Home > Kennebunk Savings Bank > Income and Expense

Kennebunk Savings Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$21,403,000659
Total interest expense$6,620,000790
Net interest income$14,783,000624
Provision for loan and lease losses$300,000793
Total noninterest income$2,959,000665
Gross Fiduciary activities income$0918
Service charges on deposit accounts$324,000833
Trading account gains and feesNANA
Additional Noninterest Income$2,635,000526
Total noninterest expense$14,068,000558
Salaries and employee benefits$8,577,000503
Premises and equipment expense$1,589,000461
Additional noninterest expense$2,635,000526
Pre-tax net operating income$3,374,000970
Securities gains (losses)$17,000356
Applicable income taxes$691,000825
Income before extraordinary items$2,700,0001,005
Extraordinary gains, net$047
Net income$2,700,0001,020
Minority interest net income$065
Net income of bank and minority interests.$2,700,0001,005
Net charge-offs$46,0001,044
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,686,4001,019
2024-12-31 (YTD Data)Rank
Total interest income$81,331,000685
Total interest expense$26,568,000823
Net interest income$54,763,000631
Provision for loan and lease losses$-39,0004,167
Total noninterest income$12,335,000672
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,343,000818
Trading account gains and feesNANA
Additional Noninterest Income$10,992,000534
Total noninterest expense$55,177,000550
Salaries and employee benefits$33,599,000492
Premises and equipment expense$6,644,000426
Additional noninterest expense$10,992,000534
Pre-tax net operating income$11,960,0001,013
Securities gains (losses)$300,000179
Applicable income taxes$2,686,000784
Income before extraordinary items$9,574,0001,046
Extraordinary gains, net$053
Net income$9,574,0001,056
Minority interest net income$090
Net income of bank and minority interests.$9,574,0001,046
Net charge-offs$-27,0004,107
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$9,337,0001,078
2024-09-30 (YTD Data)Rank
Total interest income$60,003,000684
Total interest expense$20,433,000803
Net interest income$39,570,000640
Provision for loan and lease losses$03,100
Total noninterest income$9,242,000664
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,011,000806
Trading account gains and feesNANA
Additional Noninterest Income$8,231,000524
Total noninterest expense$40,966,000543
Salaries and employee benefits$25,079,000487
Premises and equipment expense$4,861,000435
Additional noninterest expense$8,231,000524
Pre-tax net operating income$7,846,0001,107
Securities gains (losses)$168,000248
Applicable income taxes$1,690,000890
Income before extraordinary items$6,324,0001,141
Extraordinary gains, net$051
Net income$6,324,0001,157
Minority interest net income$082
Net income of bank and minority interests.$6,324,0001,143
Net charge-offs$-33,0004,180
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$6,191,2801,168
2024-06-30 (YTD Data)Rank
Total interest income$38,785,000709
Total interest expense$13,585,000795
Net interest income$25,200,000663
Provision for loan and lease losses$02,935
Total noninterest income$6,054,000662
Gross Fiduciary activities income$0962
Service charges on deposit accounts$672,000795
Trading account gains and feesNANA
Additional Noninterest Income$5,382,000522
Total noninterest expense$27,211,000540
Salaries and employee benefits$16,537,000490
Premises and equipment expense$3,319,000428
Additional noninterest expense$5,382,000522
Pre-tax net operating income$4,043,0001,307
Securities gains (losses)$204,000171
Applicable income taxes$894,0001,019
Income before extraordinary items$3,353,0001,342
Extraordinary gains, net$052
Net income$3,353,0001,363
Minority interest net income$084
Net income of bank and minority interests.$3,353,0001,344
Net charge-offs$-17,0004,111
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,191,8401,398
2024-03-31 (YTD Data)Rank
Total interest income$19,091,000710
Total interest expense$6,580,000806
Net interest income$12,511,000681
Provision for loan and lease losses$250,000744
Total noninterest income$2,801,000701
Gross Fiduciary activities income$0895
Service charges on deposit accounts$324,000815
Trading account gains and feesNANA
Additional Noninterest Income$2,477,000554
Total noninterest expense$13,713,000543
Salaries and employee benefits$8,365,000489
Premises and equipment expense$1,668,000434
Additional noninterest expense$2,477,000554
Pre-tax net operating income$1,349,0001,688
Securities gains (losses)$186,000121
Applicable income taxes$263,0001,343
Income before extraordinary items$1,272,0001,606
Extraordinary gains, net$051
Net income$1,272,0001,625
Minority interest net income$072
Net income of bank and minority interests.$1,272,0001,606
Net charge-offs$-4,0003,832
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,117,6201,751
2023-12-31 (YTD Data)Rank
Total interest income$72,327,000689
Total interest expense$18,522,000824
Net interest income$53,805,000631
Provision for loan and lease losses$2,083,000544
Total noninterest income$12,473,000641
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,259,000839
Trading account gains and feesNANA
Additional Noninterest Income$11,214,000496
Total noninterest expense$53,951,000530
Salaries and employee benefits$32,332,000491
Premises and equipment expense$6,647,000434
Additional noninterest expense$11,214,000496
Pre-tax net operating income$10,244,0001,140
Securities gains (losses)$-4,947,0004,477
Applicable income taxes$1,276,0001,277
Income before extraordinary items$4,021,0001,987
Extraordinary gains, net$054
Net income$4,021,0002,011
Minority interest net income$088
Net income of bank and minority interests.$4,021,0001,990
Net charge-offs$51,0001,795
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,929,1301,246
2023-09-30 (YTD Data)Rank
Total interest income$53,475,000687
Total interest expense$12,768,000824
Net interest income$40,707,000633
Provision for loan and lease losses$1,875,000467
Total noninterest income$8,144,000703
Gross Fiduciary activities income$0950
Service charges on deposit accounts$929,000857
Trading account gains and feesNANA
Additional Noninterest Income$7,215,000563
Total noninterest expense$40,864,000528
Salaries and employee benefits$24,511,000484
Premises and equipment expense$5,051,000429
Additional noninterest expense$7,215,000563
Pre-tax net operating income$6,112,0001,428
Securities gains (losses)$-2,539,0004,525
Applicable income taxes$757,0001,469
Income before extraordinary items$2,816,0002,128
Extraordinary gains, net$052
Net income$2,816,0002,149
Minority interest net income$081
Net income of bank and minority interests.$2,816,0002,130
Net charge-offs$66,0001,364
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,821,8101,513
2023-06-30 (YTD Data)Rank
Total interest income$35,106,000678
Total interest expense$7,659,000812
Net interest income$27,447,000631
Provision for loan and lease losses$1,250,000455
Total noninterest income$5,405,000690
Gross Fiduciary activities income$0931
Service charges on deposit accounts$607,000858
Trading account gains and feesNANA
Additional Noninterest Income$4,798,000553
Total noninterest expense$27,734,000511
Salaries and employee benefits$16,792,000464
Premises and equipment expense$3,430,000412
Additional noninterest expense$4,798,000553
Pre-tax net operating income$3,868,0001,470
Securities gains (losses)$-2,634,0004,578
Applicable income taxes$257,0001,963
Income before extraordinary items$977,0002,889
Extraordinary gains, net$051
Net income$977,0002,919
Minority interest net income$081
Net income of bank and minority interests.$977,0002,888
Net charge-offs$53,0001,155
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,057,8601,565
2023-03-31 (YTD Data)Rank
Total interest income$17,124,000687
Total interest expense$2,865,000923
Net interest income$14,259,000622
Provision for loan and lease losses$625,000455
Total noninterest income$2,660,000702
Gross Fiduciary activities income$0913
Service charges on deposit accounts$296,000873
Trading account gains and feesNANA
Additional Noninterest Income$2,364,000550
Total noninterest expense$13,800,000526
Salaries and employee benefits$8,536,000471
Premises and equipment expense$1,717,000430
Additional noninterest expense$2,364,000550
Pre-tax net operating income$2,494,0001,233
Securities gains (losses)$46,000272
Applicable income taxes$542,000991
Income before extraordinary items$1,998,0001,285
Extraordinary gains, net$04
Net income$1,998,0001,284
Minority interest net income$048
Net income of bank and minority interests.$1,998,0001,285
Net charge-offs$55,000777
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,961,6601,326
2022-12-31 (YTD Data)Rank
Total interest income$61,914,000621
Total interest expense$1,997,0001,598
Net interest income$59,917,000578
Provision for loan and lease losses$-1,500,0004,644
Total noninterest income$10,666,000731
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,286,000835
Trading account gains and feesNANA
Additional Noninterest Income$9,380,000588
Total noninterest expense$52,400,000528
Salaries and employee benefits$30,855,000492
Premises and equipment expense$6,624,000436
Additional noninterest expense$9,380,000588
Pre-tax net operating income$19,683,000761
Securities gains (losses)$-2,734,0004,584
Applicable income taxes$3,660,000732
Income before extraordinary items$13,289,000895
Extraordinary gains, net$05
Net income$13,289,000896
Minority interest net income$063
Net income of bank and minority interests.$13,289,000896
Net charge-offs$-159,0004,388
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,448,860791
2022-09-30 (YTD Data)Rank
Total interest income$44,508,000619
Total interest expense$896,0001,908
Net interest income$43,612,000576
Provision for loan and lease losses$-1,500,0004,679
Total noninterest income$7,999,000743
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,025,000801
Trading account gains and feesNANA
Additional Noninterest Income$6,974,000605
Total noninterest expense$38,862,000527
Salaries and employee benefits$22,614,000497
Premises and equipment expense$4,890,000441
Additional noninterest expense$6,974,000605
Pre-tax net operating income$14,249,000783
Securities gains (losses)$-699,0004,531
Applicable income taxes$2,818,000721
Income before extraordinary items$10,732,000835
Extraordinary gains, net$04
Net income$10,732,000835
Minority interest net income$057
Net income of bank and minority interests.$10,732,000835
Net charge-offs$-161,0004,417
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$11,284,210816
2022-06-30 (YTD Data)Rank
Total interest income$28,728,000603
Total interest expense$610,0001,713
Net interest income$28,118,000577
Provision for loan and lease losses$02,599
Total noninterest income$5,293,000737
Gross Fiduciary activities income$0925
Service charges on deposit accounts$677,000805
Trading account gains and feesNANA
Additional Noninterest Income$4,616,000626
Total noninterest expense$26,009,000517
Salaries and employee benefits$15,288,000487
Premises and equipment expense$3,261,000433
Additional noninterest expense$7,460,000550
Pre-tax net operating income$7,402,000904
Securities gains (losses)$-719,0004,601
Applicable income taxes$1,367,000841
Income before extraordinary items$5,316,0001,002
Extraordinary gains, net$04
Net income$5,316,0001,001
Minority interest net income$060
Net income of bank and minority interests.$5,316,0001,002
Net charge-offs$-5,0003,441
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,891,200943
2022-03-31 (YTD Data)Rank
