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Kentland Bank, Income and Expense

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2023-06-30 (YTD Data)		Rank
Total interest income	$7,614,000	2,192
Total interest expense	$1,377,000	2,455
Net interest income	$6,237,000	2,091
Provision for loan and lease losses	$41,000	2,332
Total noninterest income	$706,000	2,308
Gross Fiduciary activities income	$1,000	884
Service charges on deposit accounts	$320,000	1,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$385,000	2,503
Total noninterest expense	$4,283,000	2,218
Salaries and employee benefits	$2,427,000	2,217
Premises and equipment expense	$416,000	2,258
Additional noninterest expense	$385,000	2,498
Pre-tax net operating income	$2,619,000	1,900
Securities gains (losses)	$8,000	684
Applicable income taxes	$396,000	1,656
Income before extraordinary items	$2,231,000	1,917
Extraordinary gains, net	$0	51
Net income	$2,231,000	1,941
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,231,000	1,917
Net charge-offs	$62,000	1,093
Cash dividends	$1,120,000	1,293
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,224,200	1,926
2023-03-31 (YTD Data)		Rank
Total interest income	$3,654,000	2,232
Total interest expense	$563,000	2,509
Net interest income	$3,091,000	2,117
Provision for loan and lease losses	$21,000	2,118
Total noninterest income	$321,000	2,416
Gross Fiduciary activities income	$1,000	879
Service charges on deposit accounts	$132,000	1,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	2,511
Total noninterest expense	$2,248,000	2,190
Salaries and employee benefits	$1,255,000	2,210
Premises and equipment expense	$207,000	2,301
Additional noninterest expense	$188,000	2,511
Pre-tax net operating income	$1,143,000	2,139
Securities gains (losses)	$8,000	629
Applicable income taxes	$162,000	1,827
Income before extraordinary items	$989,000	2,104
Extraordinary gains, net	$0	4
Net income	$989,000	2,104
Minority interest net income	$0	48
Net income of bank and minority interests.	$989,000	2,104
Net charge-offs	$7,000	1,486
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$982,120	2,142
2022-12-31 (YTD Data)		Rank
Total interest income	$11,947,000	2,290
Total interest expense	$783,000	2,715
Net interest income	$11,164,000	2,211
Provision for loan and lease losses	$-51,000	4,325
Total noninterest income	$1,716,000	2,201
Gross Fiduciary activities income	$8,000	905
Service charges on deposit accounts	$560,000	1,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,148,000	2,188
Total noninterest expense	$8,824,000	2,173
Salaries and employee benefits	$4,934,000	2,203
Premises and equipment expense	$843,000	2,229
Additional noninterest expense	$1,148,000	2,188
Pre-tax net operating income	$4,107,000	2,275
Securities gains (losses)	$0	691
Applicable income taxes	$552,000	1,954
Income before extraordinary items	$3,555,000	2,248
Extraordinary gains, net	$0	5
Net income	$3,555,000	2,247
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,555,000	2,247
Net charge-offs	$23,000	1,881
Cash dividends	$4,410,000	864
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,555,000	2,277
2022-09-30 (YTD Data)		Rank
Total interest income	$8,551,000	2,299
Total interest expense	$501,000	2,650
Net interest income	$8,050,000	2,240
Provision for loan and lease losses	$54,000	2,208
Total noninterest income	$1,354,000	2,176
Gross Fiduciary activities income	$5,000	900
Service charges on deposit accounts	$388,000	1,663
Trading account gains and fees	NA	NA
Additional Noninterest Income	$961,000	2,094
Total noninterest expense	$6,553,000	2,176
Salaries and employee benefits	$3,701,000	2,196
Premises and equipment expense	$615,000	2,290
Additional noninterest expense	$961,000	2,094
Pre-tax net operating income	$2,797,000	2,368
Securities gains (losses)	$0	740
Applicable income taxes	$356,000	2,070
Income before extraordinary items	$2,441,000	2,329
Extraordinary gains, net	$0	4
Net income	$2,441,000	2,328
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,441,000	2,328
Net charge-offs	$20,000	1,597
Cash dividends	$1,810,000	1,192
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,441,000	2,371
2022-06-30 (YTD Data)		Rank
Total interest income	$5,360,000	2,341
Total interest expense	$345,000	2,472
Net interest income	$5,015,000	2,302
Provision for loan and lease losses	$36,000	2,038
Total noninterest income	$981,000	2,086
Gross Fiduciary activities income	$5,000	838
Service charges on deposit accounts	$257,000	1,660
Trading account gains and fees	NA	NA
Additional Noninterest Income	$719,000	2,034
Total noninterest expense	$4,291,000	2,188
Salaries and employee benefits	$2,385,000	2,247
Premises and equipment expense	$416,000	2,272
Additional noninterest expense	$1,490,000	2,016
Pre-tax net operating income	$1,669,000	2,439
Securities gains (losses)	$0	687
Applicable income taxes	$195,000	2,152
Income before extraordinary items	$1,474,000	2,369
Extraordinary gains, net	$0	4
Net income	$1,474,000	2,369
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,474,000	2,369
Net charge-offs	$15,000	1,434
Cash dividends	$1,810,000	903
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,474,000	2,408
2022-03-31 (YTD Data)		Rank
Total interest income	$2,583,000	2,357
Total interest expense	$190,000	2,309
Net interest income	$2,393,000	2,329
Provision for loan and lease losses	$18,000	1,809
Total noninterest income	$615,000	1,847
Gross Fiduciary activities income	$5,000	798
Service charges on deposit accounts	$124,000	1,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$486,000	1,695
Total noninterest expense	$2,022,000	2,275
Salaries and employee benefits	$1,069,000	2,408
Premises and equipment expense	$207,000	2,292
Additional noninterest expense	$746,000	1,993
Pre-tax net operating income	$968,000	2,126
Securities gains (losses)	$0	623
Applicable income taxes	$125,000	1,933
Income before extraordinary items	$843,000	2,124
Extraordinary gains, net	$0	4
Net income	$843,000	2,124
Minority interest net income	$0	50
Net income of bank and minority interests.	$843,000	2,124
Net charge-offs	$6,000	1,321
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$843,000	2,145
2021-12-31 (YTD Data)		Rank
Total interest income	$10,491,000	2,400
Total interest expense	$850,000	2,450
Net interest income	$9,641,000	2,378
Provision for loan and lease losses	$-349,000	4,384
Total noninterest income	$2,498,000	2,003
Gross Fiduciary activities income	$5,000	902
Service charges on deposit accounts	$502,000	1,599
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,991,000	1,910
Total noninterest expense	$8,304,000	2,231
Salaries and employee benefits	$4,723,000	2,236
Premises and equipment expense	$735,000	2,447
Additional noninterest expense	$2,846,000	2,057
Pre-tax net operating income	$4,184,000	2,277
Securities gains (losses)	$0	2,062
Applicable income taxes	$560,000	2,023
Income before extraordinary items	$3,624,000	2,300
Extraordinary gains, net	$0	10
Net income	$3,624,000	2,300
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,624,000	2,301
Net charge-offs	$25,000	1,981
Cash dividends	$2,985,000	1,197
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,624,000	2,272
2021-09-30 (YTD Data)		Rank
Total interest income	$7,872,000	2,447
Total interest expense	$652,000	2,500
Net interest income	$7,220,000	2,429
Provision for loan and lease losses	$63,000	2,245
Total noninterest income	$1,809,000	2,081
Gross Fiduciary activities income	$5,000	879
Service charges on deposit accounts	$367,000	1,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,437,000	2,001
Total noninterest expense	$6,086,000	2,270
Salaries and employee benefits	$3,441,000	2,283
Premises and equipment expense	$544,000	2,482
Additional noninterest expense	$2,101,000	2,090
Pre-tax net operating income	$2,880,000	2,480
Securities gains (losses)	$0	2,015
Applicable income taxes	$363,000	2,194
Income before extraordinary items	$2,517,000	2,499
Extraordinary gains, net	$0	8
Net income	$2,517,000	2,499
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,517,000	2,499
Net charge-offs	$28,000	1,594
Cash dividends	$430,000	2,428
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,517,000	2,472
2021-06-30 (YTD Data)		Rank
Total interest income	$5,213,000	2,456
Total interest expense	$450,000	2,519
Net interest income	$4,763,000	2,435
Provision for loan and lease losses	$57,000	2,104
Total noninterest income	$1,257,000	1,989
Gross Fiduciary activities income	$5,000	856
Service charges on deposit accounts	$229,000	1,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,023,000	1,883
Total noninterest expense	$4,037,000	2,277
Salaries and employee benefits	$2,302,000	2,286
Premises and equipment expense	$364,000	2,459
Additional noninterest expense	$1,371,000	2,089
Pre-tax net operating income	$1,926,000	2,444
Securities gains (losses)	$0	1,818
Applicable income taxes	$243,000	2,166
Income before extraordinary items	$1,683,000	2,466
Extraordinary gains, net	$0	6
Net income	$1,683,000	2,466
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,683,000	2,466
Net charge-offs	$24,000	1,428
Cash dividends	$430,000	2,085
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,683,000	2,428
2021-03-31 (YTD Data)		Rank
Total interest income	$2,600,000	2,448
Total interest expense	$236,000	2,516
Net interest income	$2,364,000	2,428
Provision for loan and lease losses	$51,000	1,715
Total noninterest income	$650,000	1,961
Gross Fiduciary activities income	$5,000	820
Service charges on deposit accounts	$107,000	1,709
Trading account gains and fees	NA	NA
Additional Noninterest Income	$538,000	1,843
Total noninterest expense	$1,895,000	2,345
Salaries and employee benefits	$1,052,000	2,431
Premises and equipment expense	$183,000	2,482
Additional noninterest expense	$660,000	2,111
Pre-tax net operating income	$1,068,000	2,281
Securities gains (losses)	$0	1,392
Applicable income taxes	$143,000	2,045
Income before extraordinary items	$925,000	2,330
Extraordinary gains, net	$0	3
Net income	$925,000	2,328
Minority interest net income	$0	55
Net income of bank and minority interests.	$925,000	2,330
Net charge-offs	$-5,000	3,772
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$925,000	2,277
2020-12-31 (YTD Data)		Rank
Total interest income	$11,740,000	2,273
Total interest expense	$1,191,000	2,684
Net interest income	$10,549,000	2,170
Provision for loan and lease losses	$139,000	3,338
Total noninterest income	$1,951,000	2,152
Gross Fiduciary activities income	$6,000	923
Service charges on deposit accounts	$445,000	1,748
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,500,000	2,078
Total noninterest expense	$8,053,000	2,265
Salaries and employee benefits	$4,624,000	2,258
Premises and equipment expense	$816,000	2,312
Additional noninterest expense	$2,613,000	2,138
Pre-tax net operating income	$4,308,000	1,975
Securities gains (losses)	$-3,000	4,712
Applicable income taxes	$616,000	1,795
Income before extraordinary items	$3,689,000	2,025
Extraordinary gains, net	$0	4
Net income	$3,689,000	2,025
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,689,000	2,025
Net charge-offs	$44,000	2,464
Cash dividends	$2,730,000	1,217
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,691,580	1,970
2020-09-30 (YTD Data)		Rank
Total interest income	$8,992,000	2,251
Total interest expense	$945,000	2,689
Net interest income	$8,047,000	2,132
Provision for loan and lease losses	$243,000	2,607
Total noninterest income	$1,298,000	2,243
Gross Fiduciary activities income	$3,000	914
Service charges on deposit accounts	$327,000	1,766
Trading account gains and fees	NA	NA
Additional Noninterest Income	$968,000	2,183
