Home > Kennebec Federal Savings and Loan Association of Waterville > Income and Expense
Kennebec Federal Savings and Loan Association of Waterville, Income and Expense
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 3,922 |
| Total interest expense | $828,000 | 3,208 |
| Net interest income | $3,065,000 | 4,014 |
| Provision for loan and lease losses | $43,000 | 3,946 |
| Total noninterest income | $1,179,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $14,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 2,329 |
| Total noninterest expense | $3,562,000 | 3,560 |
| Salaries and employee benefits | $2,071,000 | 3,518 |
| Premises and equipment expense | $273,000 | 3,939 |
| Additional noninterest expense | $1,218,000 | 3,391 |
| Pre-tax net operating income | $639,000 | 4,062 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $145,000 | 2,743 |
| Income before extraordinary items | $494,000 | 4,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $494,000 | 4,209 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $494,000 | 4,210 |
| Net charge-offs | $57,000 | 2,333 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $494,000 | 4,148 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 3,924 |
| Total interest expense | $701,000 | 3,135 |
| Net interest income | $2,284,000 | 4,043 |
| Provision for loan and lease losses | $41,000 | 3,813 |
| Total noninterest income | $668,000 | 2,977 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $9,000 | 4,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,566 |
| Total noninterest expense | $2,568,000 | 3,612 |
| Salaries and employee benefits | $1,487,000 | 3,566 |
| Premises and equipment expense | $204,000 | 3,953 |
| Additional noninterest expense | $877,000 | 3,428 |
| Pre-tax net operating income | $343,000 | 4,288 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $79,000 | 2,915 |
| Income before extraordinary items | $264,000 | 4,396 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $264,000 | 4,395 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $264,000 | 4,396 |
| Net charge-offs | $57,000 | 1,993 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $264,000 | 4,351 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 3,953 |
| Total interest expense | $522,000 | 3,078 |
| Net interest income | $1,509,000 | 4,087 |
| Provision for loan and lease losses | $37,000 | 3,608 |
| Total noninterest income | $366,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $6,000 | 4,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $360,000 | 2,721 |
| Total noninterest expense | $1,686,000 | 3,642 |
| Salaries and employee benefits | $964,000 | 3,629 |
| Premises and equipment expense | $137,000 | 3,952 |
| Additional noninterest expense | $585,000 | 3,444 |
| Pre-tax net operating income | $152,000 | 4,462 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $35,000 | 3,046 |
| Income before extraordinary items | $117,000 | 4,536 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $117,000 | 4,536 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $117,000 | 4,536 |
| Net charge-offs | $50,000 | 1,728 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $117,000 | 4,499 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,045,000 | 3,950 |
| Total interest expense | $285,000 | 3,084 |
| Net interest income | $760,000 | 4,093 |
| Provision for loan and lease losses | $26,000 | 2,973 |
| Total noninterest income | $164,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $3,000 | 4,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 2,699 |
| Total noninterest expense | $860,000 | 3,648 |
| Salaries and employee benefits | $481,000 | 3,655 |
| Premises and equipment expense | $73,000 | 3,894 |
| Additional noninterest expense | $306,000 | 3,418 |
| Pre-tax net operating income | $38,000 | 4,585 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $9,000 | 3,163 |
| Income before extraordinary items | $29,000 | 4,608 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $29,000 | 4,608 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $29,000 | 4,608 |
| Net charge-offs | $61,000 | 1,119 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $29,000 | 4,613 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,361,000 | 3,952 |
| Total interest expense | $1,161,000 | 3,098 |
| Net interest income | $3,200,000 | 4,087 |
| Provision for loan and lease losses | $51,000 | 3,367 |
| Total noninterest income | $613,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $25,000 | 4,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $588,000 | 2,860 |
| Total noninterest expense | $3,268,000 | 3,763 |
| Salaries and employee benefits | $1,809,000 | 3,780 |
| Premises and equipment expense | $304,000 | 3,885 |
| Additional noninterest expense | $1,155,000 | 3,560 |
| Pre-tax net operating income | $494,000 | 4,443 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $112,000 | 2,971 |
| Income before extraordinary items | $384,000 | 4,541 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $384,000 | 4,543 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $384,000 | 4,543 |
| Net charge-offs | $13,000 | 3,248 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $382,420 | 4,521 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 3,995 |
| Total interest expense | $860,000 | 3,154 |
| Net interest income | $2,423,000 | 4,136 |
| Provision for loan and lease losses | $36,000 | 3,298 |
| Total noninterest income | $414,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $18,000 | 4,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 2,981 |
| Total noninterest expense | $2,418,000 | 3,811 |
| Salaries and employee benefits | $1,318,000 | 3,841 |
| Premises and equipment expense | $235,000 | 3,894 |
| Additional noninterest expense | $865,000 | 3,591 |
| Pre-tax net operating income | $383,000 | 4,516 |
| Securities gains (losses) | $1,000 | 2,065 |
| Applicable income taxes | $90,000 | 2,992 |
| Income before extraordinary items | $294,000 | 4,625 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $294,000 | 4,624 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $294,000 | 4,624 |
| Net charge-offs | $19,000 | 2,732 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $293,210 | 4,605 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 4,020 |
| Total interest expense | $553,000 | 3,180 |
| Net interest income | $1,616,000 | 4,161 |
| Provision for loan and lease losses | $24,000 | 3,231 |
| Total noninterest income | $245,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $12,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,083 |
| Total noninterest expense | $1,606,000 | 3,853 |
| Salaries and employee benefits | $871,000 | 3,878 |
| Premises and equipment expense | $161,000 | 3,876 |
| Additional noninterest expense | $574,000 | 3,622 |
| Pre-tax net operating income | $231,000 | 4,605 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $54,000 | 3,052 |
| Income before extraordinary items | $177,000 | 4,690 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $177,000 | 4,688 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $177,000 | 4,688 |
| Net charge-offs | $13,000 | 2,505 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $177,000 | 4,680 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 4,067 |
| Total interest expense | $266,000 | 3,218 |
| Net interest income | $805,000 | 4,205 |
| Provision for loan and lease losses | $12,000 | 3,026 |
| Total noninterest income | $89,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $6,000 | 4,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $814,000 | 3,874 |
| Salaries and employee benefits | $449,000 | 3,883 |
| Premises and equipment expense | $74,000 | 4,026 |
| Additional noninterest expense | $291,000 | 3,613 |
| Pre-tax net operating income | $68,000 | 4,855 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $16,000 | 3,244 |
| Income before extraordinary items | $52,000 | 4,918 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $52,000 | 4,917 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $52,000 | 4,917 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $52,000 | 4,912 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 4,074 |
| Total interest expense | $879,000 | 3,116 |
| Net interest income | $3,240,000 | 4,206 |
| Provision for loan and lease losses | $42,000 | 3,567 |
| Total noninterest income | $457,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $17,000 | 5,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $440,000 | 3,231 |
| Total noninterest expense | $3,311,000 | 3,839 |
| Salaries and employee benefits | $1,823,000 | 3,850 |
| Premises and equipment expense | $327,000 | 3,880 |
| Additional noninterest expense | $1,161,000 | 3,647 |
| Pre-tax net operating income | $344,000 | 4,846 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $82,000 | 3,188 |
| Income before extraordinary items | $266,000 | 4,907 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $266,000 | 4,906 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $266,000 | 4,906 |
