Kent Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 5,260 |
| Total interest expense | $246,000 | 4,882 |
| Net interest income | $1,783,000 | 5,245 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $-59,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $130,000 | 4,207 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-189,000 | 6,527 |
| Total noninterest expense | $1,665,000 | 5,127 |
| Salaries and employee benefits | $742,000 | 5,386 |
| Premises and equipment expense | $300,000 | 4,145 |
| Additional noninterest expense | $623,000 | 4,861 |
| Pre-tax net operating income | $-36,000 | 6,192 |
| Securities gains (losses) | $34,000 | 1,709 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $-3,000 | 6,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,000 | 6,162 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-3,000 | 6,163 |
| Net charge-offs | $82,000 | 2,878 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-37,000 | 6,195 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 5,279 |
| Total interest expense | $166,000 | 4,915 |
| Net interest income | $1,198,000 | 5,268 |
| Provision for loan and lease losses | $95,000 | 2,419 |
| Total noninterest income | $-155,000 | 6,625 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $87,000 | 4,188 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-242,000 | 6,622 |
| Total noninterest expense | $1,195,000 | 5,038 |
| Salaries and employee benefits | $500,000 | 5,422 |
| Premises and equipment expense | $204,000 | 4,137 |
| Additional noninterest expense | $491,000 | 4,529 |
| Pre-tax net operating income | $-247,000 | 6,416 |
| Securities gains (losses) | $38,000 | 1,330 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $-210,000 | 6,418 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-210,000 | 6,419 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-210,000 | 6,420 |
| Net charge-offs | $47,000 | 2,837 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-248,000 | 6,424 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 5,373 |
| Total interest expense | $83,000 | 4,981 |
| Net interest income | $580,000 | 5,361 |
| Provision for loan and lease losses | $95,000 | 1,647 |
| Total noninterest income | $61,000 | 5,282 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $38,000 | 4,409 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $23,000 | 5,416 |
| Total noninterest expense | $556,000 | 5,222 |
| Salaries and employee benefits | $253,000 | 5,464 |
| Premises and equipment expense | $107,000 | 4,064 |
| Additional noninterest expense | $196,000 | 5,056 |
| Pre-tax net operating income | $-10,000 | 6,253 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-2,000 | 6,234 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 6,233 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-2,000 | 6,235 |
| Net charge-offs | $104,000 | 1,352 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-10,000 | 6,256 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 5,360 |
| Total interest expense | $395,000 | 4,934 |
| Net interest income | $2,371,000 | 5,356 |
| Provision for loan and lease losses | $695,000 | 1,489 |
| Total noninterest income | $-118,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $197,000 | 4,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-315,000 | 6,706 |
| Total noninterest expense | $2,189,000 | 5,302 |
| Salaries and employee benefits | $955,000 | 5,619 |
| Premises and equipment expense | $418,000 | 4,119 |
| Additional noninterest expense | $816,000 | 5,033 |
| Pre-tax net operating income | $-631,000 | 6,502 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $-8,000 | 6,286 |
| Income before extraordinary items | $-622,000 | 6,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-622,000 | 6,518 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-622,000 | 6,518 |
| Net charge-offs | $663,000 | 1,696 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-622,990 | 6,503 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 5,435 |
| Total interest expense | $310,000 | 4,930 |
| Net interest income | $1,750,000 | 5,438 |
| Provision for loan and lease losses | $620,000 | 1,294 |
| Total noninterest income | $-74,000 | 6,805 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $152,000 | 4,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-226,000 | 6,801 |
| Total noninterest expense | $1,634,000 | 5,338 |
| Salaries and employee benefits | $688,000 | 5,718 |
| Premises and equipment expense | $288,000 | 4,336 |
| Additional noninterest expense | $658,000 | 4,895 |
| Pre-tax net operating income | $-578,000 | 6,636 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-577,000 | 6,655 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-577,000 | 6,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-577,000 | 6,656 |
| Net charge-offs | $567,000 | 1,470 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-578,000 | 6,641 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 5,442 |
| Total interest expense | $213,000 | 4,944 |
| Net interest income | $1,176,000 | 5,449 |
| Provision for loan and lease losses | $560,000 | 1,066 |
| Total noninterest income | $-221,000 | 6,890 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $104,000 | 4,042 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-325,000 | 6,878 |
| Total noninterest expense | $1,030,000 | 5,460 |
| Salaries and employee benefits | $446,000 | 5,807 |
| Premises and equipment expense | $191,000 | 4,373 |
| Additional noninterest expense | $393,000 | 5,138 |
| Pre-tax net operating income | $-635,000 | 6,726 |
| Securities gains (losses) | $45,000 | 1,592 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-590,000 | 6,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-590,000 | 6,749 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-590,000 | 6,748 |
| Net charge-offs | $512,000 | 1,242 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-635,000 | 6,734 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $688,000 | 5,495 |
| Total interest expense | $114,000 | 4,892 |
| Net interest income | $574,000 | 5,528 |
| Provision for loan and lease losses | $385,000 | 832 |
| Total noninterest income | $-336,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $45,000 | 4,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-381,000 | 6,989 |
| Total noninterest expense | $546,000 | 5,398 |
| Salaries and employee benefits | $222,000 | 5,858 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $224,000 | 4,895 |