Total noninterest expense	$5,912,000	2,270
Salaries and employee benefits	$3,404,000	2,259
Premises and equipment expense	$586,000	2,361
Additional noninterest expense	$1,922,000	2,136
Pre-tax net operating income	$3,190,000	1,968
Securities gains (losses)	$-3,000	4,688
Applicable income taxes	$460,000	1,792
Income before extraordinary items	$2,727,000	2,023
Extraordinary gains, net	$0	4
Net income	$2,727,000	2,023
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,727,000	2,023
Net charge-offs	$8,000	2,803
Cash dividends	$300,000	2,703
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,729,580	1,966
2020-06-30 (YTD Data)		Rank
Total interest income	$6,107,000	2,251
Total interest expense	$679,000	2,694
Net interest income	$5,428,000	2,118
Provision for loan and lease losses	$147,000	2,705
Total noninterest income	$837,000	2,219
Gross Fiduciary activities income	$3,000	899
Service charges on deposit accounts	$214,000	1,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$620,000	2,156
Total noninterest expense	$3,979,000	2,254
Salaries and employee benefits	$2,317,000	2,235
Premises and equipment expense	$399,000	2,335
Additional noninterest expense	$1,263,000	2,145
Pre-tax net operating income	$2,139,000	1,906
Securities gains (losses)	$-3,000	4,696
Applicable income taxes	$314,000	1,712
Income before extraordinary items	$1,822,000	1,958
Extraordinary gains, net	$0	4
Net income	$1,822,000	1,959
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,822,000	1,959
Net charge-offs	$3,000	2,778
Cash dividends	$300,000	2,382
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,824,550	1,918
2020-03-31 (YTD Data)		Rank
Total interest income	$3,180,000	2,165
Total interest expense	$361,000	2,744
Net interest income	$2,819,000	2,022
Provision for loan and lease losses	$51,000	2,490
Total noninterest income	$362,000	2,295
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$121,000	1,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	2,241
Total noninterest expense	$1,902,000	2,337
Salaries and employee benefits	$1,077,000	2,356
Premises and equipment expense	$202,000	2,330
Additional noninterest expense	$623,000	2,186
Pre-tax net operating income	$1,228,000	1,555
Securities gains (losses)	$-3,000	4,730
Applicable income taxes	$193,000	1,425
Income before extraordinary items	$1,032,000	1,616
Extraordinary gains, net	$0	4
Net income	$1,032,000	1,617
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,032,000	1,617
Net charge-offs	$6,000	2,039
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,034,520	1,589
2019-12-31 (YTD Data)		Rank
Total interest income	$13,857,000	2,048
Total interest expense	$1,685,000	2,600
Net interest income	$12,172,000	1,909
Provision for loan and lease losses	$329,000	1,869
Total noninterest income	$1,605,000	2,220
Gross Fiduciary activities income	$7,000	944
Service charges on deposit accounts	$547,000	1,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,051,000	2,188
Total noninterest expense	$7,894,000	2,263
Salaries and employee benefits	$4,591,000	2,224
Premises and equipment expense	$738,000	2,461
Additional noninterest expense	$2,565,000	2,178
Pre-tax net operating income	$5,554,000	1,628
Securities gains (losses)	$31,000	1,450
Applicable income taxes	$916,000	1,502
Income before extraordinary items	$4,669,000	1,685
Extraordinary gains, net	$0	11
Net income	$4,669,000	1,686
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,669,000	1,687
Net charge-offs	$261,000	1,462
Cash dividends	$3,734,000	1,023
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,642,960	1,663
2019-09-30 (YTD Data)		Rank
Total interest income	$10,477,000	2,061
Total interest expense	$1,294,000	2,588
Net interest income	$9,183,000	1,920
Provision for loan and lease losses	$146,000	2,299
Total noninterest income	$1,318,000	2,115
Gross Fiduciary activities income	$5,000	927
Service charges on deposit accounts	$369,000	1,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$944,000	1,995
Total noninterest expense	$6,056,000	2,239
Salaries and employee benefits	$3,446,000	2,236
Premises and equipment expense	$752,000	2,056
Additional noninterest expense	$1,858,000	2,233
Pre-tax net operating income	$4,299,000	1,625
Securities gains (losses)	$31,000	1,258
Applicable income taxes	$717,000	1,511
Income before extraordinary items	$3,613,000	1,666
Extraordinary gains, net	$0	11
Net income	$3,613,000	1,667
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,613,000	1,667
Net charge-offs	$42,000	2,332
Cash dividends	$1,250,000	1,583
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,587,270	1,643
2019-06-30 (YTD Data)		Rank
Total interest income	$6,958,000	2,065
Total interest expense	$855,000	2,576
Net interest income	$6,103,000	1,930
Provision for loan and lease losses	$96,000	2,250
Total noninterest income	$907,000	2,067
Gross Fiduciary activities income	$5,000	905
Service charges on deposit accounts	$236,000	1,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$666,000	1,903
Total noninterest expense	$4,084,000	2,223
Salaries and employee benefits	$2,329,000	2,225
Premises and equipment expense	$497,000	2,075
Additional noninterest expense	$1,258,000	2,215
Pre-tax net operating income	$2,830,000	1,622
Securities gains (losses)	$41,000	800
Applicable income taxes	$471,000	1,495
Income before extraordinary items	$2,400,000	1,655
Extraordinary gains, net	$0	11
Net income	$2,400,000	1,655
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,400,000	1,655
Net charge-offs	$30,000	2,158
Cash dividends	$1,220,000	1,270
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,365,560	1,642
2019-03-31 (YTD Data)		Rank
Total interest income	$3,458,000	2,065
Total interest expense	$420,000	2,569
Net interest income	$3,038,000	1,941
Provision for loan and lease losses	$48,000	2,110
Total noninterest income	$500,000	1,927
Gross Fiduciary activities income	$5,000	859
Service charges on deposit accounts	$104,000	2,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$391,000	1,685
Total noninterest expense	$1,905,000	2,350
Salaries and employee benefits	$1,060,000	2,385
Premises and equipment expense	$244,000	2,114
Additional noninterest expense	$601,000	2,273
Pre-tax net operating income	$1,585,000	1,446
Securities gains (losses)	$7,000	777
Applicable income taxes	$268,000	1,347
Income before extraordinary items	$1,324,000	1,499
Extraordinary gains, net	$0	5
Net income	$1,324,000	1,499
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,324,000	1,498
Net charge-offs	$-7,000	4,527
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,318,190	1,476
2018-12-31 (YTD Data)		Rank
Total interest income	$13,498,000	2,017
Total interest expense	$1,408,000	2,438
Net interest income	$12,090,000	1,934
Provision for loan and lease losses	$-252,000	5,249
Total noninterest income	$1,696,000	2,176
Gross Fiduciary activities income	$5,000	991
Service charges on deposit accounts	$374,000	2,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,317,000	1,933
Total noninterest expense	$7,967,000	2,254
Salaries and employee benefits	$4,634,000	2,227
Premises and equipment expense	$877,000	2,239
Additional noninterest expense	$2,456,000	2,250
Pre-tax net operating income	$6,071,000	1,495
Securities gains (losses)	$-5,000	4,250
Applicable income taxes	$1,038,000	1,358
Income before extraordinary items	$5,028,000	1,572
Extraordinary gains, net	$0	6
Net income	$5,028,000	1,571
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,028,000	1,571
Net charge-offs	$179,000	1,730
Cash dividends	$3,639,000	944
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,032,150	1,565
2018-09-30 (YTD Data)		Rank
Total interest income	$10,001,000	2,022
Total interest expense	$1,008,000	2,429
Net interest income	$8,993,000	1,949
Provision for loan and lease losses	$144,000	2,306
Total noninterest income	$1,322,000	2,144
Gross Fiduciary activities income	$2,000	991
Service charges on deposit accounts	$275,000	2,435
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,045,000	1,887
Total noninterest expense	$5,769,000	2,314
Salaries and employee benefits	$3,271,000	2,318
Premises and equipment expense	$666,000	2,229
Additional noninterest expense	$1,832,000	2,258
Pre-tax net operating income	$4,402,000	1,555
Securities gains (losses)	$20,000	567
Applicable income taxes	$753,000	1,432
Income before extraordinary items	$3,669,000	1,628
Extraordinary gains, net	$0	5
Net income	$3,669,000	1,626
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,669,000	1,627
Net charge-offs	$140,000	1,472
Cash dividends	$1,234,000	1,487
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,652,400	1,617
2018-06-30 (YTD Data)		Rank
Total interest income	$6,608,000	2,028
Total interest expense	$625,000	2,464
Net interest income	$5,983,000	1,959
Provision for loan and lease losses	$96,000	2,242
Total noninterest income	$779,000	2,305
Gross Fiduciary activities income	$2,000	976
Service charges on deposit accounts	$181,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$596,000	2,070
Total noninterest expense	$3,884,000	2,302
Salaries and employee benefits	$2,224,000	2,297
Premises and equipment expense	$443,000	2,255
Additional noninterest expense	$1,217,000	2,266
Pre-tax net operating income	$2,782,000	1,598
Securities gains (losses)	$20,000	475
Applicable income taxes	$467,000	1,470
Income before extraordinary items	$2,335,000	1,667
Extraordinary gains, net	$0	6
Net income	$2,335,000	1,666
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,335,000	1,666
Net charge-offs	$134,000	1,142
Cash dividends	$1,234,000	1,132
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,318,400	1,662
2018-03-31 (YTD Data)		Rank
Total interest income	$3,071,000	2,127
Total interest expense	$292,000	2,507
Net interest income	$2,779,000	2,076
Provision for loan and lease losses	$48,000	2,128
Total noninterest income	$391,000	2,286
Gross Fiduciary activities income	$2,000	930
Service charges on deposit accounts	$90,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	2,028
Total noninterest expense	$1,878,000	2,381
Salaries and employee benefits	$1,051,000	2,417
Premises and equipment expense	$223,000	2,277
Additional noninterest expense	$604,000	2,265
Pre-tax net operating income	$1,244,000	1,740
Securities gains (losses)	$20,000	339
Applicable income taxes	$199,000	1,581
Income before extraordinary items	$1,065,000	1,746
Extraordinary gains, net	$0	7
Net income	$1,065,000	1,746
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,065,000	1,746
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,048,200	1,752
2017-12-31 (YTD Data)		Rank
Total interest income	$12,009,000	2,134
Total interest expense	$1,289,000	2,150
Net interest income	$10,720,000	2,109
Provision for loan and lease losses	$24,000	3,881
Total noninterest income	$1,667,000	2,263
Gross Fiduciary activities income	$8,000	993
Service charges on deposit accounts	$416,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,243,000	2,031
Total noninterest expense	$7,500,000	2,387
Salaries and employee benefits	$4,195,000	2,390
Premises and equipment expense	$877,000	2,299
Additional noninterest expense	$2,428,000	2,302
Pre-tax net operating income	$4,863,000	1,759
Securities gains (losses)	$14,000	1,468
Applicable income taxes	$1,211,000	1,711
Income before extraordinary items	$3,666,000	1,724
Extraordinary gains, net	$0	9
Net income	$3,666,000	1,724
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,666,000	1,724
Net charge-offs	$16,000	3,520
Cash dividends	$3,990,000	835
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,655,500	1,709
2017-09-30 (YTD Data)		Rank
