Home > Kent Commerce Bank > Assets and Liabilities
Kent Commerce Bank, Assets and Liabilities
| 2008-12-31 | Rank | |
| # of Employees: | 15 | 6,656 |
| Assets and Liabilities | ||
| Total Assets: | $79,904,000 | 5,838 |
| Cash and due from depository institutions | $7,148,000 | 6,656 |
| Interest-bearing balances | $5,107,000 | 1,850 |
| Securities | $0 | 8,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $68,676,000 | 5,038 |
| Loan loss allowance | $2,459,000 | 2,484 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $156,000 | 7,733 |
| Other real estate owned | $898,000 | 6,656 |
| Goodwill and other intangibles | $791,000 | 1,811 |
| All other assets | $2,235,000 | 4,956 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $79,904,000 | 5,838 |
| Total liabilities | $72,672,000 | 5,743 |
| Total deposits | $68,983,000 | 5,654 |
| Interest-bearing deposits | $61,184,000 | 5,497 |
| Deposits held in domestic offices | $68,983,000 | 5,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $3,250,000 | 4,614 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $439,000 | 5,607 |
| Total equity capital | $7,232,000 | 6,341 |
| Total bank equity capital | $7,232,000 | 6,341 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,405,000 | 1,763 |
| Surplus | $6,216,000 | 3,618 |
| Undivided profits | $-1,389,000 | 7,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 3,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $235,000 | 587 |
| Income earned, not collected on loans | $280,000 | 7,084 |
| Earning assets | $73,783,000 | 5,793 |
| Long-term assets (5+ years) | $4,984,000 | 6,288 |
| Average Assets, year-to-date | $84,441,000 | 5,539 |
| Average Assets, quarterly | $81,875,500 | 5,732 |
| Volatile liabilities | $15,409,000 | 5,527 |
| Insider loans | $0 | 7,451 |
| FHLB advances | $3,250,000 | 4,483 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $9,915,000 | 4,499 |
| Tier 1 (core) risk-based capital | $5,885,000 | 6,738 |
| Tier 2 risk-based capital | $899,000 | 4,514 |
| Total risk weighted assets | $70,373,000 | 5,139 |
| Total unused commitments | $9,915,000 | 4,502 |
| Derivatives | $816,000 | 946 |
| 2008-09-30 | Rank | |
| # of Employees: | 17 | 6,387 |
| Assets and Liabilities | ||
| Total Assets: | $83,847,000 | 5,664 |
| Cash and due from depository institutions | $7,167,000 | 6,387 |
| Interest-bearing balances | $59,000 | 5,580 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $72,601,000 | 4,875 |
| Loan loss allowance | $2,355,000 | 2,392 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $172,000 | 7,747 |
| Other real estate owned | $894,000 | 6,387 |
| Goodwill and other intangibles | $791,000 | 1,865 |
| All other assets | $2,222,000 | 5,033 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $83,847,000 | 5,664 |
| Total liabilities | $76,425,000 | 5,562 |
| Total deposits | $72,783,000 | 5,438 |
| Interest-bearing deposits | $65,248,000 | 5,274 |
| Deposits held in domestic offices | $72,783,000 | 5,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $3,250,000 | 4,609 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $392,000 | 6,006 |
| Total equity capital | $7,422,000 | 6,341 |
| Total bank equity capital | $7,422,000 | 6,341 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,405,000 | 1,775 |
| Surplus | $5,885,000 | 3,751 |
| Undivided profits | $-868,000 | 7,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,778,000 | 3,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $9,000 | 1,074 |
| Income earned, not collected on loans | $263,000 | 7,281 |
| Earning assets | $72,660,000 | 5,815 |
| Long-term assets (5+ years) | $5,028,000 | 6,264 |
| Average Assets, year-to-date | $85,575,250 | 5,513 |
| Average Assets, quarterly | $85,459,000 | 5,587 |
| Volatile liabilities | $13,473,000 | 5,717 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $3,250,000 | 4,475 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $13,438,000 | 3,995 |
| Tier 1 (core) risk-based capital | $6,306,000 | 6,673 |
| Tier 2 risk-based capital | $946,000 | 4,308 |
| Total risk weighted assets | $74,294,000 | 4,972 |
| Total unused commitments | $13,438,000 | 3,996 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 23 | 5,647 |
| Assets and Liabilities | ||
| Total Assets: | $87,071,000 | 5,566 |
| Cash and due from depository institutions | $3,802,000 | 5,647 |
| Interest-bearing balances | $99,000 | 5,122 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,690 |
| Net loans & leases | $75,482,000 | 4,746 |
| Loan loss allowance | $2,318,000 | 2,371 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $185,000 | 7,769 |
| Other real estate owned | $1,202,000 | 5,647 |
| Goodwill and other intangibles | $791,000 | 1,879 |
| All other assets | $1,709,000 | 5,562 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $87,071,000 | 5,566 |
| Total liabilities | $80,222,000 | 5,430 |
| Total deposits | $76,436,000 | 5,301 |
| Interest-bearing deposits | $67,649,000 | 5,162 |
| Deposits held in domestic offices | $76,436,000 | 5,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,250,000 | 4,497 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $536,000 | 5,285 |
| Total equity capital | $6,849,000 | 6,575 |
| Total bank equity capital | $6,849,000 | 6,575 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,405,000 | 1,780 |
| Surplus | $5,065,000 | 4,039 |
| Undivided profits | $-621,000 | 7,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 4,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,019 |
| Income earned, not collected on loans | $265,000 | 7,260 |
| Earning assets | $79,481,000 | 5,565 |
| Long-term assets (5+ years) | $4,025,000 | 6,496 |
| Average Assets, year-to-date | $86,151,330 | 5,531 |
| Average Assets, quarterly | $85,708,500 | 5,580 |
| Volatile liabilities | $13,825,000 | 5,667 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $3,250,000 | 4,360 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,916,000 | 3,778 |
| Tier 1 (core) risk-based capital | $6,058,000 | 6,808 |
| Tier 2 risk-based capital | $997,000 | 4,128 |
| Total risk weighted assets | $78,412,000 | 4,805 |
| Total unused commitments | $15,916,000 | 3,778 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $84,346,000 | 5,636 |
| Cash and due from depository institutions | $2,677,000 | 5,682 |
| Interest-bearing balances | $40,000 | 5,761 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,424 |
| Net loans & leases | $76,894,000 | 4,631 |
| Loan loss allowance | $1,476,000 | 3,308 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $191,000 | 7,787 |
| Other real estate owned | $1,129,000 | 5,682 |
| Goodwill and other intangibles | $791,000 | 1,869 |
| All other assets | $1,264,000 | 6,136 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $84,346,000 | 5,636 |
| Total liabilities | $76,342,000 | 5,552 |
| Total deposits | $72,644,000 | 5,461 |
| Interest-bearing deposits | $64,469,000 | 5,323 |
| Deposits held in domestic offices | $72,644,000 | 5,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $3,250,000 | 4,241 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $448,000 | 5,917 |
| Total equity capital | $8,004,000 | 6,233 |