| Pre-tax net operating income | $-693,000 | 6,904 |
| Securities gains (losses) | $16,000 | 1,343 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-677,000 | 6,907 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-677,000 | 6,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-677,000 | 6,908 |
| Net charge-offs | $257,000 | 1,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-693,000 | 6,898 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 5,325 |
| Total interest expense | $669,000 | 4,517 |
| Net interest income | $2,563,000 | 5,416 |
| Provision for loan and lease losses | $230,000 | 3,753 |
| Total noninterest income | $-12,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $209,000 | 4,174 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-221,000 | 6,825 |
| Total noninterest expense | $2,279,000 | 5,392 |
| Salaries and employee benefits | $1,013,000 | 5,678 |
| Premises and equipment expense | $372,000 | 4,465 |
| Additional noninterest expense | $894,000 | 5,039 |
| Pre-tax net operating income | $42,000 | 6,065 |
| Securities gains (losses) | $33,000 | 2,972 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $75,000 | 6,126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $75,000 | 6,119 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $75,000 | 6,122 |
| Net charge-offs | $349,000 | 3,118 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $42,000 | 6,058 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 5,359 |
| Total interest expense | $529,000 | 4,523 |
| Net interest income | $1,974,000 | 5,454 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $213,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $58,000 | 5,633 |
| Total noninterest expense | $1,649,000 | 5,507 |
| Salaries and employee benefits | $750,000 | 5,740 |
| Premises and equipment expense | $275,000 | 4,563 |
| Additional noninterest expense | $624,000 | 5,246 |
| Pre-tax net operating income | $398,000 | 4,999 |
| Securities gains (losses) | $11,000 | 3,090 |
| Applicable income taxes | $6,000 | 4,487 |
| Income before extraordinary items | $403,000 | 4,977 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $403,000 | 4,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $403,000 | 4,978 |
| Net charge-offs | $332,000 | 2,707 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $392,110 | 4,825 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 5,338 |
| Total interest expense | $360,000 | 4,584 |
| Net interest income | $1,355,000 | 5,424 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $117,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $104,000 | 4,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 6,366 |
| Total noninterest expense | $1,150,000 | 5,433 |
| Salaries and employee benefits | $504,000 | 5,775 |
| Premises and equipment expense | $184,000 | 4,574 |
| Additional noninterest expense | $462,000 | 5,050 |
| Pre-tax net operating income | $282,000 | 4,912 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $278,000 | 4,924 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $278,000 | 4,927 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $278,000 | 4,927 |
| Net charge-offs | $334,000 | 2,204 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $278,000 | 4,732 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $879,000 | 5,332 |
| Total interest expense | $182,000 | 4,661 |
| Net interest income | $697,000 | 5,407 |
| Provision for loan and lease losses | $10,000 | 4,833 |
| Total noninterest income | $33,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-17,000 | 7,010 |
| Total noninterest expense | $578,000 | 5,458 |
| Salaries and employee benefits | $256,000 | 5,787 |
| Premises and equipment expense | $100,000 | 4,398 |
| Additional noninterest expense | $222,000 | 5,129 |
| Pre-tax net operating income | $142,000 | 5,016 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $140,000 | 4,951 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $140,000 | 4,954 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $140,000 | 4,955 |
| Net charge-offs | $36,000 | 3,280 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $140,000 | 4,802 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 5,166 |
| Total interest expense | $793,000 | 4,938 |
| Net interest income | $3,182,000 | 5,127 |
| Provision for loan and lease losses | $875,000 | 2,616 |
| Total noninterest income | $235,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $210,000 | 4,285 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $25,000 | 6,289 |
| Total noninterest expense | $2,153,000 | 5,682 |
| Salaries and employee benefits | $954,000 | 5,956 |
| Premises and equipment expense | $365,000 | 4,771 |
| Additional noninterest expense | $834,000 | 5,327 |
| Pre-tax net operating income | $389,000 | 4,998 |
| Securities gains (losses) | $-54,000 | 7,028 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $333,000 | 5,140 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $333,000 | 5,142 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $333,000 | 5,142 |
| Net charge-offs | $1,057,000 | 2,292 |
| Cash dividends | $225,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $386,460 | 4,854 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 5,196 |
| Total interest expense | $617,000 | 4,976 |
| Net interest income | $2,399,000 | 5,152 |
| Provision for loan and lease losses | $775,000 | 2,308 |
| Total noninterest income | $173,000 | 5,661 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $158,000 | 4,303 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $1,625,000 | 5,694 |
| Salaries and employee benefits | $693,000 | 6,027 |
| Premises and equipment expense | $268,000 | 4,883 |
| Additional noninterest expense | $664,000 | 5,221 |
| Pre-tax net operating income | $172,000 | 5,579 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $7,000 | 4,338 |
| Income before extraordinary items | $179,000 | 5,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $179,000 | 5,576 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $179,000 | 5,576 |
| Net charge-offs | $802,000 | 2,134 |
| Cash dividends | $225,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $165,560 | 5,507 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,180 |
| Total interest expense | $423,000 | 5,031 |
| Net interest income | $1,629,000 | 5,136 |
| Provision for loan and lease losses | $575,000 | 2,156 |