Total interest income	$8,946,000	2,152
Total interest expense	$992,000	2,091
Net interest income	$7,954,000	2,133
Provision for loan and lease losses	$144,000	2,348
Total noninterest income	$1,268,000	2,267
Gross Fiduciary activities income	$5,000	987
Service charges on deposit accounts	$318,000	2,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$945,000	2,038
Total noninterest expense	$5,601,000	2,406
Salaries and employee benefits	$3,082,000	2,433
Premises and equipment expense	$649,000	2,326
Additional noninterest expense	$1,870,000	2,257
Pre-tax net operating income	$3,477,000	1,843
Securities gains (losses)	$14,000	1,480
Applicable income taxes	$827,000	1,627
Income before extraordinary items	$2,664,000	1,921
Extraordinary gains, net	$0	9
Net income	$2,664,000	1,921
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,664,000	1,921
Net charge-offs	$-16,000	4,869
Cash dividends	$630,000	2,179
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,653,360	1,903
2017-06-30 (YTD Data)		Rank
Total interest income	$5,889,000	2,154
Total interest expense	$707,000	1,954
Net interest income	$5,182,000	2,159
Provision for loan and lease losses	$97,000	2,280
Total noninterest income	$859,000	2,256
Gross Fiduciary activities income	$5,000	966
Service charges on deposit accounts	$203,000	2,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$651,000	2,016
Total noninterest expense	$3,755,000	2,396
Salaries and employee benefits	$2,071,000	2,437
Premises and equipment expense	$430,000	2,343
Additional noninterest expense	$1,254,000	2,237
Pre-tax net operating income	$2,189,000	1,892
Securities gains (losses)	$0	1,906
Applicable income taxes	$503,000	1,694
Income before extraordinary items	$1,686,000	1,969
Extraordinary gains, net	$0	11
Net income	$1,686,000	1,969
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,686,000	1,969
Net charge-offs	$-20,000	5,019
Cash dividends	$630,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,686,000	1,942
2017-03-31 (YTD Data)		Rank
Total interest income	$2,897,000	2,175
Total interest expense	$360,000	1,911
Net interest income	$2,537,000	2,198
Provision for loan and lease losses	$48,000	2,130
Total noninterest income	$412,000	2,299
Gross Fiduciary activities income	$5,000	920
Service charges on deposit accounts	$97,000	2,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$310,000	2,053
Total noninterest expense	$1,810,000	2,493
Salaries and employee benefits	$979,000	2,559
Premises and equipment expense	$219,000	2,365
Additional noninterest expense	$612,000	2,277
Pre-tax net operating income	$1,091,000	1,857
Securities gains (losses)	$0	1,153
Applicable income taxes	$249,000	1,668
Income before extraordinary items	$842,000	1,900
Extraordinary gains, net	$0	8
Net income	$842,000	1,900
Minority interest net income	$0	55
Net income of bank and minority interests.	$842,000	1,900
Net charge-offs	$0	2,943
Cash dividends	$80,000	2,476
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$842,000	1,888
2016-12-31 (YTD Data)		Rank
Total interest income	$11,855,000	2,094
Total interest expense	$1,512,000	1,793
Net interest income	$10,343,000	2,118
Provision for loan and lease losses	$175,000	2,605
Total noninterest income	$1,514,000	2,478
Gross Fiduciary activities income	$6,000	1,044
Service charges on deposit accounts	$415,000	2,399
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,093,000	2,287
Total noninterest expense	$7,189,000	2,503
Salaries and employee benefits	$4,038,000	2,477
Premises and equipment expense	$806,000	2,484
Additional noninterest expense	$2,345,000	2,436
Pre-tax net operating income	$4,493,000	1,760
Securities gains (losses)	$0	3,212
Applicable income taxes	$1,021,000	1,625
Income before extraordinary items	$3,472,000	1,861
Extraordinary gains, net	$0	5
Net income	$3,472,000	1,860
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,472,000	1,860
Net charge-offs	$37,000	3,342
Cash dividends	$1,580,000	1,649
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,472,000	1,818
2016-09-30 (YTD Data)		Rank
Total interest income	$8,944,000	2,084
Total interest expense	$1,133,000	1,793
Net interest income	$7,811,000	2,106
Provision for loan and lease losses	$144,000	2,408
Total noninterest income	$1,105,000	2,512
Gross Fiduciary activities income	$6,000	1,010
Service charges on deposit accounts	$307,000	2,427
Trading account gains and fees	$0	169
Additional Noninterest Income	$792,000	2,334
Total noninterest expense	$5,278,000	2,535
Salaries and employee benefits	$2,943,000	2,521
Premises and equipment expense	$631,000	2,415
Additional noninterest expense	$1,704,000	2,510
Pre-tax net operating income	$3,494,000	1,741
Securities gains (losses)	$0	3,160
Applicable income taxes	$808,000	1,615
Income before extraordinary items	$2,686,000	1,841
Extraordinary gains, net	$0	5
Net income	$2,686,000	1,841
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,686,000	1,841
Net charge-offs	$43,000	2,691
Cash dividends	$875,000	1,798
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,686,000	1,793
2016-06-30 (YTD Data)		Rank
Total interest income	$5,945,000	2,097
Total interest expense	$754,000	1,805
Net interest income	$5,191,000	2,120
Provision for loan and lease losses	$96,000	2,359
Total noninterest income	$695,000	2,561
Gross Fiduciary activities income	$6,000	992
Service charges on deposit accounts	$191,000	2,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$498,000	2,378
Total noninterest expense	$3,297,000	2,677
Salaries and employee benefits	$1,860,000	2,643
Premises and equipment expense	$415,000	2,448
Additional noninterest expense	$1,022,000	2,728
Pre-tax net operating income	$2,493,000	1,636
Securities gains (losses)	$0	2,835
Applicable income taxes	$594,000	1,510
Income before extraordinary items	$1,899,000	1,747
Extraordinary gains, net	$0	16
Net income	$1,899,000	1,746
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,899,000	1,747
Net charge-offs	$7,000	3,214
Cash dividends	$815,000	1,485
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,899,000	1,696
2016-03-31 (YTD Data)		Rank
Total interest income	$2,937,000	2,115
Total interest expense	$379,000	1,785
Net interest income	$2,558,000	2,140
Provision for loan and lease losses	$48,000	2,216
Total noninterest income	$350,000	2,519
Gross Fiduciary activities income	$6,000	933
Service charges on deposit accounts	$91,000	2,573
Trading account gains and fees	$0	142
Additional Noninterest Income	$253,000	2,320
Total noninterest expense	$1,540,000	2,811
Salaries and employee benefits	$890,000	2,746
Premises and equipment expense	$208,000	2,475
Additional noninterest expense	$442,000	3,014
Pre-tax net operating income	$1,320,000	1,535
Securities gains (losses)	$0	2,077
Applicable income taxes	$326,000	1,400
Income before extraordinary items	$994,000	1,631
Extraordinary gains, net	$0	12
Net income	$994,000	1,632
Minority interest net income	$0	62
Net income of bank and minority interests.	$994,000	1,632
Net charge-offs	$-3,000	4,617
Cash dividends	$15,000	2,826
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$994,000	1,595
2015-12-31 (YTD Data)		Rank
Total interest income	$11,620,000	2,075
Total interest expense	$1,657,000	1,626
Net interest income	$9,963,000	2,146
Provision for loan and lease losses	$-70,000	5,701
Total noninterest income	$1,399,000	2,575
Gross Fiduciary activities income	$8,000	1,058
Service charges on deposit accounts	$366,000	2,690
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,025,000	2,347
Total noninterest expense	$6,737,000	2,629
Salaries and employee benefits	$4,018,000	2,489
Premises and equipment expense	$851,000	2,437
Additional noninterest expense	$1,868,000	2,932
Pre-tax net operating income	$4,695,000	1,656
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,073,000	1,534
Income before extraordinary items	$3,622,000	1,741
Extraordinary gains, net	$0	23
Net income	$3,622,000	1,741
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,622,000	1,742
Net charge-offs	$-7,000	5,127
Cash dividends	$1,125,000	1,993
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,622,000	1,706
2015-09-30 (YTD Data)		Rank
Total interest income	$8,773,000	2,089
Total interest expense	$1,271,000	1,619
Net interest income	$7,502,000	2,135
Provision for loan and lease losses	$129,000	2,450
Total noninterest income	$1,020,000	2,637
Gross Fiduciary activities income	$5,000	1,047
Service charges on deposit accounts	$273,000	2,714
Trading account gains and fees	$0	153
Additional Noninterest Income	$742,000	2,408
Total noninterest expense	$4,991,000	2,663
Salaries and employee benefits	$2,983,000	2,506
Premises and equipment expense	$654,000	2,427
Additional noninterest expense	$1,354,000	3,017
Pre-tax net operating income	$3,402,000	1,726
Securities gains (losses)	$0	3,031
Applicable income taxes	$761,000	1,636
Income before extraordinary items	$2,641,000	1,814
Extraordinary gains, net	$0	21
Net income	$2,641,000	1,816
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,641,000	1,817
Net charge-offs	$-99,000	5,808
Cash dividends	$470,000	2,398
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,641,000	1,773
2015-06-30 (YTD Data)		Rank
Total interest income	$5,826,000	2,093
Total interest expense	$861,000	1,597
Net interest income	$4,965,000	2,158
Provision for loan and lease losses	$96,000	2,281
Total noninterest income	$643,000	2,740
Gross Fiduciary activities income	$5,000	1,028
Service charges on deposit accounts	$177,000	2,729
Trading account gains and fees	$0	157
Additional Noninterest Income	$461,000	2,506
Total noninterest expense	$3,277,000	2,716
Salaries and employee benefits	$1,926,000	2,594
Premises and equipment expense	$432,000	2,449
Additional noninterest expense	$919,000	2,995
Pre-tax net operating income	$2,235,000	1,743
Securities gains (losses)	$0	2,636
Applicable income taxes	$493,000	1,647
Income before extraordinary items	$1,742,000	1,819
Extraordinary gains, net	$0	22
Net income	$1,742,000	1,823
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,742,000	1,824
Net charge-offs	$110,000	1,652
Cash dividends	$470,000	2,004
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,742,000	1,772
2015-03-31 (YTD Data)		Rank
Total interest income	$2,872,000	2,106
Total interest expense	$441,000	1,576
Net interest income	$2,431,000	2,187
Provision for loan and lease losses	$48,000	2,145
Total noninterest income	$309,000	2,763
Gross Fiduciary activities income	$5,000	974
Service charges on deposit accounts	$90,000	2,678
Trading account gains and fees	$0	152
Additional Noninterest Income	$214,000	2,545
Total noninterest expense	$1,647,000	2,713
Salaries and employee benefits	$980,000	2,572
Premises and equipment expense	$215,000	2,503
Additional noninterest expense	$452,000	3,020
Pre-tax net operating income	$1,045,000	1,784
Securities gains (losses)	$0	2,027
Applicable income taxes	$220,000	1,726
Income before extraordinary items	$825,000	1,884
Extraordinary gains, net	$0	13
Net income	$825,000	1,886
Minority interest net income	$0	64
Net income of bank and minority interests.	$825,000	1,886
Net charge-offs	$13,000	2,364
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$825,000	1,817
2014-12-31 (YTD Data)		Rank
Total interest income	$11,821,000	2,064
Total interest expense	$1,862,000	1,579
Net interest income	$9,959,000	2,135
Provision for loan and lease losses	$-97,000	6,035
Total noninterest income	$1,302,000	2,709
Gross Fiduciary activities income	$9,000	1,081
Service charges on deposit accounts	$371,000	2,813
Trading account gains and fees	$0	180
Additional Noninterest Income	$922,000	2,430
Total noninterest expense	$6,737,000	2,690