| Total bank equity capital | $8,004,000 | 6,233 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,405,000 | 1,775 |
| Surplus | $5,065,000 | 4,022 |
| Undivided profits | $534,000 | 7,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,560,000 | 2,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $278,000 | 7,186 |
| Earning assets | $78,334,000 | 5,604 |
| Long-term assets (5+ years) | $2,653,000 | 6,793 |
| Average Assets, year-to-date | $85,691,500 | 5,564 |
| Average Assets, quarterly | $85,691,500 | 5,564 |
| Volatile liabilities | $16,628,000 | 5,235 |
| Insider loans | $4,033,000 | 1,884 |
| FHLB advances | $3,250,000 | 4,105 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $20,239,000 | 3,344 |
| Tier 1 (core) risk-based capital | $7,213,000 | 6,379 |
| Tier 2 risk-based capital | $987,000 | 4,106 |
| Total risk weighted assets | $78,450,000 | 4,783 |
| Total unused commitments | $20,239,000 | 3,347 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $87,037,000 | 5,530 |
| Cash and due from depository institutions | $1,893,000 | 5,690 |
| Interest-bearing balances | $30,000 | 5,743 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $81,830,000 | 4,462 |
| Loan loss allowance | $1,527,000 | 3,155 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $186,000 | 7,845 |
| Other real estate owned | $1,129,000 | 5,690 |
| Goodwill and other intangibles | $791,000 | 1,868 |
| All other assets | $1,208,000 | 6,307 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $87,037,000 | 5,530 |
| Total liabilities | $79,007,000 | 5,436 |
| Total deposits | $72,309,000 | 5,460 |
| Interest-bearing deposits | $64,365,000 | 5,284 |
| Deposits held in domestic offices | $72,309,000 | 5,459 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,650,000 | 2,200 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,250,000 | 4,070 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $798,000 | 4,520 |
| Total equity capital | $8,030,000 | 6,165 |
| Total bank equity capital | $8,030,000 | 6,165 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,405,000 | 1,765 |
| Surplus | $5,035,000 | 4,008 |
| Undivided profits | $590,000 | 7,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,456,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $337,000 | 6,982 |
| Earning assets | $81,860,000 | 5,441 |
| Long-term assets (5+ years) | $2,241,000 | 6,731 |
| Average Assets, year-to-date | $83,454,200 | 5,516 |
| Average Assets, quarterly | $83,877,000 | 5,600 |
| Volatile liabilities | $39,105,000 | 3,143 |
| Insider loans | $3,822,000 | 1,943 |
| FHLB advances | $3,250,000 | 3,931 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,492,000 | 2,974 |
| Tier 1 (core) risk-based capital | $7,239,000 | 6,380 |
| Tier 2 risk-based capital | $1,044,000 | 3,939 |
| Total risk weighted assets | $83,073,000 | 4,584 |
| Total unused commitments | $24,492,000 | 2,974 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 22 | 5,835 |
| Assets and Liabilities | ||
| Total Assets: | $80,717,000 | 5,725 |
| Cash and due from depository institutions | $1,454,000 | 5,835 |
| Interest-bearing balances | $70,000 | 5,016 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $76,073,000 | 4,621 |
| Loan loss allowance | $1,356,000 | 3,408 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $195,000 | 7,832 |
| Other real estate owned | $1,129,000 | 5,835 |
| Goodwill and other intangibles | $791,000 | 1,856 |
| All other assets | $1,075,000 | 6,659 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $80,717,000 | 5,725 |
| Total liabilities | $72,426,000 | 5,646 |
| Total deposits | $65,136,000 | 5,737 |
| Interest-bearing deposits | $57,531,000 | 5,599 |
| Deposits held in domestic offices | $65,136,000 | 5,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 2,001 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,250,000 | 3,986 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $740,000 | 4,773 |
| Total equity capital | $8,291,000 | 6,063 |
| Total bank equity capital | $8,291,000 | 6,063 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,405,000 | 1,745 |
| Surplus | $5,035,000 | 3,959 |
| Undivided profits | $851,000 | 7,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,141,000 | 2,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $396,000 | 6,865 |
| Earning assets | $76,143,000 | 5,649 |
| Long-term assets (5+ years) | $2,243,000 | 6,717 |
| Average Assets, year-to-date | $82,558,500 | 5,553 |
| Average Assets, quarterly | $81,112,500 | 5,674 |
| Volatile liabilities | $35,395,000 | 3,352 |
| Insider loans | $4,015,000 | 1,827 |
| FHLB advances | $3,250,000 | 3,821 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,844,000 | 3,241 |
| Tier 1 (core) risk-based capital | $7,500,000 | 6,282 |
| Tier 2 risk-based capital | $976,000 | 4,060 |
| Total risk weighted assets | $77,707,000 | 4,736 |
| Total unused commitments | $21,844,000 | 3,241 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 20 | 6,123 |
| Assets and Liabilities | ||
| Total Assets: | $81,508,000 | 5,694 |
| Cash and due from depository institutions | $2,162,000 | 6,123 |
| Interest-bearing balances | $203,000 | 3,932 |
| Securities | $499,000 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $75,734,000 | 4,600 |
| Loan loss allowance | $1,309,000 | 3,490 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $198,000 | 7,857 |
| Other real estate owned | $1,129,000 | 6,123 |
| Goodwill and other intangibles | $791,000 | 1,875 |
| All other assets | $995,000 | 6,759 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $81,508,000 | 5,694 |
| Total liabilities | $73,049,000 | 5,639 |
| Total deposits | $63,043,000 | 5,831 |
| Interest-bearing deposits | $53,425,000 | 5,813 |
| Deposits held in domestic offices | $63,043,000 | 5,830 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,100,000 | 1,512 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $3,250,000 | 3,909 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $656,000 | 4,893 |
| Total equity capital | $8,459,000 | 5,938 |
| Total bank equity capital | $8,459,000 | 5,938 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,405,000 | 1,741 |
| Surplus | $5,035,000 | 3,961 |
| Undivided profits | $1,019,000 | 6,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $642,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $357,000 | 6,922 |
| Earning assets | $76,436,000 | 5,618 |
| Long-term assets (5+ years) | $2,016,000 | 6,802 |
| Average Assets, year-to-date | $83,172,330 | 5,575 |
| Average Assets, quarterly | $81,400,500 | 5,664 |
| Volatile liabilities | $35,175,000 | 3,334 |
| Insider loans | $4,172,000 | 1,756 |
| FHLB advances | $3,250,000 | 3,748 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,892,000 | 3,526 |
| Tier 1 (core) risk-based capital | $7,669,000 | 6,198 |
| Tier 2 risk-based capital | $979,000 | 4,044 |
| Total risk weighted assets | $77,958,000 | 4,700 |
| Total unused commitments | $18,892,000 | 3,526 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 20 | 6,118 |
| Assets and Liabilities | ||
| Total Assets: | $81,293,000 | 5,704 |
| Cash and due from depository institutions | $1,889,000 | 6,118 |