| Net charge-offs | $67,000 | 2,430 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $262,840 | 4,912 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 4,122 |
| Total interest expense | $626,000 | 3,141 |
| Net interest income | $2,426,000 | 4,255 |
| Provision for loan and lease losses | $27,000 | 3,502 |
| Total noninterest income | $343,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $12,000 | 5,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,272 |
| Total noninterest expense | $2,508,000 | 3,848 |
| Salaries and employee benefits | $1,384,000 | 3,857 |
| Premises and equipment expense | $245,000 | 3,916 |
| Additional noninterest expense | $879,000 | 3,646 |
| Pre-tax net operating income | $234,000 | 4,981 |
| Securities gains (losses) | $2,000 | 952 |
| Applicable income taxes | $54,000 | 3,293 |
| Income before extraordinary items | $182,000 | 5,030 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $182,000 | 5,028 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $182,000 | 5,029 |
| Net charge-offs | $58,000 | 2,101 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $180,420 | 5,034 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 4,180 |
| Total interest expense | $398,000 | 3,126 |
| Net interest income | $1,590,000 | 4,304 |
| Provision for loan and lease losses | $16,000 | 3,429 |
| Total noninterest income | $203,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $8,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 3,419 |
| Total noninterest expense | $1,680,000 | 3,864 |
| Salaries and employee benefits | $933,000 | 3,845 |
| Premises and equipment expense | $167,000 | 3,910 |
| Additional noninterest expense | $580,000 | 3,689 |
| Pre-tax net operating income | $97,000 | 5,156 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $22,000 | 3,468 |
| Income before extraordinary items | $77,000 | 5,180 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $77,000 | 5,179 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $77,000 | 5,179 |
| Net charge-offs | $16,000 | 2,366 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $75,420 | 5,194 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 4,227 |
| Total interest expense | $192,000 | 3,151 |
| Net interest income | $783,000 | 4,357 |
| Provision for loan and lease losses | $7,000 | 3,246 |
| Total noninterest income | $88,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $4,000 | 5,293 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,568 |
| Total noninterest expense | $848,000 | 3,883 |
| Salaries and employee benefits | $477,000 | 3,838 |
| Premises and equipment expense | $83,000 | 3,959 |
| Additional noninterest expense | $288,000 | 3,727 |
| Pre-tax net operating income | $16,000 | 5,336 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $3,000 | 3,761 |
| Income before extraordinary items | $13,000 | 5,333 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $13,000 | 5,333 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $13,000 | 5,333 |
| Net charge-offs | $16,000 | 1,764 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $13,000 | 5,335 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 4,188 |
| Total interest expense | $765,000 | 2,994 |
| Net interest income | $3,119,000 | 4,358 |
| Provision for loan and lease losses | $33,000 | 3,752 |
| Total noninterest income | $547,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $21,000 | 5,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $526,000 | 3,084 |
| Total noninterest expense | $3,269,000 | 3,957 |
| Salaries and employee benefits | $1,799,000 | 3,949 |
| Premises and equipment expense | $314,000 | 4,105 |
| Additional noninterest expense | $1,156,000 | 3,753 |
| Pre-tax net operating income | $364,000 | 4,938 |
| Securities gains (losses) | $8,000 | 1,669 |
| Applicable income taxes | $101,000 | 3,278 |
| Income before extraordinary items | $271,000 | 4,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 4,902 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $271,000 | 4,902 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $265,160 | 4,913 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 4,233 |
| Total interest expense | $572,000 | 2,995 |
| Net interest income | $2,332,000 | 4,402 |
| Provision for loan and lease losses | $24,000 | 3,641 |
| Total noninterest income | $432,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $15,000 | 5,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 3,041 |
| Total noninterest expense | $2,443,000 | 3,976 |
| Salaries and employee benefits | $1,357,000 | 3,966 |
| Premises and equipment expense | $233,000 | 4,141 |
| Additional noninterest expense | $853,000 | 3,788 |
| Pre-tax net operating income | $297,000 | 4,974 |
| Securities gains (losses) | $3,000 | 1,944 |
| Applicable income taxes | $100,000 | 3,154 |
| Income before extraordinary items | $200,000 | 5,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $200,000 | 5,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $200,000 | 5,127 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $197,990 | 5,122 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 4,256 |
| Total interest expense | $383,000 | 2,943 |
| Net interest income | $1,540,000 | 4,440 |
| Provision for loan and lease losses | $15,000 | 3,486 |
| Total noninterest income | $271,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $10,000 | 5,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,133 |
| Total noninterest expense | $1,627,000 | 3,997 |
| Salaries and employee benefits | $904,000 | 3,995 |
| Premises and equipment expense | $157,000 | 4,147 |
| Additional noninterest expense | $566,000 | 3,827 |
| Pre-tax net operating income | $169,000 | 5,084 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $58,000 | 3,241 |
| Income before extraordinary items | $114,000 | 5,207 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $114,000 | 5,206 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $114,000 | 5,207 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $112,020 | 5,203 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 4,309 |
| Total interest expense | $193,000 | 2,921 |
| Net interest income | $750,000 | 4,501 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $95,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 3,610 |
| Total noninterest expense | $814,000 | 4,045 |
| Salaries and employee benefits | $451,000 | 4,042 |
| Premises and equipment expense | $81,000 | 4,123 |
| Additional noninterest expense | $282,000 | 3,860 |
| Pre-tax net operating income | $25,000 | 5,467 |
| Securities gains (losses) | $-1,000 | 5,454 |
| Applicable income taxes | $9,000 | 3,633 |
| Income before extraordinary items | $15,000 | 5,524 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $15,000 | 5,524 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $15,000 | 5,524 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $15,640 | 5,521 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 4,338 |
| Total interest expense | $780,000 | 2,861 |
| Net interest income | $2,944,000 | 4,556 |
| Provision for loan and lease losses | $68,000 | 3,450 |
| Total noninterest income | $593,000 | 3,825 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $27,000 | 5,471 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $566,000 | 3,084 |
| Total noninterest expense | $3,150,000 | 4,133 |
| Salaries and employee benefits | $1,702,000 | 4,143 |
| Premises and equipment expense | $304,000 | 4,288 |
| Additional noninterest expense | $1,144,000 | 3,928 |
| Pre-tax net operating income | $319,000 | 5,127 |
| Securities gains (losses) | $9,000 | 2,705 |
| Applicable income taxes | $117,000 | 3,222 |
| Income before extraordinary items | $211,000 | 5,299 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $211,000 | 5,298 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $211,000 | 5,298 |
| Net charge-offs | $29,000 | 3,469 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $205,240 | 5,272 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 4,390 |
| Total interest expense | $586,000 | 2,862 |
| Net interest income | $2,183,000 | 4,611 |
| Provision for loan and lease losses | $52,000 | 3,297 |
| Total noninterest income | $468,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $19,000 | 5,563 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $449,000 | 3,029 |
| Total noninterest expense | $2,374,000 | 4,132 |
| Salaries and employee benefits | $1,246,000 | 4,195 |
| Premises and equipment expense | $228,000 | 4,302 |
| Additional noninterest expense | $900,000 | 3,841 |
| Pre-tax net operating income | $225,000 | 5,245 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $74,000 | 3,389 |
| Income before extraordinary items | $155,000 | 5,389 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $155,000 | 5,388 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $155,000 | 5,389 |
| Net charge-offs | $28,000 | 2,953 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $152,280 | 5,356 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 4,441 |
| Total interest expense | $391,000 | 2,869 |