Total interest income$14,129,000600
Total interest expense$317,0001,596
Net interest income$13,812,000570
Provision for loan and lease losses$02,285
Total noninterest income$2,577,000760
Gross Fiduciary activities income$0892
Service charges on deposit accounts$337,000803
Trading account gains and feesNANA
Additional Noninterest Income$2,240,000651
Total noninterest expense$13,145,000516
Salaries and employee benefits$7,829,000477
Premises and equipment expense$1,599,000439
Additional noninterest expense$3,717,000547
Pre-tax net operating income$3,244,000948
Securities gains (losses)$-509,0004,675
Applicable income taxes$558,000917
Income before extraordinary items$2,177,0001,131
Extraordinary gains, net$04
Net income$2,177,0001,130
Minority interest net income$050
Net income of bank and minority interests.$2,177,0001,131
Net charge-offs$-5,0003,667
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,584,2001,003
2021-12-31 (YTD Data)Rank
Total interest income$55,268,000616
Total interest expense$1,290,0001,853
Net interest income$53,978,000580
Provision for loan and lease losses$-5,000,0004,672
Total noninterest income$11,452,000755
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,149,000871
Trading account gains and feesNANA
Additional Noninterest Income$10,303,000659
Total noninterest expense$47,266,000563
Salaries and employee benefits$27,617,000531
Premises and equipment expense$6,596,000423
Additional noninterest expense$13,053,000618
Pre-tax net operating income$23,164,000661
Securities gains (losses)$-176,0004,709
Applicable income taxes$4,758,000648
Income before extraordinary items$18,230,000698
Extraordinary gains, net$010
Net income$18,230,000699
Minority interest net income$074
Net income of bank and minority interests.$18,230,000699
Net charge-offs$312,000823
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$18,369,040678
2021-09-30 (YTD Data)Rank
Total interest income$40,929,000642
Total interest expense$973,0001,929
Net interest income$39,956,000600
Provision for loan and lease losses$02,963
Total noninterest income$8,576,000773
Gross Fiduciary activities income$0957
Service charges on deposit accounts$841,000884
Trading account gains and feesNANA
Additional Noninterest Income$7,735,000678
Total noninterest expense$33,780,000588
Salaries and employee benefits$19,176,000585
Premises and equipment expense$4,924,000431
Additional noninterest expense$9,680,000617
Pre-tax net operating income$14,752,000781
Securities gains (losses)$-167,0004,831
Applicable income taxes$2,995,000756
Income before extraordinary items$11,590,000831
Extraordinary gains, net$08
Net income$11,590,000831
Minority interest net income$069
Net income of bank and minority interests.$11,590,000831
Net charge-offs$-76,0004,360
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,721,930800
2021-06-30 (YTD Data)Rank
Total interest income$26,772,000645
Total interest expense$664,0001,966
Net interest income$26,108,000606
Provision for loan and lease losses$1,250,000244
Total noninterest income$5,688,000785
Gross Fiduciary activities income$0951
Service charges on deposit accounts$527,000905
Trading account gains and feesNANA
Additional Noninterest Income$5,161,000684
Total noninterest expense$21,985,000597
Salaries and employee benefits$12,318,000606
Premises and equipment expense$3,301,000429
Additional noninterest expense$6,366,000615
Pre-tax net operating income$8,561,000867
Securities gains (losses)$-180,0004,890
Applicable income taxes$1,689,000821
Income before extraordinary items$6,692,000931
Extraordinary gains, net$06
Net income$6,692,000931
Minority interest net income$067
Net income of bank and minority interests.$6,692,000931
Net charge-offs$23,0001,444
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,836,000896
2021-03-31 (YTD Data)Rank
Total interest income$13,464,000644
Total interest expense$358,0001,948
Net interest income$13,106,000592
Provision for loan and lease losses$1,250,000142
Total noninterest income$2,438,000871
Gross Fiduciary activities income$0922
Service charges on deposit accounts$255,000906
Trading account gains and feesNANA
Additional Noninterest Income$2,183,000765
Total noninterest expense$10,759,000604
Salaries and employee benefits$6,028,000615
Premises and equipment expense$1,704,000415
Additional noninterest expense$3,027,000633
Pre-tax net operating income$3,535,0001,018
Securities gains (losses)$-169,0004,905
Applicable income taxes$667,000953
Income before extraordinary items$2,699,0001,125
Extraordinary gains, net$03
Net income$2,699,0001,125
Minority interest net income$055
Net income of bank and minority interests.$2,699,0001,125
Net charge-offs$5,0001,528
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,834,2001,046
2020-12-31 (YTD Data)Rank
Total interest income$51,223,000669
Total interest expense$2,684,0001,636
Net interest income$48,539,000606
Provision for loan and lease losses$10,002,000352
Total noninterest income$11,717,000719
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,140,000842
Trading account gains and feesNANA
Additional Noninterest Income$10,577,000616
Total noninterest expense$42,543,000587
Salaries and employee benefits$22,712,000626
Premises and equipment expense$6,556,000421
Additional noninterest expense$13,275,000572
Pre-tax net operating income$7,711,0001,286
Securities gains (losses)$158,0001,146
Applicable income taxes$1,741,0001,015
Income before extraordinary items$6,128,0001,400
Extraordinary gains, net$04
Net income$6,128,0001,401
Minority interest net income$072
Net income of bank and minority interests.$6,128,0001,401
Net charge-offs$-292,0004,906
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,003,1801,383
2020-09-30 (YTD Data)Rank
Total interest income$38,234,000670
Total interest expense$2,262,0001,559
Net interest income$35,972,000602
Provision for loan and lease losses$6,501,000414
Total noninterest income$8,444,000713
Gross Fiduciary activities income$0981
Service charges on deposit accounts$844,000847
Trading account gains and feesNANA
Additional Noninterest Income$7,600,000608
Total noninterest expense$31,467,000583
Salaries and employee benefits$16,888,000617
Premises and equipment expense$4,885,000416
Additional noninterest expense$9,694,000573
Pre-tax net operating income$6,448,0001,152
Securities gains (losses)$-54,0004,923
Applicable income taxes$1,365,000958
Income before extraordinary items$5,029,0001,261
Extraordinary gains, net$04
Net income$5,029,0001,261
Minority interest net income$065
Net income of bank and minority interests.$5,029,0001,261
Net charge-offs$-129,0004,861
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,071,6601,213
2020-06-30 (YTD Data)Rank
Total interest income$25,361,000673
Total interest expense$1,750,0001,467
Net interest income$23,611,000607
Provision for loan and lease losses$3,000,000554
Total noninterest income$5,362,000688
Gross Fiduciary activities income$0970
Service charges on deposit accounts$580,000834
Trading account gains and feesNANA
Additional Noninterest Income$4,782,000588
Total noninterest expense$20,943,000583
Salaries and employee benefits$11,270,000608
Premises and equipment expense$3,237,000418
Additional noninterest expense$6,436,000572
Pre-tax net operating income$5,030,000946
Securities gains (losses)$-238,0004,979
Applicable income taxes$942,000871
Income before extraordinary items$3,850,0001,065
Extraordinary gains, net$04
Net income$3,850,0001,065
Minority interest net income$065
Net income of bank and minority interests.$3,850,0001,065
Net charge-offs$-31,0004,630
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,040,4001,010
2020-03-31 (YTD Data)Rank
Total interest income$12,562,000686
Total interest expense$1,172,0001,252
Net interest income$11,390,000620
Provision for loan and lease losses$375,0001,053
Total noninterest income$2,661,000663
Gross Fiduciary activities income$0941
Service charges on deposit accounts$372,000789
Trading account gains and feesNANA
Additional Noninterest Income$2,289,000535
Total noninterest expense$10,973,000561
Salaries and employee benefits$6,030,000565
Premises and equipment expense$1,586,000430
Additional noninterest expense$3,357,000556
Pre-tax net operating income$2,703,000815
Securities gains (losses)$-578,0005,027
Applicable income taxes$423,000834
Income before extraordinary items$1,702,0001,070
Extraordinary gains, net$04
Net income$1,702,0001,068
Minority interest net income$056
Net income of bank and minority interests.$1,702,0001,070
Net charge-offs$-24,0004,708
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,164,400854
2019-12-31 (YTD Data)Rank
Total interest income$51,481,000666
Total interest expense$5,746,0001,098
Net interest income$45,735,000613
Provision for loan and lease losses$1,000,000898
Total noninterest income$10,179,000688
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,443,000829
Trading account gains and fees$0135
Additional Noninterest Income$8,736,000571
Total noninterest expense$42,643,000554
Salaries and employee benefits$22,937,000572
Premises and equipment expense$6,385,000422
Additional noninterest expense$13,321,000547
Pre-tax net operating income$12,271,000883
Securities gains (losses)$655,000300
Applicable income taxes$2,603,000761
Income before extraordinary items$10,323,000914
Extraordinary gains, net$011
Net income$10,323,000915
Minority interest net income$076
Net income of bank and minority interests.$10,323,000915
Net charge-offs$403,0001,189
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,799,000931
2019-09-30 (YTD Data)Rank
Total interest income$38,384,000676
Total interest expense$4,293,0001,114
Net interest income$34,091,000617
Provision for loan and lease losses$950,000706
Total noninterest income$7,251,000705
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,019,000876
Trading account gains and fees$0129
Additional Noninterest Income$6,232,000592
Total noninterest expense$32,071,000542
Salaries and employee benefits$17,044,000579
Premises and equipment expense$4,803,000421
Additional noninterest expense$10,224,000527
Pre-tax net operating income$8,321,000995
Securities gains (losses)$747,000242
Applicable income taxes$1,820,000818
Income before extraordinary items$7,248,000973
Extraordinary gains, net$011
Net income$7,248,000974
Minority interest net income$072
Net income of bank and minority interests.$7,248,000974
Net charge-offs$417,000843
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,650,4001,029
2019-06-30 (YTD Data)Rank
Total interest income$25,304,000679
Total interest expense$2,757,0001,123
Net interest income$22,547,000625
Provision for loan and lease losses$650,000676
Total noninterest income$4,865,000695
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$637,000909
Trading account gains and fees$0131
Additional Noninterest Income$4,228,000573
Total noninterest expense$21,521,000542
Salaries and employee benefits$11,343,000580
Premises and equipment expense$3,183,000428
Additional noninterest expense$6,995,000522
Pre-tax net operating income$5,241,0001,003
Securities gains (losses)$535,000214
Applicable income taxes$1,211,000797
Income before extraordinary items$4,565,000993
Extraordinary gains, net$011
Net income$4,565,000993
Minority interest net income$069
Net income of bank and minority interests.$4,565,000993
Net charge-offs$438,000622
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,142,3501,064
2019-03-31 (YTD Data)Rank
Total interest income$12,426,000688
Total interest expense$1,236,0001,205
Net interest income$11,190,000631