| Interest-bearing balances | $228,000 | 3,868 |
| Securities | $496,000 | 8,231 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 5,503 |
| Net loans & leases | $74,442,000 | 4,615 |
| Loan loss allowance | $1,283,000 | 3,516 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $208,000 | 7,839 |
| Other real estate owned | $1,129,000 | 6,118 |
| Goodwill and other intangibles | $791,000 | 1,870 |
| All other assets | $938,000 | 6,800 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $81,293,000 | 5,704 |
| Total liabilities | $72,722,000 | 5,669 |
| Total deposits | $71,445,000 | 5,505 |
| Interest-bearing deposits | $62,887,000 | 5,352 |
| Deposits held in domestic offices | $71,445,000 | 5,502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $750,000 | 4,911 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $527,000 | 5,432 |
| Total equity capital | $8,571,000 | 5,883 |
| Total bank equity capital | $8,571,000 | 5,883 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,405,000 | 1,729 |
| Surplus | $5,035,000 | 3,923 |
| Undivided profits | $1,131,000 | 6,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $881,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 785 |
| Income earned, not collected on loans | $334,000 | 6,999 |
| Earning assets | $76,566,000 | 5,627 |
| Long-term assets (5+ years) | $2,855,000 | 6,510 |
| Average Assets, year-to-date | $84,004,500 | 5,581 |
| Average Assets, quarterly | $84,004,500 | 5,581 |
| Volatile liabilities | $37,597,000 | 3,119 |
| Insider loans | $4,285,000 | 1,663 |
| FHLB advances | $750,000 | 4,704 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $14,972,000 | 4,001 |
| Tier 1 (core) risk-based capital | $7,782,000 | 6,120 |
| Tier 2 risk-based capital | $973,000 | 4,068 |
| Total risk weighted assets | $77,531,000 | 4,685 |
| Total unused commitments | $14,972,000 | 4,001 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 20 | 6,141 |
| Assets and Liabilities | ||
| Total Assets: | $86,716,000 | 5,480 |
| Cash and due from depository institutions | $2,268,000 | 6,141 |
| Interest-bearing balances | $228,000 | 3,882 |
| Securities | $492,000 | 8,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $81,534,000 | 4,372 |
| Loan loss allowance | $1,312,000 | 3,461 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $226,000 | 7,788 |
| Other real estate owned | $311,000 | 6,141 |
| Goodwill and other intangibles | $791,000 | 1,866 |
| All other assets | $1,094,000 | 6,563 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $86,716,000 | 5,480 |
| Total liabilities | $78,329,000 | 5,423 |
| Total deposits | $75,100,000 | 5,326 |
| Interest-bearing deposits | $66,202,000 | 5,148 |
| Deposits held in domestic offices | $75,100,000 | 5,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,303 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $750,000 | 5,058 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $629,000 | 4,941 |
| Total equity capital | $8,387,000 | 5,918 |
| Total bank equity capital | $8,387,000 | 5,918 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,405,000 | 1,720 |
| Surplus | $5,035,000 | 3,868 |
| Undivided profits | $947,000 | 7,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,523,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 807 |
| Income earned, not collected on loans | $385,000 | 6,780 |
| Earning assets | $82,254,000 | 5,375 |
| Long-term assets (5+ years) | $2,214,000 | 6,705 |
| Average Assets, year-to-date | $83,505,000 | 5,459 |
| Average Assets, quarterly | $86,973,000 | 5,438 |
| Volatile liabilities | $42,176,000 | 2,990 |
| Insider loans | $3,942,000 | 1,786 |
| FHLB advances | $750,000 | 4,836 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $13,693,000 | 4,087 |
| Tier 1 (core) risk-based capital | $7,600,000 | 6,160 |
| Tier 2 risk-based capital | $1,050,000 | 3,848 |
| Total risk weighted assets | $83,708,000 | 4,457 |
| Total unused commitments | $13,693,000 | 4,087 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 20 | 6,167 |
| Assets and Liabilities | ||
| Total Assets: | $87,230,000 | 5,444 |
| Cash and due from depository institutions | $2,847,000 | 6,167 |
| Interest-bearing balances | $229,000 | 3,863 |
| Securities | $489,000 | 8,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $80,791,000 | 4,392 |
| Loan loss allowance | $1,140,000 | 3,828 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $245,000 | 7,788 |
| Other real estate owned | $1,010,000 | 6,167 |
| Goodwill and other intangibles | $791,000 | 1,869 |
| All other assets | $1,057,000 | 6,693 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $87,230,000 | 5,444 |
| Total liabilities | $78,655,000 | 5,379 |
| Total deposits | $68,867,000 | 5,547 |
| Interest-bearing deposits | $60,061,000 | 5,410 |
| Deposits held in domestic offices | $68,867,000 | 5,544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,400,000 | 1,303 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $750,000 | 5,270 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $638,000 | 4,971 |
| Total equity capital | $8,575,000 | 5,824 |
| Total bank equity capital | $8,575,000 | 5,824 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,405,000 | 1,716 |
| Surplus | $5,035,000 | 3,839 |
| Undivided profits | $1,135,000 | 7,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,525,000 | 1,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $475,000 | 332 |
| Income earned, not collected on loans | $426,000 | 6,586 |
| Earning assets | $81,509,000 | 5,383 |
| Long-term assets (5+ years) | $1,578,000 | 6,967 |
| Average Assets, year-to-date | $82,702,250 | 5,510 |
| Average Assets, quarterly | $85,195,000 | 5,480 |
| Volatile liabilities | $43,111,000 | 2,933 |
| Insider loans | $3,674,000 | 1,868 |
| FHLB advances | $750,000 | 5,017 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $15,837,000 | 3,784 |
| Tier 1 (core) risk-based capital | $7,789,000 | 6,096 |
| Tier 2 risk-based capital | $996,000 | 3,996 |
| Total risk weighted assets | $79,512,000 | 4,605 |
| Total unused commitments | $15,837,000 | 3,785 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $83,160,000 | 5,562 |
| Cash and due from depository institutions | $1,644,000 | 6,475 |
| Interest-bearing balances | $218,000 | 3,947 |
| Securities | $485,000 | 8,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $78,005,000 | 4,436 |
| Loan loss allowance | $1,120,000 | 3,846 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $259,000 | 7,766 |
| Other real estate owned | $1,010,000 | 6,475 |
| Goodwill and other intangibles | $791,000 | 1,865 |
| All other assets | $966,000 | 6,816 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $83,160,000 | 5,562 |
| Total liabilities | $74,553,000 | 5,544 |
| Total deposits | $70,819,000 | 5,429 |
| Interest-bearing deposits | $60,985,000 | 5,335 |
| Deposits held in domestic offices | $70,819,000 | 5,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,261 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $750,000 | 5,254 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $484,000 | 5,352 |
| Total equity capital | $8,607,000 | 5,695 |