| Net interest income | $1,437,000 | 4,673 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $289,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $12,000 | 5,641 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $277,000 | 3,129 |
| Total noninterest expense | $1,573,000 | 4,173 |
| Salaries and employee benefits | $813,000 | 4,278 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $606,000 | 3,844 |
| Pre-tax net operating income | $123,000 | 5,386 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $42,000 | 3,481 |
| Income before extraordinary items | $85,000 | 5,520 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 5,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $85,000 | 5,519 |
| Net charge-offs | $28,000 | 2,551 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $82,320 | 5,477 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $917,000 | 4,462 |
| Total interest expense | $194,000 | 2,898 |
| Net interest income | $723,000 | 4,691 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $133,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $127,000 | 3,205 |
| Total noninterest expense | $798,000 | 4,189 |
| Salaries and employee benefits | $409,000 | 4,301 |
| Premises and equipment expense | $78,000 | 4,321 |
| Additional noninterest expense | $311,000 | 3,793 |
| Pre-tax net operating income | $43,000 | 5,528 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $15,000 | 3,602 |
| Income before extraordinary items | $30,000 | 5,625 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $30,000 | 5,624 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $30,000 | 5,624 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $28,660 | 5,604 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 4,515 |
| Total interest expense | $779,000 | 2,873 |
| Net interest income | $2,800,000 | 4,767 |
| Provision for loan and lease losses | $151,000 | 2,610 |
| Total noninterest income | $537,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $27,000 | 5,730 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $510,000 | 3,260 |
| Total noninterest expense | $3,054,000 | 4,294 |
| Salaries and employee benefits | $1,569,000 | 4,401 |
| Premises and equipment expense | $336,000 | 4,259 |
| Additional noninterest expense | $1,149,000 | 4,020 |
| Pre-tax net operating income | $132,000 | 5,609 |
| Securities gains (losses) | $45,000 | 1,712 |
| Applicable income taxes | $53,000 | 3,612 |
| Income before extraordinary items | $124,000 | 5,646 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $124,000 | 5,649 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $124,000 | 5,649 |
| Net charge-offs | $102,000 | 2,636 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $92,500 | 5,678 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 4,581 |
| Total interest expense | $588,000 | 2,904 |
| Net interest income | $2,082,000 | 4,831 |
| Provision for loan and lease losses | $135,000 | 2,359 |
| Total noninterest income | $437,000 | 3,963 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $21,000 | 5,799 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $416,000 | 3,163 |
| Total noninterest expense | $2,262,000 | 4,351 |
| Salaries and employee benefits | $1,167,000 | 4,444 |
| Premises and equipment expense | $248,000 | 4,331 |
| Additional noninterest expense | $847,000 | 4,064 |
| Pre-tax net operating income | $122,000 | 5,668 |
| Securities gains (losses) | $38,000 | 1,651 |
| Applicable income taxes | $49,000 | 3,639 |
| Income before extraordinary items | $111,000 | 5,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 5,700 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $111,000 | 5,700 |
| Net charge-offs | $101,000 | 2,151 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $84,780 | 5,733 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 4,627 |
| Total interest expense | $397,000 | 2,887 |
| Net interest income | $1,370,000 | 4,887 |
| Provision for loan and lease losses | $119,000 | 2,087 |
| Total noninterest income | $266,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $14,000 | 5,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,295 |
| Total noninterest expense | $1,512,000 | 4,383 |
| Salaries and employee benefits | $779,000 | 4,491 |
| Premises and equipment expense | $172,000 | 4,293 |
| Additional noninterest expense | $561,000 | 4,116 |
| Pre-tax net operating income | $5,000 | 5,969 |
| Securities gains (losses) | $44,000 | 1,311 |
| Applicable income taxes | $13,000 | 3,985 |
| Income before extraordinary items | $36,000 | 5,906 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $36,000 | 5,907 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $91,000 | 1,807 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,880 | 5,978 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 4,676 |
| Total interest expense | $199,000 | 2,902 |
| Net interest income | $677,000 | 4,930 |
| Provision for loan and lease losses | $71,000 | 1,793 |
| Total noninterest income | $153,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 3,052 |
| Total noninterest expense | $759,000 | 4,406 |
| Salaries and employee benefits | $383,000 | 4,547 |
| Premises and equipment expense | $93,000 | 4,163 |
| Additional noninterest expense | $283,000 | 4,098 |
| Pre-tax net operating income | $0 | 6,008 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $0 | 6,053 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $0 | 6,054 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $0 | 6,054 |
| Net charge-offs | $76,000 | 1,286 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $0 | 6,015 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 4,772 |
| Total interest expense | $841,000 | 2,925 |
| Net interest income | $2,628,000 | 5,051 |
| Provision for loan and lease losses | $95,000 | 3,282 |
| Total noninterest income | $659,000 | 3,827 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $629,000 | 2,970 |
| Total noninterest expense | $3,082,000 | 4,414 |
| Salaries and employee benefits | $1,517,000 | 4,609 |
| Premises and equipment expense | $375,000 | 4,232 |
| Additional noninterest expense | $1,190,000 | 4,068 |
| Pre-tax net operating income | $110,000 | 5,856 |
| Securities gains (losses) | $78,000 | 1,436 |
| Applicable income taxes | $53,000 | 3,685 |
| Income before extraordinary items | $135,000 | 5,813 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $135,000 | 5,814 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $135,000 | 5,815 |
| Net charge-offs | $122,000 | 2,981 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $78,840 | 5,916 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 4,835 |
| Total interest expense | $636,000 | 2,967 |
| Net interest income | $1,952,000 | 5,119 |
| Provision for loan and lease losses | $78,000 | 3,078 |
| Total noninterest income | $469,000 | 3,966 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $24,000 | 6,056 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $445,000 | 3,071 |
| Total noninterest expense | $2,297,000 | 4,449 |
| Salaries and employee benefits | $1,147,000 | 4,604 |
| Premises and equipment expense | $280,000 | 4,287 |
| Additional noninterest expense | $870,000 | 4,137 |
| Pre-tax net operating income | $46,000 | 6,037 |
| Securities gains (losses) | $66,000 | 1,268 |
| Applicable income taxes | $37,000 | 3,773 |
| Income before extraordinary items | $75,000 | 5,958 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $75,000 | 5,957 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $75,000 | 5,958 |
| Net charge-offs | $121,000 | 2,511 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $30,780 | 6,070 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,723,000 | 4,858 |
| Total interest expense | $431,000 | 2,965 |
| Net interest income | $1,292,000 | 5,144 |
| Provision for loan and lease losses | $24,000 | 3,561 |
| Total noninterest income | $317,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $301,000 | 3,034 |
| Total noninterest expense | $1,538,000 | 4,483 |
| Salaries and employee benefits | $773,000 | 4,615 |
| Premises and equipment expense | $195,000 | 4,231 |
| Additional noninterest expense | $570,000 | 4,214 |
| Pre-tax net operating income | $47,000 | 5,995 |
| Securities gains (losses) | $16,000 | 1,751 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $42,000 | 6,040 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $42,000 | 6,041 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $42,000 | 6,042 |
| Net charge-offs | $121,000 | 2,019 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $31,280 | 6,062 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 4,867 |
| Total interest expense | $216,000 | 2,996 |
| Net interest income | $658,000 | 5,164 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $139,000 | 4,100 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $130,000 | 3,181 |
| Total noninterest expense | $778,000 | 4,488 |
| Salaries and employee benefits | $383,000 | 4,687 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $294,000 | 4,152 |