Provision for loan and lease losses$350,000608
Total noninterest income$2,429,000670
Gross Fiduciary activities income$0972
Service charges on deposit accounts$300,000950
Trading account gains and fees$0126
Additional Noninterest Income$2,129,000545
Total noninterest expense$10,902,000527
Salaries and employee benefits$5,778,000559
Premises and equipment expense$1,557,000437
Additional noninterest expense$3,567,000502
Pre-tax net operating income$2,367,0001,077
Securities gains (losses)$493,000125
Applicable income taxes$408,0001,030
Income before extraordinary items$2,452,000926
Extraordinary gains, net$05
Net income$2,452,000924
Minority interest net income$052
Net income of bank and minority interests.$2,452,000925
Net charge-offs$514,000320
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,028,0201,055
2018-12-31 (YTD Data)Rank
Total interest income$46,713,000682
Total interest expense$2,932,0001,457
Net interest income$43,781,000632
Provision for loan and lease losses$1,380,000675
Total noninterest income$9,108,000731
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,295,000921
Trading account gains and fees$0126
Additional Noninterest Income$7,813,000609
Total noninterest expense$39,358,000566
Salaries and employee benefits$21,738,000577
Premises and equipment expense$5,897,000457
Additional noninterest expense$11,723,000597
Pre-tax net operating income$12,151,000893
Securities gains (losses)$9,000738
Applicable income taxes$1,664,000982
Income before extraordinary items$10,496,000870
Extraordinary gains, net$06
Net income$10,496,000868
Minority interest net income$072
Net income of bank and minority interests.$10,496,000869
Net charge-offs$237,0001,496
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,488,260871
2018-09-30 (YTD Data)Rank
Total interest income$34,355,000683
Total interest expense$2,117,0001,433
Net interest income$32,238,000642
Provision for loan and lease losses$850,000746
Total noninterest income$6,882,000732
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$977,000923
Trading account gains and fees$0138
Additional Noninterest Income$5,905,000602
Total noninterest expense$29,518,000558
Salaries and employee benefits$16,142,000581
Premises and equipment expense$4,394,000460
Additional noninterest expense$8,982,000575
Pre-tax net operating income$8,752,000932
Securities gains (losses)$-11,0004,792
Applicable income taxes$1,346,000962
Income before extraordinary items$7,395,000934
Extraordinary gains, net$05
Net income$7,395,000932
Minority interest net income$066
Net income of bank and minority interests.$7,395,000933
Net charge-offs$102,0001,717
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,404,350930
2018-06-30 (YTD Data)Rank
Total interest income$22,379,000692
Total interest expense$1,381,0001,387
Net interest income$20,998,000654
Provision for loan and lease losses$600,000688
Total noninterest income$4,568,000735
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$661,000911
Trading account gains and fees$0130
Additional Noninterest Income$3,907,000611
Total noninterest expense$19,670,000561
Salaries and employee benefits$10,782,000580
Premises and equipment expense$2,959,000459
Additional noninterest expense$5,929,000577
Pre-tax net operating income$5,296,000984
Securities gains (losses)$-11,0005,009
Applicable income taxes$609,0001,234
Income before extraordinary items$4,676,000969
Extraordinary gains, net$06
Net income$4,676,000967
Minority interest net income$065
Net income of bank and minority interests.$4,676,000968
Net charge-offs$130,0001,155
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,685,680962
2018-03-31 (YTD Data)Rank
Total interest income$10,890,000703
Total interest expense$569,0001,558
Net interest income$10,321,000656
Provision for loan and lease losses$300,000673
Total noninterest income$2,257,000719
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$350,000864
Trading account gains and fees$0123
Additional Noninterest Income$1,907,000601
Total noninterest expense$10,031,000548
Salaries and employee benefits$5,600,000567
Premises and equipment expense$1,465,000466
Additional noninterest expense$2,966,000576
Pre-tax net operating income$2,247,0001,090
Securities gains (losses)$-11,0005,228
Applicable income taxes$20,0003,243
Income before extraordinary items$2,216,000987
Extraordinary gains, net$07
Net income$2,216,000985
Minority interest net income$052
Net income of bank and minority interests.$2,216,000987
Net charge-offs$68,0001,035
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,226,890976
2017-12-31 (YTD Data)Rank
Total interest income$42,839,000677
Total interest expense$1,886,0001,601
Net interest income$40,953,000618
Provision for loan and lease losses$800,0001,041
Total noninterest income$10,153,000676
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,260,000963
Trading account gains and fees$0151
Additional Noninterest Income$8,893,000555
Total noninterest expense$38,531,000564
Salaries and employee benefits$21,905,000548
Premises and equipment expense$5,629,000458
Additional noninterest expense$10,997,000615
Pre-tax net operating income$11,775,000867
Securities gains (losses)$-16,0005,141
Applicable income taxes$4,051,000774
Income before extraordinary items$7,708,000931
Extraordinary gains, net$09
Net income$7,708,000931
Minority interest net income$076
Net income of bank and minority interests.$7,708,000931
Net charge-offs$-20,0004,947
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,718,560918
2017-09-30 (YTD Data)Rank
Total interest income$31,924,000681
Total interest expense$1,455,0001,553
Net interest income$30,469,000617
Provision for loan and lease losses$650,000976
Total noninterest income$7,919,000673
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$937,000971
Trading account gains and fees$0145
Additional Noninterest Income$6,982,000546
Total noninterest expense$28,658,000569
Salaries and employee benefits$16,229,000559
Premises and equipment expense$4,212,000465
Additional noninterest expense$8,217,000619
Pre-tax net operating income$9,080,000852
Securities gains (losses)$-16,0005,465
Applicable income taxes$2,673,000754
Income before extraordinary items$6,391,000927
Extraordinary gains, net$09
Net income$6,391,000927
Minority interest net income$071
Net income of bank and minority interests.$6,391,000927
Net charge-offs$19,0003,008
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,402,360911
2017-06-30 (YTD Data)Rank
Total interest income$20,980,000685
Total interest expense$1,008,0001,467
Net interest income$19,972,000623
Provision for loan and lease losses$300,0001,177
Total noninterest income$5,378,000664
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$629,000960
Trading account gains and fees$0139
Additional Noninterest Income$4,749,000546
Total noninterest expense$19,679,000556
Salaries and employee benefits$10,949,000555
Premises and equipment expense$2,798,000460
Additional noninterest expense$5,932,000573
Pre-tax net operating income$5,371,000940
Securities gains (losses)$-13,0005,526
Applicable income taxes$1,665,000759
Income before extraordinary items$3,693,0001,052
Extraordinary gains, net$011
Net income$3,693,0001,052
Minority interest net income$071
Net income of bank and minority interests.$3,693,0001,052
Net charge-offs$92,0001,590
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,701,9701,037
2017-03-31 (YTD Data)Rank
Total interest income$10,315,000683
Total interest expense$472,0001,532
Net interest income$9,843,000630
Provision for loan and lease losses$150,0001,115
Total noninterest income$2,771,000633
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$307,000978
Trading account gains and fees$0142
Additional Noninterest Income$2,464,000517
Total noninterest expense$9,892,000557
Salaries and employee benefits$5,565,000555
Premises and equipment expense$1,395,000473
Additional noninterest expense$2,932,000582
Pre-tax net operating income$2,572,000939
Securities gains (losses)$01,153
Applicable income taxes$844,000744
Income before extraordinary items$1,728,0001,084
Extraordinary gains, net$08
Net income$1,728,0001,083
Minority interest net income$055
Net income of bank and minority interests.$1,728,0001,084
Net charge-offs$57,0001,242
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,728,0001,060
2016-12-31 (YTD Data)Rank
Total interest income$39,477,000682
Total interest expense$1,550,0001,765
Net interest income$37,927,000637
Provision for loan and lease losses$400,0001,679
Total noninterest income$9,060,000741
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,269,000969
Trading account gains and fees$0170
Additional Noninterest Income$7,791,000615
Total noninterest expense$37,225,000585
Salaries and employee benefits$20,694,000568
Premises and equipment expense$5,608,000456
Additional noninterest expense$10,923,000638
Pre-tax net operating income$9,362,000974
Securities gains (losses)$517,000417
Applicable income taxes$2,673,000850
Income before extraordinary items$7,206,0001,030
Extraordinary gains, net$05
Net income$7,206,0001,029
Minority interest net income$082
Net income of bank and minority interests.$7,206,0001,029
Net charge-offs$46,0003,204
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,828,5901,058
2016-09-30 (YTD Data)Rank
Total interest income$29,445,000683
Total interest expense$1,147,0001,780
Net interest income$28,298,000636
Provision for loan and lease losses$300,0001,615
Total noninterest income$7,093,000726
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$932,000987
Trading account gains and fees$0169
Additional Noninterest Income$6,161,000595
Total noninterest expense$27,067,000601
Salaries and employee benefits$15,241,000581
Premises and equipment expense$4,091,000467
Additional noninterest expense$7,735,000670
Pre-tax net operating income$8,024,000883
Securities gains (losses)$415,000478
Applicable income taxes$2,732,000696
Income before extraordinary items$5,707,000985
Extraordinary gains, net$05
Net income$5,707,000985
Minority interest net income$071
Net income of bank and minority interests.$5,707,000985
Net charge-offs$68,0002,374
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,424,8001,009
2016-06-30 (YTD Data)Rank
Total interest income$19,559,000685
Total interest expense$760,0001,791
Net interest income$18,799,000635
Provision for loan and lease losses$200,0001,606
Total noninterest income$4,813,000702
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$618,000977
Trading account gains and fees$0157
Additional Noninterest Income$4,195,000582
Total noninterest expense$18,053,000597
Salaries and employee benefits$10,150,000581
Premises and equipment expense$2,713,000477
Additional noninterest expense$5,190,000668
Pre-tax net operating income$5,359,000879
Securities gains (losses)$190,000622
Applicable income taxes$1,805,000699
Income before extraordinary items$3,744,000981
Extraordinary gains, net$016
Net income$3,744,000980
Minority interest net income$071
Net income of bank and minority interests.$3,744,000980
Net charge-offs$137,0001,386
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,616,700990
2016-03-31 (YTD Data)Rank
Total interest income$9,504,000704
Total interest expense$378,0001,790
Net interest income$9,126,000655
Provision for loan and lease losses$100,0001,495
Total noninterest income$2,325,000710
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$298,0001,006
Trading account gains and fees$0142
Additional Noninterest Income$2,027,000566
Total noninterest expense$9,050,000599
Salaries and employee benefits$5,042,000584