Salaries and employee benefits	$3,955,000	2,526
Premises and equipment expense	$857,000	2,531
Additional noninterest expense	$1,925,000	2,973
Pre-tax net operating income	$4,621,000	1,630
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$1,069,000	1,483
Income before extraordinary items	$3,564,000	1,732
Extraordinary gains, net	$0	17
Net income	$3,564,000	1,732
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,564,000	1,731
Net charge-offs	$-95,000	6,121
Cash dividends	$970,000	2,084
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,554,760	1,705
2014-09-30 (YTD Data)		Rank
Total interest income	$8,776,000	2,100
Total interest expense	$1,393,000	1,597
Net interest income	$7,383,000	2,172
Provision for loan and lease losses	$94,000	2,867
Total noninterest income	$907,000	2,848
Gross Fiduciary activities income	$6,000	1,067
Service charges on deposit accounts	$268,000	2,938
Trading account gains and fees	$0	174
Additional Noninterest Income	$633,000	2,572
Total noninterest expense	$5,033,000	2,705
Salaries and employee benefits	$2,944,000	2,544
Premises and equipment expense	$671,000	2,475
Additional noninterest expense	$1,418,000	3,016
Pre-tax net operating income	$3,163,000	1,770
Securities gains (losses)	$12,000	2,252
Applicable income taxes	$686,000	1,668
Income before extraordinary items	$2,489,000	1,857
Extraordinary gains, net	$0	15
Net income	$2,489,000	1,857
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,489,000	1,856
Net charge-offs	$91,000	2,776
Cash dividends	$445,000	2,356
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,479,640	1,824
2014-06-30 (YTD Data)		Rank
Total interest income	$5,838,000	2,091
Total interest expense	$915,000	1,636
Net interest income	$4,923,000	2,154
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$596,000	2,845
Gross Fiduciary activities income	$6,000	1,042
Service charges on deposit accounts	$179,000	2,911
Trading account gains and fees	$0	172
Additional Noninterest Income	$411,000	2,589
Total noninterest expense	$3,336,000	2,730
Salaries and employee benefits	$1,938,000	2,584
Premises and equipment expense	$450,000	2,473
Additional noninterest expense	$948,000	3,016
Pre-tax net operating income	$2,093,000	1,754
Securities gains (losses)	$0	2,580
Applicable income taxes	$452,000	1,638
Income before extraordinary items	$1,641,000	1,831
Extraordinary gains, net	$0	20
Net income	$1,641,000	1,835
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,641,000	1,834
Net charge-offs	$4,000	4,000
Cash dividends	$445,000	1,946
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,641,000	1,784
2014-03-31 (YTD Data)		Rank
Total interest income	$2,949,000	2,074
Total interest expense	$461,000	1,646
Net interest income	$2,488,000	2,121
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$278,000	2,917
Gross Fiduciary activities income	$6,000	993
Service charges on deposit accounts	$89,000	2,896
Trading account gains and fees	$0	147
Additional Noninterest Income	$183,000	2,689
Total noninterest expense	$1,711,000	2,675
Salaries and employee benefits	$1,040,000	2,414
Premises and equipment expense	$227,000	2,508
Additional noninterest expense	$444,000	3,171
Pre-tax net operating income	$1,010,000	1,753
Securities gains (losses)	$0	1,715
Applicable income taxes	$212,000	1,664
Income before extraordinary items	$798,000	1,818
Extraordinary gains, net	$0	16
Net income	$798,000	1,822
Minority interest net income	$0	66
Net income of bank and minority interests.	$798,000	1,821
Net charge-offs	$-13,000	5,862
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$798,000	1,781
2013-12-31 (YTD Data)		Rank
Total interest income	$11,333,000	2,151
Total interest expense	$1,992,000	1,709
Net interest income	$9,341,000	2,239
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,367,000	2,738
Gross Fiduciary activities income	$14,000	1,079
Service charges on deposit accounts	$401,000	2,807
Trading account gains and fees	$0	184
Additional Noninterest Income	$952,000	2,449
Total noninterest expense	$6,856,000	2,683
Salaries and employee benefits	$3,935,000	2,510
Premises and equipment expense	$877,000	2,521
Additional noninterest expense	$2,044,000	2,922
Pre-tax net operating income	$3,852,000	1,773
Securities gains (losses)	$9,000	2,663
Applicable income taxes	$839,000	1,641
Income before extraordinary items	$3,022,000	1,890
Extraordinary gains, net	$0	29
Net income	$3,022,000	1,893
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,022,000	1,892
Net charge-offs	$311,000	2,540
Cash dividends	$1,055,000	1,857
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,014,980	1,861
2013-09-30 (YTD Data)		Rank
Total interest income	$8,345,000	2,209
Total interest expense	$1,508,000	1,744
Net interest income	$6,837,000	2,302
Provision for loan and lease losses	$125,000	3,137
Total noninterest income	$1,038,000	2,766
Gross Fiduciary activities income	$12,000	1,050
Service charges on deposit accounts	$303,000	2,802
Trading account gains and fees	$0	180
Additional Noninterest Income	$723,000	2,469
Total noninterest expense	$5,239,000	2,637
Salaries and employee benefits	$3,051,000	2,455
Premises and equipment expense	$671,000	2,489
Additional noninterest expense	$1,517,000	2,962
Pre-tax net operating income	$2,511,000	2,049
Securities gains (losses)	$9,000	2,535
Applicable income taxes	$487,000	1,935
Income before extraordinary items	$2,033,000	2,107
Extraordinary gains, net	$0	25
Net income	$2,033,000	2,115
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,033,000	2,114
Net charge-offs	$127,000	3,040
Cash dividends	$300,000	2,588
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,025,710	2,049
2013-06-30 (YTD Data)		Rank
Total interest income	$5,442,000	2,248
Total interest expense	$1,010,000	1,768
Net interest income	$4,432,000	2,365
Provision for loan and lease losses	$125,000	2,665
Total noninterest income	$691,000	2,789
Gross Fiduciary activities income	$11,000	1,019
Service charges on deposit accounts	$204,000	2,755
Trading account gains and fees	$0	157
Additional Noninterest Income	$476,000	2,543
Total noninterest expense	$3,475,000	2,657
Salaries and employee benefits	$2,033,000	2,463
Premises and equipment expense	$449,000	2,488
Additional noninterest expense	$993,000	2,985
Pre-tax net operating income	$1,523,000	2,172
Securities gains (losses)	$9,000	2,315
Applicable income taxes	$281,000	2,083
Income before extraordinary items	$1,251,000	2,228
Extraordinary gains, net	$0	22
Net income	$1,251,000	2,237
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,251,000	2,235
Net charge-offs	$111,000	2,651
Cash dividends	$300,000	2,170
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,243,620	2,154
2013-03-31 (YTD Data)		Rank
Total interest income	$2,693,000	2,299
Total interest expense	$505,000	1,822
Net interest income	$2,188,000	2,403
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$344,000	2,796
Gross Fiduciary activities income	$11,000	956
Service charges on deposit accounts	$104,000	2,709
Trading account gains and fees	$0	148
Additional Noninterest Income	$229,000	2,578
Total noninterest expense	$1,757,000	2,664
Salaries and employee benefits	$1,086,000	2,340
Premises and equipment expense	$224,000	2,536
Additional noninterest expense	$447,000	3,235
Pre-tax net operating income	$700,000	2,270
Securities gains (losses)	$9,000	1,515
Applicable income taxes	$131,000	2,143
Income before extraordinary items	$578,000	2,312
Extraordinary gains, net	$0	10
Net income	$578,000	2,314
Minority interest net income	$0	76
Net income of bank and minority interests.	$578,000	2,314
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$570,620	2,249
2012-12-31 (YTD Data)		Rank
Total interest income	$11,794,000	2,207
Total interest expense	$2,357,000	1,850
Net interest income	$9,437,000	2,271
Provision for loan and lease losses	$406,000	3,001
Total noninterest income	$1,211,000	2,953
Gross Fiduciary activities income	$10,000	1,127
Service charges on deposit accounts	$476,000	2,592
Trading account gains and fees	$0	166
Additional Noninterest Income	$725,000	2,841
Total noninterest expense	$6,654,000	2,788
Salaries and employee benefits	$3,801,000	2,572
Premises and equipment expense	$822,000	2,682
Additional noninterest expense	$2,031,000	3,066
Pre-tax net operating income	$3,588,000	1,780
Securities gains (losses)	$0	3,810
Applicable income taxes	$899,000	1,571
Income before extraordinary items	$2,689,000	2,045
Extraordinary gains, net	$0	29
Net income	$2,689,000	2,044
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,689,000	2,046
Net charge-offs	$1,904,000	1,204
Cash dividends	$1,840,000	1,297
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,689,000	1,934
2012-09-30 (YTD Data)		Rank
Total interest income	$8,933,000	2,238
Total interest expense	$1,798,000	1,898
Net interest income	$7,135,000	2,286
Provision for loan and lease losses	$605,000	2,025
Total noninterest income	$888,000	3,000
Gross Fiduciary activities income	$7,000	1,116
Service charges on deposit accounts	$358,000	2,607
Trading account gains and fees	$0	157
Additional Noninterest Income	$523,000	2,878
Total noninterest expense	$4,955,000	2,816
Salaries and employee benefits	$2,925,000	2,524
Premises and equipment expense	$621,000	2,701
Additional noninterest expense	$1,409,000	3,272
Pre-tax net operating income	$2,463,000	2,004
Securities gains (losses)	$0	3,575
Applicable income taxes	$602,000	1,749
Income before extraordinary items	$1,861,000	2,250
Extraordinary gains, net	$0	20
Net income	$1,861,000	2,250
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,861,000	2,250
Net charge-offs	$119,000	3,797
Cash dividends	$440,000	2,175
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,861,000	2,124
2012-06-30 (YTD Data)		Rank
Total interest income	$5,954,000	2,248
Total interest expense	$1,228,000	1,918
Net interest income	$4,726,000	2,309
Provision for loan and lease losses	$603,000	1,569
Total noninterest income	$610,000	2,904
Gross Fiduciary activities income	$7,000	1,082
Service charges on deposit accounts	$235,000	2,622
Trading account gains and fees	$0	153
Additional Noninterest Income	$368,000	2,765
Total noninterest expense	$3,314,000	2,803
Salaries and employee benefits	$1,908,000	2,585
Premises and equipment expense	$415,000	2,699
Additional noninterest expense	$991,000	3,143
Pre-tax net operating income	$1,419,000	2,240
Securities gains (losses)	$0	3,178
Applicable income taxes	$332,000	1,948
Income before extraordinary items	$1,087,000	2,458
Extraordinary gains, net	$0	19
Net income	$1,087,000	2,458
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,087,000	2,458
Net charge-offs	$2,000	5,336
Cash dividends	$400,000	1,828
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,087,000	2,325
2012-03-31 (YTD Data)		Rank
Total interest income	$2,971,000	2,277
Total interest expense	$654,000	1,867
Net interest income	$2,317,000	2,361
Provision for loan and lease losses	$302,000	1,493
Total noninterest income	$282,000	3,038
Gross Fiduciary activities income	$7,000	1,012
Service charges on deposit accounts	$115,000	2,623
Trading account gains and fees	$0	148
Additional Noninterest Income	$160,000	2,986
Total noninterest expense	$1,685,000	2,762
Salaries and employee benefits	$1,008,000	2,452
Premises and equipment expense	$213,000	2,658
Additional noninterest expense	$464,000	3,274
Pre-tax net operating income	$612,000	2,494
Securities gains (losses)	$0	2,210
Applicable income taxes	$135,000	2,144
Income before extraordinary items	$477,000	2,702
Extraordinary gains, net	$0	19
Net income	$477,000	2,704
Minority interest net income	$0	78
Net income of bank and minority interests.	$477,000	2,705