| Pre-tax net operating income | $13,000 | 6,091 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $9,000 | 6,145 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 6,145 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,000 | 6,146 |
| Net charge-offs | $22,000 | 2,430 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $9,000 | 6,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 4,995 |
| Total interest expense | $992,000 | 2,958 |
| Net interest income | $2,424,000 | 5,335 |
| Provision for loan and lease losses | $78,000 | 3,917 |
| Total noninterest income | $986,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $34,000 | 6,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $952,000 | 2,449 |
| Total noninterest expense | $2,935,000 | 4,660 |
| Salaries and employee benefits | $1,411,000 | 4,911 |
| Premises and equipment expense | $383,000 | 4,325 |
| Additional noninterest expense | $1,141,000 | 4,305 |
| Pre-tax net operating income | $397,000 | 5,231 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $144,000 | 3,191 |
| Income before extraordinary items | $280,000 | 5,476 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $280,000 | 5,480 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $280,000 | 5,480 |
| Net charge-offs | $28,000 | 4,684 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $262,180 | 5,466 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,539,000 | 5,061 |
| Total interest expense | $752,000 | 3,016 |
| Net interest income | $1,787,000 | 5,404 |
| Provision for loan and lease losses | $36,000 | 4,201 |
| Total noninterest income | $793,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $26,000 | 6,279 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $767,000 | 2,388 |
| Total noninterest expense | $2,255,000 | 4,619 |
| Salaries and employee benefits | $1,102,000 | 4,831 |
| Premises and equipment expense | $286,000 | 4,361 |
| Additional noninterest expense | $867,000 | 4,288 |
| Pre-tax net operating income | $289,000 | 5,380 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $97,000 | 3,336 |
| Income before extraordinary items | $205,000 | 5,617 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $205,000 | 5,618 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $205,000 | 5,618 |
| Net charge-offs | $21,000 | 4,392 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $196,160 | 5,591 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 5,070 |
| Total interest expense | $513,000 | 3,012 |
| Net interest income | $1,180,000 | 5,443 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $616,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $598,000 | 2,241 |
| Total noninterest expense | $1,505,000 | 4,638 |
| Salaries and employee benefits | $745,000 | 4,826 |
| Premises and equipment expense | $190,000 | 4,381 |
| Additional noninterest expense | $570,000 | 4,313 |
| Pre-tax net operating income | $261,000 | 5,024 |
| Securities gains (losses) | $12,000 | 2,226 |
| Applicable income taxes | $91,000 | 3,066 |
| Income before extraordinary items | $182,000 | 5,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $182,000 | 5,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $182,000 | 5,373 |
| Net charge-offs | $17,000 | 4,090 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $173,960 | 5,294 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 5,078 |
| Total interest expense | $257,000 | 3,090 |
| Net interest income | $597,000 | 5,455 |
| Provision for loan and lease losses | $24,000 | 3,487 |
| Total noninterest income | $369,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $361,000 | 1,971 |
| Total noninterest expense | $777,000 | 4,605 |
| Salaries and employee benefits | $371,000 | 4,871 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $307,000 | 4,153 |
| Pre-tax net operating income | $165,000 | 4,747 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $57,000 | 2,902 |
| Income before extraordinary items | $108,000 | 5,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $108,000 | 5,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $108,000 | 5,160 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $108,000 | 5,052 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 5,151 |
| Total interest expense | $1,105,000 | 3,372 |
| Net interest income | $2,441,000 | 5,514 |
| Provision for loan and lease losses | $161,000 | 4,207 |
| Total noninterest income | $1,325,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $35,000 | 6,469 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,290,000 | 2,031 |
| Total noninterest expense | $2,975,000 | 4,769 |
| Salaries and employee benefits | $1,393,000 | 5,025 |
| Premises and equipment expense | $373,000 | 4,460 |
| Additional noninterest expense | $1,209,000 | 4,335 |
| Pre-tax net operating income | $630,000 | 4,647 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $252,000 | 2,816 |
| Income before extraordinary items | $378,000 | 5,261 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $378,000 | 5,258 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $378,000 | 5,259 |
| Net charge-offs | $80,000 | 4,592 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $378,000 | 5,064 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 5,242 |
| Total interest expense | $831,000 | 3,491 |
| Net interest income | $1,815,000 | 5,617 |
| Provision for loan and lease losses | $110,000 | 4,250 |
| Total noninterest income | $927,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $26,000 | 6,559 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $901,000 | 2,125 |
| Total noninterest expense | $2,173,000 | 4,856 |
| Salaries and employee benefits | $1,013,000 | 5,128 |
| Premises and equipment expense | $274,000 | 4,571 |
| Additional noninterest expense | $886,000 | 4,434 |
| Pre-tax net operating income | $459,000 | 4,816 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $153,000 | 3,049 |
| Income before extraordinary items | $306,000 | 5,298 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $306,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $306,000 | 5,296 |
| Net charge-offs | $64,000 | 4,351 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $306,000 | 5,106 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 5,268 |
| Total interest expense | $562,000 | 3,553 |
| Net interest income | $1,210,000 | 5,639 |
| Provision for loan and lease losses | $81,000 | 4,098 |
| Total noninterest income | $614,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $17,000 | 6,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $597,000 | 2,115 |
| Total noninterest expense | $1,403,000 | 4,963 |
| Salaries and employee benefits | $667,000 | 5,197 |
| Premises and equipment expense | $184,000 | 4,574 |
| Additional noninterest expense | $552,000 | 4,590 |
| Pre-tax net operating income | $340,000 | 4,686 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $113,000 | 2,967 |
| Income before extraordinary items | $227,000 | 5,174 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $227,000 | 5,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $227,000 | 5,174 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $227,000 | 4,979 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 5,309 |
| Total interest expense | $288,000 | 3,602 |
| Net interest income | $600,000 | 5,698 |
| Provision for loan and lease losses | $44,000 | 3,876 |
| Total noninterest income | $354,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $345,000 | 1,940 |
| Total noninterest expense | $687,000 | 5,047 |
| Salaries and employee benefits | $326,000 | 5,305 |
| Premises and equipment expense | $92,000 | 4,583 |
| Additional noninterest expense | $269,000 | 4,661 |
| Pre-tax net operating income | $223,000 | 4,352 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $77,000 | 2,676 |
| Income before extraordinary items | $146,000 | 4,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 4,890 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $146,000 | 4,891 |
| Net charge-offs | $26,000 | 3,512 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $146,000 | 4,743 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 5,339 |
| Total interest expense | $1,302,000 | 3,787 |
| Net interest income | $2,363,000 | 5,766 |
| Provision for loan and lease losses | $78,000 | 5,556 |
| Total noninterest income | $870,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $870,000 | 2,324 |
| Total noninterest expense | $2,652,000 | 5,192 |
| Salaries and employee benefits | $1,306,000 | 5,323 |
| Premises and equipment expense | $758,000 | 3,026 |
| Additional noninterest expense | $588,000 | 6,026 |
| Pre-tax net operating income | $503,000 | 4,728 |
| Securities gains (losses) | $5,000 | 3,498 |
| Applicable income taxes | $164,000 | 3,054 |
| Income before extraordinary items | $344,000 | 5,116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $344,000 | 5,118 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $344,000 | 5,118 |
| Net charge-offs | $99,000 | 4,981 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $340,600 | 5,012 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 5,408 |