Premises and equipment expense$1,372,000475
Additional noninterest expense$2,636,000652
Pre-tax net operating income$2,301,000966
Securities gains (losses)$190,000313
Applicable income taxes$798,000745
Income before extraordinary items$1,693,0001,058
Extraordinary gains, net$012
Net income$1,693,0001,058
Minority interest net income$062
Net income of bank and minority interests.$1,693,0001,059
Net charge-offs$123,000898
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,563,8001,118
2015-12-31 (YTD Data)Rank
Total interest income$37,939,000683
Total interest expense$1,539,0001,735
Net interest income$36,400,000631
Provision for loan and lease losses$-436,0005,931
Total noninterest income$9,726,000692
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,234,0001,011
Trading account gains and fees$0159
Additional Noninterest Income$8,492,000564
Total noninterest expense$36,850,000579
Salaries and employee benefits$21,294,000533
Premises and equipment expense$5,412,000472
Additional noninterest expense$10,144,000673
Pre-tax net operating income$9,712,000911
Securities gains (losses)$296,000564
Applicable income taxes$2,852,000783
Income before extraordinary items$7,156,000991
Extraordinary gains, net$023
Net income$7,156,000991
Minority interest net income$081
Net income of bank and minority interests.$7,156,000991
Net charge-offs$-324,0005,944
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,942,8801,007
2015-09-30 (YTD Data)Rank
Total interest income$28,107,000690
Total interest expense$1,156,0001,760
Net interest income$26,951,000642
Provision for loan and lease losses$267,0001,644
Total noninterest income$7,454,000692
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$895,0001,048
Trading account gains and fees$0153
Additional Noninterest Income$6,559,000556
Total noninterest expense$27,204,000587
Salaries and employee benefits$15,687,000549
Premises and equipment expense$4,134,000475
Additional noninterest expense$7,383,000687
Pre-tax net operating income$6,934,000967
Securities gains (losses)$295,000486
Applicable income taxes$2,183,000792
Income before extraordinary items$5,046,0001,060
Extraordinary gains, net$021
Net income$5,046,0001,058
Minority interest net income$078
Net income of bank and minority interests.$5,046,0001,060
Net charge-offs$-380,0006,067
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,839,5001,077
2015-06-30 (YTD Data)Rank
Total interest income$18,443,000702
Total interest expense$782,0001,751
Net interest income$17,661,000649
Provision for loan and lease losses$200,0001,484
Total noninterest income$4,948,000697
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$594,0001,026
Trading account gains and fees$0157
Additional Noninterest Income$4,354,000563
Total noninterest expense$18,119,000586
Salaries and employee benefits$10,377,000549
Premises and equipment expense$2,773,000477
Additional noninterest expense$4,969,000684
Pre-tax net operating income$4,290,0001,028
Securities gains (losses)$02,636
Applicable income taxes$1,239,000881
Income before extraordinary items$3,051,0001,150
Extraordinary gains, net$022
Net income$3,051,0001,149
Minority interest net income$075
Net income of bank and minority interests.$3,051,0001,151
Net charge-offs$-384,0006,178
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,051,0001,120
2015-03-31 (YTD Data)Rank
Total interest income$9,097,000705
Total interest expense$385,0001,775
Net interest income$8,712,000648
Provision for loan and lease losses$100,0001,425
Total noninterest income$2,433,000675
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$286,0001,050
Trading account gains and fees$0152
Additional Noninterest Income$2,147,000539
Total noninterest expense$8,972,000595
Salaries and employee benefits$5,252,000546
Premises and equipment expense$1,409,000478
Additional noninterest expense$2,311,000718
Pre-tax net operating income$2,073,0001,027
Securities gains (losses)$02,027
Applicable income taxes$533,000970
Income before extraordinary items$1,540,0001,111
Extraordinary gains, net$013
Net income$1,540,0001,112
Minority interest net income$064
Net income of bank and minority interests.$1,540,0001,112
Net charge-offs$53,0001,514
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,540,0001,080
2014-12-31 (YTD Data)Rank
Total interest income$36,780,000685
Total interest expense$1,676,0001,724
Net interest income$35,104,000624
Provision for loan and lease losses$200,0002,467
Total noninterest income$9,909,000651
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,234,0001,068
Trading account gains and fees$0180
Additional Noninterest Income$8,675,000511
Total noninterest expense$33,204,000621
Salaries and employee benefits$18,655,000583
Premises and equipment expense$4,890,000514
Additional noninterest expense$9,659,000693
Pre-tax net operating income$11,609,000718
Securities gains (losses)$-266,0006,425
Applicable income taxes$3,443,000649
Income before extraordinary items$7,900,000840
Extraordinary gains, net$017
Net income$7,900,000839
Minority interest net income$084
Net income of bank and minority interests.$7,900,000839
Net charge-offs$720,0001,140
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,086,200800
2014-09-30 (YTD Data)Rank
Total interest income$27,128,000693
Total interest expense$1,274,0001,722
Net interest income$25,854,000637
Provision for loan and lease losses$04,401
Total noninterest income$7,529,000640
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$921,0001,079
Trading account gains and fees$0174
Additional Noninterest Income$6,608,000497
Total noninterest expense$24,428,000626
Salaries and employee benefits$13,712,000593
Premises and equipment expense$3,669,000514
Additional noninterest expense$7,047,000702
Pre-tax net operating income$8,955,000706
Securities gains (losses)$-177,0006,485
Applicable income taxes$2,818,000621
Income before extraordinary items$5,960,000833
Extraordinary gains, net$015
Net income$5,960,000832
Minority interest net income$081
Net income of bank and minority interests.$5,960,000832
Net charge-offs$639,000957
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,080,360805
2014-06-30 (YTD Data)Rank
Total interest income$17,974,000696
Total interest expense$858,0001,727
Net interest income$17,116,000641
Provision for loan and lease losses$04,196
Total noninterest income$5,002,000635
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$626,0001,049
Trading account gains and fees$0172
Additional Noninterest Income$4,376,000498
Total noninterest expense$16,216,000633
Salaries and employee benefits$9,114,000590
Premises and equipment expense$2,413,000520
Additional noninterest expense$4,689,000695
Pre-tax net operating income$5,902,000698
Securities gains (losses)$-177,0006,576
Applicable income taxes$1,830,000621
Income before extraordinary items$3,895,000837
Extraordinary gains, net$020
Net income$3,895,000837
Minority interest net income$080
Net income of bank and minority interests.$3,895,000837
Net charge-offs$520,000844
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,015,360792
2014-03-31 (YTD Data)Rank
Total interest income$8,790,000712
Total interest expense$424,0001,766
Net interest income$8,366,000656
Provision for loan and lease losses$03,817
Total noninterest income$2,490,000615
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$308,0001,045
Trading account gains and fees$0147
Additional Noninterest Income$2,182,000477
Total noninterest expense$7,987,000646
Salaries and employee benefits$4,526,000609
Premises and equipment expense$1,209,000522
Additional noninterest expense$2,252,000726
Pre-tax net operating income$2,869,000700
Securities gains (losses)$-13,0006,458
Applicable income taxes$916,000600
Income before extraordinary items$1,940,000808
Extraordinary gains, net$016
Net income$1,940,000810
Minority interest net income$066
Net income of bank and minority interests.$1,940,000809
Net charge-offs$537,000475
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,948,840781
2013-12-31 (YTD Data)Rank
Total interest income$35,958,000692
Total interest expense$2,405,0001,419
Net interest income$33,553,000635
Provision for loan and lease losses$-1,000,0006,669
Total noninterest income$9,770,000682
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,269,0001,091
Trading account gains and fees$0184
Additional Noninterest Income$8,501,000543
Total noninterest expense$33,035,000629
Salaries and employee benefits$18,455,000577
Premises and equipment expense$4,690,000526
Additional noninterest expense$9,890,000708
Pre-tax net operating income$11,288,000699
Securities gains (losses)$-919,0006,736
Applicable income taxes$2,669,000723
Income before extraordinary items$7,700,000814
Extraordinary gains, net$029
Net income$7,700,000815
Minority interest net income$090
Net income of bank and minority interests.$7,700,000816
Net charge-offs$-161,0006,602
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,380,060744
2013-09-30 (YTD Data)Rank
Total interest income$26,933,000697
Total interest expense$1,835,0001,439
Net interest income$25,098,000632
Provision for loan and lease losses$04,941
Total noninterest income$7,761,000665
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$947,0001,097
Trading account gains and fees$0180
Additional Noninterest Income$6,814,000530
Total noninterest expense$24,431,000640
Salaries and employee benefits$14,112,000573
Premises and equipment expense$3,557,000524
Additional noninterest expense$6,762,000763
Pre-tax net operating income$8,428,000708
Securities gains (losses)$03,040
Applicable income taxes$2,219,000673
Income before extraordinary items$6,209,000778
Extraordinary gains, net$025
Net income$6,209,000779
Minority interest net income$084
Net income of bank and minority interests.$6,209,000780
Net charge-offs$-349,0006,791
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,209,000749
2013-06-30 (YTD Data)Rank
Total interest income$17,875,000693
Total interest expense$1,233,0001,448
Net interest income$16,642,000631
Provision for loan and lease losses$04,788
Total noninterest income$5,434,000646
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$626,0001,078
Trading account gains and fees$0157
Additional Noninterest Income$4,808,000518
Total noninterest expense$16,458,000631
Salaries and employee benefits$9,507,000568
Premises and equipment expense$2,410,000509
Additional noninterest expense$4,541,000751
Pre-tax net operating income$5,618,000698
Securities gains (losses)$02,791
Applicable income taxes$1,546,000650
Income before extraordinary items$4,072,000765
Extraordinary gains, net$022
Net income$4,072,000767
Minority interest net income$082
Net income of bank and minority interests.$4,072,000767
Net charge-offs$252,0001,859
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,072,000735
2013-03-31 (YTD Data)Rank
Total interest income$8,902,000708
Total interest expense$616,0001,502
Net interest income$8,286,000638
Provision for loan and lease losses$04,409
Total noninterest income$2,790,000636
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$311,0001,073
Trading account gains and fees$0148
Additional Noninterest Income$2,479,000506
Total noninterest expense$8,139,000652
Salaries and employee benefits$4,724,000582
Premises and equipment expense$1,204,000514
Additional noninterest expense$2,211,000774
Pre-tax net operating income$2,937,000653
Securities gains (losses)$01,966
Applicable income taxes$944,000564
Income before extraordinary items$1,993,000787
Extraordinary gains, net$010
Net income$1,993,000788
Minority interest net income$076