| Total bank equity capital | $8,607,000 | 5,695 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,405,000 | 1,710 |
| Surplus | $5,035,000 | 3,787 |
| Undivided profits | $1,167,000 | 6,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 2,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $617,000 | 275 |
| Income earned, not collected on loans | $361,000 | 6,756 |
| Earning assets | $78,708,000 | 5,466 |
| Long-term assets (5+ years) | $1,540,000 | 6,998 |
| Average Assets, year-to-date | $81,193,000 | 5,593 |
| Average Assets, quarterly | $82,315,500 | 5,587 |
| Volatile liabilities | $36,330,000 | 3,233 |
| Insider loans | $3,672,000 | 1,838 |
| FHLB advances | $750,000 | 5,026 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $15,172,000 | 3,889 |
| Tier 1 (core) risk-based capital | $7,823,000 | 6,016 |
| Tier 2 risk-based capital | $962,000 | 4,066 |
| Total risk weighted assets | $76,822,000 | 4,659 |
| Total unused commitments | $15,172,000 | 3,889 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $81,471,000 | 5,617 |
| Cash and due from depository institutions | $2,196,000 | 6,609 |
| Interest-bearing balances | $219,000 | 4,074 |
| Securities | $983,000 | 8,363 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $75,621,000 | 4,456 |
| Loan loss allowance | $1,112,000 | 3,844 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $276,000 | 7,710 |
| Other real estate owned | $701,000 | 6,609 |
| Goodwill and other intangibles | $791,000 | 1,845 |
| All other assets | $903,000 | 6,864 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $81,471,000 | 5,617 |
| Total liabilities | $72,896,000 | 5,596 |
| Total deposits | $68,770,000 | 5,524 |
| Interest-bearing deposits | $59,399,000 | 5,415 |
| Deposits held in domestic offices | $68,770,000 | 5,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,945 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $750,000 | 5,159 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $376,000 | 5,865 |
| Total equity capital | $8,575,000 | 5,677 |
| Total bank equity capital | $8,575,000 | 5,677 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,405,000 | 1,698 |
| Surplus | $5,035,000 | 3,716 |
| Undivided profits | $1,135,000 | 6,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $284,000 | 7,176 |
| Earning assets | $76,823,000 | 5,533 |
| Long-term assets (5+ years) | $903,000 | 7,320 |
| Average Assets, year-to-date | $80,209,500 | 5,638 |
| Average Assets, quarterly | $80,209,500 | 5,638 |
| Volatile liabilities | $37,139,000 | 3,070 |
| Insider loans | $2,216,000 | 2,673 |
| FHLB advances | $750,000 | 4,969 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,873,000 | 3,660 |
| Tier 1 (core) risk-based capital | $7,792,000 | 5,972 |
| Tier 2 risk-based capital | $974,000 | 3,987 |
| Total risk weighted assets | $77,742,000 | 4,551 |
| Total unused commitments | $16,873,000 | 3,661 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $78,948,000 | 5,716 |
| Cash and due from depository institutions | $2,311,000 | 6,629 |
| Interest-bearing balances | $219,000 | 4,144 |
| Securities | $980,000 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 5,856 |
| Net loans & leases | $73,108,000 | 4,540 |
| Loan loss allowance | $1,277,000 | 3,461 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $272,000 | 7,737 |
| Other real estate owned | $391,000 | 6,629 |
| Goodwill and other intangibles | $791,000 | 1,843 |
| All other assets | $945,000 | 6,806 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $78,948,000 | 5,716 |
| Total liabilities | $70,607,000 | 5,694 |
| Total deposits | $69,350,000 | 5,491 |
| Interest-bearing deposits | $61,461,000 | 5,286 |
| Deposits held in domestic offices | $69,350,000 | 5,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $750,000 | 5,249 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $507,000 | 5,061 |
| Total equity capital | $8,341,000 | 5,734 |
| Total bank equity capital | $8,341,000 | 5,734 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,405,000 | 1,687 |
| Surplus | $4,710,000 | 3,863 |
| Undivided profits | $1,226,000 | 6,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,751,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $300,000 | 7,132 |
| Earning assets | $74,457,000 | 5,618 |
| Long-term assets (5+ years) | $949,000 | 7,327 |
| Average Assets, year-to-date | $85,713,800 | 5,313 |
| Average Assets, quarterly | $82,037,500 | 5,544 |
| Volatile liabilities | $33,860,000 | 3,194 |
| Insider loans | $5,537,000 | 1,219 |
| FHLB advances | $750,000 | 5,002 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,368,000 | 3,699 |
| Tier 1 (core) risk-based capital | $7,559,000 | 6,052 |
| Tier 2 risk-based capital | $949,000 | 4,032 |
| Total risk weighted assets | $75,588,000 | 4,609 |
| Total unused commitments | $16,368,000 | 3,701 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 19 | 6,367 |
| Assets and Liabilities | ||
| Total Assets: | $85,127,000 | 5,441 |
| Cash and due from depository institutions | $3,267,000 | 6,367 |
| Interest-bearing balances | $221,000 | 4,221 |
| Securities | $979,000 | 8,449 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,423 |
| Net loans & leases | $74,108,000 | 4,481 |
| Loan loss allowance | $1,240,000 | 3,509 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $291,000 | 7,688 |
| Other real estate owned | $200,000 | 6,367 |
| Goodwill and other intangibles | $791,000 | 1,823 |
| All other assets | $891,000 | 6,930 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $85,127,000 | 5,441 |
| Total liabilities | $76,837,000 | 5,394 |
| Total deposits | $75,549,000 | 5,158 |
| Interest-bearing deposits | $66,948,000 | 4,985 |
| Deposits held in domestic offices | $75,549,000 | 5,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $750,000 | 5,339 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $538,000 | 4,972 |
| Total equity capital | $8,290,000 | 5,763 |
| Total bank equity capital | $8,290,000 | 5,763 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,405,000 | 1,659 |
| Surplus | $4,710,000 | 3,811 |
| Undivided profits | $1,175,000 | 7,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $271,000 | 7,372 |
| Earning assets | $79,908,000 | 5,369 |
| Long-term assets (5+ years) | $1,332,000 | 7,189 |
| Average Assets, year-to-date | $87,405,250 | 5,243 |
| Average Assets, quarterly | $85,198,000 | 5,403 |
| Volatile liabilities | $36,914,000 | 2,955 |
| Insider loans | $4,566,000 | 1,416 |
| FHLB advances | $750,000 | 5,084 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,896,000 | 3,184 |
| Tier 1 (core) risk-based capital | $7,508,000 | 6,053 |
| Tier 2 risk-based capital | $942,000 | 4,029 |
| Total risk weighted assets | $75,097,000 | 4,589 |
| Total unused commitments | $20,896,000 | 3,186 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $85,269,000 | 5,377 |
| Cash and due from depository institutions | $1,986,000 | 6,516 |
| Interest-bearing balances | $224,000 | 4,165 |
| Securities | $983,000 | 8,468 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $80,105,000 | 4,221 |
| Loan loss allowance | $1,212,000 | 3,520 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $307,000 | 7,626 |