| Total interest expense | $1,002,000 | 3,830 |
| Net interest income | $1,734,000 | 5,855 |
| Provision for loan and lease losses | $20,000 | 6,008 |
| Total noninterest income | $574,000 | 3,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $574,000 | 2,484 |
| Total noninterest expense | $1,926,000 | 5,288 |
| Salaries and employee benefits | $965,000 | 5,368 |
| Premises and equipment expense | $568,000 | 3,050 |
| Additional noninterest expense | $393,000 | 6,242 |
| Pre-tax net operating income | $362,000 | 4,881 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $125,000 | 3,041 |
| Income before extraordinary items | $242,000 | 5,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $242,000 | 5,306 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $242,000 | 5,306 |
| Net charge-offs | $50,000 | 4,981 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $238,700 | 5,200 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 5,468 |
| Total interest expense | $675,000 | 3,904 |
| Net interest income | $1,134,000 | 5,930 |
| Provision for loan and lease losses | $10,000 | 5,964 |
| Total noninterest income | $401,000 | 3,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $401,000 | 2,437 |
| Total noninterest expense | $1,289,000 | 5,336 |
| Salaries and employee benefits | $642,000 | 5,425 |
| Premises and equipment expense | $358,000 | 3,203 |
| Additional noninterest expense | $289,000 | 6,176 |
| Pre-tax net operating income | $236,000 | 4,914 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $81,000 | 3,015 |
| Income before extraordinary items | $160,000 | 5,293 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $160,000 | 5,292 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $160,000 | 5,293 |
| Net charge-offs | $20,000 | 5,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $156,700 | 5,231 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 5,470 |
| Total interest expense | $342,000 | 3,974 |
| Net interest income | $576,000 | 5,915 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $272,000 | 2,036 |
| Total noninterest expense | $636,000 | 5,393 |
| Salaries and employee benefits | $315,000 | 5,506 |
| Premises and equipment expense | $175,000 | 3,304 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $208,000 | 4,176 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $71,000 | 2,541 |
| Income before extraordinary items | $142,000 | 4,543 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $142,000 | 4,542 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $142,000 | 4,543 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $138,650 | 4,523 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 5,474 |
| Total interest expense | $1,575,000 | 4,148 |
| Net interest income | $2,303,000 | 5,956 |
| Provision for loan and lease losses | $84,000 | 6,155 |
| Total noninterest income | $811,000 | 3,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $811,000 | 2,479 |
| Total noninterest expense | $2,566,000 | 5,437 |
| Salaries and employee benefits | $1,361,000 | 5,320 |
| Premises and equipment expense | $671,000 | 3,414 |
| Additional noninterest expense | $534,000 | 6,399 |
| Pre-tax net operating income | $464,000 | 4,453 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $163,000 | 2,870 |
| Income before extraordinary items | $301,000 | 4,933 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $301,000 | 4,936 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $301,000 | 4,936 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $301,000 | 4,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 5,575 |
| Total interest expense | $1,196,000 | 4,256 |
| Net interest income | $1,704,000 | 6,083 |
| Provision for loan and lease losses | $57,000 | 6,157 |
| Total noninterest income | $510,000 | 4,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $510,000 | 2,725 |
| Total noninterest expense | $1,845,000 | 5,575 |
| Salaries and employee benefits | $961,000 | 5,532 |
| Premises and equipment expense | $483,000 | 3,574 |
| Additional noninterest expense | $401,000 | 6,449 |
| Pre-tax net operating income | $312,000 | 4,812 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $86,000 | 3,214 |
| Income before extraordinary items | $226,000 | 5,190 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $226,000 | 5,192 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $226,000 | 5,193 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $226,000 | 5,026 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 5,655 |
| Total interest expense | $803,000 | 4,335 |
| Net interest income | $1,107,000 | 6,167 |
| Provision for loan and lease losses | $18,000 | 6,448 |
| Total noninterest income | $275,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $275,000 | 2,980 |
| Total noninterest expense | $1,236,000 | 5,585 |
| Salaries and employee benefits | $648,000 | 5,535 |
| Premises and equipment expense | $317,000 | 3,656 |
| Additional noninterest expense | $271,000 | 6,459 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $34,000 | 3,521 |
| Income before extraordinary items | $94,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $94,000 | 5,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $94,000 | 5,583 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 5,458 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 5,717 |
| Total interest expense | $403,000 | 4,460 |
| Net interest income | $552,000 | 6,198 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $111,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $111,000 | 3,320 |
| Total noninterest expense | $603,000 | 5,726 |
| Salaries and employee benefits | $322,000 | 5,615 |
| Premises and equipment expense | $155,000 | 3,807 |
| Additional noninterest expense | $126,000 | 6,639 |
| Pre-tax net operating income | $51,000 | 5,653 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $39,000 | 5,857 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 5,858 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $39,000 | 5,857 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $39,000 | 5,748 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,975,000 | 5,735 |
| Total interest expense | $1,879,000 | 4,638 |
| Net interest income | $2,096,000 | 6,255 |
| Provision for loan and lease losses | $54,000 | 6,812 |
| Total noninterest income | $695,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $695,000 | 2,678 |
| Total noninterest expense | $2,458,000 | 5,735 |
| Salaries and employee benefits | $1,242,000 | 5,754 |
| Premises and equipment expense | $615,000 | 3,811 |
| Additional noninterest expense | $601,000 | 6,447 |
| Pre-tax net operating income | $279,000 | 4,571 |
| Securities gains (losses) | $76,000 | 2,337 |
| Applicable income taxes | $101,000 | 2,873 |
| Income before extraordinary items | $254,000 | 4,624 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $254,000 | 4,625 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $254,000 | 4,625 |
| Net charge-offs | $31,000 | 6,481 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $199,280 | 4,743 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 5,797 |
| Total interest expense | $1,454,000 | 4,691 |
| Net interest income | $1,518,000 | 6,346 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $478,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $478,000 | 2,880 |
| Total noninterest expense | $1,788,000 | 5,832 |
| Salaries and employee benefits | $914,000 | 5,828 |
| Premises and equipment expense | $458,000 | 3,863 |
| Additional noninterest expense | $416,000 | 6,620 |
| Pre-tax net operating income | $188,000 | 4,972 |
| Securities gains (losses) | $76,000 | 2,013 |
| Applicable income taxes | $88,000 | 2,971 |
| Income before extraordinary items | $176,000 | 4,947 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $176,000 | 4,946 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $176,000 | 4,947 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $125,080 | 5,145 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 5,821 |
| Total interest expense | $1,015,000 | 4,694 |
| Net interest income | $995,000 | 6,401 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $307,000 | 4,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $307,000 | 2,965 |
| Total noninterest expense | $1,209,000 | 5,836 |
| Salaries and employee benefits | $607,000 | 5,895 |
| Premises and equipment expense | $306,000 | 3,874 |
| Additional noninterest expense | $296,000 | 6,517 |
| Pre-tax net operating income | $81,000 | 5,338 |
| Securities gains (losses) | $76,000 | 1,654 |
| Applicable income taxes | $52,000 | 3,134 |
| Income before extraordinary items | $105,000 | 5,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 5,163 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $105,000 | 5,163 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $54,080 | 5,469 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,830 |
| Total interest expense | $532,000 | 4,663 |
| Net interest income | $486,000 | 6,466 |
| Provision for loan and lease losses | $6,000 | 6,481 |