| Total noninterest income | $114,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $104,000 | 4,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $1,106,000 | 5,707 |
| Salaries and employee benefits | $456,000 | 6,097 |
| Premises and equipment expense | $176,000 | 4,961 |
| Additional noninterest expense | $474,000 | 5,133 |
| Pre-tax net operating income | $62,000 | 5,884 |
| Securities gains (losses) | $-10,000 | 7,078 |
| Applicable income taxes | $7,000 | 4,215 |
| Income before extraordinary items | $45,000 | 6,035 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 6,034 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $45,000 | 6,035 |
| Net charge-offs | $776,000 | 1,698 |
| Cash dividends | $225,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $53,700 | 5,910 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,026,000 | 5,204 |
| Total interest expense | $222,000 | 5,019 |
| Net interest income | $804,000 | 5,163 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $87,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $502,000 | 5,933 |
| Salaries and employee benefits | $229,000 | 6,138 |
| Premises and equipment expense | $97,000 | 4,779 |
| Additional noninterest expense | $176,000 | 5,825 |
| Pre-tax net operating income | $389,000 | 3,029 |
| Securities gains (losses) | $-12,000 | 7,192 |
| Applicable income taxes | $5,000 | 4,051 |
| Income before extraordinary items | $372,000 | 2,817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $372,000 | 2,816 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 2,817 |
| Net charge-offs | $111,000 | 2,627 |
| Cash dividends | $225,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $383,880 | 2,693 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 5,138 |
| Total interest expense | $1,169,000 | 4,893 |
| Net interest income | $3,275,000 | 5,128 |
| Provision for loan and lease losses | $560,000 | 3,966 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $222,000 | 4,221 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-176,000 | 7,257 |
| Total noninterest expense | $2,189,000 | 5,816 |
| Salaries and employee benefits | $980,000 | 6,073 |
| Premises and equipment expense | $351,000 | 5,050 |
| Additional noninterest expense | $858,000 | 5,458 |
| Pre-tax net operating income | $572,000 | 4,206 |
| Securities gains (losses) | $-130,000 | 7,249 |
| Applicable income taxes | $-7,000 | 6,539 |
| Income before extraordinary items | $449,000 | 4,467 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $449,000 | 4,467 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $449,000 | 4,467 |
| Net charge-offs | $967,000 | 2,732 |
| Cash dividends | $30,000 | 4,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $579,000 | 3,977 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,341,000 | 5,223 |
| Total interest expense | $914,000 | 4,940 |
| Net interest income | $2,427,000 | 5,213 |
| Provision for loan and lease losses | $560,000 | 3,346 |
| Total noninterest income | $-7,000 | 7,465 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $168,000 | 4,280 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-175,000 | 7,447 |
| Total noninterest expense | $1,632,000 | 5,863 |
| Salaries and employee benefits | $725,000 | 6,141 |
| Premises and equipment expense | $262,000 | 5,130 |
| Additional noninterest expense | $645,000 | 5,465 |
| Pre-tax net operating income | $228,000 | 5,141 |
| Securities gains (losses) | $-101,000 | 7,401 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $123,000 | 5,635 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $123,000 | 5,636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $123,000 | 5,636 |
| Net charge-offs | $956,000 | 2,242 |
| Cash dividends | $30,000 | 3,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $220,970 | 5,047 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 5,285 |
| Total interest expense | $637,000 | 4,924 |
| Net interest income | $1,570,000 | 5,317 |
| Provision for loan and lease losses | $260,000 | 3,834 |
| Total noninterest income | $-112,000 | 7,646 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $108,000 | 4,348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-220,000 | 7,614 |
| Total noninterest expense | $1,098,000 | 5,885 |
| Salaries and employee benefits | $484,000 | 6,180 |
| Premises and equipment expense | $177,000 | 5,149 |
| Additional noninterest expense | $437,000 | 5,449 |
| Pre-tax net operating income | $100,000 | 5,513 |
| Securities gains (losses) | $-94,000 | 7,508 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $2,000 | 6,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,000 | 6,180 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,000 | 6,179 |
| Net charge-offs | $652,000 | 2,161 |
| Cash dividends | $30,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $62,160 | 5,688 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,387 |
| Total interest expense | $329,000 | 4,969 |
| Net interest income | $757,000 | 5,457 |
| Provision for loan and lease losses | $260,000 | 2,614 |
| Total noninterest income | $-69,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-119,000 | 7,756 |
| Total noninterest expense | $523,000 | 6,071 |
| Salaries and employee benefits | $243,000 | 6,258 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $194,000 | 5,767 |
| Pre-tax net operating income | $-95,000 | 6,640 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $4,000 | 4,179 |
| Income before extraordinary items | $-84,000 | 6,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-84,000 | 6,715 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-84,000 | 6,714 |
| Net charge-offs | $112,000 | 2,997 |
| Cash dividends | $30,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-99,000 | 6,689 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,957,000 | 5,153 |
| Total interest expense | $2,025,000 | 4,411 |
| Net interest income | $2,932,000 | 5,446 |
| Provision for loan and lease losses | $1,493,000 | 2,914 |
| Total noninterest income | $142,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $213,000 | 4,526 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-71,000 | 7,562 |
| Total noninterest expense | $1,884,000 | 6,362 |
| Salaries and employee benefits | $1,018,000 | 6,206 |
| Premises and equipment expense | $363,000 | 5,229 |
| Additional noninterest expense | $503,000 | 6,774 |
| Pre-tax net operating income | $-303,000 | 5,811 |