Net charge-offs	$16,000	3,803
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$477,000	2,573
2011-12-31 (YTD Data)		Rank
Total interest income	$12,082,000	2,304
Total interest expense	$2,829,000	2,061
Net interest income	$9,253,000	2,372
Provision for loan and lease losses	$1,462,000	1,926
Total noninterest income	$1,318,000	2,640
Gross Fiduciary activities income	$9,000	1,108
Service charges on deposit accounts	$513,000	2,513
Trading account gains and fees	$0	146
Additional Noninterest Income	$796,000	2,454
Total noninterest expense	$7,085,000	2,642
Salaries and employee benefits	$3,551,000	2,714
Premises and equipment expense	$812,000	2,889
Additional noninterest expense	$2,722,000	2,410
Pre-tax net operating income	$2,024,000	2,481
Securities gains (losses)	$19,000	3,110
Applicable income taxes	$469,000	2,094
Income before extraordinary items	$1,574,000	2,679
Extraordinary gains, net	$0	29
Net income	$1,574,000	2,680
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,574,000	2,680
Net charge-offs	$-194,000	7,292
Cash dividends	$970,000	1,673
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,559,370	2,617
2011-09-30 (YTD Data)		Rank
Total interest income	$9,002,000	2,345
Total interest expense	$2,150,000	2,112
Net interest income	$6,852,000	2,400
Provision for loan and lease losses	$1,662,000	1,409
Total noninterest income	$961,000	2,681
Gross Fiduciary activities income	$6,000	1,085
Service charges on deposit accounts	$383,000	2,537
Trading account gains and fees	$0	145
Additional Noninterest Income	$572,000	2,489
Total noninterest expense	$5,099,000	2,735
Salaries and employee benefits	$2,733,000	2,638
Premises and equipment expense	$623,000	2,851
Additional noninterest expense	$1,743,000	2,751
Pre-tax net operating income	$1,052,000	3,218
Securities gains (losses)	$17,000	2,882
Applicable income taxes	$210,000	2,617
Income before extraordinary items	$859,000	3,372
Extraordinary gains, net	$0	21
Net income	$859,000	3,373
Minority interest net income	$0	87
Net income of bank and minority interests.	$859,000	3,373
Net charge-offs	$225,000	3,582
Cash dividends	$520,000	1,771
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$845,400	3,296
2011-06-30 (YTD Data)		Rank
Total interest income	$5,918,000	2,399
Total interest expense	$1,440,000	2,184
Net interest income	$4,478,000	2,462
Provision for loan and lease losses	$500,000	2,302
Total noninterest income	$598,000	2,808
Gross Fiduciary activities income	$6,000	1,059
Service charges on deposit accounts	$240,000	2,660
Trading account gains and fees	$0	153
Additional Noninterest Income	$352,000	2,644
Total noninterest expense	$3,393,000	2,759
Salaries and employee benefits	$1,745,000	2,766
Premises and equipment expense	$413,000	2,889
Additional noninterest expense	$1,235,000	2,675
Pre-tax net operating income	$1,183,000	2,262
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$298,000	1,807
Income before extraordinary items	$886,000	2,489
Extraordinary gains, net	$0	15
Net income	$886,000	2,489
Minority interest net income	$0	89
Net income of bank and minority interests.	$886,000	2,489
Net charge-offs	$185,000	3,193
Cash dividends	$520,000	1,377
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$885,250	2,412
2011-03-31 (YTD Data)		Rank
Total interest income	$2,937,000	2,432
Total interest expense	$729,000	2,229
Net interest income	$2,208,000	2,496
Provision for loan and lease losses	$300,000	1,892
Total noninterest income	$277,000	2,961
Gross Fiduciary activities income	$6,000	985
Service charges on deposit accounts	$111,000	2,768
Trading account gains and fees	$0	158
Additional Noninterest Income	$160,000	2,792
Total noninterest expense	$1,531,000	3,057
Salaries and employee benefits	$788,000	3,044
Premises and equipment expense	$202,000	2,961
Additional noninterest expense	$541,000	2,986
Pre-tax net operating income	$654,000	2,079
Securities gains (losses)	$0	1,772
Applicable income taxes	$174,000	1,646
Income before extraordinary items	$480,000	2,328
Extraordinary gains, net	$0	9
Net income	$480,000	2,327
Minority interest net income	$0	86
Net income of bank and minority interests.	$480,000	2,328
Net charge-offs	$138,000	2,434
Cash dividends	$125,000	1,739
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$480,000	2,275
2010-12-31 (YTD Data)		Rank
Total interest income	$12,312,000	2,443
Total interest expense	$3,269,000	2,412
Net interest income	$9,043,000	2,417
Provision for loan and lease losses	$2,550,000	1,789
Total noninterest income	$1,335,000	2,729
Gross Fiduciary activities income	$14,000	1,110
Service charges on deposit accounts	$584,000	2,335
Trading account gains and fees	$0	175
Additional Noninterest Income	$737,000	2,616
Total noninterest expense	$5,936,000	3,137
Salaries and employee benefits	$3,077,000	3,039
Premises and equipment expense	$734,000	3,170
Additional noninterest expense	$2,125,000	3,094
Pre-tax net operating income	$1,892,000	2,341
Securities gains (losses)	$1,000	3,687
Applicable income taxes	$475,000	1,934
Income before extraordinary items	$1,418,000	2,603
Extraordinary gains, net	$0	29
Net income	$1,418,000	2,599
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,418,000	2,605
Net charge-offs	$3,701,000	1,284
Cash dividends	$980,000	1,522
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,417,250	2,504
2010-09-30 (YTD Data)		Rank
Total interest income	$9,291,000	2,481
Total interest expense	$2,525,000	2,451
Net interest income	$6,766,000	2,450
Provision for loan and lease losses	$1,851,000	1,743
Total noninterest income	$991,000	2,757
Gross Fiduciary activities income	$11,000	1,082
Service charges on deposit accounts	$444,000	2,372
Trading account gains and fees	$0	165
Additional Noninterest Income	$536,000	2,650
Total noninterest expense	$4,335,000	3,203
Salaries and employee benefits	$2,316,000	3,055
Premises and equipment expense	$548,000	3,236
Additional noninterest expense	$1,471,000	3,285
Pre-tax net operating income	$1,571,000	2,282
Securities gains (losses)	$1,000	3,533
Applicable income taxes	$410,000	1,856
Income before extraordinary items	$1,162,000	2,616
Extraordinary gains, net	$0	23
Net income	$1,162,000	2,614
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,162,000	2,618
Net charge-offs	$3,643,000	974
Cash dividends	$505,000	1,739
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,161,260	2,487
2010-06-30 (YTD Data)		Rank
Total interest income	$6,176,000	2,513
Total interest expense	$1,685,000	2,538
Net interest income	$4,491,000	2,471
Provision for loan and lease losses	$1,550,000	1,484
Total noninterest income	$621,000	2,800
Gross Fiduciary activities income	$11,000	1,044
Service charges on deposit accounts	$284,000	2,464
Trading account gains and fees	$0	152
Additional Noninterest Income	$326,000	2,726
Total noninterest expense	$2,976,000	3,137
Salaries and employee benefits	$1,582,000	3,000
Premises and equipment expense	$372,000	3,214
Additional noninterest expense	$1,022,000	3,138
Pre-tax net operating income	$586,000	3,348
Securities gains (losses)	$0	3,184
Applicable income taxes	$112,000	2,683
Income before extraordinary items	$474,000	3,510
Extraordinary gains, net	$0	19
Net income	$474,000	3,507
Minority interest net income	$0	105
Net income of bank and minority interests.	$474,000	3,509
Net charge-offs	$3,450,000	733
Cash dividends	$430,000	1,492
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$474,000	3,398
2010-03-31 (YTD Data)		Rank
Total interest income	$3,125,000	2,542
Total interest expense	$845,000	2,643
Net interest income	$2,280,000	2,466
Provision for loan and lease losses	$250,000	2,660
Total noninterest income	$248,000	3,222
Gross Fiduciary activities income	$10,000	980
Service charges on deposit accounts	$125,000	2,714
Trading account gains and fees	$0	175
Additional Noninterest Income	$113,000	3,284
Total noninterest expense	$1,349,000	3,434
Salaries and employee benefits	$736,000	3,238
Premises and equipment expense	$189,000	3,270
Additional noninterest expense	$424,000	3,667
Pre-tax net operating income	$929,000	1,403
Securities gains (losses)	$0	2,284
Applicable income taxes	$274,000	1,123
Income before extraordinary items	$655,000	1,669
Extraordinary gains, net	$0	16
Net income	$655,000	1,670
Minority interest net income	$0	91
Net income of bank and minority interests.	$655,000	1,671
Net charge-offs	$34,000	4,045
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$655,000	1,604
2009-12-31 (YTD Data)		Rank
Total interest income	$12,365,000	2,667
Total interest expense	$3,732,000	2,897
Net interest income	$8,633,000	2,512
Provision for loan and lease losses	$2,450,000	2,211
Total noninterest income	$1,246,000	2,899
Gross Fiduciary activities income	$11,000	1,169
Service charges on deposit accounts	$716,000	2,207
Trading account gains and fees	$0	211
Additional Noninterest Income	$519,000	3,146
Total noninterest expense	$5,701,000	3,309
Salaries and employee benefits	$3,027,000	3,154
Premises and equipment expense	$788,000	3,156
Additional noninterest expense	$1,886,000	3,475
Pre-tax net operating income	$1,728,000	2,147
Securities gains (losses)	$10,000	3,254
Applicable income taxes	$358,000	1,869
Income before extraordinary items	$1,380,000	2,246
Extraordinary gains, net	$0	34
Net income	$1,380,000	2,244
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,380,000	2,245
Net charge-offs	$522,000	3,728
Cash dividends	$800,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,372,100	2,224
2009-09-30 (YTD Data)		Rank
Total interest income	$9,187,000	2,729
Total interest expense	$2,819,000	3,001
Net interest income	$6,368,000	2,562
Provision for loan and lease losses	$410,000	4,138
Total noninterest income	$937,000	2,944
Gross Fiduciary activities income	$8,000	1,151
Service charges on deposit accounts	$535,000	2,234
Trading account gains and fees	$0	212
Additional Noninterest Income	$394,000	3,213
Total noninterest expense	$4,294,000	3,304
Salaries and employee benefits	$2,226,000	3,231
Premises and equipment expense	$588,000	3,214
Additional noninterest expense	$1,480,000	3,310
Pre-tax net operating income	$2,601,000	1,240
Securities gains (losses)	$7,000	3,075
Applicable income taxes	$779,000	1,029
Income before extraordinary items	$1,829,000	1,470
Extraordinary gains, net	$0	27
Net income	$1,829,000	1,468
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,829,000	1,470
Net charge-offs	$466,000	3,140
Cash dividends	$350,000	2,439
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,824,100	1,433
2009-06-30 (YTD Data)		Rank
Total interest income	$6,079,000	2,792
Total interest expense	$1,882,000	3,110
Net interest income	$4,197,000	2,581
Provision for loan and lease losses	$411,000	3,234
Total noninterest income	$612,000	3,005
Gross Fiduciary activities income	$7,000	1,124
Service charges on deposit accounts	$334,000	2,312
Trading account gains and fees	$0	193
Additional Noninterest Income	$271,000	3,159
Total noninterest expense	$2,950,000	3,265
Salaries and employee benefits	$1,503,000	3,238
Premises and equipment expense	$392,000	3,239
Additional noninterest expense	$1,055,000	3,165
Pre-tax net operating income	$1,448,000	1,567
Securities gains (losses)	$3,000	2,873
Applicable income taxes	$420,000	1,225
Income before extraordinary items	$1,031,000	1,804
Extraordinary gains, net	$0	21
Net income	$1,031,000	1,801
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,031,000	1,803
Net charge-offs	$411,000	2,575
Cash dividends	$350,000	2,028
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,028,870	1,758
2009-03-31 (YTD Data)		Rank
Total interest income	$3,032,000	2,835
Total interest expense	$956,000	3,178