| Total noninterest income | $89,000 | 5,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $89,000 | 3,833 |
| Total noninterest expense | $606,000 | 5,787 |
| Salaries and employee benefits | $302,000 | 5,958 |
| Premises and equipment expense | $156,000 | 3,869 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $-37,000 | 6,447 |
| Securities gains (losses) | $76,000 | 1,116 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-24,920 | 6,417 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,500,000 | 5,734 |
| Total interest expense | $2,443,000 | 4,803 |
| Net interest income | $2,057,000 | 6,359 |
| Provision for loan and lease losses | $1,132,000 | 2,525 |
| Total noninterest income | $332,000 | 5,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $332,000 | 3,918 |
| Total noninterest expense | $2,385,000 | 5,767 |
| Salaries and employee benefits | $1,247,000 | 5,856 |
| Premises and equipment expense | $487,000 | 4,533 |
| Additional noninterest expense | $651,000 | 6,019 |
| Pre-tax net operating income | $-1,128,000 | 7,071 |
| Securities gains (losses) | $-6,000 | 6,975 |
| Applicable income taxes | $-377,000 | 7,392 |
| Income before extraordinary items | $-757,000 | 6,870 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-757,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,686 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-752,980 | 6,986 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,403,000 | 5,794 |
| Total interest expense | $1,861,000 | 4,874 |
| Net interest income | $1,542,000 | 6,409 |
| Provision for loan and lease losses | $1,018,000 | 1,804 |
| Total noninterest income | $261,000 | 5,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 3,946 |
| Total noninterest expense | $1,747,000 | 5,826 |
| Salaries and employee benefits | $927,000 | 5,903 |
| Premises and equipment expense | $360,000 | 4,577 |
| Additional noninterest expense | $460,000 | 6,124 |
| Pre-tax net operating income | $-962,000 | 7,512 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-318,000 | 7,756 |
| Income before extraordinary items | $-644,000 | 7,300 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-644,000 | 7,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,748 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-644,000 | 7,429 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 5,817 |
| Total interest expense | $1,270,000 | 4,960 |
| Net interest income | $1,039,000 | 6,393 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $157,000 | 5,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $157,000 | 4,231 |
| Total noninterest expense | $1,146,000 | 5,905 |
| Salaries and employee benefits | $621,000 | 5,950 |
| Premises and equipment expense | $237,000 | 4,655 |
| Additional noninterest expense | $288,000 | 6,284 |
| Pre-tax net operating income | $44,000 | 6,708 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $21,000 | 6,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $21,000 | 6,831 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 5,813 |
| Total interest expense | $660,000 | 5,031 |
| Net interest income | $534,000 | 6,351 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $562,000 | 5,992 |
| Salaries and employee benefits | $306,000 | 6,028 |
| Premises and equipment expense | $123,000 | 4,560 |
| Additional noninterest expense | $133,000 | 6,474 |
| Pre-tax net operating income | $45,000 | 6,675 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $16,000 | 4,511 |
| Income before extraordinary items | $29,000 | 6,889 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $29,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $29,000 | 6,796 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 5,815 |
| Total interest expense | $2,853,000 | 4,931 |
| Net interest income | $1,956,000 | 6,553 |
| Provision for loan and lease losses | $14,000 | 6,482 |
| Total noninterest income | $335,000 | 5,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $335,000 | 4,052 |
| Total noninterest expense | $2,147,000 | 6,024 |
| Salaries and employee benefits | $1,139,000 | 6,124 |
| Premises and equipment expense | $384,000 | 5,147 |
| Additional noninterest expense | $624,000 | 6,036 |
| Pre-tax net operating income | $130,000 | 7,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,167 |
| Income before extraordinary items | $97,000 | 7,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $97,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $97,000 | 7,123 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 5,844 |
| Total interest expense | $2,150,000 | 4,931 |
| Net interest income | $1,463,000 | 6,596 |
| Provision for loan and lease losses | $10,000 | 6,151 |
| Total noninterest income | $238,000 | 5,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $238,000 | 4,178 |
| Total noninterest expense | $1,607,000 | 6,011 |
| Salaries and employee benefits | $861,000 | 6,092 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $485,000 | 5,895 |
| Pre-tax net operating income | $84,000 | 7,371 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $35,000 | 5,174 |
| Income before extraordinary items | $49,000 | 7,495 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $49,000 | 7,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $49,000 | 7,478 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 5,897 |
| Total interest expense | $1,411,000 | 4,977 |
| Net interest income | $970,000 | 6,659 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $148,000 | 6,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $148,000 | 4,332 |
| Total noninterest expense | $1,021,000 | 6,196 |
| Salaries and employee benefits | $549,000 | 6,277 |
| Premises and equipment expense | $154,000 | 5,739 |
| Additional noninterest expense | $318,000 | 5,962 |
| Pre-tax net operating income | $87,000 | 7,320 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $30,000 | 5,109 |
| Income before extraordinary items | $57,000 | 7,435 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $57,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $57,000 | 7,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 5,929 |
| Total interest expense | $699,000 | 4,978 |
| Net interest income | $478,000 | 6,704 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $74,000 | 6,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $74,000 | 4,353 |
| Total noninterest expense | $487,000 | 6,355 |
| Salaries and employee benefits | $270,000 | 6,352 |
| Premises and equipment expense | $79,000 | 5,713 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $59,000 | 7,173 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $19,000 | 4,959 |
| Income before extraordinary items | $40,000 | 7,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $40,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $40,000 | 7,291 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,538,000 | 5,811 |
| Total interest expense | $2,465,000 | 4,863 |
| Net interest income | $2,073,000 | 6,481 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $324,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 4,152 |
| Total noninterest expense | $1,872,000 | 6,332 |
| Salaries and employee benefits | $1,023,000 | 6,360 |
| Premises and equipment expense | $295,000 | 5,776 |
| Additional noninterest expense | $554,000 | 6,288 |
| Pre-tax net operating income | $501,000 | 6,483 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $159,000 | 4,538 |
| Income before extraordinary items | $342,000 | 6,741 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $342,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,089 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $342,000 | 6,748 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 5,869 |
| Total interest expense | $1,765,000 | 4,906 |
| Net interest income | $1,583,000 | 6,501 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $238,000 | 6,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $1,406,000 | 6,333 |
| Salaries and employee benefits | $781,000 | 6,294 |
| Premises and equipment expense | $221,000 | 5,809 |
| Additional noninterest expense | $404,000 | 6,369 |
| Pre-tax net operating income | $397,000 | 6,620 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $137,000 | 4,562 |
| Income before extraordinary items | $260,000 | 6,919 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $260,000 | 6,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $260,000 | 6,925 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 5,867 |
| Total interest expense | $1,143,000 | 4,873 |
| Net interest income | $1,066,000 | 6,507 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $154,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $946,000 | 6,328 |
| Salaries and employee benefits | $529,000 | 6,282 |
| Premises and equipment expense | $142,000 | 5,908 |
| Additional noninterest expense | $275,000 | 6,327 |
| Pre-tax net operating income | $262,000 | 6,695 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $90,000 | 4,649 |