| Other real estate owned | $100,000 | 6,516 |
| Goodwill and other intangibles | $791,000 | 1,813 |
| All other assets | $997,000 | 6,547 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $85,269,000 | 5,377 |
| Total liabilities | $77,082,000 | 5,332 |
| Total deposits | $68,943,000 | 5,393 |
| Interest-bearing deposits | $59,236,000 | 5,346 |
| Deposits held in domestic offices | $68,943,000 | 5,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,050,000 | 1,384 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $750,000 | 5,263 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $339,000 | 5,866 |
| Total equity capital | $8,187,000 | 5,748 |
| Total bank equity capital | $8,187,000 | 5,748 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,405,000 | 1,641 |
| Surplus | $4,710,000 | 3,762 |
| Undivided profits | $1,072,000 | 7,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,866,000 | 914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $340,000 | 6,620 |
| Earning assets | $81,312,000 | 5,259 |
| Long-term assets (5+ years) | $1,349,000 | 7,205 |
| Average Assets, year-to-date | $88,164,670 | 5,219 |
| Average Assets, quarterly | $87,550,500 | 5,259 |
| Volatile liabilities | $45,009,000 | 2,464 |
| Insider loans | $4,172,000 | 1,528 |
| FHLB advances | $750,000 | 5,050 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,143,000 | 3,184 |
| Tier 1 (core) risk-based capital | $7,403,000 | 6,014 |
| Tier 2 risk-based capital | $991,000 | 3,847 |
| Total risk weighted assets | $79,023,000 | 4,380 |
| Total unused commitments | $20,143,000 | 3,185 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $89,832,000 | 5,232 |
| Cash and due from depository institutions | $1,928,000 | 6,116 |
| Interest-bearing balances | $227,000 | 4,220 |
| Securities | $977,000 | 8,538 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $84,792,000 | 4,022 |
| Loan loss allowance | $1,392,000 | 3,168 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $333,000 | 7,578 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $791,000 | 1,812 |
| All other assets | $1,011,000 | 6,554 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $89,832,000 | 5,232 |
| Total liabilities | $81,616,000 | 5,168 |
| Total deposits | $79,104,000 | 4,982 |
| Interest-bearing deposits | $69,932,000 | 4,839 |
| Deposits held in domestic offices | $79,104,000 | 4,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,369 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $750,000 | 5,154 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $262,000 | 6,352 |
| Total equity capital | $8,216,000 | 5,661 |
| Total bank equity capital | $8,216,000 | 5,661 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,405,000 | 1,642 |
| Surplus | $4,710,000 | 3,741 |
| Undivided profits | $1,101,000 | 7,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,899,000 | 894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $344,000 | 6,542 |
| Earning assets | $85,996,000 | 5,094 |
| Long-term assets (5+ years) | $1,357,000 | 7,274 |
| Average Assets, year-to-date | $89,612,500 | 5,204 |
| Average Assets, quarterly | $89,612,500 | 5,204 |
| Volatile liabilities | $45,806,000 | 2,332 |
| Insider loans | $4,351,000 | 1,428 |
| FHLB advances | $750,000 | 4,931 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,614,000 | 3,179 |
| Tier 1 (core) risk-based capital | $7,435,000 | 5,969 |
| Tier 2 risk-based capital | $1,054,000 | 3,684 |
| Total risk weighted assets | $84,017,000 | 4,198 |
| Total unused commitments | $19,614,000 | 3,181 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 19 | 6,410 |
| Assets and Liabilities | ||
| Total Assets: | $89,393,000 | 5,229 |
| Cash and due from depository institutions | $1,372,000 | 6,410 |
| Interest-bearing balances | $230,000 | 4,217 |
| Securities | $987,000 | 8,569 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $84,821,000 | 3,997 |
| Loan loss allowance | $1,269,000 | 3,358 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $336,000 | 7,596 |
| Other real estate owned | $108,000 | 6,410 |
| Goodwill and other intangibles | $791,000 | 1,802 |
| All other assets | $978,000 | 6,601 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $89,393,000 | 5,229 |
| Total liabilities | $81,124,000 | 5,180 |
| Total deposits | $71,400,000 | 5,317 |
| Interest-bearing deposits | $61,694,000 | 5,217 |
| Deposits held in domestic offices | $71,400,000 | 5,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,700,000 | 1,238 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $750,000 | 5,199 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $274,000 | 6,187 |
| Total equity capital | $8,269,000 | 5,643 |
| Total bank equity capital | $8,269,000 | 5,643 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,405,000 | 1,626 |
| Surplus | $4,710,000 | 3,699 |
| Undivided profits | $1,154,000 | 7,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,445,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $387,000 | 6,165 |
| Earning assets | $86,038,000 | 5,090 |
| Long-term assets (5+ years) | $1,309,000 | 7,352 |
| Average Assets, year-to-date | $84,306,200 | 5,292 |
| Average Assets, quarterly | $88,264,500 | 5,238 |
| Volatile liabilities | $44,840,000 | 2,317 |
| Insider loans | $3,847,000 | 1,593 |
| FHLB advances | $750,000 | 4,944 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,403,000 | 2,890 |
| Tier 1 (core) risk-based capital | $7,481,000 | 5,893 |
| Tier 2 risk-based capital | $1,052,000 | 3,657 |
| Total risk weighted assets | $83,906,000 | 4,163 |
| Total unused commitments | $21,403,000 | 2,892 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $87,136,000 | 5,289 |
| Cash and due from depository institutions | $2,905,000 | 6,262 |
| Interest-bearing balances | $238,000 | 4,260 |
| Securities | $992,000 | 8,620 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $81,090,000 | 4,072 |
| Loan loss allowance | $1,092,000 | 3,771 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $364,000 | 7,523 |
| Other real estate owned | $108,000 | 6,262 |
| Goodwill and other intangibles | $791,000 | 1,774 |
| All other assets | $886,000 | 6,846 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,136,000 | 5,289 |
| Total liabilities | $78,982,000 | 5,227 |
| Total deposits | $72,840,000 | 5,205 |
| Interest-bearing deposits | $63,414,000 | 5,093 |
| Deposits held in domestic offices | $72,840,000 | 5,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,150,000 | 1,617 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $750,000 | 5,226 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $242,000 | 6,701 |
| Total equity capital | $8,154,000 | 5,712 |
| Total bank equity capital | $8,154,000 | 5,712 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,405,000 | 1,618 |
| Surplus | $4,610,000 | 3,700 |
| Undivided profits | $1,139,000 | 7,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 4,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $348,000 | 6,653 |
| Earning assets | $82,320,000 | 5,194 |
| Long-term assets (5+ years) | $1,663,000 | 7,268 |
| Average Assets, year-to-date | $83,034,500 | 5,348 |
| Average Assets, quarterly | $84,301,000 | 5,349 |