| Securities gains (losses) | $-632,000 | 7,629 |
| Applicable income taxes | $-10,000 | 6,245 |
| Income before extraordinary items | $-925,000 | 6,328 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-925,000 | 6,328 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-925,000 | 6,328 |
| Net charge-offs | $1,093,000 | 2,758 |
| Cash dividends | $96,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-299,320 | 5,922 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 5,153 |
| Total interest expense | $1,636,000 | 4,355 |
| Net interest income | $2,166,000 | 5,502 |
| Provision for loan and lease losses | $463,000 | 3,926 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $158,000 | 4,581 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-43,000 | 7,749 |
| Total noninterest expense | $1,606,000 | 6,075 |
| Salaries and employee benefits | $766,000 | 6,222 |
| Premises and equipment expense | $273,000 | 5,264 |
| Additional noninterest expense | $567,000 | 5,957 |
| Pre-tax net operating income | $212,000 | 4,879 |
| Securities gains (losses) | $-621,000 | 7,782 |
| Applicable income taxes | $6,000 | 4,171 |
| Income before extraordinary items | $-415,000 | 6,345 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-415,000 | 6,347 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-415,000 | 6,346 |
| Net charge-offs | $538,000 | 2,934 |
| Cash dividends | $51,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $206,000 | 4,750 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 5,042 |
| Total interest expense | $1,143,000 | 4,364 |
| Net interest income | $1,529,000 | 5,365 |
| Provision for loan and lease losses | $-87,000 | 8,165 |
| Total noninterest income | $-58,000 | 8,025 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $97,000 | 4,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-155,000 | 8,000 |
| Total noninterest expense | $1,061,000 | 6,155 |
| Salaries and employee benefits | $512,000 | 6,286 |
| Premises and equipment expense | $182,000 | 5,312 |
| Additional noninterest expense | $367,000 | 6,043 |
| Pre-tax net operating income | $497,000 | 3,312 |
| Securities gains (losses) | $61,000 | 1,783 |
| Applicable income taxes | $6,000 | 4,180 |
| Income before extraordinary items | $552,000 | 2,921 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $552,000 | 2,919 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $552,000 | 2,920 |
| Net charge-offs | $192,000 | 3,476 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $491,610 | 3,024 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 5,138 |
| Total interest expense | $597,000 | 4,369 |
| Net interest income | $717,000 | 5,513 |
| Provision for loan and lease losses | $-237,000 | 8,226 |
| Total noninterest income | $-13,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-59,000 | 8,094 |
| Total noninterest expense | $497,000 | 6,282 |
| Salaries and employee benefits | $257,000 | 6,338 |
| Premises and equipment expense | $89,000 | 5,406 |
| Additional noninterest expense | $151,000 | 6,292 |
| Pre-tax net operating income | $444,000 | 2,595 |
| Securities gains (losses) | $30,000 | 1,510 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $471,000 | 2,249 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 2,249 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $471,000 | 2,251 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $441,300 | 2,229 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,773 |
| Total interest expense | $3,229,000 | 4,035 |
| Net interest income | $3,131,000 | 5,296 |
| Provision for loan and lease losses | $1,572,000 | 2,102 |
| Total noninterest income | $324,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $214,000 | 4,668 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $110,000 | 5,793 |
| Total noninterest expense | $1,997,000 | 6,236 |
| Salaries and employee benefits | $1,010,000 | 6,389 |
| Premises and equipment expense | $392,000 | 5,136 |
| Additional noninterest expense | $595,000 | 6,236 |
| Pre-tax net operating income | $-114,000 | 6,463 |
| Securities gains (losses) | $168,000 | 800 |
| Applicable income taxes | $3,000 | 4,759 |
| Income before extraordinary items | $51,000 | 6,032 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $51,000 | 6,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,122,000 | 1,835 |
| Cash dividends | $470,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-106,920 | 6,515 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 4,749 |
| Total interest expense | $2,573,000 | 3,999 |
| Net interest income | $2,344,000 | 5,337 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $163,000 | 4,668 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 6,163 |
| Total noninterest expense | $1,538,000 | 6,163 |
| Salaries and employee benefits | $807,000 | 6,264 |
| Premises and equipment expense | $271,000 | 5,374 |
| Additional noninterest expense | $460,000 | 6,124 |
| Pre-tax net operating income | $913,000 | 3,845 |
| Securities gains (losses) | $107,000 | 924 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $1,010,000 | 3,084 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,010,000 | 3,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,429 |
| Cash dividends | $470,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $904,070 | 3,442 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 4,681 |
| Total interest expense | $1,845,000 | 3,945 |
| Net interest income | $1,595,000 | 5,286 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $154,000 | 5,935 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $109,000 | 4,678 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $991,000 | 6,289 |
| Salaries and employee benefits | $540,000 | 6,308 |
| Premises and equipment expense | $176,000 | 5,485 |
| Additional noninterest expense | $275,000 | 6,412 |
| Pre-tax net operating income | $658,000 | 3,820 |
| Securities gains (losses) | $87,000 | 1,074 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $740,000 | 3,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $740,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $470,000 | 2,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $653,870 | 3,406 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 4,703 |
| Total interest expense | $1,001,000 | 3,915 |
| Net interest income | $760,000 | 5,454 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $69,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $56,000 | 4,576 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $490,000 | 6,348 |
