 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,824,100 | 1,433 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 2,792 |
| Total interest expense | $1,882,000 | 3,110 |
| Net interest income | $4,197,000 | 2,581 |
| Provision for loan and lease losses | $411,000 | 3,234 |
| Total noninterest income | $612,000 | 3,005 |
| Gross Fiduciary activities income | $7,000 | 1,124 |
| Service charges on deposit accounts | $334,000 | 2,312 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $271,000 | 3,159 |
| Total noninterest expense | $2,950,000 | 3,265 |
| Salaries and employee benefits | $1,503,000 | 3,238 |
| Premises and equipment expense | $392,000 | 3,239 |
| Additional noninterest expense | $1,055,000 | 3,165 |
| Pre-tax net operating income | $1,448,000 | 1,567 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $420,000 | 1,225 |
| Income before extraordinary items | $1,031,000 | 1,804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,031,000 | 1,801 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,031,000 | 1,803 |
| Net charge-offs | $411,000 | 2,575 |
| Cash dividends | $350,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,028,870 | 1,758 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,835 |
| Total interest expense | $956,000 | 3,178 |
| Net interest income | $2,076,000 | 2,612 |
| Provision for loan and lease losses | $365,000 | 2,091 |
| Total noninterest income | $301,000 | 3,014 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $159,000 | 2,345 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $135,000 | 3,146 |
| Total noninterest expense | $1,417,000 | 3,291 |
| Salaries and employee benefits | $711,000 | 3,424 |
| Premises and equipment expense | $198,000 | 3,247 |
| Additional noninterest expense | $508,000 | 2,968 |
| Pre-tax net operating income | $595,000 | 2,068 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $172,000 | 1,595 |
| Income before extraordinary items | $423,000 | 2,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $423,000 | 2,450 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $423,000 | 2,452 |
| Net charge-offs | $418,000 | 1,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $423,000 | 2,307 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,085,000 | 2,812 |
| Total interest expense | $4,866,000 | 3,022 |
| Net interest income | $8,219,000 | 2,637 |
| Provision for loan and lease losses | $157,000 | 5,503 |
| Total noninterest income | $1,605,000 | 2,496 |
| Gross Fiduciary activities income | $14,000 | 1,164 |
| Service charges on deposit accounts | $748,000 | 2,234 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $843,000 | 2,391 |
| Total noninterest expense | $5,165,000 | 3,468 |
| Salaries and employee benefits | $2,875,000 | 3,375 |
| Premises and equipment expense | $773,000 | 3,266 |
| Additional noninterest expense | $1,517,000 | 3,589 |
| Pre-tax net operating income | $4,502,000 | 1,214 |
| Securities gains (losses) | $44,000 | 1,693 |
| Applicable income taxes | $1,363,000 | 935 |
| Income before extraordinary items | $3,183,000 | 1,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,183,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,902 |
| Cash dividends | $955,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,152,200 | 1,393 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 2,824 |
| Total interest expense | $3,727,000 | 3,081 |
| Net interest income | $6,244,000 | 2,630 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $1,128,000 | 2,692 |
| Gross Fiduciary activities income | $10,000 | 1,153 |
| Service charges on deposit accounts | $552,000 | 2,276 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $566,000 | 2,608 |
| Total noninterest expense | $3,824,000 | 3,493 |
| Salaries and employee benefits | $2,127,000 | 3,445 |
| Premises and equipment expense | $568,000 | 3,327 |
| Additional noninterest expense | $1,129,000 | 3,530 |
| Pre-tax net operating income | $3,493,000 | 1,411 |
| Securities gains (losses) | $43,000 | 1,518 |
| Applicable income taxes | $1,067,000 | 1,098 |
| Income before extraordinary items | $2,469,000 | 1,477 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,469,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $385,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,438,900 | 1,573 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 2,887 |
| Total interest expense | $2,510,000 | 3,175 |
| Net interest income | $4,075,000 | 2,669 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $804,000 | 2,603 |
| Gross Fiduciary activities income | $9,000 | 1,133 |
| Service charges on deposit accounts | $354,000 | 2,332 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $441,000 | 2,434 |
| Total noninterest expense | $2,595,000 | 3,459 |
| Salaries and employee benefits | $1,456,000 | 3,416 |
| Premises and equipment expense | $380,000 | 3,340 |
| Additional noninterest expense | $759,000 | 3,492 |
| Pre-tax net operating income | $2,274,000 | 1,505 |
| Securities gains (losses) | $43,000 | 1,544 |
| Applicable income taxes | $686,000 | 1,251 |
| Income before extraordinary items | $1,631,000 | 1,657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,631,000 | 1,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,728 |