Net income of bank and minority interests.$1,993,000789
Net charge-offs$25,0002,912
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,993,000749
2012-12-31 (YTD Data)Rank
Total interest income$37,647,000695
Total interest expense$3,485,0001,288
Net interest income$34,162,000632
Provision for loan and lease losses$-600,0006,998
Total noninterest income$9,231,000723
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,191,0001,185
Trading account gains and fees$0166
Additional Noninterest Income$8,040,000571
Total noninterest expense$33,787,000620
Salaries and employee benefits$19,927,000538
Premises and equipment expense$4,685,000507
Additional noninterest expense$9,175,000766
Pre-tax net operating income$10,206,000699
Securities gains (losses)$-34,0006,825
Applicable income taxes$2,906,000628
Income before extraordinary items$7,266,000811
Extraordinary gains, net$029
Net income$7,266,000810
Minority interest net income$093
Net income of bank and minority interests.$7,266,000811
Net charge-offs$710,0002,215
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,290,140761
2012-09-30 (YTD Data)Rank
Total interest income$28,317,000703
Total interest expense$2,859,0001,240
Net interest income$25,458,000632
Provision for loan and lease losses$150,0003,869
Total noninterest income$6,708,000738
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$865,0001,240
Trading account gains and fees$0157
Additional Noninterest Income$5,843,000588
Total noninterest expense$24,286,000646
Salaries and employee benefits$14,242,000553
Premises and equipment expense$3,326,000546
Additional noninterest expense$6,718,000775
Pre-tax net operating income$7,730,000726
Securities gains (losses)$03,575
Applicable income taxes$2,431,000599
Income before extraordinary items$5,299,000858
Extraordinary gains, net$020
Net income$5,299,000857
Minority interest net income$086
Net income of bank and minority interests.$5,299,000858
Net charge-offs$-88,0007,015
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,299,000794
2012-06-30 (YTD Data)Rank
Total interest income$18,871,000715
Total interest expense$2,216,0001,107
Net interest income$16,655,000645
Provision for loan and lease losses$150,0003,329
Total noninterest income$4,321,000756
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$547,0001,294
Trading account gains and fees$0153
Additional Noninterest Income$3,774,000580
Total noninterest expense$16,394,000634
Salaries and employee benefits$9,624,000549
Premises and equipment expense$2,210,000548
Additional noninterest expense$4,560,000770
Pre-tax net operating income$4,432,000828
Securities gains (losses)$03,178
Applicable income taxes$1,470,000650
Income before extraordinary items$2,962,0001,026
Extraordinary gains, net$019
Net income$2,962,0001,026
Minority interest net income$084
Net income of bank and minority interests.$2,962,0001,026
Net charge-offs$74,0003,697
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,962,000969
2012-03-31 (YTD Data)Rank
Total interest income$9,304,000729
Total interest expense$1,191,0001,067
Net interest income$8,113,000663
Provision for loan and lease losses$150,0002,302
Total noninterest income$2,092,000769
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$264,0001,342
Trading account gains and fees$0148
Additional Noninterest Income$1,828,000589
Total noninterest expense$8,121,000632
Salaries and employee benefits$4,778,000548
Premises and equipment expense$1,121,000544
Additional noninterest expense$2,222,000774
Pre-tax net operating income$1,934,000919
Securities gains (losses)$02,210
Applicable income taxes$634,000726
Income before extraordinary items$1,300,0001,139
Extraordinary gains, net$019
Net income$1,300,0001,139
Minority interest net income$078
Net income of bank and minority interests.$1,300,0001,139
Net charge-offs$-237,0007,242
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,300,0001,075
2011-12-31 (YTD Data)Rank
Total interest income$37,355,000758
Total interest expense$5,237,0001,149
Net interest income$32,118,000670
Provision for loan and lease losses$1,587,0001,822
Total noninterest income$7,849,000743
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,223,0001,203
Trading account gains and fees$0146
Additional Noninterest Income$6,626,000568
Total noninterest expense$32,665,000614
Salaries and employee benefits$18,418,000528
Premises and equipment expense$4,690,000533
Additional noninterest expense$9,557,000753
Pre-tax net operating income$5,715,0001,051
Securities gains (losses)$330,0001,071
Applicable income taxes$1,878,000839
Income before extraordinary items$4,167,0001,209
Extraordinary gains, net$029
Net income$4,167,0001,210
Minority interest net income$096
Net income of bank and minority interests.$4,167,0001,209
Net charge-offs$2,325,0001,419
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,939,3001,194
2011-09-30 (YTD Data)Rank
Total interest income$27,908,000779
Total interest expense$3,967,0001,182
Net interest income$23,941,000685
Provision for loan and lease losses$1,566,0001,467
Total noninterest income$6,090,000723
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$948,0001,169
Trading account gains and fees$0145
Additional Noninterest Income$5,142,000568
Total noninterest expense$23,919,000633
Salaries and employee benefits$13,538,000539
Premises and equipment expense$3,497,000538
Additional noninterest expense$6,884,000763
Pre-tax net operating income$4,546,0001,022
Securities gains (losses)$127,0001,576
Applicable income taxes$1,515,000790
Income before extraordinary items$3,158,0001,230
Extraordinary gains, net$021
Net income$3,158,0001,229
Minority interest net income$087
Net income of bank and minority interests.$3,158,0001,230
Net charge-offs$1,567,0001,442
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,071,6401,188
2011-06-30 (YTD Data)Rank
Total interest income$18,396,000797
Total interest expense$2,650,0001,228
Net interest income$15,746,000698
Provision for loan and lease losses$1,250,0001,295
Total noninterest income$3,892,000751
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$681,0001,085
Trading account gains and fees$0153
Additional Noninterest Income$3,211,000587
Total noninterest expense$15,857,000647
Salaries and employee benefits$8,992,000546
Premises and equipment expense$2,357,000538
Additional noninterest expense$4,508,000796
Pre-tax net operating income$2,531,0001,170
Securities gains (losses)$124,000987
Applicable income taxes$860,000865
Income before extraordinary items$1,795,0001,387
Extraordinary gains, net$015
Net income$1,795,0001,387
Minority interest net income$089
Net income of bank and minority interests.$1,795,0001,387
Net charge-offs$1,121,0001,376
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,710,6801,377
2011-03-31 (YTD Data)Rank
Total interest income$9,101,000808
Total interest expense$1,346,0001,256
Net interest income$7,755,000713
Provision for loan and lease losses$750,0001,063
Total noninterest income$1,877,000775
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$339,0001,063
Trading account gains and fees$0158
Additional Noninterest Income$1,538,000614
Total noninterest expense$7,650,000661
Salaries and employee benefits$4,388,000559
Premises and equipment expense$1,167,000559
Additional noninterest expense$2,095,000847
Pre-tax net operating income$1,232,0001,189
Securities gains (losses)$114,000498
Applicable income taxes$437,000820
Income before extraordinary items$909,0001,335
Extraordinary gains, net$09
Net income$909,0001,335
Minority interest net income$086
Net income of bank and minority interests.$909,0001,335
Net charge-offs$302,0001,746
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$831,4801,390
2010-12-31 (YTD Data)Rank
Total interest income$39,080,000782
Total interest expense$6,468,0001,277
Net interest income$32,612,000657
Provision for loan and lease losses$3,333,0001,508
Total noninterest income$9,475,000663
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,469,0001,034
Trading account gains and fees$0175
Additional Noninterest Income$8,006,000533
Total noninterest expense$31,558,000649
Salaries and employee benefits$17,695,000549
Premises and equipment expense$4,679,000542
Additional noninterest expense$9,184,000811
Pre-tax net operating income$7,196,000746
Securities gains (losses)$64,0002,500
Applicable income taxes$2,204,000683
Income before extraordinary items$5,056,000874
Extraordinary gains, net$029
Net income$5,056,000874
Minority interest net income$0111
Net income of bank and minority interests.$5,056,000875
Net charge-offs$3,908,0001,232
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,011,200849
2010-09-30 (YTD Data)Rank
Total interest income$29,524,000781
Total interest expense$4,966,0001,305
Net interest income$24,558,000651
Provision for loan and lease losses$3,000,0001,263
Total noninterest income$6,100,000722
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,121,0001,049
Trading account gains and fees$0165
Additional Noninterest Income$4,979,000576
Total noninterest expense$23,107,000652
Salaries and employee benefits$12,680,000555
Premises and equipment expense$3,504,000545
Additional noninterest expense$6,923,000786
Pre-tax net operating income$4,551,000909
Securities gains (losses)$64,0002,278
Applicable income taxes$1,406,000778
Income before extraordinary items$3,209,0001,061
Extraordinary gains, net$023
Net income$3,209,0001,064
Minority interest net income$0110
Net income of bank and minority interests.$3,209,0001,064
Net charge-offs$3,399,0001,033
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,164,2001,027
2010-06-30 (YTD Data)Rank
Total interest income$19,745,000781
Total interest expense$3,395,0001,321
Net interest income$16,350,000656
Provision for loan and lease losses$2,000,0001,278
Total noninterest income$3,919,000741
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$790,000997
Trading account gains and fees$0152
Additional Noninterest Income$3,129,000576
Total noninterest expense$15,215,000655
Salaries and employee benefits$8,417,000557
Premises and equipment expense$2,287,000562
Additional noninterest expense$4,511,000798
Pre-tax net operating income$3,054,000892
Securities gains (losses)$51,0001,869
Applicable income taxes$951,000750
Income before extraordinary items$2,154,0001,053
Extraordinary gains, net$019
Net income$2,154,0001,053
Minority interest net income$0105
Net income of bank and minority interests.$2,154,0001,054
Net charge-offs$1,494,0001,366
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,118,8101,014
2010-03-31 (YTD Data)Rank
Total interest income$9,888,000792
Total interest expense$1,742,0001,351
Net interest income$8,146,000667
Provision for loan and lease losses$1,000,0001,168
Total noninterest income$1,975,000725
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$411,000955
Trading account gains and fees$0175
Additional Noninterest Income$1,564,000573
Total noninterest expense$7,447,000672
Salaries and employee benefits$4,113,000584
Premises and equipment expense$1,179,000565
Additional noninterest expense$2,155,000831
Pre-tax net operating income$1,674,000807
Securities gains (losses)$40,0001,236
Applicable income taxes$533,000675
Income before extraordinary items$1,181,000922
Extraordinary gains, net$016
Net income$1,181,000926
Minority interest net income$091
Net income of bank and minority interests.$1,181,000926
Net charge-offs$233,0002,274
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,153,400924
2009-12-31 (YTD Data)Rank
Total interest income$42,253,000791
Total interest expense$10,169,0001,174