| Salaries and employee benefits | $269,000 | 6,352 |
| Premises and equipment expense | $90,000 | 5,469 |
| Additional noninterest expense | $131,000 | 6,512 |
| Pre-tax net operating income | $339,000 | 3,879 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $397,000 | 3,204 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $310,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $339,000 | 3,447 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,201,000 | 4,669 |
| Total interest expense | $4,219,000 | 3,880 |
| Net interest income | $2,982,000 | 5,516 |
| Provision for loan and lease losses | $93,000 | 5,011 |
| Total noninterest income | $365,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $220,000 | 4,714 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $145,000 | 5,629 |
| Total noninterest expense | $1,664,000 | 6,670 |
| Salaries and employee benefits | $902,000 | 6,693 |
| Premises and equipment expense | $335,000 | 5,516 |
| Additional noninterest expense | $427,000 | 6,925 |
| Pre-tax net operating income | $1,590,000 | 3,801 |
| Securities gains (losses) | $38,000 | 889 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $1,605,000 | 3,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,605,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $1,375,000 | 2,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,567,380 | 3,330 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 4,717 |
| Total interest expense | $3,145,000 | 3,903 |
| Net interest income | $2,185,000 | 5,610 |
| Provision for loan and lease losses | $93,000 | 4,221 |
| Total noninterest income | $264,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $161,000 | 4,776 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $103,000 | 5,748 |
| Total noninterest expense | $1,297,000 | 6,579 |
| Salaries and employee benefits | $663,000 | 6,716 |
| Premises and equipment expense | $252,000 | 5,505 |
| Additional noninterest expense | $382,000 | 6,507 |
| Pre-tax net operating income | $1,059,000 | 4,229 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $1,047,000 | 3,785 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,047,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,033 |
| Cash dividends | $725,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,044,030 | 3,776 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,722 |
| Total interest expense | $2,070,000 | 3,930 |
| Net interest income | $1,483,000 | 5,587 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $179,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $108,000 | 4,782 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $71,000 | 5,722 |
| Total noninterest expense | $865,000 | 6,622 |
| Salaries and employee benefits | $435,000 | 6,808 |
| Premises and equipment expense | $171,000 | 5,493 |
| Additional noninterest expense | $259,000 | 6,499 |
| Pre-tax net operating income | $787,000 | 4,051 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $11,000 | 5,629 |
| Income before extraordinary items | $779,000 | 3,580 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $779,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,655 |
| Cash dividends | $375,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $776,030 | 3,564 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 4,767 |
| Total interest expense | $1,024,000 | 3,955 |
| Net interest income | $718,000 | 5,699 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $437,000 | 6,622 |
| Salaries and employee benefits | $216,000 | 6,855 |
| Premises and equipment expense | $96,000 | 5,179 |
| Additional noninterest expense | $125,000 | 6,594 |
| Pre-tax net operating income | $355,000 | 4,275 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $353,000 | 3,793 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $350,030 | 3,802 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,926 |
| Total interest expense | $3,208,000 | 4,138 |
| Net interest income | $2,935,000 | 5,595 |
| Provision for loan and lease losses | $65,000 | 5,245 |
| Total noninterest income | $313,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $194,000 | 5,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 6,032 |
| Total noninterest expense | $1,607,000 | 6,718 |
| Salaries and employee benefits | $821,000 | 6,903 |
| Premises and equipment expense | $288,000 | 5,838 |
| Additional noninterest expense | $498,000 | 6,549 |
| Pre-tax net operating income | $1,576,000 | 4,187 |
| Securities gains (losses) | $-19,000 | 7,524 |
| Applicable income taxes | $11,000 | 6,128 |
| Income before extraordinary items | $1,546,000 | 3,703 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,546,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $1,275,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,564,810 | 3,660 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 5,020 |
| Total interest expense | $2,227,000 | 4,256 |
| Net interest income | $2,242,000 | 5,587 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $220,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $142,000 | 5,156 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $1,153,000 | 6,829 |
| Salaries and employee benefits | $625,000 | 6,847 |
| Premises and equipment expense | $206,000 | 5,985 |
| Additional noninterest expense | $322,000 | 6,944 |
| Pre-tax net operating income | $1,259,000 | 4,184 |
| Securities gains (losses) | $-19,000 | 7,814 |
| Applicable income taxes | $18,000 | 6,008 |
| Income before extraordinary items | $1,222,000 | 3,695 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,222,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,204 |
| Cash dividends | $925,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,240,810 | 3,635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 5,102 |
| Total interest expense | $1,341,000 | 4,395 |
| Net interest income | $1,537,000 | 5,519 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $133,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $755,000 | 6,922 |
| Salaries and employee benefits | $411,000 | 6,917 |
| Premises and equipment expense | $138,000 | 5,989 |
| Additional noninterest expense | $206,000 | 7,038 |
| Pre-tax net operating income | $915,000 | 4,007 |
| Securities gains (losses) | $-19,000 | 8,060 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $884,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $884,000 | 3,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $902,810 | 3,436 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 5,189 |