Net interest income	$2,076,000	2,612
Provision for loan and lease losses	$365,000	2,091
Total noninterest income	$301,000	3,014
Gross Fiduciary activities income	$7,000	1,026
Service charges on deposit accounts	$159,000	2,345
Trading account gains and fees	$0	171
Additional Noninterest Income	$135,000	3,146
Total noninterest expense	$1,417,000	3,291
Salaries and employee benefits	$711,000	3,424
Premises and equipment expense	$198,000	3,247
Additional noninterest expense	$508,000	2,968
Pre-tax net operating income	$595,000	2,068
Securities gains (losses)	$0	2,434
Applicable income taxes	$172,000	1,595
Income before extraordinary items	$423,000	2,450
Extraordinary gains, net	$0	15
Net income	$423,000	2,450
Minority interest net income	$0	102
Net income of bank and minority interests.	$423,000	2,452
Net charge-offs	$418,000	1,501
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$423,000	2,307
2008-12-31 (YTD Data)		Rank
Total interest income	$13,085,000	2,812
Total interest expense	$4,866,000	3,022
Net interest income	$8,219,000	2,637
Provision for loan and lease losses	$157,000	5,503
Total noninterest income	$1,605,000	2,496
Gross Fiduciary activities income	$14,000	1,164
Service charges on deposit accounts	$748,000	2,234
Trading account gains and fees	$0	154
Additional Noninterest Income	$843,000	2,391
Total noninterest expense	$5,165,000	3,468
Salaries and employee benefits	$2,875,000	3,375
Premises and equipment expense	$773,000	3,266
Additional noninterest expense	$1,517,000	3,589
Pre-tax net operating income	$4,502,000	1,214
Securities gains (losses)	$44,000	1,693
Applicable income taxes	$1,363,000	935
Income before extraordinary items	$3,183,000	1,284
Extraordinary gains, net	$0	39
Net income	$3,183,000	1,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,902
Cash dividends	$955,000	2,391
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,152,200	1,393
2008-09-30 (YTD Data)		Rank
Total interest income	$9,971,000	2,824
Total interest expense	$3,727,000	3,081
Net interest income	$6,244,000	2,630
Provision for loan and lease losses	$55,000	5,792
Total noninterest income	$1,128,000	2,692
Gross Fiduciary activities income	$10,000	1,153
Service charges on deposit accounts	$552,000	2,276
Trading account gains and fees	$0	148
Additional Noninterest Income	$566,000	2,608
Total noninterest expense	$3,824,000	3,493
Salaries and employee benefits	$2,127,000	3,445
Premises and equipment expense	$568,000	3,327
Additional noninterest expense	$1,129,000	3,530
Pre-tax net operating income	$3,493,000	1,411
Securities gains (losses)	$43,000	1,518
Applicable income taxes	$1,067,000	1,098
Income before extraordinary items	$2,469,000	1,477
Extraordinary gains, net	$0	31
Net income	$2,469,000	1,475
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,316
Cash dividends	$385,000	3,096
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,438,900	1,573
2008-06-30 (YTD Data)		Rank
Total interest income	$6,585,000	2,887
Total interest expense	$2,510,000	3,175
Net interest income	$4,075,000	2,669
Provision for loan and lease losses	$10,000	6,307
Total noninterest income	$804,000	2,603
Gross Fiduciary activities income	$9,000	1,133
Service charges on deposit accounts	$354,000	2,332
Trading account gains and fees	$0	149
Additional Noninterest Income	$441,000	2,434
Total noninterest expense	$2,595,000	3,459
Salaries and employee benefits	$1,456,000	3,416
Premises and equipment expense	$380,000	3,340
Additional noninterest expense	$759,000	3,492
Pre-tax net operating income	$2,274,000	1,505
Securities gains (losses)	$43,000	1,544
Applicable income taxes	$686,000	1,251
Income before extraordinary items	$1,631,000	1,657
Extraordinary gains, net	$0	21
Net income	$1,631,000	1,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,728
Cash dividends	$385,000	2,633
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,600,900	1,662
2008-03-31 (YTD Data)		Rank
Total interest income	$3,334,000	2,934
Total interest expense	$1,289,000	3,276
Net interest income	$2,045,000	2,660
Provision for loan and lease losses	$10,000	5,419
Total noninterest income	$403,000	2,585
Gross Fiduciary activities income	$9,000	1,037
Service charges on deposit accounts	$172,000	2,346
Trading account gains and fees	$0	158
Additional Noninterest Income	$222,000	2,418
Total noninterest expense	$1,248,000	3,587
Salaries and employee benefits	$690,000	3,580
Premises and equipment expense	$192,000	3,352
Additional noninterest expense	$366,000	3,543
Pre-tax net operating income	$1,190,000	1,533
Securities gains (losses)	$36,000	1,273
Applicable income taxes	$374,000	1,252
Income before extraordinary items	$852,000	1,729
Extraordinary gains, net	$0	15
Net income	$852,000	1,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,454
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$827,160	1,699
2007-12-31 (YTD Data)		Rank
Total interest income	$14,307,000	2,811
Total interest expense	$5,795,000	3,091
Net interest income	$8,512,000	2,577
Provision for loan and lease losses	$60,000	5,449
Total noninterest income	$1,466,000	2,751
Gross Fiduciary activities income	$18,000	1,168
Service charges on deposit accounts	$851,000	2,023
Trading account gains and fees	$0	178
Additional Noninterest Income	$597,000	3,008
Total noninterest expense	$4,808,000	3,558
Salaries and employee benefits	$2,720,000	3,488
Premises and equipment expense	$669,000	3,547
Additional noninterest expense	$1,419,000	3,581
Pre-tax net operating income	$5,110,000	1,607
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,669,000	1,304
Income before extraordinary items	$3,441,000	1,820
Extraordinary gains, net	$0	39
Net income	$3,441,000	1,819
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,191
Cash dividends	$620,000	3,376
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,441,000	1,816
2007-09-30 (YTD Data)		Rank
Total interest income	$10,633,000	2,837
Total interest expense	$4,331,000	3,108
Net interest income	$6,302,000	2,619
Provision for loan and lease losses	$60,000	4,834
Total noninterest income	$1,173,000	2,634
Gross Fiduciary activities income	$14,000	1,135
Service charges on deposit accounts	$639,000	2,011
Trading account gains and fees	$0	184
Additional Noninterest Income	$520,000	2,786
Total noninterest expense	$3,580,000	3,553
Salaries and employee benefits	$1,991,000	3,557
Premises and equipment expense	$486,000	3,620
Additional noninterest expense	$1,103,000	3,423
Pre-tax net operating income	$3,835,000	1,730
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,254,000	1,402
Income before extraordinary items	$2,581,000	1,951
Extraordinary gains, net	$0	33
Net income	$2,581,000	1,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,724
Cash dividends	$370,000	3,355
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,581,000	1,940
2007-06-30 (YTD Data)		Rank
Total interest income	$7,024,000	2,873
Total interest expense	$2,793,000	3,181
Net interest income	$4,231,000	2,631
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$730,000	2,748
Gross Fiduciary activities income	$14,000	1,091
Service charges on deposit accounts	$422,000	2,019
Trading account gains and fees	$0	168
Additional Noninterest Income	$294,000	3,044
Total noninterest expense	$2,385,000	3,583
Salaries and employee benefits	$1,358,000	3,512
Premises and equipment expense	$320,000	3,677
Additional noninterest expense	$707,000	3,540
Pre-tax net operating income	$2,516,000	1,806
Securities gains (losses)	$0	1,444
Applicable income taxes	$819,000	1,464
Income before extraordinary items	$1,697,000	2,015
Extraordinary gains, net	$0	29
Net income	$1,697,000	2,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,237
Cash dividends	$335,000	2,991
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,697,000	1,994
2007-03-31 (YTD Data)		Rank
Total interest income	$3,448,000	2,898
Total interest expense	$1,355,000	3,230
Net interest income	$2,093,000	2,657
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$365,000	2,729
Gross Fiduciary activities income	$10,000	1,042
Service charges on deposit accounts	$200,000	2,050
Trading account gains and fees	$0	195
Additional Noninterest Income	$155,000	2,950
Total noninterest expense	$1,148,000	3,697
Salaries and employee benefits	$639,000	3,712
Premises and equipment expense	$157,000	3,744
Additional noninterest expense	$352,000	3,521
Pre-tax net operating income	$1,280,000	1,780
Securities gains (losses)	$0	1,187
Applicable income taxes	$415,000	1,481
Income before extraordinary items	$865,000	1,933
Extraordinary gains, net	$0	22
Net income	$865,000	1,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$865,000	1,923
2006-12-31 (YTD Data)		Rank
Total interest income	$13,177,000	2,853
Total interest expense	$5,229,000	2,923
Net interest income	$7,948,000	2,774
Provision for loan and lease losses	$148,000	4,088
Total noninterest income	$1,398,000	2,836
Gross Fiduciary activities income	$12,000	1,250
Service charges on deposit accounts	$821,000	2,075
Trading account gains and fees	$0	130
Additional Noninterest Income	$565,000	3,126
Total noninterest expense	$4,591,000	3,581
Salaries and employee benefits	$2,552,000	3,561
Premises and equipment expense	$598,000	3,777
Additional noninterest expense	$1,441,000	3,397
Pre-tax net operating income	$4,607,000	2,021
Securities gains (losses)	$1,000	1,542
Applicable income taxes	$1,460,000	1,699
Income before extraordinary items	$3,148,000	2,193
Extraordinary gains, net	$0	51
Net income	$3,148,000	2,193
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$203,000	2,163
Cash dividends	$695,000	3,223
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,147,320	2,185
2006-09-30 (YTD Data)		Rank
Total interest income	$9,779,000	2,859
Total interest expense	$3,827,000	2,894
Net interest income	$5,952,000	2,797
Provision for loan and lease losses	$123,000	3,795
Total noninterest income	$1,035,000	2,861
Gross Fiduciary activities income	$7,000	1,251
Service charges on deposit accounts	$606,000	2,104
Trading account gains and fees	$0	126
Additional Noninterest Income	$422,000	3,127
Total noninterest expense	$3,397,000	3,611
Salaries and employee benefits	$1,877,000	3,611
Premises and equipment expense	$431,000	3,894
Additional noninterest expense	$1,089,000	3,376
Pre-tax net operating income	$3,467,000	2,083
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,139,000	1,712
Income before extraordinary items	$2,328,000	2,283
Extraordinary gains, net	$0	45
Net income	$2,328,000	2,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,519
Cash dividends	$275,000	3,788
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,328,000	2,271
2006-06-30 (YTD Data)		Rank
Total interest income	$6,439,000	2,847
Total interest expense	$2,494,000	2,828
Net interest income	$3,945,000	2,814
Provision for loan and lease losses	$95,000	3,398
Total noninterest income	$675,000	2,895
Gross Fiduciary activities income	$7,000	1,216
Service charges on deposit accounts	$397,000	2,118
Trading account gains and fees	$0	126
Additional Noninterest Income	$271,000	3,193
Total noninterest expense	$2,299,000	3,575
Salaries and employee benefits	$1,286,000	3,559
Premises and equipment expense	$282,000	3,959
Additional noninterest expense	$731,000	3,352
Pre-tax net operating income	$2,226,000	2,135
Securities gains (losses)	$0	1,185
Applicable income taxes	$724,000	1,806
Income before extraordinary items	$1,502,000	2,337
Extraordinary gains, net	$0	39
Net income	$1,502,000	2,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,680
Cash dividends	$275,000	3,245
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,502,000	2,323