| Cash dividends | $385,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,600,900 | 1,662 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 2,934 |
| Total interest expense | $1,289,000 | 3,276 |
| Net interest income | $2,045,000 | 2,660 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $403,000 | 2,585 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $172,000 | 2,346 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $222,000 | 2,418 |
| Total noninterest expense | $1,248,000 | 3,587 |
| Salaries and employee benefits | $690,000 | 3,580 |
| Premises and equipment expense | $192,000 | 3,352 |
| Additional noninterest expense | $366,000 | 3,543 |
| Pre-tax net operating income | $1,190,000 | 1,533 |
| Securities gains (losses) | $36,000 | 1,273 |
| Applicable income taxes | $374,000 | 1,252 |
| Income before extraordinary items | $852,000 | 1,729 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $852,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $827,160 | 1,699 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,307,000 | 2,811 |
| Total interest expense | $5,795,000 | 3,091 |
| Net interest income | $8,512,000 | 2,577 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,466,000 | 2,751 |
| Gross Fiduciary activities income | $18,000 | 1,168 |
| Service charges on deposit accounts | $851,000 | 2,023 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $597,000 | 3,008 |
| Total noninterest expense | $4,808,000 | 3,558 |
| Salaries and employee benefits | $2,720,000 | 3,488 |
| Premises and equipment expense | $669,000 | 3,547 |
| Additional noninterest expense | $1,419,000 | 3,581 |
| Pre-tax net operating income | $5,110,000 | 1,607 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,669,000 | 1,304 |
| Income before extraordinary items | $3,441,000 | 1,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,441,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,191 |
| Cash dividends | $620,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,441,000 | 1,816 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,633,000 | 2,837 |
| Total interest expense | $4,331,000 | 3,108 |
| Net interest income | $6,302,000 | 2,619 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,173,000 | 2,634 |
| Gross Fiduciary activities income | $14,000 | 1,135 |
| Service charges on deposit accounts | $639,000 | 2,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $520,000 | 2,786 |
| Total noninterest expense | $3,580,000 | 3,553 |
| Salaries and employee benefits | $1,991,000 | 3,557 |
| Premises and equipment expense | $486,000 | 3,620 |
| Additional noninterest expense | $1,103,000 | 3,423 |
| Pre-tax net operating income | $3,835,000 | 1,730 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,254,000 | 1,402 |
| Income before extraordinary items | $2,581,000 | 1,951 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,581,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $370,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,581,000 | 1,940 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 2,873 |
| Total interest expense | $2,793,000 | 3,181 |
| Net interest income | $4,231,000 | 2,631 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $730,000 | 2,748 |
| Gross Fiduciary activities income | $14,000 | 1,091 |
| Service charges on deposit accounts | $422,000 | 2,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $294,000 | 3,044 |
| Total noninterest expense | $2,385,000 | 3,583 |
| Salaries and employee benefits | $1,358,000 | 3,512 |
| Premises and equipment expense | $320,000 | 3,677 |
| Additional noninterest expense | $707,000 | 3,540 |
| Pre-tax net operating income | $2,516,000 | 1,806 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $819,000 | 1,464 |
| Income before extraordinary items | $1,697,000 | 2,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,697,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $335,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,697,000 | 1,994 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 2,898 |
| Total interest expense | $1,355,000 | 3,230 |
| Net interest income | $2,093,000 | 2,657 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $365,000 | 2,729 |
| Gross Fiduciary activities income | $10,000 | 1,042 |
| Service charges on deposit accounts | $200,000 | 2,050 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $155,000 | 2,950 |
| Total noninterest expense | $1,148,000 | 3,697 |
| Salaries and employee benefits | $639,000 | 3,712 |
| Premises and equipment expense | $157,000 | 3,744 |
| Additional noninterest expense | $352,000 | 3,521 |
| Pre-tax net operating income | $1,280,000 | 1,780 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $415,000 | 1,481 |
| Income before extraordinary items | $865,000 | 1,933 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $865,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $865,000 | 1,923 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 2,853 |
| Total interest expense | $5,229,000 | 2,923 |
| Net interest income | $7,948,000 | 2,774 |
| Provision for loan and lease losses | $148,000 | 4,088 |