| Total interest expense | $605,000 | 4,556 |
| Net interest income | $773,000 | 5,499 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $383,000 | 6,876 |
| Salaries and employee benefits | $205,000 | 6,926 |
| Premises and equipment expense | $75,000 | 5,803 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $462,000 | 3,931 |
| Securities gains (losses) | $-16,000 | 8,334 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $439,000 | 3,465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 3,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $454,680 | 3,371 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 5,092 |
| Total interest expense | $1,913,000 | 4,561 |
| Net interest income | $3,198,000 | 5,296 |
| Provision for loan and lease losses | $255,000 | 3,113 |
| Total noninterest income | $272,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,588 |
| Total noninterest expense | $1,665,000 | 6,619 |
| Salaries and employee benefits | $825,000 | 6,850 |
| Premises and equipment expense | $261,000 | 6,098 |
| Additional noninterest expense | $579,000 | 6,166 |
| Pre-tax net operating income | $1,550,000 | 4,292 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $-45,000 | 8,550 |
| Income before extraordinary items | $1,591,000 | 3,646 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,591,000 | 3,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,759 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,595,000 | 3,616 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 5,093 |
| Total interest expense | $1,374,000 | 4,557 |
| Net interest income | $2,408,000 | 5,294 |
| Provision for loan and lease losses | $255,000 | 2,510 |
| Total noninterest income | $197,000 | 6,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 5,316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $1,163,000 | 6,794 |
| Salaries and employee benefits | $626,000 | 6,810 |
| Premises and equipment expense | $179,000 | 6,303 |
| Additional noninterest expense | $358,000 | 6,676 |
| Pre-tax net operating income | $1,187,000 | 4,324 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $1,172,000 | 3,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,172,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,400 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,170,020 | 3,698 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 5,110 |
| Total interest expense | $874,000 | 4,523 |
| Net interest income | $1,584,000 | 5,321 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $787,000 | 6,770 |
| Salaries and employee benefits | $426,000 | 6,775 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $243,000 | 6,618 |
| Pre-tax net operating income | $711,000 | 4,573 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $703,000 | 3,973 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $703,000 | 3,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,014 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $701,020 | 3,929 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 5,120 |
| Total interest expense | $428,000 | 4,468 |
| Net interest income | $794,000 | 5,346 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $-5,000 | 8,911 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-45,000 | 8,925 |
| Total noninterest expense | $376,000 | 6,931 |
| Salaries and employee benefits | $209,000 | 6,871 |
| Premises and equipment expense | $53,000 | 6,627 |
| Additional noninterest expense | $114,000 | 6,809 |
| Pre-tax net operating income | $233,000 | 5,616 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $228,000 | 5,098 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $228,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 588 |
| Cash dividends | $200,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $229,980 | 5,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 5,365 |
| Total interest expense | $1,410,000 | 4,684 |
| Net interest income | $2,846,000 | 5,581 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $283,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $161,000 | 5,648 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $122,000 | 6,074 |
| Total noninterest expense | $1,509,000 | 6,870 |
| Salaries and employee benefits | $808,000 | 6,898 |
| Premises and equipment expense | $223,000 | 6,488 |
| Additional noninterest expense | $478,000 | 6,684 |
| Pre-tax net operating income | $1,420,000 | 4,393 |
| Securities gains (losses) | $17,000 | 2,506 |
| Applicable income taxes | $239,000 | 4,508 |
| Income before extraordinary items | $1,198,000 | 4,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,198,000 | 4,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,480 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,183,890 | 4,173 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 5,408 |
| Total interest expense | $1,039,000 | 4,687 |
| Net interest income | $2,085,000 | 5,656 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $180,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 6,777 |
| Total noninterest expense | $1,118,000 | 6,881 |
| Salaries and employee benefits | $602,000 | 6,889 |
| Premises and equipment expense | $163,000 | 6,540 |
| Additional noninterest expense | $353,000 | 6,689 |
| Pre-tax net operating income | $1,047,000 | 4,491 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $250,000 | 4,090 |
| Income before extraordinary items | $814,000 | 4,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $814,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,797 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $800,910 | 4,537 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,473 |
| Total interest expense | $679,000 | 4,758 |
| Net interest income | $1,373,000 | 5,694 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $137,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $62,000 | 6,075 |
| Total noninterest expense | $736,000 | 6,941 |
| Salaries and employee benefits | $404,000 | 6,920 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $223,000 | 6,873 |
| Pre-tax net operating income | $724,000 | 4,375 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $246,000 | 3,415 |
| Income before extraordinary items | $498,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,565 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $484,600 | 4,719 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,581 |