| Income before extraordinary items | $172,000 | 6,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $172,000 | 6,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $172,000 | 6,991 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 5,853 |
| Total interest expense | $555,000 | 4,820 |
| Net interest income | $541,000 | 6,486 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $72,000 | 6,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $469,000 | 6,358 |
| Salaries and employee benefits | $271,000 | 6,225 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $129,000 | 6,472 |
| Pre-tax net operating income | $138,000 | 6,572 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $48,000 | 4,542 |
| Income before extraordinary items | $90,000 | 6,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $90,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $90,000 | 6,884 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 5,828 |
| Total interest expense | $1,791,000 | 4,760 |
| Net interest income | $2,209,000 | 6,368 |
| Provision for loan and lease losses | $29,000 | 6,270 |
| Total noninterest income | $332,000 | 6,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $332,000 | 4,125 |
| Total noninterest expense | $1,775,000 | 6,427 |
| Salaries and employee benefits | $1,037,000 | 6,242 |
| Premises and equipment expense | $277,000 | 5,944 |
| Additional noninterest expense | $461,000 | 6,785 |
| Pre-tax net operating income | $737,000 | 6,053 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $234,000 | 4,454 |
| Income before extraordinary items | $503,000 | 6,364 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $503,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $503,000 | 6,338 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 5,903 |
| Total interest expense | $1,272,000 | 4,779 |
| Net interest income | $1,631,000 | 6,446 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $247,000 | 6,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $247,000 | 4,160 |
| Total noninterest expense | $1,308,000 | 6,485 |
| Salaries and employee benefits | $777,000 | 6,221 |
| Premises and equipment expense | $208,000 | 5,943 |
| Additional noninterest expense | $323,000 | 6,937 |
| Pre-tax net operating income | $543,000 | 6,232 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $187,000 | 4,516 |
| Income before extraordinary items | $356,000 | 6,616 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $356,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $356,000 | 6,574 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 5,916 |
| Total interest expense | $811,000 | 4,745 |
| Net interest income | $1,072,000 | 6,481 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $158,000 | 6,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $158,000 | 4,201 |
| Total noninterest expense | $858,000 | 6,546 |
| Salaries and employee benefits | $491,000 | 6,404 |
| Premises and equipment expense | $140,000 | 5,912 |
| Additional noninterest expense | $227,000 | 6,802 |
| Pre-tax net operating income | $366,000 | 6,187 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $122,000 | 4,547 |
| Income before extraordinary items | $244,000 | 6,561 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $244,000 | 6,510 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $925,000 | 5,958 |
| Total interest expense | $392,000 | 4,742 |
| Net interest income | $533,000 | 6,537 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $85,000 | 6,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,053 |
| Total noninterest expense | $412,000 | 6,699 |
| Salaries and employee benefits | $239,000 | 6,509 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $202,000 | 5,939 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $68,000 | 4,330 |
| Income before extraordinary items | $134,000 | 6,335 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $134,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $134,000 | 6,291 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 6,224 |
| Total interest expense | $1,291,000 | 4,911 |
| Net interest income | $1,926,000 | 6,730 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $341,000 | 6,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $341,000 | 4,024 |
| Total noninterest expense | $1,697,000 | 6,544 |
| Salaries and employee benefits | $1,022,000 | 6,203 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $393,000 | 7,156 |
| Pre-tax net operating income | $570,000 | 6,487 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $182,000 | 4,871 |
| Income before extraordinary items | $388,000 | 6,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $388,000 | 6,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $388,000 | 6,773 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,342,000 | 6,319 |
| Total interest expense | $927,000 | 4,996 |
| Net interest income | $1,415,000 | 6,796 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $261,000 | 6,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 3,990 |
| Total noninterest expense | $1,263,000 | 6,522 |
| Salaries and employee benefits | $762,000 | 6,185 |
| Premises and equipment expense | $202,000 | 5,949 |
| Additional noninterest expense | $299,000 | 7,096 |
| Pre-tax net operating income | $413,000 | 6,677 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $145,000 | 4,899 |
| Income before extraordinary items | $268,000 | 7,103 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $268,000 | 7,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,322 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $268,000 | 7,035 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 6,418 |
| Total interest expense | $584,000 | 5,182 |
| Net interest income | $936,000 | 6,839 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $158,000 | 6,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 4,209 |
| Total noninterest expense | $851,000 | 6,540 |
| Salaries and employee benefits | $505,000 | 6,261 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $211,000 | 7,009 |
| Pre-tax net operating income | $243,000 | 6,875 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $86,000 | 5,032 |
| Income before extraordinary items | $157,000 | 7,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,596 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $157,000 | 7,210 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,575 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $446,000 | 6,998 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $434,000 | 6,515 |
| Salaries and employee benefits | $254,000 | 6,286 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $118,000 | 6,717 |
| Pre-tax net operating income | $94,000 | 7,241 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $61,000 | 7,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 6,636 |
| Total interest expense | $1,229,000 | 5,488 |
| Net interest income | $1,680,000 | 7,095 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $361,000 | 6,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $361,000 | 4,160 |
| Total noninterest expense | $1,590,000 | 6,734 |
| Salaries and employee benefits | $925,000 | 6,518 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $407,000 | 7,115 |
| Pre-tax net operating income | $451,000 | 6,837 |
| Securities gains (losses) | $316,000 | 1,017 |
| Applicable income taxes | $260,000 | 4,502 |
| Income before extraordinary items | $507,000 | 6,302 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $507,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $298,440 | 7,143 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 6,659 |
| Total interest expense | $945,000 | 5,550 |
| Net interest income | $1,265,000 | 7,120 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $284,000 | 6,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,134 |
| Total noninterest expense | $1,144,000 | 6,845 |
| Salaries and employee benefits | $676,000 | 6,574 |
| Premises and equipment expense | $191,000 | 6,116 |
| Additional noninterest expense | $277,000 | 7,341 |
| Pre-tax net operating income | $405,000 | 6,693 |
| Securities gains (losses) | $342,000 | 884 |
| Applicable income taxes | $263,000 | 4,177 |
| Income before extraordinary items | $484,000 | 5,932 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $484,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $261,700 | 7,020 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 6,630 |
| Total interest expense | $646,000 | 5,593 |
| Net interest income | $862,000 | 7,075 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $183,000 | 6,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $183,000 | 4,189 |
| Total noninterest expense | $740,000 | 6,942 |
| Salaries and employee benefits | $445,000 | 6,647 |
| Premises and equipment expense | $132,000 | 6,008 |
| Additional noninterest expense | $163,000 | 7,598 |
| Pre-tax net operating income | $305,000 | 6,471 |
| Securities gains (losses) | $204,000 | 1,034 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $330,000 | 5,880 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $330,000 | 5,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $197,400 | 6,798 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,604 |