| Total noninterest income | $1,398,000 | 2,836 |
| Gross Fiduciary activities income | $12,000 | 1,250 |
| Service charges on deposit accounts | $821,000 | 2,075 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $565,000 | 3,126 |
| Total noninterest expense | $4,591,000 | 3,581 |
| Salaries and employee benefits | $2,552,000 | 3,561 |
| Premises and equipment expense | $598,000 | 3,777 |
| Additional noninterest expense | $1,441,000 | 3,397 |
| Pre-tax net operating income | $4,607,000 | 2,021 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $1,460,000 | 1,699 |
| Income before extraordinary items | $3,148,000 | 2,193 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,148,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,163 |
| Cash dividends | $695,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,147,320 | 2,185 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,779,000 | 2,859 |
| Total interest expense | $3,827,000 | 2,894 |
| Net interest income | $5,952,000 | 2,797 |
| Provision for loan and lease losses | $123,000 | 3,795 |
| Total noninterest income | $1,035,000 | 2,861 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $606,000 | 2,104 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $422,000 | 3,127 |
| Total noninterest expense | $3,397,000 | 3,611 |
| Salaries and employee benefits | $1,877,000 | 3,611 |
| Premises and equipment expense | $431,000 | 3,894 |
| Additional noninterest expense | $1,089,000 | 3,376 |
| Pre-tax net operating income | $3,467,000 | 2,083 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,139,000 | 1,712 |
| Income before extraordinary items | $2,328,000 | 2,283 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,328,000 | 2,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,519 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,328,000 | 2,271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 2,847 |
| Total interest expense | $2,494,000 | 2,828 |
| Net interest income | $3,945,000 | 2,814 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $675,000 | 2,895 |
| Gross Fiduciary activities income | $7,000 | 1,216 |
| Service charges on deposit accounts | $397,000 | 2,118 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $271,000 | 3,193 |
| Total noninterest expense | $2,299,000 | 3,575 |
| Salaries and employee benefits | $1,286,000 | 3,559 |
| Premises and equipment expense | $282,000 | 3,959 |
| Additional noninterest expense | $731,000 | 3,352 |
| Pre-tax net operating income | $2,226,000 | 2,135 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $724,000 | 1,806 |
| Income before extraordinary items | $1,502,000 | 2,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,502,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $275,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,502,000 | 2,323 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 2,848 |
| Total interest expense | $1,206,000 | 2,795 |
| Net interest income | $1,953,000 | 2,828 |
| Provision for loan and lease losses | $47,000 | 3,226 |
| Total noninterest income | $338,000 | 2,851 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $195,000 | 2,087 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $1,114,000 | 3,683 |
| Salaries and employee benefits | $615,000 | 3,690 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $363,000 | 3,369 |
| Pre-tax net operating income | $1,130,000 | 2,077 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $370,000 | 1,755 |
| Income before extraordinary items | $760,000 | 2,298 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $760,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $760,000 | 2,275 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,577,000 | 2,788 |
| Total interest expense | $3,795,000 | 2,763 |
| Net interest income | $7,782,000 | 2,774 |
| Provision for loan and lease losses | $203,000 | 3,561 |
| Total noninterest income | $1,482,000 | 2,713 |
| Gross Fiduciary activities income | $14,000 | 1,245 |
| Service charges on deposit accounts | $949,000 | 1,806 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $519,000 | 3,309 |
| Total noninterest expense | $4,431,000 | 3,581 |
| Salaries and employee benefits | $2,459,000 | 3,535 |
| Premises and equipment expense | $560,000 | 3,858 |
| Additional noninterest expense | $1,412,000 | 3,388 |
| Pre-tax net operating income | $4,630,000 | 1,978 |
| Securities gains (losses) | $35,000 | 1,043 |
| Applicable income taxes | $1,485,000 | 1,711 |
| Income before extraordinary items | $3,180,000 | 2,135 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,180,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,670 |
| Cash dividends | $635,000 | 3,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,156,200 | 2,132 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,506,000 | 2,783 |
| Total interest expense | $2,697,000 | 2,762 |
| Net interest income | $5,809,000 | 2,766 |
| Provision for loan and lease losses | $157,000 | 3,407 |
| Total noninterest income | $1,099,000 | 2,728 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $714,000 | 1,803 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $376,000 | 3,385 |
| Total noninterest expense | $3,280,000 | 3,589 |