| Volatile liabilities | $40,479,000 | 2,463 |
| Insider loans | $4,455,000 | 1,323 |
| FHLB advances | $750,000 | 4,982 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,180,000 | 2,643 |
| Tier 1 (core) risk-based capital | $7,362,000 | 5,942 |
| Tier 2 risk-based capital | $1,018,000 | 3,722 |
| Total risk weighted assets | $81,375,000 | 4,216 |
| Total unused commitments | $24,180,000 | 2,647 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 20 | 6,337 |
| Assets and Liabilities | ||
| Total Assets: | $81,466,000 | 5,500 |
| Cash and due from depository institutions | $2,298,000 | 6,337 |
| Interest-bearing balances | $238,000 | 4,334 |
| Securities | $983,000 | 8,687 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $76,210,000 | 4,208 |
| Loan loss allowance | $900,000 | 4,328 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $389,000 | 7,463 |
| Other real estate owned | $108,000 | 6,337 |
| Goodwill and other intangibles | $791,000 | 1,766 |
| All other assets | $687,000 | 7,382 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $81,466,000 | 5,500 |
| Total liabilities | $73,252,000 | 5,477 |
| Total deposits | $65,610,000 | 5,566 |
| Interest-bearing deposits | $55,749,000 | 5,563 |
| Deposits held in domestic offices | $65,610,000 | 5,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,650,000 | 1,432 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $750,000 | 5,210 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $242,000 | 6,370 |
| Total equity capital | $8,214,000 | 5,563 |
| Total bank equity capital | $8,214,000 | 5,563 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,405,000 | 1,619 |
| Surplus | $4,610,000 | 3,659 |
| Undivided profits | $1,199,000 | 7,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $432,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $287,000 | 7,025 |
| Earning assets | $77,431,000 | 5,379 |
| Long-term assets (5+ years) | $1,709,000 | 7,352 |
| Average Assets, year-to-date | $81,667,330 | 5,443 |
| Average Assets, quarterly | $81,784,500 | 5,472 |
| Volatile liabilities | $31,204,000 | 2,953 |
| Insider loans | $4,073,000 | 1,419 |
| FHLB advances | $750,000 | 4,980 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $19,646,000 | 3,033 |
| Tier 1 (core) risk-based capital | $7,427,000 | 5,848 |
| Tier 2 risk-based capital | $900,000 | 4,040 |
| Total risk weighted assets | $75,671,000 | 4,398 |
| Total unused commitments | $19,646,000 | 3,037 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 19 | 6,492 |
| Assets and Liabilities | ||
| Total Assets: | $82,103,000 | 5,489 |
| Cash and due from depository institutions | $1,686,000 | 6,492 |
| Interest-bearing balances | $242,000 | 4,464 |
| Securities | $1,002,000 | 8,702 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $77,004,000 | 4,113 |
| Loan loss allowance | $898,000 | 4,298 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $416,000 | 7,378 |
| Other real estate owned | $505,000 | 6,492 |
| Goodwill and other intangibles | $791,000 | 1,773 |
| All other assets | $699,000 | 7,254 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $82,103,000 | 5,489 |
| Total liabilities | $73,993,000 | 5,439 |
| Total deposits | $73,079,000 | 5,228 |
| Interest-bearing deposits | $64,574,000 | 5,068 |
| Deposits held in domestic offices | $73,079,000 | 5,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $750,000 | 5,037 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $164,000 | 7,410 |
| Total equity capital | $8,110,000 | 5,668 |
| Total bank equity capital | $8,110,000 | 5,668 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,405,000 | 1,614 |
| Surplus | $4,610,000 | 3,620 |
| Undivided profits | $1,095,000 | 7,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $287,000 | 6,974 |
| Earning assets | $78,248,000 | 5,342 |
| Long-term assets (5+ years) | $1,742,000 | 7,340 |
| Average Assets, year-to-date | $81,768,000 | 5,461 |
| Average Assets, quarterly | $81,768,000 | 5,461 |
| Volatile liabilities | $27,870,000 | 3,094 |
| Insider loans | $5,520,000 | 1,007 |
| FHLB advances | $750,000 | 4,812 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,153,000 | 2,739 |
| Tier 1 (core) risk-based capital | $7,310,000 | 5,857 |
| Tier 2 risk-based capital | $898,000 | 4,003 |
| Total risk weighted assets | $77,193,000 | 4,268 |
| Total unused commitments | $22,153,000 | 2,747 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $81,433,000 | 5,501 |
| Cash and due from depository institutions | $2,484,000 | 6,499 |
| Interest-bearing balances | $246,000 | 4,378 |
| Securities | $997,000 | 8,777 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 5,293 |
| Net loans & leases | $75,264,000 | 4,148 |
| Loan loss allowance | $829,000 | 4,507 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $442,000 | 7,333 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $791,000 | 1,765 |
| All other assets | $705,000 | 7,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,433,000 | 5,501 |
| Total liabilities | $73,233,000 | 5,477 |
| Total deposits | $72,375,000 | 5,264 |
| Interest-bearing deposits | $63,216,000 | 5,122 |
| Deposits held in domestic offices | $72,375,000 | 5,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $750,000 | 5,066 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $108,000 | 8,023 |
| Total equity capital | $8,200,000 | 5,550 |
| Total bank equity capital | $8,200,000 | 5,550 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,405,000 | 1,624 |
| Surplus | $4,610,000 | 3,588 |
| Undivided profits | $1,185,000 | 7,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $651,000 | 3,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $297,000 | 7,007 |
| Earning assets | $77,257,000 | 5,355 |
| Long-term assets (5+ years) | $1,773,000 | 7,354 |
| Average Assets, year-to-date | $77,709,400 | 5,534 |
| Average Assets, quarterly | $79,746,000 | 5,535 |
| Volatile liabilities | $28,032,000 | 3,081 |
| Insider loans | $7,247,000 | 730 |
| FHLB advances | $750,000 | 4,836 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $18,445,000 | 2,997 |
| Tier 1 (core) risk-based capital | $7,403,000 | 5,737 |
| Tier 2 risk-based capital | $829,000 | 4,220 |
| Total risk weighted assets | $75,401,000 | 4,316 |
| Total unused commitments | $18,445,000 | 2,999 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 20 | 6,371 |
| Assets and Liabilities | ||
| Total Assets: | $78,059,000 | 5,629 |
| Cash and due from depository institutions | $2,036,000 | 6,371 |
| Interest-bearing balances | $251,000 | 4,475 |
| Securities | $1,001,000 | 8,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $73,238,000 | 4,217 |
| Loan loss allowance | $860,000 | 4,411 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $243,000 | 8,082 |
| Other real estate owned | $0 | 6,371 |
| Goodwill and other intangibles | $791,000 | 1,750 |
| All other assets | $750,000 | 7,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,059,000 | 5,629 |
| Total liabilities | $69,986,000 | 5,618 |
| Total deposits | $67,885,000 | 5,459 |
| Interest-bearing deposits | $59,313,000 | 5,346 |