| Total interest expense | $330,000 | 5,638 |
| Net interest income | $439,000 | 7,033 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $84,000 | 4,247 |
| Total noninterest expense | $363,000 | 7,025 |
| Salaries and employee benefits | $220,000 | 6,691 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $160,000 | 6,337 |
| Securities gains (losses) | $94,000 | 1,035 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,900 | 6,669 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 6,794 |
| Total interest expense | $1,449,000 | 5,842 |
| Net interest income | $1,608,000 | 7,256 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 4,346 |
| Total noninterest expense | $1,451,000 | 6,948 |
| Salaries and employee benefits | $820,000 | 6,813 |
| Premises and equipment expense | $269,000 | 5,910 |
| Additional noninterest expense | $362,000 | 7,402 |
| Pre-tax net operating income | $445,000 | 6,978 |
| Securities gains (losses) | $142,000 | 1,429 |
| Applicable income taxes | $210,000 | 5,041 |
| Income before extraordinary items | $377,000 | 6,946 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $377,000 | 6,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,332 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $286,120 | 7,288 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 7,216 |
| Total interest expense | $1,710,000 | 6,586 |
| Net interest income | $1,330,000 | 7,636 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $244,000 | 6,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $244,000 | 4,534 |
| Total noninterest expense | $1,429,000 | 6,952 |
| Salaries and employee benefits | $714,000 | 7,146 |
| Premises and equipment expense | $296,000 | 5,556 |
| Additional noninterest expense | $419,000 | 6,998 |
| Pre-tax net operating income | $145,000 | 8,120 |
| Securities gains (losses) | $185,000 | 1,259 |
| Applicable income taxes | $108,000 | 5,918 |
| Income before extraordinary items | $222,000 | 7,585 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $222,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $98,050 | 8,243 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 7,857 |
| Total interest expense | $1,378,000 | 7,392 |
| Net interest income | $1,172,000 | 8,128 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $203,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,177,000 | 7,559 |
| Salaries and employee benefits | $620,000 | 7,590 |
| Premises and equipment expense | $285,000 | 5,590 |
| Additional noninterest expense | $272,000 | 8,175 |
| Pre-tax net operating income | $198,000 | 8,368 |
| Securities gains (losses) | $12,000 | 1,101 |
| Applicable income taxes | $68,000 | 6,962 |
| Income before extraordinary items | $142,000 | 8,466 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $142,000 | 8,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $133,840 | 8,505 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 8,376 |
| Total interest expense | $1,033,000 | 8,096 |
| Net interest income | $1,076,000 | 8,456 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $194,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $194,000 | 5,009 |
| Total noninterest expense | $1,175,000 | 7,628 |
| Salaries and employee benefits | $624,000 | 7,620 |
| Premises and equipment expense | $287,000 | 5,600 |
| Additional noninterest expense | $264,000 | 8,434 |
| Pre-tax net operating income | $95,000 | 9,096 |
| Securities gains (losses) | $49,000 | 987 |
| Applicable income taxes | $37,000 | 7,868 |
| Income before extraordinary items | $107,000 | 8,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $107,000 | 8,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $70,740 | 9,106 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 8,412 |
| Total interest expense | $1,103,000 | 8,147 |
| Net interest income | $1,123,000 | 8,515 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $202,000 | 7,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $202,000 | 4,928 |
| Total noninterest expense | $1,113,000 | 7,786 |
| Salaries and employee benefits | $605,000 | 7,731 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $285,000 | 8,266 |
| Pre-tax net operating income | $212,000 | 8,856 |
| Securities gains (losses) | $100,000 | 1,273 |
| Applicable income taxes | $105,000 | 7,455 |
| Income before extraordinary items | $207,000 | 8,566 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $207,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $141,000 | 8,982 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 8,801 |
| Total interest expense | $1,113,000 | 8,371 |
| Net interest income | $1,073,000 | 9,009 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $232,000 | 7,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $232,000 | 4,581 |
| Total noninterest expense | $1,012,000 | 8,299 |
| Salaries and employee benefits | $525,000 | 8,423 |
| Premises and equipment expense | $225,000 | 6,418 |
| Additional noninterest expense | $262,000 | 8,709 |
| Pre-tax net operating income | $293,000 | 9,033 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $200,000 | 9,151 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $200,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $195,980 | 9,146 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 9,091 |
| Total interest expense | $1,168,000 | 8,476 |
| Net interest income | $1,036,000 | 9,458 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $245,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $245,000 | 4,593 |
| Total noninterest expense | $1,117,000 | 8,269 |
| Salaries and employee benefits | $490,000 | 8,966 |
| Premises and equipment expense | $199,000 | 7,045 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $146,000 | 10,106 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $107,000 | 10,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $107,000 | 10,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $107,000 | 10,108 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 9,559 |
| Total interest expense | $1,069,000 | 9,004 |
| Net interest income | $1,038,000 | 9,823 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $250,000 | 7,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $250,000 | 4,479 |
| Total noninterest expense | $956,000 | 9,144 |
| Salaries and employee benefits | $490,000 | 9,199 |
| Premises and equipment expense | $194,000 | 7,315 |
| Additional noninterest expense | $272,000 | 9,576 |
| Pre-tax net operating income | $286,000 | 9,853 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $97,000 | 9,235 |
| Income before extraordinary items | $192,000 | 10,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $192,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $190,020 | 10,012 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 9,759 |
| Total interest expense | $1,031,000 | 8,555 |
| Net interest income | $992,000 | 10,416 |
| Provision for loan and lease losses | $44,000 | 6,435 |
| Total noninterest income | $268,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $268,000 | 4,403 |
| Total noninterest expense | $918,000 | 9,694 |
| Salaries and employee benefits | $489,000 | 9,494 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $236,000 | 10,698 |
| Pre-tax net operating income | $298,000 | 10,152 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $208,000 | 10,186 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $208,000 | 10,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $208,000 | 10,227 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 9,947 |
| Total interest expense | $1,153,000 | 8,472 |
| Net interest income | $967,000 | 10,894 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $376,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $376,000 | 3,913 |
| Total noninterest expense | $884,000 | 10,273 |
| Salaries and employee benefits | $474,000 | 9,914 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $220,000 | 11,470 |
| Pre-tax net operating income | $411,000 | 9,328 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $258,000 | 9,954 |
| Extraordinary gains, net | $23,000 | 2,642 |
| Net income | $281,000 | 9,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $258,000 | 9,692 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 9,828 |
| Total interest expense | $1,565,000 | 8,317 |
| Net interest income | $978,000 | 11,182 |
| Provision for loan and lease losses | $44,000 | 9,347 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $810,000 | 10,957 |
| Salaries and employee benefits | $417,000 | 10,665 |
| Premises and equipment expense | $181,000 | 8,279 |
| Additional noninterest expense | $212,000 | 12,073 |
| Pre-tax net operating income | $404,000 | 9,206 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $267,000 | 9,710 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $267,000 | 9,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 8,164 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $265,020 | 9,357 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.