| Total interest expense | $334,000 | 4,847 |
| Net interest income | $664,000 | 5,802 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $41,000 | 5,508 |
| Total noninterest expense | $342,000 | 7,184 |
| Salaries and employee benefits | $203,000 | 6,936 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $88,000 | 7,433 |
| Pre-tax net operating income | $346,000 | 4,472 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $240,000 | 2,259 |
| Income before extraordinary items | $126,000 | 6,407 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $126,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $113,200 | 6,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 5,702 |
| Total interest expense | $1,473,000 | 4,926 |
| Net interest income | $2,465,000 | 5,953 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $447,000 | 5,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $153,000 | 5,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $294,000 | 4,554 |
| Total noninterest expense | $1,451,000 | 6,981 |
| Salaries and employee benefits | $811,000 | 6,882 |
| Premises and equipment expense | $225,000 | 6,489 |
| Additional noninterest expense | $415,000 | 7,063 |
| Pre-tax net operating income | $1,461,000 | 4,188 |
| Securities gains (losses) | $94,000 | 1,950 |
| Applicable income taxes | $520,000 | 3,305 |
| Income before extraordinary items | $1,035,000 | 4,550 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,035,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $25,000 | 6,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $972,020 | 4,554 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 5,776 |
| Total interest expense | $1,130,000 | 4,983 |
| Net interest income | $1,810,000 | 6,031 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $339,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $111,000 | 5,932 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,538 |
| Total noninterest expense | $1,046,000 | 7,087 |
| Salaries and employee benefits | $593,000 | 6,948 |
| Premises and equipment expense | $160,000 | 6,620 |
| Additional noninterest expense | $293,000 | 7,201 |
| Pre-tax net operating income | $1,103,000 | 4,298 |
| Securities gains (losses) | $94,000 | 1,810 |
| Applicable income taxes | $407,000 | 3,380 |
| Income before extraordinary items | $790,000 | 4,630 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $790,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,651 |
| Cash dividends | $25,000 | 5,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $727,960 | 4,688 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 5,780 |
| Total interest expense | $771,000 | 5,040 |
| Net interest income | $1,210,000 | 6,038 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $210,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $137,000 | 4,725 |
| Total noninterest expense | $694,000 | 7,123 |
| Salaries and employee benefits | $397,000 | 6,961 |
| Premises and equipment expense | $108,000 | 6,577 |
| Additional noninterest expense | $189,000 | 7,286 |
| Pre-tax net operating income | $726,000 | 4,332 |
| Securities gains (losses) | $74,000 | 1,751 |
| Applicable income taxes | $275,000 | 3,391 |
| Income before extraordinary items | $525,000 | 4,665 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $525,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,150 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $476,160 | 4,715 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 5,848 |
| Total interest expense | $392,000 | 5,096 |
| Net interest income | $585,000 | 6,133 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $107,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $351,000 | 7,112 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $341,000 | 4,446 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $142,000 | 3,323 |
| Income before extraordinary items | $273,000 | 4,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,796 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,160 | 4,809 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 5,974 |
| Total interest expense | $1,570,000 | 5,583 |
| Net interest income | $2,348,000 | 6,106 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $387,000 | 5,855 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $134,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 4,587 |
| Total noninterest expense | $1,387,000 | 7,078 |
| Salaries and employee benefits | $779,000 | 6,956 |
| Premises and equipment expense | $222,000 | 6,500 |
| Additional noninterest expense | $386,000 | 7,248 |
| Pre-tax net operating income | $1,298,000 | 4,490 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $450,000 | 3,661 |
| Income before extraordinary items | $914,000 | 4,836 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $914,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,612 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $869,780 | 4,840 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,692,000 | 6,595 |
| Total interest expense | $1,969,000 | 6,148 |
| Net interest income | $1,723,000 | 6,944 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $411,000 | 5,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $137,000 | 5,988 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $274,000 | 4,308 |
| Total noninterest expense | $1,299,000 | 7,230 |
| Salaries and employee benefits | $718,000 | 7,126 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $380,000 | 7,301 |
| Pre-tax net operating income | $795,000 | 5,497 |
| Securities gains (losses) | $94,000 | 1,799 |
| Applicable income taxes | $303,000 | 4,240 |
| Income before extraordinary items | $586,000 | 5,690 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $586,000 | 5,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,101 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $523,960 | 5,844 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,093,000 | 7,318 |
| Total interest expense | $1,711,000 | 6,762 |
| Net interest income | $1,382,000 | 7,682 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $366,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,127 |
| Total noninterest expense | $1,210,000 | 7,470 |
| Salaries and employee benefits | $653,000 | 7,416 |
| Premises and equipment expense | $212,000 | 6,582 |
| Additional noninterest expense | $345,000 | 7,586 |