| Deposits held in domestic offices | $67,885,000 | 5,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,514 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $750,000 | 5,042 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $251,000 | 6,824 |
| Total equity capital | $8,073,000 | 5,595 |
| Total bank equity capital | $8,073,000 | 5,595 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,405,000 | 1,621 |
| Surplus | $4,610,000 | 3,522 |
| Undivided profits | $1,058,000 | 7,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,055,000 | 2,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $258,000 | 7,502 |
| Earning assets | $74,490,000 | 5,493 |
| Long-term assets (5+ years) | $3,310,000 | 6,804 |
| Average Assets, year-to-date | $76,778,500 | 5,598 |
| Average Assets, quarterly | $79,741,000 | 5,534 |
| Volatile liabilities | $13,913,000 | 4,825 |
| Insider loans | $5,849,000 | 913 |
| FHLB advances | $750,000 | 4,809 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,232,000 | 3,131 |
| Tier 1 (core) risk-based capital | $7,274,000 | 5,825 |
| Tier 2 risk-based capital | $860,000 | 4,111 |
| Total risk weighted assets | $72,211,000 | 4,449 |
| Total unused commitments | $17,232,000 | 3,134 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $81,423,000 | 5,481 |
| Cash and due from depository institutions | $2,592,000 | 6,562 |
| Interest-bearing balances | $242,000 | 4,611 |
| Securities | $1,004,000 | 8,819 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,895 |
| Net loans & leases | $70,959,000 | 4,307 |
| Loan loss allowance | $835,000 | 4,452 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $235,000 | 8,141 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $791,000 | 1,709 |
| All other assets | $692,000 | 7,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,423,000 | 5,481 |
| Total liabilities | $73,534,000 | 5,422 |
| Total deposits | $72,635,000 | 5,225 |
| Interest-bearing deposits | $63,989,000 | 5,080 |
| Deposits held in domestic offices | $72,635,000 | 5,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $750,000 | 5,077 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $149,000 | 7,914 |
| Total equity capital | $7,889,000 | 5,658 |
| Total bank equity capital | $7,889,000 | 5,658 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,405,000 | 1,615 |
| Surplus | $4,610,000 | 3,492 |
| Undivided profits | $874,000 | 7,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $271,000 | 7,303 |
| Earning assets | $77,355,000 | 5,346 |
| Long-term assets (5+ years) | $3,301,000 | 6,760 |
| Average Assets, year-to-date | $76,351,670 | 5,623 |
| Average Assets, quarterly | $77,627,000 | 5,609 |
| Volatile liabilities | $13,530,000 | 4,857 |
| Insider loans | $4,956,000 | 1,074 |
| FHLB advances | $750,000 | 4,785 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,096,000 | 3,006 |
| Tier 1 (core) risk-based capital | $7,098,000 | 5,829 |
| Tier 2 risk-based capital | $835,000 | 4,155 |
| Total risk weighted assets | $70,515,000 | 4,505 |
| Total unused commitments | $18,096,000 | 3,015 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 18 | 6,694 |
| Assets and Liabilities | ||
| Total Assets: | $73,831,000 | 5,756 |
| Cash and due from depository institutions | $2,376,000 | 6,694 |
| Interest-bearing balances | $252,000 | 4,458 |
| Securities | $1,004,000 | 8,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $68,740,000 | 4,356 |
| Loan loss allowance | $835,000 | 4,419 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $240,000 | 8,136 |
| Other real estate owned | $0 | 6,694 |
| Goodwill and other intangibles | $791,000 | 1,702 |
| All other assets | $680,000 | 7,442 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,831,000 | 5,756 |
| Total liabilities | $66,028,000 | 5,744 |
| Total deposits | $63,842,000 | 5,612 |
| Interest-bearing deposits | $56,991,000 | 5,475 |
| Deposits held in domestic offices | $63,842,000 | 5,610 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,250,000 | 2,232 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $750,000 | 4,962 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $186,000 | 7,576 |
| Total equity capital | $7,803,000 | 5,625 |
| Total bank equity capital | $7,803,000 | 5,625 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,405,000 | 1,624 |
| Surplus | $4,610,000 | 3,449 |
| Undivided profits | $788,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $86,000 | 7,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $275,000 | 7,316 |
| Earning assets | $69,996,000 | 5,629 |
| Long-term assets (5+ years) | $3,361,000 | 6,690 |
| Average Assets, year-to-date | $73,816,000 | 5,729 |
| Average Assets, quarterly | $73,816,000 | 5,729 |
| Volatile liabilities | $14,960,000 | 4,537 |
| Insider loans | $5,378,000 | 972 |
| FHLB advances | $750,000 | 4,732 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,310,000 | 3,385 |
| Tier 1 (core) risk-based capital | $7,012,000 | 5,820 |
| Tier 2 risk-based capital | $835,000 | 4,115 |
| Total risk weighted assets | $69,104,000 | 4,499 |
| Total unused commitments | $14,310,000 | 3,396 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $73,801,000 | 5,726 |
| Cash and due from depository institutions | $2,706,000 | 6,711 |
| Interest-bearing balances | $249,000 | 4,395 |
| Securities | $1,006,000 | 8,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $68,018,000 | 4,381 |
| Loan loss allowance | $830,000 | 4,381 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $255,000 | 8,111 |
| Other real estate owned | $316,000 | 6,711 |
| Goodwill and other intangibles | $791,000 | 1,682 |
| All other assets | $709,000 | 7,407 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,801,000 | 5,726 |
| Total liabilities | $66,027,000 | 5,713 |
| Total deposits | $62,611,000 | 5,644 |
| Interest-bearing deposits | $54,957,000 | 5,544 |
| Deposits held in domestic offices | $62,611,000 | 5,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 1,912 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $750,000 | 5,064 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $166,000 | 7,899 |
| Total equity capital | $7,774,000 | 5,593 |
| Total bank equity capital | $7,774,000 | 5,593 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,405,000 | 1,616 |
| Surplus | $4,610,000 | 3,412 |
| Undivided profits | $759,000 | 7,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $262,000 | 7,593 |
| Earning assets | $69,273,000 | 5,638 |
| Long-term assets (5+ years) | $3,432,000 | 6,627 |
| Average Assets, year-to-date | $72,456,800 | 5,612 |
| Average Assets, quarterly | $73,395,500 | 5,699 |
| Volatile liabilities | $17,028,000 | 4,169 |
| Insider loans | $4,103,000 | 1,283 |
| FHLB advances | $750,000 | 4,741 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,707,000 | 2,971 |
| Tier 1 (core) risk-based capital | $6,982,000 | 5,774 |
| Tier 2 risk-based capital | $830,000 | 4,079 |
| Total risk weighted assets | $67,428,000 | 4,549 |
| Total unused commitments | $16,707,000 | 2,976 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 17 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $66,870,000 | 5,950 |
| Cash and due from depository institutions | $1,226,000 | 6,921 |