Net interest income$32,084,000663
Provision for loan and lease losses$5,352,0001,358
Total noninterest income$8,423,000737
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,240,000759
Trading account gains and fees$0211
Additional Noninterest Income$6,183,000606
Total noninterest expense$30,383,000691
Salaries and employee benefits$16,606,000569
Premises and equipment expense$4,513,000583
Additional noninterest expense$9,264,000862
Pre-tax net operating income$4,772,000880
Securities gains (losses)$11,0003,232
Applicable income taxes$1,318,000790
Income before extraordinary items$3,465,000982
Extraordinary gains, net$034
Net income$3,465,000980
Minority interest net income$0115
Net income of bank and minority interests.$3,465,000981
Net charge-offs$6,259,000969
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,457,080981
2009-09-30 (YTD Data)Rank
Total interest income$31,997,000800
Total interest expense$8,276,0001,130
Net interest income$23,721,000676
Provision for loan and lease losses$3,927,0001,245
Total noninterest income$6,636,000705
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,657,000765
Trading account gains and fees$0212
Additional Noninterest Income$4,979,000593
Total noninterest expense$22,863,000688
Salaries and employee benefits$12,283,000594
Premises and equipment expense$3,361,000600
Additional noninterest expense$7,219,000786
Pre-tax net operating income$3,567,000934
Securities gains (losses)$11,0002,942
Applicable income taxes$978,000862
Income before extraordinary items$2,600,0001,045
Extraordinary gains, net$027
Net income$2,600,0001,044
Minority interest net income$0118
Net income of bank and minority interests.$2,600,0001,045
Net charge-offs$3,666,0001,040
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,591,9701,033
2009-06-30 (YTD Data)Rank
Total interest income$21,616,000812
Total interest expense$6,185,0001,079
Net interest income$15,431,000697
Provision for loan and lease losses$2,502,0001,221
Total noninterest income$4,519,000702
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,071,000778
Trading account gains and fees$0193
Additional Noninterest Income$3,448,000579
Total noninterest expense$15,377,000697
Salaries and employee benefits$8,060,000612
Premises and equipment expense$2,229,000626
Additional noninterest expense$5,088,000762
Pre-tax net operating income$2,071,0001,098
Securities gains (losses)$11,0002,552
Applicable income taxes$544,0001,008
Income before extraordinary items$1,538,0001,223
Extraordinary gains, net$021
Net income$1,538,0001,221
Minority interest net income$0112
Net income of bank and minority interests.$1,538,0001,222
Net charge-offs$528,0002,292
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,529,8601,203
2009-03-31 (YTD Data)Rank
Total interest income$10,940,000804
Total interest expense$3,480,000985
Net interest income$7,460,000713
Provision for loan and lease losses$607,0001,579
Total noninterest income$2,096,000723
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$513,000788
Trading account gains and fees$0171
Additional Noninterest Income$1,583,000611
Total noninterest expense$8,063,000635
Salaries and employee benefits$3,939,000628
Premises and equipment expense$1,142,000615
Additional noninterest expense$2,982,000583
Pre-tax net operating income$886,0001,459
Securities gains (losses)$11,0001,882
Applicable income taxes$220,0001,351
Income before extraordinary items$677,0001,587
Extraordinary gains, net$015
Net income$677,0001,588
Minority interest net income$0102
Net income of bank and minority interests.$677,0001,589
Net charge-offs$124,0002,632
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$668,7501,535
2008-12-31 (YTD Data)Rank
Total interest income$46,798,000791
Total interest expense$15,435,0001,043
Net interest income$31,363,000691
Provision for loan and lease losses$5,971,000887
Total noninterest income$7,806,000729
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,293,000763
Trading account gains and fees$0154
Additional Noninterest Income$5,513,000602
Total noninterest expense$30,471,000654
Salaries and employee benefits$16,995,000570
Premises and equipment expense$4,282,000648
Additional noninterest expense$9,194,000728
Pre-tax net operating income$2,727,0001,954
Securities gains (losses)$-7,251,0008,133
Applicable income taxes$-2,020,0007,919
Income before extraordinary items$-2,504,0007,511
Extraordinary gains, net$039
Net income$-2,504,0007,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,536,000887
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,136,6401,996
2008-09-30 (YTD Data)Rank
Total interest income$35,298,000809
Total interest expense$11,140,0001,140
Net interest income$24,158,000700
Provision for loan and lease losses$375,0003,175
Total noninterest income$6,126,000735
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,662,000799
Trading account gains and fees$0148
Additional Noninterest Income$4,464,000598
Total noninterest expense$21,677,000683
Salaries and employee benefits$11,742,000641
Premises and equipment expense$3,208,000651
Additional noninterest expense$6,727,000699
Pre-tax net operating income$8,232,000606
Securities gains (losses)$-7,0007,298
Applicable income taxes$2,499,000535
Income before extraordinary items$5,726,000635
Extraordinary gains, net$031
Net income$5,726,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,293,000602
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,730,900668
2008-06-30 (YTD Data)Rank
Total interest income$23,691,000818
Total interest expense$7,490,0001,168
Net interest income$16,201,000687
Provision for loan and lease losses$250,0002,800
Total noninterest income$4,146,000744
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,058,000820
Trading account gains and fees$0149
Additional Noninterest Income$3,088,000606
Total noninterest expense$14,075,000694
Salaries and employee benefits$7,673,000650
Premises and equipment expense$2,126,000656
Additional noninterest expense$4,276,000705
Pre-tax net operating income$6,022,000578
Securities gains (losses)$-7,0008,091
Applicable income taxes$1,855,000548
Income before extraordinary items$4,160,000660
Extraordinary gains, net$021
Net income$4,160,000659
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0001,899
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,164,830641
2008-03-31 (YTD Data)Rank
Total interest income$11,691,000856
Total interest expense$4,004,0001,164
Net interest income$7,687,000716
Provision for loan and lease losses$125,0002,397
Total noninterest income$2,011,000745
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$518,000825
Trading account gains and fees$0158
Additional Noninterest Income$1,493,000617
Total noninterest expense$6,911,000691
Salaries and employee benefits$3,787,000663
Premises and equipment expense$1,076,000655
Additional noninterest expense$2,048,000708
Pre-tax net operating income$2,662,000716
Securities gains (losses)$02,688
Applicable income taxes$816,000679
Income before extraordinary items$1,846,000812
Extraordinary gains, net$015
Net income$1,846,000813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,846,000780
2007-12-31 (YTD Data)Rank
Total interest income$46,983,000894
Total interest expense$18,229,0001,073
Net interest income$28,754,000765
Provision for loan and lease losses$500,0002,315
Total noninterest income$8,528,000698
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,829,000967
Trading account gains and fees$0178
Additional Noninterest Income$6,699,000543
Total noninterest expense$26,800,000709
Salaries and employee benefits$15,559,000622
Premises and equipment expense$3,816,000696
Additional noninterest expense$7,425,000778
Pre-tax net operating income$9,982,000852
Securities gains (losses)$02,146
Applicable income taxes$3,104,000791
Income before extraordinary items$6,878,000947
Extraordinary gains, net$039
Net income$6,878,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,221
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,878,000937
2007-09-30 (YTD Data)Rank
Total interest income$34,650,000909
Total interest expense$13,422,0001,097
Net interest income$21,228,000784
Provision for loan and lease losses$375,0001,954
Total noninterest income$6,835,000662
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,289,0001,024
Trading account gains and fees$0184
Additional Noninterest Income$5,546,000512
Total noninterest expense$19,308,000715
Salaries and employee benefits$10,945,000660
Premises and equipment expense$2,897,000685
Additional noninterest expense$5,466,000773
Pre-tax net operating income$8,380,000824
Securities gains (losses)$01,655
Applicable income taxes$2,656,000762
Income before extraordinary items$5,724,000904
Extraordinary gains, net$033
Net income$5,724,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,520
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,724,000889
2007-06-30 (YTD Data)Rank
Total interest income$22,512,000947
Total interest expense$8,613,0001,144
Net interest income$13,899,000812
Provision for loan and lease losses$250,0001,793
Total noninterest income$5,052,000634
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$814,0001,083
Trading account gains and fees$0168
Additional Noninterest Income$4,238,000484
Total noninterest expense$12,973,000726
Salaries and employee benefits$7,226,000684
Premises and equipment expense$1,965,000696
Additional noninterest expense$3,782,000754
Pre-tax net operating income$5,728,000840
Securities gains (losses)$01,444
Applicable income taxes$1,823,000787
Income before extraordinary items$3,905,000929
Extraordinary gains, net$029
Net income$3,905,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0007,963
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,905,000916
2007-03-31 (YTD Data)Rank
Total interest income$11,136,000945
Total interest expense$4,237,0001,153
Net interest income$6,899,000812
Provision for loan and lease losses$125,0001,705
Total noninterest income$1,775,000825
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$295,0001,457
Trading account gains and fees$0195
Additional Noninterest Income$1,480,000613
Total noninterest expense$6,493,000724
Salaries and employee benefits$3,604,000695
Premises and equipment expense$976,000700
Additional noninterest expense$1,913,000726
Pre-tax net operating income$2,056,0001,141
Securities gains (losses)$01,187
Applicable income taxes$619,0001,089
Income before extraordinary items$1,437,0001,230
Extraordinary gains, net$022
Net income$1,437,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,797
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,437,0001,212
2006-12-31 (YTD Data)Rank
Total interest income$44,300,000877
Total interest expense$15,257,0001,098
Net interest income$29,043,000761
Provision for loan and lease losses$960,0001,074
Total noninterest income$7,783,000752
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,198,0001,492
Trading account gains and fees$0130
Additional Noninterest Income$6,585,000558
Total noninterest expense$26,339,000680
Salaries and employee benefits$14,742,000639
Premises and equipment expense$3,499,000732
Additional noninterest expense$8,098,000673
Pre-tax net operating income$9,527,0001,026
Securities gains (losses)$-850,0008,564
Applicable income taxes$2,449,0001,119
Income before extraordinary items$6,228,0001,185
Extraordinary gains, net$051
Net income$6,228,0001,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,934
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,840,0001,075
2006-09-30 (YTD Data)Rank
Total interest income$32,761,000897