| Salaries and employee benefits | $1,802,000 | 3,564 |
| Premises and equipment expense | $423,000 | 3,809 |
| Additional noninterest expense | $1,055,000 | 3,371 |
| Pre-tax net operating income | $3,471,000 | 1,996 |
| Securities gains (losses) | $24,000 | 1,156 |
| Applicable income taxes | $1,148,000 | 1,702 |
| Income before extraordinary items | $2,347,000 | 2,183 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,347,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,330,920 | 2,161 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 2,791 |
| Total interest expense | $1,684,000 | 2,765 |
| Net interest income | $3,834,000 | 2,766 |
| Provision for loan and lease losses | $112,000 | 3,201 |
| Total noninterest income | $720,000 | 2,717 |
| Gross Fiduciary activities income | $8,000 | 1,201 |
| Service charges on deposit accounts | $462,000 | 1,812 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $250,000 | 3,372 |
| Total noninterest expense | $2,144,000 | 3,624 |
| Salaries and employee benefits | $1,163,000 | 3,656 |
| Premises and equipment expense | $280,000 | 3,815 |
| Additional noninterest expense | $701,000 | 3,362 |
| Pre-tax net operating income | $2,298,000 | 1,963 |
| Securities gains (losses) | $13,000 | 1,257 |
| Applicable income taxes | $764,000 | 1,684 |
| Income before extraordinary items | $1,547,000 | 2,181 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,547,000 | 2,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,825 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,538,290 | 2,151 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 2,837 |
| Total interest expense | $804,000 | 2,775 |
| Net interest income | $1,865,000 | 2,818 |
| Provision for loan and lease losses | $60,000 | 2,830 |
| Total noninterest income | $342,000 | 2,766 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $217,000 | 1,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,420 |
| Total noninterest expense | $1,071,000 | 3,641 |
| Salaries and employee benefits | $589,000 | 3,618 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $1,076,000 | 2,050 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $352,000 | 1,763 |
| Income before extraordinary items | $729,000 | 2,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $729,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $725,650 | 2,227 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,507,000 | 2,693 |
| Total interest expense | $3,209,000 | 2,477 |
| Net interest income | $7,298,000 | 2,774 |
| Provision for loan and lease losses | $135,000 | 4,427 |
| Total noninterest income | $1,370,000 | 2,856 |
| Gross Fiduciary activities income | $17,000 | 1,232 |
| Service charges on deposit accounts | $840,000 | 2,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $513,000 | 3,261 |
| Total noninterest expense | $4,221,000 | 3,582 |
| Salaries and employee benefits | $2,373,000 | 3,484 |
| Premises and equipment expense | $489,000 | 4,158 |
| Additional noninterest expense | $1,359,000 | 3,388 |
| Pre-tax net operating income | $4,312,000 | 1,923 |
| Securities gains (losses) | $36,000 | 1,984 |
| Applicable income taxes | $1,369,000 | 1,724 |
| Income before extraordinary items | $2,979,000 | 2,087 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,979,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,946 |
| Cash dividends | $3,950,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,954,160 | 2,059 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 2,703 |
| Total interest expense | $2,393,000 | 2,448 |
| Net interest income | $5,404,000 | 2,781 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $947,000 | 3,043 |
| Gross Fiduciary activities income | $12,000 | 1,215 |
| Service charges on deposit accounts | $566,000 | 2,265 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $369,000 | 3,343 |
| Total noninterest expense | $3,070,000 | 3,644 |
| Salaries and employee benefits | $1,713,000 | 3,577 |
| Premises and equipment expense | $365,000 | 4,164 |
| Additional noninterest expense | $992,000 | 3,456 |
| Pre-tax net operating income | $3,186,000 | 1,971 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $1,013,000 | 1,754 |
| Income before extraordinary items | $2,187,000 | 2,142 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,187,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,234 |
| Cash dividends | $280,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,177,480 | 2,097 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 2,713 |
| Total interest expense | $1,597,000 | 2,432 |
| Net interest income | $3,549,000 | 2,809 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $604,000 | 3,150 |
| Gross Fiduciary activities income | $11,000 | 1,171 |
| Service charges on deposit accounts | $350,000 | 2,388 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $243,000 | 3,372 |
| Total noninterest expense | $2,009,000 | 3,724 |
| Salaries and employee benefits | $1,112,000 | 3,665 |
| Premises and equipment expense | $243,000 | 4,159 |
| Additional noninterest expense | $654,000 | 3,482 |
| Pre-tax net operating income | $2,084,000 | 1,976 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $676,000 | 1,751 |