| Interest-bearing balances | $292,000 | 4,179 |
| Securities | $1,009,000 | 9,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $63,016,000 | 4,509 |
| Loan loss allowance | $766,000 | 4,422 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $210,000 | 8,481 |
| Other real estate owned | $0 | 6,921 |
| Goodwill and other intangibles | $791,000 | 1,607 |
| All other assets | $618,000 | 7,864 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,870,000 | 5,950 |
| Total liabilities | $60,347,000 | 5,932 |
| Total deposits | $53,007,000 | 6,111 |
| Interest-bearing deposits | $47,120,000 | 5,986 |
| Deposits held in domestic offices | $53,007,000 | 6,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,400,000 | 1,328 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $750,000 | 4,844 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $190,000 | 8,010 |
| Total equity capital | $6,523,000 | 6,083 |
| Total bank equity capital | $6,523,000 | 6,083 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,405,000 | 1,620 |
| Surplus | $4,345,000 | 3,463 |
| Undivided profits | $-227,000 | 8,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,000 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $298,000 | 7,564 |
| Earning assets | $64,317,000 | 5,785 |
| Long-term assets (5+ years) | $2,462,000 | 7,132 |
| Average Assets, year-to-date | $56,041,600 | 6,366 |
| Average Assets, quarterly | $66,788,500 | 5,930 |
| Volatile liabilities | $23,337,000 | 3,273 |
| Insider loans | $1,591,000 | 2,857 |
| FHLB advances | $750,000 | 4,570 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,788,000 | 2,519 |
| Tier 1 (core) risk-based capital | $5,726,000 | 6,431 |
| Tier 2 risk-based capital | $766,000 | 4,156 |
| Total risk weighted assets | $64,166,000 | 4,615 |
| Total unused commitments | $19,788,000 | 2,527 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 13 | 7,848 |
| Assets and Liabilities | ||
| Total Assets: | $45,089,000 | 7,202 |
| Cash and due from depository institutions | $951,000 | 7,848 |
| Interest-bearing balances | $278,000 | 3,588 |
| Securities | $1,029,000 | 9,515 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,342 |
| Net loans & leases | $39,902,000 | 5,934 |
| Loan loss allowance | $444,000 | 6,106 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $190,000 | 8,843 |
| Other real estate owned | $0 | 7,848 |
| Goodwill and other intangibles | $847,000 | 1,521 |
| All other assets | $270,000 | 9,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,089,000 | 7,202 |
| Total liabilities | $40,122,000 | 7,186 |
| Total deposits | $39,241,000 | 7,034 |
| Interest-bearing deposits | $35,329,000 | 6,850 |
| Deposits held in domestic offices | $39,241,000 | 7,033 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $750,000 | 4,807 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $131,000 | 8,990 |
| Total equity capital | $4,967,000 | 7,113 |
| Total bank equity capital | $4,967,000 | 7,113 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,405,000 | 1,629 |
| Surplus | $3,115,000 | 4,244 |
| Undivided profits | $-553,000 | 9,370 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $73,000 | 7,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $206,000 | 7,913 |
| Earning assets | $43,109,000 | 7,050 |
| Long-term assets (5+ years) | $797,000 | 8,096 |
| Average Assets, year-to-date | $42,649,000 | 7,205 |
| Average Assets, quarterly | $43,469,500 | 7,267 |
| Volatile liabilities | $11,443,000 | 5,254 |
| Insider loans | $3,680,000 | 1,341 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,007,000 | 3,997 |
| Tier 1 (core) risk-based capital | $4,128,000 | 7,676 |
| Tier 2 risk-based capital | $444,000 | 5,795 |
| Total risk weighted assets | $42,901,800 | 5,845 |
| Total unused commitments | $9,007,000 | 3,999 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $38,610,000 | 7,782 |
| Cash and due from depository institutions | $1,082,000 | 8,338 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $951,000 | 9,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $36,064,000 | 6,197 |
| Loan loss allowance | $365,000 | 6,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $236,000 | 8,860 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $277,000 | 9,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,610,000 | 7,782 |
| Total liabilities | $35,340,000 | 7,679 |
| Total deposits | $35,197,000 | 7,505 |
| Interest-bearing deposits | $32,224,000 | 7,258 |
| Deposits held in domestic offices | $35,197,000 | 7,503 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $143,000 | 8,837 |
| Total equity capital | $3,270,000 | 8,429 |
| Total bank equity capital | $3,270,000 | 8,429 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,405,000 | 1,633 |
| Surplus | $1,628,000 | 6,051 |
| Undivided profits | $-763,000 | 9,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $174,000 | 8,133 |
| Earning assets | $37,015,000 | 7,614 |
| Long-term assets (5+ years) | $848,000 | 8,386 |
| Average Assets, year-to-date | $35,562,200 | 7,880 |
| Average Assets, quarterly | $38,516,500 | 7,743 |
| Volatile liabilities | $13,387,000 | 4,588 |
| Insider loans | $2,461,000 | 1,874 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,367,000 | 3,446 |
| Tier 1 (core) risk-based capital | $3,302,000 | 8,435 |
| Tier 2 risk-based capital | $365,000 | 6,385 |
| Total risk weighted assets | $36,631,200 | 6,314 |
| Total unused commitments | $11,367,000 | 3,452 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $31,375,000 | 8,525 |
| Cash and due from depository institutions | $1,431,000 | 8,764 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $986,000 | 10,069 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,970 |
| Net loans & leases | $22,680,000 | 7,589 |
| Loan loss allowance | $250,000 | 7,948 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $269,000 | 8,839 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $209,000 | 9,870 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,375,000 | 8,525 |
| Total liabilities | $28,098,000 | 8,477 |
| Total deposits | $28,028,000 | 8,350 |
| Interest-bearing deposits | $25,868,000 | 8,094 |
| Deposits held in domestic offices | $28,028,000 | 8,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $70,000 | 10,036 |
| Total equity capital | $3,277,000 | 8,573 |
| Total bank equity capital | $3,277,000 | 8,573 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,405,000 | 1,575 |
| Surplus | $1,508,000 | 6,183 |
| Undivided profits | $-636,000 | 10,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $97,000 | 9,412 |
| Earning assets | $29,466,000 | 8,423 |
| Long-term assets (5+ years) | $805,000 | 8,526 |
| Average Assets, year-to-date | $21,131,000 | 9,319 |
| Average Assets, quarterly | $28,092,500 | 8,746 |
| Volatile liabilities | $11,075,000 | 4,705 |
| Insider loans | $2,926,000 | 1,471 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,843,000 | 4,213 |
| Tier 1 (core) risk-based capital | $3,286,000 | 8,468 |
| Tier 2 risk-based capital | $250,000 | 7,594 |
| Total risk weighted assets | $23,989,200 | 7,655 |
| Total unused commitments | $7,843,000 | 4,218 |
| Derivatives | $0 | 527 |