Total interest expense$10,867,0001,126
Net interest income$21,894,000775
Provision for loan and lease losses$864,000880
Total noninterest income$5,685,000789
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$901,0001,502
Trading account gains and fees$0126
Additional Noninterest Income$4,784,000578
Total noninterest expense$19,109,000713
Salaries and employee benefits$10,485,000677
Premises and equipment expense$2,610,000744
Additional noninterest expense$6,014,000694
Pre-tax net operating income$7,606,0001,011
Securities gains (losses)$14,000824
Applicable income taxes$2,172,0001,029
Income before extraordinary items$5,448,0001,064
Extraordinary gains, net$045
Net income$5,448,0001,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,106
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,438,0601,054
2006-06-30 (YTD Data)Rank
Total interest income$21,171,000903
Total interest expense$6,700,0001,156
Net interest income$14,471,000782
Provision for loan and lease losses$576,000866
Total noninterest income$3,321,000875
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$593,0001,503
Trading account gains and fees$0126
Additional Noninterest Income$2,728,000632
Total noninterest expense$12,348,000729
Salaries and employee benefits$6,850,000694
Premises and equipment expense$1,742,000747
Additional noninterest expense$3,756,000731
Pre-tax net operating income$4,868,0001,043
Securities gains (losses)$5,000842
Applicable income taxes$1,449,0001,031
Income before extraordinary items$3,424,0001,123
Extraordinary gains, net$039
Net income$3,424,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,677
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,420,5001,102
2006-03-31 (YTD Data)Rank
Total interest income$10,160,000912
Total interest expense$2,954,0001,264
Net interest income$7,206,000781
Provision for loan and lease losses$288,000831
Total noninterest income$1,529,000921
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$287,0001,484
Trading account gains and fees$0115
Additional Noninterest Income$1,242,000686
Total noninterest expense$6,067,000737
Salaries and employee benefits$3,449,000693
Premises and equipment expense$896,000730
Additional noninterest expense$1,722,000777
Pre-tax net operating income$2,380,0001,048
Securities gains (losses)$-1,0007,892
Applicable income taxes$755,000984
Income before extraordinary items$1,624,0001,150
Extraordinary gains, net$021
Net income$1,624,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,624,6801,133
2005-12-31 (YTD Data)Rank
Total interest income$38,265,000850
Total interest expense$9,481,0001,187
Net interest income$28,784,000728
Provision for loan and lease losses$948,0001,102
Total noninterest income$7,291,000798
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,179,0001,484
Trading account gains and fees$0138
Additional Noninterest Income$6,112,000600
Total noninterest expense$24,389,000707
Salaries and employee benefits$13,985,000646
Premises and equipment expense$3,130,000775
Additional noninterest expense$7,274,000729
Pre-tax net operating income$10,738,000923
Securities gains (losses)$49,000934
Applicable income taxes$3,278,000902
Income before extraordinary items$7,509,000961
Extraordinary gains, net$046
Net income$7,509,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,395
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,474,700948
2005-09-30 (YTD Data)Rank
Total interest income$28,118,000845
Total interest expense$6,839,0001,160
Net interest income$21,279,000727
Provision for loan and lease losses$711,0001,052
Total noninterest income$5,598,000786
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$878,0001,480
Trading account gains and fees$0126
Additional Noninterest Income$4,720,000583
Total noninterest expense$17,167,000736
Salaries and employee benefits$9,279,000720
Premises and equipment expense$2,362,000761
Additional noninterest expense$5,526,000715
Pre-tax net operating income$8,999,000820
Securities gains (losses)$47,000902
Applicable income taxes$2,817,000814
Income before extraordinary items$6,229,000862
Extraordinary gains, net$035
Net income$6,229,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0002,343
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,196,570848
2005-06-30 (YTD Data)Rank
Total interest income$18,275,000838
Total interest expense$4,284,0001,159
Net interest income$13,991,000731
Provision for loan and lease losses$474,0001,023
Total noninterest income$3,422,000835
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$593,0001,428
Trading account gains and fees$0116
Additional Noninterest Income$2,829,000618
Total noninterest expense$11,313,000738
Salaries and employee benefits$6,133,000722
Premises and equipment expense$1,583,000753
Additional noninterest expense$3,597,000725
Pre-tax net operating income$5,626,000851
Securities gains (losses)$-37,0008,525
Applicable income taxes$1,704,000867
Income before extraordinary items$3,885,000900
Extraordinary gains, net$030
Net income$3,885,000900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0001,682
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,910,900871
2005-03-31 (YTD Data)Rank
Total interest income$8,929,000843
Total interest expense$1,902,0001,246
Net interest income$7,027,000720
Provision for loan and lease losses$237,000976
Total noninterest income$1,664,000834
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$287,0001,434
Trading account gains and fees$0115
Additional Noninterest Income$1,377,000628
Total noninterest expense$5,627,000742
Salaries and employee benefits$3,097,000713
Premises and equipment expense$820,000726
Additional noninterest expense$1,710,000742
Pre-tax net operating income$2,827,000831
Securities gains (losses)$-10,0008,531
Applicable income taxes$836,000873
Income before extraordinary items$1,981,000876
Extraordinary gains, net$024
Net income$1,981,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0001,029
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,988,000857
2004-12-31 (YTD Data)Rank
Total interest income$32,767,000851
Total interest expense$6,819,0001,199
Net interest income$25,948,000754
Provision for loan and lease losses$780,0001,311
Total noninterest income$6,779,000823
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,068,0001,640
Trading account gains and fees$0138
Additional Noninterest Income$5,711,000609
Total noninterest expense$21,893,000744
Salaries and employee benefits$12,190,000701
Premises and equipment expense$2,592,000866
Additional noninterest expense$7,111,000727
Pre-tax net operating income$10,054,000879
Securities gains (losses)$216,000786
Applicable income taxes$3,269,000845
Income before extraordinary items$7,001,000947
Extraordinary gains, net$034
Net income$7,001,000948
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,718
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,854,120928
2004-09-30 (YTD Data)Rank
Total interest income$24,040,000857
Total interest expense$4,935,0001,220
Net interest income$19,105,000760
Provision for loan and lease losses$585,0001,260
Total noninterest income$5,274,000814
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$772,0001,727
Trading account gains and fees$0134
Additional Noninterest Income$4,502,000587
Total noninterest expense$16,044,000749
Salaries and employee benefits$8,579,000743
Premises and equipment expense$1,918,000873
Additional noninterest expense$5,547,000699
Pre-tax net operating income$7,750,000860
Securities gains (losses)$82,0001,315
Applicable income taxes$2,391,000884
Income before extraordinary items$5,441,000912
Extraordinary gains, net$026
Net income$5,441,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0002,887
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,384,420884
2004-06-30 (YTD Data)Rank
Total interest income$15,694,000863
Total interest expense$3,216,0001,231
Net interest income$12,478,000771
Provision for loan and lease losses$390,0001,260
Total noninterest income$3,225,000863
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$493,0001,776
Trading account gains and fees$0130
Additional Noninterest Income$2,732,000650
Total noninterest expense$10,242,000786
Salaries and employee benefits$5,652,000746
Premises and equipment expense$1,203,000940
Additional noninterest expense$3,387,000748
Pre-tax net operating income$5,071,000860
Securities gains (losses)$53,0001,421
Applicable income taxes$1,541,000903
Income before extraordinary items$3,583,000913
Extraordinary gains, net$021
Net income$3,583,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,335
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,545,900885
2004-03-31 (YTD Data)Rank
Total interest income$7,775,000881
Total interest expense$1,563,0001,277
Net interest income$6,212,000788
Provision for loan and lease losses$195,0001,177
Total noninterest income$1,516,000900
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$244,0001,747
Trading account gains and fees$0121
Additional Noninterest Income$1,272,000663
Total noninterest expense$4,989,000810
Salaries and employee benefits$2,859,000749
Premises and equipment expense$596,000974
Additional noninterest expense$1,534,000799
Pre-tax net operating income$2,544,000850
Securities gains (losses)$2,0002,612
Applicable income taxes$759,000932
Income before extraordinary items$1,787,000913
Extraordinary gains, net$016
Net income$1,787,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,482
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,785,600865
2003-12-31 (YTD Data)Rank
Total interest income$30,870,000904
Total interest expense$6,577,0001,350
Net interest income$24,293,000786
Provision for loan and lease losses$740,0001,553
Total noninterest income$6,431,000928
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$896,0001,924
Trading account gains and fees$0160
Additional Noninterest Income$5,535,000704
Total noninterest expense$20,373,000794
Salaries and employee benefits$11,103,000770
Premises and equipment expense$2,360,000962
Additional noninterest expense$6,910,000749
Pre-tax net operating income$9,611,000883
Securities gains (losses)$128,0001,679
Applicable income taxes$3,105,000892
Income before extraordinary items$6,634,000976
Extraordinary gains, net$054
Net income$6,634,000979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,630
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,546,960925
2003-09-30 (YTD Data)Rank
Total interest income$23,035,000931
Total interest expense$5,026,0001,389
Net interest income$18,009,000810
Provision for loan and lease losses$555,0001,515
Total noninterest income$4,816,000957
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$656,0001,978
Trading account gains and fees$0153
Additional Noninterest Income$4,160,000731
Total noninterest expense$14,609,000837
Salaries and employee benefits$7,611,000847
Premises and equipment expense$1,771,000975
Additional noninterest expense$5,227,000748
Pre-tax net operating income$7,661,000876
Securities gains (losses)$102,0001,734
Applicable income taxes$2,400,000923
Income before extraordinary items$5,363,000945
Extraordinary gains, net$040
Net income$5,363,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,966
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,292,620885
2003-06-30 (YTD Data)Rank
Total interest income$15,162,000956
Total interest expense$3,462,0001,394
Net interest income$11,700,000829
Provision for loan and lease losses$370,0001,503
Total noninterest income$2,480,0001,161
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$425,0001,980
Trading account gains and fees$0150