| Income before extraordinary items | $1,418,000 | 2,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,418,000 | 2,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,928 |
| Cash dividends | $280,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,411,200 | 2,126 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 2,718 |
| Total interest expense | $799,000 | 2,454 |
| Net interest income | $1,768,000 | 2,818 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $296,000 | 3,138 |
| Gross Fiduciary activities income | $10,000 | 1,098 |
| Service charges on deposit accounts | $168,000 | 2,432 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $118,000 | 3,377 |
| Total noninterest expense | $1,014,000 | 3,712 |
| Salaries and employee benefits | $580,000 | 3,578 |
| Premises and equipment expense | $121,000 | 4,212 |
| Additional noninterest expense | $313,000 | 3,619 |
| Pre-tax net operating income | $1,020,000 | 1,969 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $336,000 | 1,780 |
| Income before extraordinary items | $691,000 | 2,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $691,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,934 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $686,310 | 2,139 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,760,000 | 2,634 |
| Total interest expense | $3,571,000 | 2,463 |
| Net interest income | $7,189,000 | 2,686 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,080,000 | 3,547 |
| Gross Fiduciary activities income | $19,000 | 1,256 |
| Service charges on deposit accounts | $691,000 | 2,384 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $370,000 | 4,117 |
| Total noninterest expense | $3,806,000 | 3,852 |
| Salaries and employee benefits | $2,188,000 | 3,635 |
| Premises and equipment expense | $468,000 | 4,271 |
| Additional noninterest expense | $1,150,000 | 3,849 |
| Pre-tax net operating income | $4,343,000 | 1,854 |
| Securities gains (losses) | $12,000 | 3,514 |
| Applicable income taxes | $1,441,000 | 1,676 |
| Income before extraordinary items | $2,914,000 | 2,088 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,914,000 | 2,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,263 |
| Cash dividends | $2,590,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,905,960 | 2,003 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 2,664 |
| Total interest expense | $2,745,000 | 2,495 |
| Net interest income | $5,341,000 | 2,727 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $785,000 | 3,688 |
| Gross Fiduciary activities income | $15,000 | 1,226 |
| Service charges on deposit accounts | $509,000 | 2,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 4,297 |
| Total noninterest expense | $2,888,000 | 3,814 |
| Salaries and employee benefits | $1,628,000 | 3,650 |
| Premises and equipment expense | $389,000 | 3,942 |
| Additional noninterest expense | $871,000 | 3,800 |
| Pre-tax net operating income | $3,148,000 | 1,964 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $1,036,000 | 1,806 |
| Income before extraordinary items | $2,113,000 | 2,211 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,113,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $2,200,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,112,330 | 2,098 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 2,673 |
| Total interest expense | $1,885,000 | 2,511 |
| Net interest income | $3,560,000 | 2,728 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $526,000 | 3,639 |
| Gross Fiduciary activities income | $11,000 | 1,214 |
| Service charges on deposit accounts | $340,000 | 2,401 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $175,000 | 4,284 |
| Total noninterest expense | $1,898,000 | 3,844 |
| Salaries and employee benefits | $1,063,000 | 3,727 |
| Premises and equipment expense | $257,000 | 3,964 |
| Additional noninterest expense | $578,000 | 3,818 |
| Pre-tax net operating income | $2,128,000 | 1,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $699,000 | 1,823 |
| Income before extraordinary items | $1,429,000 | 2,203 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,429,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,429,000 | 2,083 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 2,661 |
| Total interest expense | $970,000 | 2,503 |
| Net interest income | $1,784,000 | 2,716 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $248,000 | 3,666 |
| Gross Fiduciary activities income | $8,000 | 1,157 |
| Service charges on deposit accounts | $164,000 | 2,409 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $987,000 | 3,704 |
| Salaries and employee benefits | $559,000 | 3,564 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $290,000 | 3,754 |
| Pre-tax net operating income | $1,015,000 | 2,010 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $333,000 | 1,906 |
| Income before extraordinary items | $682,000 | 2,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $682,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,727 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $682,000 | 2,119 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,481,000 | 2,662 |
| Total interest expense | $4,370,000 | 2,548 |