2006-03-31 (YTD Data)		Rank
Total interest income	$3,159,000	2,848
Total interest expense	$1,206,000	2,795
Net interest income	$1,953,000	2,828
Provision for loan and lease losses	$47,000	3,226
Total noninterest income	$338,000	2,851
Gross Fiduciary activities income	$6,000	1,135
Service charges on deposit accounts	$195,000	2,087
Trading account gains and fees	$0	115
Additional Noninterest Income	$137,000	3,134
Total noninterest expense	$1,114,000	3,683
Salaries and employee benefits	$615,000	3,690
Premises and equipment expense	$136,000	4,066
Additional noninterest expense	$363,000	3,369
Pre-tax net operating income	$1,130,000	2,077
Securities gains (losses)	$0	955
Applicable income taxes	$370,000	1,755
Income before extraordinary items	$760,000	2,298
Extraordinary gains, net	$0	21
Net income	$760,000	2,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	1,896
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$760,000	2,275
2005-12-31 (YTD Data)		Rank
Total interest income	$11,577,000	2,788
Total interest expense	$3,795,000	2,763
Net interest income	$7,782,000	2,774
Provision for loan and lease losses	$203,000	3,561
Total noninterest income	$1,482,000	2,713
Gross Fiduciary activities income	$14,000	1,245
Service charges on deposit accounts	$949,000	1,806
Trading account gains and fees	$0	138
Additional Noninterest Income	$519,000	3,309
Total noninterest expense	$4,431,000	3,581
Salaries and employee benefits	$2,459,000	3,535
Premises and equipment expense	$560,000	3,858
Additional noninterest expense	$1,412,000	3,388
Pre-tax net operating income	$4,630,000	1,978
Securities gains (losses)	$35,000	1,043
Applicable income taxes	$1,485,000	1,711
Income before extraordinary items	$3,180,000	2,135
Extraordinary gains, net	$0	46
Net income	$3,180,000	2,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,670
Cash dividends	$635,000	3,250
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,156,200	2,132
2005-09-30 (YTD Data)		Rank
Total interest income	$8,506,000	2,783
Total interest expense	$2,697,000	2,762
Net interest income	$5,809,000	2,766
Provision for loan and lease losses	$157,000	3,407
Total noninterest income	$1,099,000	2,728
Gross Fiduciary activities income	$9,000	1,231
Service charges on deposit accounts	$714,000	1,803
Trading account gains and fees	$0	126
Additional Noninterest Income	$376,000	3,385
Total noninterest expense	$3,280,000	3,589
Salaries and employee benefits	$1,802,000	3,564
Premises and equipment expense	$423,000	3,809
Additional noninterest expense	$1,055,000	3,371
Pre-tax net operating income	$3,471,000	1,996
Securities gains (losses)	$24,000	1,156
Applicable income taxes	$1,148,000	1,702
Income before extraordinary items	$2,347,000	2,183
Extraordinary gains, net	$0	35
Net income	$2,347,000	2,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,852
Cash dividends	$250,000	3,766
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,330,920	2,161
2005-06-30 (YTD Data)		Rank
Total interest income	$5,518,000	2,791
Total interest expense	$1,684,000	2,765
Net interest income	$3,834,000	2,766
Provision for loan and lease losses	$112,000	3,201
Total noninterest income	$720,000	2,717
Gross Fiduciary activities income	$8,000	1,201
Service charges on deposit accounts	$462,000	1,812
Trading account gains and fees	$0	116
Additional Noninterest Income	$250,000	3,372
Total noninterest expense	$2,144,000	3,624
Salaries and employee benefits	$1,163,000	3,656
Premises and equipment expense	$280,000	3,815
Additional noninterest expense	$701,000	3,362
Pre-tax net operating income	$2,298,000	1,963
Securities gains (losses)	$13,000	1,257
Applicable income taxes	$764,000	1,684
Income before extraordinary items	$1,547,000	2,181
Extraordinary gains, net	$0	30
Net income	$1,547,000	2,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,825
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,538,290	2,151
2005-03-31 (YTD Data)		Rank
Total interest income	$2,669,000	2,837
Total interest expense	$804,000	2,775
Net interest income	$1,865,000	2,818
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$342,000	2,766
Gross Fiduciary activities income	$6,000	1,124
Service charges on deposit accounts	$217,000	1,875
Trading account gains and fees	$0	115
Additional Noninterest Income	$119,000	3,420
Total noninterest expense	$1,071,000	3,641
Salaries and employee benefits	$589,000	3,618
Premises and equipment expense	$139,000	3,869
Additional noninterest expense	$343,000	3,422
Pre-tax net operating income	$1,076,000	2,050
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$352,000	1,763
Income before extraordinary items	$729,000	2,254
Extraordinary gains, net	$0	24
Net income	$729,000	2,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	1,959
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$725,650	2,227
2004-12-31 (YTD Data)		Rank
Total interest income	$10,507,000	2,693
Total interest expense	$3,209,000	2,477
Net interest income	$7,298,000	2,774
Provision for loan and lease losses	$135,000	4,427
Total noninterest income	$1,370,000	2,856
Gross Fiduciary activities income	$17,000	1,232
Service charges on deposit accounts	$840,000	2,049
Trading account gains and fees	$0	138
Additional Noninterest Income	$513,000	3,261
Total noninterest expense	$4,221,000	3,582
Salaries and employee benefits	$2,373,000	3,484
Premises and equipment expense	$489,000	4,158
Additional noninterest expense	$1,359,000	3,388
Pre-tax net operating income	$4,312,000	1,923
Securities gains (losses)	$36,000	1,984
Applicable income taxes	$1,369,000	1,724
Income before extraordinary items	$2,979,000	2,087
Extraordinary gains, net	$0	34
Net income	$2,979,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$159,000	2,946
Cash dividends	$3,950,000	782
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,954,160	2,059
2004-09-30 (YTD Data)		Rank
Total interest income	$7,797,000	2,703
Total interest expense	$2,393,000	2,448
Net interest income	$5,404,000	2,781
Provision for loan and lease losses	$95,000	4,360
Total noninterest income	$947,000	3,043
Gross Fiduciary activities income	$12,000	1,215
Service charges on deposit accounts	$566,000	2,265
Trading account gains and fees	$0	134
Additional Noninterest Income	$369,000	3,343
Total noninterest expense	$3,070,000	3,644
Salaries and employee benefits	$1,713,000	3,577
Premises and equipment expense	$365,000	4,164
Additional noninterest expense	$992,000	3,456
Pre-tax net operating income	$3,186,000	1,971
Securities gains (losses)	$14,000	2,518
Applicable income taxes	$1,013,000	1,754
Income before extraordinary items	$2,187,000	2,142
Extraordinary gains, net	$0	26
Net income	$2,187,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,234
Cash dividends	$280,000	3,548
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,177,480	2,097
2004-06-30 (YTD Data)		Rank
Total interest income	$5,146,000	2,713
Total interest expense	$1,597,000	2,432
Net interest income	$3,549,000	2,809
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$604,000	3,150
Gross Fiduciary activities income	$11,000	1,171
Service charges on deposit accounts	$350,000	2,388
Trading account gains and fees	$0	130
Additional Noninterest Income	$243,000	3,372
Total noninterest expense	$2,009,000	3,724
Salaries and employee benefits	$1,112,000	3,665
Premises and equipment expense	$243,000	4,159
Additional noninterest expense	$654,000	3,482
Pre-tax net operating income	$2,084,000	1,976
Securities gains (losses)	$10,000	2,414
Applicable income taxes	$676,000	1,751
Income before extraordinary items	$1,418,000	2,174
Extraordinary gains, net	$0	21
Net income	$1,418,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,928
Cash dividends	$280,000	2,995
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,411,200	2,126
2004-03-31 (YTD Data)		Rank
Total interest income	$2,567,000	2,718
Total interest expense	$799,000	2,454
Net interest income	$1,768,000	2,818
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$296,000	3,138
Gross Fiduciary activities income	$10,000	1,098
Service charges on deposit accounts	$168,000	2,432
Trading account gains and fees	$0	121
Additional Noninterest Income	$118,000	3,377
Total noninterest expense	$1,014,000	3,712
Salaries and employee benefits	$580,000	3,578
Premises and equipment expense	$121,000	4,212
Additional noninterest expense	$313,000	3,619
Pre-tax net operating income	$1,020,000	1,969
Securities gains (losses)	$7,000	2,210
Applicable income taxes	$336,000	1,780
Income before extraordinary items	$691,000	2,203
Extraordinary gains, net	$0	16
Net income	$691,000	2,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	1,934
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$686,310	2,139
2003-12-31 (YTD Data)		Rank
Total interest income	$10,760,000	2,634
Total interest expense	$3,571,000	2,463
Net interest income	$7,189,000	2,686
Provision for loan and lease losses	$120,000	4,933
Total noninterest income	$1,080,000	3,547
Gross Fiduciary activities income	$19,000	1,256
Service charges on deposit accounts	$691,000	2,384
Trading account gains and fees	$0	160
Additional Noninterest Income	$370,000	4,117
Total noninterest expense	$3,806,000	3,852
Salaries and employee benefits	$2,188,000	3,635
Premises and equipment expense	$468,000	4,271
Additional noninterest expense	$1,150,000	3,849
Pre-tax net operating income	$4,343,000	1,854
Securities gains (losses)	$12,000	3,514
Applicable income taxes	$1,441,000	1,676
Income before extraordinary items	$2,914,000	2,088
Extraordinary gains, net	$0	54
Net income	$2,914,000	2,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	4,263
Cash dividends	$2,590,000	1,129
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,905,960	2,003
2003-09-30 (YTD Data)		Rank
Total interest income	$8,086,000	2,664
Total interest expense	$2,745,000	2,495
Net interest income	$5,341,000	2,727
Provision for loan and lease losses	$90,000	4,812
Total noninterest income	$785,000	3,688
Gross Fiduciary activities income	$15,000	1,226
Service charges on deposit accounts	$509,000	2,432
Trading account gains and fees	$0	153
Additional Noninterest Income	$261,000	4,297
Total noninterest expense	$2,888,000	3,814
Salaries and employee benefits	$1,628,000	3,650
Premises and equipment expense	$389,000	3,942
Additional noninterest expense	$871,000	3,800
Pre-tax net operating income	$3,148,000	1,964
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$1,036,000	1,806
Income before extraordinary items	$2,113,000	2,211
Extraordinary gains, net	$0	40
Net income	$2,113,000	2,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,469
Cash dividends	$2,200,000	935
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$2,112,330	2,098
2003-06-30 (YTD Data)		Rank
Total interest income	$5,445,000	2,673
Total interest expense	$1,885,000	2,511
Net interest income	$3,560,000	2,728
Provision for loan and lease losses	$60,000	4,687
Total noninterest income	$526,000	3,639
Gross Fiduciary activities income	$11,000	1,214
Service charges on deposit accounts	$340,000	2,401
Trading account gains and fees	$0	150
Additional Noninterest Income	$175,000	4,284
Total noninterest expense	$1,898,000	3,844
Salaries and employee benefits	$1,063,000	3,727
Premises and equipment expense	$257,000	3,964
Additional noninterest expense	$578,000	3,818
Pre-tax net operating income	$2,128,000	1,930
Securities gains (losses)	$0	3,782
Applicable income taxes	$699,000	1,823
Income before extraordinary items	$1,429,000	2,203
Extraordinary gains, net	$0	30
Net income	$1,429,000	2,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	3,562
Cash dividends	$300,000	2,868
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,429,000	2,083