| Pre-tax net operating income | $538,000 | 6,828 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $194,000 | 5,450 |
| Income before extraordinary items | $349,000 | 7,159 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $349,000 | 7,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $345,800 | 7,174 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 8,095 |
| Total interest expense | $1,124,000 | 7,851 |
| Net interest income | $1,211,000 | 8,167 |
| Provision for loan and lease losses | $-25,000 | 10,020 |
| Total noninterest income | $202,000 | 7,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,166,000 | 7,658 |
| Salaries and employee benefits | $590,000 | 7,813 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $362,000 | 7,595 |
| Pre-tax net operating income | $272,000 | 8,248 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $81,000 | 7,184 |
| Income before extraordinary items | $188,000 | 8,387 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $188,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,462 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $190,100 | 8,342 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 10,463 |
| Total interest expense | $0 | 10,441 |
| Net interest income | $0 | 10,455 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $0 | 10,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $0 | 10,463 |
| Salaries and employee benefits | $0 | 10,448 |
| Premises and equipment expense | $0 | 10,432 |
| Additional noninterest expense | $0 | 10,459 |
| Pre-tax net operating income | $0 | 9,784 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $0 | 9,834 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $0 | 9,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $0 | 9,788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 8,563 |
| Total interest expense | $1,088,000 | 8,439 |
| Net interest income | $1,273,000 | 8,528 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $240,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 6,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,349 |
| Total noninterest expense | $1,348,000 | 7,187 |
| Salaries and employee benefits | $729,000 | 7,146 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $377,000 | 7,557 |
| Pre-tax net operating income | $125,000 | 9,968 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $9,000 | 9,906 |
| Income before extraordinary items | $121,000 | 9,830 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $121,000 | 9,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,955 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $116,350 | 9,819 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 8,822 |
| Total interest expense | $1,155,000 | 8,514 |
| Net interest income | $1,244,000 | 8,918 |
| Provision for loan and lease losses | $475,000 | 1,811 |
| Total noninterest income | $233,000 | 7,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $1,221,000 | 7,932 |
| Salaries and employee benefits | $620,000 | 8,005 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $351,000 | 8,347 |
| Pre-tax net operating income | $-219,000 | 11,085 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-219,000 | 11,121 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-219,000 | 11,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,287 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-219,000 | 11,079 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 8,930 |
| Total interest expense | $1,224,000 | 8,510 |
| Net interest income | $1,303,000 | 9,062 |
| Provision for loan and lease losses | $434,000 | 1,756 |
| Total noninterest income | $209,000 | 8,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,351,000 | 7,730 |
| Salaries and employee benefits | $654,000 | 8,033 |
| Premises and equipment expense | $244,000 | 6,448 |
| Additional noninterest expense | $453,000 | 7,683 |
| Pre-tax net operating income | $-273,000 | 11,713 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-93,000 | 11,704 |
| Income before extraordinary items | $-180,000 | 11,669 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-180,000 | 11,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,518 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-180,000 | 11,652 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 8,841 |
| Total interest expense | $1,076,000 | 8,369 |
| Net interest income | $1,463,000 | 8,979 |
| Provision for loan and lease losses | $553,000 | 1,422 |
| Total noninterest income | $190,000 | 8,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,309,000 | 8,204 |
| Salaries and employee benefits | $655,000 | 8,235 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $-209,000 | 12,268 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-71,000 | 12,259 |
| Income before extraordinary items | $-138,000 | 12,185 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-138,000 | 12,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-138,000 | 12,207 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 9,561 |
| Total interest expense | $1,002,000 | 9,100 |
| Net interest income | $1,305,000 | 9,712 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,101,000 | 9,321 |
| Salaries and employee benefits | $530,000 | 9,382 |
| Premises and equipment expense | $168,000 | 8,425 |
| Additional noninterest expense | $403,000 | 9,237 |
| Pre-tax net operating income | $313,000 | 10,133 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $84,000 | 10,123 |
| Income before extraordinary items | $228,000 | 10,293 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $228,000 | 10,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,984 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $228,730 | 10,046 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 11,501 |
| Total interest expense | $914,000 | 10,802 |
| Net interest income | $796,000 | 11,922 |
| Provision for loan and lease losses | $198,000 | 5,256 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $824,000 | 10,887 |
| Salaries and employee benefits | $381,000 | 11,076 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $312,000 | 10,666 |
| Pre-tax net operating income | $-113,000 | 12,968 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-101,000 | 13,070 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-101,000 | 13,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-113,000 | 12,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.