| Net interest income | $7,111,000 | 2,688 |
| Provision for loan and lease losses | $170,000 | 4,692 |
| Total noninterest income | $1,195,000 | 3,084 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $733,000 | 2,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $442,000 | 3,508 |
| Total noninterest expense | $3,625,000 | 3,842 |
| Salaries and employee benefits | $2,101,000 | 3,586 |
| Premises and equipment expense | $452,000 | 4,254 |
| Additional noninterest expense | $1,072,000 | 3,959 |
| Pre-tax net operating income | $4,511,000 | 1,803 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,504,000 | 1,651 |
| Income before extraordinary items | $3,007,000 | 2,002 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,007,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $1,329,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,007,000 | 1,932 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,870,000 | 2,862 |
| Total interest expense | $5,332,000 | 2,984 |
| Net interest income | $6,538,000 | 2,730 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $1,245,000 | 2,856 |
| Gross Fiduciary activities income | $50,000 | 1,133 |
| Service charges on deposit accounts | $699,000 | 2,144 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $496,000 | 3,147 |
| Total noninterest expense | $3,509,000 | 3,816 |
| Salaries and employee benefits | $1,965,000 | 3,643 |
| Premises and equipment expense | $470,000 | 4,099 |
| Additional noninterest expense | $1,074,000 | 3,837 |
| Pre-tax net operating income | $4,104,000 | 1,734 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $1,348,000 | 1,655 |
| Income before extraordinary items | $2,764,000 | 1,898 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,764,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $650,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,758,640 | 1,827 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,003,000 | 3,142 |
| Total interest expense | $5,329,000 | 3,133 |
| Net interest income | $5,674,000 | 3,102 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $1,170,000 | 2,813 |
| Gross Fiduciary activities income | $53,000 | 1,040 |
| Service charges on deposit accounts | $708,000 | 1,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $409,000 | 3,291 |
| Total noninterest expense | $3,451,000 | 3,748 |
| Salaries and employee benefits | $1,907,000 | 3,619 |
| Premises and equipment expense | $487,000 | 3,868 |
| Additional noninterest expense | $1,057,000 | 3,824 |
| Pre-tax net operating income | $3,368,000 | 2,152 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $1,001,000 | 2,118 |
| Income before extraordinary items | $2,369,000 | 2,189 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,369,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,816 |
| Cash dividends | $1,040,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,367,600 | 2,194 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,716,000 | 3,300 |
| Total interest expense | $4,369,000 | 3,331 |
| Net interest income | $5,347,000 | 3,242 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,089,000 | 2,906 |
| Gross Fiduciary activities income | $94,000 | 1,001 |
| Service charges on deposit accounts | $582,000 | 2,297 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $413,000 | 3,344 |
| Total noninterest expense | $3,363,000 | 3,831 |
| Salaries and employee benefits | $1,785,000 | 3,767 |
| Premises and equipment expense | $495,000 | 3,793 |
| Additional noninterest expense | $1,083,000 | 3,752 |
| Pre-tax net operating income | $3,073,000 | 2,364 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $974,000 | 2,261 |
| Income before extraordinary items | $2,106,000 | 2,461 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,106,000 | 2,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-188,000 | 10,123 |
| Cash dividends | $2,003,000 | 1,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,101,240 | 2,430 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,721,000 | 3,316 |
| Total interest expense | $4,586,000 | 3,244 |
| Net interest income | $5,135,000 | 3,301 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $861,000 | 3,429 |
| Gross Fiduciary activities income | $47,000 | 1,123 |
| Service charges on deposit accounts | $558,000 | 2,308 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $256,000 | 4,369 |
| Total noninterest expense | $3,083,000 | 4,027 |
| Salaries and employee benefits | $1,761,000 | 3,742 |
| Premises and equipment expense | $458,000 | 3,944 |
| Additional noninterest expense | $864,000 | 4,424 |
| Pre-tax net operating income | $2,893,000 | 2,463 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $894,000 | 2,508 |
| Income before extraordinary items | $2,003,000 | 2,549 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,003,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $720,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,000,240 | 2,474 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,583,000 | 3,725 |
| Total interest expense | $3,840,000 | 3,832 |
| Net interest income | $4,743,000 | 3,659 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $734,000 | 3,826 |