2003-03-31 (YTD Data)		Rank
Total interest income	$2,754,000	2,661
Total interest expense	$970,000	2,503
Net interest income	$1,784,000	2,716
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$248,000	3,666
Gross Fiduciary activities income	$8,000	1,157
Service charges on deposit accounts	$164,000	2,409
Trading account gains and fees	$0	134
Additional Noninterest Income	$76,000	4,450
Total noninterest expense	$987,000	3,704
Salaries and employee benefits	$559,000	3,564
Premises and equipment expense	$138,000	3,737
Additional noninterest expense	$290,000	3,754
Pre-tax net operating income	$1,015,000	2,010
Securities gains (losses)	$0	2,891
Applicable income taxes	$333,000	1,906
Income before extraordinary items	$682,000	2,236
Extraordinary gains, net	$0	21
Net income	$682,000	2,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,727
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$682,000	2,119
2002-12-31 (YTD Data)		Rank
Total interest income	$11,481,000	2,662
Total interest expense	$4,370,000	2,548
Net interest income	$7,111,000	2,688
Provision for loan and lease losses	$170,000	4,692
Total noninterest income	$1,195,000	3,084
Gross Fiduciary activities income	$20,000	1,286
Service charges on deposit accounts	$733,000	2,172
Trading account gains and fees	$0	153
Additional Noninterest Income	$442,000	3,508
Total noninterest expense	$3,625,000	3,842
Salaries and employee benefits	$2,101,000	3,586
Premises and equipment expense	$452,000	4,254
Additional noninterest expense	$1,072,000	3,959
Pre-tax net operating income	$4,511,000	1,803
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,504,000	1,651
Income before extraordinary items	$3,007,000	2,002
Extraordinary gains, net	$0	70
Net income	$3,007,000	2,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	4,383
Cash dividends	$1,329,000	1,806
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,007,000	1,932
2001-12-31 (YTD Data)		Rank
Total interest income	$11,870,000	2,862
Total interest expense	$5,332,000	2,984
Net interest income	$6,538,000	2,730
Provision for loan and lease losses	$170,000	4,530
Total noninterest income	$1,245,000	2,856
Gross Fiduciary activities income	$50,000	1,133
Service charges on deposit accounts	$699,000	2,144
Trading account gains and fees	$0	177
Additional Noninterest Income	$496,000	3,147
Total noninterest expense	$3,509,000	3,816
Salaries and employee benefits	$1,965,000	3,643
Premises and equipment expense	$470,000	4,099
Additional noninterest expense	$1,074,000	3,837
Pre-tax net operating income	$4,104,000	1,734
Securities gains (losses)	$8,000	3,714
Applicable income taxes	$1,348,000	1,655
Income before extraordinary items	$2,764,000	1,898
Extraordinary gains, net	$0	105
Net income	$2,764,000	1,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,551
Cash dividends	$650,000	2,984
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,758,640	1,827
2000-12-31 (YTD Data)		Rank
Total interest income	$11,003,000	3,142
Total interest expense	$5,329,000	3,133
Net interest income	$5,674,000	3,102
Provision for loan and lease losses	$25,000	7,386
Total noninterest income	$1,170,000	2,813
Gross Fiduciary activities income	$53,000	1,040
Service charges on deposit accounts	$708,000	1,950
Trading account gains and fees	$0	180
Additional Noninterest Income	$409,000	3,291
Total noninterest expense	$3,451,000	3,748
Salaries and employee benefits	$1,907,000	3,619
Premises and equipment expense	$487,000	3,868
Additional noninterest expense	$1,057,000	3,824
Pre-tax net operating income	$3,368,000	2,152
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$1,001,000	2,118
Income before extraordinary items	$2,369,000	2,189
Extraordinary gains, net	$0	38
Net income	$2,369,000	2,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,816
Cash dividends	$1,040,000	2,197
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,367,600	2,194
1999-12-31 (YTD Data)		Rank
Total interest income	$9,716,000	3,300
Total interest expense	$4,369,000	3,331
Net interest income	$5,347,000	3,242
Provision for loan and lease losses	$0	8,503
Total noninterest income	$1,089,000	2,906
Gross Fiduciary activities income	$94,000	1,001
Service charges on deposit accounts	$582,000	2,297
Trading account gains and fees	$0	173
Additional Noninterest Income	$413,000	3,344
Total noninterest expense	$3,363,000	3,831
Salaries and employee benefits	$1,785,000	3,767
Premises and equipment expense	$495,000	3,793
Additional noninterest expense	$1,083,000	3,752
Pre-tax net operating income	$3,073,000	2,364
Securities gains (losses)	$7,000	1,949
Applicable income taxes	$974,000	2,261
Income before extraordinary items	$2,106,000	2,461
Extraordinary gains, net	$0	35
Net income	$2,106,000	2,461
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-188,000	10,123
Cash dividends	$2,003,000	1,351
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,101,240	2,430
1998-12-31 (YTD Data)		Rank
Total interest income	$9,721,000	3,316
Total interest expense	$4,586,000	3,244
Net interest income	$5,135,000	3,301
Provision for loan and lease losses	$20,000	7,729
Total noninterest income	$861,000	3,429
Gross Fiduciary activities income	$47,000	1,123
Service charges on deposit accounts	$558,000	2,308
Trading account gains and fees	$0	224
Additional Noninterest Income	$256,000	4,369
Total noninterest expense	$3,083,000	4,027
Salaries and employee benefits	$1,761,000	3,742
Premises and equipment expense	$458,000	3,944
Additional noninterest expense	$864,000	4,424
Pre-tax net operating income	$2,893,000	2,463
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$894,000	2,508
Income before extraordinary items	$2,003,000	2,549
Extraordinary gains, net	$0	32
Net income	$2,003,000	2,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	7,124
Cash dividends	$720,000	2,796
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,000,240	2,474
1997-12-31 (YTD Data)		Rank
Total interest income	$8,583,000	3,725
Total interest expense	$3,840,000	3,832
Net interest income	$4,743,000	3,659
Provision for loan and lease losses	$0	8,829
Total noninterest income	$734,000	3,826
Gross Fiduciary activities income	$64,000	1,130
Service charges on deposit accounts	$492,000	2,670
Trading account gains and fees	$0	239
Additional Noninterest Income	$178,000	5,234
Total noninterest expense	$2,912,000	4,192
Salaries and employee benefits	$1,709,000	3,822
Premises and equipment expense	$405,000	4,410
Additional noninterest expense	$798,000	4,733
Pre-tax net operating income	$2,565,000	2,851
Securities gains (losses)	$0	3,944
Applicable income taxes	$768,000	3,020
Income before extraordinary items	$1,797,000	2,833
Extraordinary gains, net	$0	44
Net income	$1,797,000	2,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	6,139
Cash dividends	$1,090,000	2,034
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,797,000	2,788
1996-12-31 (YTD Data)		Rank
Total interest income	$8,209,000	3,933
Total interest expense	$3,603,000	4,080
Net interest income	$4,606,000	3,811
Provision for loan and lease losses	$0	9,041
Total noninterest income	$635,000	4,392
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$418,000	3,222
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	4,953
Total noninterest expense	$2,554,000	4,915
Salaries and employee benefits	$1,546,000	4,195
Premises and equipment expense	$341,000	5,103
Additional noninterest expense	$667,000	5,934
Pre-tax net operating income	$2,687,000	2,603
Securities gains (losses)	$16,000	2,154
Applicable income taxes	$794,000	2,867
Income before extraordinary items	$1,909,000	2,548
Extraordinary gains, net	$0	53
Net income	$1,909,000	2,550
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-118,000	11,253
Cash dividends	$615,000	2,979
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,897,640	2,520
1995-12-31 (YTD Data)		Rank
Total interest income	$7,588,000	4,220
Total interest expense	$3,368,000	4,302
Net interest income	$4,220,000	4,131
Provision for loan and lease losses	$0	8,958
Total noninterest income	$633,000	4,410
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$417,000	3,228
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	4,903
Total noninterest expense	$2,463,000	5,061
Salaries and employee benefits	$1,450,000	4,421
Premises and equipment expense	$340,000	5,132
Additional noninterest expense	$673,000	6,042
Pre-tax net operating income	$2,390,000	2,969
Securities gains (losses)	$6,000	2,714
Applicable income taxes	$700,000	3,237
Income before extraordinary items	$1,696,000	2,902
Extraordinary gains, net	$0	65
Net income	$1,696,000	2,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	10,842
Cash dividends	$763,000	2,508
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,691,740	2,874
1994-12-31 (YTD Data)		Rank
Total interest income	$6,962,000	4,240
Total interest expense	$2,884,000	4,100
Net interest income	$4,078,000	4,299
Provision for loan and lease losses	$0	9,146
Total noninterest income	$638,000	4,446
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$415,000	3,276
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	4,919
Total noninterest expense	$2,503,000	5,152
Salaries and employee benefits	$1,369,000	4,661
Premises and equipment expense	$356,000	5,034
Additional noninterest expense	$778,000	5,835
Pre-tax net operating income	$2,213,000	3,164
Securities gains (losses)	$-139,000	11,741
Applicable income taxes	$589,000	3,567
Income before extraordinary items	$1,485,000	3,207
Extraordinary gains, net	$0	249
Net income	$1,485,000	3,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	11,617
Cash dividends	$450,000	3,436
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,585,080	3,046
1993-12-31 (YTD Data)		Rank
Total interest income	$6,670,000	4,513
Total interest expense	$2,830,000	4,336
Net interest income	$3,840,000	4,572
Provision for loan and lease losses	$63,000	6,860
Total noninterest income	$578,000	5,081
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$378,000	3,631
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	5,682
Total noninterest expense	$2,481,000	5,316
Salaries and employee benefits	$1,385,000	4,605
Premises and equipment expense	$358,000	5,144
Additional noninterest expense	$738,000	6,308
Pre-tax net operating income	$1,874,000	3,535
Securities gains (losses)	$4,000	6,316
Applicable income taxes	$525,000	4,003
Income before extraordinary items	$1,353,000	3,575
Extraordinary gains, net	$100,000	1,558
Net income	$1,453,000	3,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	11,543
Cash dividends	$350,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,350,120	3,383
1992-12-31 (YTD Data)		Rank
Total interest income	$7,202,000	4,712
Total interest expense	$3,364,000	4,703
Net interest income	$3,838,000	4,624
Provision for loan and lease losses	$56,000	8,797
Total noninterest income	$578,000	5,101
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$356,000	3,845
Trading account gains and fees	NA	NA
Additional Noninterest Income	$222,000	5,329
Total noninterest expense	$2,386,000	5,515
Salaries and employee benefits	$1,283,000	4,876
Premises and equipment expense	$334,000	5,547
Additional noninterest expense	$769,000	6,289
Pre-tax net operating income	$1,974,000	3,143
Securities gains (losses)	$18,000	5,726
Applicable income taxes	$513,000	3,924
Income before extraordinary items	$1,479,000	3,118
Extraordinary gains, net	$0	1,422
Net income	$1,479,000	3,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	13,353
Cash dividends	$350,000	3,631
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,465,680	2,908

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.