Additional Noninterest Income$2,055,000902
Total noninterest expense$9,290,000876
Salaries and employee benefits$4,939,000875
Premises and equipment expense$1,193,000964
Additional noninterest expense$3,158,000831
Pre-tax net operating income$4,520,000966
Securities gains (losses)$104,0001,475
Applicable income taxes$2,161,000726
Income before extraordinary items$2,463,0001,346
Extraordinary gains, net$030
Net income$2,463,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,160
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,396,4401,285
2003-03-31 (YTD Data)Rank
Total interest income$7,309,000995
Total interest expense$1,758,0001,400
Net interest income$5,551,000888
Provision for loan and lease losses$185,0001,457
Total noninterest income$1,000,0001,334
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$202,0002,001
Trading account gains and fees$0134
Additional Noninterest Income$798,0001,049
Total noninterest expense$4,353,000933
Salaries and employee benefits$2,309,000930
Premises and equipment expense$607,000949
Additional noninterest expense$1,437,000869
Pre-tax net operating income$2,013,0001,082
Securities gains (losses)$-5,0009,108
Applicable income taxes$1,015,000786
Income before extraordinary items$993,0001,616
Extraordinary gains, net$021
Net income$993,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$996,2001,510
2002-12-31 (YTD Data)Rank
Total interest income$30,350,0001,012
Total interest expense$8,417,0001,339
Net interest income$21,933,000889
Provision for loan and lease losses$690,0001,859
Total noninterest income$5,335,000989
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$779,0002,053
Trading account gains and fees$0153
Additional Noninterest Income$4,556,000737
Total noninterest expense$17,464,000896
Salaries and employee benefits$9,223,000872
Premises and equipment expense$2,129,0001,032
Additional noninterest expense$6,112,000821
Pre-tax net operating income$9,114,000939
Securities gains (losses)$-678,0009,283
Applicable income taxes$2,733,0001,008
Income before extraordinary items$5,703,0001,101
Extraordinary gains, net$070
Net income$5,703,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,908
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,164,040976
2001-12-31 (YTD Data)Rank
Total interest income$30,514,0001,115
Total interest expense$12,086,0001,349
Net interest income$18,428,000976
Provision for loan and lease losses$639,0001,807
Total noninterest income$4,763,0001,038
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$655,0002,277
Trading account gains and fees$0177
Additional Noninterest Income$4,108,000758
Total noninterest expense$15,264,000967
Salaries and employee benefits$7,883,000953
Premises and equipment expense$1,765,0001,200
Additional noninterest expense$5,616,000870
Pre-tax net operating income$7,288,0001,022
Securities gains (losses)$70,0002,049
Applicable income taxes$2,362,0001,022
Income before extraordinary items$4,996,0001,096
Extraordinary gains, net$0105
Net income$4,996,0001,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,289
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,948,4001,065
2000-12-31 (YTD Data)Rank
Total interest income$28,519,0001,240
Total interest expense$13,104,0001,329
Net interest income$15,415,0001,141
Provision for loan and lease losses$540,0001,753
Total noninterest income$3,393,0001,213
Gross Fiduciary activities income$11,0001,210
Service charges on deposit accounts$954,0001,428
Trading account gains and fees$0180
Additional Noninterest Income$2,428,000998
Total noninterest expense$12,601,0001,107
Salaries and employee benefits$6,708,0001,046
Premises and equipment expense$1,555,0001,317
Additional noninterest expense$4,338,0001,083
Pre-tax net operating income$5,667,0001,300
Securities gains (losses)$31,000834
Applicable income taxes$1,919,0001,202
Income before extraordinary items$3,779,0001,396
Extraordinary gains, net$038
Net income$3,779,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,198
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,758,5401,396
1999-12-31 (YTD Data)Rank
Total interest income$23,139,0001,411
Total interest expense$10,236,0001,467
Net interest income$12,903,0001,357
Provision for loan and lease losses$90,0005,432
Total noninterest income$2,771,0001,444
Gross Fiduciary activities income$47,0001,106
Service charges on deposit accounts$874,0001,505
Trading account gains and fees$0173
Additional Noninterest Income$1,850,0001,221
Total noninterest expense$10,851,0001,270
Salaries and employee benefits$5,770,0001,199
Premises and equipment expense$1,310,0001,563
Additional noninterest expense$3,771,0001,220
Pre-tax net operating income$4,733,0001,589
Securities gains (losses)$635,000297
Applicable income taxes$1,802,0001,354
Income before extraordinary items$3,566,0001,501
Extraordinary gains, net$035
Net income$3,566,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-217,00010,139
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,146,9001,669
1998-12-31 (YTD Data)Rank
Total interest income$20,731,0001,562
Total interest expense$9,402,0001,639
Net interest income$11,329,0001,494
Provision for loan and lease losses$457,0001,846
Total noninterest income$2,058,0001,794
Gross Fiduciary activities income$45,0001,128
Service charges on deposit accounts$589,0002,188
Trading account gains and fees$0224
Additional Noninterest Income$1,424,0001,453
Total noninterest expense$8,609,0001,547
Salaries and employee benefits$4,479,0001,460
Premises and equipment expense$1,094,0001,801
Additional noninterest expense$3,036,0001,433
Pre-tax net operating income$4,321,0001,705
Securities gains (losses)$50,0001,732
Applicable income taxes$1,454,0001,680
Income before extraordinary items$2,917,0001,806
Extraordinary gains, net$032
Net income$2,917,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-87,00010,217
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,883,5001,754
1997-12-31 (YTD Data)Rank
Total interest income$19,345,0001,707
Total interest expense$8,640,0001,797
Net interest income$10,705,0001,614
Provision for loan and lease losses$360,0002,248
Total noninterest income$1,664,0002,036
Gross Fiduciary activities income$40,0001,205
Service charges on deposit accounts$520,0002,530
Trading account gains and fees$0239
Additional Noninterest Income$1,104,0001,644
Total noninterest expense$7,692,0001,695
Salaries and employee benefits$4,158,0001,567
Premises and equipment expense$982,0002,017
Additional noninterest expense$2,552,0001,661
Pre-tax net operating income$4,317,0001,769
Securities gains (losses)$69,0001,157
Applicable income taxes$1,471,0001,740
Income before extraordinary items$2,915,0001,818
Extraordinary gains, net$044
Net income$2,915,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-135,00010,766
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,869,4601,800
1996-12-31 (YTD Data)Rank
Total interest income$18,047,0001,879
Total interest expense$7,936,0001,978
Net interest income$10,111,0001,752
Provision for loan and lease losses$460,0001,847
Total noninterest income$1,586,0002,203
Gross Fiduciary activities income$68,0001,176
Service charges on deposit accounts$458,0002,946
Trading account gains and fees$0262
Additional Noninterest Income$1,060,0001,744
Total noninterest expense$7,168,0001,957
Salaries and employee benefits$3,933,0001,686
Premises and equipment expense$934,0002,136
Additional noninterest expense$2,301,0002,176
Pre-tax net operating income$4,069,0001,768
Securities gains (losses)$04,148
Applicable income taxes$1,394,0001,715
Income before extraordinary items$2,675,0001,848
Extraordinary gains, net$053
Net income$2,675,0001,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,00010,962
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,675,0001,816
1995-12-31 (YTD Data)Rank
Total interest income$16,539,0002,034
Total interest expense$7,740,0002,020
Net interest income$8,799,0002,043
Provision for loan and lease losses$420,0001,793
Total noninterest income$1,204,0002,717
Gross Fiduciary activities income$119,0001,127
Service charges on deposit accounts$365,0003,632
Trading account gains and fees$5,000459
Additional Noninterest Income$715,0002,254
Total noninterest expense$6,495,0002,119
Salaries and employee benefits$3,627,0001,832
Premises and equipment expense$757,0002,620
Additional noninterest expense$2,111,0002,301
Pre-tax net operating income$3,088,0002,374
Securities gains (losses)$100,000965
Applicable income taxes$1,094,0002,199
Income before extraordinary items$2,094,0002,394
Extraordinary gains, net$065
Net income$2,094,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,184
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,028,0002,459
1994-12-31 (YTD Data)Rank
Total interest income$13,651,0002,242
Total interest expense$6,270,0001,999
Net interest income$7,381,0002,450
Provision for loan and lease losses$550,0001,428
Total noninterest income$1,302,0002,577
Gross Fiduciary activities income$272,000935
Service charges on deposit accounts$330,0004,032
Trading account gains and fees$6,000402
Additional Noninterest Income$694,0002,349
Total noninterest expense$6,360,0002,211
Salaries and employee benefits$3,491,0001,915
Premises and equipment expense$678,0002,901
Additional noninterest expense$2,191,0002,398
Pre-tax net operating income$1,773,0003,801
Securities gains (losses)$120,000702
Applicable income taxes$664,0003,217
Income before extraordinary items$1,229,0003,770
Extraordinary gains, net$0249
Net income$1,229,0003,776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,904
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,151,0004,049
1993-12-31 (YTD Data)Rank
Total interest income$13,746,0002,258
Total interest expense$7,412,0001,775
Net interest income$6,334,0002,865
Provision for loan and lease losses$755,0001,575
Total noninterest income$1,338,0002,677
Gross Fiduciary activities income$226,0001,031
Service charges on deposit accounts$324,0004,150
Trading account gains and fees$4,000469
Additional Noninterest Income$784,0002,414
Total noninterest expense$6,804,0002,144
Salaries and employee benefits$3,212,0002,060
Premises and equipment expense$594,0003,365
Additional noninterest expense$2,998,0001,911
Pre-tax net operating income$113,00011,770
Securities gains (losses)$125,0002,199
Applicable income taxes$93,0009,919
Income before extraordinary items$145,00011,267
Extraordinary gains, net$03,149
Net income$145,00011,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0002,404
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$65,00011,987
1992-12-31 (YTD Data)Rank
Total interest income$15,083,0002,330
Total interest expense$8,955,0001,892
Net interest income$6,128,0002,976
Provision for loan and lease losses$2,013,0001,141
Total noninterest income$1,129,0003,004
Gross Fiduciary activities income$153,0001,147
Service charges on deposit accounts$287,0004,607
Trading account gains and fees$0504
Additional Noninterest Income$689,0002,571
Total noninterest expense$6,765,0002,177
Salaries and employee benefits$3,113,0002,111
Premises and equipment expense$611,0003,299
Additional noninterest expense$3,041,0001,977
Pre-tax net operating income$-1,521,00013,578
Securities gains (losses)$560,000998
Applicable income taxes$-216,00013,667
Income before extraordinary items$-745,00013,479
Extraordinary gains, net$324,000291
Net income$-421,00013,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,918,000983
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-1,181,80013,519

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.