| Gross Fiduciary activities income | $64,000 | 1,130 |
| Service charges on deposit accounts | $492,000 | 2,670 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $178,000 | 5,234 |
| Total noninterest expense | $2,912,000 | 4,192 |
| Salaries and employee benefits | $1,709,000 | 3,822 |
| Premises and equipment expense | $405,000 | 4,410 |
| Additional noninterest expense | $798,000 | 4,733 |
| Pre-tax net operating income | $2,565,000 | 2,851 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $768,000 | 3,020 |
| Income before extraordinary items | $1,797,000 | 2,833 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,797,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $1,090,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,797,000 | 2,788 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,209,000 | 3,933 |
| Total interest expense | $3,603,000 | 4,080 |
| Net interest income | $4,606,000 | 3,811 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $635,000 | 4,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,953 |
| Total noninterest expense | $2,554,000 | 4,915 |
| Salaries and employee benefits | $1,546,000 | 4,195 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $667,000 | 5,934 |
| Pre-tax net operating income | $2,687,000 | 2,603 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $794,000 | 2,867 |
| Income before extraordinary items | $1,909,000 | 2,548 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,909,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 11,253 |
| Cash dividends | $615,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,897,640 | 2,520 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 4,220 |
| Total interest expense | $3,368,000 | 4,302 |
| Net interest income | $4,220,000 | 4,131 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $633,000 | 4,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,228 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,903 |
| Total noninterest expense | $2,463,000 | 5,061 |
| Salaries and employee benefits | $1,450,000 | 4,421 |
| Premises and equipment expense | $340,000 | 5,132 |
| Additional noninterest expense | $673,000 | 6,042 |
| Pre-tax net operating income | $2,390,000 | 2,969 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $700,000 | 3,237 |
| Income before extraordinary items | $1,696,000 | 2,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,696,000 | 2,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $763,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,691,740 | 2,874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,962,000 | 4,240 |
| Total interest expense | $2,884,000 | 4,100 |
| Net interest income | $4,078,000 | 4,299 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $638,000 | 4,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 4,919 |
| Total noninterest expense | $2,503,000 | 5,152 |
| Salaries and employee benefits | $1,369,000 | 4,661 |
| Premises and equipment expense | $356,000 | 5,034 |
| Additional noninterest expense | $778,000 | 5,835 |
| Pre-tax net operating income | $2,213,000 | 3,164 |
| Securities gains (losses) | $-139,000 | 11,741 |
| Applicable income taxes | $589,000 | 3,567 |
| Income before extraordinary items | $1,485,000 | 3,207 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,485,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,585,080 | 3,046 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,670,000 | 4,513 |
| Total interest expense | $2,830,000 | 4,336 |
| Net interest income | $3,840,000 | 4,572 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $578,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $378,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,682 |
| Total noninterest expense | $2,481,000 | 5,316 |
| Salaries and employee benefits | $1,385,000 | 4,605 |
| Premises and equipment expense | $358,000 | 5,144 |
| Additional noninterest expense | $738,000 | 6,308 |
| Pre-tax net operating income | $1,874,000 | 3,535 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $525,000 | 4,003 |
| Income before extraordinary items | $1,353,000 | 3,575 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $1,453,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,350,120 | 3,383 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,202,000 | 4,712 |
| Total interest expense | $3,364,000 | 4,703 |
| Net interest income | $3,838,000 | 4,624 |
| Provision for loan and lease losses | $56,000 | 8,797 |
| Total noninterest income | $578,000 | 5,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 5,329 |
| Total noninterest expense | $2,386,000 | 5,515 |
| Salaries and employee benefits | $1,283,000 | 4,876 |
| Premises and equipment expense | $334,000 | 5,547 |
| Additional noninterest expense | $769,000 | 6,289 |
| Pre-tax net operating income | $1,974,000 | 3,143 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $513,000 | 3,924 |
| Income before extraordinary items | $1,479,000 | 3,118 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,479,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 13,353 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,465,680 | 2,908 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.